It was there at that moment that I came to realize the value and power of education. This man invested 12 years and $1,000,000 to have knowledge and a skill that was highly prized and highly compensated. He made an investment in himself. As we got to know each other better he later revealed that his annual earnings were about $1,500,000 after taxes. He was just 34 years of age and expected to work to age 60. I did the math, if he doesn’t improve his earning by a nickel each year, then the total income he would enjoy would amount to $39,000,000 in his lifetime, which represented a return that my calculator couldn’t handle.