529 College Savings Plan

529 college savings plan

For many students, it helps to have some funds set aside to help cover the cost of education. Financial aid may be available to those who are eligible. A 529 is a specific type of savings plan that may be a great fit for many people. It is important to understand what it is and how it works to determine if it is a viable route for your needs.

What is a 529 College Savings Plan?

A 529 plan is a type of tax-advanced savings plan. The goal of this type of plan is to encourage the saving for furniture education costs. These plans are sometimes called qualified tuition plans. They are sponsored by a state, a state agency, or an educational institution. They fit under Section 529 of the Internal Revenue Code.

In short, a person may wish to put funds aside into these plans now so that the named student may then use them later when they enroll in their education.

As a state-sponsored plan, the terms and conditions for how these plans are used differ in each organization. It is necessary to read through the terms and conditions for the plan you select within your state to know what to expect with them.

What Are Some Benefits of a 529 Plan?

The key benefit of this type of plan is that it is tax advantaged. That means that the funds are put into the account and allowed to grow there without having taxes levied on them. The hope is that interest builds on the account and grows its value over time. Then, when the student uses the funds for qualified tuition and other costs, they do not have to pay taxes on those funds as they are withdrawn. Limitations and restrictions apply.

What Are the Types of 529 Plans?

There are two types of 529 plans that you may elect based on availability in your state: prepaid tuition plans and education savings plans. Here is a look at the differences.

Prepaid Tuition Plans 

This type of plan lets the saver purchase units at participating colleges or universities. Sometimes savers purchase credits. Many times, the participating colleges and universities are public or otherwise in-state institutions. Savers purchase those credits for future tuition and mandatory fees required by the school. They purchase them at the current prices for the listed beneficiary on the plan.

Prepaid tuition plans do not allow for the payment of future room and board costs at colleges or universities. Also, it is not possible to use those funds to prepay for tuition at an elementary or secondary school.

Many times, these plans are sponsored by the state governments. Savers and sometimes beneficiaries need to have residency in that state (requirements differ). These plans do not have any federal promise to them, though some states may promise the funds if paid into a prepaid plan that the state is sponsoring. This is not the case in all situations.

If there is a financial shortfall and there is no promise in place, the saver may lose some or all of the funds they put into the plan. Also, note that with prepaid tuition plans, the student may not receive as much of the funds saved for them if they do not attend a qualified and participating school within the plan.

Education Savings Plans

The second option is an education savings plan. It allows the saver on the account to open an investment account. The funds put into the investment account are meant for the listed beneficiary’s qualified higher education expenses. This may include the student’s tuition, mandatory fees, and room and board costs. In many cases, the withdrawals from these plans may be used to cover the cost of education at any college or university. In some cases, colleges and universities overseas may quality.

Students may apply as much as $10,000 per year per beneficiary to these costs. This may be at a public, private, or religious elementary or secondary school as well as colleges and universities.

With education savings plans, the saver may be able to select from a range of investment portfolio options. This may include exchange-traded funds or mutual funds. They may also elect a protected bank product.

These education savings plans are sponsored by state governments, though some have residency requirements for the saver and beneficiaries. Some states do not provide promises on these funds.

 

Frequently Asked Questions

If you have a few questions about 529 college saving plan options, take a look at these questions. You may find they offer some insight into the way these plans may work.

Who May Open a 529 Plan Account?

A 529 plan may be opened by a parent, grandparent, friend, or relative. In addition, it is possible to open these accounts on your own for your own savings for educational expenses.

Which states offer a 529 college savings plan?

All 50 states and the District of Columbia sponsor at least one type of 529 plan. In addition to this, there are some private colleges and universities that also sponsor prepaid tuition plans. You may wish to check with your state to learn more about the specific options available in your area.

These plans are tax-advantaged plans that are available across the country. States, state agencies, as well as some educational institutions sponsor these plans. This is done under Section 529 of the Internal Revenue Code.

Are 529 plans only for kids?

No, it is possible for anyone to use 529 plans in the family, including you. These plans typically cover the educational expenses, including the cost of college or some types of post-secondary education. That includes the tuition costs for private and secondary school at a public, private, or religious school.

Also, note that the person who opens the account is called the account holder or sometimes the saver. The person that the account is named for – and who may use it – is the student or beneficiary. The account holder and the beneficiary may be the same person. In other words, you may be able to open this type of account for yourself.

What may I use my 529 plan assets for?

There are many ways that you may be able to use a 529 plan. Many times, these are used to save for educational expenses for the student, which may be any student in the family. There are a range of qualified education expenses that you may use for this. This includes tuition. The funds within the account may be used at any religious, private, or public school, including college, post-secondary education, elementary, and secondary schools.

There may be other types of qualified higher education expenses. This may include room and board as well as any mandatory fees, books, computers, and software. These are considered mandatory, not optional, purchases for education.

What happens to the funds invested in my 529 plan if my child receives a scholarship?

This may differ from one state to the next. When it comes to merit-based scholarships, the 529 savings plan does not have an impact on the amount of scholarship you may qualify for. These are not need-based scholarships. As such, they typically do not play a role in the use of a 529 plan.

Need-based scholarships may be based on a student’s financial needs. Having a 529 plan in place may reduce the amount of financial assistance provided simply because the student has those funds set aside. That may mean that you may not qualify for all of the need-based scholarships you would without those funds. Be sure to check with our state’s 529 plan to determine how this is handled.

Does investing in a 529 plan impact financial aid eligibility?

Each school treats the funds or assets in a 529 account differently. It is important to check with the details of the state plan to know the specifics. In many cases, investing in a 529 plan generally impacts a student’s eligibility for any type of need-based financial aid for their college education.

One key to consider about this is loans. Many times, for college education, a large part of the offering in a student aid package includes loans. By working to save funds through a 529 plan throughout the student’s lifetime, there may be less need to rely on loan loans that need to be repaid down the road.

What restrictions apply to an investment in a 529 plan?

Many 529 plans have some type of restriction on them. It is quite important for those who plan to use them to read through each of these individual plans to understand what their specific rules and restrictions are before making the decision to use them.

For example, there are often limitations and restrictions related to the underlying investments. Fore ample, some may have pre-set investment options. Many do not allow users to switch between options often. Current law states that account holders are only allowed to make changes to their investments two times per year or when there is a change to the beneficiary receiving the funds.

Another common restriction is on withdrawals. Often, those with a 529 plan may withdraw funds from the account for qualified higher education expenses or for tuition costs. This may apply to only elementary and secondary schools. If they do so outside of these limitations, there may be taxes and penalties to pay as a result.

How does investing in a 529 plan affect federal and state income taxes?

Those who invest in a 529 savings plan may be able to apply tax benefits. These vary at the state level. It is often necessary to work with your accountant to be sure that you are taking the correct course of action for applying these savings opportunities.

Both state and federal laws related to 529 plans may change over time. Be sure to understand the tax implications of investing in these plans by speaking to an advisor. Some states offer tax benefits for 529 contributions. This may include deducting contributions from state income tax. At the federal level, the withdrawals from the 529 savings plan are not considered income, and therefore they are not taxed when they are used for qualified expenses.

Average Debt in America

What Is the Average Debt in America Per Household?

The average amount of debt per household in the U.S. was $104,215 in 2023, according to a report conducted by Experian. That includes mortgages and vehicle loans. It is an increase of 3.4% over the previous year. The average debt also includes any loans and credit cards a person has. This often lumps student loans into the mix as well.

Another way to consider how much debt Americans have is to consider the amount of overall debt owed by all Americans. According to the Federal Reserve Bank of New York, in 2023, household debt across the county rose to $17.7 trillion. This includes mortgage debt as well as non housing balances. Of that, about $17.5 trillion in household debt, such as mortgage debt.

Overall, reports indicate that 340 million Americans have some type of debt, including mortgage and car loans. The Urban Institute notes that 64 million Americans have at least some credit card debt.

Why is Debt on the Rise in the U.S.?

There are many potential reasons why debt continues to increase. According to the Federal Reserve, a large amount of the debt consumers have is due to an increase in mortgage balances, thanks to the purchase of homes that cost more now than they did just a few years ago. However, it may also be due to the increase in inflation, which has reached a 40 year high in 2022, which means that many consumers are spending a lot more than they did before to maintain the same standards of living.

How Much Student Loan Debt Do Americans Have?

According to a report from Experian, the average consumer student loan was $38,787 in 2023. That decreased by -0.6% in 2020 from $38,792. According to White House data, the average student who leaves college with an undergraduate degree program has almost $25,000 in debt.

One of the reasons student loan debt did not increase as rapidly from 2020 to 2021 as it did in prior years is that the U.S. Federal Government put a pause on federal student loan repayment and interest rates. That, along with the hold on collections activity on those student loans, created a bit of a break for consumers on increasing student loan debt. However, for those individuals that did not pay down their debt during that break, it continues to be a component of their ongoing overall debt.

Why Is Student Loan Debt So High in the U.S.?

The cost of higher education continues to rise. According to White House information, the cost of both a four year private and a four year public school has tripled from 1980 through 2022. While many students may have benefited from Pell Grants, which used to cover as much as 80% of those costs, that type of financial aid only covers about a third of the cost of higher education now. Financial aid may be available to those who qualify. That means more students are paying out of pocket or through third party loans to cover their overall costs.

 

Will Student Loan Debt Forgiveness Help with Debt?

The Student Debt Relief Plan provides loan forgiveness for qualified borrowers of up to $20,000. The program may help some families to see relief from debt up to the amount of debt forgiven. The amount may differ for each student.

How Many People Have Student Loans?

The White House notes that there are more than 45 million student loan borrowers in the U.S. That may account for both those who just left school and those who have been out of school for a long time. The reports also indicate that, of those who have student loans, about 16% of them are in default. That includes about a third of all senior citizens who still have student loan debt that they have not repaid.

Consider a few key figures:

  • 45 million people have student loans in the U.S.
  • About 16% of all student loan borrowers are in default
  • About 1/3 of all senior citizens still carry student loan debt
  • The typical Black borrower still owes 95% of their student loans 25 years after they graduate
  • About 66% of people who have a Pell Grant come from a family that earned under $30,000 per year.

What Type of Debt Do Americans Owe?

There is a wide range of debt types that Americans owe. They commonly include mortgage loans, credit card debt, student loans, and vehicle debts. That is a combination of secured and unsecured debt that’s impacting monthly budgets for many of today’s consumers.

Take a look at how much debt the average consumer had in 2023, according to the Experian data:

  • Mortgage Debt: $244,498
  • Home equity loans or lines of credit: $42,139
  • Student loans: $38,787
  • Vehicle loans and leases: $23,792
  • Credit card debt: $6,501
  • Personal loans: $19,402

Americans owe a wide range of debt types, and having various forms of debt is not in itself a bad thing. However, those with mounting debt could struggle to continue to make payments.

How Much Debt do People Have Compared to Income?

Using just a dollar amount to represent the amount of debt a household has does not necessarily mean it is unaffordable. Those with a higher debt to income ratio, though, may have more of a struggle to combat. According to data from the Federal Reserve Bank of New York, In 2021, the overall debt to annual income ratio was 145%, which means that consumers had 145% more debt than they had income.

What Is Considered a Normal Level of Debt for Households?

The optimal situation is that consumers do not carry debt but instead pay off what they borrow each month. However, that is not always the case. There is no specific feature considered normal debt levels. However, the Federal Housing Association recommends having debt, including mortgage payments, under 43% of total income.

As noted by the Consumer Financial Protection Bureau, lenders set their own expectations for debt to income ratios. Some may have a significantly higher threshold than others. In general, the lower this figure is, the more funds a consumer has to manage their monthly expenses.

Average Debt by Income Percentile

There are many ways to consider how much debt Americans have. One way to consider this is to look at how much debt families have compared to their income. The Survey of Consumer Finances provides some insight into this. It looks at the amount of debt based on the net worth percentile. It found that the amount of debt a person has increases based on their net worth.

Here is a look at how much debt people have based on their income:

  • Those who have less than 25% of their net worth in debt, the average debt was $66,940.
  • For those who have between 25% and 49.9% of their net worth in debt, the average debt was $89,070.
  • For those who have between 50% and 74.9% of their net worth in debt, their average debt was $132,520.
  • For those who have been 75% and 89.9% of their net worth in debt, the average debt was $412,650.

Which States Have the Lowest Debt and the Highest Debt?

There are some states with lower household debt than others. Debt amounts range widely throughout the U.S. The states with the least amount of debt include:

  • Mississippi
  • West Virginia
  • Kentucky
  • Arkansas
  • Ohio

Some students have a higher amount of debt than others. The states with the highest amount of debt include:

  • District of Columbia
  • Colorado
  • Hawaii
  • California
  • Washington

Are There Americans That Live Debt Free?

Without a doubt, there are many people throughout the U.S. that do not carry debt. That means they do not have credit card debt or even a mortgage. The number of people who do not have debt changes each year. However, the Experian study indicated that under 25% of all American homes are living without debt. That does not include people who only have a mortgage and no other debt.

What to Do If You Need Help with Debt

Many people who have debt struggle to make payments each month on what they owe. This is financially taxing and may be hard to overcome. There may be some resources to help you.

Student loan forgiveness

If you have student loan debt, learn more about the numerous student loan forgiveness programs that are available. You may do that at the Department of Education website. It may be possible to earn debt forgiveness, discharge, or cancellation of your debts.

Student loan defaults

If you have debt that is in default from student loans, The Federal Student Aid department at the U.S. Department of Education offers insight into what your legal options may be.

Student loan forbearance

It may also be beneficial to consider student loan forbearance. This may allow you to stop making payments for a short period of time. You may learn more about forbearance at the Department of Education website as well.

Other debt help

More information on repaying your debt is available at USA.gov. You may also find a wide range of debt supportive tools and education at the Consumer Financial Protection Bureau.

How Do You Get Student Loans Without a Job?

Get Student Loans

With a competitive job market, many people are wondering whether it is the perfect time to attend college. These students are unsure about present and future job prospects along with rising student debt. Also, you may not presently have a job. So you are unsure if you may be eligible for student loans without a job? Learn more about how to receive a student loan without a job.

Can You Get Student Loans Without a Job?

Getting a student loan without a job may be possible when you have a cosigner. A cosigner is someone who may be willing to make your payments. Private lenders will accept this payment arrangement. They are willing take on the financial risk when two people make payments. The recent COVID 19 pandemic has forced many businesses to close and furlough staff. This situation has forced students to worry about paying off their student loan debt. It may also force some students to postpone their college courses until the economy improves.

The U. S. Bureau of Labor Statistics conducted an student unemployment study in January 2020. Unemployed high school graduates made up 3.8 percent of the study. College graduates had a 2.9 unemployment rate during the same month. With these worries, students wonder how they may pay for their college expenses. Student loans without a job could fill in the gaps or pay the entire costs. Students may seek a loan from a private lender. You may also be eligible for federal aid if you qualify. Private loan lenders may offer student loans even if you’re unemployed or if you have bad credit history. Financial aid may be available to those who qualify.

How Do I Qualify for Student Loans Without a Job?

One way to qualify is to have a cosigner. Private lenders take into consideration a person’s employment history and credit history. This information allows lenders to figure out the amount of the loan. A cosigner is anyone who meets the eligibility criteria for the student loans without a job. The cosigner may be your parents, grandparents, or another family member. It may also be a spouse or family friend. The cosigner typically have to meet the following criteria:

Income minimum limits and debt to income ratios may vary between lenders. You may need a cosigner if you don’t have a job. Ensure that the cosigner is someone that you trust.

Can You Get Federal Student Loans and Private Student Loans Without a Job?

Both private and federal aid lenders may provide student loans to unemployed students. You should double check if you meet the eligibility requirements of each lender. 

What Federal Student Loans May You Receive Without a Job?

U.S. Department of Education will not review your credit report. The organization will also not check income history. They provide Stafford loans based on financial need. You also typically don’t need a cosigner. The only exception to this rule is if you plan to take out a Direct Plus loan with poor or no credit history. In these instances, you may need to have an endorser, which is similar to a cosigner.

Types of federal student loans that you may be eligible for if you don’t have a job include:

  • Direct Subsidized Loans: A federal student loan for undergraduate students. You may have to show financial need. The federal government will pay the fixed interest rate for the life of the loan.
  • Direct Unsubsidized Loans: A federal student loan for undergraduate and graduate students. You do not need to prove financial need. This federal student loan usually has fixed interest rates for the life of the loan.

Federal student loans typically have lower interest rates. This option also provides more variable payment options than private loans. You need to fill out a free application for federal student aid (FAFSA). Then you may send it to the eligible financial institution. The eligible financial institution may determine the amount of the federal loans.

 

What Private Student Loans Are Offered to Unemployed Students?

Private student loans may be available for unemployed students. You may need to have a cosigner to receive the loan. Citizens Bank and Sallie Mae may provide student loans. You may also seek out financial loans from a credit union. Private lenders may check your credit history and employment history for loan eligibility.

Other private lenders may check your future income potential instead of doing a credit check. This factor occurs when you don’t have a credit history or a co signor. Lenders understand that you may find employment after college. In this instance, you may be able to obtain one and submit a loan application.

How Do I Repay Student Loans Without a Job?

You may have to repay the personal loan using the funds from a savings account. The cosigner may also make monthly payments for you during your unemployment. Then you can take over the remaining loan amount or repay the cosigner. You could ask for forbearance or deferment for federal student loans. Forbearance may suspend your federal loan payments. The interest will still accrue on the loan as you will need to pay it later. Deferred federal loans will not accrue interest.

You may also qualify for loan forgiveness programs or an income driven repayment plan for federal loans. There might be less private student loan repayment options for unemployed students. Some student loan lenders may offer unemployment protection or economic hardship forbearance. You may check with specific loan servicers and student loan options. They may inform you about the length of their repayment term’s grace period. Also, don’t forget to check the repayment terms in the loan agreement which has the contracted interest rate. 

  • Loan Forgiveness Programs: Loan forgiveness programs may forgive the remaining loan amount. You may have to make a certain number of previous payments to qualify. Private loan providers typically do not offer loan forgiveness programs. Federal loan forgiveness programs include the Public Service Loan Forgiveness Program.
  • Income driven Repayment Plan: An affordable payment program based on your income and family size. The PAYE plan applies to federal loans. Sallie Mae offers a $25 payment option while you’re in school and during the grace period.
  • Unemployment Protection/Economic Hardship Forbearance Programs: Some private lenders may offer deferment or forbearance programs. They’re available if you may experience unemployment or economic hardships. The Citizen’s Bank Student Loan offers deferment options. They may defer interest and payments for 6 months after graduation.

What Other Options May Help Pay for College?

You may try to pursue other financial aid options. Grants and scholarships typically do not need you to pay back the funds if you graduate. Yet, certain grants, such as a Pell Grant, may need repayment if you drop out of college. Other options may include:

  • Waiting to go to college until after finding a job
  • Placing the extra money into a savings bank account until you have enough for college
  • Obtaining a part time job, either online or at a brick and mortar establishment

The pandemic has caused increased economic uncertainty on a global scale. Many students are reconsidering their career options right now. You may select the loan options that best fit your current job goals. Then you could receive the desired degree at a great college.

FAFSA: Parent and Student Assets

FAFSA

Reporting Assets on the FAFSA

The FAFSA requires you complete sections regarding your family’s assets and net worth of investments. Many families are confused about what they should and should not include when responding to these questions. Here’s a simple breakdown of what you should and should not include.

What are Student Assets on FAFSA? What are Parent Assets on FAFSA?

Cash, Savings & Checking Account Balances

When asked to list your (and your spouse if applicable) and your parents’ (if applicable) current cash, savings, and checking account balances…DO respond with the combined amounts as of the date you are filing the FAFSA.  These cover parents assets on FAFSA. 

They ask you to report cash because some families actually keep sizable amounts of cash in safe deposit boxes or otherwise outside of banks.

Net Worth of Investments – Considered Assets

This is where the FAFSA gets tricky and sometimes confusing. DO include the following investments:

  • Real estate other than the home you live in
  • UGMA and UTMA accounts
  • Money market funds
  • Mutual funds
  • Certificates of deposit (CD’s)
  • Stocks
  • Stock options
  • Bonds
  • Other securities
  • Installment and land sale contracts including mortgages held
  • Commodities investments (gold, silver, etc)
  • Qualified educational benefits or education savings accounts such as Coverdell savings accounts, 529 college savings plans, the refund value of 529 prepaid tuition plans

DON’T include these investments as assets on the FAFSA:

  • The equity available in the home you live in
  • The value of life insurance
  • The value of retirement plans such as 401k plans, pension funds, annuities, non-education IRAs, Keogh plans, UGMA and UTMA accounts for which you are the custodian but not the owner

You will also be asked about the value of your businesses and investment farms. Business and/or investment farm value includes the market value of land, buildings, machinery, equipment, inventory, etc. However, business/farm value does not include the value of a small business your family owns and controls more than 50% if that business has fewer than 100 full time or full time equivalent employees.

Also, the value of a family farm does not include a family farm you (your spouse and/or your parents) live on and operate.

Remember also that the FAFSA is asking for net worth of investments–the value of the investments minus any debt owed against them. Debt here means only debt owed against a particular investment or in the case of a business or farm where the business/farm was used as collateral to secure the debt.

 

36 Companies That Pay For College

companies that pay for college

Looking for Jobs That Pay for College?

One of the perfect ways to pay for college is to find companies with tuition reimbursement. This has never been more important than now, with college costs on the rise. According to the National Center for Education Statistics, for the 2021 to 2022 academic year, average undergraduate tuition, fees, room, and board was $26,000 at public colleges and $55,800 at private nonprofit colleges!

As luck would have it, there are quite a few companies that pay for college. They offer tuition assistance programs (TAPs) or tuition reimbursement as an employee benefit. Why would they offer such a lucrative perk to someone working? It’s really quite simple.

Many employers understand that this type of incentive may tempt you to work for and stay longer with the company. We know we’d feel loyal if someone gave us $12,000 for college. Wouldn’t you? If you have to work while going to school, consider looking into jobs that will help pay for college.

What is Tuition Reimbursement?

Tuition reimbursement is an employee benefit like healthcare, 401K and paid time off. It means a company “pays you back” or reimburses eligible employees a certain amount towards the cost of tuition.

Since the amount may not cover all higher education costs, another term for this type of program is tuition assistance. Also it is not part of your normal salary. But some companies set these funds aside to help their employees pay for college tuition.

There is no cap to the amount of an educational benefit. However, the IRS requires you to pay tax on the amount if over $5,250 as of 2021. Your employer then has to list the benefit as part of your income unless the amount is less than $5,250. As a result, many employers use this amount as a maximum payout.

How does Company Tuition Reimbursement Work?

Each company’s tuition reimbursement program may be different. It tends to reflect their human resource policies, company size and industry. It typically works by the employee paying upfront for their college classes. Then the employer may reimburse partial or full amounts when you complete the class or semester.

Smaller companies may offer to pay for college related to a salaried employee’s current job. So let’s stay you work in finance. Your company might only pay for the college credits needed for you to earn a CFA certification.

In comparison, larger companies that pay for college’s full tuition may be a great option. These programs pay for the four year tuition of an undergraduate degree or a graduate degree such as an MBA. Because many students work while at school, an online college degree may also qualify.

If a company does agree to pay up front there may be some fine print. For instance, if you fail or quit, your benefit may turn into a loan which you have to repay.

36 COMPANIES THAT PAY FOR COLLEGE

Check out these well known companies and their jobs that will pay for college.

1. UPS

Part time employees of UPS are eligible to receive up to $5,250 in tuition assistance per year, up to a lifetime maximum of $25,000. Eligibility begins on the date of hire. Also, many full time UPS employees started at the company as part time or non manager employees, including managers and executives!

2. PUBLIX

According to the company’s website, Publix reimburses the cost of college classes, technical training and online programs. Whether an undergraduate or graduate degree. The program is available to all associates. Any associate with at least six months of continuous service, and who works an average of 10 hours per week is eligible. Associates enrolled in a four year college may receive up to $4,000 annually, with a lifetime limit of $16,000.

Associates enrolled in undergraduate courses at a two year community college, technical program or individual course program may be reimbursed up to $2,200 annually, with a lifetime limit of $4,400.

3. WELLS FARGO

Wells Fargo offers several scholarships to children of employees, ranging from $1,000 to $3,000 each. They also offer their employees up to $5,000 in reimbursement annually, for eligible tuition expenses.

4. SMUCKERS

Employees may be eligible for reimbursement of tuition costs for Company- approved college courses. In addition to that, they offer a scholarship program for children of employees. And also a lifetime supply of delicious strawberry jam! (ok we made up that last part…)

5. COMCAST

Comcast offers an Education Assistance Program. However, few details are available on their website.

6. STARBUCKS

Employees based in the U.S. working an average of 20 hours per week at any company operated store and who do not yet have a bachelor’s degree are eligible for the Starbucks College Achievement Plan.

Introduced in June 2014, in partnership with Arizona State University (ASU) this opportunity offers all eligible U.S. partners (employees) to earn their college degree with full tuition coverage. Employees may pursue ASU’s online degree programs for undergraduates.

7. VERIZON

All regular full and part time domestic Associates who work at least 17 hours per week may be eligible for tuition assistance at Verizon from their date of hire. Associates must be on the active payroll and not on a leave of absence when the course begins. They also have to stay on the payroll for the duration of the course. The job and location factor into your pay and benefits.

8. BANK OF AMERICA

Tuition repayment is available from the Bank of America. However there are few details on the website.

9. BEST BUY

BestBuy offers tuition assistance and discounts. Eligibility for these perks depends on work status, length of service and position within the company.

10. DISNEY

Disney offers 100% of tuition paid upfront at Disney Aspire network schools. The benefit applies to full and part time hourly employees.

11. Home Depot

If you like to do home improvement work, one of the companies that pay for college might include working at Home Depot. The company budgets $6,000 tuition assistance per year for qualifying full time associates, $3,000 per year if part time and $2,500 per year for immediate family members.

Home Depot selected Bellevue University to partner with them in this program. The university agreed to allow employees to defer payment to them until after they receive your education assistance. The school also allows those in the program to transfer in eligible college credits with no fee.

12. AT&T

AT&T employees may receive payback for approved education costs with the company’s tuition assistance plan.

13. WALMART

Wal-Mart partners with Guild Education to offer eligible associates a choice of flexible, online education programs from schools through their education benefit, Live Better U. For what equals $1 a day (or less!), eligible associates may get their high school diploma or earn a college degree. One may also study to prep for ACT and SAT classes, learn a language, or earn college credits with College Start.

14. CHIPOTLE

Through the program with Guild Education, Chipotle employees may pursue undergraduate or graduate degrees, take college courses, earn a GED, or study English as a second language. At last check, the company offered up to $5,250 per year.

15. AMAZON

For eligible employees, Amazon may pay up to 95% of tuition and fees (up to a yearly maximum) towards a certificate or diploma in qualified fields of study, leading to a great career path.

16. MCDONALD’S

The fast food chain is not to be left out with it’s ‘Archways to OpportunityTM’ program. It aims to help anyone who works at a company owned or independently franchised restaurant. Programs are available to McDonald’s employees and the employees of independent franchisees. Student/employees may also improve English skills, work to earn a high school diploma (online too!) or college degree.

17. TARGET

Target is another of the larger companies that offer tuition assistance. If you’re eligible, the company may help pay for job related courses at an accredited college, technical school, or university. The annual max they reimburse reflects the type of coursework you enroll in. Other benefits include a GED reimbursement program and student loan refinancing.

18. APPLE

There’s an Apple University so it’s no surprise the company also covers some eligible formal education. As far as the eye can see the education must relate to advancing your career at Apple. Then, the company says it reimburses you for certain educational expenses, including tuition.

19. ORACLE

Oracle reimburses tuition fees up to $5,250 per calendar year for approved programs of study. Management approval is required.

20. RAYTHEON TECHNOLOGIES

Raytheon has interests in Intelligence, space, and defense. The company offers educational assistance for approved courses or degree programs and certifications geared to enhance skills.

21. FIDELITY

Fidelity offers student loan assistance as well as reimbursement on tuition.  According to Glassdoor, the company supports associates in pursuing a part time course of study toward a certain work related degree or certificate program.

22. PROCTOR AND GAMBLE

P&G offers a reimbursement plan. It allows full time employees to seek continuing education courses or programs related to their current or potential next assignment within the company.

23. DELOITTE

Deloitte offers a Graduate School Assistance Program (GSAP). It aims to send “high performing” consulting professionals to graduate school. GSAP participants receive full tuition reimbursement after two years of employment at Deloitte following graduate school. Once a graduate, Deloitte offers participants the option to return to the company as Senior Consultants. The program also provides a technology allowance after students leave grad school. And, the company negotiates discounts for grad school entrance exam prep classes as well.

24. BP

BP offers an Educational Assistance Program. It aims to assist employees in taking advantage of studies that will benefit both the employee and the company. Although the company may provide these benefits, it makes no commitment to promote, transfer or increase salaries by doing so.

25. FedEX 

FedEX subsidizes tuition for eligible employees. The program helps pay for higher education if it aims to help the employee advance within the company.

26. LOWE’S

At Loewe’s, all regular employees are eligible to take part in the tuition reimbursement program after one year of work. Courses that count as eligible include core classes and electives required to attain a degree. The degree can be an associate, bachelor, masters or doctoral degree from an accredited school.

Both associate and bachelor’s degree programs may be in any major. But the company restricts master’s/doctoral degrees to topics that aim to prep the employee to advance within the company.

27. CVS

CVS’ Total Rewards program aims to help employees improve and keep fit and healthy. Their website does not provide too many details but does say they offer Educational support.

28. CHICK-FIL-A

Each year, Chick-fil-A awards two types of scholarships to qualifying restaurant Team Members. They are True Inspiration Scholarships ($25,000) and Leadership Scholarships ($2,500). In 2020, 6,700 Chick-fil-A Team Members across 47 states (plus D.C. and Canada) received scholarships, totaling $17 million per the company’s website.

Recipients may use the funds at any accredited two or four year college, university, or technical/vocational school. The company also has a network of colleges and universities that offer discounts.

29. CARMAX

Carmax pays for eligible tuition expenses. That means you need pre approval and to study at an accredited school. All associates (even if on commission) may qualify to use the program.

30. JetBlue

JetBlue Scholars is the airline’s program of college assistance. Students can get credit for courses completed at other colleges, licenses and certifications, and even on the job experience, including JetBlue training. Student employees may take approved courses online for college credit that the company pays for. You also take the final semester online at a JetBlue partner school. Scholarships may be available for those who qualify.

As of 2019, the company planned to add the JetBlue Scholars Master’s Pathways. This program partnered with select schools who offer online graduate programs. It also would allow crew members to pursue a master’s degree.

31. CHEVRON

At Chevron, if you’re eligible to receive a severance pay benefit, you may also take part in the SESP Educational Assistance Program. This program offers reimbursement of up to 75% of the cost of tuition. It also covers learning platform subscription, required books and fees (up to a total of $5,000) for courses and training to help you prepare for other job opportunities as part of your career transition. Also, the coursework does not have to relate to your job at Chevron.

32. QUALCOMM

One of the benefits of Qualcomm United States is tuition help. The company reimburses up to $5,250 per calendar year for tuition, books and parking for courses that count toward continued education. This includes certification, an associate or bachelor’s. Qualcomm may cover up to $10,125 toward a graduate degree. To access the benefit, an employee must work at least 40 hours/week, be active and get both the courses and school pre approved.

33. BAXTER

Baxter’s Educational Assistance Program invests in employee growth by reimbursing up to $5,250 per year for undergraduate courses at accredited colleges. A separate TAP, that requires management approval, provides funds for graduate courses.  The company (through it’s giving arm) also runs a merit scholarship program. It provides scholarships for post high school education for children of Baxter employees around the globe.

34. PAPA JOHN’S

Papa John’s partners with Purdue Global to offer all corporate members, after working 90 days and averaging 20+ hours per week. They reimburse 100% of tuition if you earn a degree online.

35. EILEEN FISHER

Clothing brand Eileen Fisher offers Wellness and Education Reimbursement Programs. On the wellness side, they cover a range of products and services like massage. And on the education side, classes, including yoga teacher training, photography, mindfulness retreats, jewelry making and languages.

36. GAP INC.

The Gap Inc. requires employees to apply for their tuition benefit. One of the terms of the program is that within 90 days of of the course(s) end date, the employee must show grades and proof of completion. Otherwise, they become responsible to pay the cost.

Why Do Companies Pay for College?

Jobs that pay for college want to keep employee turnover low and also motivate staff with a full benefits package. Turnover may cost a company to recruit and train as well as potentially cause a slowdown in productivity.

The thinking is that a TAP program may tempt employees to stay longer with the company that pays for college. At the same time, having the benefit may make a company appealing to new hires.  Another reason is to also ensure employees have current skills that meet the need of the day. This in turn may save the company money by allowing them to promote from within.

 

How Do You Ask Your Employer to Pay for College?

If the company you work for does not pay for college, you might have to ask and discuss the benefits. Here are a few tips how to ask your job or companies that pay for college.

1. Be reliable 

There’s no sense asking for a benefit without a proven track record. Show up on time, communicate and grow trust so that the company values you and wants to retain you.

2. Look for online options

Employers may worry that the demands of school may shrink your ability to do your job well. Look for weekend and online programs that won’t interfere in your workday.

Figuring out the degree/courses/skills you want your employer to pay for is something to do ahead of time. Then you can present this data to them, showing how and what you want to bring to the table to help the company reach its goals too.

3. Do your research first

Go into your meeting prepared with all the reasons your employer could benefit from your college education too. You may learn how to lead better, do more technical work, and also understand the latest trends and research, etc.

How do you ask your employer to pay for college?

4. Calculate the return on education

You should show the benefit of what the company may get out of investing in your education. You may show how the courses could help you be more effective in your work. Also, gaining new and enhanced skills could contribute to your current job.

5. Pledge loyalty

A company is not going to invest in you if they think you might not stay on the job after earning your new degree. Make sure you understand the corporate structure as well as tell your employer what job within the organization you are pursuing.

6. Stay practical

If you sense your employer may be receptive, stay practical about school choice. In other words, you might want to suggest a certificate program or in state public 4 year vs a private school.

7. Be ready to sign a contract

Companies that pay for college often have extensive terms and conditions in their contract. Also, you may have to sign a contract if you use corporate funds for your studies. Read the fine print, negotiate and address your concerns before you sign on the dotted line.

 

The Psychology of Lying

Even the most honest person has probably lied at least once in her or his lifetime. Sometimes lying feels justified and harmless—we call them “little white lies.” Sometimes lying feels necessary in order to keep the peace between a spouse, friend, or family member.

Psychology of Lying - Infographic

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But as evident in any headline-making scandal, lies may be damaging and have been known to ruin marriages, friendships, and careers. Let’s examine the psychology behind lying: who lies, what we lie about, and why we lie.

Who Lies?

It’s not necessarily clear from research the prevalence of lying. Some studies show that we all lie, and we lie nearly every day. Others conclude that the majority of people are essentially honest—they don’t lie at all, or they don’t lie all that much.

Studying lying isn’t necessarily easy. Many such studies involve having people keep a diary of when they lie over a certain period of time. But there’s no way to tell whether people are being honest in their self-reporting—and people who lie might lie about whether they do and how often they do it.

However, some general trends have emerged about who lies.

What Do We Lie About?

People lie about all kinds of things, depending on who they are lying to. A common lie that both women and men use is “I’m fine.” But there are some differences between the lies men and women make.

Men have admitted to lying about their whereabouts (“I’m stuck in traffic” / “I’m on the way”), a partner’s appearance (“No, your butt doesn’t look big in that”), and gifts they’ve received (“It’s just what I’ve always wanted!”).

Women also lie about gifts they receive, but also about feeling ill (“I have a headache”) and about finances (“It wasn’t that expensive”). It seems that when a man or woman thinks that the truth will make their partner angry, they lie about what they find to be harmless.

 

Why We Lie

Psychologist Robert Feldman has spent many years studying lying. His research showed that when people felt their self-esteem was threatening, they began to lie at higher levels.

Feldman also found that women often have different motives for lying than men, observing:

“Women were more likely to lie to make the person they were talking to feel good, while men lied most often to make themselves look better.”

—Psychologist Robert Feldman

People lie in relationships for a number of reasons.

  • Fear of disappointing or angering their partner
  • To avoid conflict
  • To cover up bad behavior
  • They don’t want to hurt their partner’s feelings
  • For the thrill of it

Keep a lie journal for a week. Write down every lie you tell, who you told it to, and then, delve into the psychology of why you felt compelled to tell it. After that, if you’re hungry for more psychology knowledge, you can search for a psychology program that fits in with your life!

Sources

http://www.blifaloo.com/info/lying-why.php https://time.com/4805380/lying-telling-the-truth/ https://www.ambitionsaba.com/resources/how-often-do-people-lie https://www.uab.edu/news/research/item/12398-new-research-shows-most-people-are-honest-except-for-a-few https://www.psychologytoday.com/us/blog/questions-character/202211/are-most-people-liars https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8982912/#:~:text=A%20meta%2Danalysis%20on%20honesty,4%25%20more%20deceptive%20than%20women. https://www.goldenstepsaba.com/resources/lying-statistics https://huckleberrycare.com/blog/age-by-age-guide-to-lying https://www.rochester.edu/newscenter/when-do-teens-lie-to-their-parents-and-when-do-they-tell-the-truth-574982/ https://www.psychologytoday.com/us/blog/the-nature-of-deception/202303/psychopaths-and-pathological-lying http://smg.media.mit.edu/library/DePauloEtAl.LyingEveryday-Life.pdf http://smg.media.mit.edu/library/DePaulo.ManyFacesOfLies.pdf http://cbsnews.com/news/science-proves-it-men-lie-more-than-women/ http://condor.depaul.edu/tcole/lying.pdf

How to Earn Credit for College with Life Experience

I went to the school of hard knocks. Life is the best teacher. You may have heard these adages before, and there is some truth in them. Many of us do learn from life experiences. While the learning may not always be welcomed at first, we may look back and see how much we’ve grown. We might even be amazed at the knowledge we gleaned—even if the process was filled with potholes. What if you could use those life experiences and turn them into college credits via a “life experience” degree program?

With many nontraditional students returning to college—single moms, professionals seeking new career paths, full-time employees who want to finish their undergrad work—new challenges arise. Trying to juggle family life, work, and earning an online degree isn’t easy. However, if you could transform certain life experiences into legitimate, academic credits that would be accepted by quality, accredited colleges, you may find yourself inspired and motivated to earn that Bachelor’s or Master’s degree you have your heart set on.

College Credit

Credit for Prior Learning (CPL) and Prior Learning Assessment (PLA)

Life experience programs involve Credit for Prior Learning (CPL) and Prior Learning Assessment (PLA). These are educational concepts designed to recognize and give credit for the knowledge and skills that individuals have acquired outside of traditional academic settings. These mechanisms provide a means for learners to demonstrate their proficiency in specific subject areas and potentially earn college credits for their prior experiences.

Credit for Prior Learning (CPL) generally refers to the broader concept of recognizing various types of prior learning, including knowledge gained through work experience, military training, certifications, and self-directed study. It acknowledges that learning occurs in diverse settings and not solely within the traditional classroom environment.

Prior Learning Assessment (PLA) is a specific process within CPL that involves assessing and validating an individual’s prior learning to determine its equivalency to college-level learning. PLA methods may include examinations, portfolios, interviews, or demonstrations of skills. The goal is to evaluate and quantify the knowledge and competencies a person has acquired outside of formal academic courses.

Both CPL and PLA aim to support adult learners, non-traditional students, and those with significant life or work experiences in gaining academic recognition for their existing knowledge and skills. These approaches contribute to a more flexible and inclusive educational system by allowing individuals to accelerate their degree completion, reduce the time and cost of education, and align their academic journey with their real-world experiences.

Self-Assessment

What questions should you ask yourself to determine if earning college credit for life experience is right for you?

  • Is my knowledge up-to-date?
  • Is my learning similar to a certain class described in my college’s course catalog?
  • Does my learning correlate to the subject or major I will be studying at my university?
  • Do I understand the ideologies behind what I have done as well as the concrete steps I took to gain my life experience?

If you answered “yes” to the above questions, participating in a life experience degree program may be an option for you. Of course, only certain online colleges and universities offer these programs, so you should check with the college you are interested in to ensure they have such a program and that they will accept your life credits.

Ways to Turn Life Experience into College Credit

1. Standardized national exams You could earn college credit for your work experiences by taking a standardized national exam in an area that relates to the skills and knowledge you acquired through your work or other life experiences. Two such exams include:

Portfolio

Prepare a portfolio that documents your life experiences, achievements, and skills relevant to the courses or subjects you are seeking credit for. Include resumes, certificates, transcripts from non-academic training programs, and any other relevant documents.

Military experience Using military experience for college credit is a common practice, and many institutions have policies in place to recognize the skills and knowledge gained during military service.

Start by obtaining your military transcripts, such as the Joint Services Transcript (JST) for the Army, Navy, Marine Corps, and Coast Guard or the Community College of the Air Force (CCAF) transcript for the Air Force. These transcripts outline your military training and experience. Then check out the American Council on Education (ACE). This organization provides recommendations on how military training and experience may be equivalent to college-level credit.

Competency-based education (CBE)

Competency-Based Education (CBE) is an educational approach that focuses on learners’ mastery of specific skills and knowledge rather than traditional time-based structures. In CBE programs, students advance upon demonstrating their proficiency in the subject matter, allowing for a more flexible and personalized learning experience. They could skip units or sections of courses that cover what they already know. Look for colleges that offer CBE programs. Once you are in a program, you may be tested to assess your current knowledge.

Work experience through corporate training

Some institutions have procedures in place for evaluating and granting credit for corporate training. The American Council on Education Learning Evaluations helps colleges determine which college credits to offer in exchange for these types of programs. 

Conclusion

You may look around you at work and realize that you know more about your job than your co-workers with college degrees. If so, you should consider earning credits for your life experiences and check into college life experience programs that you might enroll in. It’s never too late to earn your degree. With so many flexible, online, college degree programs, you should have many options for finding a program for you that works for you! 

 

Making Networking Work for You

It’s not enough to simply send out your resume and hope for offers to come your way. In today’s job market, knowing someone could be the best way to get your foot in the door. The key is to connect with contacts who are relevant to your industry—and the type of career you’re pursuing. Luckily, there are plenty of solid strategies to help you cultivate a professional network and open up potential career opportunities.

When to Start Networking

The sooner you start networking, the better. In fact, a good time to take advantage of networking opportunities is while you’re still in school. That’s because you are likely surrounded by large pools of people who are interested in pursuing careers in related fields and by professors who could be invaluable sources for building new professional contacts.

In addition, if your school offers clubs or groups related to your industry of choice, joining one or more of them might be a great way to practice your business networking skills. Another option is to volunteer or intern at a company that’s relevant to your career goals—you could make connections with people in your industry who might eventually lead you to a job opportunity once you graduate.

How to network

The first step to networking successfully almost always begins with striking up conversations with strangers. There’s no getting around it. Often the hardest part is making that first contact—an easy way to do that is to jump in and introducing yourself. Then, it’s time to find common ground and learn more about the person by asking questions. You’d be surprised to find how much people enjoy talking about themselves if you give them the chance!

However, it’s not enough to just meet new people. You have to maintain relationships if you’re looking to build potential resources for future employment searches.

10 important networking tips

Now that you’re more familiar with how to network, it’s time to explore some strategies to become more effective at it. Some of these tips may seem obvious, but it’s easy to throw them by the wayside when you’re actually in conversation.

1. Be yourself

Many people can spot a phony, so be authentic. Show your true self rather than trying to put on a front to impress others. And don’t be afraid to add some humor into the conversation to lighten things up.

2. Be aware of your body language

It’s important that you appear open and confident in your body language. That means keeping your arms uncrossed, making direct eye contact, and, of course, giving off positive vibes with a genuine smile.

3. Be an active listener

Being a good listener entails really paying attention to what people are saying rather than just thinking about how you might respond. A good tip to try is to repeat the other person’s point in your own words. This shows that you are listening and that you understand what they are saying.

4. Never dismiss anyone as “unimportant”

A big mistake people often make is to write off others before getting to know them. You never know who could introduce you to your next boss—or be your next boss.

5. Connect the dots

A huge part of being a successful networker is to help other people connect, even if there’s nothing that is obviously in it for you. It’s important to be a giver and not a taker. In other words, leave your personal agenda at the door. If you go into conversations only thinking about what you might get from the other person, you’re doomed to fail.

6. Ask for introductions

One of the best ways to connect with important people is to be introduced by someone that they already trust—so don’t be afraid to ask. You have nothing to lose!

7. Follow up without being pushy

It’s always a good idea to follow up with a timely email—or even a chat on the phone. Just be wary of coming off as too desperate if you aren’t able to connect initially. Give the person time to respond on their own terms.

8. Stay connected

If you get a referral from one of your contacts, make sure to keep in touch about how the new connection is going. This could show your appreciation for the introduction typically help make it more likely that the referrals will continue.

9. Build a strong online presence

Tapping into online networking resources is pretty much a must in this digital age. Construct a professional and comprehensive LinkedIn profile with a compelling headline and a high-quality profile picture. Don’t just passively wait for others to see your profile—post industry-relevant content on your LinkedIn feed, engage with other’s content, participate in LinkedIn groups, and make sure to keep your profile up to date.

Consider engaging in other social media platforms as well. There are hundreds of them out there, and some are particularly relevant to specific industries. For example, platforms such as Instagram, Behance, Pinterest, or Tumblr could be particularly beneficial for those in the visual arts. Software developers might check out Stack Overflow or Find Nerd.

10. Be aware of your digital image

Review all your current social media profiles to ensure they don’t include anything inappropriate or offensive—some employers check social media sites as part of their screening process. Also, Google yourself frequently to see the kinds of results that are generated.

It’s understandable that putting yourself out there might feel intimidating. But building both your professional and social contacts could be a great way to expose yourself to people who could help further your career ambitions. Being comfortable and confident in your interactions with others is also a skill that could take you far in business, regardless of whether or not you’re looking for new job opportunities. So get yourself out there and remember to pay it forward!

 

Ready to go back to work? A 7-Step Plan for Stay at Home Moms

Stay at Home Moms

Making the decision to go back to work could be an exciting—and scary—prospect for stay at home moms. There may be many things to consider, such as your schedule, childcare options, and whether or not you have support systems in place to make things work. Your biggest hurdle might be a lack of confidence in your skills and abilities, but keep in mind that in your role as a mom you work hard every day – and are building skills that could be applied in the workforce!

Whether you’ve been a stay at home mom for one year or ten, there are actionable steps you could take now to increase your chances of successfully returning to your career. Follow our 7-step plan to help prepare you for your comeback in the career world!

7 Steps for Stay At Home Moms

1. Assess and update your skills

It’s time to get real and ask yourself some questions. What are your interests? Where are your strengths? What’s your relevant experience in your desired field? One great way to get yourself updated on the current job market could be to look at job descriptions in your areas of interest and pay attention to the desired qualifications. With the rapidly changing advancements and technologies across almost every industry, realistically, you’ll probably need to brush up on your skills. And that’s! It’s just a matter of figuring out an effective way to do that—whether it be taking a class, getting certified, or earning a degree.

You might also consult the Occupational Outlook Handbook from the Bureau of Labor Statistics (BLS). You’ll find job descriptions for hundreds of jobs, as well as typical salaries and job projections.

2. Spread the word

One way of increasing your chances of getting back to work might be to let people know you’re looking. That means updating your social media profiles and making everyone aware of your job search. If you’re not already on LinkedIn, it’s time to create a profile ASAP. Once you’re set up, ask friends and past co-workers or bosses to write recommendations for you, and—whenever possible—reach out and ask for introductions to people at companies you’re interested in. You could also join online professional groups to help build your contact list. And don’t discount more traditional forms of networking, such as reaching out to your contacts—including other stay at home moms—by phone or attending networking events. The important thing is to get out there, because you never know who you might meet!

3. Update your resume

It’s time for the task that strikes fear in the heart of many people—updating your resume. But it doesn’t have to be scary! Creating an effective resume could be critical if you want to sell yourself to potential employers. Start by figuring out how you might fill in your employment gap with relevant skills and experience you’ve acquired during your time as a stay at home mom.

A good way to do that may be to create a “functional resume” focusing on your skills and abilities, rather than simply your chronological work history. For example, were you a fundraising superstar for your child’s school? Did you serve as a member of the PTA or head of a Board? Or maybe you are involved in local politics or committees. These are activities that you could include on your resume under “relevant experience.” Just make sure you outline your responsibilities as they relate to your field. And to that point, it’s usually a good idea to customize your resume to the specific job you’re applying for, whenever possible.

4. Consider volunteering

It may seem counterintuitive to focus on volunteering when your main goal is getting back to work. However, putting in the effort to volunteer in your industry could be a great way to get your foot in the door, and it may pay off in the long run. That’s because volunteering could provide the opportunity to refresh your experience and gain new skills in your field. It shows that you are motivated and proactive,; and it could help you build relevant contacts who may serve as references, introduce you to potential job opportunities, or even decide to bring you on with the company. We know that you’re probably busy balancing your responsibilities at home with your job search, but if you could make the time, you’ve got nothing to lose.

5. Set realistic salary goals

Part of the planning process for going back to work involves figuring out what your desired salary range. This may be tough, especially if you’ve been out of the workforce for a long time. It could also be tempting to underestimate what you’re worth, so try not to fall into that trap. Consider your family’s budget—including childcare costs—and what you realistically need to earn to keep things afloat. To help give you an idea of what people in your desired occupations are earning you could consult the Bureau of Labor Statics (BLS) to find median salaries as well as even job projection data. Remember that you may have to take less money than you’d like to get the position you want, but that doesn’t mean you couldn’t earn more once you’ve built up your experience.

6. Practice interviewing

What’s one of the best ways to get good at interviewing? Practice, practice, practice! It’s time to enlist the help of your friends and family, to pose as potential employers in mock-up interviews. The more you rehearse, the more comfortable—and confident—you might be once it’s time for the real thing. To get you started, here are some sample questions to think about:

  • Why do you think you’re ready to go back to work now?
  • What’s a recent difficult problem you’ve faced, and how did you handle it?
  • Do you prefer to work alone or with others?
  • Can you describe your ideal boss?
  • What makes you a good fit for this position?
  • Where do you see yourself in five years?

One more thing to remember when you land an interview is to do your research beforehand. You should be very familiar with who the company is, what they do, and who they serve. And be ready with some questions of your own to show that you’re prepared and are taking the position seriously.

7. Work with a professional

Sometimes it just makes sense to go with an expert. Whether you need help re-working your resume and cover letter, or finding the right type of job for your skills and experience, there’s likely a professional out there who could help you out. You may be surprised to find how many people make a career out of helping others get their dream job. So, there’s no reason to feel hesitant about hiring a career coach or resume writer. Just make sure you do your research, so you get someone who’s been well- vetted by others.

Another avenue to consider is working with a recruiter, whose job it is to place the people with a company that could be a good fit. What you’ll likely need to do is meet with the recruiter (with your updated resume!) and go over your skills, experience, and goals so that they could keep you in mind when relevant positions come up.

Conclusion

Going back to work could be a major life change, and you should be proud that you’re taking that leap. In addition to following the seven steps we outlined above, you could help make the transition more seamless by focusing on how you might enhance your skills and qualifications to attract potential employers. One great way to boost your credentials could be to further your education by pursuing a degree. And when you study online, you’ll typically have the flexibility to do it on your own time—and from the comfort of your home.

 

Santa Claus Is Coming to Town…

‘Tis the season to be jolly, and what better way to kick off the festivities than by delving into the mystery behind the man with the magical belly that shakes like a bowl full of jelly? So buckle up, because we’re about to dive deep into the holly-jolly world of Santa Claus—the guy who somehow manages to visit every house in the world in one night.

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10 Fun Facts About Santa Claus

  1. He’s based on a Greek bishop named St. Nicholas, who lived in what is now Turkey in the third century A.D.
  2. He delivers gifts to children at a rate of about 22 million children per hour.
  3. You can “track” his Christmas Eve journey using Google’s Santa Tracker or NORAD (North American Aerospace Defense Command).
  4. He was awarded a pilot’s license by the Assistant Secretary of Commerce in 1927.
  5. There is a Santa University in Colorado where people study how to be Santa.
  6. A U.S. town is named after him: Santa Claus, Indiana.
  7. The average age that children in the U.S. stop believing in him is about 8–81/2.
  8. In a popular song in Australia, his sleigh is pulled by six big kangaroos—”boomers” (you can listen to the song here).
  9. He gets the most letters from France.
  10. In some countries children leave Santa Claus alcohol such as sherry and beer.

The History of Santa Claus

The figure of Santa Claus has a rich and diverse history that has evolved over centuries, blending various cultural influences. The modern portrayal of Santa Claus is often traced back to the legendary figure of Saint Nicholas, a Christian bishop who lived in the 4th century in Myra, which is present-day Turkey. Saint Nicholas was known for his piety, acts of kindness, generosity, and gift-giving.

So how did a bishop in Turkey morph into a jolly old man with a penchant for red velvet suits and a long, white bear? It is widely believed that the Dutch settlers brought the tradition of Saint Nicholas, or “Sinterklaas” in Dutch, to America, where his name was translated to Santa Claus. However, there were numerous changes from Santa’s arrival in the New World in the 1600s to Santa as we know him today.

Author Washington Irving was a major force in popularizing Santa Claus in America. In 1809, he wrote a book, The History of New York, where he reinvented Saint Nicholas from a tall, somber saint to a short, stout, merry, pipe-smoking Dutchman, dressed in traditional colonial attire.

The transformation of Santa Claus gained momentum in the 19th century in the United States. Clement Thomas Moore’s poem “Account of a Visit from St. Nicholas” (commonly known as “The Night Before Christmas”), published in 1823, further elaborated on the character of Santa Claus—his poem describes Santa driving a sleigh pulled by reindeer, landing on rooftops and carrying his sack down the chimney.

The popularization of this imagery was further enhanced by advertising. For example, in Coca-Cola Company’s advertising campaigns in the 1930s, the company’s artist, Haddon Sundblom, created illustrations of Santa Claus enjoying Coca-Cola, helping to shape the modern and universally recognized image of Santa.

 

Nice Guy or Disciplinarian?

If Santa started out as a humble, self-sacrificng, bishop, how did he wind up being the keeper of the naughty list, doling out punishments to children who aren’t up to snuff?

While we can’t be sure, there are a number of cultural influences that may be responsible.

Krampus

In the shadowy corners of Alpine folklore, there lurks a character who embodies the darker, more mischievous side of Christmas cheer. Meet Krampus, jolly old St. Nick’s evil sidekick.

The tale of Krampus dates back centuries, rooted in the Alpine regions of Europe, particularly in countries like Austria, Germany, and Hungary. He is often depicted as a horned, anthropomorphic creature with hooves, a long, pointed tongue, and sharp fangs. He is typically covered in fur and carries chains, bells, and a bundle of birch branches or a whip, which are used to swat naughty children. These days, Krampus has gone from being a feared creature to a cultural icon. In Alpine villages, folks dress up as Krampus for parades that are a delightful mix of spookiness and holiday cheer.

La Befana

La Befana is a legendary figure in Italian folklore, often referred to as the Italian Christmas Witch. The character of La Befana is associated with the celebration of Epiphany, which takes place on January 6th. Unlike the traditional image of Santa Claus, La Befana is depicted as an old woman with a hunchback, dressed in tattered clothing, and flying on a broomstick.

The folklore surrounding La Befana varies across different regions of Italy, but the most common story goes like this:

On their way to visit the baby Jesus, the Three Wise Men stopped to invite La Befana to join them. But she turned them down, claiming she had too much housework! Later, she had a change of heart and decided to find the baby Jesus, but it was too late. Now, every year, she goes house to house, leaving gifts for good kiddos and a bit of coal or dark candy for the troublemakers.

Père Noël and Le Père Fouettard

As with the Krampus tradition, in France Santa Claus has an evil counterpart, Le Père Fouettard.

Père Noël, the French counterpart to the universally recognized Santa Claus, emerges as the epitome of gift-giving elegance, traveling the world to bestow gifts on children who have been good. Conversely, Le Père Fouettard, translating to “Father Whipper” in English, deals with the naughty children. Originally depicted as a sinister butcher with a penchant for kidnapping children, Le Père Fouettard underwent a transformation when Père Noël intervened, repurposing his character as a disciplinarian rather than a malevolent figure. In this reimagined role, Le Père Fouettard administers symbolic whippings or dispenses lumps of coal to children found lacking in virtuous conduct.

Odin, the Norse God

It might seem odd—even blasphemous!—to associate a god with Santa Claus. But there are a number of similarities between Odin and St. Nicholas.

One notable parallel lies in the imagery associated with Odin during the Norse celebration of Yule. Odin, often referred to as the All-Father, was believed to have embarked on a mythical journey during the winter solstice, riding his eight-legged horse. This imagery of a wise, bearded figure on a magical journey shares similarities with the modern image of Santa Claus flying on his reindeer-led sleigh.

Additionally, Odin was associated with the act of gift-giving during the Yule season. The Norse tradition involved Odin delivering gifts to those who had been virtuous and punishments to those who had behaved poorly. The adoption of certain aspects of Odin’s mythology into the evolving folklore of Christmas likely occurred as a result of cultural exchanges and the assimilation of various traditions over time.

Other Santas Around the Globe

As the holiday season swings into gear, Santa’s getting ready for the ultimate worldwide sleigh ride. But guess what? Santa isn’t just a one-size-fits-all kinda guy. He’s got a passport, a bag full of cultural flair, and a whole bunch of alter egos, depending on where you are in the world.

We’ve already discussed traditions in which Santas has an evil twist. Here are some other unusual versions of the Yuletide’s Man of the Hour.

Tomte

Tomte isn’t your typical Santa Claus—he’s more like the cozy guardian of Christmas cheer. Picture a gnome-like figure with a long white beard, often dressed in traditional Swedish attire, and you’ve got the essence of Tomte. This mischievous but benevolent character is deeply rooted in Swedish folklore, and his presence is felt in homes across the country during the holiday season.

Joulupukki or Yule goat

Meet Joulupukki, the Finnish embodiment of Santa Claus. Unlike his globally recognized red-suited counterpart, Joulupukki sports a robe, often adorned in shades of blue or green. The name itself translates to “Yule Goat,” hinting at the magical partnership that defines the Finnish Christmas spirit.

In times past, Joulupukki wasn’t just a gift-giver; he had a mischievous edge. Children had to earn their presents by singing songs or reciting poems—a festive twist that adds an extra layer of charm to the Finnish holiday tradition. Enter the Yule Goat, a magical creature with roots in ancient pagan celebrations. In Nordic folklore, the Yule Goat was believed to roam from house to house, ensuring the holiday spirit was alive and well. Its origins trace back to times when people would dress as goat-like figures during winter festivities, bridging the gap between old and new traditions.

Tió de Nadal

As one of the most bizarre “Santas” on our holiday lineup, Tió de Nadal emerges as a wooden log sporting a cheerful smiley face that, believe it or not, engages in the unique act of “present defecation.”

Hailing from the Catalonian region of Spain, this endearing log finds its place beneath the Christmas tree, where children lovingly “feed” it a diet of nuts and dried fruit in the days leading up to Christmas. All the while, they ensure Tió de Nadal stays cozy under a snug blanket, treating it like an honorary member of the festive household.

When Christmas Eve arrives, children playfully wield sticks, giving poor Tió a friendly beating, all while chanting a spirited song that doesn’t shy away from mentioning bodily functions. The morning after, the little ones are in for a joyful surprise—Tió de Nadal has left behind a pile of gifts and sweets.

Conclusion

Congratulations, you are now most likely an very knowledgeable on Santa Claus! You’re sure to be a big hit at the next Christmas office party, as you regale your coworkers with all that you’ve learned about the big guy. You also probably have a greater cultural awareness about the hero of the Christmas season. And that’s a gift even Santa would approve of.

The Sexiest Careers for Men and Women

In 2016, the dating app Tinder published a list of the “sexiest careers” for both men and women. A second list was released in 2018. Their methodology was based on swipes—which careers were right-swiped (chosen) the most by men and women.

Since then, other reports have come out about the careers men and women find most desirable in the opposite sex. These were typically based on actual surveys.

We looked at Tinder’s two lists and three fairly current surveys to determine which careers were deemed sexiest across all of the lists. And…drum roll…here are the results!

Careers Men Find Most Desirable in Women

There were two careers that appeared in all five lists. The first may not surprise you, based on common stereotypes. Regarding the second—it’s nice to see teachers being appreciated!

  • Nurse
  • Teacher (middle school was specified on two lists)

A number of careers appeared on three lists. Several more stereotypes with the flight attendant and secretary. But some men DO appreciate brains as well!

  • Flight Attendant
  • Waitress
  • Bartender
  • Lawyer
  • Secretary
Tinder's Sexiest Careers Infographic

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Careers Women Find Most Desirable in Men

Three careers appeared on all five lists. Firefighter? What woman doesn’t dream of firefighters! They bravely risk their lives and are usually in good shape to boot. Sexy calendars have been made of them, after all. The other two professions are prestigious and powerful. (And, to be realistic, salary might also be a driving factor for these choices.)

  • Firefighter
  • Lawyer
  • Doctor (4 doctors and one Physician Assistant)

Two careers appeared on four of the lists, and they are as different as can be. Interestingly, I found one list that included the least desired jobs, and Police Officer was on it. Go figure…

  • Police Officer
  • Founder/Entrepreneur (one list specified CEO, but CEOs could also be founders and entrepreneurs)

And the following careers appeared on three of the lists. Once again, quite a range.

  • Pilot
  • Engineer
  • Builder/Construction   
  • Paramedic

Additional Observations

Do men and women want the same thing?

For the most part, women and men wanted different things in their partner. The only career that appeared on three or more lists for both men and women was Lawyer. (Perhaps all those bad lawyer jokes are misguided!) Teacher appeared on two of the lists for men and five of the lists for women. Beyond those two careers, however, there is no significant overlap.

What types of careers were women attracted to?

The careers they chose seem to be split between brawn and brains. Women also tend to like men in powerful careers, or careers which involve taking charge. Money could be a driving factor for some of the careers they chose—the median annual salary for the top nine careers women chose was about $97,000.

What types of careers were men attracted to?

Big salaries don’t seem to matter as much to men. While the median annual salary of the top 9 careers that women chose is about $97,000, for men’s choices it is about $68,000. Beyond that, men seem to be attracted to careers that involve taking care of and nurturing others. Powerful women in general might be a turnoff for them—only one occupation, Lawyer, is typically held by powerful women.

Some interesting or unexpected careers that women chose:

There were a number of unusual careers that popped up on women’s lists. For example, one list included Faith Leader and Father! ( “Father” isn’t actually a career, but it’s a sweet thought.) Two lists included Electrician, and another, Farmer.

Some interesting or unexpected careers that men chose:

Men tended to be a little more traditional in their preferences. However, I was somewhat surprised at two of the careers they chose—Dentist and IT Worker. I mean, who likes dentists? And IT Worker might conjure up a picture of a nerdy woman wearing glasses.

Career Information

Now that you have an idea of what career you should pursue to be considered sexy by the opposite sex, here is some information about them, including average salaries and education requirements. (Salary figures are from 2022.)

Lawyer


Median Annual Salary: $135,7401

Typical Education Requirements: Undergrad degree + three years of law school

Registered Nurse


Median Annual Salary: $81,220

Typical Education Requirements: Bachelor’s degree, associate degree, or a diploma from an approved nursing program

Middle School Teacher


Median Annual Salary: $61,810

Typical Education Requirements: Bachelor’s degree

Firefighter


Median Annual Salary: $51,680

Typical Education Requirements: HS diploma and training in emergency medical services

Doctor


Median Annual Salary: $229,300

Typical Education Requirements: Bachelor’s degree + degree from medical school

Physician Assistant


Median Annual Salary: $126,010

Typical Education Requirements: Bachelor’s degree + experience in patient care

Police Officer/Detective


Median Annual Salary: $69,160

Typical Education Requirements: HS diploma, bachelor’s degree, graduation from training academy

Top Executive


Median Annual Salary: $100,090

Typical Education Requirements: Bachelor’s degree and experience

 

Sources

1https://www.bls.gov/ooh/legal/lawyers.htm#tab-12https://www.bls.gov/ooh/legal/lawyers.htm#tab-43https://www.bls.gov/ooh/healthcare/registered-nurses.htm#tab-14https://www.bls.gov/ooh/healthcare/registered-nurses.htm#tab-45https://www.bls.gov/ooh/education-training-and-library/middle-school-teachers.htm#tab-16https://www.bls.gov/ooh/education-training-and-library/middle-school-teachers.htm#tab-47https://www.bls.gov/ooh/transportation-and-material-moving/flight-attendants.htm#tab-18https://www.bls.gov/ooh/transportation-and-material-moving/flight-attendants.htm#tab-49https://www.bls.gov/ooh/protective-service/firefighters.htm#tab-110https://www.bls.gov/ooh/protective-service/firefighters.htm#tab-411https://www.bls.gov/ooh/healthcare/physicians-and-surgeons.htm#tab-112https://www.bls.gov/ooh/healthcare/physicians-and-surgeons.htm#tab-413https://www.bls.gov/ooh/healthcare/physician-assistants.htm#tab-114https://www.bls.gov/ooh/healthcare/physician-assistants.htm#tab-415https://www.bls.gov/ooh/protective-service/police-and-detectives.htm#tab-116https://www.bls.gov/ooh/protective-service/police-and-detectives.htm#tab-417https://www.bls.gov/ooh/management/top-executives.htm#tab-118https://www.bls.gov/ooh/management/top-executives.htm#tab-4

From Service to Student: An Infographic Overview of Military Students

Did you know that nearly half of the veterans who served September 2001 or later have a college degree? Earning a degree could be a great way for military members to embark on a new career path or build on existing skills and knowledge. This could be particularly important for those who are transitioning between military and civilian life. In some cases, military experience may even be accepted as college credit at certain military-friendly institutions. As such, it’s always a good idea to check with the admissions department at your chosen college to confirm whether or not they accept military experience as credit.

Demographics of Military Students

Infographic Overview of Military Students

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Veteran Education Benefits

You may be surprised to learn that 53% of active duty military are married and/or raising children.1 When you combine this fact with ever-increasing tuition costs, it makes sense that military students may need to look to certain benefit programs to help them fund their education, if they qualify. The good news is that there may be a variety of education benefit programs for qualifying veterans and their families. Examples of these programs include the Veteran’s Educational Assistance Program (VEAP), Survivors’ and Dependents’ Educational Assistance (DEA) program, and the Servicemen’s Readjustment Act (GI Bill). To find out more about veteran benefits, visit Veterans Benefits Administration.

Other Ways to Fund Your Education

In addition to veteran benefit programs, military service members could also look into scholarships that may be available to qualified students. There are many military scholarships available. Some are specific to a particular military branch, such as the NMCRS Education Assistance Program, the Henry J. Reilly Memorial Scholarship Program, and the AFAS Military Education Benefits Program. Others are offered by foundations, such as Imagine America. And you’ll also find scholarships available for military dependents, such as the My Career Advancement Account (MyCAA) Scholarship.

While scholarships alone may not be enough to cover your tuition costs, if they are available and you qualify, they could definitely help ease some of the burden. Click here for more information on military and veteran scholarships.

Another area to look into is military education benefits offered by the different branches of the military. To find out whether or not you qualify for military education benefits, visit the official website of your respective military branch.

 

Sources

[i]dol.gov/wb/stats/nontraditional_occupations.htm | [ii]thrillist.com/travel/nation/the-15-weirdest-jobs-in-the-world | [iii]neweurope.eu/article/top-ten-weirdest-jobs-world | list25.com/25-of-the-weirdest-jobs-on-earth | lolwot.com/20-of-the-most-bizarre-jobs-people-have-around-the-world | [iv]scoopwhoop.com/inothernews/weird-jobs-of-the-world | [v]thefiscaltimes.com/Articles/2011/08/25/10-Dirty-Jobs-That-Nobody-Wants | [vi]extracrispy.com/culture/136/now-hiring-extra-crispy-is-looking-for-a-bacon-critic | [vii]jobs.net/article/cb-196-talent-network-restaurant-9-unusually-weird-jobs-in-the-food-industry | [viii]roberthalf.com/accountemps/job-seekers/career-center/career-advice-and-job-search-tips/beyond-the-traditional-5-unusual-types-of-accounting-jobs | [ix]healthline.com/health-news/weird-jobs-in-the-medical-field-you-never-thought-about-123015#2 | [x]brazen.com/blog/archive/job-search/beyond-the-blackboard-8-unusual-and-in-demand-teaching-careers | [xi]verywell.com/cool-psychology-jobs-2794938 | [xii]careerprofiles.com/blog/hiring-innovative-talent/6-crazy-new-titles-for-marketers-and-what-they-mean | [xiii]livescience.com/37284-weirdest-science-jobs.html | [xiv]complex.com/pop-culture/2014/06/15-weird-tech-jobs-you-never-knew-existed-but-wish-you-had

What is the Singularity …is it a Danger?

The Singularity could refer to various future scenarios. What is the Singularity when it comes to AI? The technology Singularity refers to a time when AI may advance beyond human intelligence.

Contrary to many media claims, the Singularity isn’t happening right now. In fact, it’s unlikely to for decades and may never occur. We may better understand the implications of a potential Singularity by clarifying AI definitions.

These varieties of AI may help you understand what the Singularity could mean more clearly. Here we’ll discuss the current debate about the possibility and impossibility of the Singularity to highlight distinctions in AI variations.
We’ll also provide benefits and drawbacks for AI. Gaining a better grasp of how AI works could help you understand The Singularity and why it may or may not matter to you.

Singularity Definition

The Singularity is a hypothetical idea about a potential future. It’s not inevitable. In fact, scientists, experts, and engineers debate if it’s even possible. For AI Singularity to happen, artificial intelligence must advance beyond that of humans.

That’s key to the Singularity definition – intelligence that surpasses human cognition. This idea makes headlines. But it’s not necessarily worthy of them. In fact, the notion may sometimes create more disinformation than news.

Jared Holt, from the think tank Institute for Strategic Dialogue, speaks to this. He says companies like Microsoft and Google inflate the potential of their products. That this ignores embedded limits and flaws within their AI propagates disinformation.

Fact is, the Singularity likely doesn’t pose a danger to us. But media misinformation, like what Holt points to, might. Let’s explore facts and definitions for a better understanding of AI and its potential impact.

What is the Singularity | AI Pros and Cons

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What is intelligence?

The notion of AI as “smart” raises the question – what is intelligence? If we’re to believe the hype of AI creators and proponents, data regurgitation qualifies as intellect. That’s because AI language models and data processors copy data patterns and mimic human communication to deliver data results to users.

This may be a form of knowing… but could knowledge at this level equal or surpass human intelligence? One way to test this might be to ask if AI can apply its learned information in a meaningful way.

The definitions of knowledge and intelligence show this difference between them. Intelligence is about the application of learning rather than just its access and delivery. Applied learning works with information, it may make improvements or adjustments.

For instance, AI can access and deliver the data for how to build a bird feeder. But can it suggest how to make a better bird feeder than one that currently exists? The intelligence it takes to do this kind of work involves understanding the experience of owning or using a bird feeder.

AI can’t have a human (or bird) experience. Humans have ideas about things that haven’t been thought about yet – a better bird feeder than this one. AI can create new content from old content. But can it have new ideas?

AI is a machine that converts data inputs into organized outputs. These outputs seem meaningful and relevant to our human brains. But the AI makes data connections thanks to software programming. It isn’t making meaning as a human brain does.

Our minds have complex neural processing linked to our human experience. It’s a level of awareness beyond the AI realm of possibility. We’re impressed with AI results because our complex minds can interpret AI outputs as meaningful. But it’s our interpretation that makes this meaning, not the AI.
This isn’t to say that human experience and consciousness equals intelligence. But experience and awareness inform our intelligence by creating meaning out of data. This process, crucial to intellect, isn’t possible for AI.

AI can infer probabilities and find correlations. While impressive, these processes aren’t interpretations or awareness.

 

What is AGI

AGI stands for artificial general intelligence. It’s defined as AI that reaches the level of human intelligence. Although many creators and marketers for AI products claim their work can elevate AI to this point, it’s debatable.

This type of AI contrasts with ANI, artificial narrow intelligence. ANI has a detailed, designated purpose. Specificity of design and execution make ANI achievable and even impressive. Generative AI, such as ChatGPT, serves as an example.

But contrast, artificial general intelligence remains unspecified by definition. Experts, philosophers, and researchers point out gaps between AI’s promises and accomplishments. It’s in this void that we see the consequences of that vagueness.

Is artificial general intelligence possible ?

You’ll find varying answers to this question depending on who you ask. AI creators, such as Google’s DeepMind CEO, will say yes. While most AI scholars and experts, without dollars at stake, point to its impossibility.

Even the OpenAI blog from the creators of Chat GPT, speaks of AGI in terms of “if” it is possible. These proponents of AGI’s potential tend to speak of human level intelligence in terms of work productivity.

That’s because AI systems may be programmed to outperform human workers at certain tasks. For instance, computers can work faster at calculations and data summaries than humans. This doesn’t necessarily give AI greater intellectual capability than humans, though that may often be the claim.

For instance, an AI can output list of historical dates to perform faster than a human on a multiple-choice test on historic dates. But can an AI construct a better essay regarding the significance of those dates with insight into their relevance today?

Is artificial general intelligence possible? Not at our current technological state. But we don’t know what innovations may come. So, AGI doesn’t exist, but the possibility for it in the future does.

Why isn’t generative AI the same as AGI ?

Generative AI is a form of ANI. Artificial narrow intelligence (ANI) performs a particular function within a narrow framework and specific skillset.

In the case of generative AI, that framework is a dataset, such as a designated section of the internet. Generative AI creates content within that domain and through a specific language model.

AGI stands for artificial general intelligence. It’s non-specific and aspires to achieve any task a human can perform. Generative AI isn’t quite as ambitious as AGI… and that may be the smartest thing about it.

What is ASI ?

Imagine a computer programmed with super intelligence surpassing that of humans. What is ASI? It proposes the reality of this awe-inspiring concept. If ASI existed, it would function beyond human capabilities. However, many researchers, scientists, and experts argue that ASI may only ever be just an idea.

Others, especially computer scientists and AI creators, claim ASI could materialize anytime from 2065 to 100 years from now. This presupposes technology that doesn’t yet exist and requires massive speculation. But we get it, the resulting thought experiments might be fun.

Is superintelligence possible ?

ASI isn’t yet possible. However, we don’t know if it might become possible someday. Much like artificial general intelligence, artificial super intelligence is currently only an intriguing idea. It’s a powerful concept, creating more media buzz than most ideas merit.

Still, humans continue to ask, is superintelligence possible? Reasons for these queries span the gamut, from Hollywood movies to workplace disruptions and human mortality.

  • • Potential for the Singularity tends to raise emotions from excitement to fear of death.
  • • It can often be a fun thought experiment.
  • • Some share concerns that AI may replace their jobs or even careers.

Maybe someday ASI could become possible. That’s all it takes to inspire wild musings across the globe. From science fiction stories to morning shows, humans can’t get enough of the idea that computers will one day outdo us.

Media outlets also seem remind us on a regular basis that AI can help do tasks we’d rather not. From navigating us home to summarizing massive amounts of data, AI has perks.

What are the Benefits of AI ?

There are several potential benefits of AI. Employers are investing millions into artificial intelligence tools and apps in efforts to boost their bottom line. That’s why many researchers and media outlets focus their AI interest on its potential impact on business, work, and the overall economy.

For instance, McKinsey claims to have found 63 generative AI use cases spanning 16 business functions that may deliver a total value in the range of $2.6 trillion to $4.4 trillion in global economic benefits per year.

Let’s break out potential benefits to see how AI could impact workplaces.

  • • Increased efficiencies for AI implemented tasks. An example might be searching for, filtering, and summarizing libraries of relevant information for researchers.
  • • Faster customer service capabilities. For instance, chatbots and self-checkouts reduce time for customers who may otherwise await assistance.
  • • Fewer opportunities for human error. Although AI can’t provide a human touch, it also doesn’t get tired or need regenerative personal time.

These examples of potential AI perks are grounded in former user experiences and results. There may be many more possible benefits to come that we haven’t even imagined yet.

What are the Dangers of AI?

AI has also presented us with drawbacks based on user patterns and results. These may sometimes have a negative economic and/or social impact. So, it could be useful to weigh them against the potential benefits.

  • • Increased unemployment due to workforce replacements by AI. Many content creators may find their work can be done more cheaply by generative AI.
  • • Discriminatory filters embedded into AI applications may impact user perspectives and subsequent behavior.
  • • Outdated or corrupted data may lead to the spread of misinformation. This could have a negative impact on society if not regulated or at least vetted.

Conclusion

What is the Singularity but a mere idea compared to the far reaching benefits and drawbacks of AI at work today. It’s the difference between potential and reality. It’s intriguing and may even be fun to ponder the Singularity definition.

But the Singularity doesn’t present a danger currently. Instead, we can more deeply invest in the potential benefits of AI and respect its limitations. Interested in studying these possibilities? Click our links below to check out artificial intelligence degrees and programs.

Artificial Intelligence Degree Program 2023

What is an AI to Help Me Apply to Grad School?

How to use AI Research for Writing a Paper 

How to use AI Research for Writing a Paper

AI research could work for you as an ethical and efficient tool to help construct a paper. From ideation to creating a hypothesis, AI could kick off your research. Then artificial intelligence could also guide your construction of an outline and your structural content.

Let’s explore how to use AI research at each phase of writing your next paper. We created this step-by-step guide to help you. It includes relevant AI research and writing resources. This article could also help streamline your writing process without raising plagiarism concerns.

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How to use AI apps for research

As your paper’s due date encroaches, you might find yourself facing a blank doc on your computer screen. We understand. Sometimes it’s tough to get started or you may also feel stuck at points along the path. Here’s an outline of the creation phases with AI research apps to stimulate and streamline your writing process from start to finish.

Ideation This phase involves brainstorming, investigating, and blue sky thinking. Reach for the stars and don’t worry about the solidity of your ideas yet. Stay open minded and write it all down. Sometimes a seemingly crazy idea could inspire greatness.

AI apps for ideation: Ayoa, Itonics, Coggle
Features/Tools: mind maps, whiteboards, collaboration games, idea targeting, flow charts

Hypothesis Establishing a hypothesis lays the foundation for your research paper. It’s the core element of your idea. Some find a hypothesis by analyzing data. Others make an educated guess. Then they check the data for supportive material and conclusions. Sometimes research disproves the hypothesis, which could also make for a great paper.

AI apps for hypothesizing: Hyperwrite, Study Corgi, Jenni.ai
Features/Tools: topic simplifier, thesis tester, research library creator, translator

Outlining Preparing an outline establishes a logical flow of ideas and punctuates the major points of your paper for clarity. With this goal in mind, you may want to check the order of concepts in your outline and summarize each one a bit. This could help your stick to the point and ultimately make your paper easier for the reader to understand.

AI apps for outlines: Hypotenuse, Taskade, Copy.ai
Features/Tools: keyword generator, custom tone, bullets, headlines

Structured Content Building the body of your draft involves reflection on each outlined section and summary. This is where you bring in the details and nuance that truly make the paper your personal take on the research. It’s the phase where your writing lays out the facts and develops your insights.

AI apps for structure: Scite, Trinka, Elicit, Scholarcy
Features/Tools: reference checks, academic writing language correction, data summary

These tools might seem too good to be true. But they can’t write the paper for you. However, using them in a thoughtful way could mean cutting down your research and writing workload.

AI is engineered to increase efficiencies and these apps are typically designed to suit your research needs. Eager to check them out but harboring worries about ethics? Let’s address this concern.

 

Is using AI plagiarism?

AI on its own can’t constitute plagiarism. Just like a book can’t plagiarize itself, AI plagiarism requires unethical human usage. You can could avoid using AI research apps in an unethical way with a few simple steps. Follow these guidelines to keep your AI research and writing ethical without losing efficiencies.

Create Structure
Generative AI results usually deliver content in organized bullets and paragraphs. This order of information can could help stimulate and inspire your structure. You can could match the system of organization without plagiarizing the content. Simply use your own words and corresponding ideas.

Rewrite
The body of your paper could be well informed by AI research without plagiarism. It’s a matter of digesting AI summaries and constructing new phrasing to express the ideas that could fit your premise.

This means more than rewording or simply paraphrasing. Your research paper has its own premise with writing that backs it up with clear logic. So, that means using ideas that could fit your chosen story.

Cite Sources
Research involves facts and data. To cite them, you’ll need to show sources. This can could be done by either using AI that cites sources or looking up the data and facts to find sources yourself.
It’s standard practice in research and paper writing to provide a valid resource. That means the government, a university, or an esteemed institution makes for a preferred source.

How AI could help you outline and construct a paper

AI research could help you in many ways. But it’s especially good for summarizing large amounts of data into bite-size chunks. That’s how AI could help when conducting research and writing about your results.

Some AI research apps have better sourcing and are typically more reliable than others. Artificial intelligence also usually offers specific efficiencies. So, it may be helpful to pay attention to the specific tools of each. That way you’ve got the perfect app for the job at hand.

Let’s look at this in action with generative AI and outlining. We’ll break it down to help you see how an AI research app could help at each step of the process.

How does generative AI work?

Generative AI apps combine a large knowledge base with a language model. The knowledge base could range anywhere from a massive website, such as Amazon.com, to the internet at large. A language model programs the computer to engage in a simulated conversation with a user.

These elements of generative AI function through machine learning. That means the computer program teaches itself the data within the knowledge base. The system then processes that information for the user, communicating the data through the language model.

How AI could help with outlining

Using generative AI involves the following steps to create an outline and structure for a research paper.

  1. Discovery
    a. Create a specific, relevant, and holistic query to use as a prompt in the AI app. The more detailed and targeted to your results, the more likely you will may find helpful answers to guide your research.
    b. Enter your query into the generative AI to prompt the search.
    c. Execute the search and read the results.
  2. Preparation
    a. Take notes on the generated results.
    b. Check the facts and data of these results for valid sources to verify the information and capture resources to cite in your paper.
    c. Draft an outline combining your hypothesis and these results.

Using AI to help create your paper’s structure

  1. Architecture
    a. Build structure for your paper with short summaries for each section in your outline that hit the key points. Use the generative AI results as a starting point from which you could write in your own words.
    b. Check the flow of this story for logic and to ensure you cover all the points you wish to make in your research analysis.
    c. Edit your content and ensure that it’s either your original work or quotations with explicit citations for the sources used.

Conclusion

AI research apps offer many helpful ways to make writing easier. With our ethical guidelines and your big ideas, you could save time and improve the quality of your research papers with AI. From ideation to actual writing, an AI research tool exists just to help you make it happen.

Click our links to learn more about what AI can could do to help you reach your research goals.

The True Story of Thanksgiving

In 2023, a projected 55+ million1 people in the United States will take to the road and sky to celebrate Thanksgiving with family and friends. Children will don Pilgrim hats in school plays, and large inflated turkeys will bobble and glow on front lawns.

The story of Thanksgiving has morphed into an inspiring story of welcoming indigenous peoples and grateful colonists who come together in friendship and peace. But historians argue that this story is replete with falsehoods that sugarcoat the complexities of the events before, during, and after the feast of 1621.

The Pilgrims

To better understand the dynamics of that feast in 1621, it could be helpful to have a better understanding of the group of 102 men and women who landed in Plymouth in 1620.

In 1534, England was a Roman Catholic Nation. When King Henry VIII came into power, he established a new national church known as the Church of England. While based on Catholicism, he and later his daughter Elizabeth introduced changes to differentiate this new church from the Roman Catholic Church.

Some people felt that the changes were not enough, however. They wanted to practice a more “pure” version of Christianity that was simpler and less structured. These individuals became known as “Puritans.” Another more radical faction, identified as “Separatists,” went a step further, insisting that the Church of England was irreformable. They called for the creation of entirely new and separate church.

Both groups were persecuted since, in the early 1600s, it was illegal to be part of a church other than the Church of England. The Separatists eventually relocated to the Netherlands, where they were able to practice their religion. However, after about 10 years they felt that this solution was unsatisfactory, and they decided that a small group of them would leave the Netherlands to establish a settlement in the “New World” that would tolerate religious freedom.

The Pilgrims, however, were not for religious freedom. They believed their way of worshiping God was the only way, and they were intolerant of any digressions. In fact, while their initial plan was supposedly to settle in the northern part of the Virginia Colony—which was actually the first permanent settlement by the English in North America—some believe that they never planned on settling there at all, wanting instead to be as far from Anglican control as possible.

 

The Wampanoags

The Wampanoags tribe, one of many nations of Native Americans living in North America when the Pilgrims arrived, have lived in the vicinity of what is now Massachusetts and Rhode Island for over 12,000 years. In the 1600s, there were nearly 70 Wampanoag villages spread across that area.

The Wampanoag were semi-nomadic, moving seasonally among fixed sites. They hunted and fished and cultivated crops such as corn and squash.

Each Wampanoag tribe had its own leader, and they, in turn, answered to the Wampanoag “Massasoit,” or “paramount leader.” When the Pilgrims arrived in 1620, that leader was Ousamiquin.

While the Wampanoags were the first tribe that the Pilgrims encountered when they landed in Plymouth, the reverse is not true —the Wampanoag’s interactions with Europeans did not start with the Pilgrims. For years, English and French fishermen and explorers had clashed with the Wampanoags, capturing them and other Native Americans for slave trade. These explorers also brought with them disease. Between 1616 and 1619, a period known as the “Great Dying,” an outbreak of disease ravaged the villages of the Wampanoag, wiping out up to 90% of the population.

In fact, Squanto, a member of the Wampanoag who spoke English and was known for helping the pilgrims survive in their new environment, had learned English because he had spent years in captivity in Spain and England.

The Meeting of the Pilgrims and the Wampanoag

The Pilgrims and Wampanoag did not encounter each other right away. It wasn’t until March 1621 that English-speaking Samoset and Squanto entered Plymouth carrying a message from Ousamiquin, who wanted to negotiate a peace treaty with the Pilgrims. In the subsequent treaty , the Pilgrims and Wampanoags agreed not to harm one another and to protect each other from outside attacks.

According to some historians, this treaty was initiated by Ousamiquin not so much as a gesture of friendship but as a way for him to fend off attacks by the Narragansett, a neighboring tribe who had been trying to subjugate the Wampanoag people. Despite periodic episodes of tension, both parties honored the treaty until after the death of Ousamiquin in 1661. (The subsequent fallout between the Wampanoags and New England colonies that led to the devastating King Philip’s War is a story for another article.)

The treaty might have saved the Plymouth colony from destruction. The first winter the Pilgrims experienced was brutal—about half of them died from the harsh conditions that they were unused to. In the spirit of cooperation fostered by the treaty, the Wampanoags taught the Pilgrims how to grow crops such as corn and beans and generally how to survive in their new environment. By October 1621, they had built a number of crude houses and common buildings and had propagated a bountiful harvest.

Which takes us to the events of what is known as the first Thanksgiving. Perhaps one of the biggest misconceptions surrounding the story of Thanksgiving is that the Pilgrims intended their celebration to include the Wampanoags. In fact, there is no record of the Pilgrims having invited the Wampanoags to their feast. Many accounts of the festival maintain that the reason the Wampanoags were even there at all was that they heard the sound of guns being fired in celebration and came to investigate. The ensuing three days could likely have been characterized more by tension and suspicion than friendship and goodwill.

Another myth is that these festivities constitute the “first” Thanksgiving in the New World. In reality, Native Americans in North America had been giving thanks for bountiful harvests for years. And there are recorded accounts of thanksgiving celebrations in the U.S. that occurred long before the Pilgrims arrived. In fact, some consider the first thanksgiving to be the 1556 celebration between Spanish settlers and about 200 Indians in St. Augustine, Florida .)

Story of Thanksgiving

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The Evolution of Thanksgiving

In 1863, during the Civil War, President Abraham Lincoln proclaimed Thanksgiving a national holiday as a way to foster unity between the north and south. But Lincoln’s proclamation did not mention anything about the Pilgrims or the celebration that took place in 1621. So how did the Thanksgiving we celebrate today become equated with the story of the Pilgrims and Wampanoags in 1621?

It may well likely have been due to the influence of author Sarah Josepha Hale. Hale was the author of “Mary Had a Little Lamb,” but her achievements go far beyond the penning of that rhyme. She was the writer and editor of an influential women’s magazine, Godey’s Lady’s Book, and is also attributed as having been the driving force behind Lincoln’s Thanksgiving proclamation. For years she had used her writings to urge politicians to establish Thanksgiving as a national holiday. A letter she wrote to President Lincoln about the matter is often considered to be instrumental in Lincoln’s decision.

Hale herself made the connection between the Pilgrims and the first Thanksgiving in an editorial she wrote in 1865: “To the Eastern colonies we must look for the beginning of this custom. The Pilgrim Fathers incorporated a yearly thanksgiving day among the moral influences they sent over the New World.” And in 1872 she wrote a hymn in tribute to Thanksgiving, referencing the “faithful Pilgrim Fathers” and “Their first Thanksgiving Day.”

The connection was repeated by newspapers and other magazines, began appearing in school textbooks, and took hold. We’ll never know for sure why Sarah Hale made this connection, or whether she was indeed the one responsible for popularizing it. By some accounts, it was a group of pilgrim descendants who planted the seeds in 1769 because they felt that their cultural authority was eroding and that New England was becoming less relevant with other colonies. Whatever the origins, equating Thanksgiving with the Pilgrims and Wampanoags perpetuates a story fraught with inaccuracies and insensitive to the realities of the plight of Native Americans in this country.

National Day of Mourning

In 1970, Frank James, then leader of the Wampanoag, was invited to speak at a Thanksgiving state dinner marking the anniversary of the Mayflower. But James would not be silenced about the treatment of his people, and he wrote a scathing account of how the Pilgrims stole food, desecrated graves, and spread disease among his people.

The organizers found the speech to be inappropriate and was “uninvited” to the dinner.

Instead, he led supporters to Cole’s Hill, next to the statue of Ousamiquin, and read his speech. This became the first official National Day of Mourning, which has been celebrated in that location every day since.

Conclusion

So where does all this unraveling of history leave us? Should we stop celebrating Thanksgiving altogether? Not necessarily. But it is important to understand what really happened, both before and after 1621, to be cognizant of the misconceptions that have been perpetuated, and to be sensitive to the lasting effect the myths of Thanksgiving have had on the Wampanoag and Native Americans as a whole.

Sources

1Projections by AAA: https://newsroom.aaa.com/2023/11/aaa-thanksgiving-holiday-travel-period-forecast/#:~:text=WASHINGTON%2C%20DC%20(November%2013%2C,the%20Thanksgiving%20holiday%20travel%20period*.

Wait—That’s a Real Job?! 17 of the Weirdest Jobs Out There

What types of people tend to go for the weirdest jobs?

People who go after out-of-the box jobs may be described as:

  • Adventurous
  • Open
  • Extroverted
  • Confident
  • Brave
  • Insane!

We dug up 17 of the weirdest jobs out there. . . .

  1. Toques (Electro-shockers): In Mexico, shocking drunk people is a job! Why? Some imbibers want to get a better buzz on—others think it sobers them up.
  2. Cuddle professional: Get paid to have platonic snuggle sessions with lonely people.
  3. Professional Mourner: The perfect job for the morbid folks or aspiring actors who can tear up on command at funerals.
  4. Chicken Sexer: How does squeezing a baby chick until it pees and then examining its genitalia sound? Pass?
  5. Professional Ear Cleaners: This is a traditional art in India—and involves exactly what the name suggests.
  6. Worm Picker: This involves some bright, early mornings of picking and packing the best worms for fisherman.
  7. Pet Food Tester: If you have a discerning palate and the desire to chew dog food, this job is for you!
  8. Body Farm Caretaker: Scientists hire people to comb for maggots on dead bodies. Fun!
  9. Roadkill Cleaner: This doesn’t really require explanation, but some cleaners even take home the corpses. For what, we didn’t ask….
  10. Vomit Collector: Somebody has to clean the vomit off amusement park rides. It could be you!
  11. Breath Odor Evaluator: Use your nose to determine when gum or toothpaste works—and unfortunately, when it doesn’t.
  12. Flatulence Smell Reducer: Help underwear companies keep the fart smell contained. For real.
  13. Portable Toilet Cleaners: If you’ve ever had to use a Porta-Potty, you’re probably not eager to send in your application.
  14. Gross Stunt Tester: Someone has to figure out which stunts create the best gross-out factor for reality shows. Bon appetit!
  15. Head Lice Technician: This involves lice, a comb, a strong stomach, and a lot of patience.
  16. Diaper Service Worker: This dirty job requires you to clean cloth diapers. Enough said.
  17. Bacon Critic: Hey, there are actually some amazing, delicious non-traditional jobs out there!
Weirdest Jobs 2023

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Why do people pursue these wacky jobs?

There may be many reasons to pursue an “alternative” career:

  • Possibly allowed to make your own rules
  • Escaping the boring
  • Being paid to be weird
  • Enjoying the macabre
  • Being an animal lover (or hater)
  • Following your (strange) dreams
  • Bragging rights!

What is a non-traditional job?

There are two ways to look at non-traditional jobs:

  1. It’s a career where one sex comprises 25% or less of the workforce. For women, an example is a taxi driver or firefighter. For men, childcare workers and dental hygienists are non-traditional jobs.1
  2. An off-the-wall, crazy role that you would never imagine is actually a real job!

Are there non-traditional jobs in traditional fields?

These aren’t quite as crazy as the ones above, but they do exist!

Food

  • Fortune cookie writer
  • Egg peeler
  • Gum chewer

Accounting

  • Forensic accountant
  • Sports accountant
  • Entertainment accountant

Healthcare

  • Medical illustrator
  • Space psychologist
  • Wound-care specialist

Travel

  • Dog surfing coach
  • Manners police
  • Sewer guide

Teaching

  • Leadership coach
  • Historical consultant
  • Sports coach

Psychology

  • Traffic psychologist
  • Aviation psychologist
  • Art therapist

Marketing

  • Meme manager
  • Simplicity engineer
  • Data storyteller

Science

  • Firework designer
  • Snake milker
  • Sexologist

Technology

  • Ethical hacker
  • Crowdfunding specialist
  • Video game tester

Where would someone search to find these jobs?

A good place to start may be to search for “crazy” or “cool” jobs in your field. Once you find out what’s out there, you could seek out companies that employ these roles. Check out professional organizations, search company websites, investigate industry social media sites, and do some research on job boards and LinkedIn.

 

Sources

[i]dol.gov/wb/stats/nontraditional_occupations.htm | [ii]thrillist.com/travel/nation/the-15-weirdest-jobs-in-the-world | [iii]neweurope.eu/article/top-ten-weirdest-jobs-world | list25.com/25-of-the-weirdest-jobs-on-earth | lolwot.com/20-of-the-most-bizarre-jobs-people-have-around-the-world | [iv]scoopwhoop.com/inothernews/weird-jobs-of-the-world | [v]thefiscaltimes.com/Articles/2011/08/25/10-Dirty-Jobs-That-Nobody-Wants | [vi]extracrispy.com/culture/136/now-hiring-extra-crispy-is-looking-for-a-bacon-critic | [vii]jobs.net/article/cb-196-talent-network-restaurant-9-unusually-weird-jobs-in-the-food-industry | [viii]roberthalf.com/accountemps/job-seekers/career-center/career-advice-and-job-search-tips/beyond-the-traditional-5-unusual-types-of-accounting-jobs | [ix]healthline.com/health-news/weird-jobs-in-the-medical-field-you-never-thought-about-123015#2 | [x]brazen.com/blog/archive/job-search/beyond-the-blackboard-8-unusual-and-in-demand-teaching-careers | [xi]verywell.com/cool-psychology-jobs-2794938 | [xii]careerprofiles.com/blog/hiring-innovative-talent/6-crazy-new-titles-for-marketers-and-what-they-mean | [xiii]livescience.com/37284-weirdest-science-jobs.html | [xiv]complex.com/pop-culture/2014/06/15-weird-tech-jobs-you-never-knew-existed-but-wish-you-had

10 Top-Paying Careers Requiring a Bachelor’s Degree

 

Looking to make a career move? Earning a bachelor’s degree could help open doors to high-paying professions. In fact, the annual median salary for bachelor’s degree holders is over $30,000 more than the median salary of those with just a high school diploma, according to the Bureau of Labor Statistics (BLS). In this article, we rounded up ten top-paying professions that typically require a bachelor’s degree at the entry level. Learn more about what each career path is all about—and decide if one could be perfect for you!

Top-Paying Careers Requiring a Bachelor’s Degree

In this article, we list 10 top-paying careers that typically require an bachelor’s degree at the entry level, as specified by the BLS.

1 Computer and information systems managers


What they do

Computer and information systems managers are responsible for computer-related activities in an organization. Chief information officers (CIOs) and chief technology officers (CTOs) are types of computer and information systems managers that lead and direct their organization’s technology strategy, including identifying new technology that could be beneficial. IT security managers oversee network and data security to keep information safe. And IT directors are typically in charge of the IT department, including hiring staff, managing the budget, and more

Typical entry-level education

Bachelor’s degree in computer and information technology or a related field

Median annual salary, 2022:

$164,070 per year

Projected employment, 2032

643,300

2 Architectural and engineering managers


What they do

Architectural and engineering managers plan and supervise architecture and engineering projects. They may do research to understand a project’s scope, create detailed plans and budgets, hire and supervise staff, and make production schedules, among other duties. These professionals not only need to understand the ins and outs of managing teams and projects to keep jobs on track, but they also need knowledge of architecture and engineering to inform their work.

Typical entry-level education

Bachelor’s degree in engineering or architecture

Median annual salary, 2022:

$159,920 per year

Projected employment, 2032

209,700

3 Airline and commercial pilots


What they do

Pilots fly and navigate aircraft, including airplanes and helicopters. Airline pilots usually work for airlines that carry passengers and cargo on a set schedule, while commercial pilots typically perform charter flights, crop dusting, and other unscheduled activities. Both kinds of pilot are responsible for duties such as checking the condition of the aircraft, communicating with air traffic control, and monitoring aircraft systems throughout the flight to ensure a safe journey.   

Typical entry-level education

A bachelor’s degree in any field; flight training

Median annual salary, 2022:

$148,900

Projected employment, 2032

148,100

4 Natural sciences managers


What they do

Natural sciences managers typically oversee the work of scientists within an organization or laboratory. For instance, they may manage chemists, physicists, or biologists. Natural sciences managers often oversee activities such as research and development, testing, quality control, and production. Their focus could vary depending on the type of organization they work for. For instance, they may manage projects related to advancing scientific knowledge or developing a new kind of product.

Typical entry-level education

Bachelor’s degree or higher in a scientific discipline

Median annual salary, 2022:

$144,440

Projected employment, 2032

90,500

5 Financial managers


What they do

Financial managers help organizations reach their financial goals. They do this through a variety of activities, from preparing financial statements and forecasts to analyzing market trends to find opportunities. There are many kinds of financial manager, each handling different aspects of a company’s finances. For instance, cash managers control the flow of money in a firm. Treasurers direct their organization’s budget. And controllers are typically in charge of preparing financial reports and may oversee their organization’s audit, accounting, and budget departments.

Typical entry-level education

Bachelor’s degree in business, economics, or a related field

Median annual salary, 2022:

$139,790

Projected employment, 2032

919,200

6 Advertising, promotions, and marketing managers


What they do

Advertising, promotions, and marketing managers are responsible for creating interest in products and services. This involves activities such as planning and budgeting campaigns, developing promotional strategies, and managing staff such as creative teams. Managers may use market research to better understand their potential customers as well as the competition. They may also work directly with clients to negotiate contracts and make recommendations for how to position new products, reach more customers, and more.   

Typical entry-level education

Bachelor’s degree in marketing or a related field

Median annual salary, 2022:

$138,730 per year

Projected employment, 2032

413,300

7 Computer hardware engineers


What they do

These professionals design and develop computer hardware, from entire computer systems to components such as circuit boards, processors, and routers. This hardware is essential for many modern devices, including mobile phones, cars, and home appliances. Besides designing systems and components, computer hardware engineers may oversee the manufacturing process and test the hardware to make sure it works as intended. Since hardware and software are typically designed to work together, computer hardware engineers may work closely with software developers.

Typical entry-level education

Bachelor’s degree in computer engineering or a related field

Median annual salary, 2022:

$132,360

Projected employment, 2032

81,600

8 Petroleum engineers


What they do

Petroleum engineers devise methods for extracting oil and gas from the earth. Because oil and gas deposits are found in underground rock formations, engineers must develop ways to access those deposits by drilling. They may design drilling equipment, plan how best to extract the oil and gas, and monitor operations. Several kinds of petroleum engineers may be involved in this process. For instance, drilling engineers figure out the optimal way to drill for oil and gas, while production engineers oversee the wells once drilling is completed.  

Typical entry-level education

Bachelor’s degree in petroleum engineering or a related field

Median annual salary, 2022:

$131,800

Projected employment, 2032

21,900

9 Database administrators and architects


What they do

Database administrators and architects build or manage systems to store data and keep it secure. They may design and build databases, regularly back up data, and make sure users can access the information they need. Typically, database architects are responsible for designing and building new databases, while database administrators monitor database operations for performance as well as provide support to users. However, these roles may have overlapping duties.

Typical entry-level education

Bachelor’s degree in computer and information technology or a related field.

Median annual salary, 2022:

$112,120

Projected employment, 2032

161,600

10 Top executives


What they do

Top executives keep organizations running smoothly. They typically set goals for the organization as well as plan strategies and lead teams to ensure these goals are met. Many types of organizations employ top executives—from companies to governments to schools. For instance, Chief Executive Officers (CEOs) usually provide overall leadership and direction for companies and other types of organizations. General and operations managers may handle a variety of administrative and management tasks. And school superintendents oversee school districts, handle budgets, and help keep student achievement on track.

Typical entry-level education

Bachelor’s degree in an area related to their work

Median annual salary, 2022:

$100,090

Projected employment, 2032

3,912,000

 

Source: https://www.bls.gov/

Based on national data, not school-specific information. Conditions in your area may vary. Accessed 8/9/2023. 

 

More than a Mom: The Reality of Today’s Working Mother

Working Mom Stats

You don’t need to be a mother to know that moms are capable of some pretty fantastic and seemingly unbelievable feats. Over the last century, a mother’s role of being designated to the home has evolved to incorporate working women into the world. “Working moms” have also become such a common idea in households across America that it’s almost assumed that if you’re a mother, you’re working as well. Everyone probably knows at least one working mother, but do you know just how many mothers juggle working and raising children simultaneously? According to the Department of Labor, in 2022 there were 21.7 million working mothers in the United States with children under the age of 18.1 That’s like if the entire population of Florida consisted of working moms!2 The increase of working mothers in America made a gradual but significant increase from 1975 and peaked around 2005.3 And while in 1960, only 11% of women were the sole breadwinners of the household, that number rose to 40% in 2012.3 The Women’s Bureau of the Department of Labor reports that the median weekly earnings for mom in 2022 was $908—which, based in a 52-week year, comes to an annual salary of $47,216. Fathers, on the other hand, earned $1,316 per week, or $68,432 per year.

“The United States ranks last in government-supported time off for new parents,5 with no weeks of paid leave and 12 weeks of protected leave.”

Working Mothers with New Babies

The length and stipulations of maternity leave in the United States is a hotly debated topic today. The United States ranks last in government-supported time off for new parents,5 with no weeks of paid leave and 12 weeks of protected leave.6 In comparison, Estonia leads the world in leave for new parents, with 108 weeks of paid leave and 180 weeks of protected leave.3

“Sons of working mothers spent more time helping with family and household chores than sons who had stay-at-home mothers. Another interesting finding is that men who grew up with working moms were more likely to seek and encourage a spouse who works as well.”

More Than a Mom : Working Mother

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While there are some mothers who return to work because they wish to, this lack of government-supported family leave causes many mothers to return to work with a new baby at home. According to the U.S. Census Bureau,7 the majority of mothers who had a baby were back at work that year. In addition, women who are more educated were more likely to return to work. Since the Bureau of Labor Statistics reports that those who have earned a bachelor’s degree or higher (based on median earnings for full-time wage and salary workers not broken down by gender) typically earn more per week than those with just a high school diploma,8 it seems as though working mothers new and old may want to consider enhancing their college education.

“The Department of Labor states that the occupation in which the highest number of  moms employed is registered nurses.9” 

You’ll generally find working mothers in nearly every industry you can think of, but there are definitely some occupations that tend to show a higher concentration of working mothers. The Department of Labor9 states that the top ten occupations employing working moms in 2021 were:

  1. Registered nurses  
  2. Elementary and middle school teachers         
  3. Other managers
  4. Secretaries and administrative assistants, excluding legal, medical, and executive
  5. Customer service representatives
  6. First-line supervisors of retail sales workers
  7. Nursing assistants
  8. Maids and housekeeping cleaners
  9. Teaching assistants
  10. Cashiers

In half of these occupations, moms are overrepresents—that is, there are more moms employed than non-moms.

“Some jobs are particularly suited for remote work. Examples include customer service representative and graphic designer.”

Working Mothers Don’t Necessarily Have to Leave the House

The shift towards remote work, particularly working from home, has become a prominent aspect of the modern workforce. This trend has been accelerated by improvements in technology, changes in work culture, and, notably, global events such as the COVID-19 pandemic, which forced many organizations to adapt quickly. Mothers who work at home face a unique challenge: balancing professional responsibilities with the constant presence of their children. However, managing to get work done while kids are around is a skill that many mothers have honed through a combination of creativity, patience, and effective time management.

Some jobs are particularly suited for remote work. Here are some examples.

1 Website Developer


Web developers design, create, and maintain websites.

$80,730

2022 median annual salary

2 Marketing Specialist


These professionals investigate the conditions in local, regional, national, or online markets to assess the potential sales of a product or service or to strategize a marketing or advertising campaign. Learn how to become a Market Research Analyst here!

$68,230

2022 median annual salary

3 Graphic Designer


Graphic designers work with both images and text to develop the production design for applications such as logos, advertisements, brochures, books, and magazines.

$57,990

2022 median annual salary

4 Data Entry Specialist


These specialists are responsible for inputting and managing data in computer systems or databases using specialized software or other tools.

$36,190

2022 median annual salary

5 Customer Service Representative


CS representatives work with customers to answer questions, resolve problems, handle complaints, and process orders.

$37,780

2022 median annual salary

The Future Trend of Working and Stay-at-Home Moms

There will probably never be an answer to debate on whether being a stay-at-home mother or a working mom is better for children, but perhaps there doesn’t need to be one. Some women choose to participate in the workforce and some work out of necessity. An interesting finding by the Pew Research Center is that after 10 years of an increase in working mothers, there seems to be a switch over to an increase in stay-at-home mothers.3 The researchers note that this may be due to the fact that would-be stay-at-home moms entered the workforce during the economic uncertainty that preceded and followed the Great Recession of 2007.

No matter how much the numbers of working mothers rise and fall, there will typically be millions of working women who need to, but also want to, develop their careers while also raising children. The traditional nuclear family—stay-at-home mother, bread-winning father, and two children—has generally become a relic of the past, and the idea of a “traditional” family seems to be becoming more and more indefinable as the twenty-first century marches on.

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Sources

1https://www.bls.gov/news.release/famee.t04.htm2https://worldpopulationreview.com/states3https://www.elearners.com/education-resources/careers/todays-working-mother/4https://www.dol.gov/agencies/wb/data/mothers-families/median-weekly-earnings-child5https://www.business.org/hr/workforce-management/paid-maternity-leave-across-the-world/6https://www.dol.gov/general/topic/benefits-leave/fmla7https://www.census.gov/library/stories/2019/08/are-women-really-opting-out-of-work-after-they-have-babies.html8https://www.bls.gov/emp/chart-unemployment-earnings-education.htm9https://www.dol.gov/agencies/wb/data/mothers-families/occupations-largestnumbermothers10https://www.bls.gov/oes/current/oes131161.htm11https://www.bls.gov/ooh/arts-and-design/graphic-designers.htm12https://www.bls.gov/oes/current/oes439021.htm13https://www.bls.gov/ooh/office-and-administrative-support/customer-service-representatives.htm14https://www.bls.gov/ooh/computer-and-information-technology/web-developers.htm

Germs: Killers and Contaminators

WARNING: What you are about to read may make you seriously germophobic!

The world contains more harmful germs than you might realize. And the places germs do and don’t hide out may really surprise you. Of course, icky microorganisms are not entirely avoidable, and you shouldn’t let fear of germs take over your life. But if you have small children, you are planning to enter a medical profession, or you just want to be savvier about staying clean and avoiding illness, you’re in the right place!

A Brief History of Germs

“Louis Pasteur, the father of pasteurization, was also an important figure in the early study of germs. He proved that microorganisms present in the air could also grow on food, causing it to spoil.”

Naturally, germs have been around forever. But it wasn’t until the 1800s that people finally began to accept and understand the germ theory of disease. According to the Association of the British Pharmaceutical Industry, before then most people didn’t realize that germs could make them sick, or that hand washing could prevent illness and save lives. In fact, the Hungarian physician Ignaz Semmelweiss discovered that medical students often delivered babies after dissecting corpses, failing to wash their hands in between! When Semmelweiss insisted that students start washing their hands, the death rate of new mothers dropped significantly.

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Louis Pasteur, the father of pasteurization, was also an important figure in the early study of germs. He proved that microorganisms present in the air could also grow on food, causing it to spoil. Inspired by Pasteur, a Scottish surgeon names Joseph Lister began using carbolic acid to clean his patients’ wounds. And once penicillin was discovered by accident in 1928, the war on germs was in full swing!

“But how long do germs survive? Certain viruses could live on your hands for as long as an hour, giving you plenty of time to spread your cold to everyone in the office or classroom! Certain kinds of bacteria and protozoa, like staph and Giardia, may be able to live for months outside a human body.”

How Are Germs Spread?

There are several common means by which germs are spread. One obvious way is from nose, mouth, or eyes to hand to others—like when you have a cold and you shake someone’s hand after you’ve been blowing your nose all day. You could also transmit germs from your hands to food that you are preparing. And in the case of food borne bacteria like salmonella, it’s all too easy to transmit germs from food to hands to food; an example is handling raw chicken and then making a salad without properly washing your hands first. Caring for kids and animals could lead to the spread of germs, too.

But how long do germs survive? Certain viruses could live on your hands for as long as an hour, giving you plenty of time to spread your cold to everyone in the office or classroom! Certain kinds of bacteria and protozoa, like staph and Giardia, may be able to live for months outside a human body. And fungi like Candida, or yeast, may hang out for months on anything from your towels to your favorite lipstick. Talk about gross!

The germs you encounter in innocent places could do some serious damage. According to the Centers for Disease Control and Prevention (CDC), the 2020–21 flu season saw as many as 5,000 people die from influenza in the U.S.”5

What Public Places Are the Germiest?

If people had to take a guess, they’d might say public toilets are hotspots for dangerous germs. The surprising answer is that most toilets are not as dirty as you might think. With about 1,000 units of bacteria per square inch,1 the average toilet seat is about 10 times cleaner than your mobile phone!2 A typical bathroom floor, on the other hand, could home to as many as 2 million bacteria per square inch.3 Some other surprising culprits include restaurant menus, bathroom soap dispensers, steering wheels, and airplane armrests. And don’t forget the bottoms of your shoes, which may each carry as many as 421,000 units of bacteria, including E. coli, meningitis, and Klebsiella pneumonia.4

Schools are also breeding grounds for bacteria, with the worst offenders being water fountains, cafeteria trays, and faucet handles. As reported by Today’s Parent, kids who enter daycare may be exposed to all kinds of harmful germs, like cold viruses, stomach bugs, and conjunctivitis (pinkeye). Shared toys, food, and being in close contact with other kids are usually to blame. And consider that a single bathroom for an entire classroom of kids may mean infrequent hand washing; in fact, over half of school kids claimed they did not have time to scrub up before meals.

The germs you encounter in innocent places could do some serious damage. According to the Centers for Disease Control and Prevention (CDC), the 2020–21 flu season saw as many as 5,000 people die from influenza in the U.S.5 A Methicillin-resistant strain of staph, which is found in many public places including taxis, may cause as many as 80,000 invasive infections each year (CDC).6 And 1.2 million people get sick from salmonella annually (CDC)7; that’s as if the entire population of Dallas, Texas contracted this dangerous foodborne illness!

And Then There’s COVID-19…

The advent of COVID-19 in 2019 put a whole new spin on germs. Over 1 million people have died from COVID-19 in the United States—it’s serious business.

COVID-19 spreads via droplets and very small particles that an infected person breathes out. Others might breathe in these droplets and particles, or they might land on their eyes, nose, or mouth. In some circumstances, these droplets may contaminate surfaces they touch.

The CDC provides a number of recommendations about preventative actions that could be taken, such as improving ventilation, getting tested if you have symptoms of COVID, and staying at home if you test positive for COVID. 

You may think you already practice frequent hand washing. But actually, most people don’t wash their hands correctly. For starters, you need to scrub your hands long enough to actually kill germs, which means at least 20 seconds. You can sing yourself the ‘Happy Birthday’ song twice in your head to make sure you’ve spent enough time under the faucet!”

How to Protect Against Germs

An obvious solution to staying healthy may be washing your hands regularly. The CDC recommends washing your hands before, during, and after handling food (including pet food), eating, caring for the sick, coming into contact with human or animal waste, touching garbage, tending to a wound, using the toilet, and coughing or sneezing. That list is not exhaustive, but it’s safe to say there are many times throughout the day when it’s important to scrub up! You may think you already practice frequent hand washing. But actually, most people don’t wash their hands correctly. For starters, you need to scrub your hands long enough to actually kill germs, which means at least 20 seconds. You can sing yourself the “Happy Birthday” song twice in your head to make sure you’ve spent enough time under the faucet! Another little-known hand washing fact is that how you dry your hands makes all the difference. As reported by Infection Control Today, wet hands are about 1,000 times likelier to spread bacteria than dry hands,8 and rubbing your hands together while drying may actually cause bacteria to multiply. The CDC suggests that using paper towels may be a better option, because they physically wipe bacteria off your hands.

”Germs live in your body, on plants and animals, and even in the air you breathe. In short, it’s impossible to eliminate germs from your life, and you might go crazy if you tried! In most cases, your immune system protects you from infection, allowing you to go about your day without worrying too much.”

If you don’t have access to soap and water, hand sanitizer that contains at least 60% alcohol may be an okay stand-in. Other common sense tips include avoiding people who are sick, regularly disinfecting surfaces, and keeping your hands away from your eyes, nose, and mouth. A more unusual tip: consider a fist-bump instead of a handshake, since it spreads about 1/10 the amount of germs of a handshake.

Should You Worry?

Germs live in your body, on plants and animals, and even in the air you breathe. In short, it’s impossible to eliminate germs from your life, and you might go crazy if you tried! In most cases, your immune system protects you from infection, allowing you to go about your day without worrying too much. Of course, almost everyone has experienced a nasty cold or bug they wished they could have avoided, and some infections are even life-threatening. Understanding the dangers and how to avoid them is important to staying safe, healthy, and (mostly) in control of the nasty germs you encounter!

Dive Right In!

Now that you probably have a better understanding of germs—what they are, and how to combat them—you might feel better about pursuing a healthcare career. There are numerous opportunities in healthcare, from nurses to doctors, surgical technicians to home health aides. Educational requirements vary for different healthcare occupations, but some positions only require a certificate, which could take anywhere from several weeks to a year.

By following the recommendations in this article, and any requirements in your place of employment, you could stay germ-free in your healthcare career!

Sources

1https://granitegold.com/blogs/cleaning/how-dirty-are-remote-controls-and-phones-as-opposed-to-obviously-dirty-places-like-toilet-seats | 2https://www.ualberta.ca/public-health/news/2017/september/is-your-cell-phone-really-10-times-dirtier-than-a-toilet-seat.html#:~:text=The%20news%20story%20highlighted%20two,bacteria%20than%20a%20toilet%20seat | 3https://www.cleanlink.com/hs/article/5-Adjustments-Cleaning-Pros-Make-To-Improve-Restrooms–29868#:~:text=Restroom%20floors.,higher%20than%20a%20sanitary%20surface | 4http://www.treehugger.com/green-home/ | 5https://www.cdc.gov/flu/about/burden/preliminary-in-season-estimates.htm#:~:text=During%20the%202021%2D2022%20influenza,during%20the%202011%2D2012%20season | 6https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4739597/# | 7https://www.cdc.gov/coronavirus/2019-ncov/your-health/about-covid-19.html | 8https://www.cdc.gov/salmonella/index.html | 9https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5074182/

Exploring Undergraduate Certificates: A Pathway to Focused Learning and Career Enhancement

Undergraduate students are increasingly earning competency certificates to develop proficiency in a field. In fact, certificates are the fastest growing post-secondary credential. That’s in comparison to associate’s and bachelor’s degree programs which typically cost students more in time, money, and commitment.

Certificates are designed for today’s students with targeted education and skill enhancement at an affordable and faster rate than many degree programs. They may also boost a student or employee’s resume with industry specific training to help them compete in the job market. For this reason, many undergraduate students pursue certificates as a skill step ladder. Sometimes this can be done in conjunction with a degree program and other times in lieu of one.

Understanding Undergraduate Certificates

These programs include short term and focused learning and skills attainment for earning a certificate. Certificates provide verification for the required work to show mastery of a specific subject area. Courses taken to earn a certificate focus on concentrated education, typically without including general study courses. That’s why a certificate usually require less time than the interim it takes to complete a degree program.

Certificate programs tend to vary in length, but generally take less than two years with many lasting less than a year. Students often have a thorough understanding of their specific interest when they’ve earned a certificate. On the other hand, they usually take a broader set that includes general courses for a degree.


The cost of certificate programs may vary. For instance, if students work toward a certificate within a four-year public college program, that may cost more than earning a certificate at a two-year public university. Certification programs usually cost less than degree programs.
Sometimes students earn certificates as stepping stones on the path to completing their degree program. Some schools require that certificate program students enroll in their undergraduate degree program. In fact, with degree enrollments in decline, many universities are starting certificate programs to boost their active student numbers.

Admissions and Prerequisites

Certificate programs may have different admission requirements depending on the school. But there are general guidelines that likely apply to many certificate programs. For instance, many certificate programs require applications and associated fees as well as a high school, or equivalent, degree.

Some certification programs may also require that enrollees have specific coursework on their transcript and maybe even cite a minimum GPA for those classes. Others could request a transcript for all former courses completed. Prerequisite classes sometimes count toward your certificate courses. So, submitting transcripts might be beneficial even if it’s not required. Typically, SATs and ACTs aren’t required for certificate programs.

Schools may include a certificate program along with their course offering for enrolled students. In these cases, eligibility for the certificate program may include a specific education level, for instance, senior year. Program admissions departments could also require a proposal or letter of intent, and some also want a resume. Other schools typically also require that students earning a certificate remain enroll in their degree program throughout the certification process.

Combining with Degree Programs

Undergraduate degree program enrollments are declining. So, many schools are offering certificate programs in order to boost student numbers. In fact, certificates are the fastest growing post-secondary credential. When combined with a degree program, certificates could benefit students as well as schools. That’s because certificate holders often learn industry specific training that may boost their career enhancement. This kind of specific skill-based learning often rounds out resumes with proof of relevant skill development for credentials that could stand out from the rest. Certificate programs also help schools enhance their offering for current students.

Credential stacking with certificates could provide a path for enrolled students to create a more versatile skillset. This strategy typically involves a sequence of targeted education and skills courses. Students can typically proceed through a certificate curriculum on a faster timeline than many traditional degree programs. They could also develop a deeper understanding of relevant tools and how to use them.

Benefits of Pursuing an Undergraduate Certificate

Certificate programs often provide an efficient route for students to earn career credentials, taking less time and money. That’s because these programs usually proceed faster and often cost less than traditional degree programs and are usually online. Benefits like these have potential to make stacking credentials easier and more convenient than a typical accelerated degree program. In fact, students pursuing certificates often earn credits that apply to an undergraduate degree as well. Industries increasingly value, and sometimes request, certification to verify relevant job skills and knowledge. Let’s explore additional benefits to certificate programs.

Diverse fields of study

From business and healthcare to technology and the arts, certificates reach across a diverse range of subjects. Each topic presents opportunities for several certifications. For instance, in healthcare students could pursue certificates in Medical Billing and coding, Phlebotomy, Dental Assistant, Pharmacy Technician, Clinical Medical Assistant, or Emergency Medical Technician (EMT). Earning certificates like these could help expand a student’s resume, give them more flexibility in career choices, and enhance their appeal to potential employers.

Certificate programs give individuals the chance to deepen knowledge in a variety of specific areas. Students may then discover if the career goals they’re considering match their potential job skills and experiences. Even if a nursing student finds out they don’t want to draw blood after earning their Phlebotomy certificate, it helps boost their resume and adds credits toward their degree.

Filling skill gaps

Sometimes certificate programs also help those in the workforce who may be seeking job enhancement. That’s. That’s because when pursuing a certificate, individuals could acquire targeted skills and practical training applicable to their chosen industry. This could serve as professional development to help address skill gaps, enhance employability, and improve job performance.

Some employers encourage, reimburse, or even cover certificate programs for employees as upskilling options. Typically, professional certifications provide validation for mastery of the subject matter and skills developed. These learning outcomes could enhance a certificate holder’s on-the-job practical skills and maybe even create potential for a promotion. So, certifications could benefit the workplace as well as the certified employee.

Flexibility and accessibility

Certificate programs tend to offer more flexibility than traditional degrees thanks to remote and part-time learning options as well as their targeted and accelerated coursework. Colleges are aware that certificate seeker are often also earning a degree or working and want to fit certificate studies into an already busy lifestyle.

Some of the ways schools help make certificates more accessible include part-time options, online learning, and evening classes. These flexible options give students with other commitments a chance to integrate a certificate program into their schedule. An accelerated learning rate also helps enrollees pursue a certificate without too much disruption because these programs often take a year or less. By contrast, traditional degree programs typically require two to four years of full-time enrollment.

Competency certificates hone in on specific skill acquisition and practical training with targeted courses. Certificate students often complete the program requirements without need for general studies classes. This has potential to free up more time for certificate seekers to meet other commitments while also achieving their education objectives.

Who Should Consider Undergraduate Certificates?

Undergraduate certificates often work well for enrolled students pursuing an associate or bachelor’s degree. But these certificate programs may also serve recent high school graduates, working professionals, career changers, as well as anyone seeking to upskill and expand their contribution at work.

Recent high school graduates could enroll in certificate courses as an efficient and cost-effective way to boost their qualifications for entry level opportunities or degree programs. Working professionals may earn a certificate for skill acquisition to help increase their potential for a promotion. Others who may be considering a career transition can pursue certificates to learn job ready skills missing from their resume. This could enhance their employability while also serving as a way to try out aspects of this potential career change.

Benefits of Undergraduate Certificates

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Career Opportunities

Certificate courses may help enhance marketable qualifications for career focused students as well as employed people. Some may jumpstart a career with a 3- or 6-month competency certificate such as web designer, real estate agent, personal trainer, or air traffic controller. These serve as examples for how certificate courses may open entry level career pathways.

Healthcare industry specific training also includes opportunities for career enhancement thanks to certificate programs. From healthcare newcomers earning a phlebotomy certificate to practicing nurses seeking to fast-track credentials for a promotion, certificates serve healthcare practitioners at various levels. Here are specific examples of career opportunities with associated certificate programs.

1 Licensed Practical/Vocational Nurse (LPN)


In the role of an LPN or LVN, you might find yourself tending to elderly patients, whether in their homes or within residential care facilities. The increasing prevalence of conditions such as diabetes and obesity is likely to generate a heightened need for nurses. Additionally, the growing prominence of outpatient care centers could result in an increased demand for LPN positions.

Median annual salary, 2022:

$54,620 per year

Projected employment, 2022-2032

5%

 

2 Surgical Technologist


As a Surgical Technologist, you have the opportunity to support medical teams and surgeons throughout the entire surgical process, including pre-operation, during the procedure, and post-operation. Prior to the surgery, your responsibilities may involve tasks such as sterilizing equipment and preparing the patient. In the course of the operation, you may aid doctors by passing instruments and maintaining an inventory of supplies. Subsequently, your duties could include tasks like applying bandages to the patient and replenishing supplies in the operating room.

Median annual salary, 2022:

$55,960 per year

Projected employment, 2022-2032

5%

 

3 Court Reporter


As a Court Reporters, you have the opportunity to generate verbatim transcriptions during trials, depositions, and various legal proceedings. Simultaneous captioners offer comparable transcriptions for television or presentations in diverse settings, like press conferences and business meetings, catering to individuals who are deaf or hard of hearing.

Median annual salary, 2022:

$63,560 per year

Projected employment, 2022-2032

3%

 

4 Fire Investigator/Inspector


As Fire Investigators/Inspectors, you have the responsibility of examining fire scenes to identify their origin and cause. Your tasks include assessing fire damage, gathering evidence, and conducting witness interviews to reconstruct the events leading to the fire. Additionally, you inspect structures to ensure compliance with fire codes and safety regulations, providing recommendations for improvements as needed. Your role is crucial for preventing future fires and enhancing overall fire safety.

Median annual salary, 2022:

$69,450 per year

Projected employment, 2022-2032

5%

 

Conclusion

Earning an undergraduate certificate could springboard new job opportunities or enhance a stagnant career. Certificate programs offer a variety of flexible learning options from a 3-month online course to a year of skill-based learning on site at a university. You could explore targeted education opportunities like these to deepen your knowledge and career prospects.

Exploring Bootcamps: Accelerate Your Path To Skill Mastery

In today’s rapidly evolving professional landscape, the demand for targeted skills and efficient learning pathways has never been greater. Enter bootcamps—a dynamic approach to education that’s redefining how individuals acquire in-demand skills for a successful career. With an emphasis on intensive learning, career-focused education, and fast-tracking skills, bootcamps are emerging as a powerful means of rapid skill acquisition in a variety of fields.

Gone are the days when a traditional four-year degree was the only path to professional success. In this era of innovation, where industries could transform in the blink of an eye, bootcamps have emerged as a compelling alternative. These programs typically offer an accelerated journey to proficiency, enabling learners to quickly gain skills and knowledge and enter the workforce with a competitive edge.

In this article, we’ll delve into the world of bootcamps, exploring their essence of intensive learning and their laser-focused approach to career-oriented education. Whether you’re a recent high school graduate, a career changer, or someone looking to stay ahead of the curve, join us on a journey to uncover the potential of bootcamp courses.

What Are Bootcamps?

Bootcamps are intensive, short-term education programs that focus on teaching specific skills or subjects within a condensed timeframe. These programs are designed to provide practical, hands-on learning experiences and job-ready training geared to equip individuals with the skills needed for a particular job or career path. Bootcamps typically prioritize real-world application, experiential learning, and industry relevance.

Bootcamps typically cover a wide range of subjects, including coding, data science, digital marketing, cybersecurity, design, healthcare, and more. They aim to bridge the gap between traditional education and the rapidly changing needs of the job market. Bootcamps often emphasize project-based learning, collaboration, and building a portfolio of work to showcase to potential employers.

Key Characteristics

Key characteristics of bootcamps include:

  1. Short duration: Bootcamps are typically shorter than traditional degree programs, lasting anywhere from a few weeks to a few months. This condensed timeframe could allow participants to quickly acquire skills and enter the workforce.
  2. Intensive learning: Bootcamps provide an intensive and immersive education, focusing on hands-on experiences and practical training. Participants often spend a significant portion of their time working on real-world projects.
  3. Focused curriculum: Bootcamps have a specific and focused curriculum—bootcamp courses are tailored to the skills required for a particular job or industry. They cut out general education courses and dive directly into the relevant content.
  4. Industry alignment: Bootcamps are often developed in collaboration with industry experts and employers. This could help ensure that the bootcamp courses are up-to-date and aligned with current industry trends and demands.
  5. Flexible learning options: Bootcamps may be offered in various formats: there are in-person bootcamps and online bootcamps, as well as bootcamps that are full-time, part-time , and self-paced. This flexibility caters to a diverse range of learners and schedules.
  6. Job placement support: Many bootcamps offer job placement assistance, resume building, interview coaching, and networking opportunities to help participants with career transition after completing the program.

It’s important to research and choose reputable bootcamp providers to ensure that the program’s quality, content, and learning outcomes align with your career goals and expectations.

Diverse Bootcamp Domains

The world of bootcamp education is expansive, catering to a multitude of career paths. Aspiring coders could immerse themselves in coding bootcamps, gaining proficiency in programming languages like Python, JavaScript, and Ruby. Meanwhile, web development bootcamps delve into the art of crafting interactive and visually appealing websites, encompassing frontend and backend technologies.

Venturing into the realm of data science, bootcamps equip learners with the analytical skills required to mine insights from complex datasets. Design bootcamps nurture creative talents, teaching the principles of user experience (UX) and user interface (UI) design. Digital marketing bootcamps, on the other hand, guide participants through the intricacies of online advertising, social media strategies, and SEO techniques.

Advantages of Bootcamps

Bootcamps, whether they’re focused on coding, data science, digital marketing, or other fields, offer several advantages that make them an appealing option for individuals seeking to quickly gain practical skills and enter the workforce. Here are some of the key advantages of bootcamps.

  1. Accelerated learning: Bootcamps are designed to provide intensive and focused training within a short period, typically ranging from a few weeks to a few months. This accelerated learning format allows participants to acquire necessary skills in a condensed timeframe.
  2. Practical skills: Bootcamps are known for their hands-on, project-based approach. Participants typically work on real-world projects and scenarios, gaining practical skills that may be directly applicable to the job market.
  3. Industry-relevant content: Bootcamps are often developed in collaboration with industry professionals and employers. This helps to ensure that the curriculum aligns with current industry trends, tools, and technologies, making graduates more marketable to potential employers.
  4. Career switching: Bootcamps could provide a pathway for individuals to switch careers or enter a new field. They offer a streamlined route to acquire the skills needed to transition into a different job role without the time commitment of traditional degree programs.
  5. Networking opportunities: Bootcamps may bring together a diverse group of participants, potentially creating opportunities for networking and collaboration. Connecting with classmates, instructors, and industry professionals could lead to helpful contacts and potential job opportunities.
  6. Supportive environment: Bootcamps strive to provide a supportive learning environment with experienced instructors and mentors who guide participants through the learning process. This support helps participants overcome challenges and stay motivated.
  7. Career services: Many bootcamps provide career services, such as resume building, interview preparation, and job placement assistance. This might be particularly beneficial for those looking to secure employment quickly after completing the program.
  8. Cost and time efficiency: Bootcamps may be more cost effective than traditional degree programs, both in terms of tuition fees and the shorter duration. This could make them an attractive option for individuals looking for a faster return on investment.
  9. Flexibility: Many bootcamps offer a variety of formats, including in-person, online, full-time, and part-time options. This flexibility allows participants to choose a program that could fit their schedule and learning preferences.
  10. Focus on marketable skills: Bootcamp courses tend to focus on skills that are in high demand in the job market. This focus on specific, job-relevant skills could increase graduates’ chances of securing employment in their chosen field.

Who Should Consider Bootcamps

Bootcamps have gained prominence as a dynamic solution for individuals seeking to acquire specific skills, change careers, or stay current in an ever-changing professional landscape.

Bootcamps are not limited to a single demographic; they cater to a broad spectrum of individuals with varying aspirations and goals. Recent graduates find value in bootcamps as a means to bridge the gap between their academic qualifications and the practical skills required by employers. These immersive programs empower them to enter the workforce with a competitive edge, ensuring a smoother transition from academia to industry.

For career switchers, bootcamps provide a streamlined route to enter a new field without committing to a full-fledged degree program. Professionals seeking career enhancement and career growth within their current roles could leverage bootcamps to acquire focused skills that enhance their contributions and open doors to new opportunities. Additionally, lifelong learners and enthusiasts looking to explore new interests find bootcamps to be an accessible and engaging way to gain hands-on experience.

Because one of the standout features of many bootcamps is their flexibility, they may be an attractive option for individuals with busy schedules. Many bootcamps offer part-time, online, and self-paced formats, allowing learners to balance their education with existing commitments. This accessibility democratizes learning, enabling individuals from various walks of life to engage with educational opportunities that might have been otherwise unattainable.

Furthermore, the fast-paced nature of bootcamps is particularly suited for those looking to adapt swiftly to industry changes. With their focused curriculum and practical approach, bootcamps compress the learning curve, equipping participants with relevant skills in a short span.

Bootcamps Infographic

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Choosing the Perfect Bootcamp

With the vast array of bootcamps, finding one that aligns with your goals could be a pivotal step in your educational journey. As you embark on this  path, here are some tips that could guide you in making an informed choice to help maximize your learning experience.

Researching Course Content and Curriculum

The heart of any bootcamp lies in its curriculum. Before enrolling, dive deep into the content of bootcamp courses it resonates with your learning objectives. Scrutinize the topics covered, the depth of material, and the relevance to your desired field. A curriculum should encompass both foundational concepts and advanced techniques, preparing you to tackle real-world challenges.

Evaluating Instructor Qualifications

The quality of instruction could directly impact your learning outcomes. Investigate the qualifications and expertise of the instructors who will guide you through the program. Instructors with practical industry experience and a deep understanding of the subject matter could enhance the value of the bootcamp, offering industry insights that textbooks alone might not provide.

Considering Student Reviews and Testimonials

Peer feedback could offer insights into the effectiveness of a bootcamp. Delve into student reviews and testimonials to gauge the overall satisfaction level and experiences of past participants. Candid insights from those who have walked the same path could provide a realistic view of the bootcamp’s strengths, weaknesses, and the kind of support you could expect.

Analyzing Job Placement Rates and Alumni Success

A significant measure of a bootcamp’s success lies in the employability of its graduates. Investigate the bootcamp’s job placement rates and alumni success stories. High job placement rates might indicate that the bootcamp equips students with the skills needed to secure meaningful employment in their chosen fields. Alumni success stories could showcase how the bootcamp’s training translates into real-world achievements.

Aligning with Personal Learning Goals

Each learner’s journey is unique, driven by personal aspirations and goals. Ensure that the bootcamp you choose aligns with your specific career objectives. Whether you’re seeking to switch careers, upskill within your current role, or explore a new field, the bootcamp should offer a curriculum that caters to your needs.

Considering Format and Flexibility

The format of the bootcamp is another critical factor to consider. Evaluate whether the bootcamp offers in-person, online, part-time, or full-time options that accommodate your schedule and learning preferences. Flexibility in learning format could ensure that you are able to seamlessly integrate education into your life.

While there are many benefits to bootcamps, it’s important for aspiring bootcamp participants to be aware of the challenges that come along with this fast-paced learning experience.

The Intensity of the Curriculum

One of the defining characteristics of bootcamps is their fast-paced curriculum. The condensed nature of these programs means that you’ll typically be exposed to a significant amount of information in a short span of time. This could be both exciting and overwhelming. To tackle this challenge:

  1. Stay organized: Keep track of your learning materials, assignments, and progress. Create a study schedule that breaks down each topic into manageable portions.
  2. Prioritize learning: Understand that not every concept could be mastered instantly. Focus on grasping the core concepts before moving on to more advanced topics.
  3. Practice regularly: Consistent practice may be key to retaining knowledge. Set aside time each day for coding exercises and projects.

Time Commitments

Bootcamps often demand a substantial time commitment. Balancing the demands of the bootcamp with your personal and professional responsibilities might be a real challenge. Here’s how to manage your time effectively:

  1. Set realistic expectations: Acknowledge that the bootcamp could require a significant time investment. Communicate your commitment to friends and family so they understand your schedule.
  2. Time management: Plan your days carefully. Allocate specific blocks of time for learning, practice, breaks, and other commitments.
  3. Avoid burnout: Remember that quality is usually more important than quantity. Overloading yourself might lead to burnout. Take breaks and engage in activities that help you recharge.

Financial Investment

While bootcamps offer an expedited path into the tech industry, they might come with a hefty price tag. Managing the financial aspect could be challenging, but there are ways to ease the burden:

  1. Research payment options: Many bootcamps offer flexible payment plans, scholarships, or income-sharing agreements. Explore these options to determine what works for your financial situation.
  2. Budget wisely: Plan your expenses throughout the bootcamp duration. Cut down on unnecessary costs and prioritize expenditures.
  3. Consider the ROI: Think of the bootcamp as an investment in your future. Research the average salaries for bootcamp graduates in your desired field to assess the potential return on your investment.

Managing Expectations

It’s easy to approach a bootcamp with sky-high expectations. While these programs may be transformative, it’s important to manage your expectations realistically:

  1. Embrace the learning curve: Understand that you’re embarking on a journey of growth. Mistakes and challenges are part of the learning process.
  2. Celebrate small wins: Acknowledge your progress, no matter how incremental it might seem. Each small achievement brings you closer to your goals.
  3. Be patient: Mastery takes time. Don’t expect to be an “expert” by the end of the bootcamp. Instead, focus on building a strong foundation that you could continue to build upon.

Staying Motivated

Bootcamps may require sustained motivation to overcome the hurdles and complete the program successfully. Here’s how to keep your motivation levels up:

  1. Set clear goals: Define your short-term and long-term goals. Having a clear vision of what you’re working toward could keep you motivated during challenging times.
  2. Find a support system: Connect with fellow bootcamp participants, mentors, or online communities. Sharing your experiences and challenges with others may provide emotional support.
  3. Celebrate progress: Regularly reflect on how far you’ve come since the start of the bootcamp. Recognizing your growth could reignite your motivation.

Maintaining Work-Life Balance

The intensive nature of coding bootcamps might blur the lines between work and personal life. Striking a balance may be crucial for your overall well-being:

  1. Set boundaries: Define clear boundaries between your bootcamp commitments and personal time. Avoid the temptation to work around the clock.
  2. Prioritize self-care: Allocate time for activities you enjoy outside of coding. Engage in exercise, hobbies, and spending quality time with loved ones.
  3. Practice mindfulness: Incorporate mindfulness techniques into your routine to stay grounded and reduce stress.

Beyond the Bootcamp: Navigating the Path of Continuous Learning and Growth

Completing a coding bootcamp is a significant accomplishment that could equip you with the skills and knowledge needed to embark on a career in the dynamic world of software development. However, the journey generally doesn’t end there. In fact, it could be just the beginning of a lifelong commitment to continuous learning, growth, and professional development.

Embracing Continuous Learning

The tech industry is constantly evolving, with new programming languages, frameworks, and tools emerging regularly. As a graduate of a coding bootcamp, staying up-to-date with these industry trends may be critical for remaining competitive in the job market. Here’s how you could make continuous learning a cornerstone of your post-bootcamp journey:

  1. Read and research: Regularly read blogs, articles, and online resources to stay informed about the latest developments in technology. Follow thought leaders and industry experts to gain insights into emerging trends.
  2. Online courses: Enroll in online courses, tutorials, and workshops to expand your skill set. There are a plethora of options.
  3. Personal projects: Undertake personal projects that align with your interests. This not only solidifies your learning but also showcases your skills to potential employers.

Networking within the Field

Building connections with professionals in your field could open doors to job opportunities, collaborations, and mentorship. Here’s how you might effectively network after completing your bootcamp:

  1. Attend tech meetups and conferences: Participate in local meetups and conferences related to coding, development, and technology. These events could provide excellent networking opportunities and a chance to learn from industry leaders.
  2. Use online platforms: Join online communities, forums, and social media groups related to your areas of interest. Engage in discussions, ask questions, and share your insights.
  3. Connect with alumni: Reach out to fellow bootcamp graduates. They could provide insights, advice, and potential connections in the industry.

Pursuing Further Education

While a coding bootcamp is designed to provide a solid foundation, some individuals might feel the need to deepen their knowledge further. Advanced bootcamp programs and further education options could help you stand out in a specific area or gain a deeper understanding of complex concepts:

  1. Advanced bootcamps: Many bootcamp providers offer advanced programs that focus on targeted skills or advanced topics. These programs could help you further refine your skills and knowledge.
  2. Formal education: Consider pursuing a formal degree in computer science or a related field if you’re looking to build a strong academic foundation. This option might be particularly appealing if you’re aiming for more research-oriented roles.

Building a Portfolio

As you continue your journey in the tech industry, a well-constructed portfolio could become an important asset. A portfolio is meant to showcase your skills, projects, and accomplishments, providing potential employers with tangible evidence of your capabilities.

Conclusion

Whether you’re a recent graduate, a career switcher, a professional seeking career growth, or simply someone with an insatiable curiosity, bootcamps could offer an impactful educational journey as well as taking a graduate degree programs. With their flexible learning options and industry-relevant curricula, bootcamps stand as a testament to the power of accessible, adaptable, and targeted education in the modern world.

10 Top-Paying Careers Requiring an Associate Degree

 

Pursuing an associate degree could be a great career move, opening up positions that might not be available to those with only a high school diploma or GED. In addition to a broader range of career opportunities, earning an associate degree could also boost your earning potential. The Bureau of Labor Statistics (BLS) reported that in 2022, the median usual weekly earnings for those who hold an associate degree was $1,005 more than that of those who had only earned their high school diploma.

Top-Paying Careers Requiring an Associate Degree

In this article, we list 10 top-paying careers that typically require an associate degree at the entry level, as specified by the BLS.

Also make sure to check out our article “10 Top In-Demand Careers Requiring an Associate Degree.”

1 Air Traffic Controller


What they do

Air traffic controllers monitor and coordinate the movement of aircraft on the ground and in the air. They direct pilots through takeoff and landing and provide them with updates about weather and other critical information. They use radio equipment, radar, and computers in their work. 

Typical entry-level education

Associate or bachelor’s degree through a Federal Aviation Administration  (FAA)-approved Air Traffic Collegiate Training Initiative

Median annual salary, 2022:

$132,250

Projected employment, 2032

23,000

2 Radiation Therapist


What they do

Radiation therapists administer radiation to cancer patients. They need to calibrate and operate machines such as linear accelerators and make sure they position the machine correctly. They also educate and explain the procedure to patients. 

Typical entry-level education

Associate or bachelor’s degree in radiation therapy

Median annual salary, 2022:

$89,530

Projected employment, 2032

15,900

3 Dental Hygienist


What they do

Dental hygienists clean and polish teeth, removing plaque and tartar. They conduct an examination, looking for any signs of dental disease. They might take X-rays or apply sealants to protect the teeth. They discuss oral health with patients and the importance of diet. 

Typical entry-level education

Associate degree in dental hygiene

Median annual salary, 2022:

$81,400

Projected employment, 2032

219,400

4 Diagnostic Medical Sonographer


What they do

Diagnostic medical sonographers use a special instrument called a transducer to create images of a patient’s organs and tissues. Physicians use the images, referred to as ultrasounds or sonograms, to diagnose disease. There are a number of types of sonographers, including cardiac sonographer, abdominal sonographer, and pediatric sonographer. 

Typical entry-level education

Associate degree in sonography

Median annual salary, 2022:

$78,210

Projected employment, 2032

142,800

5 Avionics Technician


What they do

Avionics technicians repair electric instruments in aircraft. They use using circuit testers, oscilloscopes, and voltmeters to test the instruments and repair any defective components. They also assemble components, install instrument panels, and keep records of maintenance and repairs. 

Typical entry-level education

Associate degree in avionics

Median annual salary, 2022:

$70,740

Projected employment, 2032

161,000

6 Aerospace Engineering and Operations Technologist/ Technician


What they do

These professionals work with equipment used to develop, test, produce, and sustain aircraft and spacecraft. They are responsible for installing, running, and maintaining the equipment, and often meet with aerospace engineers to discuss test results. One type of equipment they might work on is wind tunnels. 

Typical entry-level education

Associate degree in engineering technology or a related field

Median annual salary, 2022:

$74,410

Projected employment, 2032

10,200

7 Respiratory Therapist


What they do

Respiratory therapists work with patients who have breathing issues, ranging from an infant with a collapsed lung to an older patient who has a breathing condition such as asthma or COPD. They examine patients, conduct diagnostic tests, and treat patients to improve their breathing. 

Typical entry-level education

Associate degree in respiratory therapy

Median annual salary, 2022:

$70,540

Projected employment, 2032

133,100

8 Electrical and Electronic Engineering Technologist/Technician


What they do

Electrical and electronic engineering technologists and technicians work with engineers to help design and develop electrical and electronic equipment such as computers. They assemble, calibrate, and repair electrical equipment, draw design diagrams, and monitor the design process for technical issues. They test electronic equipment and analyze the information from the test.  

Typical entry-level education

Associate degree in electrical or electronic engineering technology 

Median annual salary, 2022:

$66,390

Projected employment, 2032

102,500

9 Radiologic Technologist/Technician


What they do

Radiologic techs, also known as radiographers, perform diagnostic tests using equipment such as X-ray machines and CT (computed tomography) scanners. They set up the equipment, position patients, and take images. They typically work with physicians and other healthcare professionals to review and evaluate the images.

Typical entry-level education

Associate degree in radiography

Median annual salary, 2022:

$67,180

Projected employment, 2031

264,100

10 Occupational Therapy Assistant


What they do

Occupational therapy involves helping people who have been ill, injured, or have conditions such as Parkinson’s disease recover the physical skills needed for daily life. Occupational therapy assistants work with under the supervision of occupational therapists to help patients in a variety of ways. They assist them with exercises, teach them how to use special equipment, and record their progress. They might also collaborate with the therapist to develop and carry out treatment plans.  

Typical entry-level education

Associate degree from an accredited occupational therapy assistant program

Median annual salary, 2022:

$63,450

Projected employment, 2032

$49,000

Source: https://www.bls.gov/

Based on national data, not school-specific information. Conditions in your area may vary. Accessed 8/9/2023. 

 

10 Top In-Demand Careers Requiring an Associate Degree

 

Earning a high school diploma or GED is a great accomplishment—but now what? You may want to pursue further education to increase your career options, but might not want to commit to 4 more years to earn a bachelor’s degree. 

Pursuing an associate degree could be a great solution for you. You could typically complete a program in 2 years, and many jobs requiring an associate degree are in high demand. In this article, we explore the top 10 in-demand careers that require an associate degree and provide information about which industries these careers are in most demand. The rankings that follow are based on the number of projected jobs in 2031, not growth rate. See the infographic for information about the fastest-growing jobs that require an associate degree. 

Also make sure to check out our article “10 Top Top-Paying Careers Requiring an Associate Degree.”

Top 10 In-Demand Careers

1 Computer Support Specialist


Industries with the highest levels of employment in Computer Support Specialists, 2022:

IndustryEmploymentAnnual mean wage 
Computer Systems Design and Related Services 160,800$59,700
Employment Services43,800$55,230
Management of Companies and Enterprises38,150$62,970 
Elementary and Secondary Schools 35,360 $54,450
Software Publishers 29,570 $70,960 

What They Do:

Provide technical support to computer users; maintain networks

Employment, 2022

914,100

Projected employment, 2032

963,300

2 Preschool Teacher


Industries with the highest levels of employment in Preschool Teachers, 2022:

IndustryEmploymentAnnual mean wage 
Child Care Services 290,870$34,480
Elementary and Secondary Schools75,700$53,200
Individual and Family Services 12,530$39,470
Religious Organizations 7,240$40,960
Local Government, excluding schools and hospitals (OEWS Designation) 6,490$45,140

What they do:

Care for and teach basic skills to children who have not yet entered kindergarten

Employment, 2022

512,300

Projected employment, 2032

529,600

3Paralegal/Legal Assistant


Industries with the highest levels of employment in Paralegals and Legal Assistants, 2022:

IndustryEmploymentAnnual mean wage 
Legal Services 263,170$60,570 
Local Government, excluding schools and hospitals (OEWS Designation) 16,420$61,190 
Federal Executive Branch (OEWS Designation) 15,080 $76,310 
State Government, excluding schools and hospitals (OEWS Designation) 10,850 $52,900 
Management of Companies and Enterprises 6,890 $84,260 

What they do:

Assist lawyers in conducting research, writing drafts and reports, and maintaining files

Employment, 2022

354,300

Projected employment, 2032

369,100

4Radiologic and MRI Technologist


Industries with the highest levels of employment in Radiologic and MRI Technologists, Postsecondary, 2022:

IndustryEmploymentAnnual mean wage 
General Medical and Surgical Hospitals125,430 $71,260 
Offices of Physicians 40,390 $62,220 
Medical and Diagnostic Laboratories 16,060 $70,460 
Outpatient Care Centers 15,050 $81,530 
Federal Executive Branch (OEWS Designation) 5,980 $78,160 

What they do:

Perform diagnostic tests on patients with equipment such as magnetic resonance imaging (MRI) scanners; adjust and maintain equipment

Employment, 2022

264,100

Projected employment, 2031

279,600

5Dental Hygienist


Industries with the highest levels of employment of Dental Hygienists, 2022:

IndustryEmploymentAnnual mean wage 
Offices of Dentists 203,330$85,110
Employment Services 2,630$88,670
Offices of Physicians 2,080$77,070
Outpatient Care Centers 1,850$86,580
Federal Executive Branch (OEWS Designation) 870$69,450

What they do:

Clean and polish teeth, look for dental disease, educate patients about oral health

Employment, 2022

219,400

Projected employment, 2032

235,700

6Physical Therapist Assistant/Aide


Industries with the highest levels of employment in Physical Therapist Assistants and Aides, 2022:

IndustryEmploymentAnnual mean wage 
Offices of Other Health Practitioners 44,900 $59,970 
General Medical and Surgical Hospitals 17,640 $63,430 
Home Health Care Services 11,810 $78,360 
Nursing Care Facilities (Skilled Nursing Facilities) 8,950 $72,800 
Offices of Physicians 4,810 $59,310 

Typical entry-level education

Master’s degree in social work

Employment, 2022

145,100

Projected employment, 2032

172,700

7Diagnostic Medical Sonographer


Diagnostic Medical Sonographer

IndustryEmploymentAnnual mean wage 
General Medical and Surgical Hospitals 45,770 $84,340 
Offices of Physicians 20,220 $82,890 
Medical and Diagnostic Laboratories 8,510 $78,190 
Outpatient Care Centers 3,240 $113,680 
Employment Services 920 $79,550 

What they do:

Conduct tests and create images using sonography equipment

Employment, 2022

142,800

Projected employment, 2032

156,900

8Respiratory Therapist


Industries with the highest levels of employment in Respiratory Therapists, 2022:

IndustryEmploymentAnnual mean wage 
General Medical and Surgical Hospitals 97,800$74,240 
Specialty (except Psychiatric and Substance Abuse) Hospitals 7,720 $72,600 
Nursing Care Facilities (Skilled Nursing Facilities) 4,950 $69,770 
Employment Services 3,280 $108,330
Professional and Commercial Equipment and Supplies Merchant Wholesalers 2,490 $63,610 

What they do:

Master’s degree from a physician assistant program

Employment, 2022

133,100

Projected employment, 2032

149,800

9Electrical and Electronic Engineering Technologist/Technician


Industries with the highest levels of employment in Veterinary Technologists and Technicians, 2022:

IndustryEmploymentAnnual mean wage 
Veterinary and Photography Services 109,230 $40,300  
Colleges, Universities, and Professional Schools 2,850 $47,680 
Social Advocacy Organizations 2,200 $39,310 
Other Personal Services 1,560 $39,180 
Scientific Research and Development Services 740 $62,030 

What they do:

Aid veterinarians in conducting tests, examining, and caring for animals

Employment, 2022

122,900

Projected employment, 2032

148,100

10Medical Equipment Repairer


Industries with the highest levels of employment in Medical Equipment Repairers, 2022:

IndustryEmploymentAnnual mean wage 
Elementary and Secondary Schools24,070 $63,790 
Electronic and Precision Equipment Repair and Maintenance 10,770 $59,060 
General Medical and Surgical Hospitals 6,630 $71,320 
Rental and leasing services (5322, 5323, and 5324 only) 4,180 $43,500 
Outpatient Care Centers 3,600 $56,280 

What they do:

Repair and maintain medical equipment such as ventilators, anesthesia machines, electric wheelchairs, and hospital beds

Employment, 2022

66,400

Projected employment, 2032

75,100

 

Source: https://www.bls.gov/

Based on national data, not school-specific information. Conditions in your area may vary. Accessed 8/9/2023. 

10 Common Job Interview Questions and How to Answer Them

Nerves may hit along with the excitement when you reach the interview stage of an employment opportunity. Luckily, you could learn from those who’ve asked and answered before. Here, we provide you with a helpful guide for job interview preparation with these common job interview questions. We’ll explore questions job candidates often face, discuss why the interviewer might be asking the question, and provide tips on how to respond.

1. Tell Me A Bit About Yourself And Your Work Experience

This is the first in the list of common job interview questions. It’s common for an interviewer to start with a “non-question” like this. This question works a lot like an overarching personality test. Consider questions like this as an opportunity to highlight your special features that may not come through in the forthcoming standard interview questions.

Why Do Interviewers Ask This Question?

This question is a good way for both you and the interviewer to ease into the interview. But it’s also a way for the interviewer to assess your temperament, confidence, ability to communicate, and priorities.  

At base, interviewers are looking for a competent candidate with enthusiasm for the work who could play a functional role on their team. On a more general level, people spend a lot of their time in life at work. So, interviewers might also look for signs of a personality match with the current team and dynamic.

How To Respond to Common Job Interview Questions Like This?

Think of your response as a story, one that highlights your interests, background, and future goals. As with stories, it could be helpful to structure your response to help make it organized and concise and keep you on track. One possible structure is “past, present, future.” Begin by discussing how you became interested in the field, your past work experiences, and your achievements in those positions. Next, transition to your current situation, and then to your hopes for the future.

Make your response specific, and consider including a few details about hobbies and interests outside of work. This is a chance to let your personality shine!

2. Why Do You Want To Work At This Company In This position?

Take note that this is a two-part question. You’re being asked what appeals to you about this workplace as well as the job opening within it. It’s essentially one of the most common job interview questions about your motives.

Why Do Interviewers Ask This Question?

Potential employers want to hear about why you’re interviewing for this particular job in this particular company. It’s important to them that job candidates know what they’re signing up for when applying to work with them. This question helps them determine if that’s the case and reveals your level of interest in the company as well as your potential role.

How To Respond to Common Job Interview Questions Like This?

A good way to prepare for this question may be to ask yourself, Why this job and this company? Then, you could answer in a way that’s true to yourself and suited to the potential employer’s expectations. Consider checking the company website for their mission statement and look for goals that parallel your own purpose.  

Prepare with research and insights into what makes the company special and how you might fit in and make helpful contributions. Answer with passion—this is a perfect time to show your enthusiasm for the company. Showing excitement for the position and company could help you build rapport with the interviewer while also spotlighting yourself as a match.

3. How do you manage challenging situations at work? Please give an illustrative example from your last job

This common job interview question presents a dual challenge. That’s because an answer reveals how you see work challenges, based on the way you frame the situation in your story. Ideally, you give the interviewer a lens into how you could manage stressful situations in the workplace.

Why Do Interviewers Ask This Question?

Interviewers want to assess your adaptability for managing stress in different types of challenges. They want to know that you have a set of tools and techniques for handling difficult situations that allow for flexibility.

How To Respond to Common Job Interview Questions Like This?

Give a specific example of how you handled stress and pressure at work. Keep this story relevant to the position you’re interviewing about. Focus on your personal growth, the skills you used, and the lessons you learned to help make your story compelling while also highlighting your abilities.

4. When you have multiple projects at the same time, how do you stay organized and on time? What’s an example of this in action from the recent past?

Organization and timeliness may be key in the workplace no matter your role. Many people have trouble juggling more than one task at a time—you want to show that you have the tools and ability to do so.

Why is This one of the Most Common Interview Questions?

Interviewers want to see indicators that you know how to manage a workload, meet deadlines, and set priorities. They also want to see that you are able to communicate and collaborate, because these parts of staying organized and on time as part of a team.  

How To Respond to Common Job Interview Questions Like This?

There are many ways to stay organized and on time—which means there’s not a singular answer for this. So, when you prep your answer, think about specific ways you manage your time and the organizational practices you use.

Give an example from a typical workday that shows your time and organization systems in action along with how you share needs and expectations with your team. You might want to keep this answer especially succinct and organized—given the subject matter. For example, you might follow an outline of sorts by framing the answer with <em>First, second, then, and last.</em> It may serve you to also account for unexpected changes and show some flexibility in your system so that you don’t appear overly rigid.

Many employers utilize systems and apps to help employees stay on track. So, if you’ve used them, it may serve you to mention this experience and talk about how it helped your process.

5. What can you tell me about a time when you made a mistake at work? What happened, and how did you handle the situation from start to finish?

We all make mistakes, and the way we handle them could reveal a lot about what we’re like at work. For instance, if a candidate won’t admit they’ve made mistakes, it might show they aren’t great at accountability.

Why Do Interviewers Ask This Question?

This question presents a great litmus test for a candidate’s personality and temperament. For instance, if you answer the question with a harsh indictment of your mistake, you might be seen as being too harsh on yourself and perhaps others as well. Your answer could also show the interviewer how well you communicate and your teamwork style.

Interviewers want to know that you have the initiative to find solutions and ask for help. Even if the mistake was a mere misunderstanding, reaching out and asking for clarity could show that you are able to take action to fix matters.

How To Respond to Common Job Interview Questions Like This?

This question invites an example. So, give a specific instance of a minor mistake you’ve made and how you managed the situation. One way to use this question to your advantage could be to highlight positive qualities you may have used to solve it, such as communication and teamwork. You could also wrap up your answer with what you learned and how you use that lesson now to avoid making the same mistake again.


Check out the infographic below to learn more.

Common Job Interview Questions

6. Where do you see your career in 3 to 5 years?

Interviewers pose this standard question even if they don’t expect candidates to know where their career might be in the future. Mostly, it’s about checking where your head is career-wise. Are you thinking about where you’re going, how you’re doing, and what it means to you?  They’re looking for a motivated and productive mindset.

Why Do Interviewers Ask This Question?

Typically, the main objective of this question is to learn about how much you care about your career path. Interviewers are checking for short- and long-term goals. But they may not consider the actual goals as important as the fact that you have some. So, it’s not critical that your plans perfectly align with where you may wind up. Just have some goals. It shows you’re thinking about it.

How To Respond to Common Job Interview Questions Like This?

This question calls out for preparation. You may want to work toward aligning your goals with a career trajectory that follows naturally from the position they’re filling. Be enthusiastic about your goals and the possibilities for your career. Show your ambition, but be realistic—keep your goals achievable within the time frame.

7. Why did you leave your last job?

This question gives you a chance to highlight your ambitions and hopes to meet new challenges. It’s also an opportunity for you to ask why the position you’re applying for is open now. That could yield insight into what might lie ahead if you land the job.  

Why Do Interviewers Ask This Question?

Potential employers typically want to know several things: 1. Whether you were fired and, if so, why; 2. If you’re someone who has trouble staying interested in work and moves around a lot; 3. If any issues with your last job might also be issues in the position you are applying for.

How To Respond to Common Job Interview Questions Like This?

Interviewers want a clear and honest answer; simple works fine here. But it’s also important to keep your story as positive as possible. No matter how you may feel about your former or current job, there’s a bright side to every story, and this is a great place to shine a light on it.

You could talk about wanting to learn from a new environment and make a more significant contribution at a company that’s better suited to you. Your response could open a channel to talk about how this company and position could be one that you are excited to commit to.

8. What would you change about your current place of work if you could?

This question may be a little tricky. On the one hand, you don’t want to sound like you are bad-mouthing your current company. On the other hand, you want to focus on an issue that is significant and warrants changing.

Why Do Interviewers Ask This Question?

The interviewer wants a clear answer that tells them a concise story about a problem and solution relevant to their business and your potential role. This could help them understand how you might suit the position and fit into the company culture. It also puts your ambition level on display based on how big a change you’d like to make. Do you want to change a company fundamental? Or the kind of coffee in the break room?

How To Respond to Common Job Interview Questions Like This?

Among the many ways to answer this question, one key element crosses through all of them. Try to keep the topic to something you’re capable of changing. It grounds your proposal in a possible reality. Also, be specific. For example, you might talk about ways to open channels of communication such as creating a system for answering emails in a timely way or filtering irrelevant emails from the team inbox.

9. What’s your greatest achievement—the one about which you’re most proud?

It’s your time to shine. This question opens the floor for you to spotlight accomplishments. We’re all proud of something we’ve done. These achievements say a lot about us and may show not only how we see ourselves but also what we think matters most about our work.

Why Do Interviewers Ask This Question?

Interviewers are likely hoping for a relevant answer that suits the open position they’re attempting to fill. That could mean several things, from skills and experience to attitude and value alignment. So, stay relevant to the position you’re seeking, and talk about a measurable success.

They might also be looking for how you measure success at work. For example, if you see your greatest achievement as the blowout office parties you plan, you may not measure success in alignment with your interviewer.  

How To Respond to Common Job Interview Questions Like This?

This question highlights what you value most about yourself. For example, sharing a parenting story about overcoming a challenge with your kids might point to family values. That may align with the interviewer’s interest in you as a candidate. Perhaps they’ve been tasked with finding candidates who share the core values of their family values company. Answer this question honestly. Having a job that fits your values could increase the chances that you’ll be more invested at work.

10. What didn’t I ask you but should have?

This question could serve as an opportunity to fill gaps that may be left about your experience or skills. It’s also a chance to give the interviewer a more rounded perspective of you.

Why Do Interviewers Ask This Question?

This question may enable the interviewer to see how interested you are, how much you’ve been paying attention, and learn more about you. It’s also a low effort way for them to do all of this with a single question.

How To Respond to Common Job Interview Questions Like This?

Answering this question well could serve as a chance to spotlight listening skills and insight. Prepared candidates could also use this opportunity to talk about unmentioned strengths. Key to this question could be an alignment with the way the interviewer has set the stage. You’ve been answering their questions and gained familiarity with their priorities and interview style. Keep these aspects in mind.  

 

What Students Are Saying About Online Education

Online education or online learning has gotten its share of bad press, particularly before it became a necessity due to COVID-19. There was skepticism and mistrust about the quality of online courses. People wondered, Are online colleges legit? Is it possible to find a good online school? Online learning was sometimes seen as a less rigorous, less interactive, and less credible alternative to traditional classroom settings.

However, the COVID-19 pandemic forced an unprecedented shift to online learning for many educational institutions, and the numbers of online students increased significantly. Before COVID, in 2019, 37% of undergraduate and graduate students were enrolled in online college courses.1 In 2020, during the peak of COVID, the percentage jumped to 74%.2 Although the percentage decreased to 60% in 2021,2 it is still significant compared to pre-COVID numbers.

Does this increase in online students indicate a change in perception of the quality and desirability of online education? Aslanian Market Research, part of EducationDynamics (EdDY), has been conducting surveys of online students for a number of years in order to examine trends in the scope and perceptions of online education. Their results provide a window into what online college students are saying about this form of study.

Benefits of Online Education

Apparently, students have a lot of good things to say about online education!

Online study is worth the cost

Agree or strongly agree: 87%

Cost is typically a major consideration for students embarking on postsecondary education. They worry not only about the affordability of college, but also whether their expenditure will be worth it in the end.

In 2022, a whopping 87% of online students reported that their online education was worth the cost. This number has grown significantly over the years: In 2017, only 71% of online students agreed or strongly agreed that online education was worth the cost. In 2021, this number jumped to 74%, and in 2022, it reached 87%. This trend could indicate a positive shift in student perceptions of online learning.

Online study allows me to complete my studies faster

Agree: 86%

Online learning offers a unique advantage for students looking to expedite their studies and finish their programs faster. With the flexibility and accessibility that online platforms provide, students could have the freedom to create their own schedules and learn at their own pace, allowing them to optimize their time and focus on their coursework efficiently. Because online college classes can typically be taken at any time, students don’t have to worry about scheduling conflicts and might thus be able to fit in more courses in a shorter timeframe.

Additionally, online learning eliminates the need for commuting to a physical campus, saving time and energy.

My personal productivity is improved by studying online

Agree: 85%

The flexibility of online study gives students the freedom to choose when and where they study, which could allow for better alignment with their peak productivity hours. Moreover, online courses often provide resources such as recorded lectures, notes, and study materials, which could be revisited at any time for review and reinforcement, helping students achieve their educational goals more efficiently.

Online study might also result in fewer distractions—provided students create dedicated study spaces at home that are free from clutter and noise, and away from distractions such as social media or television—which means they could concentrate better and potentially achieve higher levels of productivity. And being able to take breaks as needed rather than at specified times could help reduce burnout and improve focus.

Online study made me more motivated to complete my studies

Agree: 84%

Motivation is an important component of achievement—without the drive to reach a particular goal, it could be very difficult to accomplish it. Online learning requires students to create their own schedule and stay on top of their studies—thus, students take ownership of their learning journey, which could make them more vested in seeing it through.

In addition, the majority of online students cited career-related factors, such as earning more money or getting a promotion, as their primary objective for pursuing an online degree. Students who have a specific objective focused on their career could be more motivated to complete their studies than those who haven’t identified any targeted goals for attending college.

I was able to easily navigate the technology and learning management system for my classes

Agree: 84%

With online education, being able to successfully interact with technology is particularly important, since it is the primary avenue for instruction. Apparently, the majority of online students have been able to rise to the challenge!

My teachers were prepared to teach online

Agree: 83%

The transition to online instruction posed significant challenges for many teachers in various aspects. Firstly, adapting to the technological tools and platforms required a steep learning curve for many educators. They had to quickly familiarize themselves with new software, video conferencing platforms, and online learning management systems, often with limited training and support.

Additionally, the shift from in-person to online instruction changed the dynamics of classroom management and student engagement. Teachers had to find innovative ways to recreate interactive learning experiences, foster meaningful discussions, and maintain student participation remotely.

Despite these difficulties, teachers have demonstrated remarkable resilience and adaptability, utilizing technology and pedagogical strategies to ensure effective online instruction and support their students’ learning journeys. And it seems that online students are happy with the results!

I had a connection to my teachers during my online study

Agree: 78%

I had a connection to my classmates during my online study

Agree: 72%

An early concern about online education was that it would be less interactive than traditional in-class education and make students feel isolated from their teachers and classmates. However, based on the EdDY study, this appears not to be the case for the majority of students.

Online colleges have had to transform the traditional classroom setting in order to provide opportunities for students to connect with their teachers and classmates. By leveraging technology, online programs offer students a range of virtual platforms to engage with instructors and peers, build relationships, and foster a sense of community. Through live virtual lectures or video conferencing, students could interact with their instructors in real time, ask questions, and receive personalized feedback. Additionally, virtual office hours and online chat rooms could allow students to engage more intimately with their instructors, creating a conducive environment for sharing insights, gaining clarification, and receiving academic support.

Students can also check available online graduate programs if looking for an opportunity to pursue graduate school online.


Check out the infographic below to learn more.

What Students Are Saying About Online Education

Want to use this Benefits of Online Education infographic on your site? Just use the code below!

Suggestions For Improvement

How could online education be improved? Students from the survey had several thoughts about that.

Online programs should include an introductory course about “how to study online” or workshops to prepare students for online study

Agree: 85%

While the majority of students agreed that they were able to easily navigate the technology in their online program, there is more to online education than the technology. Students who have never taken courses online might wonder, What is online college like? How do online colleges work? An orientation course could go a long way in helping students know what to expect and feel more comfortable as they begin their online education journey.

Online programs should include “cohorts” of students who have the same career goals in order to build relationships

Agree: 82%

The EdDY survey reports that the majority of students felt a connection with their peers, but it doesn’t reveal the extent or nature of these connections—in particular, whether students were able to build networking relationships within their field of study. Networking is considered by many to be an important component of finding a job and enhancing one’s career, and thus it should be a priority for online programs to find ways to help students create these types of connections.

Online courses should include virtual field trips and/or simulations

Agree: 76%

Ah, the school field trip! Many of us may have fond memories of the field trips taken throughout our years of primary and secondary education—and apparently online students are looking to recreate those experiences as well.

10 Top In-Demand Careers Requiring a Master’s Degree

 

Earning a master’s degree may become increasingly important for professionals looking to remain competitive and move up in their careers. Some industries require a master’s as a typical prerequisite for certain positions. This trend may be driven by the need for individuals to acquire targeted skills and knowledge, as well as the growing complexity of various industries.

In-Demand Careers Requiring a Master’s Degree  Master’s Degree Fast Facts
Typical time to complete: Usually or 1 or 2 years of full-time academic study beyond a bachelor’s degree  Formats: Online, hybrid, on-campus  Fastest-Growing Occupations Requiring a Master’s Degree, 2021:  Nurse practitioners 
46%  Statisticians
31%  Physician assistant
28%  Epidemiologist
26%  TIE: Speech-language pathologist
Computer and information research scientist
21%

The good news is that many jobs requiring a master’s are in high demand. In this article, we explore the top 10 in-demand careers that require a master’s degree and provide information about which industries these careers are in most demand. The rankings that follow are based on the number of projected jobs in 2032, not growth rate. See the infographic for information about the fastest-growing jobs that require a master’s degree.

Also make sure to check out our article 10 Top-Paying Careers Requiring a Master’s Degree.”

Top 10 In-Demand Careers

1 Computer Support Specialist


Industries with the highest levels of employment in Computer Support Specialists, 2022:

IndustryEmploymentAnnual mean wage 
Computer Systems Design and Related Services 160,800$59,700
Employment Services43,800$55,230
Management of Companies and Enterprises38,150$62,970 
Elementary and Secondary Schools 35,360 $54,450
Software Publishers 29,570 $70,960 

What They Do:

Provide technical support to computer users; maintain networks

Employment, 2022

914,100

Projected employment, 2032

963,300

2 Preschool Teacher


Industries with the highest levels of employment in Preschool Teachers, 2022:

IndustryEmploymentAnnual mean wage 
Child Care Services 290,870$34,480
Elementary and Secondary Schools75,700$53,200
Individual and Family Services 12,530$39,470
Religious Organizations 7,240$40,960
Local Government, excluding schools and hospitals (OEWS Designation) 6,490$45,140

What they do:

Care for and teach basic skills to children who have not yet entered kindergarten

Employment, 2022

512,300

Projected employment, 2032

529,600

3Paralegal/Legal Assistant


Industries with the highest levels of employment in Paralegals and Legal Assistants, 2022:

IndustryEmploymentAnnual mean wage 
Legal Services 263,170$60,570 
Local Government, excluding schools and hospitals (OEWS Designation) 16,420$61,190 
Federal Executive Branch (OEWS Designation) 15,080 $76,310 
State Government, excluding schools and hospitals (OEWS Designation) 10,850 $52,900 
Management of Companies and Enterprises 6,890 $84,260 

What they do:

Assist lawyers in conducting research, writing drafts and reports, and maintaining files

Employment, 2022

354,300

Projected employment, 2032

369,100

4Radiologic and MRI Technologist


Industries with the highest levels of employment in Radiologic and MRI Technologists, Postsecondary, 2022:

IndustryEmploymentAnnual mean wage 
General Medical and Surgical Hospitals125,430 $71,260 
Offices of Physicians 40,390 $62,220 
Medical and Diagnostic Laboratories 16,060 $70,460 
Outpatient Care Centers 15,050 $81,530 
Federal Executive Branch (OEWS Designation) 5,980 $78,160 

What they do:

Perform diagnostic tests on patients with equipment such as magnetic resonance imaging (MRI) scanners; adjust and maintain equipment

Employment, 2022

264,100

Projected employment, 2031

279,600

5Dental Hygienist


Industries with the highest levels of employment of Dental Hygienists, 2022:

IndustryEmploymentAnnual mean wage 
Offices of Dentists 203,330$85,110
Employment Services 2,630$88,670
Offices of Physicians 2,080$77,070
Outpatient Care Centers 1,850$86,580
Federal Executive Branch (OEWS Designation) 870$69,450

What they do:

Clean and polish teeth, look for dental disease, educate patients about oral health

Employment, 2022

219,400

Projected employment, 2032

235,700

6Physical Therapist Assistant/Aide


Industries with the highest levels of employment in Physical Therapist Assistants and Aides, 2022:

IndustryEmploymentAnnual mean wage 
Offices of Other Health Practitioners 44,900 $59,970 
General Medical and Surgical Hospitals 17,640 $63,430 
Home Health Care Services 11,810 $78,360 
Nursing Care Facilities (Skilled Nursing Facilities) 8,950 $72,800 
Offices of Physicians 4,810 $59,310 

Typical entry-level education

Master’s degree in social work

Employment, 2022

145,100

Projected employment, 2032

172,700

7Diagnostic Medical Sonographer


Diagnostic Medical Sonographer

IndustryEmploymentAnnual mean wage 
General Medical and Surgical Hospitals 45,770 $84,340 
Offices of Physicians 20,220 $82,890 
Medical and Diagnostic Laboratories 8,510 $78,190 
Outpatient Care Centers 3,240 $113,680 
Employment Services 920 $79,550 

What they do:

Conduct tests and create images using sonography equipment

Employment, 2022

142,800

Projected employment, 2032

156,900

8Respiratory Therapist


Industries with the highest levels of employment in Respiratory Therapists, 2022:

IndustryEmploymentAnnual mean wage 
General Medical and Surgical Hospitals 97,800$74,240 
Specialty (except Psychiatric and Substance Abuse) Hospitals 7,720 $72,600 
Nursing Care Facilities (Skilled Nursing Facilities) 4,950 $69,770 
Employment Services 3,280 $108,330
Professional and Commercial Equipment and Supplies Merchant Wholesalers 2,490 $63,610 

What they do:

Master’s degree from a physician assistant program

Employment, 2022

133,100

Projected employment, 2032

149,800

9Electrical and Electronic Engineering Technologist/Technician


Industries with the highest levels of employment in Veterinary Technologists and Technicians, 2022:

IndustryEmploymentAnnual mean wage 
Veterinary and Photography Services 109,230 $40,300  
Colleges, Universities, and Professional Schools 2,850 $47,680 
Social Advocacy Organizations 2,200 $39,310 
Other Personal Services 1,560 $39,180 
Scientific Research and Development Services 740 $62,030 

What they do:

Aid veterinarians in conducting tests, examining, and caring for animals

Employment, 2022

122,900

Projected employment, 2032

148,100

10Medical Equipment Repairer


Industries with the highest levels of employment in Medical Equipment Repairers, 2022:

IndustryEmploymentAnnual mean wage 
Elementary and Secondary Schools24,070 $63,790 
Electronic and Precision Equipment Repair and Maintenance 10,770 $59,060 
General Medical and Surgical Hospitals 6,630 $71,320 
Rental and leasing services (5322, 5323, and 5324 only) 4,180 $43,500 
Outpatient Care Centers 3,600 $56,280 

What they do:

Repair and maintain medical equipment such as ventilators, anesthesia machines, electric wheelchairs, and hospital beds

Employment, 2022

66,400

Projected employment, 2032

75,100

 

 

 

 

 

 

 

 

Source: https://www.bls.gov/

Based on national data, not school-specific information. Conditions in your area may vary. Accessed 8/9/2023. 

10 Top-Paying Careers Requiring a Master’s Degree

 

There are many reasons to pursue a master’s degree: to enhance your career, open the door to new opportunities, gain a competitive edge in the job market, build a professional network, and expand your skill set. These may be reasons enough for you to invest in earning a master’s degree, but one other benefit might help you solidify your decision: increased earning potential. The Bureau of Labor Statistics (BLS) reported that in 2021, the median annual salary for those who hold a master’s degree was $26,884 more than that of the average of all workers.1 In addition, many jobs that require a master’s degree command higher pay than those that don’t: nearly half of the occupations listed by the BLS as requiring a master’s have salaries of $80,000 or more. 

Top-Paying Careers Requiring a Master’s Degree  Typical time to complete: Usually or 1 or 2 years of full-time academic study beyond a bachelor’s degree  Formats: Online, hybrid, on-campus   Most common master’s degrees earned, 2021:  
Business: 202,334 
Education: 153,756 
Health professions and related programs: 142,025 
Computer and information sciences and support services: 54,174 
Public administration and social services: 49,388

In this article, we list 10 top-paying careers that typically require a master’s degree at the entry level, as specified by the BLS. Note that there are a number of careers—some that are often higher-paying than those listed here—that may not require a master’s, but for which a master’s degree might be preferred. This could be especially true for those who have earned an MBA or master’s in a business-related field. Refer to the “How to Become One” tab on the BLS site to learn more about the requirements for a particular career. 

Also make sure to check out our article 10 Top In-Demand Careers Requiring a Master’s Degree.”

1 Computer Support Specialist


Industries with the highest levels of employment in Computer Support Specialists, 2022:

IndustryEmploymentAnnual mean wage 
Computer Systems Design and Related Services 160,800$59,700
Employment Services43,800$55,230
Management of Companies and Enterprises38,150$62,970 
Elementary and Secondary Schools 35,360 $54,450
Software Publishers 29,570 $70,960 

What They Do:

Provide technical support to computer users; maintain networks

Employment, 2022

914,100

Projected employment, 2032

963,300

2 Preschool Teacher


Industries with the highest levels of employment in Preschool Teachers, 2022:

IndustryEmploymentAnnual mean wage 
Child Care Services 290,870$34,480
Elementary and Secondary Schools75,700$53,200
Individual and Family Services 12,530$39,470
Religious Organizations 7,240$40,960
Local Government, excluding schools and hospitals (OEWS Designation) 6,490$45,140

What they do:

Care for and teach basic skills to children who have not yet entered kindergarten

Employment, 2022

512,300

Projected employment, 2032

529,600

3Paralegal/Legal Assistant


Industries with the highest levels of employment in Paralegals and Legal Assistants, 2022:

IndustryEmploymentAnnual mean wage 
Legal Services 263,170$60,570 
Local Government, excluding schools and hospitals (OEWS Designation) 16,420$61,190 
Federal Executive Branch (OEWS Designation) 15,080 $76,310 
State Government, excluding schools and hospitals (OEWS Designation) 10,850 $52,900 
Management of Companies and Enterprises 6,890 $84,260 

What they do:

Assist lawyers in conducting research, writing drafts and reports, and maintaining files

Employment, 2022

354,300

Projected employment, 2032

369,100

4Radiologic and MRI Technologist


Industries with the highest levels of employment in Radiologic and MRI Technologists, Postsecondary, 2022:

IndustryEmploymentAnnual mean wage 
General Medical and Surgical Hospitals125,430 $71,260 
Offices of Physicians 40,390 $62,220 
Medical and Diagnostic Laboratories 16,060 $70,460 
Outpatient Care Centers 15,050 $81,530 
Federal Executive Branch (OEWS Designation) 5,980 $78,160 

What they do:

Perform diagnostic tests on patients with equipment such as magnetic resonance imaging (MRI) scanners; adjust and maintain equipment

Employment, 2022

264,100

Projected employment, 2031

279,600

5Dental Hygienist


Industries with the highest levels of employment of Dental Hygienists, 2022:

IndustryEmploymentAnnual mean wage 
Offices of Dentists 203,330$85,110
Employment Services 2,630$88,670
Offices of Physicians 2,080$77,070
Outpatient Care Centers 1,850$86,580
Federal Executive Branch (OEWS Designation) 870$69,450

What they do:

Clean and polish teeth, look for dental disease, educate patients about oral health

Employment, 2022

219,400

Projected employment, 2032

235,700

6Physical Therapist Assistant/Aide


Industries with the highest levels of employment in Physical Therapist Assistants and Aides, 2022:

IndustryEmploymentAnnual mean wage 
Offices of Other Health Practitioners 44,900 $59,970 
General Medical and Surgical Hospitals 17,640 $63,430 
Home Health Care Services 11,810 $78,360 
Nursing Care Facilities (Skilled Nursing Facilities) 8,950 $72,800 
Offices of Physicians 4,810 $59,310 

Typical entry-level education

Master’s degree in social work

Employment, 2022

145,100

Projected employment, 2032

172,700

7Diagnostic Medical Sonographer


Diagnostic Medical Sonographer

IndustryEmploymentAnnual mean wage 
General Medical and Surgical Hospitals 45,770 $84,340 
Offices of Physicians 20,220 $82,890 
Medical and Diagnostic Laboratories 8,510 $78,190 
Outpatient Care Centers 3,240 $113,680 
Employment Services 920 $79,550 

What they do:

Conduct tests and create images using sonography equipment

Employment, 2022

142,800

Projected employment, 2032

156,900

8Respiratory Therapist


Industries with the highest levels of employment in Respiratory Therapists, 2022:

IndustryEmploymentAnnual mean wage 
General Medical and Surgical Hospitals 97,800$74,240 
Specialty (except Psychiatric and Substance Abuse) Hospitals 7,720 $72,600 
Nursing Care Facilities (Skilled Nursing Facilities) 4,950 $69,770 
Employment Services 3,280 $108,330
Professional and Commercial Equipment and Supplies Merchant Wholesalers 2,490 $63,610 

What they do:

Master’s degree from a physician assistant program

Employment, 2022

133,100

Projected employment, 2032

149,800

9Electrical and Electronic Engineering Technologist/Technician


Industries with the highest levels of employment in Veterinary Technologists and Technicians, 2022:

IndustryEmploymentAnnual mean wage 
Veterinary and Photography Services 109,230 $40,300  
Colleges, Universities, and Professional Schools 2,850 $47,680 
Social Advocacy Organizations 2,200 $39,310 
Other Personal Services 1,560 $39,180 
Scientific Research and Development Services 740 $62,030 

What they do:

Aid veterinarians in conducting tests, examining, and caring for animals

Employment, 2022

122,900

Projected employment, 2032

148,100

10Medical Equipment Repairer


Industries with the highest levels of employment in Medical Equipment Repairers, 2022:

IndustryEmploymentAnnual mean wage 
Elementary and Secondary Schools24,070 $63,790 
Electronic and Precision Equipment Repair and Maintenance 10,770 $59,060 
General Medical and Surgical Hospitals 6,630 $71,320 
Rental and leasing services (5322, 5323, and 5324 only) 4,180 $43,500 
Outpatient Care Centers 3,600 $56,280 

What they do:

Repair and maintain medical equipment such as ventilators, anesthesia machines, electric wheelchairs, and hospital beds

Employment, 2022

66,400

Projected employment, 2032

75,100

 

 

 

 

 

 

 

 

Source: https://www.bls.gov/

Based on national data, not school-specific information. Conditions in your area may vary. Accessed 8/9/2023. 

 

8 Adult Scholarships for Adults Returning to School

Can Adults Get Scholarships? 

There are scholarships for adults returning to college after a gap. Adult scholarships may offset the cost of tuition, fees, and books. Even childcare. 

These awards are for many types of adults. Ones who did not earn a degree. Or, are “independent” per federal financial rules. Some awards help adult learners by funding a two year or four-year degree. So, you may have past credits to use. Or none at all. 

Others are for adults who want to enter or reenter the workforce. These may help finance a certified trade, professional, or technical program. 

Many adult scholarships are for the nontraditional student. Or, an adult who 

  • Is 24 years and over
  • Earned a GED or certificate but not a high school diploma 
  • After high school, delayed going to college 
  • Has family and financial limits  
  • Works full time  
  • Attended college but part time

Most college applicants are high school graduates. Data from the Current Population Survey (CPS) shows that the percentage of individuals aged 25 and over with a bachelor’s degree or higher increased from 30% to 38% between 2012 and 2022. In 2021, the percentage ranged from 48% for Asians to 20% for American Indian/Alaska Native individuals. However, adult students often face financial challenges when returning to school, making loans less ideal. Scholarships are grants, meaning you don’t have to repay the money as long as you adhere to the terms. 

Types of Adult Scholarships 

Any scholarship comes with rules about who can apply. And adult scholarships are the same. Some awards are for adults who are also part of a group. Adult women in STEM, for instance. Or single parents. Others are set aside for specific ages, or stages of study. Like adults ‘over 35’.

Here are a few of these types of adult scholarships. What they award. And, how to apply. 

Federal Financial Aid for Adult Students 

Pell Grants are for undergrads with high need. So, while an adult, you may still qualify. To know if you are eligible, you submit a FAFSA. Or, Free Application for Federal Student Aid.

The form becomes available on October 1st for the upcoming school year. It serves two purposes: determining your family’s income and comparing it to your college’s attendance cost. Award amounts may change each year, but until June 2024, the maximum is $7,395. 

Reentry Scholarships 

Reentry scholarships are designed to support adults who have taken a break from education and now wish to return to college. These scholarships often have specific eligibility criteria, such as an age range typically between 25 and 50 years old or a specific time frame of being out of school, such as two or five years. However, age is not the sole determining factor; applicants are usually required to demonstrate both academic promise and financial need to be considered for these scholarships.

Scholarships for Single Parents 

Numerous scholarship providers understand the challenges faced by single moms or parents – balancing work, finances, and raising kids. As a result, they allocate scholarships to those in dire need. A prime example is Helping Hands for Single Moms (HHSM), which assists low-income single moms in pursuing a college education to achieve financial independence and build a positive family legacy. 

Top Adult Scholarships for 2024 and Beyond

Here is a sampling of 8 scholarships for adult learners. Check out the criteria and apply before the deadlines.

1College Jumpstart Scholarship


College Jumpstart Scholarship is an annual merit award. It pays $1,000 and as a nontraditional student, you can apply. Winners can use the money for any accredited school. So, a two or four year degree. Technical or vocational school.

Amount:750

Deadline:October 17, 2023

Requirements: To apply, you must be a US citizen. You must also commit to use education to better your life. 

2Adult Skills Education Program


Imagine America Foundation offers a national aid program. ASEP, or Adult Skills Education Program. The program is available at about 400 career colleges. It offers a single tuition grant of $1,000. And you can use at partner schools to offset costs of job training.

Amount: $1,000

Deadline:Varies

Requirements: Check site to see requirements for eligibility.

3PEO Program for Continuing Education


Each year the PEO Sisterhood offers awards to women. One is the PCE. Or, PEO Program for Continuing Education. The PCE is a need based grant. It pays up to $3,000 and the number of recipients varies. An aim of the PCE program is to help women go back to school. And gain marketable skills.  

Amount: $3,000

Deadline:Varies

Requirements: Applying for the PEO awards doesn’t require PEO membership, but non-members need to find a chapter sponsor and meet award criteria. One of the requirements is demonstrating non-student status for 24 consecutive months.

4Osher Reentry Scholarships


Osher Reentry Scholarships are available at partner colleges. They are in 50 states and Washington DC. The awards help adults age 25 to 50 resume a bachelor’s degree. So, many have been out of school for 5 years or more. The number of Osher scholars changes each year. But the awards are renewable. And amounts go up to $50,000.

Amount: up to $50,000

Deadline:Varies

Requirements: To get an Osher award, you need to show a mix of financial need and promise.  

5Executive Women International Scholarship


Founded in 1938, EWI brings women in business together. To do this, EWI partners with colleges and local chapters to offer scholarships. One is the ASIST scholarship for adults in transition. There are 13 such awards and they range from $2,000 to $10,000. Another is the EWISP scholarship for high school seniors. It awards over $2,000 in college aid each year.

Amount: $2,000 – $10,000

Deadline: Scholarship program will resume at the beginning of 2024 

Requirements: To apply, you need to find a local chapter. Like the one in Tampa, FL and apply. 

6American Legion Auxiliary Nontraditional Student Scholarship


American Legion Auxiliary (ALA) helps veterans, military and their families. To further this mission, they offer scholarships to members. The Nontraditional Student Scholarship is an annual award. It goes to a single recipient and pays $2,000.

Amount: $2,000

Deadline: March 1 

Requirements: To apply, you may either be pursuing a two or four year degree. Or, training in a certified trade, professional or technical program.

7ATHENA Adult Scholarships


The Chamber Foundation helps Hudson Valley residents pay for education. One of their programs is the ATHENA Adult Scholarship. It is an annual award and pays $1,500.

Amount: $1,500

Deadline: June 1 

Requirements: To qualify you need to be both female and live in Dutchess County. You also must be a high school or college grad, out of school for at least 5 years.

8Courage to Grow Scholarship


The Courage to Grow Scholarship is a $500 award. It goes to one person each month. And is easy to apply to. 

Amount: $500

Deadline: July 31

Requirements: To do so, you must explain in 250 words or less why you deserve to win. You also need to be a US citizen. Applicants can be either a junior or senior in high school or college student. But need a GPA of 2.5 or better. 

Colleges That Don’t Require a High School Diploma or GED

If you are one of the many students who want to go to college but don’t have a high school diploma or GED, you might feel as though your options are limited. However, some community colleges accept students without a high school diploma or GED, and some universities do as well. For those seeking vocational education, there are also trade schools that don’t require a high school diploma or GED.

This article provides you with information about how you might be able to attend college without a high school diploma or GED. 

Find an Online Degree Program

 

What Is a GED? 

You might have heard this term but wondered what it means—and what it might mean for you.

A GED, which stands for General Educational Development, is a credential that signifies the equivalent of a high school diploma in the United States and Canada. It is designed for individuals who did not complete their formal high school education but still wish to obtain a recognized qualification.

To earn a GED diploma, you must pass a test to show that you are proficient in the fundamental subject areas that students study in high school—math, science, social studies, and language arts. To prepare for the test, you could use study guides that are widely available or enroll in a GED program.

There are a number of GED programs available to help prepare you for the GED test. You can often take GED classes online, and you might even find free online GED courses. These programs typically last about 3 months, but the length may vary depending on your current proficiency in the areas covered on the test.

What’s the difference between a GED and a high school diploma?

  • Educational requirements: High schools often have specific coursework requirements that students must fulfill to graduate. Earning a GED diploma required only that you are able to pass the GED test.
  • Testing requirements: High school students often need to earn a particular grade to pass each course they take but are typically not necessarily required to take a single, comprehensive test to graduate. GED students must take one comprehensive test that consists of four parts, each focusing on a different area: mathematical reasoning, science, language arts, and social studies. Earning a diploma is contingent on passing the test.
  • Time: Earning a high school diploma typically takes 3-4 years. Earning a GED could take the amount of time you need to complete the exam if you are already proficient in the subject areas covered. If not, you might spend about 3 months preparing for the test.

However, there are also similarities between a GED and high school diploma. You could take both GED and high school courses online. Both require you to be knowledgeable in a range of subject areas. And both might lead to greater career opportunities.

Colleges That Don't Require a High School Diploma & The difference between a GED and a High School diploma Table

Can You Go to College Online without a GED or High School Diploma? 

There may be options for you if you do not have a GED or high school diploma. Here are some possibilities:

  • Apply as a non-traditional student. This option may be available at colleges that accept students without a GED or high school diploma. A non-traditional student is considered any adult who has not been enrolled in high school for more than 6 years. If you apply as a non-traditional student, you may have to submit other materials, such as letters of recommendation, test scores, and a personal statement.
  • Enroll in a community college. Some community colleges accept students without a high school diploma or GED. You could take individual courses relevant to the career you wish to pursue or even complete your degree program. Many community colleges offer online classes. After completing courses or earning a degree at a community college,you may be able to use your academic records to transfer to a four-year college or university.
  • Enroll as a lifelong student. A lifelong student is defined as a person who takes an individual class during a semester without the goal of earning a degree. Doing so might help you build skills and gain knowledge that could help you reach your career goals. 
  • Consider finishing high school while taking college classes online. There are some colleges that allow students to earn their diploma while beginning their college career. 

If I Don’t Have a GED or High School Diploma, What Are College Admission Requirements?

The admission requirements will generally vary based on the school. Requirements might include:

  • Meeting a minimum age requirement. Students typically have to be at least 18 years old. Some may be able to enroll at 16 years old if they also work toward earning their GED.
  • Ability to enroll in remedial courses. These classes help students catch up on missed information. 
  • Providing proof of academic accomplishments. Students may submit reading lists or alternative education program results. 
  • Submitting a personal statement. This essay allows students to provide more information about their background and experience.
  • Submitting standardized test scores. Adult students without a GED or high school diploma could take the SAT or ACT tests. 

Am I Eligible for Financial Aid if I Don’t Have a GED or High School Diploma?

Many federal student loans are only available to students with a high school diploma or GED. However, there is a federal program called “Ability to Benefit” that could help you out.

What is this program all about? According to the U.S. Department of Education, Ability to Benefit is an educational law. It was amended in 2015 and now allows for qualifying students without a high school diploma or GED to be eligible for Title IV funding. The law was amended in order to help more students enroll in college.

The eligibility requirements typically include:  

  • Being enrolled in a program that receives Title IV funding. These are typically career pathways programs.
  • Passing the Ability to Benefit exam.  
  • Completing six credits that could be applied toward a degree program. 

Students without a diploma or GED may also have additional options for financial aid. If you do not have a GED or high school diploma, you may want to reach out to local non-profit organizations and private companies that offer scholarships to qualifying applicants.

Colleges That Don’t Require a GED or High School Diploma?

There are colleges and universities across the country that do not require a GED or high school diploma. Here are some of them.

 

 

1University of California
Visit UOC


The University of California, with multiple campuses across the state, welcomes students even if they don’t possess a high school diploma or GED. For those without a GED or diploma, successfully passing the California High School Proficiency Examination is a prerequisite, alongside fulfilling all other admission requirements.

Tuition & Fees

Undergrad: $44,467

Financial Aid

Grants & Awards
55% Get, Avg. Amt. $21,669

Grad Rate

94%

 

2 Southern Technical College
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Southern Technical College, situated in Florida, provides a Career Pathways Program for students who do not have a high school diploma or GED. To qualify, students need to successfully pass the Ability to Benefit exam, participate in a GED preparation course, and enroll in career training classes.

Tuition & Fees

Undergrad: $18,250

Financial Aid

Grants & Awards
85% Get, Avg. Amt. $4,105

Grad Rate

57%

 

3 Columbia-Green Community College
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Located in Hudson, New York, Columbia-Greene Community College has the potential to admit students without a high school diploma or GED. Prospective students should meet specific admission criteria, including being at least 17 years old and completing a placement exam. Additionally, students may need to consult with a counselor to gain insights into any additional requirements.

Tuition & Fees

Undergrad $10,872

Financial Aid

Grants & Awards
70% Get, Avg. Amt. $8,791

Grad Rate

35%

 

 

4 Community College of Baltimore County
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Based in Baltimore, Maryland, the Community College of Baltimore County provides an opportunity for students without a high school diploma or GED to gain admission. To qualify, students are required to either pass an entrance exam or commit to completing their GED while actively enrolled at the college.

Tuition & Fees

Undergrad: $7,474

Financial Aid

Grants & Awards
65% Get, Avg. Amt. $5,987

Grad Rate

18%

 

5 St. Charles Community College
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St. Charles Community College, situated in Missouri, offers admission opportunities to students without a high school diploma or GED. Eligibility for the Ability to Benefit program is a key factor for admission. To apply, students need to complete an application and undergo an academic skills assessment.

Tuition & Fees

Undergrad: $4,344

Financial Aid

Grants & Awards
75% Get, Avg. Amt. $10,087

Grad Rate

23%

 

6 University of Hawaii Community Colleges
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The University of Hawaii Community Colleges has a unique approach, as it doesn’t mandate a high school diploma or GED for enrollment. However, aspiring students must meet a minimum age requirement of at least 18 years old.

Tuition & Fees

Undergrad: $3,284

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $3,852

Grad Rate

16%

 

7 Wayne County Community College District
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Wayne County Community College, situated in Detroit, Michigan, stands out with its adult education program. This initiative welcomes applications from students without a high school diploma or GED. To be eligible, individuals must be at least 18 years old.

Tuition & Fees

Undergrad: $3,263

Financial Aid

Grants & Awards
85% Get, Avg. Amt. $7,094

Grad Rate

14%

 

8 Union County College
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Union County College, located in Cranford, New Jersey, offers opportunities for students without a high school diploma or GED to enroll. It’s important to note that individuals who pass an Ability to Benefit test may not qualify for financial aid at this institution. Prospective students lacking a GED or high school diploma must be at least 18 years old to enroll in classes at Union County College

Tuition & Fees

Undergrad: $10,562

Financial Aid

Grants & Awards
82% Get, Avg. Amt. $7,285

Grad Rate

26%

 

9 Central Community College
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Central Community College is a Nebraska community college that may accept students who do not have a high school diploma or GED. Students who do not have a diploma or GED are eligible to apply as long as they are 18 years old. Students who are 16 years old may apply and work toward their GED at the same time. However, students without a diploma or GED may not be eligible for financial aid.

Tuition & Fees

Undergrad: $3,300

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $6,109

Grad Rate

52%

 

10 Lawson State Community College 
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Lawson State Community College is located in Alabama. This community college allow students without a high school diploma or GED to apply. Students without a high school diploma or GED must take the Ability to Benefit assessment. Once the student passes the assessment, they work with a school counselor to continue the application process.

Tuition & Fees

Undergrad: $4,920

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $9,764

Grad Rate

21%

 

11 Community College of Denver
Visit CCD


Community of College of Denver may accept students without a high school diploma or GED. This community college is located in Denver, Colorado. Students without a high school diploma or GED could apply if they qualify for Ability to Benefit. Students who pass the assessment also may be eligible for financial aid.

Tuition & Fees

Undergrad: $4,586

Financial Aid

Grants & Awards
77% Get, Avg. Amt. $8,510

Grad Rate

15%

 

12 Westchester Community College
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Westchester Community College is an extension of the State University of New York. This community college is located in Valhalla, New York. Students who do not have a high school diploma or GED may apply to this school. The admission requirements include passing the Ability to Benefit assessment.

Tuition & Fees

Undergrad: $5,410

Financial Aid

Grants & Awards
67% Get, Avg. Amt. $8,628

Grad Rate

27%

 

 

Note that this is not a complete list—there may be other schools that will accept you if you don’t have a high school or GED diploma.  

Now that you know you have options, why not take the next step toward getting an education? To learn more about colleges and universities that don’t require a high school or GED diploma, contact us today!

FAQs

1. Are there colleges that accept students without a high school diploma or GED? Yes, some community colleges and universities accept students without a high school diploma or GED. Additionally, trade schools that offer vocational education may also admit students without these credentials.

2. What is a GED and how can I obtain it?

A GED (General Educational Development) is a credential that signifies the equivalent of a high school diploma. It is designed for individuals who did not complete their formal high school education but wish to obtain a recognized qualification.

3.  How can I earn my GED diploma?
To earn a GED diploma, you must pass a test that assesses your proficiency in math, science, social studies, and language arts.

4. What is the difference between a GED and a high school diploma?
The main differences include educational requirements, testing requirements, and the time it takes to earn the credentials. High school diplomas often have specific coursework requirements, while a GED only requires passing the GED test. High school students typically need to pass individual courses, while GED students must pass one comprehensive test. Earning a high school diploma usually takes 3-4 years, whereas the time to prepare for and complete the GED test may vary but could be around 3 months.

5. Can you attend college online without a GED or high school diploma?
There may be options available. You can apply as a non-traditional student at colleges that accept students without a GED or high school diploma. Community colleges may also admit students without these credentials, allowing them to pursue individual courses or complete a degree program. Additionally, you could enroll as a lifelong student to take classes without aiming for a degree. Some colleges even offer programs that allow you to earn your high school diploma while beginning your college career.

6. What are the admission requirements for college without a GED or high school diploma?
Admission requirements vary, but they could include meeting a minimum age requirement, enrolling in remedial courses, providing proof of academic accomplishments, submitting a personal statement, and submitting standardized test scores such as the SAT or ACT for adult students.

7. Am I eligible for financial aid without a GED or high school diploma?
Many federal student loans require a high school diploma or GED, but there is a federal program called “Ability to Benefit” that may provide assistance.

8. Which colleges and universities do not require a GED or high school diploma?

There are various colleges and universities across the country that do not require a GED or high school diploma. The article provides sponsored listings of some of these institutions.

This is an offer for educational opportunities that may lead to employment and not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum.

What Could I Do With a Public Health Degree?

What could I do with a bachelor’s degree in public health?

A Public Health Degree opens the door to a wide array of career possibilities. Opportunities span across diverse fields, including health services, environmental health, community health work, and biotechnician roles. A career path in the public health arena might lead to employment within health agencies. For those aspiring to advance, pursuing further education, such as a graduate degree, could unlock managerial positions within the industry. Public health professionals play a pivotal role in shaping public health policies, while others may contribute to health promotion through impactful social work. The O*NET resource provides valuable insights into the breadth of opportunities available within this dynamic and essential career field.

Health Educator and Community Health Worker

Within this field, a variety of roles await, spanning from health education specialists to community health workers and counselors, among others. The employment landscape for these professionals is equally diverse, encompassing environments like hospitals, government agencies, outpatient care facilities, and family services. Opportunities exist within both the public and private sectors. Drawing from data provided by the BLS, we’ve compiled insights into the 2021 annual median salary and projected job growth for these positions.

2022 Median Salary: $59,990
Job growth through 2032: 7% (Faster than average)
Typical Entry-level education: Bachelor’s degree

Medical and Health Services Manager

This profession is centered around managerial roles within an office environment. The positions falling under this category may carry various titles, with “public health administrator” being a common one. Often, these roles are open in both the public and private sectors, extending their presence across governmental agencies, outpatient care centers, medical practices, and nursing facilities. Using data from the BLS, we have compiled information regarding the 2022 annual median salary and projected job growth for these positions. 

2022 Median Salary: $104,830
Job growth through 2032: 28% (Much faster than average)
Typical Entry-level education: Bachelor’s degree

Occupational Health and Safety Specialist

This profession commonly presents opportunities across diverse sectors. Specialized roles and technical positions are often in demand. These openings can span various industries, encompassing manufacturing, hospitals, construction, government, and management services. The responsibilities of individuals in this role are crucial for ensuring safety at their respective workplaces, whether it’s a construction site or a government facility. Their primary duty is to uphold standards and ensure tasks are carried out safely and effectively. Utilizing data from the BLS, we have assembled information regarding the 2022 annual median salary and projected job growth for these positions. 

2022 Median Salary: $75,240
Job growth through 2032: 13% (Much faster than average)
Typical Entry-level education: Associate’s degree

Social and Community Service Manager

The primary domains for professionals in this field encompass local government, religious organizations, family services, community rehabilitation services, and nursing facilities. These roles might involve managerial positions in various sectors and entail close collaboration with organizations to execute and realize plans. Using data from the BLS, we have compiled information regarding the 2022 annual median salary and projected job growth. 

2022 Median Salary: $74,240
Job growth through 2032: 9% (Much faster than average)
Typical Entry-level education: Bachelor’s degree

Natural Sciences Manager

This career might attract individuals seeking to oversee teams of researchers. These positions typically span roles in research and development, manufacturing, scientific management, or government agencies. These career paths often require a combination of hands-on involvement and remote management. Drawing data from the BLS, we have compiled information regarding the 2022 annual median salary and projected job growth in this field. 

2022 Median Salary: $144,440
Job growth through 2032: 5% (Faster than average)
Typical Entry-level education: Bachelor’s degree

Management Analyst

There may be different careers in this field to consider. Management analysts may also take on positions such as business operations specialist. This job may be found in a number of areas including in the professional and scientific communities. Insurance, government and simply management are also areas where one  could be employed in this field. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $95,290
Job growth through 2032: 10% (Much faster than average)
Typical Entry-level education: Bachelor’s degree

Environmental Engineer

This type of engineer may work in many different fields. One area may include wastewater engineer. There may be many areas where they work including the federal government, engineering services, state and local government and management services. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $96,530
Job growth through 2032: 6% (Faster than average)
Typical Entry-level education: Bachelor’s degree

What could I do with master’s degree in public health?

With an MPH degree, individuals may hold more advanced positions. They may conduct research or work on advocacy for the general public as a whole. Others with a masters in public health may work in health sciences and health informatics. Health administration positions in public health organizations or a related field may also be common. The MPH program may offer many options including these in the United States.

Mathematicians and Statisticians

These positions may encompass all types of careers as mathematicians and statisticians. Biostatisticians are just one of the fields. The positions available for this type of field may be those of management, technical consulting or government work. Many of these positions may be in the federal government, working in research facilities, and healthcare. There may be positions in education as well on all different levels. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $99,960
Job growth through 2032: 30% (Much faster than average)
Typical Entry-level education: Master’s degree

Epidemiologist

A career as an epidemiologist could have different titles such as life scientist. There may be  many fields and areas in which one may work as an epidemiologist. Some of the areas in which one may have this career are in research and development, hospitals and government on all levels. There may also be positions available at colleges and universities as well as with all other levels of schooling on the state and local level. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $78,520
Job growth through 2032: 27% (Faster than average)
Typical Entry-level education: Master’s degree

Mental Health Counselor

This career could encompass a number of different types of counseling professions. Some may deal with substance abuse, behavioral, or mental health. The positions available may be with the government, hospitals or family services. There may also be positions in this field with outpatient services as well as residential recovery facilities. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $49,710
Job growth through 2032: 18% (Much faster than average)
Typical Entry-level education: Master’s degree

What could I do with a PhD in public health?

After completing your master of public health degree program, you may want to continue with education. Working in public health as a biostatistician or doing research in social sciences may be an option for those with this advanced degree. Public health jobs at this level may include coursework in a topic that is important to you. You may wish to do outreach.

Medical Scientist

There may be multiple areas for this professions including as a life scientist. There may also be many areas in which you could work when seeking this type of position. Some areas may include doctor’s offices, colleges and universities, hospitals, and medicine manufacturing. A career in this field may include jobs in or out of an office or lab, these are full time positions. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $99,930
Job growth through 2032: 10% (Much faster than average)
Typical Entry-level education: PhD

Economist

A health economist is one who may predict and determine how money may be flowing in the world of healthcare. There may be a number of areas in which to obtain this type of position in both the public and private sector. Fields to look at may include finance, federal government, research and development, consulting services and state government. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $113,940
Job growth through 2032: 6% (Much faster than average)
Typical Entry-level education: Minimum of a master’s degree, doctorate preferred

Postsecondary Teacher

In this field postsecondary health teachers earn an  a median salary of $79,640 per year. These positions are held primarily at colleges and universities. These could be public or private and may range from a trade school, community college, junior college or major college or university. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $80,840
Job growth through 2032: 8% (Faster than average)
Typical Entry-level education: Master’s level at minimum, PhD preferred

Hospital President or Top Executive

Top executives may be necessary in all fields to provide leadership for businesses or organizations. In the medical field these people may be in positions to run hospitals. The positions may be available on all levels in all fields. Areas to look into might include healthcare and government. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $100,090
Job growth through 2032: 3% (As fast as average)
Typical Entry-level education: Minimum of a bachelor’s, PhD preferred

What Could You Do with a Public Health Degree by Specialty/Field?

Degree programs in public health may open the door for numerous opportunities. Public health professionals may work in research and data development. Others may work in nonprofit careers. Here are some degree concentrations to consider.

Biostatistics

This focus program typically offers careers in multiple fields. This concentration may be available on all levels from bachelor’s to PhD. The focus of this group is often to collect and interpret data when it comes to medicine and public health.

Research Biostatistician

This type of statistician typically requires at minimum a master’s degree. This field may work to apply data and statistics to solve problems related to health. They may look at varying factors based on the sector in which they are employed. Per the O*NET, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $98,920
Job growth through 2032: 9% or higher (Much faster than average)

Biostatistics Professor

In this field as a Mathematical Science Teachers many may need a PhD. This is a position that may be available at most colleges and universities that offer this type of program. Many times these may be people who have worked in the field and may use real world knowledge to teach the students. Per the O*NET, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $77,420
Job growth through 2032: 4% (Slower than average)

Community Health

This area may focus on awareness and education. People in this area may learn to develop and evaluate health programs for the community. They may also work to raise awareness regarding health problems.

Social and Community Service Managers

In this career as a community service manager you may work at providing programs and supervising organizations that are designed to promote well being. Many of these positions are through local health departments or governments. They may also be available on a state and national level. This typically needs at least a bachelor’s degree. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $74,240
Job growth through 2032: 9% (Much faster than average)

Health Educator

As a health educator you may be working to teach the community about health and wellness. In many cases this is a position through a local health department or in a school setting. These positions may be in the public or private sector and in many cases require a bachelor’s degree. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $59,990
Job growth through 2032: 7% (Much faster than average)

Dieticians and Nutritionists

As a dietician, you may work to teach people about nutrition and what types of foods they should be eating. You may also work with individuals to promote a healthy lifestyle and to learn what is the best course of action to improve their overall health. This position typically needs at least a bachelor’s degree and could be found in hospitals, nursing facilities as well as doctor’s offices. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $66,450
Job growth through 2032: 7% (Much faster than average)

Environmental Health

There are a number of fields and concentrations that may be covered in environmental health. Zoonotic diseases, disease prevention and occupational hazards are covered. Living conditions and air quality are also topics that are covered in this concentration.

Environmental Scientist

As an environmental scientist you may work to protect the environment. You may also work to protect and promote human growth either in the field or in a lab. There may be positions available for this in both the public and private sector and this positions requires the minimum of a bachelor’s degree. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $76,480
Job growth through 2032: 6% (Much faster than average)

Petroleum Engineer

When working in the field of as a petroleum engineer, there may be need for those who are on the outlook for the safety and overall well being of the public. This may be where someone with a bachelor’s in environmental health could come into play working to not only protect the public. This type of position is usually through government regulatory agencies. Per the BLS, we compiled the 2021 annual median salary and job growth. 

2022 Median Salary: $131,800
Job growth through 2032: 2% (As fast as average)

Mining and Geological Engineers

When working in the field of mining when it comes to environmental health you may be working to make sure that the mines themselves are not only safe but the work they are doing and the outcome of the work is safe for the environment and the surrounding communities as well. This position may require at least a bachelor’s degree and is offered both in the public and private sector. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $97,490 
Job growth through 2032: 2% (Faster than average)

Waste Management

As a waste management compliance officer you may work to ensure that the organization you are working for is following all governmental and company guidelines when it comes to waste production and disposal. The goal may be to work with the communities to ensure what your company is doing and is safe. This position may need at least a bachelor’s degree. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $ 71,690
Job growth through 2032: N/A

Epidemiology

When studying in the focus area of epidemiology you may be learning about a number of things regarding human life. You may cover areas such as life expectancy, infection and disease. You may learn research methods, data analysis, as well as causes and solutions in regards to disease spread and prevention.

Epidemiologist

The position of epidemiologist is typically to investigate disease and injury. This position often requires a master’s degree and is available in public and private hospitals as well as in federal and state governments. They may look at patterns and causes of the diseases and injuries in order to make assessments. Per the BLS, we compiled the 2022 annual median salary and job growth. 

2022 Median Salary: $78,520
Job growth through 2032: 27% (Faster than average)

Global Health

In the focus area of global health one may look at health programs on a global scale. You may look at potential solutions for health issues on a worldwide scale. In this focus area, there may be comparing and contrasting the differing health systems around the world.

Policy Analyst

A policy analyst may be working as a political scientist to look at the different policies being applied to public health. The goal is typically to see how these are being applied and who they may effect and in what matter to best implement new policies. This may be a position that requires at least a master’s degree. Per the BLS, we compiled the 2022 annual median salary and job growth.

2022 Median Salary:$128,020
Job growth through 2032: 7% (Faster than average)

Global Health Consultant

As a global health consultant you may be working as a management analyst to help improve the efficiency and productivity in regards to health and wellness. When in this position you may be looking at things on a larger, global scale. You typically need at least a bachelor’s degree and may be able to obtain positions in the government, public and private sector. Per the BLS, we compiled the 2022 annual median salary and job growth.

2022 Median Salary: $95,290
Job growth through 2032: 10% (Much faster than average)

Health Education Specialist

As a health education specialist you may provide and mange programs in the community. These programs may be designed to promote health and wellness to many age groups and to many different backgrounds. This position typically requires at least a bachelor’s degree and is available primarily in local and state governments as well as hospitals. Per the BLS, we compiled the 2022 annual median salary and job growth.

2022 Median Salary: $59,990
Job growth through 2032: N/A

Health Equity

When studying health equity one may look at the differences and disparities in healthcare and treatment among different groups of people. This is often primarily a focus in master’s programs.

Food Scientist

A food scientist may work primarily in the agriculture industry. The goal is typically to improve safety and efficiency. The positions may be available in the public and private sector or with different government agencies and require at least a bachelor’s degree. Per the BLS, we compiled the 2022 annual median salary and job growth.

2022 Median Salary: $79,860
Job growth through 2032: 6% (Faster than average)

Health and Human Services

Group Home Administrator

As a group home administrator you may work with the organization you are working with to manage the business activities of the group home. You may be working as the health services manager for this organization and may need to have at least a bachelor’s degree. Per the BLS, we compiled the 2022 annual median salary and job growth.

2022 Median Salary: $100,980
Job growth through 2032: 28% (Much faster than average)

Social Worker

As a social worker you may be asked to counsel and assist those with mental, and physical health ailments in order to aid in providing assistance and solutions to solve these issues. This position typically requires a bachelor’s degree and is available at all levels of government as well as in the private sector. Per the BLS, we compiled the 2022 annual median salary and job growth.

2022 Median Salary:$55,350
Job growth through 2032: 7% (Much faster than average)

Colleges That Accept Transfer Credits with Bad Grades

Seeking assistance in locating colleges that readily accept transfer credits despite subpar grades? If you’re in search of guidance on the subject of transferring to new academic institutions with less-than-stellar grades, your fortune has taken a turn for the better. Numerous four-year colleges and universities typically mandate a minimum GPA of 2.0 and exclusively consider transfer credits for courses bearing a grade no less than a C.

Find an Online Degree Program

Maybe you started in community college to save money? Or maybe you’re changing your area of study. Perhaps your current school just isn’t a good fit? In fact, there are many reasons students find themselves among the one third of undergrads transferring colleges per the NCES. Although if you earned a low GPA in college so far, your school choices may seem limited.

Fun Fact

Transfer students wanted! According to the National Association for College Admission Counseling, 9 out of every 10 four-year institutions consider transfer students to be of significant or moderate importance when it comes to fulfilling their overall enrollment objectives.

STEPS TO TRANSFERRING COLLEGES WITH BAD GRADES 

If you’re contemplating a transfer to another educational institution and happen to possess less-than-stellar grades, there may still be viable avenues available. The following steps can serve as a valuable guide to navigate the process of transferring colleges despite a less impressive GPA. Naturally, always keep a keen eye on those crucial transfer application deadlines!

STEP #1: IDENTIFY THE ROOT CAUSE OF YOUR LOW GRADES

Delve into the reasons behind your academic setbacks. Firstly, assess whether the chosen academic program was a mismatch for your needs. Secondly, reflect on whether life circumstances significantly affected your academic performance. Regardless of the circumstances, pinpointing the underlying causes is crucial at this stage. This insight will empower you to formulate a strategic plan for future academic achievement.

Keep in mind that the admissions office at your prospective institution may require a comprehensive plan outlining how you intend to surmount the challenges that hindered your progress at your previous school. Thus, engage in a thorough self-assessment.

STEP #2: EXPLORE COLLEGE OPTIONS

Conduct extensive research to identify colleges that are receptive to transfer students with less impressive GPAs, thus expanding your range of possibilities. To enhance your prospects of discovering an institution that suits your needs, it’s advisable to cast a broad net during your search. Don’t overlook the potential of online schools as well.

If your prior college credits were earned some time ago, or if you’re presently engaged in the workforce, online schools can emerge as a highly viable option for pursuing a degree without necessitating a major upheaval in your life.

STEP #3: TALK TO AN ADMISSIONS ADVISOR

Statistics from the National Association for College Admission Counseling reveal that a significant 81% of colleges boast at least one admissions officer dedicated solely to prospective transfer students. Hence, it’s essential to initiate contact with the admissions department at your targeted institutions, connecting with an expert who can guide you in determining the most suitable path for your transfer.

During these interactions, be ready to share your personal narrative along with the strategic plan for future success that you developed in Step #1. This will enable the advisor to better understand your journey and assist you accordingly.

Benefits of an Admissions Counselor

Certain colleges extend the extra support of assigning each incoming student a dedicated re-entry counselor, aimed at facilitating every aspect of their return to academia. It’s important to note that re-entry counselors take an additional step by aiding you in evaluating your preparedness for college, assisting in the completion of essential paperwork, and strategically mapping out your academic journey.

STEP #4: IMPROVE YOUR GPA

What should you do if your GPA bears the weight of one or two courses with a grade of D or below? In such instances, provided you have the time and resources at your disposal, consider the option of bolstering your GPA by retaking these courses. As long as you retake the course for a traditional letter grade (rather than opting for Pass/Fail), the improved grade can supplant the lower one and enhance your overall GPA.

Additionally, some colleges offer a process known as “academic renewal” to students who’ve faced challenges in a specific course or semester. Academic renewal essentially expunges the grade for a course (or even an entire semester) from your academic record. Consequently, these grades are removed from the GPA calculation and replaced on official transcripts as “AR.”

It’s worth noting that the feasibility of academic renewal varies from one institution to another, so it’s advisable to reach out to both your current school and prospective school to ascertain the requirements for obtaining approval for this process. After all, with a bit of effort, you can potentially uncover several colleges willing to accept transfer credits despite less-than-ideal grades.

STEP #5: REQUEST LETTERS OF RECOMMENDATION

Why should you consider seeking letters of recommendation from college professors? Well, primarily because these letters, especially when they come from professors within your chosen academic field, possess the potential to leave a favorable impression on the admissions counselors evaluating your application at your prospective school.

Indeed, the perspectives of faculty members who have observed your performance in college-level coursework can be particularly valuable. However, don’t overlook the potential merit of high school recommendations, especially if you lack substantial representation from college faculty.

Furthermore, always remember to express your gratitude by sending a heartfelt thank-you note to the faculty members who take the time to craft these letters of recommendation!

STEP #6: STRENGTHEN YOUR APPLICATION THROUGH ADDITIONAL EXPERIENCE

In cases where your academic performance has been less than exceptional, it becomes increasingly vital to complement your application with enriching experiences. To sum it up, part-time employment, volunteer service, and engagement in various activities during summer and winter breaks can enhance your overall attractiveness as a prospective student. In essence, strive to present yourself as a valuable potential addition to the student community at your desired school.

STEP #7: DETERMINE THE BEST TIME TO TRANSFER

If you find yourself in your first year of college and contemplating a transfer, it’s worth noting that many colleges take high school grades into account, especially when you have limited college credits.

For those students who have amassed more than a year’s worth of college credits, a prudent strategy might involve remaining at your current institution until you’ve secured an associate’s degree. This approach safeguards against the loss of credit for individual courses carrying D grades. Generally, the credits constituting the associate’s degree are transferred as a cohesive unit.

In cases where gaining admission to an undergraduate degree program remains a challenge, you might explore the possibility of applying as a non-degree-seeking candidate. This path allows you to commence coursework relevant to your intended major and, by demonstrating strong performance in these courses, subsequently reapply for formal admission to the college.

DO GRADES TRANSFER WHEN YOU TRANSFER COLLEGES?

When you embark on the process of transferring colleges, the customary practice involves the awarding of credit for courses in which you’ve achieved a grade of C or better. Consequently, the actual grades themselves do not transfer, but the credit earned does. As a result, your GPA at your new institution generally does not incorporate the grades or GPA from your previous school.

If your goal is to preserve transfer credit for courses in which you obtained a D grade, one viable approach is to remain at your current school long enough to complete an associate’s degree. Typically, when transferring a degree earned, the credits are transferred as a unified block, and each individual course is not subjected to separate evaluations for transfer eligibility.

LIST OF 4 COLLEGES THAT MAY ACCEPT TRANSFER STUDENTS WITH BAD GRADES

Transferring to a different college with subpar grades can pose challenges. Yet, numerous institutions recognize the potential for improvement that comes with a change in environment. If you’re seeking guidance on transferring with less-than-ideal grades, delve into the process and peruse our selection of colleges below that often admit transfer students with D grades or lower GPAs.

1

Strayer University

MINIMUM TRANSFER REQUIREMENTS:

Incoming courses must be equivalent in content and outcomes to courses at Strayer University.

  • Students are required to have attained a grade of at least “C” in the respective course. Alternatively, a grade of “D” or better is acceptable if the student has successfully completed an associate’s degree at the same institution where the intended transfer course(s) originate. Additionally, the course duration must meet or exceed a minimum of 4.5 quarter hours or 3.0 semester hours.

Students accepted with specifications may have other requirements.

ABOUT STRAYER UNIVERSITY

Strayer University is an accredited institution with a proud history of 130 years in quality education. Most of Strayer’s programs are online; however, they also have a network of campuses around the U.S. where you can get support in person. Strayer university has designed a learning experience that supports you on your journey to success support in person. Strayer university has designed a learning experience that supports you on your journey to success.

Available Programs

2

U Mass, Online

MINIMUM TRANSFER REQUIREMENTS:

UMass Online typically grants transfer credit for courses where the student has earned a grade of 1.7 (equivalent to C-) or higher. While UMass generally requires a minimum overall GPA of 2.0, it’s important to note that this 2.0 GPA requirement is waived for all former students of UMass Amherst.

ABOUT UMASS ONLINE

U Mass Online offers over 150 degrees and certificates from the University of Massachusetts in a convenient online format to busy professionals, lifelong learners, and students worldwide.

Available Programs

  • Bachelor of Arts (BA) in Crime and Justice Studies
  • Bachelor’s in Information Technology: Business Minor
  • BA in Economics
  • Bachelor of Arts (BA) in English
  • Psychology Bachelors of Arts

3

Colorado State University Global

MINIMUM TRANSFER REQUIREMENTS:

Colorado State University Global encourages students with less than a 2.30 cumulative GPA on prior college credit to apply for provisional admission with:

  • Written statement of purpose detailing professional goals and future study plans
  • Detailed resume
  • Completion of an online assessment

Once provisionally admitted, undergraduate students must complete six credits and be in good academic standing after their first two trimesters at CSUGlobal.

ABOUT COLORADO STATE UNIVERSITY GLOBAL

CSU-Global is an online university offering degree programs designed for working adults, using a virtual classroom designed to provide students with the same learning opportunities offered at brick-and-mortar colleges and universities. CSU-Global students can take advantage of accelerated 8-week courses and monthly starts.

Available Programs

  • Bachelor of Science (BS) in Project Management
  • BS in Organizational Leadership
  • Information Technology Bachelor of Science
  • BS in Human Resource Management
  • Bachelor of Science (BS) in Healthcare Administration and Management

4

Western Governors University

MINIMUM TRANSFER REQUIREMENTS:

WGU maintains relationships with many community colleges across the United States. Each transcript will be evaluated on an individual basis. WGU does not list minimum GPA requirements for which credits may transfer.

ABOUT WGU

Western Governors University offers competency based and affordable degree programs. Tuition often averages under $4,000 a term. That is about half the cost of most other online universities. Programs start monthly. There is a $65 application fee that can be waived. Apply free this week!

Available Programs

What should I do if my GPA is too low for transferring?

If your GPA falls below 2.0 and you aim to transfer, you may need to submit an appeal, explore second chance programs (refer to the “Starting Over” section under “Common Reasons to Transfer” below), or consider taking a semester off before reapplying as a transfer student.

Do colleges consider applicants with poor grades?

Admission to colleges is still possible even with subpar grades. However, it’s essential to make the rest of your college application shine brightly to enhance your chances of acceptance.

Is it possible to transfer colleges with poor grades?

While some colleges might accept students with low grades for various reasons, they might offer conditional admission where students must perform well in their initial semester. The possibility of transferring with a low GPA depends on several factors, including the policies of the college and the expectations of the student at the new institution.

Will My College Credits Transfer?

In the fall of 2022-23, the National Center for Education Statistics (NCES) reported a staggering enrollment of 1,206,316 degree-seeking undergraduate students in postsecondary institutions as transfer-in students. Among these students, the pursuit of “College Credits” played a pivotal role in their educational journey. These enrollees were distributed across a diverse landscape of 3,421 institutions nationwide. This article will shine a spotlight on colleges that went above and beyond in accommodating transfer students, with a focus on their policies regarding the transfer of college credits. If you’re considering transferring, read on to discover institutions that may align with your academic aspirations.

  • 1. UMD Global Campus
  • 2. CSU Fullerton
  • 3. Southern New Hampshire, up to 90 credits
  • 4. University of Maryland Global, up to 90 credits
  • 5. San Francisco State University
  • 6. University of Central Florida
  • 7. Arizona State, potentially all credits can transfer
  • 8. San Jose State University
  • 9. Chamberlain University
  • 10. University of North Texas
  • 11. California State University, 90+ transfer credits
  • 12. Florida International University
  • 13. Liberty University
  • 14. American Public University System, up to 90 credits

It’s truly remarkable, as revealed by a study conducted by the National Center for Education Statistics (NCES), that over one-third of undergraduate students engage in transferring college credits at least once during their academic journey. What’s even more intriguing is that 11% of these students opt for a second transfer. If you’re contemplating a transition to a different institution, it’s imperative to familiarize yourself with the intricacies of the college credit transfer process. Understanding this process can potentially save you both time and money. Let’s delve into how this process unfolds.

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How Many Credits Can You Transfer?

ARTICULATION AGREEMENTS

One potential avenue for transferring credits revolves around enrolling in a college that maintains a formal agreement with your current institution. These agreements often delineate the specific courses from a two-year school that are eligible for transfer to a four-year institution. Various types of transfer agreements exist, including:

  • Statewide Agreements: Typically permitting students to transfer credits earned at a public two-year college to any public four-year institution within the same state. This option is particularly appealing for students who wish to remain close to home.
  • GenEd to GenEd and Core to Core: Some colleges may endorse specific two-year degrees that can seamlessly fulfill a four-year college’s core general education prerequisites.
  • Program to Program Agreements: In such cases, an institution usually establishes a pact with a particular two-year college, providing students with a structured roadmap of courses to complete in preparation for a four-year program at the transfer institution.
  • Guaranteed Admission Agreements (2 + 2): These agreements enable students to complete two years of coursework at a two-year college followed by two years at a four-year institution, ensuring a smooth transition.

Southern New Hampshire University

  • No application fee for April & June terms.
  • Take advantage of some of the nation’s most affordable tuition rates, while earning a degree from a private, nonprofit, NEASC accredited university
  • Multiple term start dates throughout the year. 24/7 online classroom access.
  • Popular Online Programs include Business Administration, Psychology, Information Technology, Human Services…

Other Transfer Options

If the options above are not viable, it still may be possible to transfer your credits to a new school.

First, check with the school’s transfer site or admissions office. Look for their minimum and max number of transfer credits allowed. Second, learn their grade requirements, and find out if they have expiration dates on credits. Last, figure out how to determine if the content of your earned courses are equal to courses at the new school.

You may also be able to earn credit for military training or other life experience. CLEP or other exam based credits may also be accepted.

Transfer Advisers

Some colleges may have a specific person who handles transfer credits. These advisers often work one on one with transfer students. They may help prepare application forms. They may also arrange tours, or seek out mentors for students in the transfer process.

TRANSFER CREDITS FROM A COMMUNITY COLLEGE

In a study, NCES it was revealed that 56% of transfer students originated from public two-year colleges. When considering the transfer from a community college to a four-year institution, there are often multiple pathways available that aim to minimize credit loss.

HOW MANY COLLEGE CREDITS WILL TRANSFER?

If you live in a state that has transfer agreements between it’s public two and four year colleges, all of your credits may transfer. If your state does not have this type of agreement, you may have to do the research to find what will transfer.

DO D’S TRANSFER FROM COMMUNITY COLLEGE?

Many schools ask for a C grade or better in order to transfer credits. But, there are ways you may still be able to transfer without losing credit for those courses where you earned a D. First, check the transfer policy of the school you want to go to. They may have a flexible policy on accepting credits for D’s. If not, you may want to meet with the college to see what options are available to you.

Second, consider staying at your community college long enough to earn your Associate’s degree. After you earn that degree, you can apply to a four year school knowing that your credits may transfer in a block. When you transfer credits as a block, individual grades may not be evaluated.

DO COMMUNITY COLLEGE CREDITS TRANSFER OUT OF STATE?

Formal transfer agreements are rare between public schools in different states. Without an agreement, the transfer eligibility for each course may be assessed individually.

If you transfer from a regionally accredited community college, your new school may accept credit for the core courses in your field of study. They may also accept some electives if they directly mirror courses offered at the new school. Another option may be an online college. Some online colleges may have out of state agreements with state wide public two year colleges.

ONLINE COLLEGES THAT ACCEPT TRANSFER CREDITS

When looking for colleges that accept transfer credits many of the four year online colleges below will accept up to 90 transfer credits. This is about 75% of total credits you need for a bachelors degree. This means that you may be able to transfer all of your credits from your previous college work. Keep in mind that the info below is for undergrad transfer requests only.

Steps to Transferring Your College Credits 

While each school may have unique college transfer requirements, there are some general steps you can follow to facilitate the transfer of your credits:

  1. Meet with your academic adviser: Initiate a discussion with your academic adviser to outline your transfer objectives and explore the feasibility from both academic and financial perspectives.
  2. Fill out a transfer application: Note that this application may differ from what first-year students typically use. If you encounter difficulties in locating the appropriate application, don’t hesitate to reach out to the school’s admissions office for guidance.
  3. Maintain Strong Academic Performance: Transfer policies can vary among schools, but most institutions expect you to have accrued a specific number of credits for transfer consideration. Some may also impose a minimum GPA requirement. If your GPA is lower than desired, don’t worry; there are colleges that accept transfer students with lower GPAs.
  4. Contact the right department: Reach out to the department pertinent to your intended major (e.g., the science department for Biology majors). Inquire whether you can submit your transcript for evaluation to determine the transferability of credits to your new program.
  5. Secure Letters of Recommendation: Approach your professors well in advance to request letters of recommendation. Give them ample time to complete and submit these letters on your behalf. While high school letters may be acceptable, colleges generally prefer recommendations from instructors you’ve most recently studied under at the college level.
  6. Be on Time: Timely submission of all required documents is essential. Missing deadlines can create an unfavorable impression during the transfer process.

Colleges that Accept Low GPA

Colleges today use many tools to get to know prospective students, one of which may be your GPA. Or, grade point average. What if you did not do as well as you hoped in high school and have a low GPA? There are colleges that might still accept you.

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Here are a few guidelines to understanding how colleges view the GPA. Plus a few helpful hints on how to add value to your application. Despite low GPA scores.

WHAT IS CONSIDERED A LOW GPA?

To know what a ‘low GPA’ is, you need to understand what the GPA is. Then put it into context of the colleges you want to apply to. Most colleges use a point scale of 4.0. So, a grade of A = 4 points, B = 3 points, C = 2 points, D= 1 point and F = zero points. The average of all the points for all the courses you took in high school is your GPA. According to the latest study by the NCES, GPAs have gone up over time. In their last study, they found the national average GPA was 3.0.

If your GPA is less than the national average, you might guess it is a low GPA. And when compared in this way, anything below 3.0 is low. But many colleges do not use the GPA to predict your readiness for college. These schools may not set a GPA you need to get in. Or, they may set their standards at 2.0 or 2.5. In this case, if you have a 2.75 GPA, while lower than others in the US, it may be high for that college.

CAN I GET INTO A GOOD COLLEGE WITH A LOW GPA?

Many colleges accept students with a low GPA if you use 3.0 as the metric.  One reason is the preference for standard test scores. The SAT for example, or ACT. To that point, not every SAT test taker has a high GPA either. The College Board who runs the SAT found that in 2019, almost half of test takers had grades between B through F.

That breaks down as 31% were B students (80 – 89), 10% were C students (70 – 79) and 2% had grades below 70. So, either a D, E, or F. There are also colleges with open admissions policies. Community and vocational schools, for example. These schools might accept anyone with a high school diploma or GED.

A range of colleges also set their lowest acceptable GPA well below the national norm. This can be 2.0 or from 2.5 to 3.0 and varies from one college to the next. If your GPA and SAT or ACT scores are lower, do not give up. But, you might have to make sure you stand out in other ways.

HOW TO GET INTO COLLEGE WITH A LOW GPA?

There are a few ways to improve your odds at getting into college, low GPA and all. Here are 5 tips to put into use when you apply.

1. HIGHLIGHT YOUR STRENGTHS

Your GPA may not impress. But your other qualities might make you an ideal option for the colleges on your list.
Both undergrad and graduate schools often look at an applicant from all sides. Things like community service, a part time job, and volunteer work all count.

For example, you won an award or take part in activities outside school. Or have a military background that kept you moving from place to place. Many colleges that accept low GPAs consider life experience instead.

2. HOLISTIC ADMISSIONS

Many colleges do set a GPA standard, but also give options to get around a low one. These schools tend to look at your application (and you) as a package deal. This means they may weigh other things which can help you make up for poor grades. Like your essay, goals, work experience, references and SAT / ACT scores.

Any of these are a perfect opportunity to add depth to your application. And, may help you select schools that strive to see you as a complete person instead of as a sum of your GPA.

3. WRITE A GREAT PERSONAL STATEMENT OR ESSAY

Many colleges want to know who is behind the GPA. As the GPA is a static number, your essay or personal statement can bring it to life. Colleges tend to include specific details to format these things. Desired word count, for instance, or AP style. It is a good idea to stick to their structure as it shows you can read and follow directions. But, you can be creative, positive and even emotional. Describe what you learned and what direction you hope your career will take.

If the reason you got a low GPA taught you something, it might be appropriate to fit it in too. It may point to your strengths and how you’ve matured as a person. Show this side of yourself to the admissions team. Be clear, focused, use spell check and highlight your writing skills.

4. HIGH QUALITY REFERENCES OR LETTERS OF RECOMMENDATION

Many experts agree that high quality references help an application shine. Even if your grades do not. Your letters of recommendation can show attributes. Qualities that the school might miss by looking only at your GPA. References from teachers who watched your progress for example. They might note your poor grades as a freshman and sophomore. Plus, they can describe your effort to improve your GPA as junior or senior. This points to your discipline and commitment.

Employers also make great references as they can point to your work ethic. How you perform in a business setting is also a sign of reliability. If you take any lessons (E.g. piano, karate) also ask coaches, mentors and teachers to write letters. These references can show how you apply feedback and training.

5. SOME SCHOOLS OFFER CONDITIONAL ACCEPTANCE

Some colleges that accept low GPA students offer them conditional acceptance. This means you don’t have a strong enough grades for full acceptance. But they admit you anyway. This type of acceptance tends to come with a few rules you need to abide by. For one, as a student, you must keep up a specific GPA. Or, take a certain number of credits per semester.

Other times, you may need to take basic courses before you enter the program. Then if you meet these conditions, after a certain period of time, many colleges remove them. Take away? If there are colleges you want to apply to, check if they offer conditional acceptance. See what they would want you to do, and think about if you could do it.

Low GPA Colleges

SCHOOLS WITH LOW GPA REQUIREMENTS

A low high school GPA does not have to prevent you from getting into college or grad school. To help you find colleges that accept low GPAs, You may want to check out our list of open admissions colleges. We compiled a list using data from the NCES and College Scorecard. Education Connection does work with some of the schools on this list.

Colleges that accept 1.0 GPA

If you have a very low GPA, these schools with high acceptance rates / open admissions may consider you.

1

Western Governors

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Admission Requirements:

  • Have earned a high school diploma or GED
  • Submit official transcripts of all prior grades completed at community colleges or other colleges you’ve gone to.
  • Be at least 16 years of age
  • Meet any program specific requirements
  • Admission Rate: Open Admission
  • Grad Rate: 70%
  • Average Annual Cost: $13,870
  • Business
  • Health and Wellness
  • Health Administration 
  • Registered Nursing
  • Criminal Justice
  • Accounting
  • Human Services 

2

Martinsburg College

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Admission Requirements:

  • High school diploma or earned a GED.
  • Complete an admissions interview
  • Admission Rate: 100%
  • Grad Rate: 84%
  • Average Annual Cost: $14,680
  • Health Administration
  • Medical Assisting
  • Business
  • Homeland Security
  • Accounting

3

Midwest Institute

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Admission Requirements:

  • High school or GED considered but not required
  • Admission Rate: 100%
  • Grad Rate: 90%
  • Average Annual Cost: $22,126
  • Dental Assistant
  • Medical Assisting
  • Massage Therapy
  • HVAC

4

Montana State University – Northern

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Admission Requirements:

  • High school or GED considered but not required
  • Admission Rate: 100%
  • Grad Rate: 37%
  • Average Annual Cost: $12,898
  • Vehicle Maintenance
  • Registered Nursing
  • Business Admin
  • Criminal Justice

5

Elizabethtown College School of Continuing and Professional Studies

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Admission Requirements:

  • Minimum of three years of full ime work experience.
  • High school diploma or GED.
  • Have writing ability good enough for success in an accelerated academic program.
  • Have the time to devote to your course work.
  • Admission Rate: 100%
  • Grad Rate: 37%
  • Average Annual Cost: $12,898
  • Business
  • Accounting
  • Human Services
  • Information Science 
  • Communication and Media Studies 

Colleges that accept 2.0 GPA

Here is a list of colleges that accept a low 2.0 GPA. Some of them may accept you with conditions. While others may set the bar at a GPA of 2.0 to 2.25.

1

Albany State University

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Admission Requirements:

  • 2.0 High School GPA
  • SAT: combined 830 or Critical Reading – 24, Math: 22. Writing is not a factor.
  • ACT Scores: English – 17 & Math – 17
  • Admission Rate: 100%
  • Grad Rate: 29%
  • Average Annual Cost: $11,590
  • Liberal Arts
  • RN
  • Criminal Justice
  • Business
  • Education

2

Dallas Nursing Institute

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Admission Requirements:

  • 2.0 GPA
  • Complete application form
  • Non refundable application fee
  • Official transcript of all high school credits, or, GED as well as any college attended
  • Be at least 17 years of age (in accordance with Texas laws, if under 18, a parent or legal guardian signature is required prior to enrollment)
  • Admission Rate: 11%
  • Grad Rate: 59%
  • Average Annual Cost: $21,319
  • Registered Nursing

3

Family of Faith Christian University

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Admission Requirements:

  • 2.0 GPA
  • Applicants for a four year program must take the ACT or SAT and have a minimum composite score of 20 for the ACT and 720 for the SAT.
  • Admission Rate: 80%
  • Grad Rate: 38%
  • Average Annual Cost: $11,548

4

Fort Hays State University

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Admission Requirements:

  • 2.0 GPA
  • ACT composite score of 21 or above OR SAT score 980 or above for tests taken before March 2016 or SAT score 1080 or above for tests taken March 2016 or after
  • Admission Rate: 89%
  • Grad Rate: 63%
  • Average Annual Cost: $12,376
  • Business
  • Liberal Arts
  • Education
  • Nursing
  • Psychology

5

Gwynedd Mercy University

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Admission Requirements:

  • 2.0 GPA
  • Complete the online Admissions application
  • Submit SAT or ACT Scores 
  • Submit an official transcript from each of the high schools, colleges you have attended
  • Admission Rate: 94%
  • Grad Rate: 54%
  • Average Annual Cost: $23,564
  • Nursing
  • Business
  • Education
  • Criminal Justice
  • Psychology

6

Lewis – Clark State College

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Admission Requirements:

  • 2.0 GPA
  • Fill out application.
  • Send a copy of your passport. 
  • Send official school records from each of the high schools and colleges,you have attended
  • Admission Rate: 100%
  • Grad Rate: 39%
  • Average Annual Cost: $11,152
  • Liberal Arts
  • Nursing
  • Business
  • Health and Physical Education
  • Education

7

Medaille College

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Admission Requirements:

  • 2.0 GPA
  • Application for admission
  • Proof of high school graduation or GED certificate
  • Submission of official transcripts from all colleges attended
  • An applicant with deficiencies in some of these areas may be offered admission with appropriate evidence supporting the student’s ability to succeed
  • Admission Rate: 75%
  • Grad Rate: 37%
  • Average Annual Cost: $11,664
  • Medical Assisting
  • Business
  • Psychology
  • Biology
  • Criminal Justice

8

North Carolina State University at Raleigh

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Admission Requirements:

  • 2.0 GPA
  • Application for admission
  • Proof of high school diploma or GED certificate
  • Official transcripts from all colleges attended
  • An applicant with poor grades may be offered admission with appropriate evidence supporting the student’s ability to succeed
  • Admission Rate: 51%
  • Grad Rate: 77%
  • Average Annual Cost: $15,024
  • Business
  • Textile Sciences
  • Biology
  • Communication and Media Studies
  • Electrical, Electronics and Communications Engineering

9

Texas A & M International University

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Admission Requirements:

  • 2.0 GPA
  • Complete Application for Admission.
  • Official High School Transcript showing rank in class or official GED passing scores.
  • Official college transcripts sent directly from each ichool attended. If any college credit has been earned. A minimum overall grade point average of 2.00 is required.    
  • Admission Rate: 50%
  • Grad Rate: 50%
  • Average Annual Cost: $4,884
  • Criminal Justice
  • Psychology
  • Business
  • Interdisciplinary Studies
  • Nursing

10

University of Houston – Clear Lake

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Admission Requirements:

  • 2.0 GPA
  • Submit Application
  • Send Transcripts
  • Send your SAT and ACT scores
  • Admission Rate: 72%
  • Grad Rate: 73%
  • Average Annual Cost: $13,055
  • Interdisciplinary Studies
  • Psychology
  • Accounting
  • Business
  • Health and Physical Education

11

University of Maine

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Admission Requirements:

  • 2.0 GPA
  • Essay
  • Final high school transcript or HISET or GED
  • SAT or ACT Test Scores
  • Admission Rate: 92%
  • Grad Rate: 59%
  • Average Annual Cost: $17,074
  • Business
  • Mechanical Engineering
  • Education
  • Psychology
  • Finance

12

University of Maine at Fort Kent

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Admission Requirements:

  • 2.0 GPA
  • Completed application form
  • School Counselor (or teacher) letter of recommendation (If you are a current high school graduate)
  • Official high school transcripts or official GED score report
  • Official college transcripts (if you completed any college work)
  • Admission Rate: 97%
  • Grad Rate: 54%
  • Average Annual Cost: $12,228
  • Nursing
  • Business
  • Criminal Justice
  • Forestry
  • Social Sciences

13

West Texas A & M University

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Admission Requirements:

  • 2.0 GPA
  • One of the following Class Rank & ACT / SAT Score combos:
    Top 25% with no minimum ACT/SAT score
    26%-50% with 18 ACT or 960 SAT
    51%-75% with 21 ACT or 1060
    SAT 76%-100% with 23 ACT or 1130 SAT
  • Students may also be admitted solely on test scores* if they achieve the following scores:
    Official SAT Scores: at least 480 for EBRW and 530 for Math
    Official ACT scores: at least 18 English, 22 Reading, 22 Mathematics and 23 Science
  • Admission Rate: 61%
  • Grad Rate: 50%
  • Average Annual Cost: $14,916
  • Nursing
  • Business
  • Criminal Justice
  • Forestry
  • Social Sciences

Colleges that accept 2.5 GPA

These seven colleges may accept low 2.5 GPAs

1

ECPI University

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Admission Requirements:

  • Students must have a GPA of 2.5 or higher on a four point scale.
  • Transfers are accepted by ECPI University into a specific program that aligns with the VCCS’s associate’s degree program.
  • Admission Rate: 71%
  • Grad Rate: 52%
  • Average Annual Cost: $20,327
  • Medical Assisting
  • Nursing Assistant
  • Nursing
  • Information Technology
  • Culinary Arts

2

Embry – Riddle Aeronautical University Worldwide

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Admission Requirements:

Applicants age 20 and older who are not classified as a transfer student or have not served in the US military must provide the following:

  • Official high school transcript or equivalent (GED®, HiSET® or TASC®) with a 2.5 unweighted GPA or higher on a 4.0 scale
  • Official transcripts from all colleges attended, with a minimum of a 2.0 CGPA on a 4.0 scale
  • Resume
  • Admission Rate: 63%
  • Grad Rate: 33%
  • Average Annual Cost: $19,648
  • Air Transportation
  • Business Administration
  • Vehicle Maintenance
  • Mechanical Engineering
  • Homeland Security

3

Endicott College

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Admission Requirements:

  • Review by an Admission Committee
  • a GPA of at least 2.5
  • Admission Rate: 81%
  • Grad Rate: 72%
  • Average Annual Cost: $34,571
  • Nursing
  • Business
  • Health and Physical Education
  • Hospitality
  • Education

4

Grace Christian University

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Admission Requirements:

  • Holistic Admission Process
  • 20 ACT OR 940 SAT
  • 2.5 GPA
  • Admission Rate: 81%
  • Grad Rate: 72%
  • Average Annual Cost: $34,571
  • Pastoral Counseling
  • Human Services
  • Business
  • Bible Studies
  • Music

5

University of Southern Indiana

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Admission Requirements:

  • GPA of 2.5 on a 4.0 scale
  • Students age 24+ must have had a 2.0 cumulative high school GPA
  • Composite SAT score of a 900 OR Composite ACT score of a 17
  • Students age 21+ are not required to submit an SAT or ACT score
  • Admission Rate: 94%
  • Grad Rate: 44%
  • Average Annual Cost: $13,319
  • Nursing
  • Health Administration
  • Business
  • Education
  • Health and Physical Education

6

Southern New Hampshire University

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Admission Requirements:

  • Completed Application 
  • Transcript Release
  • Electronic Attestation Form, stating that you’ve graduated from high school or received your GED
  • Admission Rate: 78%
  • Grad Rate: 69%
  • Average Annual Cost: $40,617
  • Business
  • Psychology
  • Liberal Arts
  • Nursing
  • Accounting

Colleges that accept 3.0 GPA

Here are some examples of colleges that accept students with a 3.0 GPA and above.

1

Bloomsburg University of Pennsylvania

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Admission Requirements:

  • 3.0 GPA
  • Completed college prep curriculum in high school
  • Average test score: SAT: 1050-1090; ACT: 23 (Nursing: 1180 SAT, 24 ACT)
  • Top 30% of graduating class
  • Active in high school, community, and leadership activities
  • Admission Rate: 73%
  • Grad Rate: 64%
  • Average Annual Cost: $18,796
  • Business
  • Criminal Justice
  • Public Relations
  • Nursing
  • Psychology

2

Lamar University

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Admission Requirements:

  • 3.5 GPA
  • Top 25% of class
  • SAT Scores: Critical Reading: 480 – 580, Math: 470 – 560
  • ACT: 18 – 23
  • Admission Rate: 82%
  • Grad Rate: 39%
  • Average Annual Cost: $12,941
  • Nursing
  • Interdisciplinary Studies
  • Liberal Arts
  • Criminal Justice
  • Communication

3

Mesivtha Tifereth Jerusalem of America

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Admission Requirements:

  • 3.5 GPA
  • Top 25% of class
  • SAT Scores: Critical Reading: 480 – 580, Math: 470 – 560
  • ACT: 18 – 23
  • Admission Rate: 82%
  • Grad Rate: 39%
  • Average Annual Cost: $12,941
  • Nursing
  • Interdisciplinary Studies
  • Liberal Arts
  • Criminal Justice
  • Communication

4

The College of Westchester

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Admission Requirements:

  • 3.0 GPA
  • Completed college prep curriculum in high school
  • Acceptance Rate: 98%
  • Grad Rate: 44%
  • Average Annual Cost: $17,237
  • Business
  • Medical Assisting
  • Health and Medical Administration
  • Information Technology

5

University of Minnesota – Twin Cities

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Admission Requirements:

  • A minimum GPA of 3.0 for transfer student
  • Completed, or in progress, 26 or more post-secondary credits.
  • Acceptance Rate: 50%
  • Grad Rate: 79%
  • Average Annual Cost: $17,396
  • Psychology
  • Economic
  • Computer Science
  • Biology
  • Journalism

Sponsored Schools

Accounting vs Finance Degree Programs

Comparing a degree program in accounting vs finance could hold significant importance. Beyond the role of an accountant, an accounting career might encompass broader aspects, including engagement with financial planning. Notably, accounting majors can diverge significantly from their finance counterparts, which possess an equal allure for certain individuals.

Within the realm of business degrees, finance and accounting are two distinctive components, each bearing its unique traits. Both, however, bestow considerable value upon those who pursue them, ultimately aiming to enhance a company’s operational efficiency. Moreover, some of these programs also delve into the realm of personal finance management.

Accounting often exhibits a laser-like focus, honing in on specific financial facets, while finance casts a wider net, addressing a broader array of topics. Many students find merit in exploring elements from both these domains, crafting an educational experience that aligns with their career aspirations. It’s imperative to assess your specific job prospects and career ambitions, and this examination of the distinctions between accounting and finance degree paths can guide you toward achieving your goals.

Accounting Degree Programs

The essence of accounting degree programs lies in their emphasis on mathematics and numerical proficiency. These programs often encompass the realms of financial reporting and risk management through data analysis. Accountants play a pivotal role in the collection and meticulous organization of data, while others within this field are more inclined to decipher the implications of that data.

Such degrees in accounting serve as foundational platforms for a multitude of specialized careers. Frequently, they involve the intricate analysis of data, leveraging financial information to assess a company’s fiscal well-being. This extends to areas like bookkeeping, as well as more advanced functions such as crafting balance sheets and income statements, even encompassing the dynamics of cash flow.

In the pursuit of this field, you’ll find yourself delving into historical records and utilizing real-time reports to construct this invaluable data. Accounting programs often center on the creation of information, distinguishing them from their finance counterparts. This meticulously crafted information plays a crucial role in upholding accountability and significantly shapes a company’s decision-making processes.

Many types of accounting degree programs exist. You may want to consider more than one. Some options include these:

  • (BAcc) Bachelor of Accountancy
  • (BA or ACC) Bachelor of Arts in Accounting
  • Bachelor of Science in Accounting

Many may start pursuing work with a bachelor’s degree. You may go further. You may spend several more years learning. Some of the grad program options include these:

  • Master of Accounting (MAcc)
  • Master of Science in Accounting (MSA)

Students may learn the basics of the degree they choose. Then, they may choose a concentration that interests them. They may also choose electives. This may give you more room to expand your degree. You may even take some finance courses.

Finance Degree Programs

A finance degree stands notably apart from its accounting counterpart. Tailored to individuals seeking diverse career avenues, this degree proffers its assistance across a spectrum of professions—spanning the realms of banking and consultancy. Finance programs pivot towards the art of making astute investment decisions. In this arena, practitioners adeptly wield data to shape and substantiate choices, facilitating enterprises in cultivating profitability and often architecting strategies for robust expansion.

Within these programs lies a critical task—scrutinizing and deciphering information and data. This endeavor encompasses a meticulous evaluation, ascertaining the sagacious employment of funds. Consequently, the role extends to guiding enterprises toward strategic alterations. The process involves the craft of devising success-fostering strategies, frequently rooted in the bedrock of accountancy data.

Finance majors chart a specialized course that distinctly diverges from their accounting counterparts. Their focal point revolves around the universe of investments, which may encompass the intricate domain of stock ventures. Alternatively, some channel their energies into the intricate landscape of financial analysis tailored for corporate entities.

There are typically several finance degree program options. Consider a few different ones. Choose that which applies to the work you want to do.

  • (BA/F) Bachelor of Arts in Finance
  • (BSc/F) Bachelor of Science in Finance

You may go on to a grad degree. Many students do this. It helps them focus their education. You may need to do this for some positions. It may provide more advanced education. Some of the grad school options include:

  • (MSF) Master of Science in Finance
  • (M.Fin) Master of Finance
  • (MAF) Master of Applied Finance
  • (MFE) Master of Financial Economics

Accounting vs Finance Degree Programs

Finance vs. accounting degree programs may be very different. Higher education may help you meet your goals in either field. Concentrations matter. Take a look at this chart. It shows some of the differences you may expect. Which degree path is best for you?

ProgramsAccountingFinance
Designed ForStudents who are looking to become accountantsStudents looking to get into the field of finance
CoursesAccounting, Cost Accounting, Accounting Information SystemsIntroduction to Corporate Finance, Investment Analysis and Management, Financial Management
Career Path OptionsCertified Pubic Accountant, Government Accountant, Internal AuditorCredit Analyst, Finance Officer, Financial Advisor, Financial Planner
CertificationsCertified Public Accountant (CPA), Certified Management Accountant (CMA), Certified Internal Auditor (CIA)Certified Financial Analyst (CFA), Certified Financial Services Auditor (CFSA)

Which Degree Program May Be Perfect for You?

There are many options. Finding one perfect for you may be a challenge. You may love math. You may love people. Some in this field may enjoy creating financial goals. Others might like managing finances. Both fields may offer some of the same skills.

You may do well in accounting in some cases. Do you like to work numbers? Do you enjoy spending a lot of time on data? You may want to help companies manage their budget. You may also be interested in tax careers. This field is likely to be very analytical. It’s typically all about gathering data and organizing it. You may do well here if you are a critical thinker. And, you may also do well if you like to solve problems.

You may wish to focus on financing in other cases. You may like to find solutions. Or, you may like to see companies succeed. You may want to work with people more than books. And, you appreciate the math, but may be more focused on results. You might like to plan and create strategies. Or, you may be interested in economics. You may want to work in areas of investment. You may want to help start businesses.

What about your skills?

Accounting degree programs typically focus heavily on math and statistics. You might need to be willing to learn accounting methods. And, you may also need to be interested in following rules for compliance. You may also be the type of person that likes to interpret data. Or, you may learn skills in accounting principles that are complex. You don’t mind a challenge in that way.

The skills you need in finance are usually a bit different vs an accounting degree. You may need more critical thinking skills. You may also have to be able to make decisions. And, you may love to research and communicate with others. Many have theoretical knowledge. They are typically analytical people. You also may need to voice your opinion. Some in this field may teach others. They may offer insight into problems. They may develop strategies by thinking outside of the box.

It’s also important to think about your goals. Choose a career path first. Consider what type of business you want to work in. Think about the day to day work you may do. Accountants spend a lot of time with computer software. They analyze data. Those in finance spend more time with people. They deal with meetings. They may need to use technology to develop insights.

What may you pursue with an accounting degree?

Accounting degree outcomes may be numerous. Many pursue work with a bachelor’s degree. You may want to go further. A grad degree may be important to some people. Some degrees might require a special license or certification. That is true of becoming a certified public accountant. You may need more training to be a chartered accountant.

Are taxes interesting to you? If so, a career in tax is possible. You may need a certification. You may work in tax firms. And, you may also do taxes for companies. Some own private businesses.

International accounting is another area. You may want to help companies grow across borders. You may work in insurance companies. There, you may help with insurance claims. Government agencies hire accountants, too. They typically use them to balance finances. You may do this at a local, state, or federal level.

Your accounting degree may include a focus on working in a business. In this case, you may take sales data and record it. You may use software to manage it. You may track profits. Or, you may track expenses. You may help with ensuring accuracy in a company’s books. This may include balancing financial statements from banks.

What may you pursue with a finance degree?

Many people with a finance degree typically have a concentration. This may include corporate finance. It might be financial regulation. Some may work in areas such as behavioral finance. Financing modeling is likely another area. There may be many others.

Are you interested in helping to create money and build wealth? Finance degrees may focus on the “doing” part of business. Those in this job make decisions. They may also educate those who make decisions.

Most financing undergrad degrees focus on one area. Post grad degrees let students get more focus. They may want to work in banking. Some may work in financial engineering. Still others might focus on financial planning. The choice is yours.

The key is choosing the perfect finance degree. Consider the type of work you plan to do. You may do well in this field when you like creating plans. You may do well if you like to analyze data.

Courses

The courses you take for any program could help you prepare for your future job. There is some overlap in these courses. Here is a look at some of the courses you may take in accounting vs finance degree programs.

Common Accounting Courses

Accounting Information Systems

This is the study of business structure. You may learn how to collect and process data. You may learn about auditing. This course typically aims to focus on creating business reports. These skills help accountants gather data and make it usable.

Principles of Accounting

The principles of accounting tend to focus on several types of rules for accounting. This may include things like cost principle. It may include time period principle. You may learn more advanced concepts in a second course.

Cost Accounting

Cost accounting is a type of managerial accounting. It aims to focus on the cost of producing. Businesses use this info to make decisions. They also use it to determine profits. It may help companies improve costs and manage goals.

Corporate Taxation

This type of course typically aims to teach students about corporate tax. Corporate taxation is usually for federal tax reporting. It often teaches fundamentals. The focus may be on business taxes. Students may learn about the history and laws about taxes.

Common Finance Courses

Financial Statement Analysis

A financial statement analysis course may focus on reading statements. These are business documents. Students may learn to create them as well. It may teach what they are. It also may teach how to use data in decision making. Students may explore a variety of topics related to creating statements. This may include profit and loss.

Financial Markets and Institutions

A Financial Markets and Institutions course aims to teach about financial assets and markets. It often discusses the role of these areas in the economy. Students may learn about what financial markets are. They may explore concepts like levels of interest rates. They may also explore economy related skills.

Risk and Insurance

A course in risk management and insurance like this typically focuses on decision making. Students may learn how to identify risk. They then may learn how to mitigate it. That may be through the use of insurance products. Students may learn how to apply risk to financials. That includes for decision making.

Intermediate Corporate Finance

An intermediate corporate finance course may expand on finance skills. Students may learn topics related to business finance. This may includes using tools to manage this info. Students may learn about making business decisions. They may learn about working capital management. Many may take courses in multinational finance. This course often follows basic or intro programs.

Career Path Options

Degree programs may be important. You may need to know what degree and coursework is best for the career you hope to have. You may want to work in finance careers. And, you may be after a career path in accounting.

Employers may need people in both fields. Managing money and data is not easy to do. Software helps this. Yet, educated pros may make a difference for many companies. Many organizations need these professionals. That includes companies of all sizes. It also includes nonprofit organizations. Some work in government agencies.

Many types of companies may use both of these services. That includes banks. Building companies, insurance companies, and retailers as well. You may work in the public sector. You may work in an investment company.

And, you may use these skills to start your own company. This may take time. It may also help to have a more advanced degree to reach that goal.

Unsure where to start? Consider what type of work interests you. Think about your perfect job. Do some research. What type of education do you need? Which skills are important? Then, consider the details. That includes how much you may make. It also includes the demand for a job like you want.

Take a look at some of the jobs you may have in the United States. The information here comes from the Bureau of Labor Statistics (BLS).

Accounting Sample Career Paths

With an accounting degree, you may qualify for jobs such as the following.

Accountants

An accountant typically works to prepare financial records. They may work in businesses. Some have their own firm. They gather and manage financial information. This may include verifying accuracy. It may include examining accounting methods. They may work for banks. Some work for tax firms.

2022 Median Pay: $78,000
Job Outlook: 6% 

Bookkeeping Clerk

An bookkeeping clerk often works in companies. They provide bookkeeping services. They may also provide auditing services. Some provide basic accounting services. They help to produce financial records. They also verify accuracy in accounting. This includes looking over the financial books. They may help make decisions in financial matters.

2022 Median Pay: $45,860
Job Outlook: 5% decline

Tax Examiners and Collectors, and Revenue Agents

Tax Examiners and Collectors, and Revenue Agents typically work for government agencies. They may be tax examiners. Some work as tax collectors. Others may work as revenue agents. They may work to verify tax forms and records. They may also determine taxes owed. And, they might work with individuals and companies to collect taxes. These professionals may work for the United States federal government.

2022 Median Pay: $57,950
Job Outlook: 7% decline

Financial Manager

financial manager is typically a  type of financial manager. You may work with direct investment activities. Some may develop investment plans for companies. Some may help to establish financial goals for businesses. They may often create financial reports. They may gather insights and make recommendations based on data. Many also help minimize risks. They may work for banks. Some might work within businesses. Others could work in insurance companies. Investment firms often hire controllers as well.

2022 Median Pay: $139,790
Job Outlook: 17%

Top Executive

Top Executive may be a Chief Financial Officer or (CFO). Their job typically focuses on financial strategy planning. They use data from the company’s books to make decisions and may develop financial goals. They may also create policies for reaching those goals. Some create financial strategies. They are an important role in many organizations. That includes smaller companies, too.

2022 Median Pay: $98,980
Job Outlook: 6%

Budget Analyst

budget analyst typically help  to organize finances. They could work with public and private companies. They may help create a budget. Or, they may look at existing budgets to improve them. They may also work to pinpoint concerns. They are usually a valuable component of many companies. Some may work in universities. Others might work for nonprofit organizations. Some work in government agencies as well.

2022 Median Pay: $82,260
Job Outlook: 3%

Finance Sample Career Paths

Finance careers are numerous. They include these career path options.

Financial Analyst

financial analyst typically gathers information and develops reports. They may often work to create long term goals for companies. Some might work with individuals. They often create direct investment activities. Many spend time working to create financial strategies for people. They analyze trends. Many work in executive positions.,

2022 Median Pay: $95,080
Job Outlook: 9%

Financial Advisor

financial advisor typically works with people to manage their finances. Some may help people to plan their financial future. They may help them make investment decisions. They may help with asset management. Some might help with debt management. They may work in the insurance industry as well. Some may have their own business. Others might work in a private organization. Many work in financial investment firms.

2022 Median Pay: $95,390
Job Outlook: 15%

Loan Officer

loan officer typically works in banks. Some could work with third party lenders. They usually evaluate loan applications. They may often authorize the lending of money to a person or business. And, they often recommend approval. They may gather data to do this. That includes application info. They may seek out credit scores. Loan officers may work for many types of lenders. This includes banks and credit unions. It may include mortgage companies. Some work in commercial banks.

2022 Median Pay: $65,740
Job Outlook: 4%

Securities Officers

securities officer may also be called a financial services agent. These individuals typically work to sell investments. They may work with individuals. Some may work within financial markets. They may deal with commodities. Some might work in financial organizations. Many work in financial investment companies.

2022 Median Pay: $67,480
Job Outlook: 10%

Financial Managers

financial manager usually work in investment firms. They may concentrate in stocks and investment strategies. They typically help companies develop financial reports. Also, they might create direct investment goals. Many may develop strategies for building finances for the business. They may work in banks or insurance companies as well.

2022 Median Pay: $139,790
Job Outlook: 17%

Certifications

Sometimes, you may benefit from a certification. These show you have specific skills in an area of focus.

Some accounting certificates that may help you include:

  • Certified public bookkeeper
  • (CIA) Certified internal auditor
  • (CPA) Certified public accountant
  • (CMA) Certified management accountant

Some finance specific certificates may help you, such as:

  • (CFF) Certified in financial forensics
  • (CFA) Certified financial analyst
  • (CFE) Certified fraud examiner
  • Certified tax preparer
  • Enrolled agent

This is an offer for educational opportunities that may lead to employment and not an offer or guarantee of employment and that may help prepare students to meet the certification requirements of the field they choose to study. Students should check with the appropriate certifying body to make sure the program they apply to will help meet any certification requirements. Students should also consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum.

Business Majors in College

Many business majors in college exist. You may wish to learn to run a business. You may want to learn how to operate a specific area of business. Majoring in business in college is a common path. Some people may minor in this area, too. You may wish to choose an area that appeals to you. Then, work on earning a degree in it.

Business majors hold significant value for numerous companies. They play a pivotal role in recruiting and nurturing talented individuals who contribute to a company’s expansion. Your involvement could extend to strategic decision-making, leveraging critical thinking skills to mitigate potential risks. Specific roles might include financial management, personnel supervision, or product-focused responsibilities. 

Navigating this multitude of options can indeed pose challenges. To facilitate your decision-making, explore various business majors available in college. Opt for the one that aligns with your intrinsic passion and resonates with the potential tasks you’d undertake in that field. Consider your affinity for working with people, your interest in sales, or your inclination towards quantitative disciplines like mathematics. 

The range of options is expansive, reflecting the versatility of degree programs. These programs empower you to tailor your academic journey to your preferences. Let’s delve into an overview of some common types of business majors offered in college. 

Types of Business Degree Programs

Choosing the right degree to pursue in the realm of business offers a multitude of options. The selection of your degree hinges on various factors, often encompassing employer expectations and the value of practical experience. Here is a look at the various options you may wish to choose to pursue. 

Associate Degree in Business

Consider an AAS or AS, as a potential choice. An associate degree commonly marks the starting point of your educational journey. Within a span of two years, you can attain this degree, although some programs might have a shorter duration. Certain programs of this kind might be fully conducted online, while others could be accessible through local community colleges. These courses are typically foundational in nature, covering a range of subjects from broad to specific aspects of the business realm. This specialization often equips you with the skills to perform distinct business functions. 

An additional motive for pursuing an associates degree in business could arise if you’re uncertain about your preferred business domain. Some of these degrees encompass a comprehensive curriculum, providing insights into various segments of business, including accounting, business law, and leadership skills. This diverse exposure assists in identifying your areas of interest. It’s not uncommon for individuals to pursue a bachelor’s degree subsequent to completing an AAS, thereby gaining a clearer understanding of their optimal business focus. 

Associates degrees usually have a shorter duration, rendering them more cost-effective compared to traditional four-year programs. For many students, this presents an opportunity to mitigate educational expenses. Furthermore, there’s the potential for earned credits to be transferrable to other educational institutions. However, it’s essential to confirm this aspect prior to finalizing your decision. Should this be the case, it can significantly contribute to obtaining a more advanced degree while minimizing financial outlay. 

There are various types of associates degrees in business. Some examples of areas you may wish to explore include these.

  • Introduction to Human Resources
  • Customer Service Skills
  • Intro to Taxation
  • Business Analysis and Intelligence
  • Intro to Finance

You may be able to use this to help you work in administrative positions in companies. Some work in assistant management positions. Others work in sales support positions. Some go on to start their own business. Many may pursue more advanced degrees.

Is an AAS or AS Best?

An applied associate of science degree is a foundation program. It typically covers business principles. It could also help develop entry level skills. An associate of science focuses on general education courses. It may include business admin basis.

Bachelor of Business Administration

You may have more options at this level. That includes a Bachelor of Business Administration. It may also include a Bachelor of Science in Business Administration. Some also may take a Bachelor of Arts in Business Administration.

Many bachelor degrees include general courses. They also may included advanced courses. This may include areas of math or English. These are skills many may need for business and a business major in college. Many offer electives. This lets a student concentrate. It may help them take courses they are interested in. Then, many may have a concentration focus. This may include a specific area of student. It may include business law. For some, it may include operations management. These programs typically take four years to complete.

The combination of these skills may help a person be valuable to a company. They also need soft skills. Many bachelor’s programs help with this. They may teach communication skills. They may teach critical thinking skills. Many may also teach leadership. These are often important in the business environment as well. These often are specific to the area of study. Those in operations or admin positions may benefit from strategic thinking. Others may need strong math skills.

Many bachelor’s degree programs may also offer other opportunities. This may include internships in companies. These may help students gain real world skills. Othersmay  offer case projects. Some may have capstone projects. Others may have apprenticeships.

Students could learn a great deal in a bachelor’s degree. They may use it to explore topics such as:

  • Business Formation
  • Business Law
  • Managing People
  • Business Finance
  • Business Marketing
  • Research and Development

Some may work in business management positions. Others may use their degree to start their own business. Some may go on to pursue more advanced education.

What’s the Difference in BBA, BSBA, and BABA?

A BBA is a broader focus. Classes may include marketing and economics. A BSBA has a more math focused curriculum. A BABA is more liberal arts focused. It may include more human management courses.

Master of Business Administration

A Master of Science in Business Administration is one option. A Master of Arts in Business Administration is another. The key to these business majors in college is that they tend to be very concentrated. Students may learn advanced skills in key areas of focus. Master’s programs tend to take two years to complete. Some are available online.

There are many options. Students may focus on areas such as:

  • Business Law
  • Economics
  • Human Resources
  • Finance

Students may work in areas such as supply chain management. Others may work as financial advisors. Some could also work as a financial analyst or in consulting fields. Others may work in areas of financial development. Others may want to move into related areas. This may include healthcare or product development.

Some students go on. They may earn a doctoral degree. It provides an even higher level of focus. Students may concentrate in this program. They may attend another 18 months to 2 years to complete this advanced education.

Different Types of Business Majors in College

Which business majors in college are perfect for you? A bachelor’s degree is typically the first step. You may be able to go to a business school. You may go to a traditional college with business majors. The decision making process may be hard. Here are some programs to consider. You may be able to get started on this degree right after high school.

Accounting Degree

An accounting degree often applies to many positions. Some may pursue a career as an accountant. These professionals could work in finance fields. They may work in a public or private company. This type of business degree may be a major or minor. Some may take this program as a part of a humane resource degree. Others likely take it with a business administration degree. Grad students may take it as part of a Master of Business Administration (MBA) program. Accounting majors may be very specific. They could be general, too.

Courses:

  • Intermediate Accounting
  • Cost Management
  • Federal Income Tax
  • Auditing
  • Business Law
  • Information Systems
  • General Business Management

Potential Career Paths: Accounting Consultant, Auditor
2022 Median Pay: $78,000 
2022-32 Job Outlook: 4% 
2022-32 Jobs Available: 1.54 million

Advertising Degree

An advertising degree aims to teach students how to help market and sell products or services. Students may work in public relations. Some may work in advertising or marketing in private firms. In a bachelor’s degree in advertising, students s may develop critical skills. They may need strategic thinking. They could learn about mass communication. Some may learn journalism. You may take this program as part of other business degrees as well. Some students may minor in it. They may major in business law or public relations.

Courses:

  • Media Planning
  • Creative Strategy
  • Research
  • Media Planning
  • Law and ethics
  • Advertising campaigns

Potential Career Paths: Copywriter, Production Coordinator, Creative Director, Marketing Manager
2022 Median Pay: $138,730 
2022-32 Job Outlook: 6% 
2022-32 Jobs Available: 389,000

Economics Degree

An economics degree may help you take part in the world of finance. Some people work for companies. Others may work for government agencies. They may help with decision making for investments. An economics degree often leads to working as an economist. Some people major in this field. This usually requires at least a bachelor’s degree. A master’s degree is often necessary for many jobs. This field is typically math based. Students may spend time learning about predicting outcomes. They may study business on a global scale.

Courses:

  • Microeconomics
  • Macroeconomics
  • Applied Econometrics
  • Game Theory
  • Principles of Economics
  • Microeconomics

Potential Career Paths: Economist
2022 Median Pay: $113,940 
2022-32 Job Outlook: 6% 
2022-32 Jobs Available: 17,600

Entrepreneurship Degree

An entrepreneurship degree  may be a varied program. It is not just for those who want to start a business. It could also help those who wish to work in business management. Often, it aims to teach about business development. It could help you learn how to start a business. It may focus on growing a company. And, it may bring together many of the business topics in one program. This may include marketing. It may include business law.

Courses:

  • Entrepreneurial Marketing
  • Entrepreneurial Finance
  • Entrepreneurship and the Startup Methods
  • Entrepreneurship and Society

Potential Career Paths: Business Consultant, Recruiter, Management Analyst
2022 Median Pay: $95,290
2022-32 Job Outlook: 10% 
2022-32 Jobs Available: 987,600

Finance Degree

Every business may need to manage money. A finance degree could help you learn how. This is a broad degree. Many people may concentrate in it through a master’s program. It typically aims to provide students with financial knowledge in various areas. Some students may focus in investment management. They may help make investment decisions. Others may turn to banking. Corporate financial analysis is likely another area. Global finance may interest some. Risk management is another area. Students interested in finance may have many career path options. Finance majors may range widely.

Courses:

  • Foundations of Managed Care
  • Business Project Management
  • International Healthcare
  • Asset Management
  • Financial accounting
  • Fixed Income Securities
  • Financial Management

Potential Career Paths: Clinical Director, Medical Records Manager, Office Manager
2022 Median Pay: $139,790
2022-32 Job Outlook: 16% 
2022-32 Jobs Available: 792,600

Hospitality Management Degree

hospitality management degree is one often focused on teaching people how to help others. Those with this degree often work in hotels. They may work in casino management. Some also may work in food service management. They may learn about helping people to enjoy their experience. Some also may learn marketing. They may learn social media marketing. Many learn operations management. They may learn to run a hotel in many areas.

Courses:

  • Housekeeping Management
  • Hotel Front Office Management
  • Hotel Convention Sales and Services
  • Hospitality and Tourism Law
  • Leadership in Hospitality

Potential Career Paths: Travel Agent, Travel Attendant, Lodging Manager
2022 Median Pay: $61,910
2022-32 Job Outlook: 7% 
2022-32 Jobs Available: 50,800

Human Resources Degree

human resources degree is a business degree. Some students may earn a B.A. in it. They may work as human resource professionals. Others may take human resources coursework to work in other business degrees. A B.S. in Human Resource Management is one path. Students may learn how to hire employees. They may learn how to build relationships in teams and may also ensure companies meet ethical requirements. They may use business data and aim to provide education to employees. And, they may help make business decisions.

Courses:

  • Human Resources Management
  • Principles of Management
  • Human Resource Strategy and Development
  • Total Rewards
  • Business Operations

Potential Career Paths: Human Resource Specialist, Human Resource Manager
2022 Median Pay: $130,000 
2022-32 Job Outlook: 5% 
2022-32 Jobs Available: 191,600

International Business Degree

An international business degree aids in global business development. Students may learn how to market and build business on a global scale. They may learn about management. They may focus on finance. Also, they may learn about growth strategies. Ethics and law are often a component of this program many times. Many students could earn a Master of Science in International Business. Many could also develop analytic degrees. They may learn to make decisions in a business environment. Cultural areas of study may also be important.

Courses:

  • International Finance Management
  • International Marketing
  • Global Supply Chain Strategy
  • Introduction to International Accounting and Finance
  • Managing the Global Enterprise

Potential Career Paths: Management Analyst, Marketing Manager
2022 Median Pay: $95,290
2022-32 Job Outlook: 10% 
2022-32 Jobs Available: 987,600

Management Degrees

Management degrees are a foundation. Many other business majors in college include management. Some people may just earn a bachelor’s in management. Others may go on to learn a master’s. Those who take these programs learn to supervise. They may learn how to manage company assets. They may learn to meet growth expectations. Some learn to use business data. This field may be concentrated. Some may manage finance companies. Others may manage manufacturing companies. Many may work as managers. Others work as CEOs or executives. Some students could have a focus in supply chain management.

Courses:

  • Intermediate Accounting
  • Cost Management
  • Federal Income Tax
  • Auditing
  • Human Resources
  • Business Law
  • Business Ethics

Potential Career Paths: Management Analysts, Accounting Consultant, Auditor
202 2Median Pay: $95,290
2022-32 Job Outlook: 10% 
2022-32 Jobs Available: 987,600

Marketing Degree

Many companies often need to market. This is a way of telling others what products and services are available. A marketing degree could be very valuable. An associate’s degree in marketing is one option. Many students pursue a bachelor’s or master’s degree. Students may learn professional selling. They may learn marketing research. They may learn to use business data. Many students also learn consumer behavior. They may also learn about social media. They may go on to work in marketing firms. Some may own their own business. Others may work in large companies.

Courses:

  • Introduction to Marketing Management
  • Foundations of Professional Sales
  • Marketing Research
  • Consumer Behavior
  • Marketing Strategies
  • Marketing Methodology

Potential Career Paths: Account Executive, Media Planner, Brand Manager
2022 Median Pay: $138,730
2022-32 Job Outlook: 6% 
2022-32 Jobs Available: 389,000

Operations Management Degree

An operations management degree is another business program. Many people may take this program to work as an operations manager. These people could learn how to lead others. They also may oversee operations in companies. This includes the day to day management tasks. It may also include making decisions for the company. They work to manage products and supply chains in some cases. Many may work in manufacturing. Others may work in office settings.

Courses:

  • Systems Innovation
  • Leading the Enterprise
  • Enterprise Planning and Implementation
  • Energy Strategy and Innovation
  • Organizational Leadership
  • Management Information Systems

Potential Career Paths: Compliance Manager, Manufacturing Manager, Office Manager
2022 Median Pay: $71,690
2022-32 Job Outlook: 1.6% 
2022-32 Jobs Available: 359,640

Project Management Degree

project management degree aims to help students learn to manage people and projects. This may include learning to manage projects from the conception through completion. Those with this degree may work as a project manager. They may have to learn to work with people. This may include human resource management classes. They may also learn about decision making. They may have to balance project budgets. And, they may have to develop project plans. Many aim to help company leaders make decisions. They also may watch and control outcomes.

Courses:

  • Applying Leadership Principles
  • Operations Management
  • Assessing and Managing Risk
  • Project Management Tools
  • Procurement and Contracting
  • Project Leadership
  • Assessing and Managing Risk

Potential Career Paths: Construction Manager, Operations Manager
2022 Median Pay: $101,480 
2022-32 Job Outlook: 5% 
2022-32 Jobs Available: 505,800

Public Relations Degree

public relations degree aims to focus on the relationship between a business and the community. Some may work in business. Others may work in government. Students often need a bachelor’s degree to get a job. These degrees sometimes pair with marketing or advertising degrees. Students may learn about media. They often learn about sales language. They may learn about human decision making. And, they may also learn a bit about psychology.

Courses:

  • Public Relations Principles
  • Media Writing
  • Communication Pathways
  • Public Relations Strategies
  • Media Law
  • Theory of Ethics
  • Public Relations Campaigns
  • Persuasion

Potential Career Paths: Marketing Coordinator, Fundraiser, Media Planner
2022 Median Pay: $138,730
2022-32 Job Outlook: 6% 
2022-32 Jobs Available: 389,000

Supply Chain Management Degree

Supply chains aim to help products move from manufacturers to warehouses. They then could help to get them to consumers. A supply chain management degree is of growing importance. More business may be  done online. That may make managing these complex systems so important. Those who get this degree may help with that. That may include procurement of products. It may focus on production. In some areas it could focus on distribution or allocation. Many people work in the delivery aspect. They may learn to manage people. Many may work in high-tech surroundings.

Courses:

  • Principles of Management
  • Business Law
  • Financial Accounting
  • Managerial Accounting
  • Organizational Behavior
  • Integrated Project Management
  • Business Modeling
  • Transportation and Logistics Management

Potential Career Paths: Logistics Manager, Transportation Manager, Logistician
2022 Median Pay: $98,560
2022-32 Job Outlook: 8% 
2022-32 Jobs Available: 127,000

Taxation Degree

taxation degree aims to prepare students to do taxes for individuals. They may also learn to do taxes for businesses. They may learn the current tax code. And, they may also learn accounting skills. Not everyone in taxation has a formal degree. Some may have a certificate. Those with a degree may work in companies. They may provide leadership skills to tax departments. Some own their own business. Others may work within larger tax firms. Some students may also get a finance degree. Some could go on to earn their CPA.

Courses:

  • Tax Research
  • Estate and Gift Taxation
  • Tax Accounting
  • International Taxation
  • Business Law
  • Cost Accounting
  • Finance

Potential Career Paths: Financial Planning Consultant, Certified Public Accountant
2022 Median Pay: $95,390
2022-32 Job Outlook: 13% 
2022-32 Jobs Available: 327,600

Direct Entry MSN Programs for Non Nursing Majors Online

Are you a non-nursing major looking to explore the world of nursing? Consider the availability of direct entry MSN programs online – a potentially perfect fit for you. This option opens doors to pursuing a career you truly love and could be the ideal way to jumpstart your journey in the nursing field. Embrace this opportunity as one of the pathways to enter the fulfilling realm of nursing.

direct-entry-msn-program-ec

What Is a Direct Entry MSN Program?

A direct entry master’s in nursing (MSN) program is for students with a non nursing degree who would like to pursue a career as a registered nurse (RN) or advanced practice nurse (APRN). A direct entry MSN program may be available for non-nursing majors online. These people may wish to work as a registered nurse (RN). Some may want to work as an advanced practice nurse (APRN). APRNs are those who earned their master’s degree. There may be a lot of options in this program. See which ones may work for you.

Does an MSN Need a Nursing Degree?

Some schools may require a nursing degree. Many may need an active nursing license. That may not be the case for all programs. Non nursing students may apply. But, all typically need a bachelor’s degree. This may not need to be in nursing.

What You May Learn in an Online Direct Entry MSN Program

Students may learn a great deal in these direct entry MSN programs for non nursing majors online. That could includes gaining clinical experience. A direct entry master may often provide significant concentration. Students may wish to choose mental health. Others may wish to choose gerontology. Many may also learn skills such as these:

  • Health assessments
  • Clinical leadership
  • Psychiatric eval
  • Forensic nursing

Nursing students typically learn a great deal. They may learn how to provide a safe environment. They may have critical thinking skills. And, they may help to hold leadership roles. Many may have good skills to communicate. They lead decision making. They may provide respectful patient care.

Some courses you may take include these:

  • Pathophysiology
  • Microbiology
  • Pharmacology
  • Leadership
  • Clinical experience
  • Disease prevention

Courses are many. Students may choose which interest them. Some may be  set by the program. Others may be electives. There is typically a lot of room for options. Some students may choose courses that interest them. This may be based on the job they hope to have.

How Long Could It Take to Earn My MSN Degree in a Direct Entry Program?

Direct entry MSN programs for non nursing majors online typically vary. Some may take 15 months to complete. Others could take two years. Part time and full time options usually exist. Accelerated MSN programs may be available. Some programs may need 30 credits. Many typically need 70 to 80. Previous education may play a role in what you take.

How Much Does a Direct Entry MSN Online Program for Non Nursing Majors Typically Cost?

Cost may depend on many factors. School tuition costs typically vary from one area to the next. Concentration areas may help individuals to earn more. These may cost more as well. Based on the type you choose. The cost includes many things. That may include tuition. There are typically lab costs and fees. Students may pay more if they live on campus. Others could  complete an online program. These may be more affordable.

Many may qualify for discounts. This may include scholarships and grants. There may be financing options available. More affordable nursing programs may be available. Some students may receive funds from an employer to cover the costs. Financing may help to cover costs. This ranges. Students may wish to talk to financial counselors for some help.

Could I Earn Both a BSN and MSN Degree as Part of This Program?

Some programs may offer a BSN degree program. This may be available after pre-licensure is met. That happens after the curriculum is complete. Other programs typically do not do this. They likely only provide an MSN. That may be available after completing the whole program. Compare schools. Some may allow for BSN and MSN at the same time. It may be possible to find what you need.

How to Check Accreditation for Direct Entry MSN Programs Online

You may gather info about any school. You must know the facts. Look for a program from the Commission on Collegiate Nursing Education. This may be CCNE. Another option is the Accreditation Commission for Education in Nursing. Or, ACEN.

What Could I Pursue with a Direct Entry MSN Online Degree?

Students may typically enter a wide range of career paths. Many choose fields that interest them. This may include careers such as these.

You may aim to become a registered nurse. The U.S. Bureau of Labor Statistics notes the annual median wage for a registered nurse was $81,220 as of May of 2022.

You may work as a nurse practitioner. The 2022 annual median pay for this field is $125,900 per year as noted by the BLS.

Some students may work as a nurse midwife. This is a growing field. The BLS reports it is growing at 38% through 2022-32. That is much faster than average. The 2022 annual median pay for this field was $125,900 per year. Another career path may typically include a medical and health services manager. Those in this field had a median annual pay of $104,830 in 2022. That’s noted by the BLS.

Online Direct Entry MSN Programs

Take a look at some direct entry MSN programs. These may be available through numerous schools in the U. S. Other options may exist. Choose a program perfect for your needs. Online programs offer flexibility. This is something today’s students may need. Our data comes from the NCES.

1 Azusa Pacific University


Azusa Pacific University typically offers an online program. You may work to become a clinical nurse specialist. This program may teach theory, policy, and bioethics.

Admission Requirements

A grad app is necessary. Students must typically have a bachelor’s degree. It must come from a regionally accredited school. GPA may also be a factor.

Accreditation

WASC Senior College and University Commission

Tuition & Fees

Undergrad: $43,600
Grad: $17,330

Financial Aid

% that get financial aid: 99%

Average amount that is awarded: $27,474

Admission Rate

67%

2 Jacksonville State University


Jacksonville State University typically offers a program that includes emergency management. They may also offer a population health nursing program. There is a nursing education track as well.

Admission Requirements

Students typically must complete a bachelor’s degree. An online app is available for this master’s degree.

Accreditation

Southern Association of Colleges and Schools, Commission on College

Tuition & Fees

Undergrad: $22,716
Grad: In-State $17,640

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $10,123

Admission Rate

55%

3 Arizona State University


Arizona State University offers a program for grad students. Programs typically include advanced nursing practice. There may be several focuses available. Innovation leadership is one of them.

Admission Requirements

Students must complete an app online. They need to meet the requirements. Letters of recommendation may be necessary. A 3.0 GPA may be needed.

Accreditation

Higher Learning Commission

Tuition & Fees

Undergrad: $32,193
Grad: $26,735

Financial Aid

% that get financial aid: 89%

Average amount that is awarded: $12,381

Admission Rate

86%

4 American Sentinel University


American Sentinel University offers flexible online programs. This typically includes a DNP degree. There are five concentrations for MSN degrees as well. Several learning paths are available.

Admission Requirements

Applicants must meet specific RN education levels. Then, complete the online app. Students with an RN license need to submit info to the school about it.

Accreditation

Distance Education Accrediting Commission, Higher Learning Commission

Tuition & Fees

Undergrad: $10,800
Grad: $6,845

Financial Aid

Students that get financial aid: 133 students

Average amount that is awarded: $2,287

Admission Rate

N/A

5 University of Central Florida


The University of Central Florida offers several MSN programs. This typically includes a nursing and health care simulation program. Another is nurse educator. They may also offer a leadership and management program.

Admission Requirements

Students apply online. Program requirements exist. Students must meet academic minimums.

Accreditation

Southern Association of Colleges and Schools, Commission on Colleges

Tuition & Fees

Undergrad: $22,467
Grad: 28,657

Financial Aid

% that get financial aid: 93%

Average amount that is awarded: $9,986

Admission Rate

44%

6 University of Florida


MSN students may choose from several programs at the University of Florida. An MSN to DNP program is one option. Online programs may be available for several nursing field degrees.

Admission Requirements

Grad students need to fill out an application online.. Limited spots are available. Students may need letters of recommendation to qualify.

Accreditation

Southern Association of Colleges and Schools, Commission on Colleges

Tuition & Fees

Undergrad: Out-State $28,659; In-State $6,381
Grad: In-State $12,737; Out-State $30,130 

Financial Aid

% that get financial aid: 92%

Average amount that is awarded: $10,555

Admission Rate

23%

7 Clayton State University


Clayton State University offers a direct access MSN program. This typically includes a family nurse practitioner program. Other focuses may include geriatric and pediatric fields.

Admission Requirements

Prerequisites apply to most course options. There is an online app. Test scores and transcripts are necessary.

Accreditation

Southern Association of Colleges and Schools, Commission on Colleges

Tuition & Fees

Undergrad: $15,790
Grad: $12,625

Financial Aid

% that get financial aid: 99%

Average amount that is awarded: $8,529

Admission Rate

51%

8 Brenau University


Brenau University offers a flexible MSN program. That typically includes a family nurse practitioner program. Leadership and management is another option. You may obtain a Master of Science in Nursing online.

Admission Requirements

Students must meet prerequisites. They apply online. Transcripts are necessary. RNs with a license must provide info on that.

Accreditation

Southern Association of Colleges and Schools, Commission on Colleges

Tuition & Fees

Undergrad: $33,275
Grad: $14,552

Financial Aid

% that get financial aid: 97%

Average amount that is awarded: $20,924

Admission Rate

87%

9 Illinois State University


Illinois State University typically offers an MSN path. This is through the Mennonite College of Nursing. It offers a BSN to DNP program as well.

Admission Requirements

GPA is one component of the app process. Students need letters of recommendation. They need to complete a full grad application.

Accreditation

Higher Learning Commission

Tuition & Fees

Undergrad: 28,086
Grad: 12,646

Financial Aid

% that get financial aid: 97%

Average amount that is awarded: $11,619

Admission Rate

82%

10 Ball State University


Ball State University offers a Master of Science in Nursing. This includes a nurse educator path. Family nurse practitioner (FNP) is another route. Nurse administrator is a third option.

Admission Requirements

Getting started requires an online app. Students need to meet prerequisite courses. Essays and letters of rec may be required.

Accreditation

Higher Learning Commission

Tuition & Fees

Undergrad: 28,766
Grad: 29,196

Financial Aid

% that get financial aid: 97%

Average amount that is awarded: $11,418

Admission Rate

69%

11 Briar Cliff University


Students may study a nurse practitioner program at Briar Cliff University. This program typically offers a psychiatric mental health nurse practitioner (PMHN).. Adult and gerontology is another option.

Admission Requirements

Applicants apply online. The college of nursing offers limited applicants. Course history and transcripts play a role in this.

Accreditation

Higher Learning Commission

Tuition & Fees

Undergrad: $35,534
Grad: $9,366

Financial Aid

% that get financial aid: 99%

Average amount that is awarded: $26,614

Admission Rate

Open

12 Northern Kentucky University


The master’s program at Northern Kentucky University is a fully online program. Part time and full time options may exist. Students in the nursing profession may apply. Concentration in microbiology is an option.

Admission Requirements

Students with a license may apply. Online applications are available. NCLEX-RN recognition is available.

Accreditation

Southern Association of Colleges and Schools, Commission on Colleges

Tuition & Fees

Undergrad: 21,480
Grad: 16,044

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $11,275

Admission Rate

86%

13 Andrews University


The Andrews University School of Nursing offers an online program. This typically includes BSN pre-licensure. A DNP option may be available. There may also an available RN-BSN online program.

Admission Requirements

Students apply online. The nursing school requires prerequisites based on program selection. GPA plays a role.

Accreditation

Higher Learning Commission

Tuition & Fees

Undergrad:$33,710
Grad: $28,440

Financial Aid

% that get financial aid: 97%

Average amount that is awarded: $18,557

Admission Rate

91%

14 Northern Michigan University


In the MSN at Northern Michigan University, students may learn primary care management. Policy and advocacy are also options. An advanced practice nurse program may be available.

Admission Requirements

Students need to apply online. There are several requirements. A current RN license is one requirement. A written description of goals is another.

Accreditation

Higher Learning Commission

Tuition & Fees

Undergrad: 18,800
Grad: 15,056

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $9,385

Admission Rate

71%

15 Minnesota State University Mankato


Consider Minnesota State University Mankato. It typically has a post nursing masters primary care FNP GC. It also offers a Nursing Practice DNP. A baccalaureate path is available.

Admission Requirements

Students may complete a grad app online. Course requirements are necessary. Students may need to obtain letters of recommendation.

Accreditation

Higher Learning Commission

Tuition & Fees

Undergrad: 18,860
Grad: 19,212

Financial Aid

% that get financial aid: 73%

Average amount that is awarded: $6,961

Admission Rate

71%

16 Alcorn State University


Alcorn State University has an MSN degree path. There are typically two options for baccalaureate prepared nurses. The Nurse Educator path is the most common. The second is an FNP program.

Admission Requirements

A formal online app is required. Applicants may need to meet testing levels. Licensing may be required.

Accreditation

Southern Association of Colleges and Schools, Commission on Colleges

Tuition & Fees

Undergrad: $8,549
Grad: $9,263

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $10,386

Admission Rate

30%

17 Clarkson College


Clarkson College typically offers two MSN programs. There is the RN to MSN and an option to get a Master of Science in Nursing.

Admission Requirements

An online app is available. A minimum 3.0 GPA as well as an Associates Degree as well as other testing is required.

Accreditation

Higher Learning Commission

Tuition & Fees

Undergrad: $15,168
Grad: $12,546

Financial Aid

% that get financial aid: 77%

Average amount that is awarded: $9,554

Admission Rate

56%

18 Seton Hall University


Seton Hall University offers several program options. This typically includes a primary care NP. It may also include an acute care NP. This school usually offers a health systems administration route. The pediatric primary care NP is also online.

Admission Requirements

Admission to the program requires an app. It also requires meeting prerequisites. These programs are somewhat limited in availability.

Accreditation

Middle States Commission on Higher Education

Tuition & Fees

Undergrad: $51,370
Grad: $36,110

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $29,443

Admission Rate

75%

19 Thomas Edison State College


The Thomas Edison State College MSN degree options are numerous. They typically include a nursing informatics plan. There is also a nursing educator and admin path. Students may need to complete 36 credits. This includes core courses.

Admission Requirements

To apply, students need to have a bachelor’s degree. It must come from an accreditted school. A GPA of 3.0 is also necessary. Other qualifications exist.

Accreditation

Middle States Commission on Higher Education

Tuition & Fees

Undergrad: 8,598
Grad: $12,150

Financial Aid

Students that get financial aid: 30%

Average amount that is awarded: $2,520

Admission Rate

N/A

20 Mercy College


The nursing education path at Mercy College is typically extensive. Nurse midwife is one field. Another is nurse anesthetist. Students may have access to advanced tech. It also has a large simulation lab.

Admission Requirements

A grad school application is necessary. This may include GPA scores and grades from previous classes. Students may need to prove they qualify for the specific grad program.

Accreditation

Middle States Commission on Higher Education

Tuition & Fees

Undergrad: $18,950
Grad: $17,238

Financial Aid

% that get financial aid: 97%

Average amount that is awarded: $14,789

Admission Rate

86%

21 East Carolina University


The Master of Science in Nursing path at East Carolina University is typically an extensive program. Students may have the opportunity to learn patient care approaches. Adult gerontology NPs are one path. Neonatal NPs, nurse midwives, and administers are other options.

Admission Requirements

Students fill out an app online. Students need to apply with credentials. This includes a license for some programs.

Accreditation

Southern Association of Colleges and Schools, Commission on Colleges

Tuition & Fees

Undergrad: 23,638
Grad: 20,807

Financial Aid

% that get financial aid: 59%

Average amount that is awarded: $9,020

Admission Rate

92%

22 Bloomsburg University of Pennsylvania


The Bloomsburg University of Pennsylvania typically offers a variety of course options. This includes nurse anesthesia, NP paths, and public health concentration. Programs may be  available for those who are CRNA, CRNP, and CNM license holders.

Admission Requirements

Students complete an online app to apply. They may need transcripts. They may also need GRE or GMAT scores for some programs.

Accreditation

Middle States Commission on Higher Education

Tuition & Fees

Undergrad: $22,782
Grad: $16,726

Financial Aid

% that get financial aid: 90%

Average amount that is awarded: $5,685

Admission Rate

84%

23 Carlow University


Carlow University typically offers a Education and Leadership MSN program. It does not require a GRE or GMAT. Students may complete it in 15 months. This is full time. Coursework covers many topics in community health. Students who wish to be practicing nursing may study part time.

Admission Requirements

An online app is available. Students typically need to verify identity. They may also have to provide transcripts and previous education info.

Accreditation

Middle States Commission on Higher Education

Tuition & Fees

Undergrad: $34,502
Grad: $22,110

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $21,732

Admission Rate

92%

24 Duquesne University


Duquesne University typically has several path options. This includes forensic nursing. Executive nursing leadership may be another. Family NP paths are available.

Admission Requirements

Students do not need a GRE to get in. This program is flexible for previous experience. Students need to provide transcripts and test scores.

Accreditation

Middle States Commission on Higher Education

Tuition & Fees

Undergrad: $47,146
Grad: $26,568

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $23,183

Admission Rate

74%

15 COLLEGES THAT DON’T REQUIRE LETTERS OF RECOMMENDATION

Looking for colleges that don’t require letters of recommendation? In fact, they do exist! There are also grad programs that don’t require letters of recommendation.

Find an Online Degree Program

WHY DON’T SOME COLLEGES ASK FOR OR REQUIRE LETTERS OF RECOMMENDATION?

Certain universities do not necessitate letters of recommendation, opting for alternative methods to gauge a student’s potential. For adult learners, the significance of life experiences may surpass the need for traditional recommendations. In essence, this implies that you can embark on your journey towards an undergraduate degree without the prerequisite of recommendation letters.

Do all graduate schools require letters of recommendation?

No, not every graduate schools mandates letters of recommendation. In fact, all the institutions listed here provide graduate programs! In a nutshell, the typical prerequisites for grad school frequently encompass:

  • Bachelor’s degree from an accredited school
  • GRE or GMAT (many schools do waive this)
  • Official transcripts
  • Writing samples or personal statement
  • Resume
  • Apply eligible work experience and prior college credits toward up to 75% of your undergraduate degree.
  • Experience a Purdue Global undergraduate program for an introductory 3-week period. There’s no financial obligation beyond the application fee
  • Competency-based ExcelTrack™ programs may allow you to earn your degree faster and for less money

Purdue Global University

HOW TO GET LETTERS OF RECOMMENDATION FOR COLLEGE APPLICATION

Obtaining letters of recommendation for your college application might appear challenging, especially if you’ve been away from the academic setting for some time. However, the good news is that you can still secure outstanding recommendations from a variety of sources. Don’t hesitate to reach out, as most individuals are inclined to offer assistance. Regardless of who you approach, there are several key steps to follow.

First and foremost, be sure to ask politely. Additionally, provide them with ample time to craft a thoughtful recommendation. It’s essential to ensure they are aware of the specific requirements of the institution you’re applying to. Lastly, make sure to communicate your educational objectives to them. This enables them to emphasize your most impressive qualities effectively. Keeping these considerations in mind, consult our list of potential recommenders for your reference letter.

1. YOUR EMPLOYER

When considering adult learners, the manner in which you approach your work carries significant weight. In this regard, your supervisor or team leader holds the potential to elaborate on your work ethic and adeptness at problem-solving. Moreover, they can shed light on your collaborative skills and how effectively you engage with colleagues. Should your current occupation align with the academic path you aspire to pursue, that’s an added advantage.

However, there’s no need for concern if your current job lies in a different field. These attributes reflect your personal character rather than being tied to a specific role. The diligence you exhibit holds considerable importance, as educational institutions assess the performance of adult learners and place less emphasis on standardized tests.

2. YOUR COACH

Why consider involving your coach? While college admissions boards may not be deeply concerned about your championship victories, they do value the qualities that emerge around them. Were you consistently inspiring and motivating your team? Did you invest extra hours analyzing game strategies? These actions underscore your dedication and can be woven into your narrative to showcase your potential in an academic setting.

If your high school grades weren’t the sole focus, engaging in a conversation with a coach about your present college readiness could be beneficial. Their insights could effectively convey this aspect to an admissions counselor. Essentially, a coach can effectively spotlight your work ethic and highlight your ability to function within a team dynamic.

Southern New Hampshire University

  • Multiple term start dates throughout the year. 24/7 online classroom access.
  • Popular Online Programs include Business Administration, Psychology, Information Technology, Human Services…

3. YOUR PROFESSOR

Engaging in a few college courses prior to embarking on a full-time program? If so, channel your efforts into excelling academically and forging connections with your instructors. Undoubtedly, a recommendation letter from a professor within your field of study can wield significant influence. This is particularly impactful when the letter attests to your unwavering commitment within the classroom setting. It’s worth noting that, as an adult, your academic performance carries weight.

In this case, a peer-to-peer dynamic can come into play, provided you’re demonstrating commendable performance. Keeping this in view, directing your attention towards coursework holds paramount importance. Equally crucial is cultivating a rapport with your professor. To sum it up, enrolling in classes ahead of a comprehensive program serves a dual purpose: showcasing your work approach and securing a commendable recommendation from an esteemed educator.

DOES COMMON APP ASK FOR LETTERS OF RECOMMENDATION?

Applying to college is stressful enough without managing all the different forms and deadlines. The Common App by all means makes this easier. And more than 800 schools accept it.

In short, the Common App itself does not require letters of recommendation. But, their Requirements Grid will let you know if any individual schools do. In that case, you can pick and choose where to apply.

15 COLLEGES THAT DON’T REQUIRE LETTERS OF RECOMMENDATION

Colleges wanting a letter of recommendation from former teachers is quite common. But they’re not universal. Especially at schools that cater to non traditional students. In summary, life and work experience can matter more. So check out our list of colleges that don’t require letters of recommendation.

1

Adams State University

ADMISSIONS REQUIREMENTS: HIGH SCHOOL GPA, CLASS RANK, TRANSCRIPTS, ADMISSION TEST SCORES (SAT/ACT)

School Features:

  • Online programs
  • HLC accredited
  • Majors include business, liberal arts and education

ABOUT ADAMS:

Adams State is a 4 year public university with both on campus and online programs. Located in Alamosa, Colorado it serves over 3,000 students with programs at all levels. Associate’s through doctorate.

2

Arizona State University

ADMISSIONS REQUIREMENTS: HIGH SCHOOL TRANSCRIPTS, ADMISSION TEST SCORES (SAT/ACT) TOEFL

School Features:

  • Online programs
  • HLC accredited
  • Majors include international business, nutrition, journalism, registered nursing

ABOUT ASU:

ASU is a 4 year public university with campuses throughout the state and online programs as well. The school serves over 11,000 students and offers bachelor’s degree programs through to doctorate.

3

Colorado State University Global Campus

ADMISSIONS REQUIREMENTS: High school GPA, transcripts, TOEFL

School Features:

  • Online learning only
  • HLC accredited
  • Majors include business, human resources, marketing, IT, health care administration

ABOUT CSU GLOBAL:

CSU Global is a 4 year public university. The school now serves over 12,000 students. They offer bachelor’s and master’s degree programs and certificates. All in a fully online format. 

4

CUNY New York City College of Technology

ADMISSIONS REQUIREMENTS: High school GPA, transcripts, TOEFL

School Features:

  • Accredited nursing / dental hygiene programs
  • MSCHE accredited
  • Majors include architectural tech, hospitality, information science, engineering 

ABOUT CITY TECH:

City Tech is a 4 year public university. It serves over 17,000 students, all at the undergrad levels. They have over 30 majors to choose from and an Honors Scholars Program.

6

Delaware State University

ADMISSIONS REQUIREMENTS: HIGH SCHOOL GPA, TRANSCRIPTS, OTHER TESTS (E.G. WONDERLIC)

School Features:

  • Online programs
  • SACSCOC accredited
  • Majors include biology, business, mass communication, education, public health

ABOUT DSU:

Located in Dover, DSU is a 4 year public university that serves over 4,700 students. They offer degrees at all levels. From bachelor’s through doctorate. 

7

ECPI University

ADMISSIONS REQUIREMENTS: HIGH SCHOOL TRANSCRIPTS SUGGESTED, ADMISSION TEST SCORES (SAT/ACT)

School Features:

  • Online programs
  • MSCHE accredited
  • Majors include accounting, business, information assurance, computer systems

ABOUT ECPI UNIVERSITY:

ECPI is a 4 year private for profit university with an HQ in Virginia. Apart from other campuses, they offer online programs through master’s level and serve over 13,000 students.

8

Florida State University

ADMISSIONS REQUIREMENTS: HIGH SCHOOL TRANSCRIPTS, GPA, COMPLETION OF COLLEGE PREPARATORY PROGRAM, ADMISSION TEST SCORES (SAT/ACT) TOEFL

School Features:

  • Online programs
  • SACSCOC accredited
  • Majors include regional planning, business management, biology, finance, IT

ABOUT FLORIDA STATE:

FSU is a 4 year public university located in Tallahassee that serves over 42,000 students. They offer a range of degrees from associate through doctorate.

9

Grand Canyon University

ADMISSIONS REQUIREMENTS: HIGH SCHOOL TRANSCRIPTS, GPA, TOEFL

School Features:

  • Online programs
  • HLC accredited
  • Majors include biology, business administration, finance, education, registered nursing

ABOUT GCU:

GCU is a 4 year private for profit university in Arizona. The school also offers evening, hybrid and online learning. And, degree programs from bachelor’s to doctorate taught through a Christian lens.

10

Indiana University

ADMISSIONS REQUIREMENTS: HIGH SCHOOL TRANSCRIPTS, COMPLETION OF COLLEGE PREPARATORY PROGRAM, ADMISSION TEST SCORES (SAT/ACT) TOEFL

School Features:

  • Online programs
  • HLC accredited
  • Majors include biology, business administration, finance, education, registered nursing

ABOUT INDIANA U:

Indiana U is a 4 year public university. The school serves over 43,000 students with both on campus and online programs. These are available from the associate level to doctorate.

11

Our Lady of the Lake University

ADMISSIONS REQUIREMENTS: HIGH SCHOOL TRANSCRIPTS, GPA, ADMISSION TEST SCORES (SAT/ACT), TOEFL

School Features:

  • Online programs
  • SACSCOC accredited
  • Majors include business, PR, IT, counselor education, health care administration

ABOUT OLLU:

OLLU is one of Texas’ 4 year private not for profit universities. The school offers bachelor’s, master’s and doctorate programs and has a student body of almost 3,000. Some of their offerings are available in the evenings and online. 

12

Pennsylvania State University

ADMISSIONS REQUIREMENTS: HIGH SCHOOL TRANSCRIPTS, GPA, ADMISSION TEST SCORES (SAT/ACT), TOEFL

School Features:

  • Online programs
  • MSCHE accredited
  • Majors include agricultural, business, biology, communication, computer sciences

ABOUT PSU:

PSU is a 4 year public university. The school has several campuses including its online wing, Penn State Global. Serving over 90,000 students, there are programs from associate to doctorate. 

13

Purdue University Global

ADMISSIONS REQUIREMENTS: OPEN ADMISSIONS POLICY

School Features:

  • Online programs
  • HLC accredited
  • Majors include accounting, business, IT, health professions, criminal justice 

ABOUT PURDUE:

Purdue is a 4 year public university located in Indiana. They serve over 38,000 students with programs from associate through doctorate. Many of these are fully online.

14

Rutgers University

ADMISSIONS REQUIREMENTS: HIGH SCHOOL TRANSCRIPTS, GPA, COMPLETION OF COLLEGE PREPARATORY PROGRAM, ADMISSION TEST SCORES (SAT/ACT)

School Features:

  • Online programs
  • MSCHE accredited
  • Majors include accounting, biology, business administration, IT, criminal justice  

ABOUT RUTGERS:

Rutgers is a 4 year public university with several campuses in New Jersey. They serve close to 14,000 students with programs from bachelor’s to doctorate.

15

San Francisco State University

ADMISSIONS REQUIREMENTS: HIGH SCHOOL TRANSCRIPTS, GPA, COMPLETION OF COLLEGE PREPARATORY PROGRAM, ADMISSION TEST SCORES (SAT/ACT)

School Features:

  • Online courses / certificates
  • WAC accredited
  • Majors include biology, communication, education, computer science, engineering, allied heath 

ABOUT SF STATE:

SF State is a 4 year public university that serves close to 30,000. The school offers programs from bachelor’s to doctorate. The College of Extended Learning at SFSU also offers online courses and certificate programs.

Looking for other options? Discover colleges with high acceptance rates and colleges with rolling admissions.

Vet Techs vs Vet Assistants

What Is the Difference Between a Vet Tech vs a Vet Assistant?

Vet techs and vet assistants may share some responsibilities and work closely with animals and veterinarians, their roles and earning potential differ. It is common for outsiders to assume these positions are similar, but in reality, they entail distinct responsibilities.  

Vet techs typically possess more extensive education and enjoy a wider range of professional opportunities. They may work alongside doctors in various settings such as research institutions, clinics, kennels, animal hospitals, and even with pets, livestock, zoo animals, lab animals, and military animals. On the other hand, vet assistants are often primarily engaged in administrative tasks within local clinics. However, as they accumulate professional experience, assistants may gradually assume additional responsibilities

Vet Techs vs Vet Assistants

Comparing Vet Techs vs Vet Assistants

Here’s a quick breakdown of the two positions in the fields below. Please note that the median pay is based on the national average.

Job TitleJob DescriptionEducation Requirements2022 Median Annual Pay Number  of Jobs in 2022
Vet Techvet tech may perform a variety of medical tests to diagnose and treat animals. They may also provide general animal care.Associate’s degree$38,240/year122,900
Vet Assistantvet assistant may help vets, scientists, and other veterinary medicine professionals complete a variety of tasks related to the care of animals.High school degree (or equivalent)$34,740/year114,800

Role of Vet Techs vs Vet Assistants

Knowing the roles of vet techs vs. vet assistants may make it easier to decide which one is the perfect path for you. As you read through the expectations, keep in mind how you would respond to each task.

Vet Assistant Duties

A vet assistant may pursue work directly out of high school. Families with cats, farmers with goats, and lab workers with rats will fuel the profession for years to come. Those who attended a program may have a head start, but much of what is learned is often through hands on experience. This is why it’s so important for assistants to dive into a new position.

Each veterinarian may have their own comfort level when it comes to how much they need their assistant to do.

But for the most part, assistants may be asked to perform the following tasks:

  • Provide basic care: This may mean feeding, grooming, bathing, or exercising the animals.
  • Safety checks: A vet assistant may need to keep things safe and clean for the animals, clients, and staff. This may include disinfecting the waiting room or washing surgical instruments.
  • Prep work: The assistant may prepare the room for a variety of medical procedures. They’re also expected to properly store everything away after the vet has finished.
  • Restraint: Assistants may have to restrain difficult or unruly animals. They may need to remain calm and professional under these stressful situations.
  • Admin work: Vet assistants may fill out intake paperwork and file document. They also may set appointments for clients.

Every clinic or hospital may have its own strengths and limitations. They may have to feel comfortable with the physical and emotional demands of a job. Working with unpredictable pets and animals involves plenty of pressure.

In short, this amounts to vet assistants being willing to fill in wherever they may be needed. On one day, they may be  asked to assist a vet when taking blood samples. On the next, they may spend the majority of their time setting up and dismantling surgical rooms. As a vet witnesses an assistant’s commitment to the job, the assistant stands a better chance of moving up.

Vet Tech Duties

Many of the vet tech duties may mirror those of the vet assistant. The duties of each vet tech may vary from one practice to the next.

It may be some combination of the following:

  • Restraint: Vet techs may need to prevent animals from hurting themselves. They may also need to look out for the safety of other people during exams and procedures.
  • Take X-rays: The technician may operate standard X-ray equipment. They may produce clear and readable images for the veterinarian to diagnose their patients.
  • Perform lab tests: Vet techs may run analyses in the lab. They should feel comfortable working with bodily samples taken for testing (e.g., blood, stool, etc.).
  • Monitoring: Hospitalized animals may need consistent monitoring. This way, vets understand how they’re responding to treatment. This means checking vitals, changing bandages, and alerting staff to major changes.
  • Prep work: Vet tech may need to get animals ready for procedures and set up surgical and exam rooms. They should anticipate common problems and work to prevent them whenever possible.
  • Anesthesia: The vet tech may administer anesthesia to animals during surgery. They may also need to track the animal’s response to the drugs.
  • Emergency aid: Technicians may perform emergency first aid to animals. This usually occurs when the veterinarian is unavailable. They may also be asked to come to the vet’s aid when needed.

Vet techs are generally given more job responsibilities. They may need to know how tests are performed and what equipment is needed for each procedure. They should be comfortable working in a lab setting and be able to run tests and analyze results. Also, they may supervise vet assistants and assign tasks. Time management skills may be important for vet techs.

Educational Requirements of Vet Techs vs Vet Assistants

This is by far the most important distinction between the two. A vet assistant may perform some of the same tasks as a vet tech. But the vet tech may have received higher education. A vet assistant might be hired without any kind of formal degree or accreditation. You should know that there are programs for vet assistants though. This may help an assistant become more qualified for a position.

Vet Assistant Education Requirements

Becoming a vet assistant may only require a GED or high school diploma, although enrolling in an Approved Veterinary Assistant Program can offer a competitive advantage. This program provides instruction on specialized tasks expected of vet assistants and often includes a requirement to pass an approved credentialing exam. The exam serves not only as an assessment of acquired knowledge but also as evidence of dedication and willingness to go the extra mile in pursuing a career in the field. 

The National Association of Veterinary Technicians in America (NAVTA) established the Approved Veterinary Assistant designation as a means of recognizing the valuable contributions of assistants to animal health in their communities. This esteemed training program by NAVTA is widely recognized and respected throughout the United States. 

Vet Technician Education Requirements

While veterinary technologists may require a bachelor’s degree, becoming a vet technician may not necessitate the same level of education. However, completion of an accredited program is typically mandatory. The coursework must receive approval from the American Veterinary Medical Association (AVMA). Vet techs usually pursue an associate’s degree, which can be obtained through a community college and typically takes between two to four years. In contrast, vet assistants typically aim for a certificate or program diploma. 

The specific registration requirements may vary depending on the state. Some vet techs may be required to attend school, while not all may need to take and pass the Veterinary Technician National Exam (VTNE). It is crucial to verify the requirements set by your state when seeking certification. Adhering to the guidelines established by the appropriate board or agency will ensure that you possess all the necessary qualifications for application. Licensing or certification may be necessary in some cases, while registration may suffice in others. 

Costs of a Vet Assistant Program

As mentioned, a vet assistant may be hired with nothing more than a high school diploma. For this reason, the cost of a vet assistant program is relatively reasonable. This is especially true if you may be getting through an online platform. The number of hours you may need to complete the course may be as low as 100 and as high as 240. Working online may give you the chance to make your own schedule too. This perk may come in handy for those with demanding responsibilities.

Costs of a Vet Technician Degree Program

A vet technician may need the proper education to earn their degree in the field. But the actual costs may vary widely, depending on the program a person selects. Shopping around and checking the reputation of each curriculum may go a long way. Check with different veterinarians in the area about which schools may get preferential treatment. This may help you decide if the costs of the degree are worth the rewards.

Is There an Alternative Route I Could Take to Become a Vet Tech?

It depends on the state that you’re hoping to work in. Alaska, California, and Wisconsin may allow you to sit for the Veterinary Technician National Examination. This may be without having completed the designated coursework required in 47 other states. The vet tech must may need to meet a number of requirements to qualify though. You must provide proof by way of documentation of the veterinarians that you’ve worked with. You’ll also need to show that you have 20 hours worth of class work. This may be obtained through a state approved program.

Salary

The Bureau of Labor Statistics (BLS) conducts a comparative analysis of the job outlook for vet techs and vet assistants, juxtaposing them with various other career paths. This assessment aims to provide insights into the post-graduation prospects and career prospects awaiting individuals. 

The positive news is that both fields are projected to experience nearly identical growth rates until 2032. With a 20%-21% increase, the demand for these roles is rising at a significantly faster pace than many other career options. Job stability holds great importance for prospective applicants, and investing in either position can instill confidence in individuals. 

This upward trend in demand is often reflected in the higher earning potential of vet techs. In 2022, their median annual salary was approximately $4,000 higher than that of vet assistants. With a median annual salary of $38,240 compared to $34,740, the value of pursuing further education becomes evident. The increased salary can make it more manageable to repay educational expenses. 

Job Outlook

Regardless of the path chosen though, both professions may have opportunities. Assistants might become certified in operating equipment and veterinary technology. Vet techs may take more classes in any given specialty (e.g., surgical procedures, nutrition, etc). Vet assistants may begin right out of high school before deciding that they want to advance to a vet tech. A vet techs might choose to go onto to be a vet.

As you can see the vet assistant and vet tech may share duties. But the veterinary career positions are different. You should choose between the two based on how much you want to make and how much you’re willing to invest in a vet tech program or the veterinary field. While a vet tech may spend more, they’ll also make more. Or you may choose to start as a part-time assistant at a veterinary hospital or veterinary practice and receive as much on-the-job training as possible. Check your state’s requirements to find out more about what you may expect.

Colleges with Rolling Admissions

The application process for students has typically been a long source of dread for many. Most of the time, it’s not one college that you’re applying to. Many students  typically apply to several schools. This is true whether you’re trying for the Ivy League, national universities, or state universities. This is why colleges with rolling admissions could be a lifesaver. Applying to colleges with rolling admissions may make your life a little more streamlined. It may reduce the stress of making specific deadlines. See how college admissions work in the United States. We could also tell you more about how to use the policies to your advantage. 

What Are Rolling Admissions?

The term rolling admissions refers to colleges that process applications as they arrive until slots are filled. Colleges with non rolling admissions wait until an application deadline before processing. Many schools have adopted this policy.

What is the Best Time to Apply in Rolling Admissions?

The best time to apply to colleges with rolling admissions may be as soon as you can. If you’re planning on early action, you may  want to get your application in as soon as the school may take it. Each school may have its own college application process. Some may begin accepting as early as mid summer. Check the acceptance rate of your  choices and make sure you have a safety school in mind (or two).

Advantages and Disadvantages of Rolling Admissions

There are typically pros and cons to colleges with rolling admissions. We’ll look at how the process works before you make your decision.

Pros

More Control

One advantage of colleges with rolling admissions may be that it puts you in the driver seat. Some people may hear back from a college within four weeks of applying. In other words, they may not have to wait until after the application deadline has passed.

Competition

There are two sides of the coin with competition. Let’s say you apply to Creighton University or Iowa State University. You may get the benefit of fresh eyes on your stats. It could give you the edge here if you apply on the early side. An admission official may be comparing your application to just a few other students. Without rolling admissions, they might be comparing you to thousands.

Competition advantage could also come late in the game though. Let’s say a school like Clemson University has an unexpected opening. You may still apply long after every other school’s deadline has passed.

Less Stress

Applying for colleges could be s a stressful time, one that isn’t made easier by looming deadlines. If your  perfect pick accepts you immediately, you  may relax and focus on making your senior year the best one ever.

DID YOU KNOW?
May 1 is sometimes referred to as National College Decision Day, because it’s the traditional deadline for deciding which school to enroll in.

Cons

Locks You In

Some students may end up making a decision too quickly with rolling admissions. They may end up jumping on the first opportunity without considering other options.

Changing Benchmarks

The more time goes by, the more students may apply. With rolling admissions, getting your application in at the peak isn’t typically recommended. Officials may be more overwhelmed and less likely to consider outside factors.

Applications Cutoffs

It’s easy to think you have all the time in the world with rolling admissions. But each school may have its own policy, and the terms may also include deadlines. As a student, you may have to do your research. Otherwise, you could end up applying to a school too late in the game.

You should also consider changing policy. The University of Illinois used to have rolling admissions. But they changed this when too many students deferred.

Rolling Deadline vs Rolling Notification

Rolling deadlines typically refers to school without a hard cutoff date. But, rolling notification refers to how the school may inform students of their acceptance. This does not mean that there are no official timelines though. For example, if you apply early action at Pacific University, you typically have up to January 15 to submit. Rolling admissions usually begin after that date.

Early Access vs Rolling Admission

Early access is typically considered a commitment to the school. Rolling admissions is not. It’s a way to respond to students faster. Let’s say you apply early access to Indiana University and get in. You’ve essentially told the school that you could  be there in the fall. If you apply rolling admission to Michigan State University, you may or may not attend.

25 COLLEGES WITH ROLLING ADMISSIONS POLICIES

1 Ashford University


Ashford is an accredited, online university. It focuses on bringing technology to higher education. Access course material from your smartphone, tablet, or laptop and earn a degree while balancing other commitments.

Admission Requirements

  • Interview with an Enrollment Services Advisor
  • Transcripts
  • School and work history

Application Deadline

Accepts applications year-round

Tuition & Fees

Undergrad: $13,160
Grad: $13,515

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $5,121

Acceptance Rate

21%

Accreditation

WASC Senior College and University Commission

2 Colorado Christian University


Founded in 1914, Colorado Christian University offers more than 100 degree programs. The staff caters to traditional and adult students. Its curriculum and courses focus on scientific research, technology, and innovation.

Admission Requirements

  • 2.8 high school GPA
  • 1060 SAT score (or 21 ACT score)
  • Strong spiritual recommendation
  • Admissions essay

Application Deadline

Priority deadline is April 1. Rolling admission accepted until all slots are filled.

Tuition & Fees

Undergrad: $39,266
Grad: $16,733

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $25,200

Acceptance Rate

31%

Accreditation

The Higher Learning Commission

3 Purdue University Global


Purdue University Global is designed for adult students who need flexibility. Their innovative approach to teaching is based on personalization. Educators have developed a modern curriculum to teach the most important skills in a modern world.

Admission Requirements

  • High school diploma (or equivalent)
  • Official transcripts
  • May require an interview

Application Deadline

Applications accepted year round

Tuition & Fees

Undergrad: 14,421
Grad: 11,582

Financial Aid

% that get financial aid: 50%

Average amount that is awarded: $8,815

Acceptance Rate

100%

Accreditation

The Higher Learning Commission

4 Grand Canyon University


For more than 65 years Grand Canyon University has been committed to a Christian worldview. The goal is to inspire unity across the university. But the school also accepts students with diverse interests, experiences, and perspectives. (This is true regardless of religious background.

Admission Requirements

  • Official transcripts
  • Complete all forms (including FAFSA)
  • Work with Admissions Counselor

Application Deadline

Applications accepted year round

Tuition & Fees

Undergrad: $17,450
Grad: $11,124

Financial Aid

% that get financial aid: 99%

Average amount that is awarded: $9,662

Acceptance Rate

73%

Accreditation

The Higher Learning Commission

5 Grantham University


Grantham University serves the non-traditional student with a philosophy centered on quality distance learning. This online university works with a highly diverse student population. The university values how education may enhance one’s life. It may be a particularly smart choice during COVID.

Admission Requirements

  • Proof of high school graduation
  • SAT score of 880 (or ACT score of 18)
  • Recommendation from high school guidance counselor
  • Funding in place within a week of start date

Application Deadline

Applications accepted year-round

Tuition & Fees

Undergrad: $8,280
Grad: $4,800

Financial Aid

% that get financial aid: 96%

Average amount that is awarded: $5,765

Acceptance Rate

20%

Accreditation

The Distance Education Accrediting Commission (DEAC)

6 Full Sail University


Full Sail University offers more than 90 programs. It typically serves more than 15,000 students. The university provides students with a creative approach to education. Classes are immersive, fast-paced, and relevant. Education mirrors the workflow and collaboration found in today’s business environment.

Admission Requirements

  • Completed application
  • High school diploma or equivalent
  • Government-issued photo identification
  • Verification of English proficiency (if primary language)
  • Interview with Admissions Representative

Application Deadline

Applications accepted year-round. Full Sail University recommends applying at least 3 months before start date.

Tuition & Fees

Undergrad: $26,417
Grad: $19,401

Financial Aid

% that get financial aid: 74%

Average amount that is awarded: $8,531

Acceptance Rate

39%

Accreditation

Accrediting Commission of Career Schools and Colleges (ACCSC)

7 Creighton University


Creighton University is a Jesuit school where students typically grow as a family. It’s a supportive community that encourages everyone to be of service. The school emphasizes learning by doing. From internships to personal projects, leaders believe practice makes perfect.

Admission Requirements

  • At least 16 units of required high school courses

Application Deadline

Early decision applications are due by Nov 1. Applications are processed on an ongoing basis after this date

Tuition & Fees

Undergrad: $47,000
Grad: $19,676

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $26,918

Acceptance Rate

72%

Accreditation

The Higher Learning Commission

8 Penn State


Penn State was originally founded in 1855. Sometimes called a public Ivy League school, it has a solid reputation for educating its students. Pennsylvania State University college is all about broadening its students horizons. It’s also a good place to make lifelong connections and begin your true career path.

Admission Requirements

  • Depends on program
  • No minimum SAT score required

Application Deadline

Modified rolling admission. Early action applications due Nov 15, recommended for all students to have applications in by Dec 1

Tuition & Fees

Undergrad: In-state $19,835;Out-of-state $38,651
Grad: In-state 25,015;Out-of-state 42,151

Financial Aid

% that get financial aid: 44%

Average amount that is awarded: $10,066

Acceptance Rate

70%

Accreditation

Middle States Commission on Higher Education

9 New Jersey Institute of Technology


The New Jersey Institute of Technology (NJIT) is a lead polytechnic university. The staff’s mission is to prepare students to succeed in a tech-driven economy. This school emphasizes the value of leadership.

Admission Requirements

  • Personal essay
  • Letters of recommendation
  • SAT/ACT scores
  • Top 25% of class

Application Deadline

Early Action I by Nov 15. Early Action II by Dec 15. Rolling admissions until Mar 1.

Tuition & Fees

Undergrad: 35,934
Grad: $36,702

Financial Aid

% that get financial aid: 89%

Average amount that is awarded: $15,959

Acceptance Rate

81%

Accreditation

Middle States Commission on Higher Education

10 Arizona State University


Arizona State University is a well-funded institution with dozens of elite programs and a highly respected faculty. The school values innovation above all else.

Admission Requirements

  • Personal essay
  • Letters of recommendation
  • SAT/ACT scores submissions
  • Top 25% of class

Application Deadline

Fall admission opens on July 1. Early Action I by Nov 1. Rolling admissions after Nov 1

Tuition & Fees

Undergrad: In-state $11,618;Out-of-state $30,592
Grad: In-state $12,914;Out-of-state $25,398

Financial Aid

% that get financial aid: 89%

Average amount that is awarded: $12,381

Acceptance Rate

68%

Accreditation

The Higher Learning Commission

11 Michigan State University


Michigan State University was founded more than 150 years ago. Its goal has always been to push its students to do more in the world. The school has broken boundaries with its research across several industries.

Admission Requirements

  • Class rank
  • Quality of academic curriculum
  • Standardized test scores
  • Leadership experience

(There are no minimum requirements.)

Application Deadline

Early decision Nov 1. Regular decision Feb 1. Rolling admissions after Feb 1.

Tuition & Fees

Undergrad: $43,372
Grad: $41,224

Financial Aid

% that get financial aid: 92%

Average amount that is awarded: $8,684

Acceptance Rate

82%

Accreditation

The Higher Learning Commission

12 Indiana University


Indiana University was built as a tribute to the great minds of the past. The school is typically known for providing students with a number of extra-curricular opportunities.

Admission Requirements

  • High school graduated
  • At least 34 credits of college prep courses

Application Deadline

Early decision Nov 1. Rolling admissions after Nov 1

Tuition & Fees

Undergrad: $21,734
Grad: $16,210

Financial Aid

% that get financial aid: 74%

Average amount that is awarded: $10,336

Acceptance Rate

45%

Accreditation

The Higher Learning Commission

13 University of Pittsburgh


Founded in 1787, the University of Pittsburgh is a distinguished institution. It features a 132-acre campus in the Oakland neighborhood. Its research has contributed to numerous advancements in America.

Admission Requirements

  • 3.5 minimum cumulative GPA
  • Minimum SAT Score: 1130 or Minimum ACT Score: 23

Application Deadline

Rolling admissions all-year round

Tuition & Fees

Undergrad: $37,320
Grad: $42,324

Financial Aid

% that get financial aid: 85%

Average amount that is awarded: $10,919

Acceptance Rate

81%

Accreditation

Middle States Commission on Higher Education

14 Loyola University of Chicago


Loyola University Chicago has an excellent reputation for online programs. This Jesuit school has 80 undergraduate programs, 140 graduate programs, and six campuses across the city.

Admission Requirements

  • Free online application
  • Official high school transcript
  • Letter of recommendation from a counselor or teacher
  • Standardized test option starting 2021

Application Deadline

Rolling admissions until space is filled

Tuition & Fees

Undergrad: $49,498
Grad: $20,344

Financial Aid

% that get financial aid: 99%

Average amount that is awarded: $26,796

Acceptance Rate

73%

Accreditation

The Higher Learning Commission

15 University at Buffalo


The University at Buffalo ranks first for public universities in New York. Along with excellent academic standards, there are more than 600 organizations and clubs to join.

Admission Requirements

  • Class rank
  • Quality of academic curriculum
  • Extra-curriculum activities

Application Deadline

Early decision by Nov 1. Regular decision by Feb 1. Rolling admissions until capacity is reached

Tuition & Fees

Undergrad: $30,572
Grad: $27,338

Financial Aid

% that get financial aid: 84%

Average amount that is awarded: $8,859

Acceptance Rate

72%

Accreditation

Middle States Commission on Higher Education

16 University of Minnesota – Twin Cities


University of Minnesota—Twin Cities boasts more than 4,000 faculty members. The award-winning professors are constantly challenging students. The goal is to teach life skills that may serve students their whole lives.

Admission Requirements

  • Academic record

Application Deadline

Accepts applications on a rolling basis until Aug 1

Tuition & Fees

Undergrad: $36,402
Grad: $31,555

Financial Aid

% that get financial aid: 63%

Average amount that is awarded: $11,388

Acceptance Rate

81%

Accreditation

The Higher Learning Commission

17 Clemson University


Clemson University got its start in 1889. It is a land-grant school with a good balance between students and faculty. Located near the Blue Ridge Mountains and Lake Hartwell. There are seven colleges at the university.

Admission Requirements

  • College prep course work
  • Strong extra-curriculars

Application Deadline

Priority deadline by Dec 1. Rolling applications until May 1

Tuition & Fees

Undergrad: $39,498
Grad: $24,798

Financial Aid

% that get financial aid: 79%

Average amount that is awarded: $10,430

Acceptance Rate

83%

Accreditation

Southern Association of Colleges and Schools Commission on Colleges (SACSCOC)

18 City University of New York


The City University of New York (CUNY) is known for balancing cost with quality. There are numerous programs to join here. The college dates back to 1847. It’s the largest city educational system in the country.

Admission Requirements

  • Depends on college attended

Application Deadline

Priority deadline by Feb 1. Rolling applications from mid-Feb to Jul 1

Tuition & Fees

Undergrad: $69,045
Grad: $23,160

Financial Aid

% that get financial aid: 77%

Average amount that is awarded: $9,657

Acceptance Rate

38%

Accreditation

Middle States Commission on Higher Education (MSCHE or Middle States)

19 Arkansas State University


Arkansas State University (ASU) was founded in 1909. It is the second largest university in the state. There are more than 150 study programs for students to choose. ASU is also an economic and cultural institution in the South.

Admission Requirements

  • High school transcripts
  • English proficiency
  • 2.75 minimum GPA

Application Deadline

Applications accepted until capacity is reached

Tuition & Fees

Undergrad: $13,826
Grad: $12,416

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $11,225

Acceptance Rate

53%

Accreditation

The Higher Learning Commission

20 University of New Hampshire


The University of New Hampshire boasts an award-winning staff and excellent facilities. With Boston nearby, the school has plenty of resources for students.

Admission Requirements

  • Letters of recommendation
  • High school transcripts
  • ACT/SAT scores (optional)

Application Deadline

Early decision by Nov 15. Regular decision by Feb 1. Honors program is rolling admissions until capacity is reached

Tuition & Fees

Undergrad: $38,882
Grad: $30,138

Financial Aid

% that get financial aid: 96%

Average amount that is awarded: $13,573

Acceptance Rate

77%

Accreditation

The Commission of Higher Education

21 Saint Louis University


Established in 1818, Saint Louis University is a Catholic school with excellent academics. With a Jesuit mission at its core, the university is one of the top-rated research institutions (according to U.S. News and World Report).

Admission Requirements

There are no set minimums. ACT/SAT scores are optional. Students must submit transcripts.

Application Deadline

Accepts applications year-round for  many programs

Tuition & Fees

Undergrad: $53,244
Grad: $24,494

Financial Aid

% that get financial aid: 99%

Average amount that is awarded: $37,006

Acceptance Rate

70%

Accreditation

The Higher Learning Commission

22 Mississippi State University


Mississippi State University takes a personal approach. The university helps the individual understand their long-term goals. Only then may students set out on the right path.

Admission Requirements

  • Minimum GPA depends on composite ACT score.
  • High school transcripts

Application Deadline

Accepts applications year-round for many programs

Tuition & Fees

Undergrad: $26,580
Grad: $26,580

Financial Aid

% that get financial aid: 98%

Average amount that is awarded: $14,252

Acceptance Rate

62%

Accreditation

Southern Association of Colleges and Schools Commission on Colleges

23Augustana University


Augustana University is affiliated with the Lutheran church. Founded in 1860, it offers a number of programs to take advantage of. This school enrolls students from al over the world. It also offers students online classes to fit your schedule.

Admission Requirements

  • 2.7 GPA
  • ACT: 20
  • SAT: 1030

Application Deadline

Accepts applications starting after Oct 1 until capacity is reached

Tuition & Fees

Undergrad: $39,190
Grad: $39,840

Financial Aid

% that get financial aid:100%

Average amount that is awarded: $27,920

Acceptance Rate

70%

Accreditation

The Higher Learning Commission

24 Binghamton University


This institution encourages its students to understand the world at large. The cultural exchange helps people understand the context behind society. You’ll find international viewpoints woven into every part of the campus.

Admission Based On

  • High school GPA
  • SAT/ACT score

Application Deadline

Applications opened July 18, closed June 1. Rolling admissions until capacity is reached.

Tuition & Fees

Undergrad: $29,453
Grad: $26,260

Financial Aid

% that get financial aid: 62%

Average amount that is awarded: $11,305

Acceptance Rate

82%

Accreditation

Middle States Commission on Higher Education

25 Michigan Technological University


Seeing into the future is what Michigan Technological University is all about. The school stresses the importance of work and play. Their curriculum is imaginative and based on solving real-world problems.

Admission Based On

  • High school GPA
  • SAT/ACT score

Application Deadline

Rolling admissions all-year round. Students are encouraged to apply by Apr 1 for fall semester

Tuition & Fees

Undergrad: $41,340
Grad: $24,929

Financial Aid

% that get financial aid: 100%

Average amount that is awarded: $16,114

Acceptance Rate

72%

Accreditation

The Higher Learning Commission

COLLEGES WITH ROLLING TRANSFER ADMISSIONS

Transferring is typically common for college students. You might start in  Houston and need to move home. Or you might decide a state college isn’t for you. This is true whether you’re coming from California State University, University Park, or the University of Tennessee. The good news is that some schools may accept transfer applications year-round. As with regular admissions, it means you likely don’t have to stress about meeting certain deadlines.

Check with the college to see if they have a rolling transfer admissions process. SUNY might have different standards than the University of North Carolina.

3 Tips When Applying to Schools with Rolling Admissions

There’s no such thing as perfection when getting ready for college. You may struggle with decision deadlines or which liberal arts program to pick. Students may miss application requirements. They may decide to change paths at the last minute. This is why rolling admissions may be so helpful!

Here are a few tips to get everything together

1. Pay Attention to Priority Deadlines

As you’ve seen, schools across the country have different deadlines. They may also change every year. The University of Alabama has a different schedule than the University of Tennessee.

Try to get your application in before the priority deadline. Capacity may be reached sooner than you think.

2. Watch for Other Deadlines

Colleges like the University of California or Rutgers University may not just have admissions deadlines. Schools also have deadlines to apply for other considerations. This may mean housing, financial aid, potential merit scholarships, etc.

Some academic programs may also have their own deadlines for admissions decisions. These are separate from the school’s general admissions policy.

3. Look Past the Rolling Admissions Deadline

Look for the school that feels like a perfect fit for you. Just because Wesleyan University doesn’t have rolling notifications, doesn’t mean you should apply. Consider your prospective major. Whether you want to study online or on campus. What potential student clubs and activities you may want to be involved in.

Hopefully, you may  find a school that suits your admissions timeline. But that also offers what you’re looking for in terms of a higher education partner.

Nursing Degree Levels

Nurses play a crucial role in helping patients feel well and provide clear communication during medical procedures. Skilled nurses also excel at comforting nervous patients and their families. However, the term “nurse” encompasses various roles, with nursing professionals having different degree levels and career paths to explore. Here are some certificates, diplomas, and nursing degree levels that can lead to a rewarding nursing career. 

Nursing Degree Levels

Certificate or Diploma

A Certified Nursing Assistant (CNA) represents one nursing degree level and serves as an initial step in a nursing career path. CNAs possess essential patient care skills, obtained through a certificate or diploma program that trains them in providing basic care for patients. They often assist with daily living activities, transport patients, and maintain cleanliness in medical care areas. 

Who is it for?

CNA diplomas and certificates are suitable options for individuals looking to kickstart a career in nursing care, as they generally do not require a degree. Nursing assistants can begin with a high school diploma and completion of a certification program. 

Length of Time

CNA programs are commonly offered in community colleges, technical schools, and occasionally in high schools. The duration to complete these programs usually ranges from four to 12 weeks. Most programs mandate a minimum of 75 hours of combined classroom instruction and clinical education. 

What could you pursue with this certificate?

CNAs may work in a number of fields. Some typical roles and responsibilities include:

  • Working in senior care centers
  • Cleaning and bathing patients
  • Helping with toileting, dressing, and other activities of daily living
  • Positioning and transferring patients who are confined to wheelchairs or beds
  • Measuring vitals
  • Helping with feeding and meals for patients
  • Recording health concerns
  • Reporting health needs to nurses or doctors
  • Dispensing medication

What could you earn?

According to the US Bureau of Labor Statistics, the median annual salary for nursing assistants in 2022 was $35,740. For orderlies, it was slightly lower at $28,030. The field of nursing assistants and orderlies is expected to see a 4 percent growth from 2022 to 2032, which is about the average rate for all occupations. 

LPN/LVN Certificate or Diploma

LPN, or Licensed Practical Nurse, is another level of nursing degree available to nursing professionals. It is a certificate-level program that may also be referred to as a Licensed Vocational Nurse (LVN). LPNs and LVNs often work in various healthcare settings, such as residential care facilities, hospitals, and doctor’s offices. 

Who is it for?

LPN/LVN programs are ideal for individuals who aspire to start a nursing career and progress beyond the nursing assistant role. Obtaining a practical nursing certificate can open doors to more advanced patient care roles. 

Length of Time

To become an LPN or LVN, you must complete a state approved nursing program. While each state varies, many of these programs require one year to complete.

What could you do with this certificate?

LPNs and LVNs work in many settings. They may be asked to: 

  • Monitor patients and take vital signs
  • Give basic patient care
  • Change bandages
  • Discuss care with patients
  • Listen to patient needs and concerns
  • Keep patient records
  • Keep patients comfortable
  • Help with activities of daily living
  • Report to registered nurses and doctors

What could you earn?

The Bureau of Labor Statistics indicates the median annual wage for LPNs and LVNs in 2022 was $54,620. The lowest 10 percent earned less than $40,490, while the highest 10 percent earned more than $72,650. 

Associates Degree in Nursing

The first level of degree typically available for nursing is an Associate Degree in Nursing. An ADN typically opens the door to become a Registered Nurse. 

Who is it for?

Aspiring students aiming to become Registered Nurses (RNs) and embark on their career journey may opt for an Associates Degree in Nursing. 

Length of Time

An ADN program generally takes approximately two years to complete.

What could you do with this certificate?

Students who earn an ADN may be able to take the Registered Nurse examination to pursue a career as an RN. The ADN coursework typically opens the door to entry level nursing positions. These nurses may:

  • Assess the condition of patients and observe their medical condition
  • Record medical histories and symptoms
  • Administer treatments and medications
  • Create care plans for patients
  • Operate medical equipment
  • Collaborate with doctors for patient care
  • Help patients understand home care
  • Perform and analyze diagnostic tests
  • Help with direct patient care under the oversight of a doctor

RNs typically work in hospitals, long term care facilities, medical offices, and other locations where skilled nurses are needed.

What could you earn?

According to the BLS, the median annual wage for registered nurses in May 2022 was $81,220. RNs with an associate’s degree typically fall on the lower end of the pay scale. The BLS reports that the lowest 10 percent of wage earners in this field earned less than $61,250 per year. On the other hand, those in the highest 90th percentile earned over $129,400, but they usually are RNs with additional training beyond the ADN. 

Bachelor of Science in Nursing

A Bachelor of Science in Nursing (BSN) is the next level of degree for RNs. There are several routes to earn a BSN. Some nursing students may start their education with this goal, earning a traditional BSN degree as their first qualification. Others may begin as an LPN and then pursue an LPN-to-BSN program. Some might become an RN first and then opt for an RN-to-BSN program. Additionally, some individuals may pursue a BSN as a second degree after already attaining a degree in another field.  

Upon completing the coursework for a BSN degree, students may need to take and pass the NCLEX-RN examination. This exam typically represents the final step in obtaining RN licensure and commencing a nursing practice. 

Who is it typically for?

Nurses who are looking to enhance their careers could earn a BSN for higher earning potential and leadership roles. Nurses with a BSN and RN licensure are often the ones considered for administrative or teaching roles. 

Length of Time

A BSN typically takes four years to complete. Nurses who already have an ADN may add an additional two years of education to complete their bachelor’s degree. 

What could you do with this certificate?

With a Bachelor of Science in Nursing, you may be able to perform all of the tasks of an RN. In addition, you may be considered for:

  • Nursing administration roles
  • Roles in hospitals where a BSN is required
  • Teaching positions
  • Nursing consulting positions
  • Nursing research positions

What could you earn?

The BLS does not provide a specific breakdown of income differences between nurses with associate’s degrees and bachelor’s degrees. However, the annual median wage for all RNs is $81,220. Nurses holding a bachelor’s degree are more likely to fall into the highest 90th percentile, where the average wage is around $129,400. 

Master of Science in Nursing

A Master of Science in Nursing (MSN) is an intermediate degree that falls between a BSN and a Doctor of Nursing Practice (DNP). MSN students often specialize in clinical concentration areas, such as pediatrics or women’s health. After completing these nursing programs, graduates may work as advanced practice registered nurses (APRNs). 

Who is it for?

The MSN program may be a stepping off point on the path to a doctor of nursing degree. 

Length of Time

It typically takes two to three years to complete a master’s degree in nursing. This is in addition to the bachelor’s level education and clinical experience.

What could you do with this certificate?

An MSN is necessary for careers as:

  • Nurse practitioners
  • Certified Registered Nurse anesthetists
  • Nurse educator
  • Clinical nurse specialist
  • Certified nurse midwife

What could you earn?

The salary of a nurse with an MSN greatly depends on their place of employment. According to the BLS, nurse practitioners, nurse midwives, and nurse anesthetists had an annual median wage of $125,900 in May 2022. Those in the top 90th percentile earned over $208,080, while those in the lowest 10th percentile earned $91,250. 

Joint Master’s Degree in Nursing

Certain schools may provide joint master’s degree programs in nursing, which combine an MSN with a master’s degree in another field, like business or health administration. This option could be beneficial for nurses who aspire to take on administrative positions rather than clinical roles. 

Who is it for?

For nurses interested in pursuing careers in policy making, community health groups, administration, or management, a joint master’s degree in nursing program could be a valuable option. This type of program can save time, as certain courses may overlap, while also enabling the nurse to earn multiple credentials simultaneously. 

Length of Time

Joint master’s degree programs may take two to three years to complete.

What could you do with this certificate?

The doors opened to a nurse with a dual master’s degree depend on the second degree earned. Some options include:

  • MSN/MHA: Director of Nursing
  • MSN/MBA: Chief Nursing Officer
  • MSN/MBA: VP of Nursing
  • MSN/MPH: Manager in Community Health Organization

What could you earn?

The earning potential of nurses with a dual master’s degree in nursing varies based on the role they take on. According to the BLS, individuals working as medical and health services managers earned a median annual wage of $104,830 in 2022. Those in the top 90th percentile earned an average of $209,990, while those in the lowest 10 percent earned less than $64,100. 

Doctoral Degree in Nursing

The most advanced level of education attainable in nursing is a doctoral degree in nursing. Known as a Doctor of Nursing Practice (DNP), it is considered the terminal degree in the field of nursing. Doctoral degrees represent the highest level of achievement available in the nursing profession. 

Who is it for?

A doctoral degree in nursing is for those who may want to earn a terminal degree in the field. Advanced practice nurses often choose this degree to open the many doors for their careers. It may work well for nurses who wish to practice fairly independently or who may want to concentrate in a field like midwifery or anesthetics. 

Length of Time

A DNP program typically takes between three and six years of nursing school study, depending on the level of education the nurse currently has. A BSN-to-DNP program may take longer than an MSN-to-DNP program. 

What could you do with this certificate?

DNP degree holders may serve as nurse practitioners. They may perform many of the roles a doctor would perform, but typically serve under a doctor. They may also serve as clinical nurse specialists. 

What could you earn?

The BLS indicates nurse practitioners earn a median annual wage of $121,610. Practitioners that hold a doctoral level degree are more likely to be in the top 90th percentile, which earned over $125,900 in 2022. Those employed as nurse anesthetists earned the highest average of $203,090. Hospital settings had the highest annual median wages, with $133,030 in 2022. 

Nursing Education Degree Levels and Career Paths

Nursing is typically a varied career that has many different levels. Often, nurses may start their careers with just certification, then advance through the different levels of education as they are also working. Here is a typical career path for a nurse who starts at the beginning and works through to the terminal degree:

Career Paths for Certificate Programs

Certified Nursing Assistant

  • $35,740 median annual wage in 2022 as per BLS.
  • Many start with a high school diploma and state approved certification program.
  • Certs may be completed in dual enrollment in high school.

Career Paths for Licensed Practical Nurse (LPN) or Licensed Vocational Nurse (LVN)

  • $54,620 annual median wage in 2022 as per BLS.
  • Many have a high school degree and a certification program.
  • Certs typically take one year to complete and require a nursing exam.

Career Paths for Associate’s Degree Programs

ADN Registered Nurse

  • $81,220 for the lowest ten percent in 2022 as per BLS.
  • Requires an associate’s degree
  • Many may earn the degree in two years

Career Paths for Bachelor’s Degree Programs

BSN Registered Nurse

  • $81,220 median annual pay in 2022 as per BLS.
  • Requires a Bachelor of Science
  • Many typically take four years to complete

Health Services Managers

  • $104,830 median annual wage in 2022 as per BLS.
  • Requires a BSN or similar degree
  • Many typically take four years to complete and require work experience in healthcare

Career Paths for Master’s Degree Programs

Nurse Midwife

  • $120,880 median annual wage in 2022 as per BLS.
  • Requires an MSN minimal degree
  • Many may complete with two to three years of graduate level education

Nurse Practitioner

  • $121,610 median annual wage in 2022 as per BLS.
  • Requires an MSN degree
  • Many may complete with 2 to 3 years of graduate education

Nurse Anesthetists

  • $203,090 median annual wage in 2022 as per BLS.
  • Requires MSN degree
  • Many may complete with 2 to 3 years additional education

Career Paths for Doctoral Level Programs

Nurse Practitioner

  • $208,080 for the highest ten percent in 2022 as per BLS.
  • Requires a DNP for this level of pay
  • Many may complete with 3 to 6 years of doctoral study

Guide Tribal Colleges and Scholarships for Native Americans

In the United States, only 17% of Native American students pursue higher education after high school, and they constitute only 1% of the undergraduate population. The Postsecondary National Policy Institute indicates that even fewer Native American students continue to graduate school, with financial obstacles often playing a significant role. However, there are potential solutions in the form of financial aid, including scholarships, grants, and opportunities provided by Tribal colleges, which can assist more Native American students in accessing college education. Financial aid options may be available to those who meet the eligibility criteria. 

Scholarships for Native American Students

Scholarships provide college funding without the burden of repayment. Numerous scholarships tailored for Native Americans focus on their specific ethnicity and can be offered by educational institutions, businesses, and non-profit organizations. Here are some Native American scholarships worth considering: 

  • Truman D. Picard Scholarship. Undergraduate students pursuing studies in natural resources and belonging to any recognized tribe are eligible to apply for the $2,500 annual award. The deadline for application is yet to be posted, so please visit the ITC for updates.
  • United South & Eastern Tribes. Every year, the USET Education Committee provides financial awards to successful applicants from one of the 30 USET Member Tribal Nations. The deadline for applications is January 15. To be eligible, students must have a satisfactory GPA and be enrolled or accepted into a college degree program. 
  • Zuni Tribal Scholarship. American Indian students belonging to the Zuni Tribe can apply for the Zuni Tribal Scholarship. The award amount varies, and applicants must be enrolled in college. The deadline for applications is October 30, and the scholarship requires yearly renewal.
  • Full Circle Scholarship Fund. The American Indian College Fund offers this scholarship with varying award amounts, and the application deadline is annually on May 31st. To be eligible, students must maintain a 2.0 GPA. 
  • Catching the Dream Program. Native American high school seniors can benefit from three different scholarship opportunities through this program. To qualify, a high GPA is necessary, and priority is given to those pursuing STEM topics. The award amount varies, and the application deadline is September 15.
  • Chickasaw Nation Scholarship Program. Chickasaw Nation members who maintain a 3.0 GPA and take three or more credit hours per semester are eligible for this award. The amount varies depending on enrollment status and GPA. Application deadlines fall on February 15, July 1, and September 15. 
  • Wells Fargo American Indian Scholarship. Students who are members of federally recognized tribes are eligible to apply for this scholarship, which offers up to $5,000 per year and requires a minimum GPA of 2.7. The 2023 application deadline has already passed, so please refer to their website for any future updates. 
  • Indian Health Services Scholarship. Scholarships are available for American Indian and Alaska Native health students, with varying award amounts. Applicants are usually required to submit an essay and demonstrate strong academic performance. The application process generally takes place during the winter each year.
  • Daughters of the American Revolution American Indian Scholarship. The application period for this scholarship typically commences in November. It offers a one-time $4,000 award and is open to Native American students from any tribe with a minimum GPA requirement of 3.25 or higher. 
  • Association on American Indian Affairs Scholarships. The association usually provides scholarships for Native American full-time students with a GPA of 2.5 or higher. Unfortunately, scholarship applications for the fall 2023 through spring 2024 term are now closed. Please visit their website for any updates regarding future opportunities. The award amount varies. 
  • Gates Millennium Scholars Program. Native Americans are typically eligible for this scholarship as part of the minority student category. The scholarship may prioritize fields of study where their ethnic groups are underrepresented. The award amount and application deadline vary depending on the specific scholarship opportunity. 
  • American Indian Education Fund Scholarship. This scholarship is usually available to individuals with tribal enrollment for themselves or their parents. It provides an award of up to $2,000 per year. The scholarship application period begins on February 1st annually, with a priority deadline of May 31st. However, the application remains open until January 30th of the following year. 
  • Continental Society Daughters of Indian Wars, Inc., National American Scholarship. Tribal members who are enrolled in at least 8 semester hours and maintain a 3.0 average are eligible to apply for this renewable $5,000 award. The application deadline is June 15 each year. 
  • Gates Post Graduate Scholarship. The esteemed award typically offers $5,000 to $30,000 per year for students engaged in post-graduate training in STEM fields. Applicants must apply by June 1 and demonstrate a commitment to pursuing STEM disciplines.

Grants for Native American Students

Apart from scholarships for Native Americans, there are also grants available for eligible individuals. Grants function similarly to scholarships and usually do not require repayment. In addition to meeting GPA and Native status criteria, many grants also take financial need into account. Here are some grants to consider: 

  • Bureau of Indian Education Grant Program. The BIE (Bureau of Indian Education) offers a grant program specifically for Native Americans with at least ¼ Indian blood. To be eligible, students must be accepted or enrolled in a college program pursuing either an associate or four-year bachelor’s degree. Demonstrating clear financial need, often through the FAFSA application, is also a requirement for this grant. Additionally, individuals with blindness or vision loss may qualify for this program.
  • Blackfeet Nation Higher Education Grant. Members of the Blackfeet Tribe can typically apply for this grant, which offers an award ranging from $2,800 to $3,000 to be used for their undergraduate education. The application process may involve demonstrating financial need and submitting an essay. 
  • Menominee Indian Tribe of Wisconsin Higher Education Grant. This grant typically provides up to $2,400 per academic year for full-time students who are tribal members. Additionally, the tribe may offer an adult vocational training grant with the same amount of funding. 
  • Indian Higher Education Grant Program. This federal grant program offers help for Native American students with a proven financial need. 

Native American Fellowships

A fellowship typically awards a student money for college in return for service or work in a specific field. Students may need to get a job in a specific area or spend time volunteering in return for their funds. Some Native American fellowships to consider include:

  • American Indian Graduate Center Fellowship Program. This program typically grants students pursuing graduate degrees in specific fields with awards ranging from $500 to $5,000. The application deadline for this grant is June 1.
  • Frances C. Allen Fellowship for Women of American Indian Heritage. he fellowship is provided by The Newberry, an independent Chicago research library. Make sure to submit your application by December 15, and your field of study should align with the library’s collections. 
  • Native American Residency Fellowship at the Vermont Studio Center. The fellowship typically offers a one-month residency, which includes room and board, a studio, and $500 for travel expenses, to Native American visual artists who want to study at the Vermont Studio Center. Applications are due in the fall.
  • AISES Scholarships. AISES often collaborates with various businesses and non-profits to offer STEM scholarships to Native American students. The scholarship amounts and application deadlines vary depending on the chosen program.

Financial Aid for Native American Students

Many different types of financial assistance may be available to Native American students. Getting sufficient help paying for school requires that students understand all of these options. It also requires following the correct steps to apply for aid. Here’s what a student should do to get help paying for school.

Determine Your Status as a Native American

Not everyone who has Native American heritage qualifies for these scholarships. You typically must be an enrolled member of a recognized Native American Indian tribe or an Alaskan Native group to qualify. Another option may be to apply using what is called “blood quantum.” This means the student is at least ¼ Native American. Typically this is because one grandparent is full-blooded Native American. Students who need to prove their ancestry could use the US Dept. of the Interior’s Trace Indian Ancestry page to search their heritage. They may then apply to their tribe to enroll as a tribal member.

Complete the FAFSA

The Free Application for Federal Student Aid (FAFSA) establishes a student’s financial need and eligibility for federal programs, like the Pell grant. Many Native American aid programs require proven financial aid. Completing the FAFSA is the first step in proving need.

Understand the Types of Financial Aid

In addition to scholarships, Native Americans typically have these main types of student aid offered to them. These are:

  • Scholarships. Scholarships for Native Americans are awarded based on merit or ethnic status and usually do not have to be paid back.
  • Grants. Grants also typically do not get paid back. They are often based on financial need.
  • Fellowships. Fellowships pay students for work in a field specific to the group’s goals and needs.
  • Loans. Loans provide money for school that must be repaid, with interest, after graduation.
  • Work-Study. Work-study programs provide money for school in exchange for work at the college.

Check Out Other Sources for Financial Aid

While Native American students may have several financial aid options specific to them, there are other options too. Native American students should look for scholarship and grant options that does not use race or tribal status as a criterion. Scholarships and grants that look at a student’s grades, community service, and other activities could help cover the cost of school.

Challenges Native American College Students Face

Access to college and challenges with the cost of school both impact the native populations.

What are the biggest hurdles that are unique to Native American students when trying to gain admission into school?

Some of the challenges Native Americans face prevent them from getting into college. The cost of college, or the perception about that cost, is typically one hurdle. Sometimes the college admissions process is too complex for students to tackle on their own, and not having parents that went through the process may make this harder. In addition, reservation-based schools tend to have high staff turnover. Without strong relationships with guidance counselors and teachers, students may be less likely to find the perfect college or feel the importance of a college education.

What are some of the biggest challenges once these students are in school?

Many Native American students are likely to overcome these challenges and make it to school, only to find a new set of concerns. Many students find themselves on campuses with few Native students, creating a disconnect between their native culture and their new college community. Often, non-native students and teachers may not understand the cultural traditions of Native American students. If students need to miss class for cultural events, they may suffer socially or academically. Many Native students head to school as older adults. This tends to make finding appropriate, affordable housing difficult. Finally, many Native students may not be prepared well for the challenges of college life. They may feel overwhelmed with the new culture and academic courses.

American Indian College Fund

The American Indian College Fund invests in the education of Native and tribal students. This is the largest charity for this group in the nation. They typically have scholarships for Native American students, but they may also have programming that connects students to the support they need to succeed in college and beyond. Of all the resources available, this is usually one of the most helpful for new Native American college students.

Support Organizations for Native American Students

Support organizations both on campus and off provide could help to get students over these hurdles. Students could reach out to these groups to receive support and find opportunities for advancement. Some of these groups include:

  • AICF. The American Indian College Fund is one of the most important and comprehensive support groups for native students.
  • AIHEC. The American Indian Higher Education Consortium provides a network of support to sunbonnets while also working hard to change federal policies so they better support Native students.
  • AIS. American Indian Services is a non profit group that creates programs and funding for Native Americans. The goal is to help them earn a quality education while maintaining their own heritage and culture.
  • AISES. American Indian Science and Engineering Society provides support for Native Americans who are pursuing education and careers in STEM areas.
  • PWNA. Partnership with Native Americans provides help and hope for those living on isolated or remote reservations. It gives aid to help improve the economic situation of these people.

What are Tribal Colleges?

Tribal colleges and universities are higher learning schools run by tribal leaders. This is a newer idea and an attempt to deal with some of the challenges Native students face.

How Could Tribal Colleges Help?

Tribal colleges typically assist students because they understand the traditions and cultures of their tribe or native group. This means students generally do not face conflicts between their education and their culture or beliefs.

Why are Tribal Colleges Important?

Tribal college sometimes provides the only college opportunity for local native populations. They are typically located close to the people who need them, sometimes even on the reservation, and have lower cost tuition. This all combines to likely make college more accessible for Native students.

List of Tribal Colleges

There are currently over 30 tribal schools throughout the United States. Many cater to the unique cultures of a specific tribal group, but all welcome Native and non-Native people. As long as students are wiling to embrace tribal culture, they may attend one of these schools:

 

Ilisagvik College

100 Stevenson St. | Barrow, AK 99723
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This tribal school typically serves the people of the North Slope Borough, which includes many who are part of the Inupiaq culture. It usually offers degrees in health, accounting, adult education, business, construction, emergency services, heavy equipment, info tech, liberal arts, office management, industrial safety, and Inupiaq cultural studies. Degree examples include:

  • Dental Therapy (AAS)
  • Inupiaq Studies (AAS)
  • Business and Management (AAS)
  • Allied Health (AS)

School Details:

  • Dual Credit program
  • NWCCU Accredited

Scholarships:

  • American Indian College Fund

Tribal Groups

  • Inupiaq

 

Dine College

One Circle Dr. Route 12 | Tsaile, AZ 86556
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This was the nation’s first tribal-controlled, accredited institution. It typically offers a range of general ed programs in arts, humanities, English, education, STEM, business, social science and Dine studies. Degree programs may include:

  • Public Health (BS)
  • Dine Studies (BA)
  • Business Admin (BA)
  • Elementary Ed (BA)

School Details:

  • Dual Credit program
  • HLC Accredited
  • American Indian Higher Education Consortium

Scholarships:

  • American Indian College Fund Student of the Year Award

Tribal Groups

  • Navajo Nation

 

Tohono O’odham Community College

Hwy 86 | Sells, AZ 85634
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This college sits on the 2.8 million acre Tohono O’odham reservation along the Mexico border. It typically offers degrees in the arts, business, science, health, education and social services, as well as several technical trades. Courses of study may include:

  • Business Admin (AB)
  • Life Science (AA)
  • Social Work (AA)
  • Tohono O’odham Studies (AA)
  • School Details:
  • Transfer programs to four-year schools
  • Direct Employment Programs
  • HLC Accredited
  • Scholarships:
  • Gewkdag Scholarship

Tribal Groups

  • Tohono O’odham

 

Haskell Indian Nations University

155 Indian Ave. | Lawrence, KS 66046
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HINU is the country’s top tribal university with a 120 year history. It tends to have a wide range of degree programs including American Indian studies, business admin, elementary education, environmental science, and others. Degree programs may include:

  • Indigenous and American Indian Studies (BA)
  • Elementary Ed (BS)
  • Business Admin (BS)
  • Environmental Science (BS)
  • School Details:
  • HLC Accredited
  • NCATE Accredited
  • Scholarships:
  • American Indian College Fund

Tribal Groups

  • Multiple tribes

 

Bay Mills Community College

12214 W Lakeshore Dr. | Brimley, MI 49715
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BMCC provides degrees for those in the Anishinaabek culture. Degree options typically include business admin, early childhood ed, construction, Ojibwe language instruction, criminal justice and computers. Degrees may include:

  • Computer Info Systems (AAS)
  • Paramedic (AAS)
  • Criminal Justice (AA)
  • Great Lakes Native Studies (AA)
  • School Details:
  • HLC Accredited
  • American Indian Higher Education Consortium
  • Online ed options
  • Scholarships:
  • Board of Regents Tuition Award
  • Herman E. Cameron Memorial Scholarship

 

Tribal Groups

  • Chippewa

 

Keweenaw Bay Ojibwa Community College

111 Bear Town Rd. | Baraga, MI 49908
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KBOCC is on the L’asnse reservation. It typically offers associated degrees in a range of fields, including Anishinaabe studies, business, environmental studies, and early childhood ed. Degrees may include:

  • Anishinaabe Studies (AA)
  • Business Admin (AS)
  • Early Childhood Ed (AS)
  • Liberal Studies (AA)
  • School Details:
  • Scholarships:
  • American Indian College Fund

Tribal Groups

  • Ojibwa
  • Chippewa

 

 

Saginaw Chippewa Tribal College

2274 Enterprise Dr. | Mount Pleasant, MI 48858
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This public college tends to reflect the culture and value of the Anishinaabe. It is a family-focused campus and typically has small class sizes. The programs include Native studies, business, science, and liberal arts. Degree programs may include:

  • Native American Studies (AA)
  • Business (AA)
  • General Science (AS)
  • Liberal Arts (AA)
  • School Details:
  • HLC Accredited
  • Scholarships:
  • SCTC Board of Regents’ Scholarship

Tribal Groups

  • Chippewa

 

Fond du Lac Tribal and Community College

2101 14th St. | Cloquet, MN 55720
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This school offers two and four year degree programs for students from the Fond du Lac Band of Lake Superior Chippewa and other tribal groups. Degrees are typically available in elementary ed, business, corrections, geospatial tech, nursing, and nutrition. Degrees typically include:

  • American Indian Studies (AA)
  • Elementary Ed (AS)
  • Corrections (AS)
  • Nursing (AS)
  • School Details:
  • HLC Accredited
  • World Indigenous Nations Higher Education Consortium
  • Scholarships:
  • Foundation Scholarships

Tribal Groups

  • Chippewa

 

 

Leech Lake Tribal College

6945 Little Wolf Rd. | Cass Lake, MN 56633
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Leech Lake Tribal College typically serves the Ojibwe community with degrees in the arts, humanities, tech, and natural sciences. The school offers many family friendly solutions, with a focus on the Anishinaabe values. Degree programs may include:

  • Liberal Education (AA)
  • Earth Systems Science (AS)
  • Business Management (AAS)
  • Early Childhood Development (AA)
  • School Details:
  • Named best Com. College in Nation by Wallet Hub in 2017
  • HLC Accredited
  • The American Indian Science and Engineering Society member
  • Scholarships:
  • LeRoy Staples Sr. and LeRoy B. Fairbanks Scholarship
  • Susan Helen Tibbetts Sjolund Scholarship
  • Clem Nason Memorial Scholarship

Tribal Groups

  • Ojibwe

 

Red Lake Nation College

23750 MN-1 | Red Lake, MN 56671
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This school provides Ojibwe language and cultural education. It typically focuses on two year degree programs that could transfer easily into four year schools. Many student services make it easier for students to attend. The school has two degree programs, which include:

  • Liberal Education (AA)
  • Social and Behavioral Sciences (AAS)
  • School Details:
  • HLC Accredited
  • Online ed options
  • Scholarships:
  • Presidential and Achievement scholarships

Tribal Groups

  • Red Lake Nation

 

White Earth Tribal and Community College

210 Main St. S | Mahnomen, MN 56557
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This school serves the White Earth Reservation and the communities surrounding it. It typically offers one associate degree program that provides a general education with a focus on core requirements. Many students transfer to a four year school after graduation.

  • Humanities, Arts & Social Sciences (AA)
  • School Details:
  • HLC Accredited
  • Scholarships:
  • White Earth Scholarship

Tribal Groups

  • MCT White Earth Band

 

Aaniiih Nakoda College

Hwy 2 and Hwy 66 | Harlem, MT 59526
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This school typically serves tribal and non-tribal members with a focus on the Fort Belknap Indian Reservation area. It has degrees in environmental science, education, business, Native studies, health, and psychology. Degree programs may include:

  • Aaniih Nakoda Ecology (BS)
  • American Indian Studies (AA)
  • Business (AA)
  • Human Services (AA)
  • School Details:
  • NWCCU accreditation
  • USDA Extension Demonstration Farm
  • Scholarships:
  • American Indian College Fund

Tribal Groups

  • Gros Ventre
  • Aaniiih
  • Nakota

 

Blackfeet Community College

504 SE Boundary St. | Browning, MT 59417
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BCC typically serves the Blackfeet Indian Reservation and surrounding communities with degrees in IT, business, education, health, humanities, STEM, and nursing. Childcare services make it possible for adults with families to attend. Degree programs usually include:

  • Accounting (AS)
  • Elementary Ed (AS)
  • Liberal Arts (AA)
  • Piikani Studies (AA)
  • School Details:
  • NWCCU accreditation
  • Online and hybrid courses
  • Scholarships:
  • First Time First Year Freshman Scholarship

Tribal Groups

  • Blackfeet

 

Chief Dull Knife College

One College Dr. | Lame Deer, MT 59043
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This tribal college typically provides degrees to members of the Northern Cheyenne reservation. The college is on the forefront of tribal language preserving efforts. Students may study the arts, political science, social science, STEM, business, paralegal, and Native studies. Programs are designed to transition students to four year degrees. Degree programs usually include:

  • Addiction Studies (AA)
  • AA Animal Science (AA)
  • Cheyenne Studies (AA)
  • Math (AS)
  • School Details:
  • American Indian Higher Education Consortium
  • American Association of Community and Junior Colleges
  • NWCCU accreditation
  • Scholarships:
  • American Indian College Fund

Tribal Groups

  • Cheyenne

 

Fort Peck Community College

PO Box 398 | Poplar, MT 59255
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This college has two campuses and several degree programs. Students may study degree programs or earn certs while preserving the culture of the Assiniboine and Sioux people from the Fort Peck Reservation. Some of the school’s degrees typically include:

  • Business Admin (AA)
  • Native American Studies (AA)
  • Bio Medical Science (AS)
  • Info Tech (AAS)
  • School Details:
  • NWCCU accreditation
  • World Indigenous Nations Higher Education Consortium
  • Scholarships:
  • American Indian College Fund

Tribal Groups

  • Assiniboine
  • Sioux

 

Little Big Horn College

8645 S Weaver Dr. | Crow Agency, MT 59022
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This school typically weaves the Crow culture into its training programs. It has a modern campus on the Crow Indian Reservation. Students may study a wide range of topics, including pre-nursing, info tech, Crow studies, ecology, and more. Degree programs likely include:

  • Business Admin (AA)
  • Crow Studies (AA)
  • Info Systems (AS)
  • Science (AS)
  • School Details:
  • NWCCU accreditation
  • Scholarships:
  • American Indian College Fund

Tribal Groups

  • Crow

 

Salish Kootenai College

PO Box 70 58138 US Hwy 93 | Pablo, MT 59855
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SKC reaches the people of the Flathead Nation. It generally provides a range of degree programs spanning everything from psych to construction. Student clubs and on campus housing make education attainable for students. Degrees typically include:

  • Business Admin (BA)
  • Forestry (BS)
  • Tribal Historic Preservation (BA)
  • Psychology (BA)
  • School Details:
  • Dual Enrollment program
  • NWCCU accreditation
  • Scholarships:
  • CSKT Scholarship

Tribal Groups

  • Flathead Nation
  • Séliš
  • Ksanka
  • QÍispé

 

Stone Child College

8294 Upper Box Elder Rd. | Box Elder, MT 58521
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SCC is a tribal chartered college that typically focuses on preserving the Chippewa Cree culture and language. Students may study health, arts, Native culture, tech, education, human services, and business. A campus daycare and on campus room rental help may students succeed. Degrees typically include:

  • Elementary Education (BS)
  • Allied Health (AS)
  • Native American Studies (AA)
  • Human Services Rural Behavioral Health (AA)
  • School Details:
  • NWCCU accreditation
  • American Indian Higher Education Consortium
  • Scholarships:
  • April Dawn Stamper Memorial Scholarship
  • Fine Arts Scholarship
  • William O. Goggins Journalism Award

Tribal Groups

  • Chippewa Cree

 

Cankdeska Cikana Community College

213 1st Ave. | Ft Totten, ND 58335
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CCCC trains the people of the Spirit Lake Dakota Reservation. It typically has degrees in Dakota studies, social work, the arts, tech, health, and ed, with trade certs as well. Many cultural events keep students connected to their tribe. Degree programs usually include:

  • Dakota Studies (AA)
  • Social Work (AA)
  • Pre Nursing (AS)
  • Office Tech (AAS)
  • School Details:
  • HLC Accredited
  • American Indian Higher Education Consortium
  • North Dakota Association of Tribal Colleges
  • Scholarships:
  • Spirit Lake Tribal scholarship

Tribal Groups

  • Dakota

 

Nueta Hidatsa Sahnish College

220 8th Ave. N | New Town, ND 59763
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NHSC is chartered by the Three Affiliated Tribes of the Ft. Berthold Reservation. It typically offers training in Native studies, ed, business, social work, STEM, and equine studies. On campus childcare and student housing are available. Degrees usually include:

  • Env. Science (BS)
  • Native Studies (BS)
  • Addiction Studies (AA)
  • Equine Studies (AA)
  • School Details:
  • HLC Accredited
  • Scholarships:
  • ITCHE Shikake Scholarship
  • Dakota Indian Scholarship
  • TAT Tribal Chairman’s Ed Grant

Tribal Groups

  • Mandan
  • Hidatsa
  • Arikara

 

Sitting Bull College

9299 Hwy 24 | Fort Yates, ND 58538
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This college is based on the Standing Rock Reservation, but also has sites in South Dakota. It typically offers academic, career, and tech ed, with bachelor’s and associate degree programs along with certs. It also has one master’s degree, making it one of the rare tribal schools to offer grad work. Degree options usually include:

  • Env. Science (MS)
  • Curriculum and Instruction (M.Ed)
  • Native American Studies (BA)
  • Social Work (BA)
  • School Details:
  • HLC Accredited
  • Scholarships:
  • Barden Scholarship
  • Build Your Brighter Future Scholarship
  • Crazy Horse Memorial Scholarship
  • Dakota/Lakota Scholarship
  • Doyle Butler Memorial Scholarship

Tribal Groups

  • Lakota
  • Dakota
  • Sioux

 

Turtle Mountain Community College

10145 BIA Rd. 7 | Belcourt, ND 58316
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TMCC trains the Turtle Mountain Band of Chippewa and sits on the Turtle Mountain Band of Chippewa reservation. This commuter college typically offers bachelor’s degrees, associate degrees, and certs. Degree programs may include:

  • School Details:
  • HLC Accredited
  • Dual Credit program
  • Scholarships:
  • Tribal Scholarship Program

Tribal Groups

  • Chippewa

 

United Tribes Technical College

3315 University Dr. | Bismarck, ND 58504
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UTTC is a tech school focused on tribal education and cultural preservation. It typically offers associate degree options and certs. Degree programs might include:

  • Elementary Ed (AS)
  • Auto Tech (AS)
  • Human and Social Services (AA)
  • Graphic Design (AS)
  • School Details:
  • HLC Accredited
  • Online degree options
  • Scholarships:
  • American Indian College Fund

Tribal Groups

  • Mandan
  • Hidatsa
  • Arikara

 

Little Priest Tribal College

601 E College Dr. | Winnebago, NE 68071
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LPTC typically offers associate degrees in language and culture as well as education, liberal arts, and business. The campus is on the Winnebago Reservation and strives to prepare students to transfer to a four year school. Degrees likely include:

  • Native American Studies (AA)
  • Teacher Ed (AA)
  • Indigenous Science Environmental (AS)
  • Indigenous Science Health (AS)
  • School Details:
  • American Indian Higher Education Consortium
  • HLC Accredited
  • Nebraska Transfer Initiative
  • Scholarships:
  • Winnebago Scholarship and Financial Assistance Program

Tribal Groups

  • Winnebago

 

Nebraska Indian Community College

College Hill | Macy, NE 68039
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This tribal school has three campuses and has both associate degrees and certs. Students may use their degrees to pursue entry level positions or to transfer to a four year program. Degree options include:

  • Carpentry (AAS)
  • Native American Studies (AA)
  • Para Educator (AA)
  • Business (AA)
  • School Details:
  • HLC Accredited
  • American Indian Higher Education Consortium
  • Scholarships:
  • High School Grad Success Scholarship

Tribal Groups

  • Omaha
  • Santee Sioux

 

Institute of American Indian Arts

83 Avan Nu Po Rd. | Santa Fe, NM 87508
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This is the only tribal college that is a four year fine arts institution. It typically serves all Native people, including Alaska Natives, and focuses on the Native arts. It has certs, associate degrees, bachelor’s degrees, and master’s degrees, and all are in the arts. Degree programs may include:

  • Cinema and Tech (BFA)
  • Creative Writing (MFA)
  • Museum Studies (BFA)
  • Studio Arts (BFA)
  • School Details:
  • HLC Accredited
  • IAIA Museum of Contemporary Native Arts
  • Dual Credit programs
  • Scholarships:
  • American Indian College Fund

Tribal Groups

  • Serves all Native people

 

Lowerpoint Rd. | Crownpoint, MN 87313
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NTU typicaly follows the Dine Philosophy of Education. It has a campus in Arizona as well as Crownpoint. It has master’s degrees, bachelor’s degrees, associates degrees, and certs, including several in the Dine language. Students may study education, health, veterinary science, energy, IT, business, and Native culture. Programs include:

  • Dine Culture, Language, and Leadership (MA)
  • BAS Hotel and Restaurant Admin (BAS)
  • Animal Science (BS)
  • Env. Science and Natural Resources (BS)
  • School Details:
  • HLC Accredited
  • ABET accredited
  • Scholarships:
  • PNM Scholarship
  • Tom Davis Scholarship

Tribal Groups

  • Navajo

 

Southwestern Indian Polytechnic Institute

9169 Coors NW | Albuquerque, NM 87184
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This school typically focuses on STEM opportunities for Native learners. It has certs and associate degree programs in tech and computers. It also has degrees in business. Programs may include:

  • Culinary Arts (AAS)
  • Vision Care Tech (AAS)
  • Geo Spatial Info Tech (AAS)
  • Pre Engineering (AS)
  • School Details:
  • HLC Accredited
  • American Indian Higher Education Consortium
  • Online degree options
  • Scholarships:
  • The Johnson Scholarship
  • SIPI New Student Scholar

Tribal Groups

  • All tribal groups served

 

College of the Muscogee Nation

1200 Hwy Loop 56 | Okmulgee, OK 74447
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This college typically offers general ed and tribal programming. Associate degrees and certs are both available, many in the Mvskoke language. Degree options may include:

  • Native American Studies (AS)
  • Tribal Services (AS)
  • Criminal Justice (AAS)
  • Gaming (AAS)
  • School Details:
  • HLC Accredited
  • Scholarships:
  • Muscogee (Creek) Nation Scholarship Foundation

Tribal Groups

  • Muscogee (Creek)

 

Sinte Gleska University

101 Antelope Lake Circle | Mission, SD 57555
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This college typically offers master’s degrees, bachelor’s degrees, associate degrees, and certs in the arts, education, computers, human services, and Native history and culture. Degree usually programs include:

  • School Details:
  • HLC Accredited
  • Scholarships:
  • American Indian College Fund

Tribal Groups

  • Sicangu Lakota
  • Sioux

 

Sisseton Wahpeton College

BIA Rd. 700 Agency Village | Sisseton, SD 57262
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SWC serves members of the Sisseton Wahpeton Oyate of the Lake Traverse Reservation. It typically has associate degrees and certs in a range of fields, including business, finance, ed, and Dakota studies. Degree programs include:

  • Addiction and Diversity Counseling (AS)
  • Sustainable Env. Studies (AS)
  • Carpentry Tech (AAS)
  • Dakota Studies (AA)
  • School Details:
  • HLC Accredited
  • Articulation Agreements
  • Online degrees offered
  • Scholarships:
  • N/A

Tribal Groups

  • Sisseton Wahpeton Sioux

 

Oglala Lakota College

3 Mile Creek Rd. | Kyle, SD 57752
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OLC serves the Pine Ridge Reservation and the Oglala Sioux Tribe. It typically has master’s degrees, bachelor’s degrees, associate degrees, and certs, with a focus on Lakota language and culture. Students may study health, IT, business, ed, construction, STEM, and Native studies. Degree programs likely include:

  • Lakota Studies (BA)
  • Lakota Leadership and Management (MA)
  • K 12 Lakota Studies Education (BS)
  • Social Work (BSW)
  • School Details:
  • HLC Accredited
  • American Indian Higher Education Consortium
  • Online degree options
  • Scholarships:
  • Board of Trustees Supplemental Scholarship
  • Johnson Entrepreneurship Scholarship

Tribal Groups

  • Lakota
  • Oglala Sioux

 

Northwest Indian College

2522 Kwina Rd. | Bellingham, WA 98226
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NIC is part of the Lummi reservation and typically focuses on protecting tribal values. Students can earn bachelor’s degrees, associates degrees, and certs in Native studies, tribal government, business, human services, and IT. Programs usually include:

  • Native Studies Leadership (BA)
  • Community Advocacy and Community Ed in Human Services (BA)
  • Native Env. Science (BA)
  • Tribal Gov. and Business Management (BA)
  • School Details:
  • NWCCU accreditation
  • Scholarships:
  • American Indian Entrepreneurship Scholarship (NWIC)
  • Foundation Scholarships (NWIC)
  • S-STEM Scholarship (NWIC)

Tribal Groups

  • Lummi

 

College of Menominee Nation

N 172 Hwy 47/55 | Keshena, WI 54135
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CMN is on the Menominee Reservation with a campus in Green Bay. This school typically has bachelor’s degrees, associate degrees, and certs. Students may study education, nursing, Native studies, business, and STEM. Programs include:

  • Public Admin (BA)
  • Business Admin(BS)
  • Natural Resources (AAS)
  • Substance Abuse (AAS)
  • School Details:
  • HLC Accredited
  • Scholarships:
  • CMN Privately Funded Scholarships

Tribal Groups

  • Menominee Nation

 

Lac Courte Oreilles Ojibwe Community College

13466 W Trepania Rd. | Hayward, WI 54843
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Programs typically include:

  • Native American Studies (AAS)
  • Accounting (AAS)
  • Business (AS)
  • Nursing (AS)
  • School Details:
  • HLC Accredited
  • Scholarships:
  • La Courte Orielles Ojibwe College Student Scholarship Fund
  • Johnson Scholarship Foundation Scholarship
  • Gay I. & Harry C. Leslie III Fund
  • Isham Chase Scholarship Fund

Tribal Groups

  • Chippewa

Vet Tech Career Guide

What is a Vet Tech?

A veterinary technician is a trained professional with fundamental medical knowledge and clinical skills applicable to animal care. Typically, they work alongside veterinarians in animal hospitals and veterinary clinics. Their responsibilities may encompass conducting laboratory tests, evaluating animal health, providing assistance during procedures, and performing routine wellness examinations on animals.

Pursuing a career as a vet tech can provide an opportunity to engage in the daily care of animals. If you possess a passion for animals and aspire to contribute to their well-being and happiness without pursuing a veterinary degree, veterinary technician education might be the perfect path for you. Let’s delve deeper into this field of veterinary medicine and explore the requirements for becoming a qualified vet tech.

Vet Tech Duties and Responsibilities

A veterinary technician’s primary job generally is helping a vet care for animals. This includes helping animals live healthy lives and protecting the happiness of an animal. Vet techs could be thought of as nurses in a veterinary setting. The duties and responsibilities a vet tech has may depend on the type of practice where the tech works. Their education allows them to do many jobs in a vet’s office, outside of prescribing medicine, diagnosing a condition, and doing surgeries.

Some of the specific jobs that may fall on the vet tech’s shoulders at a vet’s office include:

  • Administering animal’s medications or vaccines
  • Administering treatments in the vet clinic
  • Prepping animals for surgical procedures the vet performs
  • Evaluating the health of an animal through wellness checks
  • Holding animals down during exams or treatments
  • Educating owners on what to do at home to care for an animal
  • Performing routine, non medical care tasks, like trimming toenails or cleaning ears
  • Observing animals for signs of health needs
  • Performing x rays and other diagnostic tests
  • Helping vets and vet scientists with research in the field
  • Charting health histories for animals
  • Providing assistance during surgery or procedures
  • Giving animals anesthesia
  • Offering emergency first aid in urgent care situations
  • Surgical nursing care for vets

Veterinary technicians also generally work with a wide range of animals. In a standard vet’s office, they may typically see cats and dogs and similar small animal pets. However, in an exotic vet’s office, they may see birds, reptiles, and rodents. And, in a farm vet’s office, they may work on the farm with horses, cows, goats, and other farm animals. The work of a vet tech could be quite varied.

Veterinary technicians may also work in lab settings. When animals are used to test medications and products, they require humane handling and care. They may also need careful observation. Vet techs might do both. Their knowledge of animal health and physiology combined with their passion for animals may make them a good fit for this role.

Vet Tech Skills and Competencies

Veterinary technicians need to have a caring demeanor and enjoy working with animals. They must be able to handle animals carefully and treat them in a humane manner. They may also need to have a good bedside manner to help animal owners, especially during times when animals are in distress or facing serious medical issues. Some specific skills that help vet techs succeed may include

Good Communication Skills

Vet techs may need to be able to share their knowledge with animal owners and their coworkers. This requires good communication skills, especially when taking medical knowledge and sharing it with non medical people like owners. Vet techs also need to be able to communicate with vets, being able to respond quickly when the doctor needs something during a procedure.

Empathetic Nature

Pet owners are quite connected to their pets. They often think of them as family. Vet techs must understand this and be able to offer empathy to owners who are in distress because their pet is sick or in pain.

Physical Stamina

The job of a vet tech can be physically demanding. This job requires you to stay on your feet most of the day. You may need to lift and move heavy animals. You must be able to give the animals in your care your undivided attention throughout the day. Vet techs also risk injury on the job. Animals are unpredictable. Techs may get bitten or scratched. Those working with large animals and in equine vets can get kicked. Physical stamina can help you recover from these injuries more quickly.

Dexterity

As a vet tech, you will be asked to handle animals and medical equipment, often at the same time. This can be tricky. Having good dexterity is helpful.

Attention to Details

In any medical setting, including veterinary work, missing details can be a life or death situation. Techs generally working in laboratory animal settings must carefully evaluate the animals in their care. Maintaining accurate records and reporting issues or illness are critical to caring for animals. Vet techs must be detail oriented to do their jobs well.

Technical and Medical Skills

A veterinary technician’s job is a medical job, and this means they will need to be comfortable working with medical equipment, delivering medications, measuring samples, and using diagnostic equipment. They have to be comfortable administering injections or drawing blood. Learning how to use medical equipment quickly in the field is also important.

Emotional Resiliency

Some of the work of a vet tech can be emotionally difficult. Vet techs may need to administer euthanasia for a sick pet. They may witness and document animal abuse. These emotionally draining tasks require resiliency.

Vet Tech Salary and Job Outlook

Many individuals embark on their veterinary career journey by obtaining a veterinary technician certificate, which can serve as a stepping stone towards various paths in animal care. Depending on their aspirations, it may either lay the foundation for a future as a veterinary scientist or doctor, or it could be the sole profession one chooses to pursue. As stated by the US Bureau of Labor Statistics, the median annual salary for veterinary technicians in 2022 amounted to $38,240, corresponding to an hourly rate of $18.38. 

Veterinary technicians specializing as health technicians garnered a median annual wage of $38,240, while those employed in the field of education, such as in colleges and professional schools, earned a median annual wage of $45,760. The employment prospects for vet techs are projected to witness a remarkable 21% growth from 2022 to 2032, surpassing the average rate of growth in comparison to other occupations, according to the BLS

Education and Certification

If a career as a veterinary technician seems like a good fit for your skills, education is the starting point. This career requires post secondary education. In many states, it also requires certification and credentialing examination.

What Groups Oversee a Veterinary Technology Program?

Vet techs need to be properly certified for their jobs. Several groups assist in this certification. The Committee on Veterinary Technician Education and Activities, which is part of the American Veterinary Medical Association, is one of these. Vet techs must be certified. The certification exam comes from the American Association of Veterinary State Boards (AAVSB).

Education for Vet Techs

To embark on a career as a vet tech, the initial step is to acquire the necessary education. The CVTEA/AVMA, an organization responsible for accrediting vet tech programs, should be consulted when searching for an appropriate program. 

The foundational degree for a vet tech is a two-year associate’s degree. To prepare for this, it is advisable to take biology and related science courses during high school. Strong mathematical skills can also prove beneficial. If your aspirations lean towards becoming a vet technologist rather than a vet tech, a four-year bachelor’s degree may be required. Regardless of whether you opt for a two-year or four-year program, you will delve into various aspects of animal care during your studies. Expect to learn:

  • How to administer anesthesia
  • Biochemistry for animals
  • Nursing care for animals
  • Pathology for vets
  • Pharmaceuticals
  • Anatomy and physiology for animals
  • Surgical care and nursing for animals
  • Common animal diseases

In addition to the in classroom, vet techs may receive clinical or on the job training. Some of the work these pros perform can’t be taught in a classroom setting, but requires hands on instruction. The AVMA requires internship or hands on clinical experience as part of their certified program. Depending on the school and the state, this may be called:

  • Internship
  • Externship
  • Preceptorship
  • Practicum

Regardless of the title, the goal is generally the same. These programs aim to give students the chance to practice what they’ve learned in the classroom under the supervision  of a trained tech or licensed veterinarian.

Vet Tech Certification

After completing a degree program and internship, you may need to be certified or credentialed as a vet tech. The rules for certs vary by state. Many states require their vet techs to take a credentialing exam. A common credentialing exam is the Veterinary Technician National Examination (VTNE). This exam takes four hours to complete. It covers 200 multiple choice questions. These questions cover the following areas of knowledge:

  • Anesthesia
  • Radiography and ultrasound
  • Pharmacy
  • Dentistry
  • Laboratory
  • Animal nursing
  • Surgical prep and assisting

To prepare, students could purchase a practice exam from the American Association of Veterinary State Boards. Before taking the exam, always consult your state’s vet tech credentialing rules. Upon passing the vet tech exam, you may receive your credentials as a vet tech. This makes it possible to start applying for work in the field and pursuing your career.

Similar Roles

A vet tech is similar to a few other roles. They vary based on income and job responsibilities. Comparing the differences could help you make a career choice for your needs.

Vet Assistant Vs. Vet Tech

A veterinary assistant is an individual who collaborates with a veterinarian but typically possesses less formal education in the field. They may acquire a certification in veterinary assisting or acquire their skills through on-the-job training. Due to their lack of formal training, these individuals usually do not engage in direct animal care. Their main responsibilities revolve around clerical and maintenance tasks, although they may assist in restraining animals during procedures. 

Vet assistants are often responsible for managing schedules and collecting payments. They may also handle tasks such as feeding and exercising animals, preparing and maintaining equipment, as well as ensuring the cleanliness of the veterinary office. Both vet assistants and vet techs are subject to state regulations, and the American Veterinary Medical Association provides a state-by-state comparison chart illustrating the specific duties each role can perform. 

According to the BLS, the median annual salary for vet assistants amounts to $34,740. Similarly, to vet techs, those working in educational institutions, including college campuses, tend to earn the highest median annual wages. Furthermore, the field of vet assisting is expected to experience growth, with a projected 20% increase by 2032. 

Veterinary Technologist Vs. Vet Technician

“Vet tech” typically refers to the role of a vet technician. A vet technologist is a different role, but with a similar name so they are sometimes confused. Vet techs typically have a two-year associate degree. Vet technologists typically have a four-year bachelor’s degree. The credentials are similar, and technologists may not have a specific credential depending on the state. It is the additional education that sets them apart. 

Vet techs and vet technologists may perform similar duties. The additional education of the technologist may open the door to pursuing roles with a higher potential salary or leadership positions. It may also provide the perfect foundation for a career in a lab setting instead of a vet’s office. The BLS indicates that technologists earn $38,240 as the median annual wage in 2022.

Online Nursing Degree for Non Nurses

Did you know if you already have a degree in another field you can still make a change and go to nursing school to get a degree in nursing? Numerous online nursing degree programs are tailored to non-nurses, providing them with a wide range of choices. It’s important to remember that many nursing programs, including online options, mandate completing clinical hours or a practicum in a medical setting. Here’s a comprehensive guide on how non-nurses can embark on a nursing career by obtaining an online nursing degree designed specifically for them. 

What is a Registered Nurse?

A Registered Nurse (RN) is a nursing professional who has undergone a designated nursing program and has successfully passed the necessary nursing examinations mandated by the state. If you are currently a non-nurse, not working in the nursing field, or lack a nursing degree, obtaining an RN certification or pursuing an online nursing degree could be a strategic career choice. 

CNA Certificate or Diploma

One possible path toward pursing a nursing career is earning a CNA certificate. This does not give you the credentials for an RN degree, but may allow  jumpstart your career in the medical field while pursuing additional education for an RN. 

What Does a CNA Do?

CNAs typically perform basic medical care and help with keeping medical offices running. They cannot prescribe medicine or perform medical procedures. They may be asked to:

  • Assist with medical procedures
  • Change or apply bandages
  • Prepare rooms and supplies
  • Clean rooms and linens
  • Assist patients with activities of daily living
  • Take and record vitals
  • Document care given to patients

How to Become a CNA

To pursue a career as a CNA, you must complete a training program approved in your state. High schools, tech schools, hospitals, and community colleges commonly offer these programs. You generally don’t need any previous training to enter a CNA program. Some CNA training programs may be available online, but all will have a hands on component that must be completed in person.

Who is it designed for?

A CNA certificate or diploma is perfect for someone who wants to transition to nursing from a non nursing background. The training aims to provide a foundation in nursing and medical care, and it could open the door to pursuing work in the field. Many may use this as a starting point to further education as they pursue RN degree.

How long could it take?

Training for a CNA certificate or diploma may take just a few weeks. One program run by the American Red Cross typically takes four to eight weeks to complete.

Income Potential for CNA

The Bureau of Labor Statistics indicates an median annual salary for CNAs and orderlies in 2022 was $35,760.

LPN/LVN Certificate or Diploma

A Licensed Practical Nurse (LPN) or Licensed Vocational Nurse (LVN) is the next step up on the nursing career ladder. This is still not a registered nurse position, but it could assist in jumpstarting your career. 

What Does an LPN/LVN Do?

LPNs and LVNs work in healthcare settings to assist doctors and perform some of the roles of a nurse. This may include:

  • Keeping patient records
  • Reporting patient needs to RNs or doctors
  • Caring for patient needs
  • Helping with activities of daily living, like bathing or dressing
  • Feeding patients
  • Basic patient care, like catheter placement or bandage care
  • Discussing healthcare with patients and their families

How to Become an LPN/LVN

To become an LPN or LVN, individuals must successfully complete a suitable course or program, often offered at technical schools or community colleges. While some programs may have online classes, hands-on training in person is mandatory. Once the program is completed, aspiring LPNs/LVNs must take the National Council of State Boards of Nursing examination (NCLEX-PN), a required licensing exam for new nurses in all states. 

Who is it designed for?

People who want to practice as nurses, not simply assist in a medical setting, but want to launch their career could benefit from LPN and LVN training. For many non nurses, this is a first or second step on the path to an RN degree. It may provide higher earning potential and more graduate employment options than a CNA.

How long could it take?

The LPN or LVN training program typically takes about one year to complete. Nurses may choose certification in a concentration, which could add additional time to their training.

Income Potential for LPN/LVN Nurses

The BLS reports a median annual wage of $54,620 for LPN and LVN professionals in 2022. 

Associates Degree in Nursing

The first actual degree for a nurse is an Associate Degree in Nursing, or ADN. With an ADN, a nurse may be eligible to take the certification tests for RN licensure.

What does an ADN-RN Do?

A registered nurse with an ADN degree could pursue work in a hospital or clinical setting. They are often responsible for:

  • Assessing the condition of a patient
  • Recording health histories and medical care
  • Giving medication
  • Giving medical treatments
  • Provide acute care to patients
  • Consulting with doctors and lead nurses about patient care
  • Helping patients understand their home care plans
  • Using medical equipment to take care of patients

How to Become an ADN-RN

To pursue a career as an RN with an associate’s degree, you must find a college that offers an ADN program. Choose an accredited school that is accredited by the Commission on Collegiate Nursing Education (CCNE). Your coursework may be available through online programs or on campus, but all RNs must have clinical hours before they are eligible to sit for their RN license exam. After completing their nursing education, students must pass the requirements for licensure. These vary by state, but usually include:

  • Criminal background check
  • Clinical experiences
  • State board requirements
  • NCLEX-RN examination

Who is it for?

Someone who has no background in nursing but want to pursue a  career as an RN should consider an ADN-RN program. It could be one of the ways to earn your credentials as an RN.

How long could it take?

Completing the ADN-RN program typically takes approximately two years.

Income Potential for ADN-RN Degree Holders

The BLS does not break down income potential for RNs based on degree. The median annual pay for RNs in 2022 was $81,220. 

Bachelor of Science in Nursing

A Bachelor of Science in Nursing aims to prepare students for RN positions, but typically offers more in depth education in nursing theory and nursing practice.

What does a BSN-RN Do?

A nurse who holds a BSN degree typically performs many of the same roles as one with an APN degree. However, they may be more likely to be asked to perform leadership roles. They may:

  • Help with diagnostic tests
  • Analyze results from tests and labs
  • Teach patients and families how to take care of their medical needs
  • Operate advanced medical equipment
  • Set up patient care plans with the oversight of a doctor or head nurse

How to Become a BSN-RN

To pursue a career as a BSN-RN, you will need to complete a nursing bachelor’s degree program. Some students may start with an APN, then begin working, and then add their BSN courses. However, for those who do not have any nursing background, starting with the bachelor’s education directly may be an option.  to enhance your career. Online programs may make this a little easier.

Another option for non nurses who already have a bachelor’s degree is an accelerated BSN programs. An accelerated BSN program typically provides the nursing education without the general ed coursework that the student already learned. These accelerated programs are designed to allow the previous bachelor’s degree to count toward many prerequisite courses.

After completing the BSN program, a nurse will need to earn licensure as an RN. This typically includes passing criminal background checks, any state requirements, and passing the NCLEX-RN licensing exam.

Who is it for?

A Bachelor of Science in Nursing degree program may work for someone with no nursing education or experience, but who wants to pursue a career as a Registered Nurse.

How long could it take?

With no medical background, a BSN degree program usually takes about four years to complete. An accelerated BSN program may take as little as 15 to 18 months to complete. Online nursing programs may take less time if the students progresses through course work quickly.

Income Potential for BSN-RN

The BLS reports the median annual pay for all RNs is $81,220 per year as of 2022. However, those who hold a BSN degree are more likely to make higher income than those with an APN. 

Master of Science in Nursing

A Master of Science in Nursing (MSN) degree may be required for advanced nursing professionals. It may be possible for non nurses to enter a direct entry MSN program, letting them earn this graduate degree from the start of their nursing career.

What does an MSN Nurse Do?

Holding an MSN degree could open the door to positions as an RN as well as a nurse practitioner. Some common roles filled by MSN graduates include:

  • Certified Nurse Midwife
  • Nurse Practitioner
  • Nurse Anesthetist

MSN nurses could pursue work in many concentration areas. They may also provide primary care to patients under the direction of a doctor.

How to Become an MSN Nurse

Many people who have an MSN start with a BSN and an RN license, but Direct Entry programs for non nurses could allow people with other degrees to earn an MSN. These typically require an undergrad degree in another field, but may cover basic nursing skills in addition to the advanced nursing practice common with an MSN. Many Direct Entry MSN programs are available with online components or as fully online degrees, with the exception of the clinical practice requirements.

Who is it for?

A Direct Entry MSN program may work for students who already have a bachelor’s degree in a non nursing field, but who want to change careers and pursue an RN. These programs typically include the necessary nursing courses to make up for the lack of nursing education on the bachelor’s degree level.

How long could it take?

Many MSN programs generally take between 15 months and two years to complete. Many may require clinical experiences or a practicum, but may offer online classes.

Income Potential for MSN Nurses

The BLS indicates the median annual wage for advanced level nurses is $125,900 in 2022. Nurse anesthetists earned the highest median annual salary of $203,090, followed by nurse practitioners at $121,610 and nurse midwives at $120,880. 

Choosing a Nursing Concentration

RNs may have the option to choose a nursing concentration with many nursing programs. A concentration usually requires them to study a particular nursing area more in depth. This may help provide greater job security and income earning potential. Choosing a concentration requires careful thought and answering these questions:

What interests you? 

Because your career as an RN may focus a lot of your time and energy on your concentration, consider your interests and choose one that fits well. Do you thrive on adrenaline? Then working in emergency care or trauma may work well. Do you love children? Pediatrics could be a good fit. This is one important questions to ask when deciding on your nursing concentration because your concentration may direct your entire career.

How much patient contact do you want?

What does the daily work look like for a nurse in that specialty? Does it fit your goals and interests? Do you want to work closely with patients or work in an office, and could this career path open that door for you?

What job setting do you want?

Do you picture yourself in a hospital or a doctor’s office? Does in home health care seem to be a good fit for your career goals? Different specialties may create different opportunities, so consider this carefully.

What salary is typical for the concentration? 

The median annual salary for RNs varies significantly based on concentration. The BLS indicates those working in hospitals earn a median annual salary of $82,250, while those working in residential care earn a median annual salary of $75,410, for instance. Research the career potential of the concentration you’re considering. 

What does your local job market need?

Unless you’re open to moving, you may want to focus on the demand in your local market. Is geriatrics in demand, or do you have a baby boom requiring obstetrics and pediatric nurses?

Do you love technology? 

If you love technology, you might want to focus in nursing informatics. This teaches RNs how to manage electronic health records.

Does the concentration require additional certs?

 Some concentration may require additional certification. Are you willing and able to pursue these in order to jumpstart your career as an RN?

Registered Nurse Career Outlook

Curious about the future prospects if you decide to embark on a career change and pursue your RN certification? The demand for registered nurses is expected to continue growing, particularly due to the aging population’s increasing need for nursing care. As per the BLS data for 2022, there were 3,172,500 employed nurses in the United States. Looking ahead from 2022 to 2032, the projected job growth is 6%, faster than the average rate. During this ten-year span, an estimated 193,100 new nursing positions are anticipated to be created. If you’re considering various paths to kickstart your nursing career, pursuing an online nursing degree for non-nurses could be a viable option. By completing the necessary coursework online, fulfilling your clinical hours, and passing the nursing examination, you can successfully initiate this rewarding career change. 

Largest University Endowments

Endowments embody allocated funds with a designated purpose. Largest university endowments frequently encompass financial resources and additional assets generously contributed to the institution by various benefactors. Educational establishments utilize these resources for diverse purposes, spanning research, instructional activities, and even pursuits aligned with public service aspirations. These endowments wield substantial influence as a means to finance cutting-edge advancements. Significantly, the preeminence of educational institutions is often mirrored by the magnitude of their university endowments.

What Are University Endowments?

University endowments constitute a distinctive form of investment. Their uniqueness stems from their meticulous structure designed to sustain the funds indefinitely, guided by stringent financial protocols. These resources generally adhere to long-term directives that promote steady asset growth while minimizing the risk inherent in other investment avenues. Consequently, the university upholds a substantial balance within the fund to fulfill ongoing requirements.

What Is the Purpose of a University Endowment?

An endowment can work for many things. University endowments typically help finance some aspect of the school’s efforts. This could include supporting operations. It may include professorships. They often include scholarships as well. These are scholarships awarded from the endowment to students attending the school. Endowments are a valuable source of revenue for schools. They typically become an essential lifeline for some organizations. For others, the funds let the schools innovative, expand, grow, and change to meet new needs. Attending a school with the largest university endowments could mean more access to scholarships and better educational tools.

How Do They Work?

An endowment is bestowed upon the institution, typically with a specific purpose or objective for the allocated funds. In cases involving scholarships, certain criteria might be applicable to students seeking access. Once established, the endowment takes effect and gradually accumulates value through successful investment performance. This contributes to the renewal of available funds for utilization. Periodically, the university can allocate scholarships or deploy the funds in alignment with the endowment’s stipulations.

Students seeking to benefit from these endowments must adhere to the prerequisites outlined in the scholarship application process. These criteria tend to vary among different educational institutions. Many universities possess multiple endowments, each governed by distinct regulations. Consider examining some of the most affluent universities in the United States, as determined by their contemporary market value.

Largest University Endowment Colleges

Which schools have the largest university endowments?

  1. Harvard University
  2. University of Texas System
  3. Yale University
  4. Stanford University
  5. Princeton University
  6. Massachusetts Institute of Technology (MIT)
  7. University of Pennsylvania
  8. Texas A&M University System
  9. University of Michigan
  10. Northwestern University
  11. University of California System
  12. Columbia University
  13. University of Notre Dame
  14. Duke University
  15. University of Chicago
  16. Washington University in St. Louis
  17. Emory University
  18. Cornell University
  19. University of Virginia
  20. Rice University
  21. University of Southern California
  22. Dartmouth College
  23. Ohio State University
  24. Vanderbilt University
  25. Johns Hopkins University

Let’s take a closer look at each of these schools as a study of endowments. Consider what each of these schools really has to offer.

1Harvard University – $53.2 Billion
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Harvard University has the largest university endowment in the U.S. It is easily recognized as an Ivy League school with much to offer as one of the richest universities in the world. The school has numerous endowments. The largest single-gift donor was John A. Paulson, an alumnus who donated $400 million to Harvard’s School of Engineering and Applied Sciences. Numerous donations of over $100 million have included gifts from David Rockefeller, Kenneth C. Griffin, Bill and Melinda Gates, and Emily Rauh Pultizer.

2University of Texas System – $42.9 Billion
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The University of Texas System has a heavy endowment history dating back to its founding in 1876. The funds here come from numerous donations including from Hearst Corp., Moody Foundation, and Mulva Family Foundation. The school uses these funds for many things including for the development of numerous schools including the establishment of the Bill & Melinda Gates Science Complex.

3Yale University – $41.4 Billion
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Yale, another Ivy League school, has received numerous donations to fund various endowments including $50 million from John C. Malone and $250 million from Charles B. Johnson. The funds, along with numerous other assets, help support scholarships, research and development, and other efforts.

4Stanford University – $37.8 Billion
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Stanford is recognized for its medicine, law, and engineering programs, as well as others. The school has a long history of financial support from alumni and other sources. Recent investments include Nike’s co-founder, Philip K. Knight who gave $400 million in 2016. The school uses the funds to support scholarship opportunities as well as for innovation development.

5Princeton University – $35.8 Billion
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As one of the oldest schools, having been founded in 1746, Princeton is well-recognized internationally especially for its arts programs, education programs, and medicine. The school receives donations for endowments routinely. Its largest comes from alumnus William H. Scheide in the form of rare books. Princeton’s endowments support a range of operational needs, but also research programs and arts programs.

6Massachusetts Institute of Technology (MIT) – $24.6 Billion
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The Massachusetts Institute of Technology is a world-recognized leader in science, engineering, and tech. It has routinely been supported through donations and endowments including $350 million from Stephen Schwarzman, Blackstone CEO and $250 million from the F. W. Olin Foundation. A great deal of its endowments goes to support the incoming students through scholarships. Research projects in higher education are also heavily funded using endowments here.

7University of Pennsylvania – $20.7 Billion
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Benjamin Franklin co-founded the University of Pennsylvania. It is a heavily business-oriented school. Large donations for the university’s endowments have come from many establishments. That includes Raymond and Ruth Perelman with a $225 million donation. It also receives $400 million in private donations annually. These funds largely go to support student scholarships and operations. It is one of the richest public universities.

8Texas A&M University System – $16.9 Billion
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Spanning 11 campuses, Texas A&M is one of the largest in the U.S. Fundraising has helped establish many of the school’s endowments including $740 million in fiscal year 2013 alone. This is a heavily science-based school with significant ties to the National Institutes of Health and NASA. Much of its funding goes towards scholarships and science research and development.

9University of Michigan – $17 Billion
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An early benefactor to the University of Michigan was the Ford Motor Company. Stephen M. Ross, the owner of the Miami Dolphins, contributed the largest single donation of $100 million. The school also does well with fundraising to help support endowments. It is generous with its scholarship opportunities from endowments. Other funds sustain operations and support research programs.

10Northwestern University – $14.4 Billion
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Northwestern, a school with significant real estate as assets, also has been gifted many times to establish its endowments. The school also has seen significant success from its Innovation and New Venture Office. Since it opened it, the school has seen $75 million per year in revenue from the program. This, along with private donations, help the school to fund research programs, its medical school innovations, and scholarships.

11University of California System – $28 Billion
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The University of California has numerous consistent donations each year to create and maintain endowments. This includes $500 million from BP. Individual schools also receive endowment and donations. Much of this goes towards the school’s research programs with scholarship support as well.

12Columbia University – $13.3 Billion
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Founded as King’s College in 1754, Columbia University has grown to be one of the most recognized. It receives donations routinely from alumni and private organizations. It also does well in its patent business. That brings in about $200 million annually to support endowment projects such as scholarships and operations.

13University of Notre Dame – $20.3 Billion
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This Catholic University has a long history of support. Its largest single donation came from Kenn and Pamela Ricci of $100 million. Other supporters included NetApp executives Tom and Kathy Mendoza and the Joan B. Kroc Institute for International Peace Studies program, founded by the McDonald’s founding family. Much of its endowments go towards tuition and mission programs. Some support science and research programs.

14Duke University – $12.1 Billion
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The endowment at Duke comes from numerous private donations. Many of them are an alumnus. The school’s largest benefactor is Washington Duke who donated the land for the school. It is known for its school of engineering and business programs. Much of its endowment goes to student scholarships. Others are focused on research and innovation programs.

15University of Chicago – $10.3 Billion
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John D. Rockefeller established the school with a $600,000 donation in 1890. Davie G. Booth, an alumnus, is the school’s largest benefactor. He gave $300 million to the school. Many of its endowments have gone to help support the schools of business and medicine. A new center for the arts also came from endowment funds. It is also one of the largest scholarship providers on this list.

16Washington University in St. Louis – $15.3 Billion
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George Warren Brown is the largest single donor provider at Washington University in St. Louis. Additional funds came from John M. Olin. This established the school’s library and business school. The endowments for this school are often from alumni. The funds support scholarships for new students. It also uses the funds heavily for research and innovation programs. Its medical school is well-recognized. Funding often goes towards healthcare improvement.

17Emory University – $11 Billion
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Emory University is recognized for its engineering fields. It also noted for its nursing programs. Many of the donations provided here go to these programs. Robert W. Woodruff, a former Coca-Cola president, is the school’s largest benefactor. Much of its endowments go right back into the development of new programs and research efforts. Scholarships get a good amount of the funds, too.

18Cornell University – $9.8 Billion
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Cornell has a strong legal program, business program, and Southeast Asian studies program. It is also a strong architecture school. Much of its worth comes from the land it owns. The school receives much of its endowments from alumni. Large benefactors included Samuel Curtis Johnson and Charles H. Dyson. Scholarships, research and development, and school upgrades have been large uses for endowment funds over the years.

19University of Virginia – $14.5 Billion
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Founded by Thomas Jefferson in 1819, the University of Virginia is one of the largest programs. It is also a World Heritage Site. It receives numerous donations including a $100 million gift from Frank Batten, Sr. A $2.5 million donation from Anheuser-Busch helped the school established the recognized National Social Norm Institute. Its endowment funds support many new programs. This includes operations funds, scholarships, other financial aid, and research programs.

20Rice University – $7.8 Billion
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Rice University’s first benefactor, William Marsh Rice, donated $4.6 million to start the school. A $50 million donation from John and Ann Doerr is the largest the school has received. The school has a strong reputation in areas of science and tech along with business. The endowment funds typically go to support operations, school launches, scholarships, and the development of new programs.

21University of Southern California – $8.1 Billion
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Recognized for film, engineering, medicine, and business. Its largest donations came from W.M. Keck Foundation with $110 million, Gordon S. Marshall, an alumnus, who donated $35 million, and the Price Family Charitable Fund offering $50 million. Endowments support student scholarships and needs. Some have also helped establish new schools and programs. This school also has a large research base.

22Dartmouth College – $8.1 Billion
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As one of the largest landowners in the state, Dartmouth’s endowment assets help to secure the school’s overall assets. The school has received large donations for endowments from many people. This includes Audrey and Theodor “Dr. Seuss” Geisel, Sylvanus Thayer, and Amos Truck. Funds typically help open new schools. The school also is generous with scholarship funds from endowments.

23Ohio State University – $7.4 Billion
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The Ohio State University has numerous benefactors, many of which are alumni. The school received a $65 million donation from Leslie and Abigail Wexner, for example. Much of the funds go towards the school’s impressive research programs. It has heavy science and medicine research and innovation schools. The school also offers scholarships to students for some of the endowment funds.

24Vanderbilt University – $10.2 Billion
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Vanderbilt’s numerous donations and endowments helped it to become the school of science and medicine it is today. It offers numerous impressive medical facilities to show for much of the donations it has received. Most come from private donors, without any single donation standing out. Alumni heavily support this school. It offers endowment scholarships and research program awards.

25John Hopkins University – $8.2 Billion
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Johns Hopkins, a known philanthropist, founded Johns Hopkins University in 1876. He did so with a goal of becoming a leading research school. That is exactly what it has become. It received many grants and awards for its innovative programs. Michael Bloomberg, former New York City mayor, donated $350 million to the school. Much of these endowments go towards the funding of research programs – it is the largest school in expenses for research programs in the world. Scholarships are available, too.

Guide Schools & Scholarships for Students with Disabilities

Facing challenges such as learning obstacles, physical differences, hearing loss, or vision impairment can make daily life more demanding. Moreover, pursuing higher education may present additional difficulties for individuals with disabilities. Fortunately, students in such situations have various support options to explore, which can aid them in navigating college life and managing associated expenses. Scholarships, specifically designed to assist those with disabilities, can be a valuable resource in this regard. In this article, we will explore the significance and benefits of scholarships for students with disabilities and how they can make a difference in their academic journey.

Rights of Students with Disabilities

Students with disabilities are entitled to several legally protected rights. While some are aware that these rights encompass protections against discrimination in the workplace and access to services during elementary and high school, not everyone realizes that they also extend to college students. Consider these acts 

The Rehabilitation Act of 1973. This is a crucial act that prohibits discrimination based on disability in schools that receive federal funds. This anti-discrimination provision can be found in Section 504, which also grants students the right to create 504 Plans during their elementary and high school years. It’s important to note that if a school accepts federal grants, it is legally obligated to adhere to this rule. 

Americans with Disabilities Act. The (ADA) is a significant piece of legislation. Under Title II of the ADA, individuals with disabilities are protected from discrimination by state and local governments, including public colleges and universities. Meanwhile, Title III requires public places, including schools, to provide necessary accommodations for disabled individuals, such as ensuring wheelchair accessibility. It’s worth noting that Title III also extends its protection to private schools that are not subject to Title II.

Does Your Condition Qualify? 

Many disabilities may qualify under Section 504 or the ADA. However, not all do. The ADA defines a disability as “as a physical or mental impairment that substantially limits one or more major life activities.” The Rehab Act defines it as “has a physical or mental impairment which substantially limits one or more major life activities.” The act further explains that this can include loss of a body part, neurological conditions, mental and psych disorders, and even endocrine disorders. 

So does your disability qualify? Here is a list of disabilities that may be protected by one or both of these laws. It may not be exhaustive, so students may wish to talk to a disability rights advocate to determine if they have protection:

  • Deafness or hearing loss 
  • Blindness or vision loss 
  • Medical conditions like diabetes, cancer, HIV infection, or epilepsy 
  • Autism 
  • Dyslexia, ADHD and other learning disabilities 
  • Intellectual disabilities 
  • Missing limbs 
  • Multiple sclerosis 
  • Muscular dystrophy 
  • Bipolar disorder, schizophrenia, and other psychological conditions 
  • PTSD 
  • Mobility problems 
  • OCD 
  • Cerebral palsy 
  • Tourette’s Syndrome and other neurological disorders

Telling the School About Your Disability

To receive the necessary support from your school, it’s important to disclose your disability. If you’re seeking financial aid related to your disability, proper documentation may be required. Fortunately, financial assistance is available to those who qualify. Here are some useful tips to help you along the way:

Discuss Your Need with the Admissions Professional

Initiate a conversation with your admissions counselor, informing them about your disability and any accommodations you may require. They can guide you to the appropriate resources within the school. 

Submit Medical Documentation

Obtain relevant documents from your doctor that confirm your disability. These documents may be necessary for both the school and any scholarships you apply for.

Submit High School Plans for Services

If you had an Individualized Education Plan (IEP) or Section 504 plan during high school, consider submitting them to the school. While they may not replace proof of disability, they can provide insight into the assistance you may need. 

Ask for Help Early

Request assistance and submit the required documents early in your application process. This allows the school sufficient time to evaluate the accommodations you may require and gives you the opportunity to obtain additional documents if necessary. 

Distance Learning with a Disability

Distance learning can be highly beneficial for students with special needs as it offers the opportunity to take classes from the comfort of their homes using a computer. This setup allows for breaks and flexibility in scheduling, catering to individual requirements. Moreover, the challenges of physical accommodation on campus or the difficulties of travel with a disability are eliminated.

Despite its advantages, distance learning may pose certain challenges for students with special needs. Some schools may not always be readily equipped to assist online students effectively. Additionally, not all distance learning platforms are designed to be disability-friendly. To address these issues, schools must ensure the use of technology that is compatible with assistive devices, such as readers for visually impaired students or closed captioning for those with hearing impairments. Making distance learning accessible to all students is essential for promoting inclusive education. 

Helpful Accessibility Apps

Some apps can help make it easier for students with unique needs to pursue their education. Consider these:

  • Speak It! This text to speech app lets non-verbal students type words the app speaks for them. 
  • Dragon Anywhere. This app helps students who struggle to write. It translates spoken words into written text. 
  • Talking Calculator. This app turns the phone into a talking calculator, which works great for visually impaired students. 
  • Voice Dream Reader. This tool scans text and reads it to the student, which helps students with reading and vision challenges. 
  • Petralex. This app amplifies sound for hearing impaired individuals. 

Federal Disability Benefits That Could Help Pay for College

Students who are recipients of Social Security Disability benefits can continue to receive them even while attending school. However, it’s important to note that SSDI is typically provided to individuals whose disabilities prevent them from working. The Social Security Administration may assess whether a college student who can attend classes is also capable of holding a job. While students who reside with their parents and are enrolled full-time in college may still qualify, others might not meet the eligibility criteria. If you receive SSDI, you have the flexibility to utilize the payment for various expenses, including college-related costs. 

The Importance of Financial Aid for Students with Disabilities

Living with a disability can result in increased expenses, as regular doctor’s appointments and the need for assistive devices can add to daily living costs. However, financial aid can provide crucial support for students with disabilities, enabling them to overcome these challenges and pursue their educational aspirations. It’s important to note that financial aid options are available for those who meet the qualifying criteria, offering valuable assistance in managing the financial burden and making education more accessible for students with disabilities. 

Getting Help with Your Scholarship and Financial Aid Form

For students seeking assistance with filling out scholarship applications, FAFSA, or other financial aid forms, reaching out to the financial aid office at their school or their high school’s guidance counselor is advisable. These professionals are equipped to offer the necessary support and guidance needed to navigate the application process successfully. 

Other Financial Aid Options for Students with Disabilities

Students with disabilities have the opportunity to apply for various types of federal student aid to assist with their higher education expenses. The U.S. Department of Education offers federal student loans and grants that can provide essential support to eligible students. Some of the available options include: 

Additional Resources

Students with disabilities who need additional help with school or want more info about potential scholarships should contact these groups.

  • American Association of People with Disabilities. AAPD has a wealth of resources for disabled students. They have advocates who argue for disability rights and support networks for people with disabilities. Students can take part in summer internships.
  • Easter Seals. Easter seals help adults and students with disabilities find services. They can also assist with getting students properly diagnosed. 
  • The Arc. The Arc serves people and families touched by intellectual and developmental disabilities, including 100 different diagnoses. This advocacy group provides employment programs and education support. 
  • Special Needs Alliance. This network of attorneys provides help for students and adults with a documented disability who need to understand their rights under the law. 
  • Comprehensive Transition Programs. These programs give students with intellectual disabilities help with the entire college process, from admissions to coursework. This is a federally funded program that students apply for through the participating school. 
  • National Center for Learning Disabilities. The NCLD provides help, support, and funding for people living with learning disabilities.

Scholarships for Students with Disabilities

If your disability qualifies for financial aid programs, there are a number of scholarships for students with disabilities to consider to help you pursue your career goals. These scholarship opportunities are a good place to start for financial assistance. 

Attention Deficit Disorder

  • Rise Scholarship Foundation Inc. This scholarship offers a $2,500 scholarship to students with ADHD or ADD who also have one additional learning disability. This scholarship is awarded annually and requires applicants to maintain a 2.5 grade point average.
  • Anne Ford Scholarship. This scholarship provides an annual award of $2,500 for four years. It is available to eligible high school senior students with ADHD or another documented learning disability. To qualify, students must be enrolled in a full-time, four-year degree program at an accredited school. The application deadline typically falls in the fall. 

Autism Spectrum

  • Avonte Oquendo Memorial Scholarship for Autism. was established in memory of an autistic boy who went missing in 2013. The Perecman Firm, a law firm, initiated this scholarship, offering $5,000 annually to autistic individuals or family members of someone with autism. The application deadline is July 31.
  • Kelly Law Team Autism Scholarship. Open to all individuals with autism, offering two $1,000 awards from the firm. To apply, candidates need to submit an essay detailing how they would utilize the scholarship. The selection process involves online voting, and the essay with the most votes receives the award. The deadline for essay submissions is December 20.
  • Making a Difference for Autism. This scholarship is available for both high school and college students with autism. This $500 scholarship is awarded multiple times throughout the year, and students have the opportunity to apply more than once. The application deadline is in April.
  • Organization for Autism Research. This offers a $3,000 award for students on the autism spectrum who are enrolled as full-time students. The next application cycle is set to open in December 2023.
  • Dan Archwamety Scholarship. This offers a $3,000 award for students on the autism spectrum who are enrolled as full-time students. The next application cycle is set to open in December 2023.

General Disabilities

  • INCIGHT Scholarship. The INCIGHT College Scholarship is available to eligible students in WA, OR, or CA who have any ADA, IDEA, or DSM-V defined or protected disability. To retain the scholarship, students must complete 30 hours of community service. 
  • AAHD Frederick J. Krause Scholarship on Health and Disability. This is designed for students with disabilities who are pursuing a full-time undergraduate program or a full or part-time graduate degree. Applicants must be at least college sophomores at the time of application, and the scholarship award is $1,000.
  • AbbVie Immunology Scholarship. This group offers up to $15,000 in financial support to students who are living with inflammatory diseases, such as Crohn’s disease. The application period for this program will begin on October 24, 2023.
  • Student Award Program of the Foundation for Science and Disability. This award of $1,000 is given to fourth year undergrad students or graduate students. Students must be studying STEM or computer science and must have a disability to apply.
  • John Lepping Memorial Scholarship. This scholarship is specifically intended for students with disabilities. To apply, students need to submit an essay describing their disability and how it has financially impacted their family. Eligibility is limited to residents of New York, New Jersey, or Pennsylvania. The award amount can be up to $5,000.
  • BMO Capital Markets Lime Connect Equity Scholarship. This scholarship offers a $10,000 education award and is merit-based, available to students with any type of disability. To qualify, students should be enrolled in four-year degree programs related to computer science, business, or a STEM field.

Hearing Impairment

  • Anders Tjellstrom Scholarship. This award of $2,000 per year is open to students with Baha System implants. A GPA 3.0 GPA (unweighted) or above is required.
  • Graeme Clark Scholarship. Students with cochlear nucleus implants can apply for this $2,000 award.
  • Linda Cowden Memorial Scholarship. This one time $1,000 award is for deaf or hard of hearing students. They must be preparing to work in the hard of hearing community and live in middle TN.
  • Sertoma’s Scholarship for the Hard of Hearing or Deaf. This is one of the top awards for hearing impaired students. To be eligible, students must have a minimum of 40dB bilateral hearing loss and be enrolled in a full-time bachelor’s degree program. The scholarship offers a generous $1,000 award. 

Learning and Cognitive Disabilities

  • P. Buckley Moss Foundation for Children’s Education. This award is for students with language related learning disabilities who wish to pursue college education in the arts. The $1,000 award is based on financial need. 
  • Guthrie Koch Scholarship. This award is for students who have PKU and control it with a low protein diet. It is open to undergrad students.
  • Allegra Ford Thomas Scholarship. This scholarship fund awards $2,500 a year for two years to students attending community college with a learning disability. The deadline is in the fall.

Physical Disabilities

  • 1800wheelchair.com Scholarship. This $500 award goes to students who use wheelchairs or power chairs for mobility. The student must apply by May 30. No specific disability is required. 
  • Disabled Student Scholarship. This $500 award is offered to any student who has a debilitating condition and wishes to pursue education. A physician’s statement of the diagnosis is needed to apply.
  • Karman Healthcare Mobility Disability Scholarship. Students who use mobility devices due to their disability can apply for this award. They must write an essay and apply by Sept. 1. A GPA of 2.0 or higher is needed. The award is $500. 

Tourette’s Syndrome

  • Dollars 4 Tic Scholars. This program through the Kelsey D. Diamantis TS Scholarship Family Foundation awards at least one $1,000 award every year to a student with Tourette’s Syndrome. The program has two application deadlines each year, one in the fall and one in the spring.
  • Kenny’s Dream Foundation. This scholarship provides up to $1,500 for college expenses for students with TS. Applicants must have a doctor’s diagnosis of the disorder.

Vision Loss and Blindness

  • Fred Scheigert Scholarship Program. The Fred Scheigert Scholarship Program awards $3,000 to three students with visual impairments. Students can apply between Jan. 1 and March 15. This is a highly competitive award and requires a phone interview. 
  • American Foundation for the Blind. AFB offers multiple scholarships for legally blind students ranging from $2,000 to $7,500.
  • National Federation of the Blind. This group has merit scholarships for blind students ranging from $3,000 to $12,000.
  • Lighthouse Guild. The Lighthouse Guild awards 17 students with blindness or low vision up to $10,000 to use for undergrad or graduate training. The award is based on academic merit.
  • American Council of the Blind Scholarship. ACB offers a scholarship program that awards between $2,000 to $7,500 for students who are legally blind. They must maintain a 3.0 average and be a full time student.

Schools for Students with Disabilities

While schools are required under the ADA to be accessible for people with disabilities, not all are as disability friendly as others. These are some schools to consider based on disability.

Attention Deficit Disorder

ADD/ADHD requires special tutoring and services, which can be found at these schools:

 

Southern Illinois University Carbondale

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A robust disability services program makes SIU Carbondale perfect for students with ADD and ADHD. It has a robust list of majors, including bachelor’s, masters, and PhD degrees. Degree programs include:

School Details:

  • HLC Accredited 

Autism Spectrum

These schools embrace neuro diversity: 

 

Drexel University

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Drexel University offers a wide range of social skills services to students with autism. Its Disability Resources department strives to help disabled students have a positive college experience. The school has over 120 graduate degree and certificate programs and 80 undergrad degrees. Programs include: 

School Details:

  • MSCHE Accredited 
  • Online Degree Programs: BS, MS 

 

Daemen College

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Daemen College has a disability support service specifically for autistic students. This small, suburban school has a strong focus on the healthcare field. It has multiple majors, including these: 

  • Visual and Performing Arts (BA) 
  • Business Admin (BS) 
  • Social Work (BA) 
  • Health Promotion (BS)
  • School Details:
  • MSCHE Accredited 

Disability Programs

 

General Disabilities

The disability support at these schools aims to help students with varied disabilities: 

 

University of Arizona

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University of Arizona may be a great option for disabled students. It has over 250 undergrad programs as well as master’s and PhD level programs. Some of the degree programs include: 

  • Bio Chem (BS) 
  • Engineering Management (BS) 
  • Accounting (BS) 
  • Business Admin (BS)
  • School Details:
  • HLC Accredited 

 

Disability Programs

 

Hearing Impairment

Students who struggle to hear may find these schools accommodate them well:

 

Gallaudet University

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Gallaudet University has specific programs for students with hearing impairment, with all courses taught in both spoken English and signed English. It is the only university that targets deaf students specifically. Other disabilities are also accommodated, and hearing students are welcome. Degree programs include: 

  • American Sign Language (BA) 
  • Education (BA) 
  • Psychology (BA) 
  • Theatre Arts (BA)
  • School Details:

 

Midwest Institute

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Admission Requirements:

  • High school or GED considered but not required
  • Admission Rate: 100%
  • Grad Rate: 90%
  • Average Annual Cost: $16,645
  • Median Salary After Completing: $16,700 to $29,119
  • Dental Assistant
  • Medical Assisting
  • Massage Therapy
  • HVAC

 

Learning and Cognitive Disabilities

Learning differences require additional support at school, and these schools have risen to the challenge: 

 

University of Iowa

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Students with learning disabilities may achieve a Big Ten college experience through the University of Iowa. This school has a disability program for cognitive disabilities that focuses on career training. Undergrad degree programs include: 

  • Civil Engineering (BSE) 
  • Public Health (BA) 
  • Secondary Ed (BS) 
  • Sports Studies (BA)
  • School Details:

Disability Programs 

Physical Disabilities

Navigating a campus with a physical disability is challenging, but these schools strive to make it easier: 

 

University of California Berkeley 

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UC Berkeley has recently performed campus improvements to make its campus more wheelchair friendly. This means students with physical disabilities can get around campus easily. This school has over 350 degree programs across 184 departments. It holds the distinction of 31 alumni who earned Nobel Prizes. This school has many undergrad degree programs, like: 

  • Social Welfare (BA) 
  • Environmental Science (BS) 
  • Business Admin (BS) 
  • Bio Engineering (BS) 
  • School Details:

Disability Programs 

  • N/A

 

Tourette’s Syndrome

Though there are no specific programs for students with this condition at any colleges, students with Tourette’s Syndrome could find excellent support at: 

 

West Virginia Wesleyan College

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West Virginia Wesleyan has 56 undergrad majors for students to consider. It also has four master’s programs and a Doctor of Nursing Practice option. Many programs to assist students with special needs as well as Mentor Advantage Program tutoring services could help students with TS get off to a good start. Degrees include: 

  • Exercise Science (BS) 
  • Business Administration (BS) 
  • Physics (BA) 
  • El Ed (BS)
  • School Details:
  • HLC Accredited 
  • Online Degree Programs: BS, BA 

 

Disability Programs

 

Vision Loss and Blindness

These schools offer good accessibility for students with vision loss and blindness: 

 

Missouri State University

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Missouri State University has 102 bachelor’s programs, 61 master’s programs, and 7 doctoral programs. Its Disability Resource Center keeps visually impaired students well informed about things that affect their navigation of campus. Undergrad programs at this school include: 

  • School Details:
  • Online Degree Programs: Doctoral, MS, BS 
  • HLC Accredited 

Disability Programs

  • TRIO Student Support Services 
  • Disability Resource Center

 

 

University of Connecticut 

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UConn has a large campus with a small student to faculty ratio. The Center for Students with Disabilities helps modify the campus when needed for students with visual impairments. The school regularly has over 1,000 students with this disability. It has 14 schools and over 100 undergrad majors, including: 

  • School Details:
  • NECHE accreditation 
  • Online degree programs: MS

 

Disability Programs

  • Center for Students with Disabilities 

Vote By Mail Common Issues

Vote By Mail Common Issues

As Americans are preparing to vote by mail in large numbers in the 2020 Presidential Elections, we wanted to make you all aware of the many vote by mail common issues. This year is different than any other election. The COVID-19 pandemic as a whole are changing the way people want to vote. Some states are working to make it possible for more people to vote using mail ballots. No matter who you plan to vote for, it is important to know how to ensure your vote counts.

Many Republicans and Democrats want a fair election. Many have pushed to ensure registered voters have access to polling places and mail voting. The U.S. Postal Service is working to ensure ballot applications and absentee ballots allow for early voting in a fair manner. 

Yet, many of the vote by mail common issues come from simple mistakes that voters make. Human error is a big factor in why your vote may not make the count. This may be even more common if you have never voted before and are unsure of the process. That is why it is so important for you to take the time to follow the rules as closely as possible. Become familiar with the process. Read through your state’s requirements. These are simple things to do to help protect your vote.

First, not all states are allowing mail in voting as a result of the pandemic. Many have rules about who are eligible vote. Make sure you are a registered voter before you request a ballot, for example. The key to remember is it is possible in most states to vote from home. Yet, you need to know the rules and timelines for doing so.

Vote by Mail Mistakes That Cost

Many election officials want each and every vote to count. This applies to the general election. It also applies to any local election.& Many locations have very specific voting rules. This includes for in person voting. These rules may work to reduce voter fraud.

To make sure your vote counts for the November Election, follow the guidelines of the state’s Secretary of State when it comes to mail elections or in person elections. Most importantly, try to avoid these common mistakes.

Improperly Filled Out Ballots

Fill out the ballot accurately, completely, and properly. Many voters receive a package of information that outlines the process and procedures. Each state is a bit different. Follow the requirements and information set by your state. 

Mistakes in filling out ballots may be numerous. Not completing the ballot is one of them. Another is getting the ballot dirty or allow it to be damaged. Fill it out on a flat, clean, dry surface. Remove all risk of spills when possible. Read through all of the instructions as a next step. 

Ballot technology needs to be able to pick up on the selections you choose. These machines – which may work a bit like those old tests called Scantrons you took in grade school – need to pick up on the color and position of your marks. That is why you may have instructions telling you what color or type of ink to use. Using red ink or marker may be a key problem with these. 

Make sure you keep those marks within the box. Avoid making any marks outside of these boxes or areas. Stray marks on other areas may cause confusion. 

Only fill in the right spaces. For example, only fill in one box in a multiple choice question or area. If you fill in two, or leave a stray mark in one box and fill in another, that may cause confusion. That may mean your vote does not count. 

What happens if a ballot does have mistakes like this?

Many states use canvassing boards. These are people who may make decisions by looking at the ballots by hand. This is important for many reasons. When a person uses an in person voting system, called a tabulator, it immediately shoots back a ballot that is not filled in properly. It kicks it back to the voter. The voter then may make decisions or fix it. You know there is an error. This does not happen with mail in voting. There is no way to know the problem until it goes through the system at the voting office. There is no second chance opportunity to fix these mistakes. 

The best rule – take your time to ensure you use the right ink, fill in just the area you should, and protect that ballot from any damage.

Signing the Envelope

Another potential problem with ballots has to do with signing the actual envelope. States go through a process to verify that the ballot is legitimate. They need to be sure the right person is casting the ballot. To do this, they verify information. One part of that is having the voter sign an affidavit.

Every state has rules for the affidavit. It is generally located on the outside of the envelope. This is the envelope that holds the mail ballot. This signature means that the person submitting the ballot is affirming their identity. They are also stating they are eligible to vote in this election. 

It is sometimes common for these signatures to be missing. If they are missing, the ballot may not be cast for you. Remember, this is an additional signature that is noted on the outside of the envelope. It is not just the signature required inside on the application.

Signatures That Do Not Match

In a primary election like this, details matter. Many times, mistakes are made in how voters sign their ballot. When mailing ballots, the signatures on the interior of the ballot and on the ballot’s envelope must match. If they do not, that may be an indication of fraud to the voting officials. Sign the ballot in the same way every time. 

In addition to this, many states have systems in place to double check signatures. This is not just on the ballot received but also going further back. They may check the ballot’s signature to the one on file with the election board or county clerk’s office. Some may check the ballot signature with the one on the absentee ballot application provided. Some may use other government files or systems to determine if they match. This may include the Department of Motor Vehicles or other government agencies. 

The belief is that matching signatures like this helps to verify the authenticity of the ballot. In some situations, states go further. They may make it necessary for a voter to verify his or her signature. This may be done, for example, by requiring one or two witnesses to sign the document. These people should be over the age of 18. In some cases, a notary public or other official witness must sign the absentee ballot. 

Why So Many Rules?

These rules aim to help make submitting votes safer. Yet, this added security may increase the risk of mistakes that may lead to a vote not being counted. Sometimes, they are not rejected. Rather, the election officials may challenge them. This means the officials want more information or verification of the accuracy of the voting. 

It may be more common for younger voters to have problems with this. You may struggle if you sign your name in different ways, for example. If you do not have any experience with signing official documents, that may also make it a bit harder to complete this form with confidence. 

Some states do have a cure process. This allows the voter a chance to correct the problem with their signatures. This may allow their ballot to be counted. However, if there is limited time, that may not be possible.

Voters Fail to Provide Necessary Documentation

Some states require voters to do a bit more work to obtain their absentee ballot and to submit it for it to be counted. Mail balloting is not always a simple process. When it comes to mail, states differ on these requirements. Use the resources below to verify what your state requires to minimize the risk of problems reported by elections officials. 

As noted previously, some states require voters to submit their ballots with witness signatures as well. Some also require identification to be sent in with the ballot. This may include a photo copy of a state-issued identification. It may include submitting information about Social Security numbers – such as the last four digits of the number – with the application. In other cases, a driver’s license or state ID number must be submitted. 

A mistake some people make is not knowing these requirements. If a voter makes a mistake with his or her driver’s license number, for example, that may lead to a challenge or rejection of the ballot. Small mistakes like this may be costly to you when voting. 

Missing Deadlines for Sending the Ballot Back 

States set the rules for when absentee ballots must be returned. Some states have elections officials go through the applications to verify signatures. That takes time. That means voters must return the absentee ballots in enough time to allow that to be done. Also, if there is a challenge to a ballot, there needs to be some time to allow for the ballot to be returned. Then, the voter has to cast another ballot. Or, he or she may need to supply other details. That, too, takes time. 

A key mistake then is not following instructions for returning the document. Many applications for ballots as well as the ballots themselves have instructions on how and when to return ballots. Some states have rules about using universal mail. Delays with the post office may also make it hard for voters to cast a ballot in time if they wait too long. 

Tight deadlines are a critical factor. If you plan to vote, be sure this information is understood. The postmark on your ballot has to be within the specifications set by the state. Doing this before that date may be helpful, too, to help avoid any delays related to the post office.

Voter Mistakes & Statistics You Should Know

To help you get ready to vote, consider a few of the key statistics about voting by mail as well as voting in general. Avoid all of these vote by mail common issues!

Vote by Mail Policies for Your State

If you plan to vote in the presidential election, be sure to check your state’s specific rules. States allow voters to place their vote in various ways. You should still know about voter registration and absentee ballot requests. 

Here is the link to each state’s rules. You may also verify it through the National Conference of State Legislatures:

How Much Do College Professors Make?

How Much Do College Professors Make?

Ever wondered about the earnings of college professors? If you’re considering a career in teaching, you might be curious about their income. According to the U.S. Bureau of Labor Statistics, the median wage for professors stands at $80,840 per year, as of May 2022. However, several factors influence a professor’s salary, such as their experience, training, and educational background. While salary range is essential, it’s not the only aspect to consider when delving into the world of professorship. Many professors go above and beyond, engaging in scholarly article publications and conducting research. Those who complete graduate school often earn at the national average mentioned above. So, how much do college professors earn?

Types of College Professors

Many people do not know there are numerous types of college professors. They range based on the type of work they do. They also range based on their experience and how long they have worked for the school. Here are some types of college professors. 

Law Professor

Annual Median wage: $108,860

Law professors have a primary focus on teaching law, which encompasses various aspects, such as social justice and political science. Becoming a law professor typically involves earning a Juris Doctorate (JD) degree from a reputable law school and passing the bar exam. Some may have graduated from renowned law schools, while others might have a background in legal practice. Many law professors engage in publishing law reviews and contributing to legal journals as part of their academic endeavors. 

Economics Professor

Annual Median wage: $103,930

Economics professors primarily specialize in teaching business courses, with a particular emphasis on economics. In many academic institutions, a Ph.D. is often a requirement for individuals to become economics professors. These professors typically possess extensive experience in the field, often having worked as economics educators for a considerable period before assuming professorial positions. Many of them have also contributed to the field through publications in recognized economic journals and publications. 

Engineering Professors

Annual Median wage: $103,550

Engineering professors typically specialize in specific areas of engineering. For example, some may be civil engineering professors, imparting knowledge about the construction industry and city planning. Their expertise could encompass roads, airports, water supply systems, and other related fields. On the other hand, mechanical engineering professors may teach math and physics courses while also engaging with computer design and programming. Their role involves guiding students in understanding machine construction. Becoming a professor in these disciplines often requires a Ph.D. qualification. 

Health Specialties Professors

Annual Median wage: $100,300 

Health specialties professors teach at all levels of health care science and medicine. Most of the time, these professionals hold a medical degree and license. (That may include an MD, MBChB, MBBCh, DO, MBBS, or BMBS). Many could also have some experience working in the field. They often have education credits to their name as well. Most often, schools require these professors to have experience. 

Science Professors

Annual Median wage: $97,770

These professors often specialize in specific fields, such as earth science, atmospheric science, or marine science. With extensive education and research background in their respective areas, they bring a wealth of knowledge to their students. Geoscience professors, for instance, typically hold a PhD, indicating their involvement in the research aspect of their field. Many academic institutions seek professors with published research projects, reflecting their active contributions to the scientific community. Moreover, some of these professors may also possess practical experience within their field, further enriching their teaching approach. Years of educational experience contribute to their expertise, making them valuable mentors for aspiring students. 

Physics Professors

Annual Median wage: $86,550

This is another science type of professor. These teachers will often teach at a higher level of science. They tend to have more advanced training, but also more working knowledge in these fields. This may include a nuclear or quantum science degree. Others may work in astro physics. Hands on experience is helpful. Most important is having a research study or to be published for scientific findings to work as a physics professor. Many may also have a PhD in their selected field. 

Architecture Professors

Annual Median wage: $93,220

Architecture professors may have worked in this field in some form for years. Some may hold a PhD in this area. This type of instruction is heavily science and math based. That is why this type of teacher often holds an advanced education in these areas. Some are published. Others are known for their innovation and successful projects. 

Business Professors

Annual Median wage: $88,790

Business professors are often versatile. They may teach a range of different aspects of business. Some may concentrate in one or more areas. This may include business management or marketing. Finance and accounting professors are also very focused. Many business professors have advanced degrees. This could be a Doctor of Philosophy (PhD) degree or a Doctor of Business Administration (DBA). It also may be common for business professors to have working experience in some area. Many of these teachers could be published in academic journals. They often have a significant amount of experience in public events or academic conferences. 

Computer Science Professors

Annual Median wage: $84,760

Computer science professors work with students teaching programming and software engineering. They often have a lot of skills in this area from their own studies. Many may have a PhD. Some could have worked for industry leaders. They may have concentration in areas of information technology. Others may have experience in computer engineering solely. These professors may also be some of the leaders in their field.

Biology Professors

Annual Median wage: $81,650

These professors teach in areas like biology or zoology. They may often be published in research reports or may have conducted research studies. They may focus in specific areas of biology, though some are more general. Often, they hold a PhD. Biology instructors are often involved in research. Research grants and programs may help make this possible. Others might work with post doctoral fellows.

Chemistry Professors

Annual Median wage: $80,720

Chemistry professors may be very focused. Some focus on areas of macromolecules. Others are stereochemistry specialists. Still, others focus on biopolymers. These teachers often have advanced education and often are published. They may engage in research at the school they teach at on a routine basis. They may often be published in scientific journals. Many are involved in an ongoing basis. Some have industry expertise from having worked in the field. Many are education based.

Psychology Professors

Annual Median wage: $78,810

These professors teach psychology. This requires them to have advanced education in this area. Most may have an advanced teaching degree. However, many also have field experience. They may have worked in a clinical setting. Others are focused on the lab elements of psychology and research. Many are published in scientific or medical research studies. In their university positions, psych professors often run studies and participate in publications.

Sociology Professors

Annual Median wage: $78,970

These professors work in both the sciences and in psych. They often provide education to students on a path towards sociology, but also work with students in related fields. Many will be published in papers and working to continue to do this on an ongoing basis. Many are actively engaged in research. Their students often participate in it. Some will engage in field work especially in underdeveloped areas. Many have a working history in these fields.

Philosophy Professors

Annual Median wage: $78,780

These professors may focus on religion while others focus on strictly philosophical studies. They may also work in areas of business ethics and metaphysics. Often, these professors may have a strong history in research. They may become experts in one or more areas and generally focus in these areas. Philosophy professors are always exploring new thoughts and methods of doing things. That is why they have such a varied line up of courses to teach. They do a good deal of their own research and publishing as well.

History Professors

Annual Median wage: $79,400

History professors teach history courses, but also often teach areas related to this. Some will work in the field, such as in museums or even archaeology. Others will work in historical societies or hold memberships in them. They could become experts in history, often in a certain area or type of history, but many are also dedicated to research. Many history teachers are diverse in their knowledge base. They may publish books or articles on areas that are important to them or where they concentrate.

Nursing Professors

Annual Median wage: $78,580

Not all nursing instructors hold the position of professor. Many universities hire nursing professors for both hands on education and lecture related to medicine and nursing practice. They may work with undergrad or grad students. Often, nursing professors must hold a registered nurse (RN) degree. They may need a license as well. Many may continue their education to earn a doctorate degree. Some professors in this field publish in scientific papers. Others work to develop new technology or innovations in the field. Nearly all may have some level of on the job experience.

Math Science Professors

Annual Median wage: $77,420

Math professors focus their education in math and mathematical sciences. They may teach everything from beginning levels of math to in depth, advanced topics. Many will concentrate in one or more areas. This may include areas as far reaching as automorphic forms and game theory. Many math teachers are often working to advanced their field through research. Some are published.

Social Sciences Professors

Annual Median wage: $75,390

These professors often teach courses, but may also engage in research studies on college campuses. In addition to this, many also have significant fieldwork experience. Some may also engage in social science research in underdeveloped areas. They often have a PhD but continuing education is usually a part of their work.

Communications Professors

Annual Median wage: $76,250

Those working as a communications prof may teach a range of courses. This could include areas of public relations. It may include broadcasting or journalism. Many may have some level of media communications skill. In addition to this, most communications profs will have working skills and some experience in the field they focus in. 

Art and Music Professors

Annual Median wage: $77,280

Those working in the area of music, arts, and performance may have a significant amount of experience in the field. They may teach a range of subjects, such as theater or vocals, but many professors will focus in one or more areas. They often work hand in hand with students.

English Professors

Annual Median wage: $74,280

These professors teach various areas of English studies. This includes language and literature. They may also focus in areas such as creative writing or critical theory. Many will also have advanced studies and experience in the field. They often hold doctorates. Research may not be heavy in this area, but continuing education might be.

Education Professors

Annual Median wage: $66,930

Education professors teach new teachers. They teach undergraduate students and some masters programs. Some also hold a philosophy in education degree. Many are published in some way, often in educational methods. They may have experience working as educators.

Levels of Professors

Teaching higher education may be complex. While looking at university professor salaries is important, it is also important to consider the level of the professor. This could indicates the type of work the professor does and his or her experience. Here is a list of professor levels. They differ by school. A community college may use a different term.

Adjunct Instructor

Adjunct instructors often teach entry level courses. This may also be called a part time lecturer or part time instructor. Many do not receive a full time salary or benefits. They may work less often in their college program. Many will have additional jobs outside of the college setting. These instructors may go on to more advanced teaching later.

Graduate Teaching Assistant

A graduate teaching assistant is a GTA. They tend to work much like an adjunct instructor. The difference is that they are students themselves. Many will be in a master’s program. Some graduate programs offer students a stipend. This may help covers the cost of tuition and pays a small wage. In return, they may teach one or more classes. These are not full time faculty members.

Visiting Professor

A visitor professor is working temporarily at the school. They may be called a visiting researcher. Sometimes they are called a visiting scholar. The term differs based on the school. Some schools use these pros to help them offer a new perspective for students. They may collaborate with other students. In the U.S., it is common for visiting professors to be from another country. This is not always the case. Sometimes, professors on sabbatical may still take appointments as a visiting professor.

Assistant Professor

These individuals support the work of a professor. They tend to not work full time. They may help in areas of conducting research. Others may work with students directly. Working as an assistant professor could be the first step towards tenure. These are usually hard to get jobs. Many times, assistant professors already hold a doctorate degree.

Associate Professor

These are generally tenure seeking professors. This is often a tenure track position. It falls between assistant and full professorship. This may differ from one school to the next. Many professors reach this level when they achieve tenure. This may take up to seven years to complete. Publications and research are a part of the process. These are often full time faculty. They may earn faculty salaries.

Full Professor

Full professorship may often be earned after years of holding an associate level of tenure. This is generally the highest promotion for tenure track professors.

Endowed Professor

These professors may also be called an endowed chair. It is a type of honor given to a faculty member. This typically is due to the research carried out by the professor. 

Distinguished Professor

This is a title given to a top tenured professor at the school. They are often some of the most well respected in their field. Years of experience matters in this field. Private colleges often have these types of professors.

Can You Get into College with a GED? Here’s What You Need to Know

Can You Get into College with a GED?

Here’s What You Need to Know. Let Us Help You Get Matched For FREE!

CAN YOU GO TO COLLEGE WITH A GED?

Is it possible to get into college with a GED? Absolutely! Many colleges and universities accept students with a GED. Despite the misconception that a traditional high school diploma is the only path to college, having a GED opens doors to higher education. Of course, you’ll need to meet the other admissions requirements of the college you’re interested in attending. Additionally, you may also be interested in trade schools that don’t require a high school diploma or GED.   

Does a GED Affect College Acceptance? 

The impact of earning a GED instead of a high school diploma on college acceptance can vary depending on the college you are applying to. The GED is generally recognized as a high school equivalency, but what truly matters is meeting the specific admissions requirements of the school and making yourself stand out as an exceptional applicant. 

Nonetheless, your GED score can indeed play a role in the acceptance process. Scoring a passing grade of 145 on each test subject is essential. However, if you score between 165 and 174, you are considered “GED® College Ready,” which indicates that you possess the necessary skills to excel in college. Furthermore, scoring between 175 and 200 is classified as “GED® College Ready + Credit,” suggesting that you likely already have a grasp of some of the skills taught in college courses. As a result, you may be eligible to receive college credit for your prior knowledge and abilities. It’s important to note that having a higher GED score doesn’t guarantee college acceptance, but it can certainly be a positive factor in the evaluation process. 

What if You Have a Low GED Score?

If you have a low GED score, you could test again to try for a higher score. If you didn’t pass a subject test, you get two retests. If you fail the third test (and beyond), you have to wait 60 days before trying again. Your state may have other rules, too. Even if you passed all your subject tests, you are allowed to retake them to improve your score. GED prep courses or practice tests could potentially help you boost your score.  

Are College Admission Requirements Different With a GED?

Often, applying with a GED does not have different admissions requirements. Except the GED itself, of course. You will have to submit your scores along with your high school or prior college transcripts. Some schools may only accept GED applicants who took the GED in the same state as the college.

Your school may also require or suggest that you take extra steps to prove you are college ready. Like, earning a certain number of credits at your local community college to show you can do college coursework. You may need to submit standardized test scores, like the SAT or ACT – even if that’s not required for all students. Always check with your prospective college about the admissions process for applying with a GED.

Am I Eligible for Financial Aid if I Have a GED? 

You may apply for federal financial aid with a GED. That doesn’t guarantee you will get financial aid. You must meet other eligibility requirements, too. Financial aid may be available to those who qualify. But, a GED is considered acceptable proof that you are qualified to pursue federal aid for college. Or career school.

Wondering about your school’s financial aid programs? Check with them, directly. 

Finally, you may be able to apply for scholarships for students who have a GED. There are plenty of scholarship programs out there. Some may be designed to help students who took nontraditional paths.   

What is Ability to Benefit? 

Ability to Benefit is another way of showing you qualify to pursue higher education. Like a college degree or career school. Even if you don’t have a high school diploma or GED. This is for the purpose of applying for federal aid. This may apply to you if: 

  • You were enrolled in college or career school before July 1, 2012 or
  • You are now enrolled in an eligible career pathway program

Your college could give you an approved ability-to-benefit test. This may help show you could benefit from education at that school. Or, you could earn six credit hours or the equivalent toward a degree or certificate. You may not get aid while earning those six credits. But, it’s another way to help prove you qualify to pursue higher ed and federal financial aid. 

What Type of Colleges Accept GEDs? 

Any type of college may accept GEDs, including:

  • Community Colleges, Junior Colleges, Technical Colleges. These colleges may admit a wide range of students – even those without a GED or diploma. Attending one of these institutions could be a potential way to earn an Associate’s degree or other credential. Or, transfer credits toward a four-year school.
  • Four-year College or University. These could be private or public, and they come in all different shapes and sizes. From large state universities to small, private colleges. When applying, check with the admissions office to see what’s needed from applicants with a GED credential. Like, a certain number of transfer credits.
  • Online Colleges. You are not just limited to traditional colleges. Online schools may accept GED applicants. Some offer adult education programs aimed at nontraditional students. Look for accredited online colleges and universities.  

Online Colleges that Accept GEDs 

1 Pennsylvania State University – World Campus
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World Campus is the online branch of Penn State. Started in 1998, it strives to offer accessible distance learning. Courses are the same as those offered on campus. Choose from career focused Associate’s, Bachelor’s degree, and graduate programs.

Have a GED? You’re welcome to apply. Applicants must send transcripts of their GED results. They also need to report all coursework taken in high school. World Campus also offers programs for returning students and adult learners. And, others with a nontraditional academic background. 

Admission requirements (for GED applicants) include

  • GED transcripts 
  • High school record 
  • SAT or ACT scores

2023/23 Tuition & Fees

Undergrad Tuition & Fees: $15,204
Grad Tuition & Fees: $24,406

Average Amount of Financial Aid (2021/22)

Grants & Awards: 44% get, avg. amt. $8,487

Federal Loans: 42% get, avg. amt. $5,582

2 Southern New Hampshire University 
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SNHU is a private, nonprofit, accredited school. It has a campus in Manchester, NH that serves 3,000 students. But, most learners study online – over 135,000 of them! Choose from over 200 programs in everything from education to STEM subjects.  

You may apply to SNHU with a GED. For online programs, the application process is pretty simple. You’ll need to do an online college application. And, talk to an admissions counselor. They’ll walk you through next steps. 

Admission requirements (for GED applicants) include

  • GED 
  • Letters of recommendation 
  • College prep courses

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $16,450
Grad Tuition & Fees: $20,469 

Average Amount of Financial Aid (2021/22)

Grants & Awards: 64% get, avg. amt. of $4,434

Federal Loans: 67% get, avg. amt. of $5,119

3 Liberty University 
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Liberty is an evangelical Christian liberal arts institution. Along with its Lynchburg, VA campus, it is known for its online programs. Liberty offers 700+ programs, include certificate programs, undergrad, and grad programs. Over 450 of these may be earned online.  

Besides traditional high school graduates, those with a GED are welcome to apply. To apply to any of Liberty’s online programs, you must submit an online High School and GED self certification form. Other requirements may depend on the program you’re interested in. 

Admission requirements (for GED applicants) include

  • GED transcripts 
  • High school record

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $21,222
Grad Tuition & Fees: $8,340

Average Amount of Financial Aid (2021/22)

Grants & Awards: 98% get, avg. amt. of $12,471

Federal Loans: 53% get, avg. amt. of $5,402

4 University of Massachusetts – Amherst
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UMassOnline is the online version of this well known state university. Along with the five physical UMass campuses, online learning offers another way to earn your degree. In fact, distance learning has been available at the University of Massachusetts for over 25 years! 

Any student with a high school diploma or GED may register for courses. But, this is not the same as program acceptance. You must apply through the campus that sponsors the online program you are interested in. Like, Amherst. Follow admissions requirements for that campus. 

Admission requirements (for GED applicants) include

  • GED transcripts 
  • High school record 
  • Recommendations

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $39,293
Grad Tuition & Fees: $34,720

Average Amount of Financial Aid (2021/22)

Grants & Awards: 85% get, avg. amt. of $12,350

Federal Loans: 50% get, avg. amt. of $5,286

5 Grand Canyon University 
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GCU is a private university in Phoenix, AZ. It offers campus based and online learning. Pursue online degrees in education, business, liberal arts, or nursing and health sciences. Online degree programs are offered at the Bachelor’s, Master’s and doctoral degree levels. 

GED applicants are welcome. There are min score requirements, though. If you took the 2014 or later series, you need a cumulative score of 680 or above. If you took the 2002-2013 Series, you need to score 3000 or above. And for the 2002 Series and prior, 258 or above. 

Admission requirements (for GED applicants) include

  • Minimum cumulative GED score
  • High school record

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $17,450
Grad Tuition & Fees: $11,124 

Average Amount of Financial Aid (2021/22)

Grants & Awards: 98% get, avg. amt. of $9,662

Federal Loans: 58% get, avg. amt. $5,275

6 Purdue University Global 
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Purdue Global is a public, online university, part of the Purdue University System. It’s designed for working adult students. Students may try their online courses for three weeks, without risk. Many start dates throughout the year and flexible course scheduling may make this school the perfect match. 

Purdue Global has an open admissions policy. It admits undergrad students with either a high school or GED diploma. But you must meet the school’s academic standards during your 3 week trial period. Some of the programs may have other admissions rules.  

Admission requirements (for GED applicants) include

  • Proof of GED

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $10,110
Grad Tuition & Fees: $11,582

Average Amount of Financial Aid (2021/22)

Grants & Awards: 50% get, avg. amt. $8,815

Federal Loans: 40% get, avg. amt. $5,158

7 New York University 
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NYU is a large, private university with locations in New York City and around the world. It is known for its innovative research and diversity. NYU is home to select online degree programs. Plus, you can take online courses as part of a traditional degree program. 

The GED (General Equivalency Diploma) is accepted as proof of high school graduation. Homeschooled students who do not have a homeschool diploma or other proof of graduation can also take the GED.  

Admission requirements (for GED applicants) include

  • GED 
  • Transcripts 
  • Recommendations 
  • Formal demonstration of competencies

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $60,438 
Grad Tuition & Fees: $41,124 

Average Amount of Financial Aid (2021/22)

Grants & Awards: 51% get, avg. amt. $34,905

Federal Loans: 24% get, avg. amt. $6,421

8 CSU Global 
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CSU Global is part of the Colorado State University System. It’s an accredited, nonprofit state school. And, it offers fully online degree programs. Choose from career focused fields. Like, Business, Criminal Justice, and Finance. 

You are welcome to apply with a GED. CSU has other unique rules that not all schools have. For instance, first-year applicants may need to apply with two years of work experience, min. Students over 23 years old, or those who have at least 24 prior college credits, may not need the work experience.  

Admission requirements (for GED applicants) include

  • GED
  • High school record 

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $8,400
Grad Tuition & Fees: $9,000* 

Average Amount of Financial Aid (2021/22)

Grants & Awards: $5,614

Federal Loans: $5,778

9 University of Arizona Global Campus 
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UAGC is a private, for-profit college. It offers distance education to help busy adults pursue their goals. Associate’s, Bachelor’s, and graduate programs are offered. Choose from subjects ranging from Business to Liberal Arts. 

At UAGC, your GED counts as proof of high school graduation. UAGC has an open admissions policy. But to be fully admitted, you must meet certain requirements in your initial coursework. That includes earning a grade of C- or better by Day 6 of Week 3 in your first course.  

Admission requirements (for GED applicants) include

  • GED

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $41,095
Grad Tuition & Fees: $33,961

Average Amount of Financial Aid (2021/22)

Grants & Awards: 98% get, avg. amt. $15,279

Federal Loans: 24% get, avg. amt. $5,026

10 Columbia Southern University 
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CSU is an online university in Orange Beach, Alabama. It awards undergraduate and graduate degrees, plus certificates. Columbia Southern is known for programs in areas like occupational safety and health, fire administration, and much more. It is accredited by the Distance Education Accrediting Commission. 

For admission, you must have a high school equivalency – that includes the GED. Columbia Southern has an open admissions policy. But you will need to prove yourself in your initial courses. Undergrads must earn 12 credits. And, meet qualitative and quantitative criteria. At that point, they may be fully admitted. 

Admission requirements (for GED applicants) include

  • GED

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $5,808 
Grad Tuition & Fees: $3,820 

Average Amount of Financial Aid (2021/22)

Grants & Awards: 42% get, avg. amt. $4,154

Federal Loans: 28% get, avg. amt. $6,041

11 Colorado Technical University 
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Colorado Technical University is a career focused school offering programs with a tech emphasis. Though, you’ll also find programs in Nursing, Criminal Justice, and more. CTU has campus locations in Colorado, plus online programs.   

At CTU, the GED meets the high school graduation requirement. Beyond that, the school has an open admissions policy. So, there aren’t set requirements besides documentation of your GED. Contact an admissions advisor to learn more.  

Admission requirements (for GED applicants) include

  • GED

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $12,760* 
Grad Tuition & Fees: $14,764

Average Amount of Financial Aid (2021/22)

Grants & Awards: 92% get, avg. amt. $6,589

Federal Loans: 83% get, avg. amt. $6,320

12 National University 
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National University is a private, nonprofit institution. It’s based in San Diego, CA, but also offers online programs. Choose from over 75 degree programs at various levels. You can even focus on one subject at a time, in accelerated, 4-week classes.  

National University is a private, nonprofit institution. It’s based in San Diego, CA, but also offers online programs. Choose from over 75 degree programs at various levels. You can even focus on one subject at a time, in accelerated, 4-week classes.  

Admission requirements (for GED applicants) include

  • GED transcripts 
  • Formal demonstration of competencies (may be optional) 
  • SAT or ACT scores (optional)

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $13,320* 
Grad Tuition & Fees: $15,912* 

Average Amount of Financial Aid (2021/22)

Grants & Awards: $5,932

Federal Loans: Avg. amt. N/A

13 Thomas Edison State University 
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Thomas Edison State University is a 4-year public school. It is based in Trenton, New Jersey. The school focuses on adult learners. Many students pursue their degrees online. But, you can also visit the historic campus to meet with your advisor, take a proctored exam, or just explore.  

This school has an open admissions policy. You are welcome to apply with a GED. But, you must be at least 20 years old. If you are a member of the military, you can be 18 or older. And it is possible to apply for exceptions to this rule. 

Admission requirements (for GED applicants) include

  • GED

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $8,598
Grad Tuition & Fees: $12,150 

Average Amount of Financial Aid (2021/22)

Grants & Awards: Avg. amt. $2,520

Federal Loans: Avg. amt. $7,089

14 University Of Maryland Global Campus 
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UMGC is an online state university. Part of the University System of Maryland, it strives to serve working adults and military service members. Choose from over 90 degree programs and paths. In almost every course, digital course materials are included at no extra cost. 

This school has an open admissions policy. You can apply to UMGC with a passing GED score. Or, another high school equivalent. And, students who have earned 60 college credits or an Associate’s degree can apply without a GED. 

Admission requirements (for GED applicants) include

  • GED

2023/24 Tuition & Fees

Undergrad Tuition & Fees: $12,336
Grad Tuition & Fees: $12,132 

Average Amount of Financial Aid (2021/22)

Grants & Awards: 51% get, avg. amt. $4,213

Federal Loans: 32% get, avg. amt. $5,828

The Digital Divide: What It Is and How It Impacts Us

Digital Divide Definition

The term “digital divide” refers to the gap between those who have access to information and communication technologies (ICTs) and those who don’t.

While the term “digital divide” came into play in the mid-1990s, it is still a hot-button public policy debate—above all, since it touches on social, political, and economic issues.

Why Is the Digital Divide an Important Issue?

In today’s increasingly digital world, access to technology and the Internet has become essential for communication, education, employment, and many other aspects of daily life. Those who lack access to technology or the skills to use it effectively are at a disadvantage, as they are unable to fully participate in the opportunities and resources offered online. This creates a significant divide between those who have access to digital tools and those who do not, exacerbating existing social and economic inequalities.

The digital divide not only limits individuals’ ability to access information and services but also hinders their educational and career prospects. Bridging the digital divide is crucial to ensure equal opportunities for all and to prevent further marginalization of already disadvantaged groups. It requires efforts from governments, communities, and organizations to provide equitable access to technology and digital literacy training, empowering individuals to participate fully in the digital age.

What Causes the Digital Divide?

The digital divide is a complex issue that has been shaped by a range of factors, including economic, social, and geographic disparities. One of the primary causes of the digital divide is the lack of access to technology that many low-income households and rural communities face. High-speed Internet and advanced technology tools often come with hefty price tags that low-income households may not be able to afford. Additionally, rural communities may not have the infrastructure in place to support advanced technology and high-speed Internet.

This lack of access to technology could lead to significant educational and employment barriers for individuals as they struggle to keep up with the demands of the digital age. Education and awareness about the benefits of digital inclusion could be key in bridging the digital divide, as well as policies aimed at expanding broadband access and reducing the cost of technology.


Check out the infographic below to learn more.

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Digital Divide Examples

The digital divide is evident in various scenarios, highlighting the disparities in access to technology and the Internet. One example relates to education, where students from low-income households may not have access to reliable Internet connections or necessary devices for online learning. This could hamper their ability to participate fully in virtual classrooms and access digital educational resources, potentially putting them at a disadvantage compared to their peers who have seamless access to technology.

Another example is the job market, where individuals without access to technology or digital skills might struggle to compete for employment opportunities that increasingly rely on digital literacy. They may face barriers in accessing online job portals, submitting electronic resumes, or participating in virtual interviews.

Additionally, the digital divide is evident in rural areas where the lack of broadband infrastructure limits access to high-speed Internet, potentially impacting both personal connectivity and economic development.

 

Who Is Affected by the Digital Divide?

The digital divide exists in a deeper way among low-income groups and communities. So, it is both a local issue and one that underdeveloped countries around the globe face. The gap is small in developed countries and large in developing countries.

The digital divide affects a range of people, young and old:

  • Those who live in rural areas without a digital infrastructure
  • Low-income households who can’t afford high-speed Internet
  • Students and workers who do not own a computer
  • Workers who are unable to keep up-to-date on technology due to lack of access to technology
  • Those with medical issues who don’t have access to telehealth appointments
  • People living in underdeveloped countries

Geographical Digital Disparities

There are also geographical differences across the United States, as well as within the states themselves.

The following tables illustrate this digital disparity. Some compelling takeaways include:

  • The average percentage of homes without internet for states with the highest connectivity is 9%; for states with the lowest connectivity, it’s 20%—that’s over twice as much.1,2
  • The average percentage of homes without a computer for states with the most computers is 4%; for states with the least, it’s 11%—that’s nearly three times as much.3,4

While states such as Connecticut, New York, and Maryland rank better than average in connectivity, there are cities within these states whose households have over 50% less connectivity than the states themselves


Five States with Lowest Internet Connectivity, 2017–20211

StatePercentage of Households without an Internet Subscription (U.S. Average = 13%)
Mississippi22.0%
Arkansas20.3%
New Mexico20.0%
West Virginia19.2%
Louisiana18.8%

Five States with Highest Internet Connectivity, 2017–20212

StatePercentage of Households without an Internet Subscription (U.S. Average = 13%)
Washington8.7%
Colorado9.1%
Utah9.2%
California9.6%
New Hampshire9.9%

Five States with Fewest Computers per Household, 2017–20213

StatePercentage of Households without a Computer
(U.S. Average = 6.9%)
West Virginia12.4%
Mississippi11.6%
Louisiana10.4%
Alabama/New Mexico (tie)10.3%
Arkansas10.2%

Five States with Most Computers per Household, 2017–20214

StatePercentage of Households without a Computer
(U.S. Average = 6.9%)
Utah3.3%
Colorado4.3%
Washington4.4%
Alaska4.5%
California4.8%

Discrepancies in Connectivity by Selected Cities and States, 2017–2021

 Percentage of Households without an Internet Subscription (city)5Percentage of Households without an Internet Subscription (state)6
Brownsville, Texas33.313.1
Flint, Michigan29.013.6
Newark, New Jersey25.610.6
Cleveland, Ohio24.813.7
Baltimore, Maryland20.410.3
Hartford, Connecticut20.311.1

Racial Disparities

Income level is a significant factor with regard to who is affected by the digital divide. Race is also an issue.

The good news is that the gaps have been narrowing in recent years. Following is the percentage of households who did not have high-speed Internet by race in 2017 and 2021:

Race20172021
Asian alone, non-Hispanic10%77%8
White alone, non-Hispanic16%914%10
Black alone, non-Hispanic22%1117%12
Hispanic (of any race)22%1318%14

Are Virtual Schools Widening the Digital Divide?

The rapid shift to virtual education in response to the COVID-19 pandemic has raised questions about the potential impact of virtual schools on the digital divide. While virtual schools provide a flexible and accessible form of education for many students, they may also be exacerbating existing disparities in access to technology and the Internet. Students from low-income households or rural communities may not have access to the devices, reliable Internet, or digital literacy skills needed to participate fully in virtual classrooms, leading to unequal learning opportunities.

Virtual education may also be a factor in what is called a “homework gap.” This is the gap between school-age children who have access to high-speed Internet at home and those who don’t.

Students who face digital hurdles when they try to do their homework may not be able to complete their homework at all, which could contribute to poorer grades. Teachers say this problem may also lead to delinquency.

How Are Students and Schools Overcoming the Problem?

Overcoming this problem is a huge challenge. Some schools are lending or giving out laptops and tablets. Some students use their smart phones. And some principals are trying to find hotspots that people who don’t have Internet could use.

Students might drive to a parking lot near a library to use their public WIFI. Yet not all students could even do this. So, some schools send packets of materials to students or DVDs. Then the parents take a picture of a completed assignment and email it to the teachers.

How to Combat Digital Divide?

One way to bridge the Digital Divide is through Digital Inclusion which sets up Smart Cities. In spite of how complex the issues are, some Smart Cities are trying to ensure access through infrastructure. Some are making an effort to set up public Wi-Fi networks. And other cities are finding innovative ways to get Internet coverage to those who lack access.

One example launched by G3ict and World Enabled is the Smart Cities for All initiative. It was set up to define the state of ICT accessibility in Smart Cities worldwide. The goal of their plan is to eliminate the digital divide for the elderly and persons with disabilities in Smart Cities around the world. To do this, they are partnering with leading organizations and companies and then working to create and deploy the tools and tactics needed to build more inclusive Smart Cities.

Google’s sister company, Sidewalk Labs, is also trying to come up with a solution, albeit for those who could afford it. Their plan is to build a tech-loaded community called Quayside on the waterfront in Toronto, Canada. In Quayside, they plan to embed all sorts of sensors everywhere possible. As a result, there should be a constant stream of data about things such as traffic flow, noise levels, air quality, energy usage, travel patterns, and waste output. 

This type of community shows that smart tech sensors could be useful. Cityblock, a spinoff of Sidewalk Labs, is focusing on low-income communities with serious health problems. Their vision includes an option for members to join a “neighborhood health hub.”

There are also individual organizations providing grants to communities that typically have issues with the digital divide. The National Fund for Workforce Solutions, for example, donated $130,000 in grants to five communities to equip workers with the digital access, literacy, and skills they need to secure and grow in economy-boosting jobs in a rapidly changing labor market.

Has There Been Any Government Support to Bridge the Divide?

Advocates and government workers in the broadband and digital equity space report a renewed interest in bridging the divide. One of the reasons is that COVID-19 highlighted the unequal access to technology and the Internet that has long existed. It also shows us just how reliant on the Internet we are. Telehealth visits, for instance, are only available to those with access. So, many older adults and underserved communities are among the hardest hit.

There have been a number of initiatives at the federal level to combat digital disparities in the United States.

  • In 2021, the U.S. government passed an infrastructure bill that, among other things, aims to narrow the digital divide. The initiative strives to assist households in reducing the cost of Internet service by mandating that recipients of federal funding offer an affordable plan accessible to all. This may be achieved through measures such as enhancing price transparency and fostering competition in areas where current service providers are not meeting the demand adequately. 
  • The FCC’s Affordable Connectivity Program offers monthly discounts on broadband service to eligible households. As of September 2022, more than 14 million households had enrolled—about a third of the estimated eligible households. 
  • The Broadband Equity, Access, and Deployment (BEAD) Program provides $42.45 billion to expand high-speed Internet access in all 50 states, the District of Columbia, and U.S. territories.
  • The Digital Equity Act provides $2.75 billion to establish three grant programs to help ensure that all people and communities have the skills, technology, and capacity needed to succeed in our digital economy.

Changes are also being made at the state level. For example, Maine lawmakers approved a bond package with $15 million to expand broadband in the state. California’s Digital Divide Program provides four grants of up to $250,000 each to help beneficiary schools located in an urban or rural low-income small school district. 

Conclusion

The digital divide remains a significant challenge in our increasingly connected world. As technology continues to shape various aspects of our lives, the disparities in access to technology and the Internet may have profound implications for education, employment, and overall quality of life.

While progress has been made in narrowing the digital divide through various initiatives, more work needs to be done. Governments, non-profit organizations, and private sector companies must collaborate to ensure equitable access to technology, Internet connectivity, and digital literacy training for all individuals, especially those from marginalized communities.

Bridging the digital divide is not only a matter of fairness and justice but also crucial for fostering inclusive economic growth and societal well-being. By addressing the digital divide, we could create a more equitable and digitally connected future for all.

Online Christian Colleges

20 Online Christian Colleges for 2024 

Explore Online Christian Colleges that could help you grow in your religious beliefs.

What is an Online Christian College?

An Online Christian college is a school that blends Christian values and traditional academics. You could study the same subjects taught at other colleges. But with a major difference. Courses in an Online Christian college are taught from a Christian viewpoint. In a Christian college, you may have the chance to prepare for your future through a biblical lens. That means you could learn how Christianity informs fields like philosophy, science, and the arts. You could get involved in clubs and activities that weave in faith. And you could study with classmates who share your spiritual beliefs.

What Will I Learn in an Online Christian College?

Christian colleges may teach much of the same coursework as other schools. Like, math, science, and liberal arts courses. And, they award the same degrees. Like, Bachelor of Arts or Bachelor of Science degrees. The main difference is that you’ll apply Christian values to your general studies.

For instance, a biology major at an Online Christian college could expect to study botany, genetics, ecology, and more. An organizational leadership major could study business and finance. Pretty much the same as a secular student. The difference is that at an Online Christian college, faith informs these subjects. In a biology program, that could mean looking at topics like Creationism. Or, the meaning of life. Along with secular scientific views, you could give serious attention to biblical views.

Courses in theology and scripture are also the norm. Yes, secular colleges may have courses on world religions. But in a Christian college, you’ll likely take several required courses about your faith. And, you may have access to different majors. Like:

  • Christian ministry
  • Christian education
  • Biblical studies
  • Theological studies

Learning goals at an Online Christian college could include:

  • Gaining a better understanding of the Bible
  • Handling moral dilemmas in your life and career
  • Defining and building a Christian character
  • Serving others in your career, home, and community
  • Weaving your faith into your life and work
  • Navigating the secular world and the challenges it brings

Online colleges are often much the same. In some cases, online programs at a Christian college have a curriculum that’s the same as traditional programs at the same school. In other cases, the online program may have slight changes. Like, fewer theology courses. But, you’ll likely still touch on topics like the Bible and living a Christian life. And your online courses in any subject could factor in faith. Choosing online education may not change what you learn.  

Is an Online Christian College Perfect for You?

If you are hoping to explore your faith along with your academic major, a Christian college may be ideal! Let’s review some pros and cons.

Potential Pros to Choosing an Online Christian College

  • You could learn more about your faith. It’s always possible to be a better informed Christian. At a Christian or Bible college, you might learn to gain more meaning from scripture. You could deepen your knowledge of Christian life. After all, the way you practiced faith in high school may need to evolve as you get older. College could help you learn to follow Christ into adulthood.
  • You could bring faith to your field. Wondering how Christian views could inform your academic major? Choosing a Christian college may bring the chance to ask questions rooted in faith. At a secular college, you may not be able to study biblical views on subjects like chemistry or criminal justice.
  • You could find community. The faculty, staff, and students will likely share your Christian faith. You may worship together, volunteer together, and support each other. And, you could learn from diverse Christian viewpoints.
  • You could prepare for the life you want to live. If you aren’t sure how to blend faith and your career, going to a Christian college could shed some light. You could learn how to live your values on the job. And how to serve others in a godly way.

Potential Cons to Choosing a Christian College

  • It may ask a lot of your faith. Many Christian colleges ask for a deep commitment. You may need to attend regular chapel or bible study. For many students, that’s a plus. But if you practice your faith more casually, that might not be the perfect fit.
  • There’s the potential for less diversity. College can be a great time to learn about other world views. You’ll find plenty of different opinions at a Christian college. Many Bible colleges are nondenominational. Or interdenominational. So Lutheran students could study with Presbyterian or Nazarene students, etc. But, the school may not have as much diversity as a public college.
  • Faculty and students may hold conservative views. There are Christians across the political spectrum. Some take a conservative stance on many issues. If that doesn’t describe you, ask whether the Christian college you’re considering is the ideal fit.
  • Online degree programs bring faith to the web. For many, that’s great news. You could strengthen your faith from the comfort of home. But, if you’re not as tech savvy, you may find it hard to get used to some things. Like virtual prayer meetings.

Professional Organizations for Christian College Students

After earning an online degree from a Christian college, you may want to join a professional org. This may be a great way to seek support in your field. Here are a few to consider:

Accreditation for Christian Colleges

Several organizations accredit Christian colleges. These include: 

Scholarships for Christian Colleges

  • Colorado Christian Scripture Memory Scholarships. Eligibility entails committing an entire book from the Bible to memory. The scholarship sums awarded fluctuate contingent on the chosen book. The pinnacle amount attainable is $8,000, designated for the book of Matthew. An essential prerequisite is being enrolled as a student at CCU. It’s crucial to note that the application deadline displays variability.
  • Dr. James Earl Massey Intercultural Leadership Scholarship. Applicable exclusively to incoming freshmen at Anderson University, this opportunity mandates demonstrating active engagement in both serving God and fostering connections across cultural boundaries within your community. Successful candidates stand a chance to secure $10,000 annually. The deadline for submissions exhibits variability. 
  • Lettie Pate Whitehead Scholarship Program. This program grants money to female Christian students. They must live in select southern states. Most funds go to undergraduate programs and health education. Amounts and deadline vary.   
  • Mary E. Bivins Foundation Scholarships. This initiative aims to facilitate the education of Christian ministers, focusing on those pursuing either a Bachelor’s or Master’s degree. Prospective participants are required to be dedicated to the practice of preaching the Christian faith. The program extends its eligibility to individuals within the Texas Panhandle region. The scholarship amounts exhibit diversity, with the most substantial sum of $28,000 designated for graduate students. As for the application deadline, it falls on February 23, 2024. 
  • The Christian Missionary Scholarship Foundation. This foundation helps children of missionaries. Missionary families may make financial sacrifices. So, they can’t always afford college. Each year, this program helps 100 missionary kids at six Christian colleges. The next deadline is in February 2024. Awards vary.  
  • Hubler Endowed Scholarship. This is for ministry students at Baylor University. You could receive $5,000 per semester for Spring and Fall. Students need to have a divine call for vocational ministry. They must also have a GPA of 3.25. And, other guidelines apply. Next yearly deadline is March 15.  
  • Gordon and Eleanor Spykman Memorial Scholarship. This is for juniors or seniors at Calvin University. You must have a major or minor in religion and theology. And, other rules apply. The award is $2,300. Next deadline is in February 2024.  

20 Christian Colleges 

Using data from the NCES and College Scorecard we have created a list of the top 2023-2024 Christian Colleges in the US. These schools were ranked based on the number of total enrolled students for the 2022 / 2023 school year.

1 Liberty University 
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Based in Lynchburg, Virginia, Liberty is a large, Evangelical Christian university. It offers over 700 programs from the certificate to the doctoral level. These are rooted in the liberal arts. The school is also known for its online degree programs. It strives to be one of the best online Christian colleges. Liberty began offering distance education degree options way back in 1985.  

Liberty University strives to train “champions for Christ.” With a focus on faith and service, every student is called on to worship. All students attend regular convocations. They gather (or watch online) as guest speakers talk about faith and other topics.

2022/23 Tuition & Fees

Undergrad: $22,511

2021/22 Financial Aid

$12,471

Grad Rate

36%

2 Columbia College 
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Columbia College is a private institution joined with the Disciples of Christ. It’s based in Columbia, Missouri. And has over 30 other locations to choose from. Evening and online degree programs are also available. The school offers 10 Associate’s degree programs and over 30 Bachelor’s degree programs. Plus, 8 Master’s degree programs.  

CC was founded in 1851 as Christian Female College. Today, it’s coed but keeps its Christian ties. Students can choose from Christian groups, too. Like, Chi Alpha Christian Fellowship. CC is nonsectarian. And, students of all faiths are welcome. 

2022/23 Tuition & Fees

Undergrad: $24,326

2021/22 Financial Aid

$13,725

Grad Rate

28%

3 Indiana Wesleyan University 
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Indiana Wesleyan is a Christian comprehensive university of the Wesleyan Church. It is based in Marion, Indiana. It is the largest member of the Council for Christian Colleges and Universities. Along with traditional programs, it offers adult ed and online learning. 

IWU’s goal is to be a Christ centered community. Students from all faith backgrounds can attend. But, Christian ideas are woven into every area of student life. Service and fellowship are a big part of that experience.  

2022/23 Tuition & Fees

Undergrad: $8,120

2021/22 Financial Aid

$6,179

Grad Rate

70%

4 Duke University 
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Duke is a top research university in Durham, NC. It has ties with the United Methodist church. Duke serves 15,634 learners in undergrad, grad, and professional programs. Students come from around the world to attend. 

At the graduate level, Duke is home to a Divinity School. Its students seek to answer God’s call to serve. Seven grad programs are available. Like, a Master of Divinity (M.Div.) program.  

2019/20 Tuition & Fees

Undergrad: $62,688

2021/22 Financial Aid

$57,444

Grad Rate

96%

5 Baylor University 
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Baylor is a Baptist, doctoral university. It is based in Waco, Texas and serves 16,000 students. Students benefit from chances to do inter disciplinary research. Choose from over 127 undergraduate degree programs. Plus, many grad degree programs.  

Baylor’s mission is to prepare students for leadership and service. Christian values are at the center of it all. Chapel is a chance for students and faculty to gather two days per week. Baylor is also home to the George W. Truett Theological Seminary. While Baylor is a Baptist college, students from all faiths are welcome. 

2022/23 Tuition & Fees

Undergrad: $51,738

2021/22 Financial Aid

$22,553

Grad Rate

78%

6 Emory University 
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Emory is a private, doctoral research university. Based in Atlanta, it is tied to the United Methodist Church. Emory is known for its liberal arts colleges. And, its health care degree programs and leading health care system.  

At Emory, there are many ways to practice your faith. Christian orgs on campus offer various services and ministries. While Emory is Methodist, other denominations are represented. The Candler School of Theology at Emory is one of 13 United Methodist seminaries. 

2022/23 Tuition & Fees

Undergrad: $57,948

2021/22 Financial Aid

$48,914

Grad Rate

92%

7 American University 
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Based in Washington, D.C., American is a well known research university. It is a United Methodist school. AU serves over 14,000 students. And, it offers 71 Bachelor’s, 87 Master’s, and 10 doctoral degree programs. Including distance learning. 

AU strives to live up to its Methodist values. You can do just that at the Kay Spiritual Life Center. Kay offers many ways to practice your faith. Like, chapel and service projects. The school also offers degree programs in Religion, Religious Studies, and more.  

2022/23 Tuition & Fees

Undergrad: $53,889

2021/22 Financial Aid

$27,138

Grad Rate

79%

8 Azusa Pacific University 
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Azusa Pacific is a doctoral research university in California. It is a Christian institution. But, it is undenominational. Its focus is on preparing students to serve the world for Christ. Choose from a range of undergrad and grad programs. Plus, online degree programs for distance learners. 

Azusa Pacific is a Christ centered school. It brings together faith and learning. So, all academic majors include religion in the curriculum. Faculty and staff are Christian. And, students can practice their faith through chapel, service, mission trips, and more. 

2022/23 Tuition & Fees

Undergrad: $42,330

2021/22 Financial Aid

$27,474

Grad Rate

68%

9 Southern Methodist University 
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Southern Methodist is a doctoral research university. It teaches in the liberal arts tradition. SMU serves over 12,000 students, some from around the world. Based in Dallas, the school is at the heart of culture and cutting edge research. 

SMU is nonsectarian, and all faiths are welcome. There are plenty of ways for Christian students to get involved. That includes Wednesday Worship, a weekly Christian service. The Office of the Chaplain and Religious Life offers spiritual guidance. 

2022/23 Tuition & Fees

Undergrad: $61,980

2021/22 Financial Aid

$35,344

Grad Rate

80%

10 Texas Christian University 
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Texas Christian is a private, doctoral university in Forth Worth. It has ties with the Christian Church. Offering a 295 acre urban campus, it’s right in the heart of culture. TCU serves 9,445 undergrad students, plus grad students. 

TCU is the largest of 21 schools that has a covenant with the Disciples of Christ. This is a protestant denomination. It has Presbyterian and Baptist roots. That said, students of all faiths attend TCU.  

2022/23 Tuition & Fees

Undergrad: $53,980

2021/22 Financial Aid

$28,048

Grad Rate

81%

11 Wayland Baptist University 
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Wayland Baptist is a private, Southern Baptist university. It is based in Plainview, Texas. Choose from over 65 programs, with a liberal arts focus. The school serves over 1,400 students. Plus, 3,600 students on 13 other campuses. These are located across the Southwest. And, in Hawaii, and Alaska.  

Education at Wayland has a Christian world view. That means you’ll study in a Christian setting and prepare to serve God in your work and life. There are many ways to get involved – like the Baptist Student Ministry. Or the Fellowship of Christian Athletes (FCA). 

2022/23 Tuition & Fees

Undergrad: $22,368

2021/22 Financial Aid

$13,608

Grad Rate

44%

12 California Baptist University 
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CBU is a private, Southern Baptist university. It calls Riverside, California home. The school offers over offers more than 80 undergraduate student majors. From business administration to the sciences. Plus, choose from 30 master’s degree programs and 5 doctoral programs. 

As a Christ centered school, CBU integrates faith into academics and social activities. CBU offers many ways to serve God and others. These range from service projects to inter national programs.  

2022/23 Tuition & Fees

Undergrad: $38,058

2021/22 Financial Aid

$22,757

Grad Rate

61%

13 Chapman University 
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Chapman is a private university in Orange, California. You’ll find it just 15 miles from the beach. Founded in 1861, it is linked with the Disciples of Christ. Chapman serves around 10,000 learners. It’s proud of its diverse student body.  

Chapman has Christian roots, but you don’t have to be Christian to go here. The Fish Interfaith Center serves everyone. It offers a wealth of ways to enrich your spiritual life. There are also many Christian groups on campus. Like, Campus Crusade for Christ. And YoungLife. And InterVarsity Christian Fellowship.  

2022/23 Tuition & Fees

Undergrad: $60,672

2021/22 Financial Aid

$33,510

Grad Rate

81%

14 Bethel University 
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Bethel is a comprehensive Christian school. This private university is based in McKenzie, Tennessee. It offers 100 academic programs in two colleges. Plus, a school for graduate studies. And a seminary. Bethel has Cumberland Presbyterian ties. But, it is interdenominational.  

Faith is at the center of living and learning at Bethel. As a student, you can take part in chapel, evening vespers, and more. The Office of Campus Ministries supports students as they explore their beliefs. And, there are many service and outreach programs.  

2022/23 Tuition & Fees

Undergrad: $17,482

2021/22 Financial Aid

$13,396

Grad Rate

38%

15 Concordia University-Wisconsin 
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Concordia University in Wisconsin is a private, doctoral school. Campus is located next to Lake Michigan and is noted as the safest in Wisconsin. (In school rankings.) It offers over 70 majors and programs across 6 schools.  

2022/23 Tuition & Fees

Undergrad: $33,062

2021/22 Financial Aid

$23,477

Grad Rate

54%

16 Pepperdine University 
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Pepperdine is a private, doctoral university in Malibu, CA. It is tied to Churches of Christ. The school offers 73 education programs across 5 undergrad and grad schools. Located just 35 miles from LA, its in an ideal location for fun, sun, and culture. 

Over half of the students at Pepperdine are Christian. The rest come from other faith backgrounds. Pepperdine values diversity but is built on Christian values. Service, worship, and learning come together at this school. Every undergrad dorm has a Spiritual Life Advisor.  

2022/23 Tuition & Fees

Undergrad: $63,142

2021/22 Financial Aid

$32,348

Grad Rate

84%

17 Ashland University 
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Based in Ashland, Ohio, this university has ties to the Brethren Church. It was founded in 1878. Today, it serves over 6,600 students – each one valued as an individual. Choose from traditional or online degree programs.  

Ashland is guided in all things by its Christian heritage. Faith in God and Christian values are key to its identity. The Office of Christian Ministry offers many ways to worship, serve, and grow in your faith. This school is also home to the Ashland Theological Seminary. 

2022/23 Tuition & Fees

Undergrad: $24,140

2021/22 Financial Aid

$18,290

Grad Rate

66%

18 Belmont University 
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Belmont is a private, doctoral university in Nashville. It has Baptist heritage but is inter denominational. Belmont focuses on liberal arts and professional education. It serves over 8,400 students in more than 130 programs of study. 

Belmont provides a student centered Christian community. In fact, it is the largest ecumenical Christian college in the United States. Faculty and staff try to include Christian ways of thinking in every part of life at Belmont. There are many ways to get involved. From worship services to mission trips.  

2022/23 Tuition & Fees

Undergrad: $39,850

2021/22 Financial Aid

$22,080

Grad Rate

72%

19 Colorado Christian University 
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CCU is a private university based in Lakewood, Colorado. In fact, it is the state’s flagship Christian university. CCU is inter / un denominational. And, it is evangelical. Besides its main campus, the school has centers in six cities throughout CO. And, it offers online learning.  

Colorado Christian does not separate faith and learning. All faculty and staff embrace the school’s Statement of Faith. Chapel attendance is required for all undergrad students. It’s a chance for the whole campus to worship together. And, students must sign a Lifestyle Covenant. 

2022/23 Tuition & Fees

Undergrad: $37,432

2021/22 Financial Aid

$25,200

Grad Rate

31%

20 Campbell University 
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Campbell University is a private, Baptist college. It was founded by the Baptist minister J.A. Campbell in 1887. You’ll find this school in Buies Creek, NC. It serves 6,800 students in an inclusive Christian setting. 

Students can take part in worship at the beautiful Butler Chapel. Ministries and mission trips offer ways to serve others. And, the Office of Spiritual life can guide you as you grow in your faith. Upperclassmen and grad students serve as Resident Chaplains (RCs).  

2022/23 Tuition & Fees

Undergrad: $39,230

2021/22 Financial Aid

$33,425

Grad Rate

47%

Medical Assistant to RN

Transition from Medical Assistant to RN

What is the quickest way to go from a medical assistant to RN?

Differences Between Medical Assistant and RN

The journey from a Medical Assistant (MA) to a Registered Nurse (RN) primarily hinges on the scope of practice. While these healthcare professionals may share certain administrative and clinical responsibilities, Registered Nurses often embrace a more comprehensive level of patient care, a dimension not typically within the realm of MAs. As a result, the paths of education for those transitioning from Medical Assistant to RN may diverge. 

Much like RNs, MAs have the potential to work in hospitals, medical offices, or other healthcare settings. Their tasks often involve scheduling appointments and recording patient information. Additionally, MAs may be involved in recording vital signs such as blood pressure and inputting patient data into Electronic Health Records (EHRs). Moreover, certain Medical Assistants also undertake fundamental clinical duties. Some of these tasks include: 

  • Conducting basic laboratory tests 
  • Administering injections or medications 
  • Providing wound care 
  • Assisting in preparing patients for X-rays 

Registered Nurses (RNs) also engage in the documentation of patient information and medical histories, similar to MAs. However, their role may encompass more comprehensive patient assessments. Prior to a doctor’s evaluation, RNs might examine the patient’s condition, noting symptoms and pertinent details. Moreover, RNs play a pivotal role in devising treatment plans and providing patient education. They may oversee Licensed Practical Nurses (LPNs) and, most crucially, administer treatments and medications to patients. 

For RNs in different areas of medicine, clinical tasks may vary. Here are just a few examples:

  • Critical care nurses tend to and monitor individuals with urgent or acute illnesses. 
  • Neonatal nurses care for babies who are born prematurely or with health complications. 
  • Genetics nurses engage in screening, counseling, and treatment for hereditary health conditions. 
  • Public health nurses contribute to public education about prevalent health issues, conducting screenings and outreach.

The paths MAs and RNs take to prepare for their careers can differ. According to the Bureau of Labor Statistics, RNs generally pursue one of three educational routes

An approved nursing program that awards a diploma

These accredited nursing programs are often available through hospitals or medical centers. Typically spanning 2 to 3 years, they delve into subjects such as nursing fundamentals, surgical nursing, and patient care. Alongside theoretical learning, students are required to complete clinical experiences, gaining hands-on practical skills. 

An Associate Degree in Nursing (ADN). Or, an Associate of Science in Nursing (ASN)

Compared to the diploma program, ADN or ASN programs are more widespread. Taking a similar duration of 2 to 3 years, these degrees offer comprehensive education. Nursing students delve into courses like anatomy, physiology, microbiology, as well as subjects in social and behavioral sciences and liberal arts. Clinical experience remains a crucial component of these programs, enabling students to apply theory in real-world healthcare settings. 

A BSN, or Bachelor of Science in Nursing

A Bachelor of Science in Nursing program encompasses the same foundational courses and clinical experiences as ADN or ASN programs, but with added depth. Expect to cover subjects like communication, leadership, and advanced science courses. This comprehensive program typically spans around 4 years. Already have an ADN or ASN and looking to further your education? Many nurses pursue a Bachelor’s degree through RN-to-BSN or RN bridge programs. 

MAs may also have a few education paths to consider:

  • Postsecondary certificate. The most common route, offered at community colleges, vocational schools, and similar institutions. This certificate program usually takes about a year. Coursework includes medical terminology, anatomy, lab work, and a mix of classroom or online learning.
  • On the job training. Some states lack strict education requirements for MAs. While many employers prefer certified or degreed candidates, some may hire individuals with a high school diploma and provide training on-site. 
  • Associate degree.  Degree programs in medical assisting are available, typically taking around 2 years and often offered by community colleges. Curriculum covers a range of topics from medical coding and health insurance to pharmacology and nutrition. General college courses like algebra and communication may also be included. 

Both registered nursing and medical assisting programs touch on similar subjects like anatomy and physiology. However, nursing programs emphasize clinical skills and knowledge, whereas MA programs focus more on administrative functions and general healthcare understanding. Each program tailors its curriculum to equip students for their respective roles. Therefore, MAs aiming to transition into the RN career path might need to address certain gaps in their education. 

How to Transition

Wondering if a Medical Assistant (MA) can become an RN? While the transition isn’t immediate, MAs can potentially shift to an RN career by pursuing further education, namely through nursing school. Although there isn’t a direct route from MA to RN, several educational paths can facilitate this career transition, including:  

MA to ADN or ASN

As an MA, you have the option to obtain an Associate Degree in Nursing (ADN) or an Associate of Science in Nursing (ASN) degree. This path usually spans 2 to 3 years and might be the quickest route to embark on your journey to becoming an RN. If you already hold an Associate’s degree for Medical Assisting, you may have the opportunity to transfer certain credits, particularly general education credits. Depending on the program, you could even complete some or all of your coursework online. However, it’s important to note that nursing programs typically require in-person clinical experience, which can’t be replicated online. You might be able to fulfill these clinical requirements at a nearby facility. 

MA to BSN

Another viable option is to pursue a Bachelor of Science in Nursing (BSN). This path can offer several advantages, as certain employers specifically seek Registered Nurses (RNs) with Bachelor’s degrees. Additionally, some administrative positions and specialized nursing roles may require a BSN. The duration of this pathway typically spans around 4 years, but if you have transferable college credits, it might be possible to complete the degree in less time. The feasibility of this depends on whether the nursing program accepts transfer credits. While many online BSN programs are tailored for current RNs seeking to obtain their Bachelor’s, you might also find regular BSN programs with online course offerings. 

MA to LPN to RN

An alternative route involves becoming a Licensed Practical Nurse (LPN). This pathway generally requires less education than an RN, often a certificate or diploma program that takes about a year to complete. Opting for an LPN career path could provide you with a preliminary experience in nursing. Subsequently, you can progress to an LPN to RN program or an LPN to ADN program. These bridge programs are designed to build upon an LPN’s existing knowledge, facilitating a transition to an RN career. These programs might even grant credits for prior learning, making the process quicker than you might expect. Certain programs might allow you to complete coursework, excluding clinicals, through online platforms. 

Aside from educational requirements, you’ll also need to obtain a nursing license from your state, with specific regulations varying depending on your location. Generally, passing the National Council Licensure Examination (NCLEX-RN) is a prerequisite. Additionally, many states mandate background checks and have other specific requirements. To obtain comprehensive information, it’s advisable to consult your state’s board of nursing. 

WHY CONSIDER THE SWITCH? 

Both Medical Assistants (MAs) and Registered Nurses (RNs) play indispensable roles in healthcare settings, including hospitals. So, what prompts the transition from MA to RN? Here are a few compelling reasons to ponder: 

  • Potential for Higher Earnings. In 2021, RNs boasted a median annual salary of $81,220, while MAs earned $38,270. Clearly, there exists a substantial wage disparity. This considerable difference serves as a driving force for numerous MAs to pursue further training and education, aiming to tap into the higher-paying opportunities RN roles may offer. 
  • Expanded Responsibilities. RNs often undertake more complex and challenging responsibilities compared to MAs. Their role frequently involves direct patient interaction, including health education. Conversely, MAs frequently contribute in a supportive capacity, with some engaging in clinical tasks tied to patient care, while others predominantly handle administrative functions like appointment scheduling and record keeping. For MAs seeking to elevate their professional contributions, a shift to nursing might be a logical step. 
  • Career Advancement. According to the Bureau of Labor Statistics (BLS), RNs have the potential to explore further horizons. With additional education, such as obtaining a Master’s degree like a Master of Science in Nursing (MSN), RNs can progress to becoming Nurse Practitioners. This elevation opens doors to advanced clinical roles. Alternatively, RNs can venture into diverse niches within nursing, such as management, administration, and beyond. 

What Financial Aid is Available?

When considering the pursuit of a Registered Nursing program, financial aid can emerge as a pivotal resource. This is especially crucial if you are contemplating a transition from Medical Assistant (MA) to RN. Rest assured, financial aid options may be within reach for those who qualify. To navigate this realm effectively, a foundational step is engaging with the Free Application for Federal Student Aid (FAFSA). This application serves as a compass, guiding you to ascertain your eligibility for a spectrum of federal financial aid offerings, including grants, loans, and work-study opportunities. 

Federal grants a valuable form of financial support, are typically bestowed without the expectation of repayment. In contrast, student loans necessitate eventual repayment. However, federal loans often arrive with benefits that private loans may not extend. These advantages may encompass lower interest rates and the concept of subsidized interest, where the government covers the interest accrued while you are enrolled in nursing school. Additionally, the Federal Work-Study Program can furnish the prospect of part-time employment, enabling you to accumulate funds to support your educational journey.

Scholarships stand as another avenue for potential financial aid. Within this landscape, both nursing schools and external organizations proffer scholarships tailored specifically for nursing students. Esteemed bodies such as the American Association of Colleges of Nursing (AACN) and the National League for Nursing (NLN) extend their support through the bestowment of nursing scholarships. Parallelly, numerous other organizations also contribute to this array of scholarship opportunities. 

In essence, delving into the realm of available financial aid can substantially alleviate the fiscal challenges associated with transitioning from an MA to an RN path. By meticulously exploring the diverse options encompassing scholarships, grants, federal loans, and work-study programs, aspiring RNs can forge ahead in their educational journey fortified with financial stability. 

MA and RN Licensing and Certifications

When it comes to Medical Assistants (MAs), formal state certification might not be an obligatory requirement, as outlined by the Bureau of Labor Statistics (BLS). Nonetheless, employers often display a preference for MAs possessing a certification, such as the Certified Medical Assistant (CMA) designation offered by the American Association of Medical Assistants (AAMA). To secure this certification, individuals must be at least 18 years old, successfully pass a comprehensive exam, and fulfill stipulated criteria related to their education and practical work background. 

In contrast, all Registered Nurses (RNs) must obtain state licensure as a mandatory step. It’s advisable to consult your state’s governing nursing board to gain a clear understanding of the prerequisites. This could include undergoing criminal background checks, among other conditions. The path to acquiring an RN license generally involves two primary stages: 

  • Completion of an accredited nursing education program. 
  • Achievement of a passing score in the National Council Licensure Examination for Registered Nurses (NCLEX-RN). 

Beyond the foundational licensing, Registered Nurses also have the option to pursue supplementary certifications. These specialized designations can be obtained through professional organizations and are tailored to specific domains of nursing, like gerontology or pediatrics. Additionally, RNs might be required to attain certifications in cardiopulmonary resuscitation (CPR), basic life support (BLS), and advanced cardiac life support (ACLS), depending on their practice environment and responsibilities. 

  • *This is an offer for educational opportunities that may lead to employment and not an offer or guarantee of employment and that may help prepare students to meet the licensing or certification requirements of the field they choose to study. Students should check with the appropriate licensing or certifying body to make sure the program they apply to will help meet any licensing or certification requirements. Students should also consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum.

Trade Schools That Don’t Require a High School Diploma or GED

Trade Schools That Don’t Require a High School Diploma or GED

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Vocational institutions offer a promising avenue for various student profiles. Those inclined towards hands-on work will appreciate the skill-focused training inherent to trade schools. Individuals aspiring to pursue careers in skilled trades will value the pragmatic approach of such education. The positive aspect is that numerous trade schools have inclusive admission policies, not mandating a high school diploma or GED as prerequisites. This opens up access to a diverse range of students. Even if you didn’t complete high school, meaningful career opportunities are still within your reach through trade professions. These vacations not only offer financial rewards but also a sense of accomplishment. Additionally, you may be interested in colleges that do not required GEDs or High school diplomas

Can You Go to Trade School Without a GED or High School Diploma?

Trade schools provide an alternative educational path compared to traditional four-year colleges and universities. While a considerable number of these institutions do stipulate a high school diploma or GED as prerequisites, there are avenues available for students who lack these credentials. Certain trade schools do admit students even if they haven’t obtained a high school diploma or GED. 

If I Don’t Have a GED or High School Diploma, What are the Admission Requirements?

Admission requirements for trade schools are very different than at colleges. Trade schools are primarily concerned with their students having the skills needed for their desired trade. While some schools require students to have a GED or high school diploma, others do not. Typically, trade schools that don’t require high school diploma or GED often have different admission requirements. These can include:

  • A copy of high school transcripts
  • Certifications from skills-based training programs
  • Ability to pass a proficiency exam
  • A personal statement

What are My Options If I Don’t Have a GED or High School Diploma?

There are options for students who do not have a high school diploma or GED. It is important to research trade schools that don’t require high school diploma or GED. You may find that there are several schools located nearby that will accept you. If you cannot find any options on your own, you may want to contact the local high school. Often, the guidance counselors at the high school could provide you with more information. They could tell you more about trade schools in the area. They may also provide you with information about their admission requirements.

Penn Foster

  • Open the door to a career opportunity with from an accredited, online school offering associate, career diploma and certificate programs
  • Learn online, at a pace that is right for you in the convenience of your own home
  • Affordable tuition with customized payment plans are available to fit your current needs

In some cases, it may help to get letters of recommendation. These letters could provide personal proof of your commitment. A letter from a former teacher, colleague or employer can go a long way. These letters could offer more information about your background. They might explain why you are a good fit for the trade school you are applying to.

Am I Eligible for Financial Aid if I Don’t Have a GED or High School Diploma?

Trade schools may offer financial aid for students. Many students are able to obtain financial aid through federal student loans. However, federal student loans are only available to those who have a GED or high school diploma. Financial aid may be available to those who qualify.

If you do not have a high school diploma or GED, you may not be eligible to receive financial aid from the federal government. But, you may have options available to you. You could contact local community organizations and non-profits to find out if they have scholarship opportunities. Some of these opportunities may be available to students without a high school diploma or GED. It may take a lot of research. However, the result is worth it. Financial aid could help make it easier for you to enroll at a trade school.

What is Ability to Benefit?

According to the U.S. Department of Education, Ability to Benefit is a law that allows students without a high school diploma or GED to qualify for some financial aid. Students who qualify for Ability to Benefit may be eligible to receive Title IV funding.

Ability to Benefit is beneficial for students who do not have a high school diploma or GED. A student who had to leave school early to help provide for their family could now receive assistance to pursue their career. A student who struggled with academic work but excelled with hands-on learning can now go to trade school. Ability to Benefit could help students get the assistance they need to pursue a trade.

What Kind of Trade Schools Do Not Require a GED or High School Diploma?

There are several types of trade schools that may not require a high school diploma or GED. These types of trade schools include:

  • Community Colleges — Many community colleges offer trade school programs. Students can attend a community college, yet pursue a trade. There are several community colleges across the country that do not require a high school diploma or GED. Community colleges may offer a variety of trade school programs. These programs may include culinary, electrical, plumbing or others.
  • Beauty Schools — Some beauty schools do not require students to have a high school diploma or GED. Beauty schools prepare students to pursue a career in cosmetology. These hands-on learning programs allow students to learn the art and science of styling hair. They also may have makeup application programs.
  • Massage Schools — There are massage therapy schools that do not require students to have a high school diploma or GED. At a massage therapy school, students learn how to apply massage techniques. They may work in a salon, or in a clinical setting. Massage therapy schools offer hands-on lessons as well as online learning opportunities.
  • Nursing Assistant Schools — Anyone who wants to work in the medical field but does not have a high school diploma or GED could apply to a nursing assistant school. These trade schools train students to become certified nursing assistants, or CNAs. CNAs help nurses perform critical tasks throughout the day. They could work directly with patients. It is a great option for students who are passionate about medicine.

While some trade schools do not require students to have a high school diploma or GED, you should keep in mind state licensing requirements. You may need to earn a GED to apply for a state license. This is why many trade schools offer GED programs as well. You should research the licensing requirements in your state. This will help you select the best trade school for you.

Trade Schools that Don’t Require a GED or High School Diploma

1 Front Range Community College
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Front Range Community College is located in Colorado. This community college is known for its open admission policy. It accepts students without a high school diploma or GED. It offers a variety of technical programs. These include HVAC and Refrigeration and Welding. 

2022/23 Tuition & Fees

Undergrad: Out-of-state $15,776;In-state $4,126

Students who Receive Financial Aid (2021/22)

100%

Avg. Amount of Financial Aid Awarded (2021/22)

4,908

Grad Rate

25%

2 Southern Technical College
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Southern Technical College is a community college in Florida that has many technical programs. Students without a high school diploma or GED can take advantage of its career pathways program. Some of its trade programs include medical assisting, veterinary assisting, electrical technology and welding. 

2022/23 Tuition & Fees

Undergrad: $18,250

Students who Receive Financial Aid (2021/22)

80%

Avg. Amount of Financial Aid Awarded (2019/20)

$4,105

Grad Rate

57%

3 Southern Technical College
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Southern Technical College is a community college in Florida that has many technical programs. Students without a high school diploma or GED can take advantage of its career pathways program. Some of its trade programs include medical assisting, veterinary assisting, electrical technology and welding. 

2022/23 Tuition & Fees

Undergrad: $14,742

Students who Receive Financial Aid (2021/22)

82%

Avg. Amount of Financial Aid Awarded (2019/20)

$5,823

Grad Rate

46%

4 Community College of Baltimore County
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Community College of Baltimore County is located in Maryland. Students without a high school diploma or GED can enroll at this community college. It has many trade programs that students can choose from. Its trade programs include contact tracing investigator training, manufacturing and more. 

2022/23 Tuition & Fees

Undergrad: $4,380

Students who Receive Financial Aid (2021/22)

69%

Avg. Amount of Financial Aid Awarded (2019/20)

$5,987

Grad Rate

18%

Penn Foster

  • Open the door to a career opportunity with from an accredited, online school offering associate, career diploma and certificate programs
  • Learn online, at a pace that is right for you in the convenience of your own home
  • Affordable tuition with customized payment plans are available to fit your current needs

5 Central Community College
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Students in Nebraska who do not have a high school diploma or GED can attend Central Community College. Students who are 16 years old must enroll in the GED program while taking classes. However, students who are 18 years old do not have to complete their GED. Some of the trade programs offered at this community college include automotive technology, dental assisting and heavy equipment operator technician. 

2022/23 Tuition & Fees

Undergrad: Out-of-state $4,710;In-state $3,300

Students who Receive Financial Aid (2021/22)

99%

Avg. Amount of Financial Aid Awarded (2019/20)

$6,109

Grad Rate

52%

6 St. Charles Community College
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St. Charles Community College is located in Missouri. This community college accepts students who do not have a high school diploma or GED. Students will find that there are many trade programs at this school. Some of those trade programs include medical billing, medical assisting, phlebotomy, personal fitness training and more. 

2022/23 Tuition & Fees

Undergrad: Out-of-state $5,664;In-state $4,344

Students who Receive Financial Aid (2021/22)

77%

Avg. Amount of Financial Aid Awarded (2021/22)

$10,087

Grad Rate

22%

Students who do not have a high school diploma or GED have many options available. Even without a high school diploma or GED, students can apply to select schools. They can pursue an education. They could work toward a career. This is often the first step in building a new life for themselves.

For many students who do not have a high school diploma or GED, academics are difficult. They may struggle with traditional schooling. They may not have felt like they fit into a typical classroom. These students often benefit from trade programs. Fortunately, there are many technical schools that do not require a high school diploma or GED. Students who do not have a high school diploma or GED should begin researching schools in their area that will consider them. The admission requirements may vary based on the school. Students should use personal statements and essays to provide more information about their background. They can use this part of the application to share their story. These stories can provide compelling evidence. They can help prove that students are committed to succeeding. They can show that they are willing to take on a challenge. They can offer insight into why the student wants to pursue a trade as a career.

Trade schools may be a great option for all types of students. Many people who enjoy hands on work will like working in a trade. From working in a beauty salon to welding in a shop, there are options for every type of person.

Anyone who does not have a high school diploma or GED should know more about their options. There are trade schools that may accept students without a high school diploma or GED. For more information about trade schools and their admission requirements, contact us today. We look forward to helping you find the perfect fit for you.

Low GPA High SAT

What to Do If You Have a Low GPA but High SAT Score

College applications encompass a multitude of elements. Typically, you must submit the application form, your essay, and your standardized test scores. Alongside these, your GPA is a crucial component. In certain cases, students may possess a lower GPA but higher SAT scores. Here’s a comprehensive understanding of the dynamics surrounding a scenario of having a low GPA but high SAT scores. 

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Many colleges set forth specific admission prerequisites, often involving a GPA benchmark and a stipulated minimum score on standardized tests. In some cases, students facing a scenario of possessing a low GPA yet high SAT score might encounter certain limitations. Their academic profile might not seamlessly align with the established admission criteria. 

However, this isn’t a definitive setback. Students who find themselves in this situation still have avenues for admission. Precise completion of the application is pivotal. It’s crucial for students to illuminate their accomplishments wherever applicable. Supplementing their application with additional elements could prove beneficial. Collaborating with a counselor can be invaluable in this process. Counselors possess the expertise to help students portray their most impressive self on paper. 

What do Colleges Think of Your Low GPA High SAT? 

Colleges approach each student as a unique individual. While a low GPA might initially seem like a drawback, a high SAT score can be a positive indicator of the student’s capabilities. 

When evaluating an application boasting a combination of a low GPA and high SAT score, colleges often analyze trends. They seek evidence of ongoing improvement, aiming to admit students who are dedicated and motivated. Demonstrating an upward trajectory in your grades is vital. Consistent declines in GPA could potentially hinder your admission prospects. Keep in mind that various colleges maintain distinct admission standards. This aspect should be taken into consideration when deciding which schools to include in your application process. 

Does GPA or SAT Score Matter More? 

When assessing college applications, a multitude of elements come into play. Both a student’s GPA and test scores, such as the SAT, undergo scrutiny. The juxtaposition of a low GPA alongside a high SAT score might initially appear paradoxical. Nonetheless, colleges evaluate these facets differently. While some admissions officers may place more weight on GPA as a determinant, others consider it a more comprehensive representation of academic prowess. This is because a GPA reflects performance over an extended period, providing insight into a student’s consistent achievements. 

For those with a low GPA but a commendable SAT score, the situation might seem disheartening. Yet, optimism prevails. A high SAT score could underscore the individual’s potential. Moreover, aligning the trajectory of the GPA with the SAT score can present a holistic view of the applicant’s capabilities. 

Why is Your GPA Low? 

Possessing a low GPA in isolation might not necessarily be a barrier to college admission. Students grappling with a modest GPA could have the opportunity to shed light on their individual circumstances. Numerous elements can contribute to a lower GPA. For instance, students who shoulder responsibilities to financially assist their families might have less time for studying. Involvement in extracurricular commitments could also impact GPA. Furthermore, those who encountered difficulties early in high school may continue to face challenges in improving their GPA. The reasons behind a low GPA can vary widely. 

What is a Good GPA? 

A student’s academic performance is often distilled into their grade point average (GPA), usually evaluated on a 4.0 scale. According to U.S. News and World Report, numerous colleges stipulate a minimum GPA of 2.0 for admission. A favorable GPA generally falls within the range of 3.0 to 3.5, while a perfect 4.0 GPA is regarded as outstanding. 

A high school student boasting a strong GPA typically signifies the cultivation of effective study routines. Such a student is likely equipped to thrive in a college setting. Conversely, an individual with a lower GPA may need to demonstrate their potential for success. This can be achieved by augmenting their college application with additional components. It’s important to note that each college possesses its own specific admissions criteria. Hence, students should juxtapose their GPA with the prerequisites of the institutions they intend to apply to. 

Can You Prove Your Academic Preparation in a Different Way? 

Students with a low GPA but high SAT score could still show that they are prepared. There are other ways to highlight academic accomplishment on a college application. One way you could do this is to include a copy of your school records. College admissions officers might review these records, and learn more about your strengths. They may find that your GPA suffered because you struggled in science courses. On your application, you could talk about your strengths in reading comprehension and writing. If you are applying to a communications program, the college may see that you are prepared for that degree program. 

If you took summer training to improve your knowledge in a subject, you might want to add that to your application. You could show the college admissions officers that you are willing to work hard to accomplish your goals. 

How Can You Compensate with the Rest of Your Application? 

It is possible to be creative when applying to college. Your low GPA but high SAT score is not the only component. You could use your personal statement, the courses you enrolled in, and your extracurricular activities as part of your application. The point is to show you are well-rounded individual. You should show that you can contribute to the college community in many ways. You need to prove that you are up for the challenge. Use your application to show that you are willing to work hard to succeed. 

 

8 Things to do if You Have a Low GPA 

1. Provide recommendation letters

Reach out to both your teachers and school counselors to request recommendation letters. These letters hold the potential to delve into the nuances of your work ethic and academic journey. Teachers can offer insights into areas where you faced challenges and how you overcame them. It’s advisable to seek recommendations from multiple teachers, encompassing those from classes you excelled in as well as those you found challenging. By incorporating a range of perspectives, you can present a more comprehensive view of your abilities. 

Furthermore, your school counselor can contribute valuable information about your academic standing and personal attributes. This additional layer of insight can provide a deeper understanding of your character. The compilation of these recommendation letters can provide a richer context for your academic profile, offering valuable context to your high SAT scores despite a low GPA. While certain colleges may stipulate one or two recommendation letters, given your unique circumstances, it might be beneficial to consider including three or four letters. 

2. Talk about your classes

Share insights into the classes you undertook during high school. Colleges are interested in where you excelled and where you encountered challenges. Occasionally, students with strong GPAs present elite colleges with transcripts dominated by easy courses. College admissions officers also pay close attention to which subjects contributed to lowering your GPA. For instance, if math posed difficulties, they might observe a contrast between your GPA in other subjects and your performance in math classes. Your course selection throughout high school offers a more comprehensive understanding of your overall academic journey. 

3. Talk about extenuating circumstances

Include information about any extenuating circumstances that may have impacted your GPA. Various factors beyond your control could have affected your academic performance. For instance, a family crisis during your sophomore year might have influenced your mental and physical well-being, causing a temporary GPA decline. Even if you demonstrated improvement in subsequent years, your GPA might not have fully rebounded. Sharing these circumstances with colleges can provide a broader context for evaluating your academic record, potentially lessening the weight assigned to your GPA. Family deaths, illnesses, relocations, and divorces are among life events that could influence your GPA. If your low GPA stems from personal challenges, sharing your narrative is valuable. 

4. Wait to apply

Opt for later application submission to showcase GPA improvement. Early admissions doesn’t suit everyone. While some students submit applications in the summer months, others might benefit from applying later in the academic year. Delaying your application allows room for grade improvement, demonstrating a positive trajectory. Despite the later submission, you enhance your odds of acceptance by showcasing your growth and progress. Providing yourself the time to flourish might be a strategic step. Applying later, perhaps in January, February, or March of your senior year, can amplify your overall application strength. 

5. Apply to community colleges

Explore opportunities at community colleges. Depending on your GPA, initiating your college journey at a community college could be advantageous. These institutions often have more lenient GPA admission requirements and may offer specialized courses to bolster subjects where you struggled. It’s plausible that your GPA could significantly improve in this setting. After a year or two, you can consider transferring to a different college or university. Remember, your options aren’t limited to four-year institutions. Community colleges might align well with the profiles of students boasting high SAT scores despite low GPAs. 

6. Highlight extracurricular activities

Highlight your involvement in extracurricular pursuits. Presenting yourself holistically is essential, transcending mere scores. If you possess a high SAT score alongside a low GPA, underscore other facets of your personality. Your extracurricular involvements can spotlight your dedication to community engagement. If investing considerable time in theater productions led to GPA dips, this showcases your commitment. Similarly, participating in activities like school newspapers could indicate valuable skill development. Detail your participation in sports, clubs, and part-time jobs, all of which could have influenced your GPA. By sharing a comprehensive view, colleges gain a deeper understanding of your character. 

7. Talk about your interests

Discuss your academic interests outside the traditional classroom setting. Formal coursework may not accurately gauge every student’s capabilities. Those who struggle with structured classes might excel in independent academic pursuits. A student who faced challenges in algebra might spend hours engrossed in classic literature. Expressing these interests highlights your motivation to engage with academic subjects. This illustration of your intrinsic desire to learn could bolster your application, underscoring your commitment and capability. 

8. Write a personal statement

Compose a compelling personal statement. Many colleges require an essay as part of the application. Leverage this opportunity for accountability and reflection. Acknowledge your low GPA while highlighting your impressive SAT score. Provide context for the circumstances affecting your academic journey. Use your essay to infuse personality and passion into your application. Let your words convey your strong desire for admission, your aspirations, and your career goals. Paint a vivid picture of your envisioned college experience and your commitment to making the most of it. A well-crafted personal statement can significantly bolster your chances of admission. 

If you hold a high SAT score despite a low GPA, viable paths are within reach. Meticulously construct your application to highlight your strengths and multifaceted talents. Focus on showcasing your standout achievements, which often extend beyond numerical grades and test scores. 

10 Reasons to Earn a Degree After the Military

10 Reasons to Earn a Degree After the Military

Why Military Veterans Should Consider Reasons to Earn a Degree After the Military

There are many reasons to earn a degree after the military. It may solidify skills and prep you for the civilian job market. No matter where you are in your service journey, it is a step to consider. And one you may be more prepared than you think. The military provides many soft skills that may set you up for success in a civilian role. Soft skills are qualities like being dependable and having a strong work ethic. Being able to resolve conflict and adapt are a few more that employers appreciate.  

Naturally, each area of service shapes different skill sets. But if you identify yours, it can make your education feel more purposeful.  

10 Reasons to Earn a Degree After the Military  

Here are ten reasons to earn a degree after the military.  

1. Pave the way to higher earnings

According to the Bureau of Labor Statistics, full-time workers aged 25 and over with a bachelor’s degree had median weekly earnings of $1,334 in 2021. Compared with workers who only had a high school diploma, that’s $809 more per week. 

2. More education might equal less unemployment

Having a college degree may help you land a job. The same BLS.gov report found that full-time workers aged 25 and over with an associate degree experienced an unemployment rate of 4.6%. The rate is lower for workers with a bachelor’s degree (3.5%). For workers with a high school diploma, the unemployment rate is higher (6.2%). 

3. Your military skills may count towards college credit

In the military, you honed key technical and communication skills that may help you in the civilian job market. Knowing this, many colleges offer credit for qualified military training. So, a degree may be more accessible than you think. To get the process started, you may want to order your Joint Service Transcript so that your college can review it.

4. Adapt your skills for a civilian job

Through military service, you may have many marketable skills. Like leadership and a solid handle on how to manage time, teams and projects. That said, the military has its own style. So, attending college may help you mold your talents for use in a specific career field.   

5. Education is good for the heart 

Another reason to earn a degree after the military can be found in federal statistics which shows that education may be heart healthy. Figures show that, on average, bachelors prepared 25 year old’s live about nine years longer that those who did not graduate from high school.  

6. Score promotion points  

Points toward promotion is one of the incentives the military offers to enlisted service members when they use education benefits. The number of points varies by branch. For instance, the Army may reward Soldiers with up to 100 points toward their promotions. The Marine Corps may grant up to 75 points toward promotions. And, the Navy may award points to Sailors who have earned their degrees. These points may help you to climb the ladder in the military or prompt you to pursue a civilian career. Either way, for most entry level jobs, you need a bachelors degree (BLS.gov).

7. Find a new direction 

You may be doing a job you love in the military and want to build a civilian career in the same line of work. Or, ready to find a new path that builds on your strengths. Military veterans tend to perform well in college and choose a wide range of majors.

8. College may support your transition 

Many military friendly colleges have resources to help veterans make the leap into civilian life. You may find enrollment counselors that work to help you navigate everything from benefits to program choice. There are also online programs designed to enable you to progress towards a degree at your own pace. And from wherever you are with a computer and internet.

9. Build new networks 

A college degree may help you expand professional and personal networks. Apart from course work, there may be other resources to help you with a job search. Many colleges have workshops and dedicated centers where you can learn to optimize your resume and profiles, prep for interviews and so on. 

10. Prep for in demand career paths 

Even people already in the workforce are upgrading their skills to prep for a brighter future. Over half of adults (54%) in the workforce feel they need to add more skills to stay current and competitive in the job market. Plus, for some of the fastest growing fields, you need a bachelors degree or higher.  

Degree and Career Paths for Military Veterans

One of the key steps to landing a job, is earning the degree that help prepare you for it. Here are a few degree and career paths for military veterans.

1

Bachelors in Computer Science / Information Science

Skills: Critical thinking, complex problem solving, judgement
Career Opportunities: Information Security Analyst, Computer and Info Systems Manager, Database Administrator, Software Developer

Information Security Analyst

As an information security analyst, your primary role is to protect networks and systems from hackers and potential breaches. With the increasing prevalence of cybercrime, this field is experiencing rapid growth, projected to see a 32% increase in jobs from 2022 to 2032. Info sec analysts earn a median annual salary of $112,000 on average though salaries may vary. To enter this field, a bachelor’s degree in computer science, information assurance, programming, or a related field is a common starting point. Advancement opportunities often require candidates to have an MBA. 

Computer and Info Systems Manager 

As a computer and IT manager, you work with a business to figure out its technology goals and needs, Then, help plan and direct things like installation and upgrades. As more firms expand into digital platforms, the field should see 15% more jobs by 2032. If this interests you, many people enter with a bachelors degree, but tend to need a grad degree for more complex roles. That said, the 2022 median annual salary in this field is $164,070. 

Database Administrator 

DBAs or database administrators use software to store, secure and organize data. Their day to day may include running tests and backing up data. Job prospects should be favorable (8% by 2032) depending on the service industry. It is brightest for DBAs in computer systems design due to the popularity of cloud computing. For entry level roles, DBAs typically need a bachelor’s degree and proficiency in SQL. But firms with really large databases may prefer candidates with a master’s degree. 

Software Developer

Software developers are the creative minds who design computer programs. As an app developer, you could design things like word processors, custom software, programs and games. And as a systems deloper, you might create the operating systems that run the apps and programs. In both cases, a bachelor’s degree and skills in the industry you want to work in tend to be vital. The industry expects an average of 26% growth to 2032. Salaries range depending on job title. For example, software developers report median annual salaries of $124,200. 

2

Bachelors in Business Administration

Skills: Time management, systems thinking, problem solving
Career Opportunities: Management Analyst, Logistician, Market Research Analyst 

Management Analyst

Many management analysts consult with businesses to help them become more efficient and productive. So, above all, their day tends to include lots of problem solving and finding ways to control costs. These skills are valuable in health care, IT, gov’t and beyond. As a result, demand should reach 10% by 2032, which is much faster than average. Also above average are median annual salaries which in May 2022 were $95,290. While a bachelor’s degree is the common entry point, many employers also look for candidates with an MBA. 

Logistician

As a logistician, you have to analyze and track a business’s supply chain. In fact, you may have to manage the entire life cycle of a project from design to transport. You could prepare for this path with a bachelor’s degree in business, systems engineering or supply chain management. The projected projection is to grow 18% by 2032. Salaries in this field range, but the median annual salary is $77,520 per year. 

Market Research Analyst

One way you could blend business and communication skills is as a market research analyst. Market research analysts study trends to see if a product or service will sell well. They also help companies understand their target markets, what clients want and the price they will pay for it. Since companies rely on this info to turn a profit, the industry forecasts 13% more growth to 2032 and pays an median annual salary of $68,230. If this interests you, it is likely you will need a bachelor’s degree and head for math. 

3

Bachelors in Nursing

Skills: Critical thinking, emotional stability, attention to detail
Career Opportunities: Registered Nurse, Nurse Manager, Health Educator

Registered Nurse

As a registered nurse, you play a vital role in patient care. Beyond doing a health intake, RNs administer medicines and treatments. RNs also teach patients how to manage their condition, perform diagnostic tests and consult. Depending on your interests, you might also hone specific patient care skills to work with a particular group. Critical care for example, or addiction. The demand for RNs should add 6% more jobs by 2032 in gov’ts, hospitals, rehab centers and beyond. In all these settings, the median annual salary is $81,220. 

Medical and Health Services Managers

With the shift of healthcare services to office settings, the demand for medical and health services managers is projected to increase by 28% from 2022 to 2032. These managers are responsible for overseeing departments, facilities, or clinical areas, requiring skills in budgeting, staffing, and organization. While a bachelor’s degree is typically required to enter the field, some positions may require a master’s degree. Salaries vary depending on education level, with the median annual wage for medical and health services managers averaging $104,830 in May 2022. 

Health Educator

If you prefer to teach people about healthy behaviors, a career as a health educator might interest you. Health educators collect data to figure out how to promote wellness to specific groups. This may mean informing people how to avoid diabetes or stroke. Or, advocating for better health resources and policies. The field expects 7% more jobs by 2032 as there’s a need to help people avoid costly diseases and procedures. Some people earn their degree in health education or health promotion. Though there are positions that entail a masters or doctorate. With the range in roles, the median annual wage was $59,990 in May 2022. 

4

Bachelors in Criminal Justice

Skills: Communication, leadership, good judgement
Career Opportunities: Police and Detectives, Emergency Management Director

Police and Detectives

The primary responsibility of police officers and detectives is to solve crimes. In this role, you collect various facts and evidence from crime scenes to piece together the puzzle. If you have a passion for problem-solving and ensuring public safety, the demand for investigators remains steady. The employment outlook for police and detectives is projected to grow by 3% percent from 2022 to 2032, which is slower than the average for all occupations. As of May 2022, the median annual salary for police and detectives was $69,160.

Emergency Management Directors

As an emergency management director, your composed demeanor is crucial during crises. In this role, you’ll be responsible for developing tactical plans to respond to various disasters and emergencies. Given its significance across sectors, the field is expected to grow by 3% from 2022 to 2032. Due to the complexity of the job, a bachelor’s degree and relevant experience are essential. Some individuals pursue a degree in criminal justice with a focus on EM, while others opt for alternative paths like public administration. Upon graduation, you could earn a median annual salary of $79,180, depending on the sector. 

5

Bachelors in Accounting / Finance

Skills: Attention to detail, math, analytical thinking
Career Opportunities: Accountants and Auditors, Cost Estimator, Financial Analyst

Accountants and Auditors

As an accountant or auditor, your expertise in math and detective work comes into play as you investigate financial crimes such as securities fraud, embezzlement, and contract disputes. This career path may also involve collaborating with law enforcement as an expert witness. If this piques your interest, obtaining a degree and working towards CPA status can be beneficial. The field is expected to experience a 4% growth by 2032. While salaries vary, accountants earned a median annual wage of $78,000 in May 2022. 

Cost Estimator

A cost estimator evaluates the time, resources, materials, and labor needed for a project. Often serving as project managers, they oversee the planning of entire jobs in various fields like construction or IT. While the demand for cost estimators is projected to decline by -3% from 2022 to 2032, the pay levels vary across different industries. On average, cost estimators earn a median annual salary of $71,200. 

Financial Analyst

A financial analyst is an expert who assists businesses in making investment decisions. They evaluate stocks, bonds, and provide recommendations to strengthen portfolios. Typically found in banks, pension funds, and securities firms, a degree in accounting or finance is essential for this profession. Additionally, certifications such as the Chartered Financial Analyst (CFA) can prove advantageous. With an expected 8% job growth by 2032, financial analysts earn a median annual salary of $96,220. 

Academic Probation Transfer

What is Academic Probation? 

Academic probation functions as a warning signal that your academic performance falls beneath the established standards for satisfactory academic standing at your institution. Typically, colleges gauge academic progress based on factors like GPA and the accumulation of earned credits. Falling short of these benchmarks could lead to your placement on academic probation. It’s important to note that there might be a possibility of transferring schools even while on academic probation. As a general guideline, possessing a cumulative GPA of less than 2.0 renders you subject to this academic probationary status. However, even a lower term GPA (ranging from 1.5 to 1.99) might trigger this status as well.

During the span of your academic probation, you are granted the opportunity to enhance your performance and regain your academic trajectory. Failing to do so could potentially result in serious ramifications, such as dismissal from your academic program or the loss of financial aid. While on academic probation, it’s probable that you will be expected to:

  • Pass a certain number of credits 
  • Earn an acceptable grade point average (GPA) which each college sets 
  • Meet with your academic advisors 

Can I Transfer While on Academic Probation? 

The possibility of transferring while under academic probation does exist. However, the feasibility of this option hinges on the specific evaluation criteria set by each individual college. When you embark on the process of applying for a transfer during your academic probationary period, certain applications might inquire about your current academic standing. Responding with a “no” allows you the opportunity to elucidate the circumstances surrounding your probation.

In this context, you can elucidate your individual circumstances and challenges. This approach enables you to offer a well-rounded view of yourself beyond a mere “C” grade. Within colleges that operate with open admissions policies, this narrative could suffice. Such institutions might be inclined to extend acceptance irrespective of a lower GPA. Conversely, selective colleges may adopt a different stance.

How Do Students End Up on Academic Probation? 

A range of internal and external factors could lead to academic probation and academic probation transfer. Internal factors are things like anxiety over test taking. And external factors are ones you can’t control. These are a ten more common causes of academic probation. 

1. Entering college with a lack of skills

Research conducted by UC Berkeley unveiled that students who engaged in numerous AP courses during high school were 3 – 5% more likely to maintain good academic standing compared to those who did not.

2. Not showing up to class

Frequent class absences can impede your GPA and overall standing. Some institutions enforce automatic fail or grade deduction protocols for excessive absenteeism.

3. Overwhelming Course Load

Students occasionally enroll in an excessive number of courses without realizing the complexities of managing the workload. The freshman year, marked by shifts in sleeping, eating, and studying routines, may further exacerbate this challenge.

4. It’s tough to time manage

Even if you enroll in a seemingly balanced credit load, if the classes necessitate extensive reading, writing, or prolonged lab sessions, it might lead to overload. Consulting with an academic advisor can facilitate the creation of a more manageable schedule.

5. Too many pass / fail grades

An excessive reliance on pass/fail grades instead of letter grades might adversely influence your academic standing.

6. Poor study habits

Many students attempt studying techniques that are ill-suited to their individual learning styles. According to UC Berkeley, 82% of students on first-year probation cited poor study habits as impediments to success.

7. Mental health and illness

An equivalent 82% of students on probation reported feelings of stress, depression, or distress. Furthermore, health problems, family crises, and other personal issues can trigger a chain reaction impacting academic performance.

8. Completing too few credits

Dropping a substantial number of courses might contribute to a GPA decline. Knowing the required credits for each term can be advantageous in preventing this scenario.

9. Too much partying

Late nights, hangovers, and heightened social activities can exert a toll on both physical well-being and academic grades. Noise-related roommate conflicts may further exacerbate this impact.

10. Lack of interest

While some classes captivate your attention, others might fail to ignite enthusiasm. Maintaining effort levels can prove challenging when your engagement is lacking, particularly in core courses or those relevant to your major.

How to Get Off Academic Probation 

Often, an academic probation warning spells out your next steps. These steps may differ between schools and students but are likely to refer to GPA policies. Schools may have two GPA policies for students on academic probation. These are: 

Overall GPA policy

A common GPA to meet is 2.0 on a 4.0 scale. This means that your cumulative GPA from all terms at that one college must be at least 2.0 by the end of each semester or quarter. Bringing your grades up to this level may take you off academic probation.

Term GPA policy

Term GPA s the cumulative grade received at the end of a given academic term. You may have to make progress towards this goal while also meeting the overall GPA asks. If you do, it may show the school enough effort on your part that they extend your probation period. Another thing to keep track of is a probation timeline. This varies too and some online colleges (Walden is one) won’t let you progress if you don’t pass the first course in your curriculum. 

Tips to Improve Academic Performance 

Once on academic probation, there are a few things that may help improve your grades.

  • Get some advice. Meet with advisors and faculty and ask for guidance.
  • Stop skipping class. Go to class. 
  • Speak up. Take part in a discussion, ask a question. 
  • Get a study buddy. Or join a study group to keep you accountable. 
  • Look for a tutor. Many colleges have tutoring centers to help you grasp key concepts.  
  • Block off time. Set time aside in a more official way to help you balance study with free time fun. 
  • Retake a course. If you can raise your GPA by retaking a course, this may be an option. 
  • Complete a course. Incomplete grades may equal failing grades so make sure you work with your professor to finish what you started.

How to Stay Off Academic Probation

Once you are off academic probation, celebrate your success and keep it going.

  • Use a planner. There are apps or paper planners where you can keep track of due dates, exams etc.
  • Tap into help networks. Colleges may have health centers, tutors, advisors and resources that you can turn to for help. 
  • Touch base with teachers. Many teachers keep office hours, or you may reach them by email to answer questions and concerns.  
  • Book routine advising sessions. Keep a handle on your schedule, issues, goals and workflow through regular advising sessions.  

How Can Academic Probation Affect Financial Aid? 

Many forms of aid including scholarships require students to be in good academic standing. Since academic probation is a warning that grades are falling, it does risk loss of financial aid. The Pell Grant is one example. It is money you typically do not repay to the federal gov’t.  

Unless you fail to meet conditions. Like you withdraw early from the program for which you got the grant. Or, you change your enrollment status. Also, you cannot renew a Pell Grant id you do not make “satisfactory academic progress.” Given, each school may define progress differently. 

To stay eligible or become re eligible for financial aid after academic probation you are likely to have to: 

  • Meet and keep up the acceptable GPA stated by your college (such as 2.0)
  • Move towards graduation by taking a specified number of credits per year or term 
  • Avoid incomplete (“I”) grades and withdrawals 

FAQs on Academic Probation 

What should I do now? 

Make certain you comprehend the terms stipulated in your academic standing notification and concentrate on enhancing your performance in the forthcoming quarter.

What GPA will get me into academic probation, and what GPA do I need to get out? 

Attaining a GPA ranging from 1.5 to 1.99, when the minimum required is 2.0, might place you on academic probation. Consequently, depending on your current standing, you may need to elevate it to 2.0 or above. Certain institutions, such as UC Santa Cruz, provide a GPA Calculator tool on the student portal, aiding in determining the precise grades required for improvement.

Does a W affect academic probation?

The ‘W’ symbolizes withdrawal from a course, indicating no grade or credits awarded. Consequently, it might not impact your GPA. However, there might be institutional regulations regarding the maximum number of withdrawals permitted for a student.

How long does it take to get out of academic probation?

The Registrar’s Office at your college may set a specific timeframe, such as one semester or two semesters, as a stipulated period for emerging from academic probation.

What happens if my GPA doesn’t improve when I’m on academic probation? 

In certain institutions, failure to enhance your GPA while on academic probation could result in suspension or even dismissal. It might also impede progress within your chosen major.

Can I take summer classes to improve my academic standing? 

Generally, yes, and this could be a viable strategy. However, it’s advisable to consult your academic advisor and acquaint yourself with college policies prior to making this decision.

What is a second academic probation?

Typically, it implies that your GPA has remained below 2.0 for two consecutive semesters.

Is it possible to graduate while on Academic Probation? 

The likelihood of graduating while on academic probation is exceedingly slim. For instance, institutions like the American Military University (AMU) explicitly state that this scenario is not possible.

Open Curriculum Colleges

Open Curriculum Colleges

Check Out Our List Of Colleges With An Open Curriculum. Then Get Matched For FREE To Online Colleges.

 

 

What are Open Curriculum Colleges?

Open curriculum colleges grant you the autonomy to select your own courses. While you might still need to declare a major, you possess the freedom to chart your academic trajectory. In certain institutions, an open curriculum extends to the option of designing your own major. At times, this is termed an “individualized major,” exemplified by schools such as Cornell. In this context, you aren’t constrained to predefined majors offered by the institution. Instead, you can tailor your educational path to align with your distinctive career aspirations and objectives.

Find an Online Degree Program

Open Curriculum vs Core Curriculum

A core curriculum diverges from an open curriculum by typically specifying mandatory courses. These courses are essential to fulfill credit requirements for obtaining your degree. Essentially, all undergraduate students partake in a predetermined set of fundamental (core) classes. Such core courses often encompass a spectrum of general education (GE) subjects, including mathematics, science, social studies, and foreign languages.

These courses are mandatory for all students, regardless of their chosen major or school within the college. The underlying rationale is that delving into these subjects contributes to the cultivation of a well-rounded scholar. In contrast, an open curriculum might not involve GE classes, and in some scenarios, it may not prescribe a specific formula for credit allocation.

However, this lack of core curriculum doesn’t imply that you forgo selecting a major or concentration. But when you do choose one, you might not be obligated to fulfill any core requirements. Given the potential absence of mandatory core classes, you might find yourself with more credits at your disposal. Consequently, many students opt to pursue a double major, affording them the flexibility to delve deeply into two areas of interest.

  • Apply eligible work experience and prior college credits toward up to 75% of your undergraduate degree.
  • Experience a Purdue Global undergraduate program for an introductory 3-week period. There’s no financial obligation beyond the application fee
  • Competency-based ExcelTrack™ programs may allow you to earn your degree faster and for less money

Purdue Global University

How Do Open Curriculum Colleges Work? 

In the realm of open curriculum colleges, the guidance of academic advisors commonly aids in the selection of courses aligned with one’s professional aspirations. These aspirations could encompass a longing to fuse diverse realms like chemistry and biology, or perhaps a thirst for knowledge in fundraising techniques, public policy influence, or the path toward law school.

Although distinct from self-directed studies, the framework of an open curriculum remains pliable, particularly within the sphere of foundational courses. Within this paradigm, certain institutions might grant leeway to substitute honors and advanced coursework in their stead. However, this arrangement often pertains to students who boast commendable academic records. Consequently, the showcasing of one’s aptitudes, passions, and objectives might be requisite for admission. Furthermore, specific institutions might anticipate a comprehensive proposal detailing the cohesive integration of one’s chosen courses.

Is an Open Curriculum College Right for you?

If you possess a proactive, self-motivated demeanor and revel in the freedom of choice, an open curriculum college could align seamlessly with your preferences. As a general guideline, this approach furnishes a comprehensive foundation in the liberal arts, serving as a malleable canvas upon which you can imprint the subjects that kindle your curiosity. The realm of liberal arts typically encompasses expansive concepts, overarching themes, historical events, artistic expressions, and cultural dimensions. Additionally, the emphasis on extensive reading and writing endeavors within this framework can significantly contribute to your evolution as a discerning thinker, adept problem solver, and proficient communicator.

Conversely, a core curriculum embodies a more structured trajectory. Here, the landscape often encompasses General Education (GE) courses, as well as those tailored to your chosen major and focal point. This trajectory might prove more suitable if you find solace in pre-charting your academic journey or if you harbor an inclination to deeply immerse yourself in a specific technical domain, exploring it from multifaceted perspectives.

28 Open Curriculum Colleges

We used data from the US Department of Education to create a list of the 28 Open Curriculum Colleges.  

 

1 Amherst College
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Amherst College is a four year private, liberal arts school with 1,855 undergrads. In MA, the school offers 36 fields of study. Some programs include economics, math and English.

Open Curriculum Requirements

Amherst has no distribution requirements and no core curriculum. Instead, students may choose the courses that matter to them the most. With over 850 courses to choose from, many students pursue a double major. 

Open Curriculum Programs

Anthropology, Buddhist Studies, Asian Pacific American Studies.

Tuition & Fees

$64,100

Financial Aid

Grants & Awards
58% Get, Avg. Amt. $58,693
Federal Loans
11% Get, Avg. Amt. $4,877

Grad Rate

94%

 

 

2 Brown University
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Brown U is a four year private school with 6,752 undergrads and is known for robust research. The campus, in RI offers 57 fields of study. Some choices are economics, comp sci, applied math and bio. 

Open Curriculum Requirements

Students may develop a customized course of study with the freedom to study what they choose. 

Open Curriculum Programs

Engineering, Behavioral Decision Sciences, Biophysics, Classics.

Tuition & Fees

$65,146

Financial Aid

Grants & Awards
46% Get, Avg. Amt. $55,847
Federal Loans
11% Get, Avg. Amt. $4,986

Grad Rate

96%

 

3 Grinnell College
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Grinnel is a four year private school with 1,683 undergrads. In IA, it offers 30 fields of study in the liberal arts. A few of these areas are economics, poli sci, comp sci and bio. 

Open Curriculum Requirments

Grinnell believes in free inquiry and the open exchange of ideas. All students take a First Year Tutorial, and this is the only required class.

Open Curriculum Programs

American Studies, Bio, Art History. 

Tuition & Fees

$61,480

Financial Aid

Grants & Awards
91% Get, Avg. Amt. $42,231
Federal Loans
14% Get, Avg. Amt. $4,881

Grad Rate

87%

 

4 Hamilton College
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Hamilton is a four year private school in NY, with 1,989 undergrads. A liberal arts school, it offers 37 fields of study in the liberal arts. Some choices include economics, math, poli sci and language.  

Open Curriculum Requirements

You need to pass 3 writing courses. By the end of your second year, you must also complete at least one quantitative and symbolic reasoning course. The school also wants you to take part in the First Year Course and Proseminar programs. You must also take a range of liberal arts classes that support cultural analysis and need to choose a focus. The program caps with a senior project.

Open Curriculum Programs

Astronomy, Art History, Digital Arts and Cinema. 

Tuition & Fees

$62,670

Financial Aid

Grants & Awards
54% Get, Avg. Amt. $52,497
Federal Loans
41% Get, Avg. Amt. $3,953

Grad Rate

93%

 

5 Hampshire College
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Hampshire is a four year private school with 1,175 undergrads. In MA it offers 51 fields of study. Among these areas are film and video, fine and studio arts and writing studies.  

Open Curriculum Requirements

Students may design their own program with the 5 College Consortium that includes Dance, Film, Astronomy and Architectural Studies. 

Open Curriculum Programs

Marine Science, Entrepreneurship, Applied Design and Music.

Tuition & Fees

$54,452

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $44,835
Federal Loans
64% Get, Avg. Amt. $5,286

Grad Rate

66%

 

6 Smith College
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Smith is a four year private liberal arts school with 2,496 undergrads and 49 fields of study. In MA it is one of the largest women’s colleges in the US. While the school also admits male students, this policy applies to grad programs only. Some of the undergrad programs are in psych, economics, bio and languages.  

Open Curriculum Requirements

You have the freedom to customize your studies drawing from social sciences, history, arts, languages, literature, math and natural science.

Open Curriculum Programs

Africana Studies, Comp Sci and Dance.  

Tuition & Fees

$58,768

Financial Aid

Grants & Awards
64% Get, Avg. Amt. $49,109
Federal Loans
35% Get, Avg. Amt. $3,708

Grad Rate

90%

 

7 University of Rochester
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U Rochester is a four year private school with 6,348 undergrads. In NY, the school offers 66 fields of study (and 12 libraries). Of these, registered nursing, bio, economics and music are some that they offer.

Open Curriculum Requirements

You work with an advisor to design their plan of study. There are no gen ed classes to take though you do select a major and many opt to pursue a double or triple major.

Open Curriculum Programs

Humanities, Social Science and Natural Sciences.

Tuition & Fees

$61,678

Financial Aid

Grants & Awards
71% Get, Avg. Amt. $39,715
Federal Loans
34% Get, Avg. Amt. $4,149

Grad Rate

88%

 

8 Vassar College
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Vassar is a four year private school with 2,436 undergrads. In NY, it offers 43 fields of study. Some of these are economics, poli sci, psych and bio. 

Open Curriculum Requirements

General curricular requirements are flexible. But you must fulfill three requirements. Freshman writing, a quantitative course and foreign language.

Open Curriculum Programs

Anthropology, Cognitive Science, English, Film.

Tuition & Fees

$64,800

Financial Aid

Grants & Awards
57% Get, Avg. Amt. $50,193
Federal Loans
40% Get, Avg. Amt. $3,655

Grad Rate

92%

 

9 Wake Forest University 
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Wake Forrest is a four year private school with 5,225 undergrads. In NC, it offers 35 fields of study. Some programs are economics, communication, psych and finance.  

Open Curriculum Requirements

You will work with faculty advisors to craft a broad plan of study and declare a major in your second year.

Open Curriculum Programs

Applied Math, Bioethics, Journalism, Health Policy. 

Tuition & Fees

$62,128

Financial Aid

Grants & Awards
29% Get, Avg. Amt. $54,233
Federal Loans
15% Get, Avg. Amt. $5,120

Grad Rate

89% 

 

10 Wesleyan University
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Wesleyan is a four year private school with 2,922 undergrads, In CT, it offers 36 fields of study. Some majors are economics, area studies, English and poli sci.  

Open Curriculum Requirements

Students may create their own plan for gen ed but must satisfy some disbursement requirements. 

Open Curriculum Programs

Applied Data, Film Studies, Religion, Theatre.

Tuition & Fees

$64,322

Financial Aid

Grants & Awards
44% Get, Avg. Amt. $59,825
Federal Loans
18% Get, Avg. Amt. $4,134

Grad Rate

91%

 

11 James Madison University
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James Madison U is a four year, public school with 19,679 undergrads. In VA it offers 46 fields of study, some available online. Of these, the some majors are in mental and social health services, communications and liberal arts.  

Open Curriculum Requirements

You must take gen ed classes in five cluster areas. As long as you meet the GE credits, you may take courses in any area.

Open Curriculum Programs

Geology, Philosophy, Hospitality Management. 

Tuition & Fees

$13,092

Financial Aid

Grants & Awards
33% Get, Avg. Amt. $10,081
Federal Loans
33% Get, Avg. Amt. $5,232

Grad Rate

84%

 

 

12 California College of the Arts
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California College of the Arts is a four year school with 1,453 undergrads. In San Francisco, this small school offers 9 fields of study. A few are design, fine and studio arts, graphics and architecture.  

Open Curriculum Requirements

Some programs map out a first year core curriculum.

Open Curriculum Programs

Architecture, Fine Arts, Design, Humanities and Science. 

Tuition & Fees

$54,706

Financial Aid

Grants & Awards
91% Get, Avg. Amt. $27,563
Federal Loans
29% Get, Avg. Amt. $5,021

Grad Rate

70%

 

13 University of Washington
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U Washington is a four year public school with 30,905 undergrads in their main campus in Seattle. Out of 136 fields of study, some area include psych, communication, biochemistry and economics. 

Open Curriculum Requirements

You may need at least three credits in a ‘diversity’ study area.  

Open Curriculum Programs

Arts, Humanities, Natural Sciences, Social Sciences. 

Tuition & Fees

$13,075

Financial Aid

Grants & Awards
67% Get, Avg. Amt. $4,300
Federal Loans
2% Get, Avg. Amt. $4,888

Grad Rate

26%

 

14 Cornell College
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Cornell College is a four year private school that has 1,022 undergrads. In IA, the school offers 40 fields of study. Economics, psych, health and biochem are some. 

Open Curriculum Requirements

There are specific requirements to follow but you have some flexibility in how to fill them. 

Open Curriculum Programs

Pre Health Sciences, Law and Society, Business, Literacy Arts. 

Tuition & Fees

$49,158

Financial Aid

Grants & Awards
100 Get, Avg. Amt. $38,069
Federal Loans
67% Get, Avg. Amt. $5,893

Grad Rate

74%

 

15 CUNY
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The City University of New York, aka CUNY, is a four year public school with 12,503 undergrads in its NYC campus. A large school, it offers 57 fields of study in areas are psych, bio, liberal arts and sciences.  

Open Curriculum Requirements

You need to complete a Common Core, but there may be some flexibility around course choice.

Open Curriculum Programs

World Culture, Liberal Arts, Business, Finance.

Tuition & Fees

$66,139

Financial Aid

Grants & Awards
52% Get, Avg. Amt. $61,061
Federal Loans
7% Get, Avg. Amt. $5,988

Grad Rate

49%

 

16 Indiana University Bloomington
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Indiana U Bloomington is a four year public school with 32, 991 undergrads. There are 87 fields of study to choose from. Among them are business, public administration, computer and info sciences.  

Open Curriculum Requirements

You must satisfy Common Ground gen ed classes. 

Open Curriculum Programs

Accounting, Advertising, Music, Web Programming

Tuition & Fees

$39,120

Financial Aid

Grants & Awards
74% Get, Avg. Amt. $10,336
Federal Loans
32% Get, Avg. Amt. $5,105

Grad Rate

79%

 

17 Lesley University
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Lesley U is a four year private school with 2,108 undergrads. In MA, the school offers 33 fields of study. Some options are liberal arts and sciences, psych, business and design. 

Open Curriculum Requirements

You may need to take required foundation credits.

Open Curriculum Programs

Art and Design, English, Math, Counseling.

Tuition & Fees

$31,364

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $16,279
Federal Loans
59% Get, Avg. Amt. $5,133

Grad Rate

63%

 

18 Evergreen State College
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Evergreen State College is a four year public school with 2, 962 undergrads. In WA, the school offers two main fields of study. Liberal arts and sciences; and biological and physical sciences.  

Open Curriculum Requirements

Students could layer interests and their degree. 

Open Curriculum Programs

Architecture, Art History, Bio, Leadership Studies.  

Tuition & Fees

$30,059

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $10,411
Federal Loans
38% Get, Avg. Amt. $4,874

Grad Rate

64%

 

19 Warren Wilson College
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Warren Wilson College, in NC, serves 635 undergrads. While a small school , they offer 21 fields of study. Some of these are in natural resources conservation, bio and psych. 

Open Curriculum Requirements

You will take a liberal arts core, on campus work and community engagement. There is an option to also pursue a self designed major.

Open Curriculum Programs

Contemporary Writers, Leadership, Environmental Law, Business.

Tuition & Fees

$38,450

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $26,012
Federal Loans
59% Get, Avg. Amt. $4,954

Grad Rate

51%

 

20 University of Maryland
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U Maryland is a four year public school with a main campus in Baltimore that has 11,156 undergrads. Here you may choose from 62 fields of study. Some are bio, psych, comp sci, and info sciences.   

Open Curriculum Requirements

You must complete core credits and UMBC electives, but these may vary between programs.

Open Curriculum Programs

Africana Studies, Modern Languages, Education, English.

Tuition & Fees

$40,730

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $34,267
Federal Loans
43% Get, Avg. Amt. $6,142

Grad Rate

92%

 

21 University of Michigan
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U Michigan is a four year public school. The Ann Arbor campus has 30,079 undergrads and there are 81 fields of study. Areas include research psych, comp and info science, business admin and economics.  

Open Curriculum Requirements

You need to follow some guidelines related to writing, language, major, diversity and residence. 

Open Curriculum Programs

Humanities, Natural Sciences, Social Sciences, General Studies. 

Tuition & Fees

$55,334

Financial Aid

Grants & Awards
67% Get, Avg. Amt. $15,121
Federal Loans
24% Get, Avg. Amt. $5,288

Grad Rate

93%

 

22 Hanover College
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Hanover College is a four year private school with 1,099 undergrads. In IN, the school is affiliated with the Presbyterian Church. They offer a liberal arts education and option to design your own major. Among the 34 available fields of study are physical ed, media studies, psych and economics.  

Open Curriculum Requirements

You may have to follow some guidelines but programs are interdisciplinary. 

Open Curriculum Programs

Art and Design, History, English, Pre Law, Humanities.

Tuition & Fees

$41,559

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $28,650
Federal Loans
74% Get, Avg. Amt. $1,626

Grad Rate

71%

 

23 Swarthmore College
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Swarthmore College is a four year private school with 1,544 undergrads. In PA, the school offers 60 fields of study. Some of these are economics, comp sci, bio and math.  

Open Curriculum Requirements

You need to fulfill distribution, physical education, and foreign language requirements in order to graduate. 

Open Curriculum Programs

Comparative Literature, Global Studies, Engineering, Art History. 

Tuition & Fees

$59,328

Financial Aid

Grants & Awards
63% Get, Avg. Amt. $47,703
Federal Loans
7% Get, Avg. Amt. $4,766

Grad Rate

95%

 

24 UC San Diego
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UC San Diego is a four year public school with 30,279 undergrads. In La Jolla, the school offers 65 fields of study. Among them are comp sci, economics, bio and biochemistry.  

Open Curriculum Requirements

You must follow some guidelines for core credits and may declare a second major.  

Open Curriculum Programs

International Studies, Global Health, Literature, Poli Sci.  

Tuition & Fees

$44,978

Financial Aid

Grants & Awards
55% Get, Avg. Amt. $20,782
Federal Loans
25% Get, Avg. Amt. $4,557

Grad Rate

89%

 

25 Oberlin College
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Oberlin College is a four year private school. In OH, it serves 2,785 undergrads and offers 38 fields of study. Among these are music, bio, poli sci and natural resources.  

Open Curriculum Requirements

You must follow some guidelines to develop balanced programs.  

Open Curriculum Programs

Cinema Studies, Creative Writing, Book Studies, Comparative American Studies. 

Tuition & Fees

$62,024

Financial Aid

Grants & Awards
98% Get, Avg. Amt. $35,040
Federal Loans
31% Get, Avg. Amt. $5,109

Grad Rate

87%

 

26 St. Olaf College
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St. Olaf College is a four year private school serving 3,022 undergrads. In MN the school offers 33 fields of study. Some are bio, economics, psych and math.  

Open Curriculum Requirements

You must take some foundation and core classes. 

Open Curriculum Programs

Film Studies, Linguistic Studies, Classics, English.

Tuition & Fees

$54,650

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $40,399
Federal Loans
43% Get, Avg. Amt. $5,005

Grad Rate

87%

 

27 The University of Minnesota
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U Minnesota is a four year public school. The main campus in MN serves 31,451 undergrads. Of the 148 fields of study are psych, economics, comp sci and bio. 

Open Curriculum Requirements

You need to complete liberal education and second language requirements.  

Open Curriculum Programs

Liberal Arts, Science, Sociology, Technical Writing.

Tuition & Fees

$35,099

Financial Aid

Grants & Awards
63% Get, Avg. Amt. $11,388
Federal Loans
39% Get, Avg. Amt. $5,323

Grad Rate

81%

 

28 UC Berkley
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UC Berkeley is a four year public school with 30,845 undergrads. There are 75 fields of study to choose from. Among them are economics, cell bio, comp sci, and engineering.  

Open Curriculum Requirements

You have to meet some guidelines for core classes and ones for your major. 

Open Curriculum Programs

Comparative Literature, Arts and Humanities, Social Sciences.

Tuition & Fees

$44,467

Financial Aid

Grants & Awards
52% Get, Avg. Amt. $21,669
Federal Loans
21% Get, Avg. Amt. $4,566

Grad Rate

94%

 

What are the benefits of having an open curriculum?

A key advantage of the open curriculum is the belief that students can best prepare for future opportunities and uncertainties by developing confidence in exploring and responding to challenging issues without a predetermined roadmap.

How do college curricula operate?

College courses typically span one semester and carry three credits each. To earn a degree, you’ll need to complete around 40 classes at a rate of approximately five classes per semester. Credits are earned by successfully passing classes, and failing a class means foregoing those credits.

What is the objective of a well-designed curriculum?

Every curriculum shares a common goal: facilitating student learning. An effective curriculum goes beyond guiding lessons in subjects like math, reading, and history. It benefits not only students but also schools, from teachers to administration, fostering connections with parents and the broader community.

What is the College Score Card?

What is the College Score Card?

Thinking about an online degree? Let us help you get matched for FREE!

What is the College Score Card? 

The College Scorecard is an online tool established by the US Department of Education. It serves as an extensive database that allows you to delve into colleges’ inner workings. From the programs they provide to their student demographics, costs, admissions information, outcomes, and beyond. 

Strengths and Weaknesses of the Data on College Score Card

An advantage of the college scorecard lies in its ability to bring higher education data into the open. This increased transparency can prove to be beneficial if utilized judiciously. Generally, the tool offers a broad perspective on cost comparisons. However, experts caution against relying on it to accurately forecast your individual college expenses. 

This is primarily due to the fact that the costs provided are net costs, not the advertised price visible on a college’s website. The net price represents the school’s average annual expenses, encompassing factors such as tuition, living expenses, books, and fees. This net price is then adjusted by subtracting the average grants and scholarships awarded to recipients of federal financial aid. 

One drawback of the tool is its data limitations. Often, the metrics rely on information reported by schools, which might not be comprehensive or entirely accurate, as stated in disclaimers by the US Department of Education. 

So, what can you gather from this? The college scorecard could serve as a valuable starting point. It could aid in refining your college choices for more in-depth investigation. Another valuable resource is the College Navigator, a tool provided by the National Center for Education Statistics, which could address additional queries you might have about a specific college. 

How to Navigate the College Score Card Data 

Navigating the college scorecard is akin to handling an actual card, embellished with icons and numeric insights. The interface incorporates a user-friendly search bar and provides direct access to a variety of resources through embedded links. Beyond the search functionality, the lower section of the homepage is dedicated to a range of additional resources. Here, you can uncover details about potential career paths and apprenticeship opportunities. Alternatively, you can opt to delve into comprehensive information about federal financial aid possibilities. Notably, financial aid may be attainable for individuals who meet the specified eligibility criteria. 

Here is a walk through on how you might use the college score card data in your college search.  

1. Find the college you want to learn about 

When using the college scorecard, your first step is to search for the college you’re interested in learning about. This essential information is readily available on the homepage, offering you three distinct search options: 

  • Custom search. his allows you to refine your search by location, field of study, and desired degree type – be it certificate, associate, or bachelor. 
  • Name search. Input the name of the specific school you’re seeking information about. 
  • Show me options. A more personalized route, where you can customize your search based on factors like location, admission rates, graduation rates, and degree type. 

If a college has multiple campuses, you can further narrow down your search to compare different locations.  

2. How to read each card 

Each scorecard comprises four sections: a header, a set of illustrative icons, relevant metrics, and an option to “view more details.” The top header displays the college’s location, followed by the university name and the number of undergraduates. The four icons provide insight into the college’s characteristics, including its duration (two or four years), public or private status, urban or rural setting, and size. 

Beneath the icons, you’ll encounter three sets of metrics, each expandable for more in-depth understanding: 

  • Graduation rate. This metric indicates the percentage of students who successfully graduate within eight years of their initial enrollment. 
  • Salary after completing. This data showcases the median annual earnings of former students one year after graduation, specifically those who received federal financial aid. 
  • Average annual cost. The average net price paid by students receiving federal financial aid, which encompasses tuition and living expenses. For public schools, this reflects in-state students’ average cost. 

At the end of the card, if you select “view more details”, the card opens up to a new screen. 

3. Make sense of the big screen 

Upon expanding the scorecard, the screen provides additional features. You can choose to add the school to your comparisons using the “+ compare” button or share it with others. A prompt to “start my FAFSA form” assists with financial aid application initiation. Military benefits for education are also covered. The map displays the school’s location, aiding in gaining a sense of its surroundings.

Some of the other pull downs from the menu delve deeper into data.

  • Costs. Calculate personal net price and estimate costs for students in your income bracket.
  • Graduation and retention. Examine the number of returning students after their first year.
  • Financial aid and debt. Obtain insights into monthly loan payments and post-graduation student debt.
  • Salary after completing by field of study. Bar graphs depict first-year earnings for various programs.
  • Fields of study. Fields of study represent programs but may not map in a direct way to actual course catalogs.
  • Student body. This gives you an idea of the racial and ethnic mix of a college. Also, it shows you how many eligible low income students received federal Pell Grants
  • Test scores and acceptance. Charts ACT/SAT score ranges for admitted and enrolled students.

4. View more details  

For deeper exploration, the “blue i” or “view more details” button provides additional information, each leading to a distinct menu. The “i,” representing ‘information,’ leads to:

Data documentation. College scorecard provides data at two levels. The scorecard provides data at both institutional and field of study levels, with technical details provided here.

Change log. As a rule, the USDE updates the college score card a few times per year. So, on this page, you can check if their data is recent. At last check, their last date stamp was March 30, 2020.

Glossary. Understand the terminology used in the scorecard, clarifying data sources and compilation methods.

Grants for Women

Grants for Women

Find Information on Grants and Scholarships That You May Qualify For

Are There College Grants and Scholarships for Women?

There are many grants and scholarships for women. Grants are typically needs-based, for women who need financial help. Providers may also set aside grant money for women who are part of a certain group, such as moms, battered women, Veterans, minorities, and women who put their degrees on hold. Scholarships, on the other hand, are generally merit-based and reward academics, community service, or talent.

Where Can I Find College Grants and Scholarships for Women?

As a woman, you have many sources to check for grants, including government, nonprofits, agencies, businesses, foundations, schools, and trusts. You might also look for grants based on your major, ethnic group, and status. Using as many personal factors as you can think of might focus your search and help you find grants that suit your goals. For more information on financial aid, grants, and scholarships, you can download our FREE Education Success Kit.

How Do You Earn Grants and Scholarships for Women

Securing a grant as a woman requires meeting specific qualifications, as each grant provider has unique criteria. Generally, many grants are available to U.S. citizens or legal permanent residents. Some may require proof of residency, such as providing a copy of your ID. Need-based grants target low-income women, often requiring proof of financial need such as income tax statements or copies of FAFSA paperwork.

Merit-based grants typically consider a woman’s GPA, so including copies of official or unofficial transcripts with your application is essential. Certain grants aim to support women in male-dominated fields, where women are still underrepresented in the workforce. Some grants may request additional materials like references, a resume, and a personal essay. You might also have a section to showcase your awards, achievements, and extracurricular activities. Be sure to submit your complete application by the specified deadline, which may involve mailing a physical package, utilizing an online system, or both.

Why Is Grant Money Available to Women

Grant money for women aims to help females meet their educational and career goals (if you qualify, of course!). The millions of dollars available to those who qualify may also fill the gap where women don’t have as many opportunities. Take the workforce. Despite a strong presence, women are still a minority in some fields.

According to the Bureau of Labor Statistics (BLS), women’s labor force participation rate was 56.1% in 2021, about the same as in 2020 (56.2%).1 Occupations like software developers, lawyers, and executives still have fewer female professionals.

For example, women are significantly underrepresented in STEM occupations. In 2021, 35% of STEM workers were women, compared to 65% for men—that’s nearly half. The good news is that women’s numbers have been growing—in 2011, only 32% of STEM workers were female, compared to 68% of men.2 Then there’s pay inequality. In 2020, the median wage and salary earnings of men in STEM occupations was $64,998, compared to $59,931 for women. The discrepancy is even greater in one area of STEM—science and engineering (S&G). In S&G occupations, men earned a median wage and salary of $99,923, while women earned $75,562.3

Why Consider College Grants and Scholarships for Women

Grants and scholarships typically provide women with funding opportunities to finance their college education without the burden of repayment, unlike loans. Research indicates that obtaining a college degree could significantly enhance lifetime earnings and reduce unemployment rates.

Meanwhile, the cost of tuition for four-year programs continues to escalate. According to the National Center for Education Statistics, tuition at public colleges could amount to approximately $9,400.4 Grants and scholarships could help alleviate some of the financial strain by covering expenses such as tuition, fees, housing, and supplies. Additionally, they could assist women in managing other financial obligations like childcare and transportation to and from school.

Unemployment Rates and Weekly Earnings by Education Level (2022)

Education Level Unemployment RATEMEDIAN Weekly Earnings 
Doctorate 1.0% $2,083 
Professional Degree 1.4% $2,080
Master’s Degree 1.9% $1,661
Bachelor’s Degree 2.2% $1,432
High school diploma (or equivalent)4.0% $853
Source: BLS.gov, 2022
*Based on national data, not school-specific information. Conditions in your area may vary

Grants and Scholarships for Women in 2024 and Beyond

We’ve compiled a list of college grants and scholarships for women with deadline dates in 2024 and beyond. 

Grants

AAUW Career Development Grants

AAUW is the American Association of University Women. They were established in 1881 and have advocated for women’s and girl’s rights since. Career Development Grants range from $2,000 to $20,000. The grants are for women with a bachelor’s degree who want to re-enter the workforce or prep for or further a career. If you are a woman of color, you are pursuing your first advanced degree, or you are in a nontraditional field, you might get priority. Applicants must be U.S. citizens or permanent residents who earned their last degree before June 30, 2016. Funds are available for tuition, fees, books, supplies, local transportation, and dependent care.

Deadline: November 15

Soroptimist Live Your Dream Awards

Each year, Soroptimist provides over $2.9 million in education awards for more than 2,000 women each year. Some of the challenges recipients face include poverty, domestic and sexual violence, and addiction. The Live Your Dream Awards are for women who are the main breadwinners in their families. Recipients could use the money to offset any costs related to higher education, such as books, childcare, tuition, and transport. There are three levels of cash awards; the finalist may receive up to $16,000.

Deadline: November 15

P.E.O. Program for Continuing Education

The P.E.O. Program for Continuing Education is a need-based grant for women whose education was interrupted. It aims to help women go back to school to complete a college degree or certificate that boosts their marketable skills. The maximum grant amount is $3,000—lesser amounts may also be available. If you qualify and receive a grant, the money must go to education-related expenses including childcare, mandatory uniforms, and transport to and from class. 

Deadline: Varies

Jeannette Rankin Foundation Award

The Jeannette Rankin Foundation (JRF) Awards are for low-income women aged 35 and over. About 75% of JRF scholars are single moms, but you don’t have to be one to apply. You need to be a US citizen or legal permanent resident who is pursuing a technical/vocational diploma, associate degree, or bachelor’s degree. Along with financial information, expect to submit references and transcripts. Grant amounts awarded are $3,000.

Deadline: February 16

Patsy Takemoto Mink Education Foundation

The Patsy Takemoto grant is for mothers with minor children who are pursuing their first degree and meet income requirements. Grants of up to $5,000 are awarded based on financial need, personal circumstance, educational goals, and civic goals. Award amounts are paid each of two semesters and may be used for direct school and living expenses.

Deadline: August

Scholarships

P.E.O. STAR Scholarship

P.E.O. is the Philanthropic Educational Organization. A member group, their mission is to help women with at least a bachelor’s degree complete a doctoral-level degree. higher education. A non-renewable $2,500 award, the funds could help offset tuition, fees, books, or necessary supplies. You may qualify if you have a 3.0 GPA or above and plan to attend an accredited US or Canadian college. Applicants also need the vote of a local P.E.O. Chapter. 

Deadline: October 15

P.E.O. Scholar Awards

P.E.O. Scholar Awards are a one-time merit award for women in doctoral-level programs. These awards offset some of the cost of study and research. Eligible women are leaders in their field, whether in university academics, science, medicine, law, global economics, history, literature, government, or the arts. The award amount is $25,000. You need to be nominated to be eligible and show the potential to make a positive impact. 

Deadline: Spring

Women’s Independence Scholarship Program (WISP) Inc.

The Women’s Independence Scholarship Program, Inc. funds female survivors of intimate spousal abuse who seek higher education. Amounts range from $250 to $2,000 per school term. To qualify, you need to have a sponsor. A sponsor is a 501(c)3 charity (domestic violence victim services provider) that you’ve worked with for six months in a row. This person agrees to partner with WISP and you during your time in school. You also have to pursue your education at an accredited school and be separated from your abusive spouse for one year.

Deadline: Rolling

Jane M. Klausman Women in Business Scholarship

This scholarship, offered by Zonta International, is awarded to women internationally who are pursuing an undergraduate or master’s degree in business. 37 scholarships are awarded in the amount of $5,000 each. Applicants must be pursuing a business program and enrolled in their second year of undergraduate study through their final year of a master’s program.

Deadline: Varies

Educational Foundation for Women in Accounting (EFWA) Scholarships

The Educational Foundation for Women in Accounting offers scholarships to women pursuing an accounting degree. Five scholarships are available; you may apply for more than one scholarship as long as you meet the criteria:

  • Women in Transition, awarded to incoming freshmen who are the primary breadwinners of their family and are pursuing a Bachelor’s degree in accounting; the amount is up to $16,000 over four years
  • Women in Need, awarded to women in their sophomore year who are pursuing a Bachelor’s degree in accounting and are the primary breadwinners of their family; the amount is $2,000 per year for two years
  • EFWA Undergraduate, which funds several one-year undergraduate students working toward a Bachelor’s degree in accounting; amounts vary between $1,000 and $2,000 each
  • American Dream, awarded to women who are attending a two-year community college and hope to transfer to a Bachelor’s degree program in accounting; the amount is $1,000

Deadline: April 30 

Army Women’s Foundation Legacy Scholarship Program

The Army Women’s Foundation (AWF) Legacy Scholarships provides awards to women soldiers (past or present) and their children. The funds aim to offset costs related to higher education. Scholarships are available for certificate programs, community college, undergrad degree programs, and graduate programs. Amounts vary depending on the specific scholarship. The scholarships take into account your GPA, community service record, letters of recommendation, and need level. 

Some of the named scholarships include:

  • The M.M. Costello Scholarship, which is awarded to a recipient pursuing a major in healthcare; the scholarship amount is $3,000
  • The Professional Contract Services (PCSI) scholarship, which awards two scholarships of $5,000 for disabled women veterans
  • The 6888th Central Postal Directory Battalion Legacy Scholarship, which honors the Women’s Army Corps (WAC) 6888th Central Postal Directory Battalion, awarded to women who are serving in any category of the U.S. Army or are a lineal descendent of women who have served; the amount is $2,500

Deadline: January 21

Women Marines Association (WMA) Scholarships

WMA offers nine scholarships ranging from $1,500 to $5,000 for women who have served or are currently serving in the U.S. Marine Corps or spouses and descendants of a Marine. The scholarships provide qualified applicants with the opportunity to pursue education at a college, university, or college-level trade school. Applicants must be sponsored by a WMA member.

Deadline: March 31

Sources

1https://www.bls.gov/opub/reports/womens-databook/2022/home.htm2https://ncses.nsf.gov/pubs/nsf23315/report/the-stem-workforce3https://ncses.nsf.gov/pubs/nsf23315/report/stem-median-wage-and-salary-earnings4https://nces.ed.gov/fastfacts/display.asp?id=765https://www.bls.gov/emp/chart-unemployment-earnings-education.htm

 

Internet Safety Tips For Students

15 Must Know Internet Safety Tips For Students

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Internet Safety Tips for Students

The surge in cybercrime underscores the growing significance of internet safety guidelines, especially tailored for students. In case you weren’t aware, according to Security Magazine, there’s a staggering rate of over 2,200 daily cyberattacks, which averages out to nearly one cyber assault striking every 39 seconds. To put this into perspective, it’s less time than the average duration it takes to share a selfie. Given the likelihood that you’re dedicating even more of your time to online activities, it’s imperative to know how to safeguard your device. Here, we present several recommendations to ensure your safety as you navigate the digital realm. For more in-depth insights, feel free to explore our compilation, ” 12 Must Know Facts About Cyber Security“.

15 Must Know Internet Safety Tips for Students

These are some of the ways students can stay safe on the internet. 

#1. Be careful what you share  

Imagine the internet as a vast room teeming with countless strangers, each potentially holding a role in your future as a friend, employer, or even the culprit who snags your phone from your denim pockets. Always bear in mind, the internet lacks a delete function. Once you divulge your address and personal situation, this information becomes accessible to anyone who cares to look. The same principle applies to an awkward selfie, a profanity, or an impolite remark. As a guiding principle, it’s wise to refrain from sharing anything online that you wouldn’t want your mother or a prospective boss to stumble upon.

#2. Check your privacy settings

Privacy preferences work in a manner akin to doors. You shut a door to exclude unwelcome visitors, or swing it open to admit them. Neglecting to ‘shut the door’ may grant marketers and malicious actors access to substantial insights regarding you – from your internet search patterns to your interactions on social media. While each online platform retains its unique characteristics, locating these options is typically possible beneath your profile emblem. As you undertake this task, be certain to ‘activate’ these protective measures. Many also propose the deactivation of geotagging. Geotagging, in essence, divulges your whereabouts (or lack thereof) at any given point in time.

#3. Browse with caution

Browsing resembles strolling about. Certain pathways are secure, while others pose risks. Cyber malefactors frequently lurk behind explicit or enticing material. You might assume that clicking is harmless, even if the destination is unfamiliar. However, an incautious click could unveil your private information or implant malicious software into your device. Therefore, it’s crucial to suppress the inclination to pursue unfamiliar links or engage with unknown senders.

#4. Use secure networks

The allure of tapping into public WiFi often stems from its cost-free nature, yet it’s not always a bastion of security. Protected networks usually come with a price, requiring a reciprocal transaction. This might entail agreeing to legal stipulations, creating an account, or entering a password. On the flip side, using unsecured networks opens you up to potential hacker threats. These individuals are bona fide agents who surveil network traffic in their bid to intercept your personal data. Should they succeed, they gain the ability to abscond with passwords, your bank card’s PIN, and even intricate credit card particulars.

#5. Ponder the Potential of a VPN

If you’re someone who relies on public WiFi while using a laptop, considering a VPN is paramount. A VPN, or virtual private network, has the capability to shroud your identity, information, and internet protocol (IP) address. By linking your device with an internet server, a VPN establishes an environment where your data remains inscrutable. This is achieved through the encryption of outgoing data, enhancing your overall privacy.

#6. Exercise Caution with Downloads

For the gaming enthusiasts out there, this piece of advice is tailor-made. The primary objective of cyber criminals revolves around deceiving users into downloading malware. Malware comprises programs or applications that harbor insidious viruses designed to pilfer your information. A dependable guideline to uphold is to refrain from downloading suspicious software or apps, especially if they don’t originate from a reputable, familiar source. In situations where you’re compelled to use a public computer, ensure the removal of any files you may have downloaded or saved.

#7. Make strong passwords

Our inclination often leans towards passwords that are simple to recollect. Regrettably, these weak passwords are equally susceptible to being divined by hackers. Strong passwords, however, function akin to robust locks on doors. On occasion, your device might propose a sturdy password. Typically, these entail intricate combinations of numbers, letters, and special characters. You can choose to adopt such a suggestion or emulate its complexity, subsequently safeguarding your passwords through the utilization of password management software, if that proves helpful. Nonetheless, it’s imperative to never save your passwords on websites you access through public computers. Additionally, always ensure you log out before departing from these websites.

#8. Look for https: when you shop online

Whenever your online shopping ventures entail credit card usage, it becomes paramount to verify the site’s security. You can ascertain this in one of two ways. Firstly, examine the site’s URL – a secure site will commence with ‘https:’ rather than ‘http:’ (with the ‘s’ signifying secure). Secondly, take notice of a padlock symbol. As an added measure, it’s worthwhile to peruse reviews to ascertain the site’s credibility.

#9. Think twice about accepting invites

In the last quarter of 2022, Facebook made a move against 1.3 billion fraudulent accounts, a decrease from the 1.5 billion tackled in the prior quarter. The social media giant managed to expunge a staggering count of around 2.2 billion counterfeit profiles during the initial quarter of 2019. These fabricated profiles serve as tools for malicious individuals to disseminate falsehoods and gain entry to your data. To steer clear of this peril, exercise prudence when it comes to accepting unsolicited invitations. Maintaining a judicious approach to your online social existence is just as crucial as it is in the offline realm.

#10. Enable Automatic Updates

The individuals crafting viruses and malware possess the know-how to distribute them effectively. As a result, it’s imperative to ensure that all your interconnected devices are equipped with up-to-date antivirus software, operating systems, and applications. This practice contributes an additional stratum of security, particularly due to the fact that newer iterations are often equipped to identify and eliminate emerging varieties of malware, viruses, and potential threats.

#11. Check all your statements

According to research from SpyCloud, a provider of Cybercrime Analytics (C2A), their research unveiled a staggering 721.5 million exposed credentials on the internet in 2022. This poses a significant concern as user accounts often house sensitive information such as your name, bank or credit card details, social insurance number, and phone number.

To maintain vigilance in the face of this threat, it’s advisable to regularly scrutinize all your financial statements to verify the legitimacy of all charges. Suspicious activities may initially manifest as inconspicuous, small charges. However, if left undetected, they can escalate into more substantial and troublesome issues.

#12. Keep a backup

For a student, few things rival the dread of investing time into a project only to lose all progress just before the deadline. To avert this nightmarish scenario, consider safeguarding your work by storing it on the cloud or an external hard drive. The concept of a cloud system entails a virtual architecture designed to house data. The majority of these systems come fortified with firewalls, antivirus software, monitoring capabilities, and host intrusion protection, ensuring an added layer of security for your valuable work.

#13. Protect against ransomware

Ransomware constitutes a breed of malicious software that executes a rather sinister tactic. It ensnares a victim’s computer or device data by locking and encrypting it, subsequently extorting a ransom in exchange for restoring access. Employing the strategies we’ve previously delineated serves as an effective defense against the clutches of ransomware, preventing it from seizing your data hostage. Additionally, it’s crucial to exercise vigilance concerning any email attachment that urges you to enable macros for content viewing. The activation of macros could pave the way for macro malware to infiltrate multiple files. In the realm of preventative measures, it’s wise to opt for the ‘delete’ option instead.

#14. Be a guest user

Data breaches hit businesses and retailers alike. According to Shape Security, retailers reported (in 2018) that 80 to 90% of their login activity was malicious. To stay safe when you shop, remain a guest user. This way, you don’t have to store personal data in the first place.

#15. Protect your devices too

One of the most straightforward pieces of internet security advice for students revolves around safeguarding your devices. This encompasses not only your smartphone, tablet, or laptop but also extends to your overall digital arsenal. While a cable lock does contribute an extra stratum of protection, it remains insufficient to thwart the possibility of your hardware being pilfered by a determined individual. Abandoning any of these items unattended in public spaces or within an unlocked dorm room stands as a well-established ‘no-go’ practice. Moreover, in scenarios where you find yourself compelled to leave something behind, ensure it’s out of plain sight.

The History of Online Learning

The History of Online Learning

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The history of online education has gained newfound significance in recent times. Presently, over a third of all students engage in at least one online course.

Nevertheless, achieving success in online learning differs somewhat from excelling in traditional on-campus courses. Here’s what you should anticipate and how to prepare for it.

First of all, online learning isn’t new or easy.

It’s crucial to dispel the notion that online learning is a novel, effortless endeavor. While online courses do offer flexibility in your study approach, the substance of the courses themselves often mirrors what you’d encounter in a traditional campus-based curriculum.

Furthermore, online students may encounter unique challenges, which we’ll delve into shortly. However, this doesn’t mean you shouldn’t consider online learning—it simply underscores the importance of not assuming it will require less effort than a conventional college program.

History of online learning infographic

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Pick Your Learning Format

Begin by determining which online class format aligns better with your preferences – or perhaps, consider trying both!

  • Synchronous learning. This term implies “simultaneous learning.” In synchronous courses, you’re required to attend virtual class sessions in real-time, typically through videoconferencing. An advantage of this format is the opportunity for live interaction. You can engage in real-time discussions with your instructors and fellow classmates.
  • Asynchronous learning. This term denotes “non-simultaneous learning.” Within this course type, you’ll access prerecorded lessons at your convenience, adhering to your own schedule. It offers greater flexibility, a feature cherished by many students. Additionally, you can still actively participate in discussions with your professor and peers, albeit not in real-time.

Know Your Tech Tools

As an online learner, your technology tools become your trusted companions. This doesn’t necessarily entail possessing the latest cutting-edge devices, but it does require that your laptop, desktop computer, or tablet is capable of meeting the technological demands of your online course. This entails the ability to install and run any necessary software for your coursework.

Of course, a reliable internet connection is paramount.

Facing technical difficulties? Most colleges and universities offer resources to assist you in such situations. These resources may encompass a range of options, from providing Wi-Fi hotspots to supplying each student with a laptop. It’s also important to be well-informed about how to contact your school’s tech support team should you require assistance.

After the pandemic, 73% of American students desire to maintain online learning.

Make Space to Study

While on-campus students have the privilege of computer labs and study lounges, as an online learner, the majority of your study hours will likely unfold within the confines of your own home.

Here’s how you can fashion an ideal study space:

  • Invest in an ergonomic desk chair for comfort.
  • Ensure your desk is of the right height for your needs.
  • Equip your space with a power strip to conveniently charge your devices.
  • Add some greenery in the form of plants to enhance air quality.
  • Adorn your workspace with inspirational posters for motivation.
  • Keep a water bottle on hand to stay adequately hydrated.
  • Combat distractions with noise-cancelling headphones.
  • And feel free to include any other items that aid your concentration.

It’s also important to establish boundaries, especially if you’re the go-to person within your family. Make certain your children, spouse, parents, or pets are aware of when you require uninterrupted time to focus on your assignments.

Practice Online Learning Success Skills

Online learners may need to build new skills – like how to stop procrastination before it starts. Or how to ask for help with a new concept. Or how to stay motivated while studying at home.

It’s not that traditional students don’t need to learn these things, too. They do. But as an online learner, you might have to try a little harder. It’s not as easy to turn to the person next to you to ask a question, or stay a few minutes after class to talk to the professor.

But you can still get the most out of your classes and have an amazing college experience.

Here are 6 success skills every online learner should know:

  • How to connect with peers online: Everything from starting a social media group to scheduling virtual meetups could help you stay in touch.
  • How to get help with something: Be proactive about asking for a hand – whether it’s tutoring, tech support, or just a question you want answered.
  • How to manage your time: Set a schedule and stick to it. Use apps (or an old-school agenda book) to help you stay organized, create to-do lists, and reach goals.
  • How to participate: It could be in a virtual class meeting or on an online discussion board. Either way, get comfortable with weighing in!
  • How to avoid distractions: Sometimes willpower needs a little help. Use apps to block social media while you study. Keep your music low. And, avoid doing too many things at once!
  • How to take it one day at a time: Adjusting to online learning happens quickly for some learners. For others, it takes longer. Give yourself time to find your rhythm and the success strategies that work for you!

Student Loan Fraud – Don’t Get Scammed

Avoid Student Loan Fraud

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Student Loan Fraud – Don’t Get Scammed

Beware of fraudulent schemes that claim to offer relief from student loan debt – these scams are designed to deceive and drain your finances. These unscrupulous companies cunningly present themselves as associates of the U.S. Department of Education, all while swindling millions from unsuspecting victims. Their modus operandi involves making enticing but false assurances of erasing student loan debt burdens.

In a recent case, scammers were brought to a halt by the Federal Trade Commission (FTC) for their fraudulent practices. This operation preyed upon students seeking debt relief, taking advantage of their vulnerability. These nefarious activities involved fabricating affiliations with esteemed institutions, like the U.S. Department of Education, and employing deceptive tactics to convince students to cease communication with their legitimate federal loan servicers. These scammers cunningly manipulated the concept of debt relief and lured students in with the allure of the “Biden Loan Forgiveness” plan, which they falsely claimed to offer, all the while collecting exorbitant upfront fees.

The FTC asserts that this group, operating under various names like Express Enrollment LLC and Intercontinental Solutions LLC, managed to amass a staggering $8.8 million in ill-gotten upfront fees since at least 2019. These fraudulent entities, led by individuals such as Marco Manzi, Ivan Esquivel, and Robert Kissinger, exploited the uncertainty surrounding student loan borrowers and preyed on their desire for debt alleviation. Through persuasive misrepresentations and bogus promises, they managed to convince individuals to part with their hard-earned money for services that were non-existent.

Fortunately, the FTC, armed with its Bureau of Consumer Protection, is relentless in its pursuit of such scams. The agency promptly filed a complaint against the defendants, prompting a federal court to take immediate action by imposing a temporary restraining order and freezing the assets of the culprits’ operation, known as Apex Processing Center.

It is essential to remain vigilant and informed to avoid falling victim to these fraudulent schemes. The FTC provides valuable resources to help individuals recognize and steer clear of student loan debt relief scams. Remember, legitimate assistance for student loans can be accessed for free through trusted channels like StudentAid.gov. With a unanimous vote of 3-0, the FTC continues its resolute efforts to shield the tens of millions of Americans grappling with student loan debt from such malicious scams.

Student Loan Fraud and Facts

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How to Avoid Student Loan Debt Relief Scams

Equipping yourself with knowledge about your student loan debt is your best defense against falling victim to the next potential scam. Here are some key pointers to bear in mind in order to safeguard yourself from falling prey to such fraudulent schemes.

#1 Be Aware of “Payment up Front” Scammers

Legally, companies are prohibited from charging you prior to offering assistance. While some companies might promise to alleviate your student debt burden, there’s truly nothing they can accomplish for you that you can’t achieve independently, and at no cost.

#2 Check Out Options for Financing College

Before resorting to a loan, it’s prudent to explore alternative sources of financial aid, such as grants, scholarships, and federal work study programs. A pivotal initial step involves completing a Free Application for Federal Student Aid (FAFSA). When creating your FSA user account, exercise caution not to share your ID, as unscrupulous individuals could exploit it to gain unauthorized access and compromise your account’s security.

#3 Learn About Student Loans

Student loans can be categorized into two types: federal loans offered by the government and private loans extended by entities like banks and credit unions. Federal loans come with certain safeguards, but private loans lack comparable protections. Irrespective of the source, repayment remains your responsibility.

#4 Understand Loan Forgiveness and Repayment

You may qualify for alternative repayment plans or even loan forgiveness based on your specific loan type and circumstances. These possibilities hinge on factors unique to your situation. It’s vital to recognize that no company possesses the ability to secure these options for you that you cannot secure on your own. Equipping yourself with this understanding serves as a bulwark against the tactics employed by scammers.

If you have federal loans, the Department of Education has a few free programs.

  • Income driven repayment plans – monthly payments based on how much money you make
  • Deferment and forbearance – you postpone payments though may incur more interest
  • Loan forgiveness or discharge – these programs let you off the hook, but you have to qualify (E.g. you become disabled or find out your school committed fraud)

For private loans, deal with reputable loan servicers. Keep in mind it is also unlikely the servicer will offer a loan forgiveness program. So, any third party claiming they can do this for you is likely a scammer. Don’t listen and don’t give any third party your account details either.

#5 Be Cautious with Consolidation

Consolidating a loan involves amalgamating multiple loans into a singular entity. This results in a fresh loan arrangement and altered repayment terms, which could potentially impact your interest rate.

When choosing to consolidate your loans through the federal government, this process is devoid of charges. Hence, if any company proposes a fee for this service, it’s advisable to firmly decline. In some cases, consolidating loans with a private lender may entail costs. However, it’s prudent to steer clear of entities that demand upfront payments. Furthermore, exercise prudence when encountering debt relief agencies and lenders who propose the consolidation of federal and private loans into a solitary new loan, promising reduced monthly payments or lower interest rates. The Federal Trade Commission (FTC) strongly advises against pursuing such arrangements.

Five Things to Remember About Scammers to Avoid Student Loan Fraud

  1. Only scammers promise fast loan forgiveness
  2. Never pay a fee upfront (Think: free not fee)
  3. Use trusted sites – scammers can make fake gov’t seals
  4. Don’t give or share your FSA ID with anyone
  5. You can’t roll federal and private loans together to lower payments
  6. Report scams so others don’t suffer: 1-877-FTC-HELP (382-4357)

What’s the Difference Between a PhD in Psychology and a PsyD?

PhD vs PsyD

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Doctoral Degrees in Psychology

A doctoral degree in psychology can open doors to a range of career paths that often require this level of qualification, especially in fields such as clinical, counseling, and school psychology. The Bureau of Labor Statistics (BLS) forecasts a 6% growth in demand for these roles from 2022 to 2032. When considering your options, it’s essential to understand the distinctions between two primary psychology doctorate programs: the PhD in psychology and the Doctor of Psychology or PsyD. Evaluating these choices with your aspirations and interests in mind will guide you toward the most suitable path for your future. 

What Is a Doctor of Philosophy (PhD) in Psychology?

A PhD, or Doctor of Philosophy, in psychology is inherently a research-oriented degree, emphasizing a more scholarly approach rather than a hands-on engagement with psychology practices. 

Termed the “scientist-practitioner model,” this type of training focuses on inquiry, statistical analysis, testing, and data interpretation instead of clinical work. PhD programs in psychology are characterized by their comprehensive scope, covering a wide array of theories and research methodologies while allowing students to delve deeply into a chosen research area. 

While honing skills in experimental design, you’ll also explore various methods of data collection, analysis, and the art of presenting findings scientifically. The pinnacle of a PhD program is the dissertation, an original theory that you defend before peers and educators with substantial evidence. 

The expertise cultivated through a PhD often revolves around analytical prowess, which can be advantageous for careers like research, education, consultancy, and program evaluation. Given the breadth of psychological domains, it’s essential to pinpoint your area of interest as a prospective PhD student, ensuring alignment with faculty expertise and program offerings in fields such as PTSD, forensics, couples therapy, addiction, and beyond. 

PhD vs PsyD : Difference between psyd and phd

What Is a Doctor of Psychology (PsyD)?

A PsyD, known as a Doctor of Psychology, is inherently centered around the clinical practice of psychology. 

Referred to as the “practitioner-scholar model,” this educational approach is distinguished by its emphasis on the direct application of research findings to therapeutic interactions with clients. As a result, PsyD programs are predominantly pragmatic in nature, featuring fewer research or statistical courses and a greater focus on clinical subject matter. 

These areas delve into theories of human growth and behavior, along with techniques for assessment, diagnosis, counseling, and intervention with individuals and groups. The PsyD journey often involves specialization in a specific clinical domain, enabling you to concentrate on particular groups or issues such as troubled adolescents, families, couples, or mental health concerns. Practical experience is paramount, including immersive training within a chosen setting. 

Throughout the PsyD program, you’ll encounter assessments that validate the integration of acquired skills and knowledge. Beyond accumulating clinical hours, a thesis—distinct from a PhD dissertation—is required. This PsyD paper could manifest as a lengthy essay or project. Unlike the PhD track, the emphasis lies in applying existing knowledge rather than formulating novel theories. 

Regarding clinical hours, they typically comprise two components: an initial practicum phase followed by an internship during the final two semesters of the program. 

PsyD vs PhD in Psychology

Degree comparisonsPhD in PsychologyPsyD (Doctor of Psychology)
Who is it ideal for?Designed for those interested in clinical practice, research and academia 
Designed for those interested in clinical practice with clients  
What does it focus on?Focus on research 
Focus on clinical (hands on) 
What are the admission criteria?Typical Admission criteria/requirements: Bachelors (major in psychology preferred) and or masters (preferred), strong research interests, acceptable GPA (3.0 – 3.5) and standardized test scores like the GRE, references, goals statement and writing sample. Often, there is an interview too. 
Typical Admission criteria/requirements: 
Bachelors (major in psychology preferred) and or masters (major in the same field), CV, acceptable GPA (3.0 – 3.5) and standardized test scores like the GRE, references, goals statement, and aptitude to help others.  
Often, there is an interview too. 
What can of funding can you get?Funding: Many PhD programs offer funding as students may serve as Research Assistants or Teaching Assistants.
 
Funding: There may be fewer options from schools based on the premise that you earn your degree sooner and pursue a career.
What are the program lengths?Program length: 5-8 years 
Program length: 4–6 years
  
What do courses and training look like?Courses: Research, statistics, analysis and theory (practical psychology knowledge) along with a research or teaching practicum and final dissertation 
Courses: Direct application of psychology through courses in topics that relate to intervention and treatment methods that relate to working with clients and patients plus a one year internship 
What are your career path options?Career path options: Scientific researcher, educator, consultant, program director, licensed psychologist Career path options: Licensed clinical, counseling or school psychologist (with many focal areas such as family and couple therapy)  

Which degree is perfect for you?

Regardless of the degree path you choose whether it’s a PhD or a PsyD, both can lead to licensure and open doors to similar roles within clinical psychology. 

Consider your aspirations: Do you envision delving into research and academia, teaching psychology at an advanced level? Or do you picture yourself in a clinical setting, working closely with patients to help them achieve their goals? 

Opting for a PhD in psychology means immersing yourself in the scientific study of behavior. This involves elements like testing, theory development, and in-depth analysis. If your ambition is to influence the field as an educator, researcher, consultant, or scholar, a PhD might align well with your goals. 

On the flip side, a PsyD program focuses on the practical application of psychological science in real-world scenarios. It takes proven behavioral theories and employs them to aid individuals in overcoming challenges. If you see yourself in a counseling role, conducting one-on-one sessions or leading group therapy, a PsyD could be a suitable choice. Staying current with the latest techniques would remain essential, but your focus might lean more towards patient interaction than laboratory research. 

Admission Requirements for PhD vs PsyD Programs

Admission prerequisites for PhD and PsyD programs exhibit variations among institutions, while the application process typically adheres to a uniform structure of submission and interviews. 

Universities establish their distinct entry criteria, commonly emphasizing a minimum GPA and standardized test scores. Although these benchmarks are prevalent, there might be supplementary requisites. Both program types generally favor candidates with an undergraduate degree in psychology, and many also seek applicants with a master’s degree. PsyD programs often accept majors in related fields. 

An expected GPA range of 3.0 and higher is widespread. Recent GRE scores may be obligatory, accompanied by their own acceptable ranges. 

Admission committees meticulously assess personal statements and recommendation letters. These documents provide insights into your personality, work ethics, and alignment with the institution’s ethos. 

Furthermore, there are discernible variations in the evaluated criteria for each program. PhD programs conduct more extensive assessments, considering traits like determination to excel in a rigorous PhD curriculum. They also evaluate whether your research interests correspond with faculty expertise, as successful candidates frequently engage in collaborative research ventures. 

And, they look at whether your research interests align with theirs. This is to see if there’s a “fit,” as successful candidates work under faculty in their labs. 

Conversely, PsyD programs concentrate on evaluating your suitability for effectively working with individuals and families dealing with diverse challenges. 

What are your prospects for securing admission to a PhD or PsyD program? Intriguing data exists on this subject. According to the APA, both program types uphold higher admission standards compared to master’s in psychology programs. 

At the doctoral level, clinical psychology exhibits the highest count of programs, applications, and acceptances. However, the overall acceptance rate stands at 13%. Acceptance rates for doctoral programs vary between 7% and 14% across most subfields, with significantly higher rates for school psychology (31%) and other applied psychology (25%). While almost four out of five (78%) applications to other psychology subfield programs are accepted, the limited number of programs (5) hampers comprehensive analysis. 

Funding for PhD vs PsyD Programs

Another distinct contrast between PhD and PsyD programs lies in the potential funding options available to students. 

Numerous PhD psychology programs provide stipends and tuition waivers. In return, students often work as research or teaching assistants, contributing to faculty projects. With a substantial stipend, students might even secure a comprehensive financial package. 

PsyD students might also qualify for a stipend if the institution offers one. However, not all PsyD programs provide stipends, and tuition waivers are less common. The underlying assumption is that PsyD graduates enter the workforce sooner than PhD counterparts, leading to quicker career launches. 

In cases where financial aid remains a concern, avenues might exist to fund your dissertation or thesis. According to the APA, potential sources encompass educational institutions, foundations, APA divisions and grants, psychology associations, as well as state and federal agencies. 

Additionally, scholarships or fellowships could potentially reduce the overall cost of your degree. These awards might cover a portion or the entirety of your academic expenses, and unlike loans, they generally do not require repayment. Keep in mind, however, that certain conditions and terms might still apply. 

Program Length in a PhD vs PsyD Program

Both a PhD and PsyD entail a significant amount of time. Many PhD programs devote about three years to course work and lab rotations. Once you compete these components, there is an exam.  

Passing the exam allows you to move onto your own research project (dissertation). There may also be an option to take part in a teaching practicum, depending on the school.  

To complete all these steps, you might need an average of 5 to 7 years. At that, some schools are flexible, and give more time since the research process is extensive.  

In comparison, PsyD students may need from 4 to 6 years. The first three years tend to be for classes and exams. And the latter part, for practicum, internship and doctoral project. As the project is one of applied research, it may be less complex an effort than for the PhD.  

Courses for a PhD vs PsyD Program

While there are places of overlap, courses for a PhD and PsyD differ, as you might guess.  

A PsyD aims to provide academic, practicum, internship and research experience. While science based, it emphasizes therapy and counseling methods.  

This yields a study plan around quality clinical skills. Ones needed to assess, diagnose, and treat mental health problems and illnesses. You tend to also study ethical codes and how to set boundaries with patients. So, some classes cover group dynamics, cultural diversity and other professional issues. 

In some PsyD programs, you can choose a focal area as well. Forensics, health, mental illness, family, and couple are a few. Each one brings with it some electives, practicum and research. So aside from the core program, you are likely to develop expertise in one subject area.    

PsyD Sample Classes 

  • Interviewing assessment
  • Intelligence testing
  • Psychoanalytic theory
  • Human growth (child, adolescent, adult, older adult)
  • Consultation and supervision
  • Psychopharmacology
  • Human sexuality
  • Substance abuse
  • Clinical practicum
  • Statistics
  • Doctoral project courses 

Main goal: To learn how to provide psychological services
Central elements: Core classes, exam, electives, doctoral project courses, internship   
Credits: Varies, some programs cover 70 to 80 credits 

PhD programs include core courses, seminars, reading and research. Core courses frame theories like social learning, behaviorist, cognitive, gender, and more. You also tend to human growth, milestones and phases.    

Research methods are central too. Topics like statistics, experiment design, and data analysis. These take a good part of your study plan and may involve lab rotations.  

If you plan to teach, you might take classes that outline teaching skills. Things like how to communicate and manage a classroom. You tend to have a teaching practicum too. 

Most students also choose to earn a PhD in a specific area of psychology. It guides your dissertation work and includes electives in your chosen area. For example, let’s say you do a PhD in social psychology. It may discuss all the above and add topics related to memory, attention, schema theory and social influence. 

PhD in Psychology Sample Classes 

  • Psychology themes and theories
  • Human growth (child, adolescent, adult, older adult) 
  • Culture and psychology
  • Teaching of psychology
  • Consultation
  • Program assessment
  • Research foundations
  • Advanced qualitative reasoning
  • Research theory, design, methods
  • Advanced quantitative reasoning
  • Research or teaching practicum 

Main goal: To generate new knowledge through scientific inquiry
Central elements: Core classes, doctoral writing, research classes, dissertation support classes, teaching or research practicum 
Credits: Varies, some programs cover 60 to 70 credits.

APA Accreditation  

Beyond the above, APA accredited programs follow guidelines. APA accreditation promotes unified standards both for training and education.  

The APA commission accredits PhD and PsyD programs in a few areas: clinical psychology, counseling psychology, school psychology, and other related areas.  

APA standards also span a broad and general training in scientific psychology and core elements of practice. And aim to ready students for the practice of professional psychology. 

As a graduate of an APA accredited program, you may be prepared for licensure. For one, these programs cover material you need to master for the EPPP exam. The EPPP is the Examination for Professional Practice in Psychology. 

It is from the Association of State and Provincial Psychology Boards (ASPPB). You need to pass this to be a licensed psychologist. Second, some states mandate you have a degree from an APA accredited program. Or prove their program is equal. In other words, if your goal is licensure, APA accreditation matters.     

Potential Career Path Options for a PhD vs PsyD Program

To call yourself a licensed psychologist, you first need to take and pass the EPPP exam, or Examination for Professional Practice in Psychology. It is available through the Association of State and Provincial Psychology Boards (ASPPB). Each state may also mandate continued education to keep your license active.    

Some licensed psychologists go an extra step to board certify in a specialty area. This is through the American Board of Professional Psychology (ABPP). Either a PsyD or PhD may help ready you to take the EPPP exam. But each type of degree helps you hone certain skills that may be useful in different career paths. 

A PhD, for example, nurtures skills in analysis. So, it may be helpful for positions such as researcher, consultant, program director and or, educator. According to the O’NET, college psychology teachers earn median annual wages of $78,810. Demand is high too, with 5% to 8% more jobs forecast for 2022-2023. So, this may be one option.     

If you prefer to solve problems in the workplace, I / O psychology is another in demand sector. Industrial organizational psychologists rely on data and earn a median annual salary of $139,280 per year.  

On the other hand, a PsyD expands practical clinical skills. And these are crucial if you want to work with clients in an office or health care setting.   

According to the BLS.gov, psychologists earn a median annual wage of $81,040. Many work in private practice. And others may find jobs in government, hospitals, ambulatory care, and schools. Prospects are even better if you work with seniors and rehab psychology.  

Other Doctoral Degrees in Psychology

There are a few other doctoral degrees that may be useful if you want to pursue a career in psychology. One is the EdS, or Education Specialist, and another is a DBA, or Doctor of Business Administration (likely in organizational psychology).  

Education Specialist (EdS) 

An EdS is a post masters and pre doctoral degree. It generally takes about three years to complete after a masters degree. Most EdS programs are designed for professionals who would like to study beyond the master’s degree level but do not plan to pursue a doctoral degree like the PhD or PsyD. 

The coursework is at the advanced graduate level though. So many schools will transfer earned credits to a doctoral degree if you decide to pursue one later. 

Some students choose the EdS to improve their skills for advanced licensure in K – 12 related roles or to prep for academic and administrative leadership roles within higher education. 

In some states, graduates can pursue licensure with an EdS. In other states, however, you must have either a PhD or EdD (a doctoral level degree) to pursue licensure.  

Both school counseling and school psychology are practice areas in EdS programs. School psychology programs cover education and mental health subject areas such as behavioral and learning disorders, performance plans, and specific counseling tactics for students. 

If you want to prepare for a career as a school psychologist, this may be an option. According to the BLS, the demand for school psychologists is on the rise. Apart from 6% more jobs by 2022-2032, average annual salaries are about $85,330.  

Doctor of Business Administration (DBA) 

A DBA in I/O psychology studies human behavior in the workplace. It typically takes about three years to complete after a masters or MBA. Many DBA programs are for senior executives who make decisions and policies for their business. For instance, human resource directors and training managers.

These roles tend to rely on research and data to solve problems. In a work setting, these problems often affect productivity, profit, morale and performance. Some of the subject areas in a DBA program are leadership and coaching. You may also learn how to manage conflict and group dynamics.   

As a doctorate in business admin, it is likely to focus on managerial theory too. So, tactics, planning and policy processes tend to be key topics also. Some I/O psychologists launch a career with a masters in I/O psychology. And if a career as a licensed psychologist is your goal, a PhD may be more useful. 

At present, the Society for Industrial Organizational Psychology (SIOP) does not list the DBA as a path to licensure. You would need either a PhD or PsyD from an accredited school and then undergo a supervised practice and pass the EPPP exam.

But if a C suite job lines up with your personality, a DBA may provide other possible paths. Consulting is one area where demand is high. Business consultants use psychological research methods as well as strategic managerial skills. They can help a company become more efficient and control costs.

According to the BLS, jobs for consultants are on the rise by 10% through 2032. Other job titles are management analyst and leadership development manager. Beyond faster than average growth, consultants earn an average annual salary of $95,290. And some earn more than $167,650.

Colleges That Accept Low SAT Scores

Truly, you wish you’d scored better on the SAT. But colleges that accept low SAT scores might help with your goals anyway. In fact, we’ve rounded up 7 partner schools that have no SAT score requirements. Also, we have compiled a list of 20 schools that accept SAT scores in the 25th percentile range. First though, we will run through some things to consider.

1. CAN YOU STILL GET INTO COLLEGE WITH A LOW SAT SCORE?

Even if you have low SAT scores, there is still a chance of getting into college.  For one, according to the NCES, 52.2% of all colleges have no application criteria. This means, they may not look at standardized test scores like the SAT at all.

Many colleges are now test optional too. Test optional colleges let you decide to submit test scores or not. Then there are test flexible colleges. A test flexible college may accept a wider list of scores than the SAT.  As a result, you have a bit of wiggle room if you got low SAT scores and want to play up other qualities. Your high school grades for example. References, personal essay or community service.

The International Baccalaureate or Advanced Placement (AP) exam scores are a few. Some may also accept the scores of the ACT Assessment Test or the SAT Reasoning Test. You must check. Bottom line – there may be many colleges that you can apply to. And, if you are unclear about a school’s admission policy, reach out to them. They may have options. 

As of 2018 the 51st percentile SAT score is 1060. That is to say 51% of test-takers score below 1060. But your percentile is not the only number you need to know.

2. WHAT IS CONSIDERED A LOW SAT SCORE?

To understand what a low SAT score you have to look at your scores in context. This is because how “low” your SAT score is will depend on which college you hope to attend. First though, it may be useful to understand the SAT and scoring.  The SAT has two sections. ERW (Evidence Based Reading and Writing) which tests your use of the English Language. And Math which tests your ability to problem solve.

When you take a test, you get two section scores – one for ERW, and one for Math. There is also an optional SAT essay. But these scores are separate. To calculate section scores, your raw score gets converted to a scaled score of 200 to 800. This means the lowest possible SAT score is 200 for ERW and 200 for Math.

You also get a total score (ERW + Math scores). Total scores range from 400 to 1600 with 400 being the lowest. And these scaled scores are the ones provided on SAT score reports. The national average, or mean SAT, looks at the scores of all high school graduates. It records these figures and shows trends from year to year.

According to the College Board, the national averages for the SAT were

  • Evidence Based Reading and Writing: 531
  • Math: 528
  • Total: 1059

As these are averages, some people score 1060 and higher, or above the norm. And others score anywhere from 1058 down which is below the norm. But if you get 25% of SAT questions right, you score above the lowest score.  There are also average scores for ethnic groups, family income level and gender. Each state and college also have their own averages.

There’s a general rule that If it falls around a given school’s 25th percentile, your score is low.

Southern New Hampshire University

  • Multiple term start dates throughout the year. 24/7 online classroom access.
  • Popular Online Programs include Business Administration, Psychology, Information Technology, Human Services…

3. MAKE SURE YOUR APPLICATION SHINES

Generally speaking your application is important! To be sure, whether you’re applying to college with a low SAT score. Or, taking the test optional route, the rest of your application may matter more than ever. Overall, you are going to want to have as strong an application as possible.

In fact, some test optional schools may ask for additional application materials. For example, an essay or letters of recommendation. In reality, it’s wise to maximize any opportunities during the admissions process. Because doing so will showcase your potential beyond test scores. By all means, make sure you have a strong application!

4. DON’T JUST LOOK FOR COLLEGES THAT TAKE LOW SAT SCORES

In other words, look for the college that feels like your ideal fit. After all, you don’t just want to get in, you want to do well. With this in mind, important factors may include:

  • First, is the school known for your prospective major?
  • Second, what organizations or activities are available?
  • Third, do you want to study on campus or online?

7 COLLEGES WITH NO SAT SCORE REQUIREMENTS

By and large, many students wonder, “What colleges can I get into with my SAT score?” In short, the good news is, there are plenty of schools that do not demand high SAT scores. Even better, there are some that do not ask you to submit them at all!

Keep in mind that colleges consider other factors besides the SAT. This makes it important to make sure the rest of your App measures up as well. Also, SAT and other admissions requirements are subject to change. In summary, check with the school.

Below we show you seven schools that no SAT requirements.

1

PURDUE UNIVERSITY GLOBAL

MINIMUM SAT SCORE: SAT NOT REQUIRED

Available Degree Programs

  • Accounting: Bachelor of Science (BS)
  • Cybersecurity: Bachelor of Science (BS)
  • Early Childhood Administration: Bachelor of Science (BS)
  • Psychology: Bachelor of Science (BS)
  • Nursing (BSN) RN-to-BSN
ADMISSIONS REQUIREMENTS
  • High school diploma, GED, or equivalent
  • Some programs may require an entrance examination

Part of the renowned Purdue University System, Purdue Global offers an online education designed for busy adults. For this reason, they’re home to online programs across many career-focused areas. This includes competency based ExcelTrack™ degree programs. These programs may help you earn your degree on a timeline that’s ideal for you.

Plus, Purdue Global offers a risk-free three-week trial period. That way you can see if their unique approach to higher education is your style.

2

STRAYER UNIVERSITY

MINIMUM SAT SCORE: SAT NOT REQUIRED

Available BS Degree Programs

  • Accounting
  • Business Administration
  • IT
  • Criminal Justice
SCHOOL ADMISSION REQUIREMENTS
  • Official high school transcript
  • Completed application form and enrollment agreement
  • A valid, current, government issued photo ID

Strayer University’s online degrees are flexible, regionally accredited, and supported by people who know what it means to work while learning.  Plus, save up to 25% on your tuition, with the Strayer Graduation fund.

3

University of Arizona Global Campus

MINIMUM SAT SCORE: NO SAT SCORES REQUIRED

Available Bachelor of Arts Degree Programs

  • Social and Criminal Justice
  • Operations Management and Analysis
  • Human Resources Management
  • Public Relations and Marketing
  • Sports and Recreation Marketing
ADMISSIONS REQUIREMENTS
  • High school diploma, GED, or equivalent
  • Must be 22 or older, with possible exceptions
  • Must meet minimum technology requirements

This unique university offers 100%-online degree programs, designed for the adult learner.

It is important to know, you generally must be at least 22 to study at UAGC. Notably, their 60 flexible programs may help you balance your studies with life’s other obligations. Also, since UAGC is dedicated to serving nontraditional learners, the admissions process is more likely to consider your potential.

4

WESTERN GOVERNORS UNIVERSITY

MINIMUM SAT SCORE: NO SAT SCORES REQUIRED

  • Business Management – B.S.
  • Healthcare Management – B.S. Business
  • Information Technology Management – B.S. Business
  • Health Information Management – B.S.
  • Accounting – B.S.
  • Elementary Education – B.A.
  • Special Education and Elementary Education – B.A.
  • Nursing (RN to BSN online) – B.S.
  • Cybersecurity and Information Assurance – B.S.
ADMISSIONS REQUIREMENTS
  • High school diploma (or equivalent)
  • Official Transcripts
  • Completed application
  • Be 16 years of age
  • Some students may be required to complete a college readiness exam, additional program related requirements may be applicable

Western Governors University offers competency based and affordable degree programs. In this case, tuition often averages under $4,000 a term. In fact, that is about half the cost of most other online universities. Including programs that start monthly. Lastly, there is a $65 application fee that can be waived. Apply free this week!

5

AMERICAN INTERCONTINENTAL UNIVERSITY

MINIMUM SAT SCORE: NO SAT SCORES REQUIRED

Available Degree Programs

  • BBA in Entrepreneurship
  • Healthcare Management
  • Information Technology in Network Administration
  • BS in Criminal Justice – Law Enforcement
  • BBA in Finance
ADMISSIONS REQUIREMENTS:
  • High school diploma (or equivalent)
  • Contact Admissions Adviser
  • Completed application

AIU understands the challenges you face in your daily life. Which is why their programs are designed to fit into your life. As a result, the school offers 24 7 access to your classes online and through a mobile app.

Plus, AIU provides you with a Graduation Team. In detail, this consists of four advisers who can help you while you pursue your degree any time you need them.

6

COLORADO TECHNICAL UNIVERSITY

MINIMUM SAT SCORE: NO SAT SCORES REQUIRED

Available Bachelor of Science Degree Programs

  • Criminal Justice – Cybercrime and Security
  • Psychology
  • RN to BSN Degree Completion
  • Business Administration – International Business
  • Healthcare Management
ADMISSIONS REQUIREMENTS:

Applying to Colorado Technical University includes:

  • Connecting with an Admissions Advisor
  • Completing application
  • Submitting documentation (valid proof of high school graduation or equivalency)

Colorado Technical University strives to provide industry relevant higher education to a diverse student body population. To begin with they use innovative technology and experienced faculty, In addition, the school is committed to your ongoing personal discovery and professional achievement.

7

GRANTHAM UNIVERSITY

MINIMUM SAT SCORE: NO SAT SCORES REQUIRED

Available Degree Programs

  • Computer Science
  • Cyber Security
  • Health Systems Management
  • Business Management
  • Nursing (BSN) – RN to BSN Degree Completion
ADMISSIONS REQUIREMENTS:
  • Contact Admissions Representatives
  • High school diploma (or equivalent)
  • Funding Plan in place within seven days of Term Start Date
  • Participation and substantive interaction

Grantham was founded in 1951 as a way to help veterans improve their lives through higher education. At the present time Grantham offers quality distance learning programs serving a diverse student population.

To this day, the schools strives to establish a level playing field in education and to serve those who want to make a difference. In essence Grantham is dedicated to providing a quality education to students serious about preparing for a brighter future.

Sponsored Schools

20 SCHOOLS WITH THE LOWEST SAT SCORES

Much SAT data is about the scores for the 25th and 75th percentiles. For example, the 25th percentile score means 25% of freshman admits scored at or below the average. And, that 75% of admitted applicants scored above average.

The average SAT is an average of all admitted SAT scores.  Using NCES data, we produced a list with the lowest combined 25th percentile scores. If you have below average scores, you may still have a chance of getting into these 20 colleges.

colleges that accept low sat scores

1 Albany State University


ASU serves 5,761 undergrad students. Of those students 66% are enrolled full time while 34% are part time. The grad rate at this school is 29%. Some of the schools popular degrees are liberal arts, nursing, criminal justice and business admin. 

Total SAT Score750
Reading:380

Math370
Admission Rate90%

Average Annual Cost: $11,590

2 Medaille College


The school serves 1,476 undergrad students. Of those students 96% are enrolled full time while 4% are part time. The grad rate at this school is 37%. Some of the schools popular degrees are medical assisting, business, psychology and biology.

Total SAT Score: 850
Reading: 430

Math: 420
Admission Rate: 75%

Average Annual Cost: $11,664

3 University of West Alabama


UWA serves 2,106 undergrad students. Of those students 88% are enrolled full time while 12% are part time. The grad rate at this school is 32%. Some of the schools popular degrees are Interdisciplinary studies, nursing, phys ed, and finance.

Total SAT Score: 860
Reading: 440

Math: 420
Admission Rate: 28%

Average Annual Cost: $13,512

4 Lewis – Clark State College


The school serves 2,941 undergrad students. Of those students 75% are enrolled full time while 25% are part time. The grad rate at this school is 39%. Some of the schools popular degrees are liberal arts, nursing, business and phys ed.

Total SAT Score: 890
Reading: 450

Math: 440
Admission Rate: 100%

Average Annual Cost: $11,152

5 Warner University


The school serves 398 undergrad students. Of those students 75% are enrolled full time while 25% are part time. The grad rate at this school is 59%. Some of the schools popular degrees are business, human development, biology and phys ed.

Total SAT Score: 890
Reading: 450

Math: 440
Admission Rate: 95%

Average Annual Cost: $21,780

6 Wayland Baptist University


The school serves 3,549 undergrad students. Of those students 28% are enrolled full time while 72% are part time. The grad rate at this school is 49%. Some of the schools popular degrees are business, liberal arts, criminal justice and human services.

Total SAT Score: 890
Reading: 440

Math: 450
Admission Rate: 81%

Average Annual Cost: $23,601

7 University of Maine at Fort Kent


The school serves 1,036 undergrad students. Of those students 56% are enrolled full time while 44% are part time. The grad rate at this school is 54%. Some of the schools popular degrees are nursing, business, criminal justice and forestry.

Total SAT Score: 900
Reading: 450

Math: 450
Admission Rate: 100%

Average Annual Cost: $9,214

8 Trinity Baptist College


The school serves 335 undergrad students. Of those students 90% are enrolled full time while 10% are part time. The grad rate at this school is 34%. Some of the schools popular degrees are interdisciplinary studies, education, pastoral counseling and psychology.

Total SAT Score: 800
Reading: 420

Math: 530
Admission Rate: 43%

Average Annual Cost: $17,464

9 Indiana University – Northwest


The school serves 3,549 undergrad students. Of those students 73% are enrolled full time while 27% are part time. The grad rate at this school is 32%. Some of the schools popular degrees are nursing, business, liberal arts and psychology.

Total SAT Score: 800
Reading: 420

Math: 550
Admission Rate: 85%

Average Annual Cost: $17,464

10 MidAmerica Nazarene University


The school serves 3,549 undergrad students. Of those students 73% are enrolled full time while 27% are part time. The grad rate at this school is 32%. Some of the schools popular degrees are nursing, business, liberal arts and psychology.

Total SAT Score: 800
Reading: 420

Math: 550
Admission Rate: 85%

Average Annual Cost: $6,666

11 Indiana University-East


The school serves 2,969 undergrad students. Of those students 63% are enrolled full time while 37% are part time.The grad rate at this school is 38%. Some of the schools popular degrees are business, nursing, psychology, liberal arts and education.

Total SAT Score: 800
Reading: 470

Math: 590
Admission Rate: 81%

Average Annual Cost: $8,149

12 University of South Carolina-Upstate


The school serves 5,149 undergrad students. Of those students 87% are enrolled full time while 13% are part time.The grad rate at this school is 50%. Some of the schools popular degrees are nursing, business, liberal arts and education.

Total SAT Score: 800
Reading: 480

Math: 470
Admission Rate: 76%

Average Annual Cost: $14,661

13 Indiana University-South Bend


The school serves 4,790 undergrad students. Of those students 79% are enrolled full time while 21% are part time.The grad rate at this school is 32%. Some of the schools popular degrees are nursing, business, liberal arts and education.

Total SAT Score: 800
Reading: 490

Math: 490
Admission Rate: 89%

Average Annual Cost: $8,518

14 Texas A&M International University


A&M serves 6,780 undergrad students. Of those students 76% are enrolled full time while 24% are part time.The grad rate at this school is 50%. Some of the schools popular degrees are criminal justice, psychology, business and nursing.

Total SAT Score: 930
Reading: 470

Math: 460
Admission Rate: 50%

Average Annual Cost: $4,884

15 University of Nebraska at Kearney


UN Kearny serves 4,440 undergrad students. Of those students 90% are enrolled full time while 10% are part time.The grad rate at this school is 57%. Some of the schools popular degrees are business, education, parks & recreation and psychology.

Total SAT Score: 800
Reading: 468

Math: 470
Admission Rate: 90%

Average Annual Cost: $16,611

16 Gwynedd Mercy University


GMU serves 1,987 undergrad students. Of those students 94% are enrolled full time while 6% are part time.The grad rate at this school is 54%. Some of the schools popular degrees are nursing, business, health diagnostics and education.

Total SAT Score: 800
Reading: 490

Math: 500
Admission Rate: 91%

Average Annual Cost: $26,072

17 Midwestern State University


MSU serves 5,329 undergrad students. Of those students 79% are enrolled full time while 21% are part time. The grad rate at this school is 50%. Some of the schools popular degrees are nursing, interdisciplinary studies, mechanical engineering and psychology.

Total SAT Score: 800
Reading: 480

Math: 460
Admission Rate: 95%

Average Annual Cost: $10,203

18 University of Southern Maine


USM serves 5,248 undergrad students. Of those students 74% are enrolled full time while 26% are part time.The grad rate at this school is 47%. Some of the schools popular degrees are business, nursing, health diagnostics, communications and psychology.

Total SAT Score: 940
Reading: 480

Math: 485
Admission Rate: 87%

Average Annual Cost: $9,472

19 Lamar University


LU serves 8,928 undergrad students. Of those students 67% are enrolled full time while 33% are part time.The grad rate at this school is 39%. Some of the schools popular degrees are business, nursing, health diagnostics, communications and psychology.

Total SAT Score: 940
Reading: 460

Math: 450
Admission Rate: 88%

Average Annual Cost: $13,351

20 Ottawa University-Ottawa


OUO serves 670 undergrad students. Of those students 96% are enrolled full time while 4% are part time. The grad rate at this school is 40%. Some of the schools popular degrees are phys ed, business, accounting and communications.

Total SAT Score: 940
Reading: 410

Math: 390
Admission Rate: 80%

Average Annual Cost: $26,214

More Schools You May Be Interested In

Accelerated Nursing Programs – BSN, MSN, DNP

Accelerated Nursing Programs – BSN, MSN, DNP 

What is an Accelerated Nursing Program? 

An accelerated nursing program is meticulously crafted to have a shorter duration compared to a conventional nursing program. It caters to students who possess a Bachelor’s degree in a different field but aspire to make a transition into the nursing realm. Essentially, if your goal is to shift careers and embark on the path to becoming a registered nurse, this program could be an impeccable choice.

The realm of fast track nursing programs addresses the escalating demand for registered nurses within the workforce. To the point where hospitals may establish partnerships with educational institutions in a bid to bolster their ranks of fresh RN recruits. It’s no surprise that more than 282 accelerated BSN programs exist in the United States, with even more in the pipeline!

These programs delve into an extensive array of subjects in a considerably compact timeframe. Consider rapid-paced BSN degree programs, attainable in a mere 11 to 18 months. You will be building upon your prior collegiate knowledge, with a concentrated emphasis on nursing-centric coursework and practical clinical exposure. Moreover, your study journey is likely to be full-time, bereft of semester breaks. Thus, it serves as an excellent avenue for individuals without prior nursing backgrounds to swiftly acquire expertise in an entirely new field.

Accelerated Nursing Program Types

There are accelerated nursing programs to suit many levels and goals. Let’s learn about a few of them. Later, we’ll go into detail about some common program types. 

  • Accelerated BSN. Often referred to as ABSN, this program entails obtaining a Bachelor of Science in Nursing within a compressed time frame. It accommodates individuals with non-nursing Bachelor’s degrees. As a result, it encompasses essential nursing skills and theoretical knowledge. The advantageous aspect is that you won’t be required to redo your general education courses. Nonetheless, you might have to fulfill certain prerequisites if you missed any foundational science and health courses during your previous college tenure.
  • Direct Entry BSN to MSN. Tailored for individuals holding non-nursing Bachelor’s degrees, this program offers the unique opportunity to earn both a Bachelor of Science in Nursing (BSN) and a Master of Science in Nursing (MSN) within a single integrated curriculum. This is particularly relevant for career paths like Nurse Practitioner and Nurse Midwife that necessitate a Master’s degree. Instead of pursuing a separate BSN program followed by distinct MSN studies, this route allows you to accomplish both endeavors concurrently.
  • Accelerated DNP. Crafted to expedite the attainment of a Doctor of Nursing Practice degree, this program capitalizes on online courses and continuous learning methodologies. While some programs might stipulate a prerequisite of earning an MSN before entry, certain options exist to merge your MSN studies with your pursuit of a DNP.
  • MSN to PhD. This program seamlessly integrates your Master of Science in Nursing (MSN) studies with the pursuit of a Doctor of Philosophy (PhD) in Nursing. This strategic combination facilitates a streamlined transition from your MSN coursework to the advanced curriculum of your doctoral studies. It’s imperative to have obtained your BSN prior to enrolling in this program.

Accelerated BSN, MSN, and PHD in Nursing Programs  

Accelerated nursing programs are available across the spectrum of educational levels, encompassing Bachelor’s, Master’s, and doctoral tiers. As you navigate your academic journey, here’s an overview of what to anticipate at each stage:

Fast track BSN Programs

The accelerated Bachelor’s in Nursing (BSN) is crafted to be pursued as a subsequent degree endeavor. Consequently, it typically demands a reduced number of credits (typically ranging from 49 to 60) compared to a conventional Bachelor’s program. Given your completion of general education courses in your prior degree, you’ll seamlessly transition into the realm of nursing studies.

The curriculum will lay the groundwork for your transition into the nursing profession. It will encompass critical health sciences, such as pharmacology and pathophysiology, while also immersing you in the intricacies of patient care. This entails mastering nursing practices for diverse scenarios, spanning from surgical contexts to psychiatric situations. Furthermore, you’ll delve into nursing methodologies tailored for various demographics, including children, women, and the elderly.

The culmination of your accelerated BSN program lies in the clinical hours you’ll undertake. Within the clinical setting, you’ll have the opportunity to apply theoretical knowledge gained in the classroom to authentic healthcare environments. Here, you’ll acquire practical skills like tending to wounds and conducting diagnostic tests.

It’s noteworthy that certain prerequisites might be stipulated for your fast-track BSN program. These prerequisites would involve courses that you should have already completed during your initial Bachelor’s program. Failure to have completed these prerequisites necessitates their fulfillment before commencing the accelerated nursing curriculum. These preparatory courses could encompass subjects such as biology, chemistry, statistics, and nutrition.

Admissions requirements for an accelerated BSN program may include: 

  • A Bachelor’s degree in a non nursing field, from a regionally accredited school
  • Minimum GPA (often 3.0 or higher on a 4.0 scale) 
  • Post secondary transcripts 
  • Personal statement 
  • Letters of recommendation 
  • Resume 

Common courses in an accelerated BSN program may include: 

  • Foundation of Nursing Practice. Just like it sounds, this course covers the basics of nursing. You’ll learn skills like patient assessment, analysis, and intervention. And, you’ll learn how to keep patients safe, clean, and comfortable.
  • Pharmacology. This course focuses on drug therapy. You’ll learn the chemistry behind medicine and how it treats diseases. You will learn how to calculate dosage. And, you’ll explore the toxic effects of misused drugs. 
  • Nursing Care of Children and Their Families. Your patients will have different needs throughout the lifespan. This course covers children, from infancy through adolescence. You’ll also examine the role of the family in children’s health. 
  • Community Health Nursing. This course introduces you to nursing for groups and communities. That include disease prevention in group settings. You’ll also look at environmental hazards that could impact large populations. And, you’ll study how to promote good health within communities. 
  • Psychiatric Mental Health Nursing. Psychiatric patients need nurses with knowledge of mental health. This course covers how to deliver a treatment plan to those with mental health needs. You’ll learn about the social and cultural factors at play, and how to provide sensitive care.  

Accelerated MSN Programs

Admissions requirements for an accelerated MSN program may include: 

  • A Bachelor’s degree in a non nursing field, from a regionally accredited school 
  • Minimum GPA (often 3.0 or higher on a 4.0 scale) 
  • Post secondary transcripts 
  • Letters of recommendation (academic and / or professional) 
  • Personal statement or essay 
  • Resume 
  • GRE scores (may be optional) 

Some common courses in an accelerated MSN program include:

  • Adult Health Nursing. A course like this may focus on both theory and clinical experience. You’ll learn important nursing concepts. And, you’ll practice them in person. That includes IV access and care, using a catheter, and keeping wound dressings sterile.
  • Maternal / Newborn Nursing. Learn the skills to care for mothers and babies. This course covers pregnancy and birth. You’ll learn about neonatal care, nutrition, and issues that occur during pregnancy. You will also learn how to care for infants after they are born.   
  • Nursing Leadership and Management. Running a nursing team or health organization calls for business knowledge. In this course, you’ll learn the theory and practice of leadership. That includes motivation, conflict management, and decision making. 
  • Assessment Across the Lifespan. This course covers how to assess and understand patients. You could look beyond symptoms, to gain the full picture of a patient. That includes cultural, social, and even spiritual factors. 
  • Becoming an APRN. Advanced practice registered nurses go beyond the basics. They specialize in areas of patient care, like midwifery or gerontology. This course covers what you could expect from this career path. It may be a good intro to further studies in a concentration area. 

Accelerated Doctorate in Nursing Programs 

Fast-track doctoral programs in nursing diverge slightly from accelerated BSN and MSN programs. This divergence arises because these programs typically require applicants to hold a Bachelor’s in Nursing as a prerequisite for entry. Despite this criterion, these programs can facilitate the expedited attainment of a PhD in Nursing or a Doctor of Nursing Practice (DNP) degree.

Certain accelerated nursing doctoral programs offer the opportunity to concurrently earn a Master’s degree. In essence, they amalgamate MSN studies with doctoral-level coursework, thereby expediting your academic progression. Other programs necessitate initiating your journey with an MSN and gain acceleration through features like online courses or continuous curriculum, which may forgo traditional semester breaks. This approach contributes to minimizing the temporal investment required to achieve a PhD or DNP.

Irrespective of the pathway, doctoral-level nursing courses delve into advanced subjects, encompassing realms like nursing research, evidence-based practice, and public policy. Furthermore, you can opt to specialize or delve into an advanced practice area. This is particularly relevant for many Advanced Practice Registered Nurses (APRNs) who pursue a DNP or PhD. Should you choose a clinical concentration, your focus would be directed towards mastering the nuances of practice within that specific domain. For instance, a pathway leading to becoming a Family Nurse Practitioner could encompass comprehensive training in primary care and advanced health assessment.

The crux of your time and dedication will likely be invested in a scholarly project or dissertation. In this endeavor, you will acquire the skills to employ research methodologies in resolving practice-oriented predicaments. This might even involve venturing into uncharted territories within the nursing field. Anticipate amalgamating this newfound knowledge in your culminating project.

Admissions requirements for an accelerated nursing doctorate may include: 

  • BSN and/or MSN from an accredited school
  • Postsecondary transcripts 
  • Resume 
  • Letters of recommendation 
  • Valid U.S. RN license 
  • APRN license (if it applies to the program)   
  • GRE scores
  • Goal statement or essay
  • Writing sample     

Some common courses in accelerated nursing doctoral programs are: 

  • Statistical Analysis for Evidence Based Practice. In this course, you’ll learn skills to analyze research. These include qualitative and quantitative reasoning. You’ll use these methods to draw insights that will inform your nursing practice. 
  • Leadership as an Advanced Practice Nurse. This course explores the leadership functions of APRNs. You’ll study skills for communicating with and guiding others. You will also learn how to improve patient outcomes, safety, and more. 
  • Healthcare Informatics. This field uses information engineering in health care. You’ll bring skills from information and computer science to the health field. This can help you understand and gain insights from health data. 
  • Epidemiology. This course covers population health and the spread of disease. You’ll study methods for intervention and control of disease. You will also learn how to conduct research in this field.  
  • Clinical Research Design. Research is a big part of doctoral nursing programs. That includes original research. This course teaches how to design a research study using human subjects. You’ll learn about ethics, controls, and how to make sure your findings are valid. 

Accelerated Nursing Online Programs 

An online accelerated nursing program has a convenient format that could save time. It covers the same coursework as an in person program. But, you don’t have to stick to a rigid course schedule. You could study any time of the day or night. 

This flexibility can be great, but also challenging. That’s because you’ll need to keep yourself on track and manage your time well. Sure, you’ll have access to supportive faculty and classmates. But, you may have to be more proactive about reaching out for help and mentorship. 

That said, if you plan to earn a fast track nursing degree, you’ve already earned at least a Bachelor’s degree. Hopefully, that means you’ve mastered time management. In fact, employers have reported that accelerated nursing program grads tend to be more mature. They’re older than traditional students. And, they usually have work experience in another field. All this could be helpful for online learners. 

Even if your program is mostly online, some parts will likely be in person. Many programs require labs and simulations. Some of these could be done virtually. But, many of these experiences call for in-person guidance. And, your clinical hours will likely be done at a hospital or health care facility near you.

In the end, it comes down to your preferences and learning style. Either program format could help you transition to a nursing career path. 

How long does an Accelerated Nursing Program Take? 

A typical accelerated BSN degree takes 11 to 18 months to earn. That includes any prerequisite courses you may need to take, depending on your educational background.  

While the shortest program may be 11 months or less, many take somewhere in the range of 14 or 15 months. These programs are designed to be pursued full time. That means you may not be able to keep working while you earn your degree. 

That said, some schools offer accelerated BSN programs that are also part time. These take a few years to earn but may still take less time than a traditional BSN program. 

Accreditation for Accelerated Nursing Programs 

Opting for an accredited fast-track nursing program carries significant weight. Accreditation serves as an assurance that your chosen program adheres to specific benchmarks of quality. The Commission on Collegiate Nursing Education (CCNE) is entrusted with accrediting programs based on their commitment to excellence and ongoing enhancement. The overarching objective is to ascertain that nursing programs effectively cater to both students and the broader public, while simultaneously equipping them for professional practice or advanced studies.

Parallel to this, it’s imperative to factor in the licensing requisites within your state. Across all states, prospective nurses are mandated to graduate from an approved nursing program. To gain clarity on which programs hold approval, consulting your state board of nursing is essential. It’s noteworthy that approval and accreditation are distinct concepts. Nonetheless, it’s worth noting that a substantial number of state-approved nursing programs align with CCNE accreditation standards.

In order to obtain a nursing license, successful completion of the NCLEX exam is imperative. The National Council Licensure Examination evaluates your grasp of fundamental nursing knowledge and the tenets of patient care. Your proficiency in addressing questions in these realms will be evaluated:

Safe and Effective Care Environment 

  • Management of Care 
  • Safety and Infection Control 

Health Promotion and Maintenance 
Psychosocial Integrity 
Physiological Integrity 

  • Basic Care and Comfort 
  • Pharmacological and Parenteral Therapies 
  • Reduction of Risk Potential 
  • Physiological Adaptation 

Completing an accredited program doesn’t ensure you’ll pass the NCLEX. But, it should cover the materials you’ll need to know.  

Graduate Scholarships for International Students

Are there Graduate Scholarships for International Students?

International students interested in attending graduate school in the U.S. have the opportunity to apply for scholarships, which provide free funding that doesn’t require repayment if the terms are met. 

Numerous scholarships cater to non-U.S. students seeking master’s, PhD, or postgraduate certificate programs in the U.S. Additionally, there are specific scholarships available for international students pursuing different levels of education, such as master’s degrees or doctoral studies.

On the other hand, there are scholarships designed for U.S. students aspiring to pursue graduate degrees abroad, like the prestigious Rhodes Scholarships for studying at Oxford University. In this context, a U.S. student becomes an international student when they pursue their education outside the country. 

An international student (for admissions and financial aids purposes) into the U.S. is

  • Not a U.S. citizen
  • Not a permanent resident of the U.S.
  • Does not have a refugee visa
  • DACA recipient (in some cases)

Types of Graduate Scholarships for International Students

There are different kinds of scholarships that international grad students might look for.

University scholarships. Some schools offer scholarships to grad students from other countries. Financial scholarships. Usually, these awards go to people with a high financial need. But they may also check out your GPA. Merit scholarships. These may look at financial facts but want students with strong minds and high GPA or GRE scores. Country based scholarships. These awards may only be available for people in certain countries Privately funded scholarships. Often from businesses or foundations with funds set aside for certain groups (E.g. minority groups, by major) Part scholarships. These may take the form of a contest, sweeps or give away (E.g. Scholarship Points)

How can I apply for an international scholarship for graduate students?

To apply for one of these scholarship, you need to meet certain criteria. And apply on time!

That said, eligibility varies from one scholarship to the next. If you apply for a university scholarship, you may need to have:

  • The U.S. equivalent of a bachelor’s degree (for acceptance into a master’s program)
  • The U.S. equivalent of a master’s degree (for acceptance into a PhD program)
  • Passing scores on an English proficiency exam (TOEFL / IELTS)

To decide who gets a scholarship, many providers also look at a student from all sides. Academic achievement, leadership, and financial need are common things that are considered. You may also need to be studying in a certain field with a track record of making a difference.

Why Consider Graduate Scholarships for International Students?

Around 1,056,165 international students are currently enrolled in U.S. schools, making a significant contribution of $40.1 billion to the U.S. economy, while also enriching campuses and workplaces with diverse cultural perspectives. 

Graduate students aspiring to study in the U.S. encounter various challenges, including dealing with unfavorable exchange rates to U.S. dollars, facing out-of-state costs, obtaining visas, and ensuring secure housing and other essential details. 

In the U.S., the tuition fees students pay for graduate school often vary based on their residency status. If you are a resident of the state where you study, you qualify for in-state tuition, which averages around $12,394 at public institutions. 

On the other hand, if you are not a resident, you are required to pay out-of-state costs, which can be higher. Currently, the average cost of graduate school at a private institution is approximately $26,621. 

Which U.S. Schools Give Graduate Scholarships to International Students?

Many U.S. schools give scholarships to int’l grad students. Here are 5 of them:

Capella U, online. Capella Progress Rewards are scholarships for eligible new students and are not need based. Value: $3,000 to $20,000. Walden U, online. Walden awards up to $25,000. They fund grad study in K through 12 or public policy. American U, Washington DC. AU offers merit based awards which int’l students may apply for. U of Southern California. USC offers a wide range of scholarships in many disciplines of grad study. NYU, NY. NYU offers Wagner Scholarships which are merit based awards.

11 Graduate Scholarships for International Students for 2024

1 Fulbright Foreign Student Program


Every year, the Fulbright Program grants up to $50,000 per year to approximately 4,000 foreign students. The selection process is based on merit, but eligibility criteria and the selection process differ from country to country. 

Fulbright follows an annual application cycle, typically opening about fifteen months before the start of the grant, although there may be some exceptions.

Amount: Varies

Deadline: The deadline is about 11 or 12 months before the grant’s start date.

Requirements: Preferred students may need to meet a wide range of criteria. Some relate to academic merit. While others speak to project feasibility, and available grant funds. Non U.S. citizens with legal residency status in the U.S. are not eligible for Fulbright grants.

2 Rotary Peace Fellowships


Every year, Rotary offers up to 50 fellowships for master’s degrees and an additional 50 fellowships for professional development certificate programs. 

These prestigious awards provide global leaders with the opportunity to study peace, conflict, and security issues at one of the Rotary Peace centers 

The grants offer comprehensive financial support of up to $50,000 per year, covering tuition, fees, room and board, round trip transportation, as well as all internship and field study expenses. 

Amount: up to $50,000 per year

Deadline: The 2025-26 Rotary Peace Fellowship application will be available online in February 2024

Requirements:  Master’s degree applicants need at least three years of full time work in a related field. Or volunteer experience and a bachelor’s degree. Their program lasts 15 to 24 months and includes a 2 to 3 month self designed field study. Certificate applicants need at least five years of full time work in a related field. Or volunteer work. You’ll also need to furnish a CV. This program is for the seasoned leader who wants to gain hands on tools to promote peace.

3 Paul and Daisy Soros Fellowships for New Americans


The Paul & Daisy Soros Fellowships for New Americans program celebrates the valuable contributions of immigrants and their children to the United States. Each year, they choose 30 New Americans who demonstrate the potential to make substantial contributions to US society, culture, or their academic disciplines. These outstanding graduate students receive financial support of up to $90,000 over two years, and they also become part of a supportive and enduring community of New American Fellows. 

Amount: up to $90,000

Deadline: Oct 26

Requirements:  Recipients are immigrants or their children. The Fellowship supports one to two years of grad study in any field. It can be in any advanced degree granting program in the U.S.

4 Ford Foundation Dissertation Fellowship


The Ford Foundation Dissertation Fellowship offers approximately 36 fellowships each year, open to all U.S. citizens, U.S. nationals, U.S. permanent residents, and DACA recipients. The program aims to provide one year of financial support to doctoral candidates working on their dissertations, with a focus on those who demonstrate great potential as future scholars and educators. 

Recipients of this fellowship will receive a one-year stipend of $25,000, along with an invitation to the Conference of Ford Fellows and access to Ford Fellow Regional Liaisons. 

Amount: $25,000

Deadline: January 7

Requirements: Open to all U.S. citizens, U.S. nationals, U.S. permanent residents and DACA recipients.

5 Mastercard Foundation Scholars Program


The Mastercard Foundation Scholars Program aims to cultivate Africa’s future leaders, with a preference for students who possess excellent academic records and a strong commitment to creating positive impacts in their communities. 

The award’s total value is approximately $50,000, although the number of available awards may vary. The program offers comprehensive support, encompassing financial assistance for tuition fees, books, and other educational materials, as well as social and academic support to the selected scholars. 

Amount: Varies

Deadline: Depends on the institution

Requirements: Each partner has its own criteria. But, for a grad (master’s) degree, students must be 35 years old or under at the time they apply.

6 Global Citizen Scholarship


MPower Financing is a mission-driven fintech company and a leading provider of global educational loans, with a dedicated focus on supporting international students in achieving their career aspirations. 

Annually, they offer several scholarship programs, and their flagship initiative is the Global Citizen Scholarship, featuring three prestigious awards: a $5,000 scholarship, along with $3,000 and $2,000 scholarships. 

These esteemed scholarships will be granted to one outstanding student from each of the following regions: India, Asia (excluding India), Latin America/Caribbean, and Africa, with the condition that the recipients must be enrolled at a school supported by MPOWER. 

Amount: Varies

Deadline: Depends on the institution

Requirements: Each partner has its own criteria. But, for a grad (master’s) degree, students must be 35 years old or under at the time they apply.

7 Women in STEM Scholarship


In addition to its mission of empowering international students, MPower Financing also strives to foster innovation. As part of this commitment, they proudly present the Women in STEM Scholarships each year, offering three esteemed awards: a $6,000 scholarship, a $2,000 scholarship, and a $1,000 scholarship. 

Amount: Varies

Deadline: January 15, 2024

Requirements: You do not need to be a borrower to apply. Awards go to female int’l/DACA students who are enrolled or accepted to study full time in a STEM degree program at a school MPOWER supports. The program can be in any field of STEM that leads to a bachelor’s, master’s or PhD.

8 Korean American Scholarship Fund


Each year the Korean American Scholarship Fund offers awards. KASF scholarships range from $500 to $5,000. They are open to qualifying Korean American students. This includes foreign students from Korea. 

Amount: $500 – $5,000

Deadline: April-June Recurs Annually

Requirements: Enrollment in a full time program in the U.S. during the scholarship application year is a criteria. Other criteria are financial need, grades, school activities and volunteer service. If extra funds are available, non Koreans may qualify for these scholarships. This includes offspring of American vets who served during the Korean War.

9 Hubert Humphrey Fellowship Program


The Humphrey Fellowship Program caters to young and mid-career professionals from select foreign countries, offering them a unique opportunity to spend a year in the U.S. 

Although it is not a degree program, Fellows can enhance their leadership skills through various activities, including taking courses at their host institution, participating in conferences, networking, and exchanging insights. 

The program’s ultimate goal is to cultivate a global mindset through international study, providing an enriching experience distinct from a typical graduate school journey.  

To support participants during their fellowship, a stipend of approximately $50,000 is provided, covering tuition, fees, living expenses, books, insurance, air travel, and even a one-time computer subsidy. Additionally, a professional development allowance is included to support field trips, visits, and conference attendance. 

Amount: $50,000

Deadline: Application deadlines vary by country

Requirements: Check site for eligibility requirements.

10 American Association of University Women Educational Foundation


AAUW is a national grassroots organization. It has been helping to empower women as individuals and as a community since 1881.The International Fellowship Program is one of AAUW’s award programs. 

The program is for women who are going for grad or post doctoral study in the U.S. on a full time basis. It supports women who are not U.S. citizens or permanent residents. 

There are also a few awards for study outside of the U.S. (excluding the applicant’s home country). These go to women who are members of Graduate Women International

Up to 5 International Fellowships for master’s/first professional degrees are available. They are renewable for a second year and award $18,000. Doctoral awards are $20,000 and Post doctoral $30,000.

Amount: Varies

Deadline: November 15

Requirements: Preferred applicants are women with a history of working to advance women and girls in some way. For instance, through civic, community, or professional work.

11 PEO International Peace Scholarship


The PEO Sisterhood is a charitable organization. Its mission is to advance, educate and motivate women. Members of P.E.O. believe that education is a key to world peace.

One of the awards the PEO offers since 1949 is the International Peace Scholarship Fund. This program awards up to $12,500. Scholarships go to international female students wanting to study at a grad level in the U.S.

Amount: up to $12,500

Deadline: December 15 every year

Requirements: Preferred applicants show financial need. There are also lesser amounts awarded according to individual needs.

12 Graduate Scholarships for DACA Students in 2023

Can DACA Students Get Scholarships?

If you are a DACA grad student, there are potential scholarships available with varying eligibility requirements. Some Graduate Scholarships for DACA Students may not have citizenship prerequisites and could be open to Undocumented or Eligible Non-Citizens (as defined by FAFSA). 

Scholarships for DACA grad students vary in dollar amounts. Some may offset the cost of tuition and fees. While others may cover expenses like food, insurance, books and travel. 

Unlike a loan, scholarships usually don’t require repayment if you fulfill their terms, and a substantial scholarship could help you cover the expenses of pursuing a master’s degree or PhD. 

To be able to apply for a scholarship as a DACA grad student, you need to meet the criteria. These vary from each college and grad schools as well as from each state and local source.

9 Common Criteria for Scholarships that DACA Graduate Students May Need

As a DACA student, your status may not be the only thing you need to show. When you apply for a scholarship, you may need some (or all) of the these to qualify. 

  • Grades – GPA range
  • Leadership skills
  • Volunteer service 
  • Goal to pursue a master’s degree or PhD in a certain field 
  • Membership in an association
  • Strong writing skills 
  • Work history related to your major 
  • Being a resident of a certain state 
  • Financial need  

3 Types of Scholarships for DACA Graduate Students

There are three main kinds of grad scholarships for DACA students. Need based, merit based and contest scholarships. 

Need based scholarships assess financial need. They may still look at a student from all sides. But preferred students will show a desire to go to grad school but also a lack of money.  

Merit scholarships may place more weight on your academic achievement or talent. They may also look at your volunteer service background.  

Contests are another way for DACA students to fund grad school. These often ask you to sign up by making an account. You might enter a few at once to improve your odds. 

One example is ScholarshipPoints. Applicants complete a student profile which asks for name, email, birthday and grade level. This is all you have to do to enter for the $2,500 prize.     

Winning a scholarship contest may help with costs related to getting your grad degree. But, they may not be enough to pay the entire tuition bill.  

As an example, the Get Schooled No Essay Scholarship is a $2,000 award.  

If this is the case, you may need to also get a small loan. Luckily, as a DACA grad student there are borrowers to turn to. MPower Financing is one such option. 

Why Consider Graduate Scholarships for DACA Students? 

About 690,000 people have Deferred Action for Childhood Arrivals status. The average age of “Dreamers” enrolled in DACA is 24 year. About a quarter (24%) are ages 26 to 30, while one in ten (11%) are ages 31 to 36.  

Almost half (45%) of current DACA recipients live in two states: California (29%) and Texas (16%). Illinois (5%), New York (5%), Florida (4%) and Arizona (4%) also have pretty big DACA populations. 

Without scholarships, DACA students may have a hard time being able to pay for grad school. These students do not qualify for federal aid or loans. But scholarships may be easier to find in some states than others. 

There are at least 19 states where DACA students may receive in state tuition. Of these, only some states offer state grants to these students. Those states are California, Colorado, Minnesota, New Mexico, Oregon, Texas and Washington 

Other states make these students pay the same tuition as an international student. These are Alabama, South Carolina, and Georgia. Dreamers in these locations cannot access in state tuition. 

12 Scholarships for DACA Graduate Students for 2023

Are you a DACA student who wants to go to grad school? You may be eligible for state or school financial aid and private scholarships. To get started, check out these 11 scholarships for DACA grad students for 2023.

Dream.US National Scholarship

Undocumented immigrant students under 16 can apply for the Dream.US National Scholarship. It offers up to $33,000 for a bachelor’s degree and is open to those with or without DACA or TPS status. Don’t miss this chance to pursue higher education!

Amount: awards worth up to $8,250
Deadline: February 2024
Requirements: High school seniors and college underclassmen with a minimum GPA of 2.5. Other categories include low-income and immigrant students.  

Dream.US Opportunity Scholarship

Undocumented immigrant students, arrived before 16, may be eligible for the Dream.US Opportunity Scholarship! Open to high school seniors/graduates in locked-out states, offering up to $80,000 for a bachelor’s degree at Opportunity Partner Colleges. Apply now!

Amount: awards worth up to $20,000
Deadline: January 2024
Requirements: High school seniors & college freshmen in specific states with DACA status, minimum GPA of 2.8, low income, and immigrants. States: AL, AK, AR, GA, ID, IN, IA, LA, ME, MA, MS, MO, NH, NC, ND, OH, SC, SD, WV, WI. 

National Association of Hispanic Journalist Scholarships

The NAHJ supports professional growth of Hispanics in the news industry. NAHJ scholarship opportunities range from $1,500 to $10,000. They are open to both undergrad and grad students.   

Amount: $1,500 – $10,000
Deadline: February
Requirements: To be eligible, one must be going to school in the United States and Puerto Rico. Preferred applicants also have at least a 3.0 GPA. Preferred career paths are English or Spanish language print, broadcast, digital or photo journalism. 

Maria Elina Salinas Scholarship – $2,500   

Students applying for this scholarship must submit their essay in Spanish. Preferred applicants must show a strong intent to become a Spanish language journalist. 

eQuality Nursing Scholarships 

Each year, eQuality Scholarship Collaborative awards scholarships. In the year 2023, scholarships are being offered to four categories of students, each with unique eligibility criteria. If you have any doubts about your eligibility, feel free to reach out to them via email before proceeding with the application process or deciding against applying. 

Amount: $6,000
Deadline: Scholarship will resume in the fall
Requirements: Applicants must be a resident of northern or central CA. But may study in other places (there’s a list of approved sites). They must also be enrolled by the interview date and in good standing. Master’s programs with a BA/BS in a field other than nursing are eligible. RN re entry and RN to BSN or MSN programs are not eligible. 

Simplr AI and Technology Scholarship

Simplr is a Silicon Valley start-up involved in machine learning and AI. They offer a $7,500 scholarship award as a way to give back to the community.  

Amount: $7,500
Deadline: December 31
Requirements: Applicants can be pursuing an undergrad or grad degree in an accepted major. Computer Science (CS), Math, IT. Or is attending or will attend law school. Criteria include merit and financial need. Applicants must submit a winning essay showing their passion for one of a few topics. AI, the Internet of Things (IoT), Block chain tech and Intellectual Property (IP) law.    

MPower Global Citizen Scholarship 

The MPOWER Global Citizen Scholarships are available through MPower Financing. These scholarships support DACA and international students at partner schools.  

The scholarship is open to all international and DACA students, regardless of whether they are MPOWER borrowers, and aims to support the diverse experiences of international students. 

Amount: $10,000
Deadline: October 31, 2023
Requirements: You do not need to be a borrower to apply. The form asks prompted questions about goals and education history and includes a longer essay. 

MPower Women in STEM Scholarship 

The Women in STEM Scholarship is available to those planning to study STEM in the U.S. or Canada with legal permission to do so. This scholarship, offered by MPOWER Financing, aims to support women in STEM by providing up to $6,000 annually to help reduce financial barriers to international education. 

Amount: $6,000
Deadline: January 15, 2024
Requirements: College and graduate students with DACA status, particularly women, pursuing degrees in computer science, education, engineering, electrical engineering, biology, math, or healthcare are eligible for the scholarship.  

Prospanica Foundation Scholarships  

If you are a Hispanic/Latino student enrolled in a U.S. undergraduate or graduate business program, consider applying for the Prospanica Foundation Scholarships! Each year, eligible applicants who are Prospanica members can receive awards of up to $5,000. The scholarships have different criteria and award amounts, so check the FAQ for more details. Prospanica is a business-oriented organization dedicated to empowering and enabling Hispanic professionals to reach their educational and career goals. If you support their mission and need financial assistance for your education, we encourage you to apply! 

Amount: awards worth up to $5,000
Deadline: April 2024
Requirements: College students of Hispanic/Latino heritage, who are US Citizens, Permanent Residents, or DACA recipients, with a minimum GPA of 2.8, and pursuing an academic interest in Business are eligible for the Prospanica Foundation Scholarships. 

Ford Foundation Predoctoral Fellowship

The Ford Foundation Predoctoral Fellowship is available for academically outstanding students pursuing a research-based Ph.D. or Sc.D. program in the U.S., with a career goal in teaching and research at the university level. The fellowship, offered by The National Academies of Science, Engineering, and Medicine, grants $9,000 awards to support graduate studies for aspiring educators passionate about teaching. 

Amount: $9,000
Deadline: December 2023 
Requirements: Graduate students with an academic interest in Education or Social Science and holding US citizenship, Permanent Resident status, or DACA are eligible for this scholarship.

Davis Putter Scholarship 

The Davis Putter Scholarship Fund aids those who work to advance social and economic justice. The largest grant is $15,000 per year.   

A complete application includes a 1000 word essay that details progressive social activity. You must also provide two letters of recommendation, transcripts and show financial need.  

Amount: up to $15,000
Deadline: April 1
Requirements: Preferred applicants to these need based scholarships are student activists. Recent awards went to students active in efforts against racism, sexism, and homophobia. To apply, you need to be a current grad student or enrolled in a trade or technical program.  
 

American Hotel and Lodging Educational Foundation Scholarships 

AHLEF presents a range of scholarship opportunities annually, with a total of nine programs. These scholarships offer generous values, some up to $7,500. The recipients are students who are currently pursuing bachelor’s or graduate degrees in hospitality-related fields. For the upcoming year, AHLEF has allocated $1.3 million in scholarships, benefiting over 100 deserving recipients. 

Amount: Varies
Deadline: The application process for the 2023-2024 batch is now closed. Stay tuned as applications for the 2024-2025 academic year will open later this fall.  
Requirements: Preferred applicants have strong grades, financial need, and relevant work history.  

Grad School Scholarships

Can I Apply for Grad School Scholarships? 

If you’re considering grad school, rest assured that numerous scholarships are available to support your educational journey. Certain scholarships cater to master’s degree programs, helping to alleviate the associated costs. Additionally, scholarships exist for PhD students, providing financial assistance for research endeavors. 

It’s worth noting that pursuing a graduate degree doesn’t necessarily require on-campus attendance. Many adults opt for online grad school programs, and scholarships are also available for those pursuing education in this format. 

Where Do I Find Grad Scholarships? 

Many scholarships come from grad schools themselves. But there are private donors and agencies that offer them too. In fact, if your field of study has an association of some type, it may be useful for a scholarship. Sometimes, these awards are only for members, so you may have a shot. 

Take the American Speech Language Hearing Foundation. They offer scholarships of $5,000. They go to grad students in communication science and disorders master’s or PhD programs. Because they are not loans, scholarships and grants typically don’t have to be paid back. You may have to abide by the terms of the grant or scholarship, though, so make sure to see what these are. 

How Do You Get Grad Scholarships for Grad School? 

To get a scholarship for grad school, you must apply. You may apply only if you meet the provider’s criteria for eligibility.  

Eligibility varies from one scholarship to the next but can include things such as:

  • Merit (e.g., GPA range, creativity shown in a portfolio) 
  • Financial need 
  • Intent to pursue a grad degree in a specific field (e.g., Business adminSocial workArchitectureProject Management, etc.)
  • Plans to research in a chosen area (e.g., Archaeological Research
  • Demonstrated qualities (e.g., History of leadership or Public Service
  • U.S. citizen, permanent resident status 
  • Live in a certain location 
  • Be a member of the grantor organization or association

Graduate Scholarship Contests 

There are also scholarships that are more like contests. These may ask you to submit a video or some kind of portfolio, depending on the subject. One example is the Pelican Water Sustainability Scholarship. Applicants create a video to support the theme of water conservation for a chance to win up to $1,500.

Or, all you might need to do is create an account and put your name in the hat. One example is Scholarship Points, a $10K giveaway.   

Graduate Scholarships for Minority Students and Women 

Yet others are set aside for people that belong to a certain group. Like women, international students and minorities. An example is the Jonathon Lax Scholarship Fund for Gay Men. These tuition awards are for $5,000 to $10,000 each. They honor inventor Jonathon Lax an inventor and entrepreneur. Recipients are gay men pursuing more education who live in the five county Philadelphia region.

Another is the Holly A. Cornell Scholarship. This $7,500 annual award is from the American Water Works Society. It goes to talented female and/or minority students. Recipients must be going for their degree and research in the field of water supply and treatment.  

Why Consider Grad School Scholarships? 

A grad degree may lead to higher lifetime earnings and more job potential. One recent study compared salaries for people with and without a grad degree. It found that people with a grad degree earn more and experience less unemployment.   

Unemployment Rates and Weekly Earnings by Education Level 

Education LevelUnemploymentAvg Weekly Earnings
Doctorate1.0%$2,083
Professional Degree1.4%$2,080
Master’s Degree1.9%$1,661
Bachelor’s Degree2.2%$1,432 

But the average costs of grad school has been climbing. At last check, the average cost of grad school at a public in state school was $12,596. A degree program at a private school was $28,017. 

While scholarship amounts vary, they may bring your goals within reach. They can help pay for tuition, travel fees, books, and other expenses. Especially if you have other spending needs like housing and children. 

Grad School Scholarships for 2024 and Beyond 

This curated list has eleven of the top grad school scholarships you can apply to in 2022. We selected a broad array of grad majors. Make sure to expand your search if you do not see one in your field.

1 Global Citizen Scholarship


MPower Financing’s mission is to support international students and their career goals. Each year, they offers three Global Citizen Scholarships. One $5,000 scholarship, and a $3,000 and $2,000 one.

You do not need to be a borrower to apply. These scholarships will be given to one student from each of the following countries/regions: India, Asia (excluding India), Latin America/Caribbean, and Africa. All winners must be students at a school MPOWER supports. 

Amount:Varies

Deadline:July

Requirements: Check site to see requirements for eligibility.

2 Women in STEM Scholarship


To support future innovation, MPower Financing offers three annual Women in STEM Scholarships. One $5,000 scholarship, one $3,000 one, and one $2,000 one.

You do not need to be a borrower to apply. Awards go to female international/DACA students who are currently enrolled or accepted to study full time in a STEM degree program at a school MPOWER supports. This means any program in science, tech, engineering and math that leads to a bachelor’s, master’s or PhD.

Amount:Varies

Deadline:July

Requirements: Check site to see requirements for eligibility.

3 Women Techmakers Scholarship


The Women Techmakers Scholars, sponsored by Google, honors Anita Borg. Anita’s vision was to create gender equality in the tech field.  

Women Techmakers Scholars in the U.S. will each receive $10,000 USD. Or $5,000 CAD (for students in Canada) for the school year. All recipients get an invite to the annual Google Scholars Retreat. 

Amount:$10,000

Deadline:Fall

Requirements: Applicants must plan to be full time bachelor’s, master’s or PhD students. Other criteria include a strong academic record and leadership skills. Plus, you need to major in computer science, computer engineering or a technical field.

4 Virginia Nurse Practitioner/Nurse Midwife Scholarship Program


Each year the Virginia Department of Health awards Nurse Practitioner/Nurse Midwife Scholarships. The program provides a scholarship award of about $5,000. The number of recipients depends on funding. 

Amount:$5,000

Deadline:June 30

Requirements: Applicants must agree to two things. One is to practice full time as a nurse practitioner or nurse midwife. The other is to work in an under served area of Virginia. Preferred applicants are state residents and minority students. They must be in family practice, obstetrics, gynecology, pediatrics, adult health, and geriatric nurse practitioner programs.

5 ONS Foundation Master’s Scholarship


Each year the Oncology Nursing Society Foundation offers scholarships. These $5,000 awards go to RNs committed to oncology nursing. The number of scholarships varies – last year there were fourteen. 

Amount:$5,000

Deadline:February 1

Requirements: Applicants must be pursuing either a master’s degree in nursing or a post master’s certificate. They must also be enrolled at an NLN or CCNE accredited School of Nursing. 

6 African American Heritage Endowed MBA Scholarship


Each year the University of Washington Foster School of Business offers a non renewable scholarship. The amount varies from $7,500 to $10,000. The scholarship is for an African American student at the Foster School of Business. Preferred applicants show academic excellence and business leadership. The recipient will also partner with the Consulting and Business Development Center to provide consulting to an African American owned business in the Seattle area.   

Amount: $7,500 – $10,000

Deadline:April 15

Requirements: Check site to see requirements for eligibility. 

7Davis Putter Scholarship


The Davis Putter Scholarship Fund helps those working for social and economic justice. The largest grant from the Davis Putter Scholarship Fund is $15,000 per year. These need based scholarships go to students who promote social change. Like being active in the struggle against racism, sexism, or homophobia.

Amount: $15,000

Deadline: April 1

Requirements: To apply, you need to be a current grad student or enrolled in a trade or technical program. A complete application also includes a 1,000 word essay that details progressive social activity. You must also provide two letters of recommendation, transcripts, and show financial need.

8Frederic G. MELCHER Scholarship


The American Library Association (ALA) offers 2 to 4 annual scholarships of $7,500 each. Called the Frederic G. Melcher Scholarships, they help grad students pay for an MLS or MLIS degree.

Amount: $7,500

Deadline: March 1

Requirements: Applicants must also plan to work in a children’s library. This work may be serving children up to and including the age of 14 in any type of library.

9Beinecke Scholarship Program


The Beinecke Scholarship set up in 1971 is a program of the Sperry Fund. The goal of the fund is to support grad education in the Arts, Humanities, and Social Sciences. There are 20 awards granted each year. Candidates must plan to pursue a research focused master’s or PhD program in the arts, humanities, or social sciences.

Each Beinecke scholar receives $5,000 right before entering grad school, plus, an extra $30,000 while going to grad school. There are no geo restrictions on the use of the scholarship. Recipients may also combine the funds with other scholarships, assistantships, and research grants

Amount: $5,000 plus an extra $30,000 for grad school

Deadline: February 09

Requirements: To apply, applicants must contact their campus liaison at a partner institution. Each school in the program may nominate one candidate per year for the scholarship. Candidates must show financial need, scholastic achievement, and have a strong intellect.

10 Hertz Fellowships


Each year, the Hertz Foundation offers awards to fund the cost of pursuing a PhD. The Hertz Graduate Fellowship Award are merit based. They consist of a cost of education allowance and a personal support stipend. Successful applicants have the choice of two fellowships. One is $34,000 and a 9 month stipend. There is an extra $5,000 per year for Fellows with dependent children. The award is renewable each year for up to 5 years.

The second option is a coordinated fellowship. It offers a Hertz period which provides full tuition and $40,000/9 month personal stipend. There is an extra $5,000 per year for Fellows with dependent children. The award is renewable each year for up to 5 years. Plus, an NSF period which gives $8,000/ year supplemental stipend from Hertz. 

Amount: Varies

Deadline: October 23

Requirements: Fellows must attend one of the Foundation’s currently participating schools or petition the Foundation to include a school in the U.S. that they desire to attend.

11 Vercille Voss IFDA Graduate Student Scholarship


The International Furnishings and Design Association (IFDA) awards a $2,000 scholarship. The annual award is The Vercille Voss Graduate Student Scholarship. It is in memory of Vercille Voss. She was a long time Illinois Chapter member and mentor to new members and students.  

Amount: $2,000

Deadline: March 31

Requirements: The scholarship program is open to enrolled full or part time grad students. Applicants must be pursuing a degree in interior design or a related design program. The completed application packet must include a few things, such as samples of your design work and a letter of recommendation. You must also write a 200 to 400 word essay that explains your goals, special interests, and volunteer service, and what inspired you to pursue a career in this field.

15 Military Scholarships to Apply For in 2023

What is a Military Scholarship?

A military scholarship essentially functions as a grant designed to assist military members in financing their college education. These scholarships vary in terms of award amounts, ranging from modest sums to comprehensive coverage of tuition, textbooks, board, and additional expenses.

While many military scholarships are exclusively available to active-duty service members and veterans, some extend their support to include spouses and dependent children. In fact, the latest statistics indicate that a substantial 87% of spouses and dependents have received financial aid, with a majority pursuing undergraduate degrees. It’s important to note that unlike loans, military scholarships do not require repayment. However, certain scholarships may impose specific terms and conditions that recipients must adhere to.

Some providers give scholarships to honor your service. Or, to honor the memory of a fallen hero. As a result, you may find unique programs in each branch of the military:

  • Air Force 
  • Army
  • Coast Guard
  • Marine Corps
  • Navy

Military scholarships also come from diverse other sources. From the VA and gov’t agencies. To colleges, nonprofits and private donors. Each award program comes with its own criteria. These tell you if you are eligible. And, how to apply.

ec-grants-scholarships

Types of Military Scholarships

Military scholarships come in various forms, primarily categorized as merit-based and need-based awards. Merit-based scholarships often take into account academic performance, while need-based scholarships address financial constraints in affording tuition expenses. These scholarships serve as valuable resources for financing college, career, or technical education.

Military scholarships can also serve distinct purposes. Some are designed to prepare recipients for civilian roles upon completion of their education, while others provide financial support in exchange for participation in officer training programs.

ROTC Scholarships 

Many colleges collaborate with the Reserve Officers’ Training Corps (ROTC) to provide scholarship opportunities. The ROTC serves as a training program tailored for college students, and if you meet their eligibility criteria, you can pursue these scholarships. Basic requirements include U.S. citizenship and possession of a high school diploma, with GPA and test scores often factored into the selection process.

ROTC scholarships have the potential to cover tuition expenses, fees, and textbook costs for a four-year duration. Additionally, some recipients receive a monthly stipend to assist with various expenses. In return for this financial support, recipients commit to serving in the U.S. military and participate in ROTC training while pursuing their education.

While you serve after college, the number of years varies by branch. Here are a few examples:

  • Army ROTC scholarships holders serve 8 years (4 years of active duty and 4 years in the reserves) 
  • The Navy contract is 4 to 5 years of active duty 
  • Air Force ROTC service is 4 to 6 years of active duty. Plus, 10 years for cadets trained as pilots 

Scholarships for Military Spouses 

Scholarships designed for military spouses play a crucial role in alleviating the financial burden of tuition expenses. These scholarships, akin to other forms of financial aid, are often directed towards individuals with significant financial need. A military spouse is defined as the husband or wife of a member serving in the nation’s armed forces, encompassing spouses of active duty service members, veterans, as well as widows.

These awards can typically be found through each branch of the military, with programs like the Spouse Education Assistance Program standing out. Sponsored by the U.S. Army, this is a need-based scholarship specifically accessible to spouses of Army soldiers seeking to pursue a college degree.

Scholarships for Military Dependents 

Scholarships specifically earmarked for military dependents and survivors are instrumental in supporting higher education, whether for college or vocational school pursuits.

Military dependents encompass spouses and children of service members, extending to family members of those who are actively serving, retired, or have tragically fallen in the line of duty. To access these scholarships, you may be required to complete a Free Application for Federal Student Aid (FAFSA). This application aids in evaluating the appropriate financial assistance to be provided, although it is not always the sole determining factor.

In certain instances, a strong academic record, including test scores and GPA, along with a demonstrated history of community service may also be prerequisites.

Fortunately, numerous avenues exist for sourcing such scholarships, with the U.S. Department of Veteran Affairs (VA) being a notable resource. An example is the Fry Scholarship, designed for children and spouses of service members who made the ultimate sacrifice in the line of duty, but specifically after September 10, 2001.

Scholarships for Veterans 

Scholarships support veterans who want to start, continue or finish a degree. They are for use at accredited schools and at many levels of study. 

There are also scholarships you may use at approved vocational or technical schools. These help veterans enter or advance a career in a skilled trade. Like TTT, Troops for Teachers. TTT is for current and former members of the Armed Forces. The program helps them shift to a career as a K 12 teacher. And is available in 31 states. To do so, it gives a $5,000 stipend or $10,000 bonus. Based on eligibility.

Often, the scholarships fill a gap. The one between GI Bill benefits and the cost of school. So, they may kick in to pay for tuition, housing and fees. To be eligible, you must have an honorable discharge from military service. But other criteria vary by program.

One is AMVETS National Scholarships. The American Veterans is a service agency that helps veterans. Each year they offer a few scholarships. Of them, two go Veterans, Active Duty, Guard/Reserves. One is only for their spouses. And another two only for their children and grandchildren.

College Specific Military Scholarships 

Numerous military-friendly colleges actively support military students by offering scholarships, some of which are exclusive to their institution. These scholarships may bear the names of local heroes or commemorate distinguished alumni who have served their country. These awards not only facilitate the educational pursuits of military students but often extend their benefits to direct family members as well.

To apply for these scholarships, individuals must gain admission to both the college and their chosen degree program. Following admission, eligible candidates can submit applications for the scholarship of their choice. In this context, a compelling essay with a clear and impactful message can significantly enhance your chances of securing the award.

Military Scholarships for 2023 

Below is a sampling of military scholarships that you might apply to in 2023/2024.   

HotelPlanner Graduate Technology Scholarship for Military Veterans

The HotelPlanner Scholarship Program caters to United States veterans and extends its reach to include their family members, including spouses, partners, and children aged 16 and older. This initiative disburses $1,000 to each of its ten chosen applicants on two occasions annually. The primary objective of this program is to provide financial support for pursuing a technology degree, regardless of whether it’s at the undergraduate or graduate level.

Amount: $1,000 each
Deadline: Summer – Apply by August 15th / Notified by September and Fall – Apply by December 15th / Notified March
Requirements: To apply, you need to show financial need. You also write an essay or present a video. This must explain how the military spiked your interest in tech.  

NMCCG Enlisted Dependent Spouse Scholarship

Annually, the Navy Wives Clubs of America, Inc. (NWCA) awards a total of 30 scholarships, including two specifically designated for spouses, widows, and widowers: the NMCCG Enlisted Dependent Spouse Scholarships. Eligible spouses can be affiliated with retired or enlisted members of the Navy, Marine Corps, or Coast Guard who are currently on active duty.

Amount: $500 – $1,000 each
Deadline: March 31st 
Requirements: To apply, you need to submit a copy of the military ID card. Also, attach a copy of your tax returns.

Blinded Veterans Association Scholarships 

The Blinded Veterans Association is a national agency. BVA members are blinded veterans. And help other blinded veterans. Each year, they award two merit scholarships. While they do not auto renew, you can re apply up to 4 times. One award is the Kathern F. Gruber Scholarship. It gives 6 people scholarships for $2,000 each. The other is the Thomas H. Miller Scholarship Program. This award goes to one person and is for $1,000. It  

Amount: $1,000 – $2,000 each
Deadline: April 
Requirements: To be eligible you need to be a dependent child, grandchild, or spouse of a blinded veteran. But do not need to be a member of the BVA.

Maryland Veterans of the Afghanistan and Iraq Conflicts Scholarship

Each year, the Maryland Higher Education Commission offers about 125 awards. The Maryland Veterans of the Afghanistan and Iraq Conflicts Scholarships. Armed forced personnel who served in these conflicts are eligible to apply. As well as their sons, daughters and spouses. Awards amounts vary and adjust based on VA benefits. But may cover up to $10,655 per year.

Amount: up to $10,655
Deadline: March 2020
Requirements: To apply, you need to fill out a FAFSA by March 1st each year. You can also renew the awards if you keep your GPA at 2.5 or higher.

Mike and Gail Donley Air Force Spouse Scholarship

The Air Force Association offers a few award programs each year. One is the he AFA Mike & Gail Donley Spouse Scholarship program. It awards two $2,500 scholarships on an annual basis. And aims to help Air Force spouses worldwide pursue a college degree at any level.

Amount: $2,500
Deadline: April 30, 2020
Requirements: The Air Force Spouse Scholarship program is designed to encourage Air Force spouses to pursue associate or bachelor undergraduate or graduate/post graduate degrees.

Pat Tillman Scholars Program

Each year the Pat Tillman Foundation offers awards. These are for military members, veterans and spouses. Tillman scholarship amounts vary. But give annual funding for academic expenses. So, things like tuition, books and living expenses. The average award amount last year was $6,567 per year. Others range from $1,500 to $23,000.

Amount: $1,500 – $23,000
Deadline: February 28
Requirements: To get one, you need to show selfless leadership. And dedicate yourself to make an impact. You will also have to write two essays. Plus, supply references, finances and have a 3.0 GPA.

NMCRS Gold Star Scholarship

The U.S. Navy Marine Corps Relief Society sponsors the Gold Star Scholarship Program. It is for the dependent children and spouses of Navy and Marine personnel. Ones who were killed in the line of duty. Awards range from $500 to $2500 per academic year. And, there are about 30 recipients each year. If you are studying oceanography, NMCRS offers another award. The McAlinden Divers Scholarship. It awards from $500 to $3,000. And is for active duty or retired Sailors, Marines and family members.    

Amount: $500 – $3,000
Deadline: May 
Requirements:  To get an award, the committee looks at two things. Financial need and academic merit (3.0 GPA and above).

American Legion Scholarship

Every year, the American Legion helps children of fallen soldiers. One way they do this is through the Legacy Scholarship. The Legacy Scholarship amounts vary as do the number of people who get one. But past awards were about $1,785.

Amount: Varies
Deadline: April 
Requirements: Awards go to children of post-9/11 veterans who died on active duty. Or who have a combined VA disability rating of 50 percent or greater. 

Military Order of the Purple Heart Scholarship 

A grant from Mr. Frederick W. Smith funds the Purple Heart Scholarship. It is a competitive program, and awards $3,000. 

Amount: $3,000
Deadline: February 15
Requirements: To be eligible, you must meet a few sets of criteria. One is to be a Purple Heart recipient and member of MOPH. You can also apply if you are the spouse or lineal descendant of someone who is or was. But not a great grandchild. Other criteria include being a full time undergrad at an accredited US school. You may also need a GPA of 2.75 and up.

Chief Petty Officer Scholarship Fund

CPOSF is a nonprofit. Their mission is to help qualified family members of US Navy Chief Petty Officers pay for education. Last year, they awarded 30 scholarships. Amounts were $2,000 each. 

Amount: $2,000 each
Deadline: April 1, 2020
Requirements: To qualify, you need to be a non uniformed spouse or dependent child. You also need to have a GED and be on track for an associate or bachelor’s degree. 

Make it Count Scholarship

The Make it Count Scholarship honors Spencer C Duncan. He was an Army Specialist, killed in action is August 2011. Each year, Grantham University offers 4 awards to deserving applicants. Valued at $5,000, you can apply the funds to any degree program at the school.

Amount: $5,000
Deadline: Varies
Requirements: To apply, you need to meet admissions criteria. Then, qualify for the scholarship. The scholarship is also open to a parent, child, spouse or sibling. As long as their family member served or is serving in the US Armed Forces. 

Army Nurse Corps Scholarship 

Every year, the Army Nurse Corps offers scholarships. Its goal is to support nursing education. 

Amount The 2020 ANCA scholarships will be $3,000 per selected applicant. 
Deadline: March 31
Requirements: To apply, there are a few rules to meet. For one, you need to be serving or have served in any branch or rank of the US Army. You also need to be enrolled in an accredited bachelor’s, graduate nursing or anesthesia program. But, cannot be also receiving GI Bill benefits or an ROTC scholarship.

My CAA Scholarship

My CAA scholarship is an award for military spouses. It is part of the Department of Defense Spouse Education and Career Opportunities program. Awards only pay for tuition for credentials, certificates, or associate degrees. Or, to pursue a recognized license or industry certification. Certificates and credentials may be for post graduate work also. 

Amount: The scholarship provides up to $4,000 with an annual fiscal year cap of $2,000.  
Deadline:  Varies
Requirements: To qualify, you need to be a military spouse with a high school diploma. And, need the extra education to prep for a career. Spouses can be of service members on Active Duty, under Title 10 orders. Or, spouses of service members with pay grades of E1 through E-5, W1 through W-2, O-1 through O-2.

Military Enhanced Recognition Incentive and Tribute – MERIT Scholarship

New York State’s Division of Veteran’s Services offers annual awards. One is the Military Service Recognition Scholarship (MSRS). MSRS awards vary but in amounts. But may pay about 20 people up to $21,250 each. MSRS awards are for family members of New York State fallen veterans of the US Armed Forces.

Amount: up to $21,250
Deadline: Varies
Requirements: The awards are for spouses and dependents of US Armed Forces or state organized militia. Ones who, at any time on or after Aug. 2, 1990, while a NY State resident, died. Or became disabled while engaged in hostilities or training for it. 

 

Top HBCUs for 2023

Top HBCUs for 2023

CHECK OUT OUR LIST OF TOP 2023 HISTORICALLY BLACK COLLEGES AND UNIVERSITIES!

What is an HBCU? 

An HBCU, short for Historically Black College or University, is an educational institution established before 1964. While HBCUs are open to students of all races, their primary mission is to advance the education of black Americans. 

For an institution to be recognized as an HBCU, it must possess accreditation from an accrediting agency or approval from the Secretary of Education. Currently, there are over 100 schools that meet these criteria. The number of HBCU students experienced a 47 percent increase, rising from 223,000 to 327,000 students, between 1976 and 2010. However, it saw a subsequent 12 percent decrease to 287,000 students between 2010 and 2021. Among these institutions, you may discover the perfect one for your educational journey! 

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List of the 15 Top HBCUs

This list of top HBCUs was developed using College Scorecard. College Scorecard identifies 96 schools as Historically Black. We have listed the top 15 below by greatest average salary after attending the school.

1 Xavier University of Louisiana
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Xavier U of Louisiana is Catholic and an HBCU. Around 3,300 students attend Xavier, 71.6% of whom are black. The school is known for helping students pursue global leadership and service. Choose from 45 academic majors. Xavier is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

To apply to this school, students must submit their high school transcripts and GPA. And, don’t forget SAT or ACT scores! Some students may need to submit TOEFL (Test of English as a Foreign language) scores. Completing a college prep program is also suggested.

Popular Undergrad Programs

Biology, Chemistry, Media Studies, Public Health, Accounting, Business

Tuition & Fees

Undergrad: $26,863
Grad:$18,399

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $20,511
Federal Loans
63% Get, Avg. Amt. $5,516

Grad Rate

52%

 

2 Howard University
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Howard U is a private research school. It offers programs in over 120 areas, across 13 schools and colleges. Howard is well known for its STEM programs and its law school. (The first African American Supreme Court Justice was a grad from Howard!) The school serves students based on the motto, Truth and Service. It is accredited by the Middle States Commission on Higher Education. 

Undergrad Admissions

To apply to Howard, you must submit your transcript, GPA, and SAT/ACT scores. Recommendations are required. And, you must have gone through a college prep program. Other requirements may apply.

Popular Undergrad Programs

Biology, Public Relations, Health and Wellness, Psychology

Tuition & Fees

Undergrad: $31,050
Grad: $36,022

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $20,063
Federal Loans
60% Get, Avg. Amt. $7,415

Grad Rate

62% 

 

3 Spelman College
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The mission of Spelman College is to educate women of African descent. It was founded in 1881 as the Atlanta Baptist Female Seminary. Today, Spelman serves 2,100 students from 43 states and 10 countries. The school is dedicated to the liberal arts and sciences. And, they promote positive social change and global engagement. Spelman is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

Admission to Spelman requires you to complete a college prep program. You must also submit materials including your transcripts, GPA, and test scores. These include the SAT or ACT, plus TOEFL if needed.

Popular Undergrad Programs

Economics, Biology, Women’s Studies, Global Studies, English

Tuition & Fees

Undergrad: $28,885
Grad: N/A

Financial Aid

Grants & Awards
97% Get, Avg. Amt. $10,629
Federal Loans
84% Get, Avg. Amt. $5,763

Grad Rate

77%

 

4 Bowie State University
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Bowie State University was founded in 1865, making it one of the oldest HBCUs in the country. The school strives to create a diverse, supportive environment. Online or evening courses offer flexible learning paths. Bowie State is home to 22 undergrad majors, plus 35 master’s, doctoral, and cert programs. It is accredited by the Middle States Commission on Higher Education.

Undergrad Admissions

Bowie State’s application looks for your GPA and secondary school record. Other materials may be optional. That includes SAT or ACT scores! That said, completing a college prep program is recommended.

Popular Undergrad Programs

Business, Radio and TV Broadcasting Technology, Registered Nursing, Criminal Justice, Biology

Tuition & Fees

Undergrad: $19,470
Grad:$17,704

Financial Aid

Grants & Awards
76% Get, Avg. Amt. $9,463
Federal Loans
51% Get, Avg. Amt. $5,763

Grad Rate

51%

 

5 Hampton University
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Hampton U is known for its technical, liberal arts, and grad programs. This HBCU serves over 4,000 students, the majority of whom are black. Founded in 1868, the school has a rich history as an HBCU. It offers a high quality education focused on leadership and service. Hampton U is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

Hampton University needs students to complete a college prep program. To apply calls for items like your transcripts and GPA. Some aspects of the process are recommended but not mandatory. That includes SAT or ACT scores.  

Popular Undergrad Programs

Business, Biology, Liberal Arts and Sciences/Liberal Studies, Psychology

Tuition & Fees

Undergrad: $29,162
Grad:$13,134

Financial Aid

Grants & Awards
86% Get, Avg. Amt. $13,710
Federal Loans
67% Get, Avg. Amt. $11,695

Grad Rate

57%

 

 

6 Morehouse College
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Martin Luther King, Jr. and many other notable grads went to Morehouse College. The HBCU serves African American men, with a focus on leadership. It offers a high quality liberal arts education, with programs in three main areas. These are: business and economics, humanities and social sciences, and math. Morehouse is accredited by the Southern Association of Colleges and Schools Commission on Colleges. 

Undergrad Admissions

Morehouse requires applicants’ transcripts, GPAs, and other items. SAT or ACT scores are also mandatory. Completion of a college prep is optional but suggested.  

Popular Undergrad Programs

Business, Biology, Health and Fitness, Economics, Psychology

Tuition & Fees

Undergrad: $29,468
Grad: N/A

Financial Aid

Grants & Awards
79% Get, Avg. Amt. $13,577
Federal Loans
61% Get, Avg. Amt. $5,622

Grad Rate

53%

 

 

7 Morgan State University
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Morgan State University is an urban, doctoral research school located near Baltimore. It offers over 100 programs. And, it awards degrees from the Bachelor’s to the PhD. Morgan is proud to serve a diverse student body that is multi ethnic, multi racial, and multi national. The school is accredited by Middle States Commission on Higher Education.

Undergrad Admissions

Morgan State U looks at many factors for admissions. These include your GPA and test scores (SAT or ACT). They suggest doing a college prep program.

Popular Undergrad Programs

Business, Engineering, Liberal Arts, Psychology, Sociology 

Tuition & Fees

Undergrad: $18,479
Grad:$17,559

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $12,738
Federal Loans
69% Get, Avg. Amt. $6,805

Grad Rate

47%

 

8 Coppin State University
Visit CU


Coppin State University was named after Fanny Jackson Coppin, an African American leader in education. The school continues her work of educating future teachers, while offering many other programs. 53 majors and nine grad degree programs are available. This HBCU is based in Baltimore and accredited by the Middle States Commission on Higher Education.  

Undergrad Admissions

Coppin State University has a fairly stream lined admissions process. Along with the application, students must submit their high school transcripts and SAT or ACT scores.  

Popular Undergrad Programs

Registered Nursing, Social Work, Criminal Justice, Health Information Administration, Business

Tuition & Fees

Undergrad: $13,560
Grad:$13,208

Financial Aid

Grants & Awards
88% Get, Avg. Amt. $8,558
Federal Loans
45% Get, Avg. Amt. $5,166

Grad Rate

39%

 

9 Florida Agricultural and Mechanical University
Visit FAMU


FAMU has a long legacy as an HBCU. And, it serves over 10,000 students from around the country and the world. Choose from 54 bachelor’s programs, 29 master’s programs, three professional degree programs, and 12 doctoral programs. FAMU is accredited by the Southern Association of Colleges and Schools Commission on Colleges. 

Undergrad Admissions

FAMU considers many factors in the admissions process. These include GPA, high school record, and SAT or ACT scores. You must also submit TOEFL scores, if that applies to you.  

Popular Undergrad Programs

Allied Health/Health Sciences, Registered Nursing, Criminal Justice, Psychology, Social Work

Tuition & Fees

Undergrad: $17,725
Grad:$24,669

Financial Aid

Grants & Awards
98% Get, Avg. Amt. $12,191
Federal Loans
42% Get, Avg. Amt. $5,103

Grad Rate

56%

 

10 University of Maryland Eastern Shore  
Visit UMES


The University of Maryland Eastern Shore is a historically black 1890 land grant school. They values diversity and foster social growth. A student centered environment helps learners prep to lead and contribute in their fields. UMES is known for both its undergrad and grad programs. It is accredited by the Middle States Commission on Higher Education.

Undergrad Admissions

UMES requires your secondary school record, GPA, and test scores (SAT or ACT), among other items. Other materials are suggested but not required.

Popular Undergrad Programs

Criminal Justice, Hotel/Motel Admin, Biology, Business, Family and Consumer Sciences

Tuition & Fees

Undergrad: $19,728
Grad:$17,544

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $12,705
Federal Loans
60% Get, Avg. Amt. $5,377

Grad Rate

44%

 

11 Delaware State University
Visit DESU


Delaware State U has over 125 years of history. It is one of the nation’s first land grant schools, as well as an HBCU. The student population is 64% African American. Choose from 42 undergrad degree programs, 16 master’s programs, and five PhD programs. DSU is accredited by the Middle States Commission on Higher Education.

Undergrad Admissions

DSU’s application process calls for you to submit your high school records and SAT or ACT scores, among other requirements. You must have at least a 2.0 GPA, on a 4.0 scale. Completion of a college prep program is also suggested.

Popular Undergrad Programs

Business, Media Studies, Criminology, Social Work, Psychology 

Tuition & Fees

Undergrad: $18,280
Grad:$11,726

Financial Aid

Grants & Awards
76% Get, Avg. Amt. $13,881
Federal Loans
56% Get, Avg. Amt. $5,519

Grad Rate

45%

 

 

12 Norfolk State University
Visit NSU


Norfolk State U is an urban, public school dedicated to teaching, research, and service. Multi cultural diversity and inclusion are important values to the school. Students can choose from 49 degree programs on campus, plus online programs from NSU online. NSU is accredited by the Southern Association of Colleges and Schools Commission on Colleges. It awards associate’s, bachelor’s, master’s, and doctoral degrees.

Undergrad Admissions

Students can apply to NSU using the online application. Applicants must also provide materials like their high school records, GPA and test scores. It’s suggested that you complete a college prep program. 

Popular Undergrad Programs

Business, Health Care Admin, Psychology, Social Work, Sociology 

Tuition & Fees

Undergrad: $20,790
Grad:$24,742

Financial Aid

Grants & Awards
91% Get, Avg. Amt. $12,164
Federal Loans
61% Get, Avg. Amt. $10,161

Grad Rate

41%

 

13 Prairie View A & M University
Visit PVAMU


Prairie View A & M University is part of the Texas A&M System, offering a unique community for over 9,000 students. The school has more than 140 years of history. Its mission is to foster both academic and professional development. And, 170+ student organizations provide many ways to get involved. PVAMU is accredited by the Southern Association of Colleges and Schools Commission on Colleges. 

Undergrad Admissions

PVAMU uses the Texas Common Application. Applicants must also submit their high school transcripts, SAT or ACT scores, and other materials. Some other items are suggested but not mandatory. 

Popular Undergrad Programs

Biology, Chemical Engineering, Registered Nursing, Health and Wellness, Criminal Justice, Health and PE

Tuition & Fees

Undergrad: $26,874
Grad:$17,378

Financial Aid

Grants & Awards
97% Get, Avg. Amt. $14,071
Federal Loans
45% Get, Avg. Amt. $5,334

Grad Rate

45%

 

14 Clark Atlanta University
Visit CAU


Clark Atlanta U is an urban research school. It is known for its rich history, with over 150 years of tradition. And, don’t overlook its commitment to the arts. CAU has one of the world’s longest running jazz stations! Choose from 38 areas of study across four schools: Arts and Sciences, Business Admin, Education, and Social Work. CAU is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

Apply to CAU through the Common App. To be considered during the admissions process, you must include your GPA, high school record, recommendations, and test scores. You must have completed a college prep program. 

Popular Undergrad Programs

Radio, TV, and Digital Communication, Fashion, Business, Criminal Justice, Biology 

Tuition & Fees

Undergrad: $24,730
Grad:$19,120

Financial Aid

Grants & Awards
83% Get, Avg. Amt. $9,431
Federal Loans
88% Get, Avg. Amt. $6,045

Grad Rate

45%

 

15 Tuskegee University
Visit School


Tuskegee U is not only a top HBCU. It is also the only HBCU to be designated a National Historic Site! The school boasts many claims to fame in fields from aerospace engineering to veterinary medicine. It welcomes students and researchers from around the world. Tuskegee offers 64 academic programs. It is accredited by the Southern Association of Colleges and Schools Commission on Colleges. 

Undergrad Admissions

Tuskegee University’s application standards are straight forward. You must submit your application, high school transcripts, and SAT or ACT scores. Other components are optional.

Popular Undergrad Programs

Animal Sciences, Biology, Chemical Engineering, Registered Nursing 

Tuition & Fees

Undergrad: $22,614
Grad:$23,398

Financial Aid

Grants & Awards
98% Get, Avg. Amt. $6,328
Federal Loans
58% Get, Avg. Amt. $5,826

Grad Rate

40%

 

 

Accelerated Bachelor’s Degrees

Accelerated Bachelor’s Degrees

Earn your degree faster with an accelerated bachelor degree!

What Is an Accelerated Bachelor’s Degree Program?

Numerous individuals ponder the swiftest route to securing bachelor’s degrees. An accelerated bachelor’s program provides students with the opportunity to expedite their collegiate degree attainment. Such programs span a wide array of majors, spanning from business and criminal justice to IT. 

How Do Accelerated Programs Work?

Upon enrolling in an accelerated bachelor’s degree program, expect a more tightly packed schedule. Classes are typically condensed into 5, 8, or 10-week sessions, enabling the possibility of completing your bachelor’s degree in as little as one year.

In contrast, conventional college courses follow the semester structure, consisting of Spring and Fall terms. These classes typically span 16 weeks. Given that a bachelor’s degree necessitates a minimum of 120 credits, the usual duration to obtain one through this route is around four years.

WHO CAN REAP THE BENEFITS OF AN ACCELERATED DEGREE PROGRAM?

  • Individuals with an associate degree and transferable credits
  • Those who initiated their bachelor’s degree but never finished
  • Busy adults with limited spare time
  • Members of the military
  • Law Enforcement professionals
  • Aspiring nurses

Pros of Accelerated Degree Programs

People who choose an accelerated bachelor’s degree may enjoy many benefits. By enrolling in one of these programs, you might:

Earn your degree faster

For those with time constraints, acquiring a degree in a shorter duration translates to possessing the credential sooner. This can be exceptionally advantageous if your desired profession mandates a college degree. The swifter degree acquisition might also hasten your path to securing that coveted job position.

Enhance your current resume

Incorporating your projected graduation timeframe can augment your resume. Employers often value the determination required to complete a degree. Consequently, it might bolster your desirability to certain employers even before your formal graduation.

Commence your college journey at your convenience

Accelerated degree courses may be accessible throughout the year, as many educational institutions accept applications on a rolling basis. This eradicates the necessity of adhering to a traditional semester commencement.

Gain credit for previous learning

Numerous accelerated programs enable you to bypass certain courses through testing or swiftly advancing through familiar coursework. This empowers you to concentrate on absorbing novel material and studying at your own rhythm.

Make the most out of your time

Numerous accelerated programs eliminate breaks. For individuals who thrive on consistent momentum, this could be the ideal solution. It permits a continuous flow instead of interruptions that might tempt disengagement.

Set your own pace

Accelerated online bachelor’s programs frequently grant you the liberty to structure your own timetable. This feature proves appealing to numerous working adults and parents. With no fixed log-in times, you can tailor your study routine to align with your lifestyle.

Study on the move

Online accelerated degree programs offer flexibility. Armed with a computer and reliable internet access, your degree pursuits can accompany you. Whether you’re deployed, employed, raising children, or residing far from your campus.

Accelerated programs are often tailored for adults

Many adults hesitate to return to college due to concerns of feeling out of place among younger students. However, accelerated online programs often provide a smoother transition. While you can still network and partake in discussions, interactions commonly occur through web-based chats and similar platforms.

Save money

Students pursuing accelerated online degrees might incur cost savings. Each additional year in school contributes to higher tuition costs. Given the shorter timeframe of these programs, the long-term financial burden is reduced. Moreover, expenses related to student housing and commuting are minimized.

Cons of Accelerated Degree Programs

While there are benefits, there are challenges to accelerating your degree too.

It takes self motivation

Thriving within an accelerated bachelor’s program necessitates substantial self-motivation. Your ability to regulate your own learning pace becomes pivotal, making self-discipline an essential trait.

Shorter programs are intense

Numerous accelerated bachelor’s degree programs compress 120 credits into a truncated timeframe. This potentially entails grappling with a comprehensive course load without intervals. For individuals engaged in full-time employment, evaluating the available time for dedicating to their studies becomes imperative.

Expect fast paced

Certain individuals thrive on a learning process that allows ample time for material assimilation and contemplation, or the luxury of breaks like a summer hiatus. Participating in an accelerated program might entail relinquishing these elements.

There’s no face to face

The majority of accelerated programs are conducted online, potentially precluding any physical presence on campus. If you derive motivation from interpersonal interactions, the absence of in-person engagement could be a missed opportunity.

How Long Does It Take to Earn an Accelerated Bachelor’s Degree?

If you are wondering whether you can earn a bachelor’s degree in two years, yes it may be possible. Often, one needs from 12 to 18 months to complete an accelerated bachelor’s degree program.

But how long your degree takes depends on a few things. Like how many transfer credits you have. What kind of program you enroll in. And whether you’re pursuing two degrees at once. We’ll unpack a few ways to graduate in a quicker time frame below.

More Schools You May Be Interested In

Second Degree Bachelor’s Programs

One example is an accelerated nursing program. These are usually for students who already have a bachelor’s degree but not in nursing. Such ‘second degree’ nursing programs may allow students to earn a Bachelor of Science in Nursing (BSN) in 11 to 18 months. Apart from science courses, you usually have clinical instruction in labs and supervised nursing.

Associate to Bachelor’s Degree Completion

Many students pursuing an accelerated online degree already have an associate degree. If you earned it from an accredited college, all or some of these credits usually transfer over.

The way an associate to bachelor completion program works varies too. But you often get credit for all your general education courses. Now have fewer to do, you may finish in two years.

Credit for Prior Learning

Some students may also speed up their time to graduation by using credits from other sources. Transferring credits from a program you may have already started is one. Another is by testing out of classes through AP programs and CLEP exams.

Credit for Military Experience

Military friendly colleges often have generous transfer credit policies for military and Veteran students. These offer credit for military experience. Usually based on ACE recommendations on the Joint Service Transcript (JST). Using these credits may shorten the path to a college degree. Plus, if you deploy, online courses may be easier to access.

Air University Associate to Baccalaureate Cooperative (AU-ABC) 
There’s another option for enlisted airman. This is to enroll in an Air University Associate to Baccalaureate Cooperative (AU-ABC).

An AU-ABC is for those who have an associate degree from the Community College of the Air Force. The program links CCAF grads to accredited civilian school with online bachelor’s degrees.

There are 59 colleges that partner with the Air Force and about 217 programs to choose from. One is American Intercontinental University. When you pursue an AIU-ABC Business degree at AIU, they accept CCAF credits right away. This has the potential to save you 50% in time and tuition.

AU-ABC programs allow CCAF grads to earn their bachelor’s degree in no more than 60 credit hours. This makes it a quicker path to graduation. Plus, one may use benefits to offset tuition costs. 

3+1 Accelerated Degrees

Another quick path to a bachelor’s degree is a ‘3 Plus 1’ program. These roll a 4-year bachelor’s degree in with a master’s degree. Usually it means condensing a bachelor’s program into 3 years. Then beginning your master’s degree in your third year.

One example of this kind of program is a 3 + 1 BS in accounting and MS in accounting. The final year helps fill the gap of credit hours one needs to fulfill CPA licensure requirements.

Law Enforcement Advanced Standing Bachelor’s Programs

Some colleges (American Intercontinental University is one) offer Law Enforcement Advanced Standing Programs. These provide transfer credits to law enforcement professionals.

Usually, it helps to speed up the time it takes to earn a criminal justice degree. Students need to have completed on a state approved law enforcement academy. Or a related training program.

Steps that May Add Time 

Another factor that impacts length is the type of program you are in. Some programs are hands-on, even when you study online.

One example is a bachelor’s degree in education. These programs often include some practice teaching under supervision. This part is critical to obtaining a state license. So, while prior learning credits may transfer, there may be no quick way to do your practicum.

How Quickly You Learn

If you have fewer credits to do but need to study part time, you may graduate ahead of four years. But, not as fast as if you enrolled full time. Figuring out how much time you can devote may give you a clear understanding of how long it can take to graduate.

How Much Does an Accelerated Bachelor’s Degree Cost?

At last check, the average cost of earning a bachelor’s degree at an in state public 4 year college is $19,488. Pursuing a college degree out of state costs an average of $24,854.

Another factor that impacts cost is how many credits you can transfer in. When paying per credit, the fewer credits you need to complete, the fewer you pay for. In some colleges with robust policies you might save up to 75% of your tuition.

Competency Based Learning

A wide range of colleges offer online degrees with a competency based learning option. These empower you to take the most efficient path to complete your studies.

Instead of paying a cost per credit, some colleges offer a term based tuition model. Here, you usually play a flat rate for the term. So, the more courses you are able to complete in that billing cycle, the greater your potential to cut costs.

Is an Accelerated Bachelor’s Degree Right for You? 

Remember that earning your degree on your terms means you need to figure out what your terms are. If you want to graduate ‘ahead of the class’, think about what a realistic speed is. Then choose an accelerated bachelor’s degree program that weighs:

  • Your career goals 
  • Amount of time each course takes and how many you have to complete 
  • How long you can devote to studying each week 
  • Prior learning, military experience, transfer credits 

Whatever level of commitment you are ready for, pursuing a college degree may pay off. For one, a bachelor’s degree is the entry point to many careers. Plus, having one may also increase lifetime earnings.

To give you an idea, one study compared people with a bachelor’s degree vs. an associate degree. They found bachelor’s degree holders earn an average of $1,348 per month. That’s a pretty big difference to strive for, however fast you can do it.

Accelerated Bachelor's Degree

10 Schools with Accelerated Online Programs

Many online colleges (and traditional ones too) offer accelerated bachelor’s degree programs. You can also look for these speedier options by other names. Like fast track bachelor’s degree programs and bachelor’s completion programs. These programs allow you to earn a college degree within in the shortest time possible.

1Western Governors University
Visit WGU


Most students complete their bachelor’s degree from WGU in much less time than four years and some even finish in 12 months or less.

How do they do it?

Competency based learning. Instead of completing courses when a semester ends, you complete a course when you can show that you’ve mastered the material. This can help shave months or even years off of your degree program.

Other Accelerated Bachelor’s Programs

Business, Teaching, IT, Health and Nursing

Tuition & Fees

Undergrad $8,010
Grad: $8,444

Financial Aid

Grants & Awards 
Avg. Amt. $4,798
Federal Loans
Avg. Amt. $5,494

Accreditation

Council for Business Schools and Programs

2 Capella University
Visit Capella


Capella University has one of the fastest paths to a bachelor’s degree. You can complete four years worth of courses in about two years. The top 10% of FlexPath students finish within a year.

How do they do it?

Capella’s FlexPath. With no set semester or quarter system, you learn on your schedule. Finish a course and move on to the next one without having to wait. Or, take the extra time you need on a new topic.

Other Accelerated Bachelor’s Programs

Business, Education Healthcare Administration, IT, Nursing, Psychology

Tuition & Fees

Undergrad $14,328
Grad: $14,826

Financial Aid

Grants & Awards
Avg. Amt. $6,637
Federal Loans
Avg. Amt. $6,637

Accreditation

Higher Learning Commission

3 Indiana Wesleyan University
Visit IWU


Indiana Wesleyan University’s online bachelor’s degree programs are all in business, management or admin fields. Some students complete these degree programs in as few as 10 months.

How do they do it?

You may be able to shorten your program with a prior learning assessment portfolio. You can also transfer up to 90 credits and earn up to 40 credits from relevant prior learning.

Other Accelerated Bachelor’s Programs

Business, Criminal Justice, Nursing, Social Work

Tuition & Fees

Undergrad $8,120
Grad: $10,098

Financial Aid

Grants & Awards
Avg. Amt. $6,179
Federal Loans
Avg. Amt. $5,608

Accreditation

Higher Learning Commission

4 Liberty University
Visit Liberty


Liberty University has one of the biggest selections of online bachelor degree programs and they offer many different options to help fast track your degree.

How do they do it?

Job training in certain fields can help you earn credits and you can submit an Experience Plus Portfolio for credit as well. Liberty University also lets you transfer up to 75% of your degree program from another school and they also offer online degree completion programs as well.

Other Accelerated Bachelor’s Programs

Accounting, Business Administration, Computer Science, Healthcare Administration, IT, Sports Management

Tuition & Fees

Undergrad: $22,511
Grad: $8,405

Financial Aid

Grants & Awards
Avg. Amt. $12,471
Federal Loans
Avg. Amt. $5,402

Accreditation

Southern Association of Colleges and Schools, Commission on Colleges

5 American Intercontinental University
Visit AIU


AIU’s online school has a great menu of bachelor degree programs and their prior learning credit system can really help you cut down on the time it takes to finish your program.

How do they do it?

You can earn credits for training or having work experience that directly relates to the degree you are pursing. You can also transfer up to 75% of your previous college credits. And, AIU offers exams that can be taken, that if passed, can be substituted for lower level courses in your degree program.

Other Accelerated Bachelor’s Programs

Business Admin, Criminal Justice, IT, Education 

Tuition & Fees

Undergrad: $12,422
Grad: $11,786

Financial Aid

Grants & Awards
Avg. Amt. $6,284
Federal Loans
Avg. Amt. $6,247

Accreditation

Higher Learning Commission

6 Northeastern University
Visit School


Northeaster U has many online bachelor degree programs and offers options to complete them faster.

How do they do it?

You can submit exam scores from tests like AP, CLEP, DSST and Excelsior. Northeastern also has 3 online degree college completion programs. And, the school allows you to transfer up to 50% of previous college credit.

Other Accelerated Bachelor’s Programs

Biology, Chemistry, Mathematics, Psychology, Physics

Tuition & Fees

Undergrad: $60,192
Grad: $27,009

Financial Aid

Grants & Awards
Avg. Amt. $42,331
Federal Loans
Avg. Amt. $4,430

Accreditation

New England Commission of Higher Education

7 Colorado Technical University
Visit CTU


Besides their wide selection of online degree programs, CTU offers a unique apprach to prior learning assesment.

How do they do it?

Colorado Technical University’s FastTrack. A series of exams tests your knowledge of key course objectives. This provides an opportunity to earn college credit for what you already know. Apart from earning your degree faster, you might save up to 30% on tuition 

Other Accelerated Bachelor’s Programs

Accounting Business Admin, Computer Science, Criminal Justice, Healthcare Management, IT

Tuition & Fees

Undergrad: $12,696
Grad: $14,597

Financial Aid

Grants & Awards
Avg. Amt. $6,589
Federal Loans
Avg. Amt. $6,320

Accreditation

Higher Learning Commission

8 Purdue Global University
Visit PG


Students can choose from 175 online programs and flexible learning paths, including competency based ExcelTrack™ programs. 

How do they do it?

Purdue’s ExcelTrack™ program. With no set semester or quarter system, you control the pace, deadlines and course load. Finish a course and move on to the next one without waiting. Or, take the extra time you need on a new topic.

Other Accelerated Bachelor’s Programs

Analytics, Business Admin, Healthcare Admin, Criminal Justice, Cyber security, IT.

Tuition & Fees

Undergrad: $10,134
Grad: $11,493

Financial Aid

Grants & Awards
Avg. Amt. $8,815
Federal Loans
Avg. Amt. $7,810

Accreditation

Higher Learning Commission

9 Concordia University Chicago
Visit School


Concordia University offers accelerated online degree programs that are fast even if you don’t have transfer credits.

How do they do it?

Concordia University’s fast paced degree programs can be completed in as few as 16 months and courses are only five weeks long. But, you will need to have two years of full time work experience in order to qualify for these programs.

Other Accelerated Bachelor’s Programs

Health Care Management, HR Management, Sports and Recreation Management

Tuition & Fees

Undergrad: $34,964
Grad: $9,705

Financial Aid

Grants & Awards
Avg. Amt. $25,141
Federal Loans
Avg. Amt. $4,818

Accreditation

Higher Learning Commission

10 Colorado State University 
Visit CSU


CSU provides students with various online degree programs but even better, there are many selections of concentrations or specializations.

How do they do it?

To quicken the time it takes to complete your degree program, CSU offers ways for you to receive alternative credits. What this means is that you can take college level exams or submit relevant portfolio experience which they review.

Other Accelerated Bachelor’s Programs

Computer Science, Economics, Human Development and Family Studies, Psychology

Tuition & Fees

Undergrad: $8,400
Grad: $9,000

Financial Aid

Grants & Awards
Avg. Amt. $5,614
Federal Loans
Avg. Amt. $5,778

Accreditation

Higher Learning Commission

2024 Top Bible Colleges

2024 Top Bible Colleges

Get matched to Bible Colleges and other online colleges today!

What is a Bible College?

A Bible college is an institution that provides education in both Bible study and general subjects. The primary focus is often on Christian teachings, ministry, and the Bible itself. 

While some of these colleges exclusively offer majors in theology, ministry, or related fields, others provide a broader range of majors such as nursing or education. Nevertheless, all subjects are taught with a biblical worldview, incorporating teachings from the Bible into various aspects of the curriculum. For example, a philosophy course might explore what the Bible says about living a fulfilling life. 

While Bible colleges share some similarities with seminaries, which prepare students for careers as priests, ministers, or rabbis, Bible colleges primarily offer undergraduate programs with a Christian emphasis. This preparation can lead students to pursue various paths, including careers in ministry or other fields with a Christian perspective. 

History of Bible Colleges

Bible colleges originated during the North America’s Third Great Awakening, a significant period in the late 19th and early 20th centuries marked by Christian missionary and revival movements gaining momentum. 

Among the pioneering Bible colleges were Nyack Missionary Training Institute and Moody Bible Institution, both established in the 1880s. These institutions addressed what they perceived as a gap in traditional education—a lack of emphasis on spreading the Christian faith. Early schools focused on equipping students with practical skills to build ministries.

As time passed, some Bible colleges evolved into post-secondary institutions that granted degrees. Today, there are approximately 1,000 of these colleges across North America.

Finding Accredited Bible Colleges

Numerous Bible colleges have obtained regional accreditation, and some have even secured accreditation from esteemed agencies like the Association for Biblical Higher Education (ABHE), which accredits these schools in the United States and Canada. Opting for an accredited institution can instill confidence in the quality of your education.

15 Bible Colleges

Using data from the NCES we have created a list of the top 2024 Bible Colleges in the US. These schools were ranked based on the number of total enrolled students for the 2022 / 2023 school year.

1 Liberty University
Visit Liberty


Liberty U is an evangelical liberal arts school. It is one of the largest bible colleges in the world, serving over 100,000 students. It has 17 colleges and schools, including a school of divinity. Not only does Liberty have a vibrant campus in Lynchburg, Virginia. It is also a leader in distance education, with over 400 online programs. 

Undergrad Admissions

Liberty considers factors that include your GPA, high school record, and test scores (SAT, ACT, or CLT). You must also submit answers to essay questions about your faith and beliefs.  

Popular Undergrad Programs

Religious Studies, Business, Psychology, Registered Nursing, Criminal Justice

Tuition & Fees

Undergrad $21,222
Grad:8,340

Financial Aid

Grants & Awards
98% Get, Avg. Amt. $12,471
Federal Loans
53% Get, Avg. Amt. $5,402

Grad Rate

36%

Salary After Attending

$45,115

 

2 California Baptist University
Visit CBU


California Baptist University (CBU) is a private, Christian College in Southern California. CBU was founded by the California Southern Baptist Convention, in 1950. Today, this bible college serves over 11,000 students in Associate’s, Bachelor’s, and grad programs. The Riverside main campus features everything from an aquatic center to a music recording and production space. You can also study at the San Bernardino location or online.

Undergrad Admissions

CBU considers your high school transcripts, GPA, and recommendations. You must also submit SAT or ACT scores. And, you must submit an essay that speaks, in part, to your spiritual reasons for wanting to go to CBU.

Popular Undergrad Programs

Business, Psychology, Registered Nursing, Early Childhood Education and Teaching, Liberal Studies

Tuition & Fees

Undergrad $39,720
Grad: $14,914

Financial Aid

Grants & Awards
97% Get, Avg. Amt. $22,757
Federal Loans
63% Get, Avg. Amt. $5,217

Grad Rate

61%

Salary After Attending

$56,253

 

3 Belmont University
Visit Belmont


Belmont U offers a student centered Christian community, based in Nashville, TN. This private, bible college has often been recognized as a “Most Innovative” school. Belmont offers liberal arts and professional education at the undergrad and grad levels, with a focus on learning and service. It serves over 8,400 students from around the country and the world, in more than 133 programs.  

Undergrad Admissions

Belmont needs three main items, besides your application. These include your high school transcripts, your test scores (SAT or ACT), and your a recommendation or school report.

Popular Undergrad Programs

Registered Nursing, Music Management, Music, Recording Arts Technology, Marketing

Tuition & Fees

Undergrad $41,320
Grad: $27,050

Financial Aid

Grants & Awards
91% Get, Avg. Amt. $22,080
Federal Loans
38% Get, Avg. Amt. $8,365

Grad Rate

72%

Salary After Attending

$51,864

 

4 Azusa Pacific University
Visit APU


Azusa Pacific U is an evangelical Christian school, based in Southern California. It was founded in 1899, in the Wesleyan Holiness tradition. Today, APU serves learners with diverse Christian back grounds, while still being able to uphold its roots. Home to a main campus and seven regional locations, the school strives to create a community of disciples and scholars. Choose from over 200 programs, including online learning options.

Undergrad Admissions

Freshmen that apply must meet some minimum requirements. These include a 3.0 high school GPA. You must also submit SAT (minimum score of 990) or ACT (minimum score of 19) results. Other things are taken into account – like how involved you are in church and the community.

Popular Undergrad Programs

Registered Nursing, Psychology, Business, Physical Education Teaching and Coaching, Liberal Studies

Tuition & Fees

Undergrad: $43,600
Grad: $17,330

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $27,474
Federal Loans
43% Get, Avg. Amt. $5,139

Grad Rate

71%

Salary After Attending

$61,701

 

5 Colorado Christian University
Visit CCU


Colorado Christian U is proud to be the flagship Christian university in the Rocky Mountains. It serves over 8,000 students and offers over 100 programs for both traditional and adult students – including online programs. CCU is evangelical and relates to more than one religious denomination, with a focus on discipleship and preparing for ministry. The school is regionally accredited by the Higher Learning Commission.

Undergrad Admissions

CCU may ask that you to have at least a 2.8 high school GPA. You must also submit SAT or ACT scores – minimum scores apply. Admission essays are required. And, you must submit a spiritual recommendation. This could be from a pastor, youth pastor, youth worker, or spiritual mentor. It should speak to your Christian faith and spiritual growth.

Popular Undergrad Programs

Registered Nursing, Business, Psychology, Bible Studies, Speech Communication and Rhetoric

Tuition & Fees

Undergrad: $39,266
Grad: $16,733

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $25,200
Federal Loans
46% Get, Avg. Amt. $5,339

Grad Rate

31%

Salary After Attending

$48,890

 

6 Harding University
Visit School


Harding U is a Christian school founded in 1924. A leader in Christian missions around the world, Harding counts one third of the missionaries from churches of Christ among its grads. The school has over 100 undergrad majors, 14 pre professional programs, and 21 grad and professional programs. Along with its main campus in Searcy, Arkansas, Harding has many other campuses around the world.

Undergrad Admissions

To apply, you must submit your high school transcripts and SAT, ACT, or CLT scores. And, you must send a reference. This could come from someone like a spiritual advisor.

Popular Undergrad Programs

Elementary Education and Teaching, Bible Studies, Social Work, General Studies, Accounting 

Tuition & Fees

Undergrad: $24,888
Grad: $13,684

Financial Aid

Grants & Awards
97% Get, Avg. Amt. $14,682
Federal Loans
47% Get, Avg. Amt. $5,490

Grad Rate

66%

Salary After Attending

$50,273

 

7 Lee University
Visit Lee


Lee University is a private, Christ centered school in the mountains of Tennessee. Lee was founded in 1918 and is affiliated with the Church of God in Cleveland, Tennessee. It is conservative, evangelical, and Pentecostal. Students can choose from over 57 undergrad majors. And, Lee is well known for its study abroad options. Choose from over 30 trips in its Global Perspective Program.

Undergrad Admissions

Lee University looks at your high school transcripts and GPA (at least 2.0 on a 4.0 scale). You must also submit SAT (minimum score of 900) or ACT (minimum score of 17) results.

Popular Undergrad Programs

Business, Psychology, Liberal Studies, Pastoral Studies/Counseling, Public Relations

Tuition & Fees

Undergrad: $22,690
Grad: $16,670

Financial Aid

Grants & Awards
96% Get, Avg. Amt. $14,042
Federal Loans
53% Get, Avg. Amt. $5,322

Grad Rate

56%

Salary After Attending

$42,772

 

8 Biola University
Visit BU


Founded in 1908, Biola University offers a Christian education in sunny La Mirada, California. Biola is home to over 150 programs at the Bachelor’s, Master’s, and PhD levels. That includes online and distance learning programs offered to students around the world. All programs are centered around the bible. In fact, undergrads take 30 credits of Bible and theology courses, which can lead to a minor in the bible or theology.

Undergrad Admissions

Biola takes a look at a variety of factors. These include your high school records, GPA, and test scores (SAT or ACT). It is also recommended that you graduate from a college prep program. TOEFL scores are also looked at, if that applies to you.

Popular Undergrad Programs

Business, Psychology, Sociology, Registered Nursing, Bible Studies

Tuition & Fees

Undergrad: $46,704
Grad: $12,420

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $26,521
Federal Loans
45% Get, Avg. Amt. $5,231

Grad Rate

72%

Salary After Attending

$53,148

 

9 Abilene Christian University
Visit ACU


Abilene Christian University offers a unique, Christ centered education. It’s home to over 70 majors and 135 areas of study. Along with a main campus in Abilene, Texas, ACU offers flexible online programs. Either way you choose to study, you will apply your Christian faith to your academic field. ACU is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

Applying to ACU is straight forward. Along with an application, you must send your high school transcripts and SAT or ACT scores.

Popular Undergrad Programs

Psychology, Sport and Fitness Administration, Registered Nursing, Marketing, Accounting

Tuition & Fees

Undergrad: $42,380
Grad: $24,174

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $26,280
Federal Loans
48% Get, Avg. Amt. $5,345

Grad Rate

64%

Salary After Attending

$51,336

 

10 Ohio Christian University  
Visit OCU


Ohio Christian University got its start in 1948, as a Bible college with the goal of wanting to educate clergy. Today, it has stayed true to its values while also being able to expand quite a bit. Choose from undergrad and grad programs, including paths for online and adult learners. Each program strives to offer bible focused and bible integrated Christ centered education in the Wesleyan tradition.

Undergrad Admissions

To apply to OCU, submit your application and your high school transcripts, along with transcripts from any other college courses you may have taken. You must also submit SAT, ACT, or CLT scores.

Popular Undergrad Programs

Divinity/Ministry, Business, Nursing Science, Human Services, Psychology

Tuition & Fees

Undergrad: $23,700
Grad: $11,828

Financial Aid

Grants & Awards
93% Get, Avg. Amt. $12,560
Federal Loans
75% Get, Avg. Amt. $7,441

Grad Rate

27%

Salary After Attending

$40,968

 

11 Regent University
Visit Regent University


Regent University was founded in 1978 to offer academic programs from a Christian perspective. Choose from Associate’s, Bachelor’s, and grad degree programs in popular fields, with a biblical focus. Study either online or at the 70 acre campus in Virginia Beach, VA. Regent is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

Regent asks for your high school transcript and SAT, ACT, or CLT scores. You must also submit a statement that speaks to your faith in God.

Popular Undergrad Programs

Psychology, Business, Speech Communication and Rhetoric, Bible Studies, Lay Ministry, English 

Tuition & Fees

Undergrad: $20,686
Grad: $16,128

Financial Aid

Grants & Awards
92% Get, Avg. Amt. $11,842
Federal Loans
51% Get, Avg. Amt. $5,981

Grad Rate

49%

Salary After Attending

$44,160

 

12 Dallas Baptist University
Visit DBU


Since 1898, Dallas Baptist U has combined faith and learning to help students serve the world. They offer Christ centered undergrad and grad programs in the arts, sciences, and professional studies. Learning paths are available for both traditional and adult students. And, learners benefit from proximity to Dallas, a vital business and cultural center.

Undergrad Admissions

DBU looks at many factors. These include your high school records, GPA, and ACT or SAT scores. To get started, you must fill out the online application. If you use the Texas Common Application, keep in mind that you will need to complete a supplement, as well.

Popular Undergrad Programs

Business, Elementary Education and Teaching, Finance, Psychology, Music Management

Tuition & Fees

Undergrad: $38,140
Grad: $24,508

Financial Aid

Grants & Awards
97% Get, Avg. Amt. $12,584
Federal Loans
46% Get, Avg. Amt. $5,382

Grad Rate

54%

Salary After Attending

$53,741

 

 

13 Cedarville University
Visit Cedarville


Cedarville University got its start in 1887, when five founders established it in affiliation with the Reformed Presbyterian Church. Today, Cedarville offers over 150 academic programs to choose from, across the liberal arts or the professions. That includes online as well as residential learning. Every course features biblical integration, so students learn the Gospel inside and out. And, all undergrad programs include a Bible minor.

Undergrad Admissions

You must submit your high school transcript and ACT, SAT, or CLT scores. And, you must show evidence of your personal relationship with Jesus Christ. A recommendation from a Christian leader is also suggested.

Popular Undergrad Programs

Registered Nursing, Mechanical Engineering, Business, Psychology, Early Childhood Education and Teaching

Tuition & Fees

Undergrad: $36,078
Grad: $10,727

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $19,637
Federal Loans
47% Get, Avg. Amt. $5,017

Grad Rate

73%

Salary After Attending

$53,681

 

14 Oral Roberts University
Visit ORU


Oral Roberts University is a Christian liberal arts school that takes a whole person approach to learning. They serve over 4,000 students from all 50 states and around the world. Online programs make the ORU community even more connected. Or, study at the vibrant, multi cultural main campus in Tulsa, OK. You will attend chapel twice per week and pursue spiritual as well as academic growth.

Undergrad Admissions

Submit your application and high school transcripts. You must also send ACT or SAT scores, as well as TOEFL or IELTS scores, if applicable.

Popular Undergrad Programs

Registered Nursing, Engineering, Divinity/Ministry, Accounting, Pastoral Studies/Counseling

Tuition & Fees

Undergrad: $34,100
Grad: $13,102

Financial Aid

Grants & Awards
98% Get, Avg. Amt. $23,675
Federal Loans
68% Get, Avg. Amt. $5,836

Grad Rate

45%

Salary After Attending

$44,293

 

15 Point Loma Nazarene University
Visit Point Loma


Point Loma Nazarene U is dedicated to helping each student pursue a spiritual calling. The San Diego based school has over 100 years of history, and was established by Phineas Bresee, a founder of the Church of the Nazarene. Choose from over 60 areas of study at the undergrad level, plus grad programs. PLNU is accredited by the WASC Senior College and University Commission (WSCUC).

Undergrad Admissions

PLNU takes a holistic approach to admissions. While students must submit their grades and SAT or ACT scores, PLNU will consider the person as a whole. You must also submit both spiritual and academic letters of recommendation. And, making sure to schedule an admissions interview is strongly suggested.

Popular Undergrad Programs

Registered Nursing, Sociology, Child Development, Allied Health Diagnostic, Intervention, and Treatment Professions

Tuition & Fees

Undergrad: $43,550
Grad: $11,880

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $19,422
Federal Loans
48% Get, Avg. Amt. $5,195

Grad Rate

76%

Salary After Attending

$64,114

 

Top Open Admission Colleges

Top Open Admission Colleges

CHECK OUT OUR LIST OF TOP 2023 OPEN ADMISSIONS COLLEGES!

What Are Open Admissions Colleges? 

Open admissions colleges are colleges that accept all students that apply. That doesn’t mean they don’t offer a high quality education. It just means they’re easier to get into. 

One type of broadly known open admissions college is the community college system. Community colleges largely exist to promote educational access. So, they admit all or most students. Compare that with colleges that are harder to get into, which only admit a percentage of students who apply. Some colleges that run only online programs are also open. With no physical space to be concerned with, these types of colleges are able to offer access to college programs for many more people.

History of Open Admissions Colleges 

The idea of open admissions gained popularity in the 1960s and 1970s. The idea was to reduce discrimination and increase education access. In other words, open admissions policies were designed to serve those often over looked by elite colleges. 

City University of New York (CUNY) was the first major U.S. college to try out this concept. Today, CUNY no longer follows an open enrollment policy. But, many colleges have embraced open admissions. 

Open Admissions Colleges Enrollment Criteria 

Not everyone gets perfect grades in high school. But that doesn’t mean college isn’t possible. Colleges with open admissions focus less on your academic history and more on your future potential. That means you likely won’t have to take the SAT or ACT. And if your GPA wasn’t as high as you like, you could have the chance to start fresh. Requirements usually include: 

  • High school diploma
  • OR a GED
  • OR a qualifying equivalent 
Open Admissions Colleges

2023 Top 15 Open Admissions Colleges

More and more students are searching for open admissions colleges. To help you narrow down your search, we have ranked our top 15 open admissions colleges. Our methodology uses data provided by NCES. Education Connection does work with some of the schools on this list. No position on this list was influenced by this.

1 University of Phoenix
Visit UOP


UOP was founded to meet the learning needs of working adults. Founded in 1976 by Dr. John Sperling, the school initially offered evening courses. Today, students can study online, taking up to five 6 week course at a time. Access your classroom, the digital library, and more – all from a PC, tablet, or phone.

Undergrad Admissions

To apply to UOP, student must have earned a high school diploma or GED. If applying to an Associates degree program, you must be at least 16 years of age. For some programs there may be other elements the school asks for, like work experience.  

Popular Undergrad Programs

Business, Accounting, IT, Medical Office Assistant, Criminal Justice, Behavioral Sciences 

Tuition & Fees

Undergrad $9,552
Grad: $16,239

Financial Aid

Grants & Awards
83% Get, Avg. Amt. $5,716
Federal Loans
86% Get, Avg. Amt. $6,685

Grad Rate

27%

2 Western Governors University
Visit WGU (Sponsored School)


WGU was created by a group of U.S. governors to offer high quality education. It’s the first school where all Bachelors and Masters programs are competency based. That means students can move forward once they’ve mastered the material. There is no set timeline. This makes WGU an ideal school for busy adult students. Online courses make WGU even more flexible.   

Undergrad Admissions

WGU strives for hassle free enrollment. Criteria is minimal and includes a high school diploma or GED, and you must be at least 16. There are no exams like the SAT needed. But, some students may need to take the WGU Collegiate Readiness Assessment. Some programs may have additional criteria.

Popular Undergrad Programs

Registered Nursing, Elementary Education and Teaching, Business, Cyber Security, Human Resources

Tuition & Fees

Financial Aid

Undergrad $8,300
Grad: $8,856

Grants & Awards
42% Get, Avg. Amt. $4,798
Federal Loans
42% Get, Avg. Amt. $5,494

Grad Rate

54%

3 University of Maryland Global
Visit UMGC


UMGC is an online, public state university. It was founded to serve working adults and service members. UMGC offers undergrad and grad programs in over 90 programs and areas of focus. And, choose from online and hybrid courses for added flexibility. The university has locations in Maryland and at military bases around the world. 

Undergrad Admissions

UMGC focuses on making education open to many people. For admissions is a high school diploma or GED. Students who have already graduated from a U.S. college also qualify.

Popular Undergrad Programs

Business, Information Science, Cyber Security, Criminal Justice, Psychology, Human Resources  

Tuition & Fees

Undergrad $12,336
Grad: 12,132

Financial Aid

Grants & Awards
51% Get, Avg. Amt. $4,213
Federal Loans
32% Get, Avg. Amt. $5,828

Grad Rate

30%

4 American Public University System
Visit APUS


APUS is two schools. American Military University (AMU) and American Public University (APU). It focuses on serving adult students. That includes members of the military and veterans moving on from post military paths. The system is one of the largest online universities, with over 200 programs. APUS is home to 80,271 active students, 87% of whom are working adults. 

Undergrad Admissions

To attend, you must have at least a high school diploma or a GED. Students who have not earned college credits must send proof they have finished high school. Applicants may also be asked to complete a College Readiness Assessment.

Popular Undergrad Programs

Business, General Studies, Health Professions, Child Care Provider, Criminal Justice, Data Processing

Tuition & Fees

Undergrad: $8,400
Grad: $8,160

Financial Aid

Grants & Awards
88% Get, Avg. Amt. $5,607
Federal Loans
38% Get, Avg. Amt. $10,219

Grad Rate

18%

5 University of Arizona


UAGC is a global, online school offering more than 80 degree programs. Founded to offer accessible education, they welcome students from diverse life paths. In fact, 25% of UAGC students are in the military. Online courses are offered in ongoing 5 or 6 week terms.

Undergrad Admissions

Applicants must have a high school diploma or GED. They must also be at least 22 years old. The age criteria may be waived under certain conditions. Check with UAGC for details!

Popular Undergrad Programs

Business, Early Childhood Education and Teaching, Health Care Admin, Criminal Justice, Psychology, Behavioral Sciences 

Tuition & Fees

Undergrad: $41,095
Grad: $33,961

Financial Aid

Grants & Awards
98% Get, Avg. Amt. $15,279
Federal Loans
24% Get, Avg. Amt. $5,026

Grad Rate

65%

6 Excelsior University
Visit School


Excelsior University is a not for profit school. It was founded in 1971 to serve under served students. As a distance learning college, they offer education for adult learners around the world. Choose from more than 30 programs across six areas of study. These include business, health sciences, liberal arts, nursing, public service, and technology.

Undergrad Admissions

Entrance criteria depend on the program you are interested in. For instance, business and liberal arts programs have no special criteria. Just follow the application instructions – like sending over your transcripts. Other programs, like nursing, have other criteria, such as work experience. 

Popular Undergrad Programs

Business, Liberal Studies, Registered Nursing, Nuclear Engineer Technology

Tuition & Fees

Undergrad: $NA
Grad: $NA

Financial Aid

Grants & Awards
Avg. Amt. $2,887
Federal Loans
Avg. Amt. $8,132

Grad Rate

33

7 St Petersburg College
Visit SPC


St. Petersburg College (SPC) was founded in 1927 as St. Petersburg Junior College. It was Florida’s first two year college and soon became the first state college in Florida to award Bachelors degrees. Today, the college offers 110 career focused degree and certificate programs, at 11 locations.

Undergrad Admissions

SPC features an open admissions policy. Applicants must have a high school diploma or GED. That’s all there is to it! 

Popular Undergrad Programs

Business, Technology Management, Liberal Studies, Registered Nursing, Vet and Animal Health Technology 

Tuition & Fees

Undergrad: $9,286
Grad: NA

Financial Aid

Grants & Awards
78% Get, Avg. Amt. $8,827
Federal Loans
15% Get, Avg. Amt. $5,810

Grad Rate

35%

8 Purdue Global University
Visit PG (Sponsored School)


PG is a public, nonprofit institution. It is part of the respected Purdue University system. Purdue is committed to serving adult students, through tailored online programs. Students can choose from 175 online programs and flexible learning paths, including competency based ExcelTrack™ programs. 

Undergrad Admissions

To be admitted to Purdue Global, you must have a high school diploma or GED. You may need to complete an informational interview and take an entrance exam. Some programs may have other requirements.

Popular Undergrad Programs

Business, Health and Wellness, Health Admin, Registered Nursing, Criminal Justice, Accounting, Human Services 

Tuition & Fees

Undergrad: $14,421
Grad: $11,582

Financial Aid

Grants & Awards
50% Get, Avg. Amt. 8,815
Federal Loans
40% Get, Avg. Amt. NA

Grad Rate

27%

9 Colorado Technical University
Visit CTU (Sponsored School)


CTU was founded by Lt Col Robert Turkisher, to help veterans pursue their educational goals. The school offers a tech focused education in areas like business, engineering, IT, and beyond. CTU has campuses in Colorado Springs and the Denver area. In 1995, they added online learning. Students can choose to study on campus, online, or both.  

Undergrad Admissions

The admissions process at CTU is simple. To get started, you must contact an admissions advisor to discuss your goals. Along with your application, you must submit valid proof of high school graduation or GED.  

Popular Undergrad Programs

Business, IT, Registered Nursing, Health Care Admin, Medical Office Assistant, Criminal Justice

Tuition & Fees

Undergrad: $12,760
Grad: $14,764

Financial Aid

Grants & Awards
92% Get, Avg. Amt. $6,589
Federal Loans
83% Get, Avg. Amt. $6,320

Grad Rate

22%

10 Saddleback College 
Visit Saddleback


Saddleback College serves the South Orange County Community College District. The school offers 43 fully online degree and certificate programs. Saddleback is accredited by the Accrediting Commission of Community and Junior Colleges, of the Western Association of Schools and Colleges. 

Undergrad Admissions

Saddleback is an open admissions college. To qualify, you must be a high school graduate or have a high school equivalency certificate. Or, if you are 18 years of age, you may be admitted if you can show evidence of being able to benefit from instruction. 

Popular Undergrad Programs

Business, Speech Communication and Rhetoric, Health Services, Registered Nursing, Liberal Studies, Psychology 

Tuition & Fees

Undergrad: $13,732
Grad: NA

Financial Aid

Grants & Awards
64% Get, Avg. Amt. $5,062
Federal Loans
0% Get, Avg. Amt. $4,990

Grad Rate

29%

11 Rio Salado College
Visit Rio Salado


Rio Salado College was founded in 1978 to provide innovative educational programs. As a community college, they focus on affordable access to higher education for students with diverse backgrounds and goals. The offerings at Rio Salado include college bridge pathways and online learning.

Undergrad Admissions

Rio Salado is another open admissions college. To get started, select your program of study. Then, submit an online application and proof of your identification and lawful presence.

Popular Undergrad Programs

Business, Human Resources, Early Childhood Ed and Teaching,  Health Care Admin, Criminal Justice, Psychology

Tuition & Fees

Undergrad: $8,958
Grad: NA

Financial Aid

Grants & Awards
96% Get, Avg. Amt. $2,327
Federal Loans
13% Get, Avg. Amt. $3,474

Grad Rate

13%

12 Full Sail University
Visit Full Sail


Full Sail offers programs in entertainment, media, art, and technology education. They offer 93 Associate, Bachelor, and Master degree programs in these areas. Programs strive to offer learning that encourage students’ creativity. The Winter Park campus features over 110 studios and labs. Or, earn select degrees online. 

Undergrad Admissions

Applying to Full Sail starts with an interview and online application. You’ll need a government issued photo ID. If English is not your first language, you must submit proof of English proficiency. Check to see if your program of interest has other criteria. 

Popular Undergrad Programs

Human Computer Interaction, Digital Arts, Film and Cinema, Music Technology, Writing Studies, Multimedia 

Tuition & Fees

Undergrad: $26,417
Grad: $19,401

Financial Aid

Grants & Awards
74% Get, Avg. Amt. $8,531
Federal Loans
67% Get, Avg. Amt. $6,605

Grad Rate

39c%

13 Keiser University
Visit Keiser


Keiser was founded by the Keiser family to offer career education in small classes. The school has campuses throughout the state of FL. Or, you could study online. Pursue programs at the Associate, Bachelor, and graduate levels. They offer career focused subjects ranging from accounting to sport management.

Undergrad Admissions

Applicants must provide proof of high school graduation or GED. Check with your admissions counselor to learn if your program of interest has other criteria.  

Popular Undergrad Programs

Business, IT, Medical Assistant, OT Assistant, Registered Nursing, General Studies 

Tuition & Fees

Undergrad: $23,248
Grad: $49,744

Financial Aid

Grants & Awards
74% Get, Avg. Amt. $N/A
Federal Loans
56% Get, Avg. Amt. $N/A

Grad Rate

56%

14 Foothill College
Visit Foothill


Foothill College has a reputation as one of the most renowned community colleges in the United States. Founded in 1957 in Los Altos Hills, California, the college offers many resources for students and the surrounding community. It serves more than 15,000 students at its campuses, learning sites, and online. Choose from 167 degree and certificate programs.  

Undergrad Admissions

Foothill College has an open admission policy. So, you only need a high school diploma or GED for admission. 

Popular Undergrad Programs

Business, Speech and Communication, Psychology, Social Sciences, Sociology, Math

Tuition & Fees

Undergrad: $12,320
Grad: NA

Financial Aid

Grants & Awards
67% Get, Avg. Amt. $4,300
Federal Loans
3% Get, Avg. Amt. $4,888

Grad Rate

26%

15 Central Texas College
Visit CTC


Central Texas College is a community college founded in 1965. The school offered its first online Associate degree program in 2001. Today, it is a leader among two year colleges that offer distance learning. Along with many Associate degree programs, CTC offers over 40 certificate programs. They also have services to support students from all walks of life. That includes single-parent support services and programs for military service members. . 

Undergrad Admissions

Students should have proof of high school graduation or the equivalent. But, there are exceptions. For instance, some students may apply for Individual Approval status to take courses at CTC before finishing high school. 

Popular Undergrad Programs

Business, Registered Nursing, General Studies, Criminal Justice, Military Applied Sciences, Liberal Studies 

Tuition & Fees

Undergrad: $7,500
Grad: NA

Financial Aid

Grants & Awards
83% Get, Avg. Amt. $6,084
Federal Loans
29% Get, Avg. Amt. $5,457

Grad Rate

14%

What is a BBA Degree?

What Is a BBA Degree?

Get Matched for FREE to a BBA Degree!

What Does BBA Stand For?

BBA stands for Bachelor of Business Administration. This degree offers a comprehensive understanding of business fundamentals, earning it the nickname “holistic management degree” due to its general nature.   

In BBA programs, the emphasis lies in cultivating communication skills and honing business decision-making abilities. Moreover, these programs provide valuable insights into the factors that contribute to a business’s success. Interestingly, BBA degrees often focus on liberal arts subjects rather than intensive calculations. 

What Is the Difference Between BBA vs BSBA Degrees?  

Both the BBA and BSBA degrees share a solid foundation of business courses, covering topics like marketing, economics, operations, and business law. However, the key distinction lies in the extent of math and finance coursework. 

Typically, the BBA provides a well-rounded exploration of various facets of business. On the other hand, the BSBA leans towards a more math-oriented approach, immersing you in the realm of commerce. 

Most BSBA programs aim to cultivate an analytical mindset. You’ll delve into a company’s cash flow statement and budget, mastering the art of deciphering data and utilizing these insights to drive strategic decisions. 

Choosing between a BBA and BSBA may hinge on the specific skill sets you wish to develop, as the area of focus within your business administration degree can significantly shape your future career path. 

BBA Degree Coursework

In general, a BBA program encompasses a total of 120 credits. Around one third of these credits are dedicated to general education and liberal arts courses, which include subjects like public speaking, psychology, business writing, and English. 

The remaining portion of the curriculum constitutes the business core. In these classes, students gain a comprehensive understanding of how companies operate and develop an appreciation for applying these concepts in real-world business scenarios. 

This often means learning to manage people, finances, and risk for companies of all sizes. While no two programs are the same, some popular BBA classes might include these topics.  

  • Ethics and business law 
  • Management and leadership 
  • Intro to Marketing 
  • Micro and macro economics 
  • Business statistics 
  • Finance basics 

Along with your classes, you may have a capstone project or thesis. Most schools offer a menu of concentrations to help you tailor your studies too.  

According to the BLS, According to the Bureau of Labor Statistics (BLS), employment in business and financial occupations is expected to grow at a rate faster than the average for all occupations from 2022 to 2032. Additionally, the average annual salaries in this field are expected to be $76,850, which was higher than the median annual wage for all occupations of $46,310. 

How Long Does it Take to Earn a BBA? 

Earning a BBA or BSBA degree typically takes four years of full-time study. However, if you have transfer credits, you may be able to expedite the process. Certain colleges also provide accelerated programs or offer a 4 + 1 option for those planning to pursue a master’s degree. In a 4 + 1 program, your bachelor’s and master’s classes can overlap, allowing you to complete both degrees in a shorter timeframe. 

BSBA Degree Coursework

A BSBA program consists of 120 credits, focusing on the scientific aspects of business. Compared to a BBA, the BSBA narrows its scope to delve deeper into specific topics. 

This specialization may involve additional courses in accounting, banking, and finance, as well as subjects like calculus and business analytics. Some schools may also include technology-focused courses in their curriculum. 

The emphasis on these classes is to equip you with the ability to convert business intelligence into practical strategies. Ultimately, you will apply and integrate these skills into a final management capstone project. 

While no two BSBA programs are the same, these classes are popular. 

  • Managerial accounting 
  • Applied statistics 
  • Financial accounting 
  • Business systems analysis 
  • Principles of finance 
  • Micro and macro economics 

What Can You Do with a BBA or BSBA Degree?

With a BBA degree, you can develop essential skills in sales, marketing, and administration. Throughout the program, you’ll learn to create business plans, maintain accurate financial records, handle personnel matters, and navigate legal issues. 

These abilities can be beneficial if you aspire to start your own business or pursue entry-level positions such as accountant, loan officer, sales manager, or roles in human resources. 

On the other hand, a BSBA degree program hones various foundational skills, including accounting, finance, economics, management, marketing, and international business. This broad knowledge base opens up a wide range of career possibilities in the business world. 

You may also gain other useful abilities like leadership and analysis. This may enable you to pursue entry level positions as:

 

Is Recycling Worth It?

Do These Facts Suggest Recycling is a Waste of Time?

Plus, Jobs and Degrees That Have a Positive Impact on the Planet

Does recycling pay off for the planet, or is it a waste of time? The facts may surprise you.

Is Recycling Worth it?

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Is Recycling Worth It?
Did you know that that in the U.S., the total generation of municipal solid waste (MSW) in 2018 reached an astounding 292.4 million tons? This translates to approximately 4.9 pounds of waste generated per person per day. 

YIKES!

On the flip side, only around 69 million tons were recycled, and a mere 25 million tons were composted. In total, approximately 94 million tons of municipal solid waste (MSW) were recycled and composted, resulting in a recycling and composting rate of 32.1 percent. This significant disparity between the amount of garbage we dispose of compared to what we recycle raises the question of why the balance is so skewed. 

Advantages of Recycling

Recycling presents numerous compelling reasons to choose it over discarding items. One key benefit is that recycling requires less energy compared to manufacturing new products. For instance, recycling plastic utilizes two-thirds less energy, while paper uses 60% less energy. When it comes to steel and tin cans, recycling saves between 60 and 74 percent of the energy used to produce them from raw materials. Moreover, recycling a single aluminum beverage can conserves enough energy to power a 14-watt CFL bulb (equivalent to a 60-watt incandescent) for 20 hours, a computer for 3 hours, or a TV for 2 hours. 

Great right? Well There is more.

By producing recycled paper, we effectively cut down air pollution by an impressive 74%, along with a notable reduction of 35% in water pollution compared to the production of virgin paper. This conservation of energy holds great potential as it can be harnessed for a multitude of other purposes.

Moreover, the process of generating recycled paper not only exemplifies its environmental benefits but also highlights its significant advantages. It leads to a substantial 74% decrease in air pollution and a commendable 35% reduction in water pollution when contrasted with the production of paper from virgin sources. To further underscore the importance of recycling, consider the remarkable impact of recycling one ton of steel: it slashes air pollution by an astounding 86%, reduces water pollution by an impressive 76%, while concurrently saving an impressive 74% of energy and an essential 40% of water that would have otherwise been consumed.

Shifting our focus, let’s consider the example of recycling just one aluminum can. This seemingly small act holds immense potential, as it has the capability to power:

  • A TV for two hours
  • A computer for three hours
  • A 100 watt light bulb for 4 hours
  • A 14 watt CFL light bulb for 20 hours

Ultimately, if an office building with 7,000 employees recycles all its paper, plastic, and corrugated waste annually, it could make a significant impact on reducing greenhouse gas emissions. Specifically, this green initiative could result in a reduction of 1,200 metric tons of carbon equivalent, which is comparable to taking 900 cars off the road for a whole year. 

Recycling plays a crucial role not only in conserving energy but also in significantly reducing CO2 emissions. Some opponents of recycling tend to focus on products with low returns, such as plastic and green glass. However, materials like aluminum cans offer a highly positive impact, with recycling saving approximately 95% of the energy required for their initial production due to the energy-intensive nature of manufacturing aluminum. 

Statistics from The Balance Small Business reveal that about 69% of the crude steel used in the U.S. in 2019 was sourced from recycled materials, while the EPA estimates that 68% of all paper and cardboard is effectively recycled. These figures indicate that recycling actively reduces the consumption of raw materials and contributes to energy conservation. 

The environmental benefits of recycling are evident. By minimizing energy consumption and curbing CO2 emissions, recycling proves to be a more sustainable option. The Waste & Resources Action Programme (WRAP) commissioned analyses from the Technical University of Denmark and the Danish Topic Centre on Waste, which found that recycling was environmentally superior in 83% of the examined scenarios. This highlights the crucial role recycling plays in promoting a greener and more eco-friendly world. (Economist.com – The Truth about recycling

The Cons of Recycling

Recycling has the potential to generate profits, but it might not always be the most cost-efficient waste management solution. In the United States, landfill space is often more economical compared to the expenses involved in recycling.

When considering the overall cost per ton of waste processing in an average US community, recycling comes out to be approximately $50-$150 more expensive per ton than simply disposing of the waste in a landfill. For financially struggling communities, the monetary benefits from recycling might not be sufficient to offset the disposal costs, leading to everything being dumped in landfills due to the lack of profitability. 

Recycling can be costly and sometimes inefficient. For instance, the carbon footprint of recycling 40,000 plastic bottles is equivalent to just one round trip ticket from NYC to London. Similarly, recycling one ton of glass only saves one ton of carbon dioxide. 

Recycling is a time-consuming and labor-intensive process aimed at reducing waste; however, it requires the use of valuable resources. According to a report by (NPR), recycling plastic is deemed “costly” and impractical to sort effectively. As stated by Jan Dell, the founder of the Last Beach Cleanup, the US struggles to recycle a mere 5% of its plastic consumption due to the lack of suitable facilities and the high water demands associated with the process. This scarcity of recycling infrastructure discourages further expansion in the US, as reported by (Guardian). 

Given water is an increasingly scarce resource, recycling plastic could do more harm to the environment than putting it in a landfill. 

Recycling green glass proves to be an unproductive endeavor, yielding a meager outcome. Although green glass can be recycled, it transforms into a rather useless and unattractive substance known as ‘cullet.’ Surprisingly, producing new glass bottles from this recycled material tends to be more expensive than using the primary raw material, sand. Contrary to expectations, disposing of glass in a landfill poses minimal harm as it naturally decomposes into sand over time. Carl Munger highlights an ironic situation in some US cities where citizens are compelled to recycle glass bottles. Despite the intention to recycle, the glass ultimately ends up in the landfill after being transported through recycling trucks to the recycling facility, and then again to the landfill. According to Munger’s perspective in (Cato Unbound), this process effectively leads citizens to pay extra for discarding the glass, merely to maintain the illusion of recycling. 

5 Tips for Smarter Recycling

  1. Familiarize yourself with the rules and regulations of your local recycling program. Knowing what is accepted in your recycling bin will ensure you don’t inadvertently contaminate the recycling process. 
  2. Ensure recyclables are clean by rinsing dirty items before placing them in the recycling bin. Clean recyclables are more likely to be accepted and processed effectively. 
  3. Shred sensitive documents before recycling to protect your privacy. Identity theft is a serious concern, so taking this extra step adds security to the recycling process. 
  4. Focus on reducing your household waste in the first place to minimize the need for recycling. Reducing waste at the source is an essential step in promoting sustainable practices. 
  5. Support the recycling industry by purchasing products made from recycled materials, which helps create a demand for recycling. By buying products made from recycled materials, you contribute to creating a demand for recycling, thus encouraging more sustainable production practices. 

Jobs/Degrees That Have a Positive Impact on the Planet

Degrees in:

  • Sustainability
  • Environmental Science
  • Environmental Engineering
  • Forestry or Natural Resources
  • Agriculture and the Environment

Careers:

Easiest Schools with Nursing Programs to Get Into

Easiest Schools with Nursing Programs to Get Into

Check out or list of easiest schools with nursing programs to get into. Then, get Matched for FREE to an online nursing program.

Why Are Many Schools with Nursing Programs Not Easy to Get Into?

Locating nursing programs that are relatively easy to gain admission to can be quite a challenge. Consequently, this could exacerbate the difficulty of securing a spot in a reputable nursing program.

Find an Online Degree Program

Several factors contribute to the growth of the nursing industry. These include an aging population, the increase in outpatient procedures, and the retirement of registered nurses (RNs). Consequently, it is projected that by 2032, the nation will require 6% more RNs and an even more substantial increase of 38% in advanced practice registered nurses (APRNs).

Yet in 2021-2022, the AACN says nursing schools rejected 91,938 qualified applicants. Both from Bachelor of Science in Nursing (BSN) and nursing grad programs. The main reason is a lack of master’s and doctorate prepared faculty. But there’s also a shortage of clinical sites, classroom space, and budget.

These issues often force nursing schools to downsize their programs. And makes it more competitive to get into a nursing school. Even with a 3.5 GPA.

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Easiest Schools with Nursing Programs

We compiled a list of 33 of the easiest schools with nursing programs to get into. It takes into account the most recent NCLEX pass rates and acceptance rates. You should note the acceptance rates published are at the school level not the nursing program level.

School# of Nursing Students% AdmittedUndergrad TuitionRN NCLEX 1st Time Pass RateBSN NCLEX 1st Time Pass Rate

Cox College

236100%$15,59993%90%

D’Youville University

259100%$33,560N/A85%

Herzing University – Madison

248100%$13,42075%53%

The University of Texas at El Paso

445100%$25,512N/A98%

Mississippi University for Women

47498%$8,092N/A100%

University of Southern Mississippi

22798%$11,618N/A95%

Brigham Young University – Idaho

24697%$4,656N/A93%

California University of Pennsylvania

27997%$15,726N/A95%

Western Kentucky University

31097%$27,00090%99%

Wichita State University

22096%$19,24084%N/A

Maryville University of Saint Louis

97595%$27,166N/AN/A

West Coast University – Orange County

66795%$22,685N/A91%

Wright State University Main Campus

26295%$20,606N/AN/A

University of Kentucky

31994%$33,406N/A99%

University of Toledo

27794%$21,737N/AN/A

Curry College

28493%$46,220N/A90%

MCPHS University

33893%$38,850N/A91%

North Dakota State University Main Campus

22593%$15,51188%89%

University of Saint Francis – Fort Wayne

26493%$35,42080%95%

Gwynedd Mercy University

38292%$38,310N/A88%

South Dakota State University

37892%$12,809N/A92%

Southwestern Oklahoma State University

22992%$8,325NA88%

University of Alabama at Birmingham

99692%$21,864N/A96%

University of Kansas

24892%$28,772N/AN/A

Barry University

21591%$33,450N/A87%

Marshall University

28391%$20,294N/AN/A

Nebraska Methodist College of Nursing & Allied Health

25091%$18,173N/A99%

University of Colorado Colorado Springs

23191%$20,492N/A95%

University of Northern Colorado

22591%$26,204N/A94%

Albany State University

32290%$16,65678%93%

Indiana State University

27790%$21,734N/AN/A

Jacksonville University

57390%$46,180N/A100%

Illinois State University

21589%$28,086N/A96%

Northern Kentucky University

22389%$21,480N/A93%

How Do I Increase My Chances of Getting into Nursing School?

It may not be easy, but there are ways to improve the chances of getting into nursing school. Here are a few tips and suggestions to try out.

Clarify Your Personal Statement

Many nursing schools ask for an admissions essay. Or, you have to submit to an interview. For these things, you need to be able to explain why you want to become a nurse. What your goals are and any stories you have.

For example, you volunteer at blood drives or at a local hospital. Enrollment counselors often look for a well rounded candidate. So, be clear, focused and make it personal as well as professional.

Review Admission Requirements

Each nursing school may set its own standards for admission. These may also vary by degree level and program. And, may be lax at some schools and more detailed at others.

It is common for schools to set an acceptable GPA range, ask for SAT or ACT scores, and prerequisite courses. You may also need recommendation letters, written by a teacher, mentor or employer. A CPR certificate and up to date flu shot too. Review school standards against your own achievements. Then try to apply those matches to boost the odds of getting an acceptance letter. For instance, if you have a 2.75 GPA, apply to schools with a 2.0 or 2.5 range to stand out.

Apply to Lesser Known Schools Too

Many lesser known schools have approval from their state board, and accreditation. But, being lesser known than popular ones, may get fewer applications.

If you meet the admissions requirements, they may be worth looking into. At the end of the day, getting accepted into a few schools means you can pick the perfect one for you.

Pursue a Nursing Degree Online

Many lesser known programs are available at online nursing schools. Often, these schools have state approval, national accreditation and high NCLEX pass rates too. Some online programs are available at traditional colleges. These may use a cohort model where you enter with the same group. Most also use video conferencing and a set schedule to foster interaction. But you won’t have to move which may make them an affordable option.

Other programs are from online schools with nursing programs. In these schools, classes are available on a learning management system (LMS). The LMS may feature discussion boards, Wiki, and other digital tools. You may also have the flexibility to set your own pace, study from wherever you have high speed internet and so on. As far as clinical and hands on experiences, each school handles them in their own way. So, it is important to speak with an administrator to get full details.

Are you open to some legwork? A self-starter? If so, many online programs have lax admissions requirements (E.g. GPA of 2.0). And again, applying to a broad pool of nursing schools may help you get into one.

Scout Locations and Cast a Wide Net

Your chances of getting into a nursing program may be higher in some states than in others. This may be because there are more nursing programs in the particular state. Or, a wider range of open nursing jobs.

The schools may also have an open admissions policy making them accessible. Applying to schools in these states may increase your odds of getting into nursing school. Assess the school as well as the potential to land a job after you graduate.

A few states with the highest number of registered nurse jobs are:

  • California
  • Texas
  • Florida
  • New York
  • Pennsylvania

Areas like New York, Florida, Michigan, Texas, Iowa, Ohio, Pennsylvania and North Carolina also report high concentrations of RN jobs.

Start Preparing Before You Apply

Some nursing schools look at the whole candidate. Beyond your grades, they may want to see what kind of person you are and what type of nurse you would be. Things like volunteer work can help a professional resume stand out. Especially if in a health care setting.

Check out your local hospital, nearby camp, or emergency dept. Doing so may provide valuable experience. And, might help you form a professional network as you start your career.

NCLEX Exam Pass Rate

The NCLEX exam is the National Council Licensure Examination from the NCSBN. Or, National Council of State Boards of Nursing. The exam is a standardized test every state board of nursing use. They do this to assess your skill level and determine whether to grant you a nursing license.

Depending on your goals, you may take one of two NCLEX exams. The NCLEX-RN if you aspire to become a registered nurse. Or, the NCLEX-PN if you are a graduate of a vocational or practical nursing program. You need to pass the NCLEX to earn licensure. It is a pass or fail outcome, so in an ideal scenario, you only take the test once.

If you fail, you have to wait 45 days before your next try and may take it up to 8 times in one year. This is expensive as you have to pay to take the test each time. You may have took many tests in nursing school, but the NCLEX exam is different. As a practical exam, it tests clinical reasoning skills. So, while ideal to pass it first time around, many do not. To give you an idea, the 2019 national pass rate for first time NCLEX-RN exam takers is 88.18%. And the national pass rate for repeat test takers is 72.80%.

Top 5 States with the Highest NCLEX Exam Pass Rates

Statistics from 2022 have yet to be compiled. But as of 2022, the 5 states with the best pass rates for BSN programs are:

StateRN to BSN Pass Rate %
Vermont100%
New Hampshire100%
Wyoming100%
South Carolina95.3%
South Dakota94.4%

10 Tips for Passing the NCLEX on Your First Try

If you prepare for the NCLEX, it is possible to nail it on your first try. In 2019, 84,298 BSN students took the NCLEX exam and of them, 91.22% passed it the first time.

Here are ten tips to help you succeed as an NCLEX test taker.

1. Take the Test Seriously

Earning straight A’s in nursing school does not mean you will pass the NCLEX exam. Some nurses say you should spend at least 1 to 2 months studying for it. So, no cramming the night before.

2. Know What the NCLEX Covers

To be effective when you study, it is wise to know exactly what the exam covers. There are four main categories in the NCLEX -RN exam. Based on client care needs, these are:

  • Safe and Effective Care Environment (infection control, case management etc.)
  • Psychosocial Integrity (grief, loss, family dynamics etc.)
  • Health Promotion and Maintenance (aging, high risk behaviors etc.)
  • Physiological Integrity (risk, hygiene, nursing actions etc.)

3. Understand the NCLEX Format

The NCLEX test does not use pen and paper. Rather, it uses a computer and keyboard. Pen and paper exams give every student the same test, not so with the NCLEX.  The NCLEX uses CAT format, or computerized adaptive testing. This means that no one exam is identical to another. In fact, the computer algorithm draws questions from a test bank. CAT targets items to each candidate’s ability. The computer stops giving questions when it is 95% sure that you are above or below the passing standard.

4. Figure Out Your Learning Style

For nursing school exams, maybe you reread, rewrote and recopied your class notes. You will want to do more than that for the NCLEX. The test is practical and tries to get you to think like a nurse. Not memorize statistics. Some people learn by listening, interacting or through visual means. So, depending on your style, you may want to use study groups, flash cards, watch videos or draw systems of the body on paper. These tools aim to connect you with the material. And, may engage you in a way that exercises your nurse decision skills.

5. Invest in Your Success

To bolster your test taking skills, you may want to invest in practice exam books. Or, enroll in a test prep class (E.g. Kaplan, UWorld etc.). Some of these services use 3D images, quizzes and questions that mimic the NCLEX format. They are guides, so look for one that fits your learning style.

6. Think Endurance, Not Speed

For the NCLEX-RN exam, you need to answer from 75 to 265 questions and have up to 6 hours to do so. And for the NCLEX-PN exam, there are from 85 to 205 questions. This makes the exam day more of a marathon than a sprint. Getting your head into the game may help you pace your energy. You can also plan to take the breaks offered during the test. There is usually a locker area at the test center so you can pack snacks, water and a sweater.

7. Practice Makes Perfect

A practice exam may grow your comfort level with test taking. But going through the motions of answering questions doesn’t always help you learn. When you get an answer wrong, look up the content topic to go over the right explanation. Also, make a note of any areas you get a few wrong answers in. Then focus your studies on these areas. If you stress out before, during and after exams, this is another reason to practice. Some people take at least one or two full online mock NCLEX exams to get into the rhythm.

8. Stick to Science

If you are a nursing aid or have experience working in a hospital setting, put this aside. It may cloud your test answering judgement. Even if what you did in this facility was safe and correct. For instance, you called the doctor right away or your intuition worked. The NCLEX is about proven, research and evidence-based approaches. So, stay in the moment with science and think of how to apply it to form your answer choice. Often, the correct answer is about putting the patient’s safety first. Are they breathing, choking, passed out? You should approach every question step by step and use deductive reasoning.

9. Prep for the Day of Ahead of Time

Think of exam day ahead of time. Try to get your beauty sleep the week before, eat and create a checklist. Things like planning your commute, putting gas in the car and setting a reliable alarm. There are rules about what ID each kind of test center accepts. You also want to ensure the ID you plan to take with you is valid (not expired).

10. Breathe and Believe

You graduated, got your approval to take the test and you scheduled the test at a perfect timeslot for you. It is OK to have a few gameday jitters. But now is also the time to exhale and believe you have what it takes to pass the NCLEX at first go.

Nursing Program Accreditation

At a basic level, accreditation is about quality control. So, one of the main indicators of a quality nursing program is accreditation status. Quality standards apply to both curriculum and teaching staff. They also help to set criteria for professionals seeking licensure or certification.

A main goal of accreditation in nursing is to set a common standard for all nursing programs through the US. This ensures nurses in each state perform duties with the same skills and know how. But there are a few levels and types of accreditation. You may find an accredited school. But this does not mean each nursing program within it is also accredited. Accreditation has a few levels and types. You may find an accredited school. But it does not mean each nursing program in it is also accredited.

What are the main accrediting bodies for nursing programs in the US?

National accreditation means the program adheres to common standards of quality. Ones set by a US Department of Education (USDE) approved agency. The two main accrediting bodies of nursing programs in the US are the CCNE and the ACEN. Both agencies continue to evolve their process and refine their standards. Many people wonder whether CCNE or ACEN accreditation is better. One is not better than the other. But the two agencies differ in scope and set their own standards and review process.

Commission on Collegiate Nursing Education (CCNE)

  • Recognized by the USDE, the CCNE is the accrediting branch of the AACN. Or, American Association of Colleges of Nursing. Their goal is to improve the quality of nursing education and patient care. CCNE accredits nursing education programs of all levels in the United States. Bachelors, masters, doctoral, and certificate levels. It also includes programs offering online and residency programs.

Accreditation Commission for Education in Nursing (ACEN)

  • Both the USDE and Council for Higher Education Accreditation (CHEA) recognize the ACEN. The ACEN is older than the CCNE and went by another name. National League for Nursing Accrediting Commission (NLN). The ACEN is an accrediting body for all types of nursing education. So, it accredits nursing education programs and schools, both postsecondary and higher degrees. ACEN also accredits programs which offer a certificate, diploma, or a professional degree. Like the DNP, masters, baccalaureate, associate, diploma, and practical nursing programs. Plus, those offered via online education and transition to practice (TTP) programs. There are other

Accreditation Commission for Midwifery Education (ACME)

  • ACME accredits basic certificate, graduate nurse-midwifery, direct entry midwifery, and pre-certification nurse-midwifery education programs. It also accredits these programs offering online education.

Council on Accreditation of Nurse Anesthesia Educational Programs (COA – NAEP)

  • COA accredits schools and programs of nurse anesthesia at the post-master`s certificate, master`s, or doctoral degree levels. This includes online education programs.

State Board of Nursing Approval

  • State board approval allows the nursing program to operate. So, an accredited school still needs their state board to approve each program. You need to attend a state approved program to sit for the NCLEX exam. Also, to get a nursing license and practice nursing. It is worth pointing out state approval and national accreditation are not the same. Nationally accredited schools also meet state board approval. Yet a school might be approved, but not accredited. The difference comes down to what accreditation offers to those who qualify. Like financial aid, using your credits, and vis a vis the job market.

5 Reasons Choosing an Accredited School with Nursing Programs Matters

  • It is important you make sure the nursing school you’ve been accepted to is accredited by proper agencies. Attending an accredited (vs non-accredited) nursing school matters for a few reasons.
  1. In an accredited school, you may apply for federal financial aid (E.g. Pell Grant)
  2. It may be easier to transfer schools. Accredited schools may refuse to accept credits from non-accredited programs
  3. You may want to earn a nursing graduate degree. Nursing grad schools want to see your college transcripts from an accredited school
  4. To build a career, become an RN and beyond. You can only take the NCLEX exam if you graduate from an accredited program
  5. For the job market, and to boost your chances of getting hired. Many employers prefer or only hire grads of accredited programs

What happens if you attend a non accredited school with nursing programs?

  • If you attend a non accredited program, it does not always mean the level of education is not subpar. You may still sit for the NCLEX exam and earn a license if your program has state approval.
  • In this case, you might check out the nursing school’s pass rate for the NCLEX exam. This may give you the feedback you need to make a decision, as some schools have higher pass rates than others. You also want to weigh the possible benefits of choosing a CCNE or ACEN accredited program. Then make the choice while considering your financial situation, study and career goals.

20 Surprising Facts About Recycled Money

20 Surprising Facts About Recycled Money

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Healthcare Administration Job Outlook

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Are you curious about the facts about recycled money?

Ever wondered about the whereabouts of old money? Have you ever observed how a bank typically issues pristine and neat banknotes, while the change you receive at a restaurant often comes in the form of crumpled bills?

Many individuals are unaware that the nation undergoes a daily process of refreshing its currency supply. This routine is necessitated by the wear and tear that paper money experiences—ripping, crinkling, disintegration, soiling, and mangling are all common occurrences. Mutilated money can result from various causes, such as fire, water, exposure to chemicals like explosives, damage from animals, insects, or rodents, and deterioration through burial.

Mutilated money is often the result of any of these common causes:

  • Fire
  • Water
  • Chemicals like explosives
  • Animal/insect/rodent damage
  • Deterioration by burying

The responsibility of injecting new money into circulation and retiring old, damaged currency falls upon the Federal Reserve. However, it’s important to note that the Federal Reserve doesn’t physically produce new money. Instead, the two key agencies responsible for creating new currency in the U.S. are the Bureau of Engraving (BEP) and the United States Mint.

These agencies adhere to stringent rules governing the production of new coins and currency. Simultaneously, there are regulations specifying the criteria that render money unfit for use, preventing its acceptance by ATMs or other electronic readers.

As a result, the Federal Reserve engages in the daily process of introducing fresh currency into circulation and withdrawing damaged money. According to some reports, the print order for CY 2024 ranges from 5.3 billion to 6.9 billion notes.

Does the Fed Recycle Money?

When a note is authentic but too worn for recirculation, the Fed destroys it. In the past, it would burn or shred old bills, dumping them in landfills. In fact, The Federal Reserve used to send the shredded cash to landfills, but now 90% of the money is recycled.

But this process is changing. Going green, you could say. Take San Francisco, for instance. There, the Federal Reserve Bank partners with a green facility. They burn shredded currency in an eco-friendly power generation plant. The plant then provides electricity for local businesses and homes.

 

Can You Take ripped Money to the Bank?

Some banks accept and exchange soiled, dirty, worn and torn bills. But they set rules about what they take and what they don’t. These rules may follow BEP guidelines for mutilated currency:

  • The note is more than 50 % identifiable as United States currency
  • Has enough remnants of security features (like serial numbers)
  • More than half the original note remains

The Treasury also has a method in place to review claims made where you can’t check the above off your list. To file a claim, you need to submit the currency and details of how it became mutilated.

Here’s What Happens to Old Currency

Here are some other some surprising facts about recycled money that you may not know:

  • Banks send excess currency to one of 28 Fed cash offices all around the country, in armored vehicles under tight security.
  • The Fed runs the cash through special sorting machines to count it, check for counterfeits, and cull the bills considered unfit.
  • The Federal Reserve rejects incorrect denominations, suspected counterfeits, and non-machine-readable notes.
  • Every year the Treasury Department handles about 30,000 claims for mutilated money. It redeems mutilated currency valued at over $30 million.
  • In one year alone, the Federal Reserve shredded 7,000 tons of retired money.

What is Considered Unfit?

  • A bill with holes totaling more than 19 square millimeters, or the size of an aspirin
  • Dirty and worn out bills detected with sensors
  • Fives, tens and twenty-dollar bills printed before 1996
  • More than 90% of the new currency the Fed orders each year is used to replace old currency that has been destroyed
  • For fiscal year 2019, the greatest number of bills that the Federal Reserve ordered were $1 bills, at 2,502,400,000
  • The Federal Reserve placed an order of about 7 billion notes from the BOE for fiscal year 2019

How Long Should Notes Last?

According to the Federal Reserve the lifespan of notes varies by denomination. It will also depend on how many times each one passes between users.  Smaller bills tend to change hands more often, so it doesn’t endure as long as the larger bills (like the $100).

Denomination Estimated Lifespan*
$1.00 6.6 years
$5.00 4.7 years
$10.00 5.3 years
$20.00 7.8 years
$50.00 12.2 years
$100.00 22.9 years

What Happens to The Old Notes?

  • Annually, the Money Museum distributes approximately $36.4 million in shredded currency as keepsakes.
  • In the past, the remaining shredded money was either sent to landfills or incinerated. However, the Federal Reserve now recycles nearly 90% of the decommissioned currency.
  • Following the shredding process, a briquetting machine compresses the remnants into a sizable pellet, measuring approximately two inches in diameter by five inches in length.
  • This compression results in a 9-to-1 reduction in waste volume, significantly diminishing reliance on landfills.
  • Abandoning the practice of burning money is due to environmental concerns regarding potentially harmful inks used in the printing process.
  • Attempts by horse breeders to use shredded currency as bedding proved unsuccessful due to the chemicals causing skin rashes in horses.
  • Presently, shredded cash finds new life as mulch, compost, potting soil, fuel pellets, and even home insulation.
  • Each business day, the NY Fed obliterates around $5 million in notes, while Atlanta surpasses this with an average of $6 million daily.
  • At the forefront, the Chicago Fed and the Detroit Branch collectively shred approximately $26 million every day!

Should I Transfer Colleges?

Should I Transfer Colleges?

Thinking if you should transfer colleges? You’re not alone! In fact, according NCES data, millions of students transfer each year. In the 2017 school year 3,755 schools accepted over 1.3 million transfer students!

Can you transfer from a community college to a university?

Yes, you absolutely can transfer from a community college to a university. In fact, according to a report by the National Student Clearinghouse, 33% college students who switch schools before earning a degree

Not only that but another study reports that 80% of community college students hope to transfer to a four year school.

In fact according to NCES, the majority, 56% of all transfer students come from a two year college. The remaining 44% transferred from a 4 year college.

Where do students transfer to and from?

The majority, 82%, of transfers come from public schools. 64% of total the transfers happen between public schools. Only 18% of students transfer from a public school to a private school.

It is interesting to note, that 92% of transfers happened between regionally accredited schools. Only 3.3% transfered from a national to a regionally accredited school.

Beyond that, many more students, 82% to be exact, stay in state when they transfer. A mere 18% transfer to an out of state 4 year school.

Myths about transfer students

Myth #1: Colleges don’t care about transfer students.

Busted: 66% of four year colleges said transfer students will be more important than ever in their recruitment strategy.

Myth #2: Credits don’t transfer between colleges.

Busted: About 33% of students were able to transfer all previously earned credits, while 24% of students transferred some credits.

Myth #3: Students who transfer rarely end up graduating.  

Busted: 61% of full time students at pubic schools earned their degrees after transfer.

Reasons to Transfer Colleges

  • Cost – When college breaks the bank, some students look elsewhere.
  • Social life – Students may seek better parties, Greek life, or likeminded friends.
  • Homesickness – Some students transfer to be closer to loved ones.
  • Relationships – Painful breakups or roommate troubles send some students packing.
  • New Major – Changing fields may mean finding a new school.
  • Academics – Students facing too-easy or too-hard classes may look for a just-right school.
  • Prestige –  Renowned programs and famous faculty may attract transfer students.
  • Campus culture – Don’t fit in? Maybe another college is more your style.
  • Other – Sometimes life throws a curveball, like illness or personal problems.

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The Healthcare Administration Job Outlook

Healthcare Administration Job Outlook

Why Is the Healthcare Industry a Growing Field?

So what makes the Healthcare Administration job outlook so good? According to the BLS:

Increased demand for healthcare services from an aging population and people with chronic conditions will drive much of the expected employment growth.

Bureau of Labor Statistics

The demographic aging trend is primarily driven by the ‘Baby Boomer’ generation. According to the US Census, by 2032, every Baby Boomer will have reached the age of 65 or older. Consequently, at this juncture, over 16.8% of the entire U.S. population will belong to the 65 and older age group. The projection for 2056 suggests that the number of individuals aged 65 and above will surpass the population under 18 years of age. This demographic shift will exert a profound impact on the healthcare industry.

In fact of the 30 fastest growing occupations, 19 are in healthcare and related jobs. Between 2022 and 2032 the healthcare industry growth is projected to grow much faster than the average for all occupations creating 1.8 million new jobs. Among those jobs include:

Healthcare Administration Job Growth

When you think of the healthcare industry, you may think of doctors, nurses and other specialists, but the reality is that behind every great hospital is a team of healthcare administrators who help ensure that patients receive the best care possible.

As already noted, the Healthcare Administration Job Outlook is estimated to grow 28% from 2022 to 2032. Compared to the average growth rate, this is much faster than average. It translates to over 509,500 new jobs in that 10 year span.

It is the job of a Healthcare Administrator to make sure hospitals and other medical facilities run efficiently and effectively. They hire staff, prepare budgets and keep records of the hospitals services. As such, an ideal healthcare administrator has a strong background in both leadership and healthcare.

According to the BLS, Medical and health services managers typically need at least a bachelor’s degree to enter the occupation. However, master’s degrees are common and sometimes preferred by employers. With a 2022 median annual pay of $104,830, now may be an excellent time to enter the healthcare work force.

Healthcare Administration Job Outlook

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Regionally Accredited Online Colleges

Regionally Accredited Online Colleges

In today’s landscape, it’s crucial to guarantee your selection of an online college holds regional accreditation. By preemptively verifying a school’s accreditation, you steer clear of the potential scenario where your earned credits encounter roadblocks when attempting to transfer. Even more concerning would be the realization that your hard-earned degree isn’t acknowledged by your employer.

TYPES OF ACCREDITATION

Accreditation comes in two distinct flavors: institutional and programmatic. Institutional accreditation assesses whether the college as a whole meets specific standards, whereas programmatic accreditation ensures that a particular program aligns with the industry-specific benchmarks.

In the accreditation realm, there’s a further breakdown into national and regional categories. National accreditation is commonly adopted by institutions aiming to fast-track students into their chosen careers. This category encompasses technical, vocational, and religious schools. It’s important to note that transfer credits from nationally accredited institutions may not receive widespread recognition among regionally accredited colleges and universities.

Regional accreditation, on the other hand, stands as the gold standard, enjoying recognition from most traditional higher education institutions. Consequently, it garners broader acceptance. While both national and regional accreditation are endorsed by the U.S. Department of Education, regional accreditation facilitates smoother credit transfers among institutions with the same regional accreditation.

SchoolAgency
Colorado Technical UniversityHigher Learning Commission
Strayer UniversityThe Middle States Commission on Higher Education
Southern New Hampshire UniversityNew England Commission of Higher Education
  
Liberty UniversitySouthern Association of Colleges and Schools Commission on Colleges
Purdue Global UniversityHigher Learning Commission
Grand Canyon UniversityHigher Learning Commission

Sponsored Schools

WHY IS ACCREDITATION IMPORTANT?

Accreditation holds immense significance in the realm of higher education, playing a pivotal role for both students and universities alike. It serves as a quality assurance mechanism, signifying that a college or university meets rigorous and established standards. Beyond this fundamental purpose, accreditation serves as a guiding light for various aspects within the educational landscape. According to the US Department of Ed, college accreditation is used by both students and universities to:

  • Verify that a college or university meets established standards.
  • Help students identify acceptable colleges or universities.
  • Allow colleges and universities determine the acceptability of transfer credits.
  • Set goals to raise the standards among educational institutions.
  • Establish criteria for professional certification and licensure and for upgrading courses offering such preparation.
  • Set a basis for receiving federal financial aid.

You can check your school’s accreditation by visiting the following:

To check distance learning accreditation, visit:

Beware of these phrases when considering a school’s accreditation:

  • “Pursuing Accreditation”
  • “Chartered”
  • “Licensed”
  • “Registered”
  • “Recognized”
  • “Approved”

These terms do not necessarily mean a school is accredited. To verify regional accreditation of a school, visit the CHEA.

Colleges with No GPA Requirements

Universities with no GPA requirements may prove to be a real lifeline. This is especially beneficial for individuals grappling with a subpar high school GPA. Similarly, those who’ve obtained their GED and lack a conventional GPA can also benefit from such institutions.

DID YOU KNOW?

Your cumulative GPA is the average of all of your grades over a set time period. For instance, colleges may look at your cumulative GPA from 9th through 12th grade.

HOW TO GET INTO COLLEGE WITH BAD GRADES

Find an Online Degree Program

Even when your grades fall short of perfection, there are still pathways to secure a college admission. Certain institutions extend conditional or provisional acceptance to applicants in such situations. This affords students an additional opportunity to demonstrate their preparedness for college-level coursework. Moreover, certain colleges might provide applicants an avenue to circumvent GPA requirements through alternative means, such as achieving a minimum ACT or SAT score.

In addition, you have the option to delve into how your work experience has crystalized your academic interests, bolstered by compelling letters of recommendation showcasing your fervor for the chosen field. Alternatively, one could dedicate time to focused preparation, aiming for improved scores on the SAT or ACT.

In other words, the past cannot be rewritten to mend high school grades. Nevertheless, there exists an alternate route to exhibit to your desired institution your suitability for collegiate endeavors.

5 THINGS YOU NEED TO KNOW ABOUT APPLYING TO UNIVERSITIES WITH NO GPA REQUIREMENTS

Why seek out universities with no GPA requirements? Some individuals might not take pride in their grade records, while others could hold a GED, leaving them without a GPA for submission to prospective colleges. Consequently, the pursuit of institutions without GPA requirements might become a top priority. Nevertheless, the process of discovering your ideal educational institution goes beyond a mere quest for colleges that omit a specified minimum GPA.

Here are a few more thoughts for applying to colleges with no GPA requirements:

1. UNDERSTAND HOW YOUR PROSPECTIVE COLLEGES WITH NO GPA REQUIREMENTS WORK

Adopting a comprehensive admissions perspective implies that the university evaluates you as a whole person, considering factors beyond just your academic performance. Many universities that bypass GPA requirements take this comprehensive approach to application assessment.

However, certain institutions opt not to publicize a minimum GPA, presuming that applicants inherently boast impressive scholastic achievements.

Familiarize yourself thoroughly with the university’s admissions philosophy. You could even unearth the average GPA of previously admitted students, giving you a gauge to measure your compatibility.

Southern New Hampshire University

  • Multiple term start dates throughout the year. 24/7 online classroom access.
  • Popular Online Programs include Business Administration, Psychology, Information Technology, Human Services…

2. MAKE THE REST OF YOUR APPLICATION STAND OUT

Happily, you may be able to show and tell your academic aptitude in ways besides beside GPA. For example, strong SAT scores can help. Also letters of recommendation from teachers and guidance counselors who can vouch for you. In fact, do you have positive work experiences? If so ask for letters from your boss.

3. EARNED YOUR GED? CALCULATE YOUR GED SCORE TO GPA

Although your intended college might not necessitate this, you can still gauge what your GPA would translate to. Begin by dividing your cumulative GED score by the number of sections you completed in the test, allowing you to compute an average. Normally, the GED consists of five sections. Subsequently, divide that computed average by the maximum achievable score for a GED section. Typically, this highest score stands at 800. This calculation enables you to arrive at your percentage score.

To conclude, multiply your percentage by the grading scale you intend to apply (commonly 4.0) to derive your GPA equivalent. Certain institutions also stipulate minimum acceptable GED scores, aiding in your assessment of potential eligibility for admission. In brief, sum up all five individual scores and then divide the total by five. For instance, if your scores were 300, 450, 625, 550, and 700, the sum would be 2,625. This total, divided by five, yields 525. Further, 525 divided by 800 equals 65.625%. Ultimately, multiplying 65.625% by 4.0 yields a GPA of 2.625.

4. DON’T MAKE EXCUSES

If you didn’t perform well in high school, own up to it and provide an explanation without blaming others. In the first place, admitting you might have made some mistakes along the way is just human. In the second place, it is a sign of maturity. By and large something admissions representatives may respect. Usually colleges with no GPA requirements use a more well rounded approach to look at potential students.

5. HAVE A UNIQUE PROBLEM WITH YOUR GPA? TALK TO ADMISSIONS.

Are you a student grappling with GPA-related inquiries? Or do you find yourself uncertain about navigating the application process for universities without GPA prerequisites? In such cases, we strongly suggest reaching out to the institutions you’re considering. While emailing is an option, making a phone call tends to be quicker and more efficient, allowing you to address multiple concerns in one go.

For instance, if your GPA suffered due to a personal crisis such as illness or family difficulties, it might be crucial to communicate this to your potential college. Some schools might even accept substantiating documentation that validates your circumstances.

Check out our list of nine partner colleges and universities that don’t list a GPA requirement. Or potentially offer an alternate path to admission if your GPA isn’t up to par.

LIST OF 5 COLLEGES WITH NO GPA REQUIREMENTS

The nine sponsored schools listed below don’t mention a GPA requirement. Or they may offer flexible policies, such as provisional admissions. Check them out below. Or fill out our form to get matched to schools that may be your ideal fit!

Keep in mind that GPA and other admissions requirements are subject to change. So check with each school you’re interested in to learn more!

1

SOUTHERN NEW HAMPSHIRE UNIVERSITY 

UNDERGRADUATE GPA REQUIREMENTS:

SNHU is committed to making education accessible to all. As such, there is no GPA requirement for undergraduate applicants. It is possible, that very low GPAs may require provisional admission.

AVAILABLE PROGRAMS:

  • Business
  • Criminal Justice
  • IT & Cyber Security 
  • Psychology
  • and more

2

STRAYER UNIVERSITY 

UNDERGRADUATE GPA REQUIREMENTS: NO MINIMUM GPA

AVAILABLE PROGRAMS:

  • Bachelor of Science in Accounting
  • Business Administration Bachelors
  • Bachelor of Applied Science in Management
  • Criminal Justice Bachelor of Science
  • Bachelor of Science in Information Technology
ADMISSIONS REQUIREMENTS MAY INCLUDE:
  • A Completed application form and enrollment agreement, as applicable
  • Documentation of High School Graduation from an approved high school or its equivalent
  • A valid, current, legible government-issued photo identification

Strayer University is an accredited institution. In fact, they have a proud history of 130 years in quality education. Strayer’s bachelor’s degrees can equip you with the skills and the knowledge you’ll need to advance in your career. Another key point, is you can earn them online, on campus, or a combination of both. Lastly, you will have your student services coach at your side all along the way.

3

GRANTHAM UNIVERSITY 

UNDERGRADUATE GPA REQUIREMENTS: NO MINIMUM LISTED

Some programs may have additional requirements. For instance, the RN to BSN completion program requires an Associate Degree in Nursing (ADN) and a 2.5 GPA.

AVAILABLE PROGRAMS:

  • Bachelor of Science (BS) in Business Administration
  • BS in Computer Science
  • Bachelor of Business Administration (BBA) in Human Resource Management
  • BS in Health Information Management
  • Information Systems Bachelor of Science (BS)
ADMISSIONS REQUIREMENTS MAY INCLUDE:
  • Proof of high school graduation
  • Funding in place within seven days of program start date

Founded in 1951, Grantham University is an entirely online university serving a diverse student population. On the whole the school believes that education should enhance your life. Which is why everything they do is designed to serve the needs of their students.

4

LIBERTY UNIVERSITY ONLINE 

UNDERGRADUATE GPA REQUIREMENTS: NO GPA REQUIREMENTS FOR ONLINE PROGRAMS

AVAILABLE PROGRAMS:

  • Bachelor of Science (BS): Early Childhood Education in Interdisciplinary Studies
  • Public Administration Bachelor of Science
  • Business Administration BS
  • Political Science BS
  • Bachelor of Science (BS) in Psychology
ADMISSIONS REQUIREMENTS MAY INCLUDE:
  • Completed application
  • Unofficial college transcripts (if applicable; official transcripts will be needed later)
  • Proof of high school completion (or equivalent)

In less than 50 years, Liberty University has become an accredited evangelical liberal arts institution of higher learning. For this reason, Liberty serves the needs of more than 100,000 students. In fact, the school’s philosophy is to balance academic theory, research, and hands-on training. In order to prepare you to succeed in your profession and to adapt and thrive in a constantly changing marketplace.

5

FULL SAIL UNIVERSITY

UNDERGRADUATE GPA REQUIREMENTS: NO MINIMUM LISTED

AVAILABLE PROGRAMS:

  • Graphic Design Bachelors of Science
  • Bachelor of Science (BS) in Game Design
  • Audio Production Bachelors of Science
  • Bachelor of Science (BS) in Sports Marketing and Media
  • Digital Marketing Bachelor of Science (BS)
ADMISSIONS REQUIREMENTS MAY INCLUDE:
  • Completed application and application fee
  • Proof of high school graduation or equivalent
  • Government issued photo identification
  • Verification of English proficiency (if primary language)
  • Interview with Admissions Representative

Founded in 1979, Full Sail University has developed a project-based, relevant educational philosophy. Especially adapted to the fields of entertainment and media. In general, courses and curriculum strive to replicate real world working environments. This includes teachers who are industry veterans.

Sponsored Schools

SEARCH UNIVERSITIES WITH NO GPA REQUIREMENTS

Regardless of what your academic history looks like, finding your ideal school may still be possible. Browse our list of sponsored schools. Or simply fill out the form on this page to get matched with partner schools that might be the perfect fit for you!

Or read more about colleges that accept low GPA!

8 Colleges with No Admissions Essay

Though it may seem inevitable that you’ll have to write an admissions essay when applying to college, have no fear! There are now many no admissions essay colleges that you can apply to.

Check out our list of colleges that don’t require an admissions essay and some of the available programs at each.

DO ALL COLLEGES REQUIRE AN ADMISSIONS ESSAY?

Many schools, online and on campus, from the Ivy League to community college, are skipping the admissions essay. Instead, they rely on other admissions requirements, such as:

  • Test scores
  • Transcripts
  • Letters of recommendation
  • One-on-one interviews

This holistic approach helps colleges get a full picture of who you are and how prepared you are for the demands of college.

LIST OF 8 NO ADMISSIONS ESSAY COLLEGES

If the idea of summing up your personality and experience in just a few paragraphs gives you major writer’s block, you can breathe a sigh of relief. There is no admissions essay required at the 8 sponsored schools listed below.

1

AMERICAN INTERCONTINENTAL UNIVERSITY

NO ADMISSIONS ESSAY REQUIRED

ABOUT AMERICAN INTERCONTINENTAL UNIVERSITY

AIU is a private, for-profit university with more than 8,000 students enrolled in online undergraduate degree programs. Its Intellipath™ programInterContinental University’s online programs include bachelor’s degrees in business administration, criminal justice, and information technology. These programs also offer several specific concentrations. Have a flair for the arts? AIU also offers degrees in fashion marketing is an adaptive learning technology that tailors online lessons to each student’s needs.

AVAILABLE PROGRAMS:

American InterContinental University’s online programs include bachelor’s degrees in business administration, criminal justice, and information technology. These programs also offer several specific concentrations. Have a flair for the arts? AIU also offers degrees in fashion marketing and design as well as media production at its campuses in Houston or Atlanta.

Some programs include:

  • Bachelor of Business Administration (BBA) in Entrepreneurship
  • Bachelor of Science (BS) in Criminal Justice – Forensic Science
  • Bachelor of Information Technology in Network Administration
  • Bachelor of Healthcare Management
  • Bachelor of Accounting

2

University of Arizona Global Campus 

NO ADMISSIONS ESSAY REQUIRED

ABOUT UAGC UNIVERSITY

This private, for-profit school based in San Diego boasts more than 31,000 undergraduate students across more than 50 online degree programs. Because UAGC focuses on adult learners, applicants under 22 must have transfer credits or meet other criteria.

AVAILABLE PROGRAMS:

Just browsing the list of online bachelor’s degrees at UAGC is enough to inspire any potential student. They offer more than 50 programs, which include:

  • Bachelor of Arts (BA) in Public Relations and Marketing
  • Bachelor of Arts (BA) in Early Childhood Education
  • Bachelor of Arts (BA) in Supply Chain Management
  • Bachelor of Arts (BA) in Health and Human Services
  • Bachelor of Arts (BA) in Consumer and Family Financial Services

3

COLORADO TECHNICAL UNIVERSITY 

NO ADMISSIONS ESSAY REQUIRED

ABOUT COLORADO TECHNICAL UNIVERSITY

Colorado Technical University is a four-year, for-profit school founded in 1965. Although CTU has campuses in Aurora and Colorado Springs, as of 2016, more than 92% of students were enrolled in a completely online degree program.

AVAILABLE PROGRAMS:

CTU’s career-focused offerings include bachelors in business administration, criminal justice, and information technology. There are more than 50 undergrad programs to choose from. Plus, most offer concentrations tailored to specific career paths. These include healthcare management or web development.

Some programs include:

  • Bachelor of Science (BS) in Business Administration – Data Analytics
  • Bachelor of Science (BS) in Business Administration – Project Management
  • Bachelor of Science (BS) in Criminal Justice – Cybercrime and Security
  • Bachelor of Science (BS) in Healthcare Management
  • Bachelor of Science (BS) in Information Technology – Web Development

4

STRAYER UNIVERSITY

NO ADMISSIONS ESSAY REQUIRED

ABOUT STRAYER

Strayer University is an accredited institution with a proud history of 130 years in quality education. Bachelor’s and associate programs include Business Administration, Information Systems & Technology, Accounting, Human Resource Management and more. 

AVAILABLE PROGRAMS:

Save up to 25% on your tuition, with the Strayer Graduation fund.

Some programs include:

  • Accounting (AA, BS, MS)
  • Business Administration (AA, BS, MBA)
  • Criminal Justice (BS)
  • Information Technology (AA, BS, MS)
  • Marketing (AA)
  • Education (MA)

5

GRAND CANYON UNIVERSITY 

NO ADMISSIONS ESSAY REQUIRED

ABOUT GRAND CANYON UNIVERSITY

Grand Canyon University is a private Christian university based in Phoenix, Arizona. Founded in 1949, it transitioned to a for-profit school in 2004 but in July 2018 it was granted non-profit status once again. There are about 20,500 on-campus students and as of 2018, online enrollment was more than 70,000 students.

AVAILABLE PROGRAMS:

Some of GCU’s most popular degrees are in business, education, and health sciences, including a BS in business information systems or business analytics. GCU is one of many colleges that don’t require essays when applying, unless you’re seeking enrollment in the on-campus Honors College.

  • Bachelor of Science (BS) in Early Childhood Education
  • Bachelor of Science (BS) in Nursing (Registered Nurse – (RN to BSN)
  • Bachelor of Science (BS) in Elementary Education
  • Bachelor of Science (BS) in Elementary Education / Special Education (Dual Major)

6

GRANTHAM UNIVERSITY 

NO ADMISSIONS ESSAY REQUIRED

ABOUT GRANTHAM UNIVERSITY

Grantham was founded in 1951 to offer FCC license certification courses for WWII veterans. Today it’s a private, for-profit, online-only school that still caters to veterans, as well as active duty personnel and first responders. But this also includes first-generation college students, adult learners, and other non-traditional students.

AVAILABLE PROGRAMS:

Grantham University’s online bachelors degrees include programs like a BS in engineering management technology or a BA in criminal justice. Students in the BS in business administration program can pick concentrations like financial planning, procurement and contracts, and human resource management.

  • Bachelor of Science (BS) in Engineering Management Technology
  • Bachelor of Arts (BA) in Criminal Justice
  • Bachelor of Science (BS) in Business Administration in Financial Planning
  • Bachelor of Science (BS) in Business Administration in Procurement and Contracts
  • Bachelor of Science (BS) in Business Administration in Human Resource Management

7

LIBERTY UNIVERSITY ONLINE 

NO ADMISSIONS ESSAY REQUIRED

ABOUT LIBERTY UNIVERSITY ONLINE

Liberty University is a private, for-profit university whose motto is “Training Champions for Christ since 1971.” Its distance learning program launched in 1985 and evolved into an online education program in 2006. As of 2017, Liberty had more than 110,000 students, with almost 100,000 of those students studying online.

AVAILABLE PROGRAMS:

As an evangelical institution it’s no surprise that Liberty University Online offers several Bachelor of Science degrees in religion and other online degrees in more popular fields. Some of the options at Liberty include:

  • Bachelor of Science (BS) in Religion – Christian Leadership
  • Bachelor of Science (BS) in Religion – Global Studies
  • Bachelor of Science (BS) in Early Childhood Education
  • Bachelor of Science (BS) in Fire Administration
  • Bachelor of Science (BS) in Public Administration

8

PURDUE UNIVERSITY GLOBAL 

NO ADMISSIONS ESSAY REQUIRED

ABOUT PURDUE UNIVERSITY ONLINE

Purdue University Online is public, nonprofit, and taught 100 percent online with a focus on working adults. It’s part of Purdue University in Indiana and now boasts 30,000 students.

AVAILABLE PROGRAMS:

All of the online undergrad degrees at Purdue Global include courses in ethics, technology, research, and other topics to help provide a foundation while you pursue an online degree in career-oriented fields like accounting, IT, criminal justice, and dozens more.

  • Bachelor of Science (BS) in Business Administration
  • Bachelor of Science (BS) in Corrections
  • Bachelor of Science (BS) in Criminal Justice – Crime Scene Investigation
  • Bachelor of Science (BS) in Information Technology – Information Management
  • Bachelor of Science (BS) in Legal Support and Services

Sponsored Schools

WHY DO SOME COLLEGES AND UNIVERSITIES NOT REQUIRE AN ESSAY?

According to some admissions officers, more no admissions essay colleges are appearing because essays simply aren’t as effective as other methods at assessing whether a prospective student is qualified and ready.

Instead, many schools are looking at your entire application to see if you’re ready for the rigors of college, which may include letters of recommendation, standardized test scores, or a minimum GPA.

Keep in mind that while there are plenty of colleges that don’t require essays to apply, most college programs do require plenty of writing! This is especially true if you’re seeking an online degree, where you’ll be interacting with teachers and classmates through email, forums, and online student portals.

4 REASONS TO APPLY TO A COLLEGE WITH NO ADMISSIONS ESSAY REQUIREMENT

#1: YOU’RE A TRANSFER STUDENT

Some schools that don’t require admissions essays are especially focused on helping transfer students finish a degree they started elsewhere. And chances are you wrote a great essay to get into that school. If you have transfer credits and a good enough GPA, it makes sense that you don’t need to write another essay.

#2: YOU’RE ACTIVE DUTY MILITARY OR A VETERAN

Online undergraduate degree programs are a great option for service members, especially if you enlisted straight out of high school. You’re probably not looking at “Best Party Schools” rankings—you’re ready to get to work.

Colleges with no admissions essay recognize that your military service already shows that you can handle a challenge.

#3: YOU’RE FINISHING A DEGREE YOU STARTED ON CAMPUS

What if a school offers the same degree online and on-campus? Sometimes, the online program is especially geared toward people who started the on-campus program but couldn’t complete it. Sometimes life knocks you off course, or maybe you needed to take a few years off to work.

Deciding to finish a degree program is tough enough without barriers to re-admission like essays.

#4: YOU HAVE VALUABLE LIFE EXPERIENCE

A lot of online bachelor’s degree programs cater to adult students. There are many reasons why some people don’t enroll in college right after high school. Maybe you were raising a family, or you went right to work, or you were touring the world with your rock band!

Many colleges that don’t require essays to apply also offer potential college credit for real-world professional experience, so be sure to check out each school’s policy before applying.

FIND THE PERFECT COLLEGE FOR YOU!

Check out these sponsored no admissions essay colleges and contact the school’s that interest you.

Or, complete the form on this page and we’ll match you to the perfect program for you!

Low Tuition Online Colleges

Low tuition online colleges could help you earn your degree without breaking the bank. Of course, finding affordable online colleges means something different for everyone, since student budgets come in all shapes and sizes.

That’s why we’ve rounded up partner schools offering online programs at a variety of price points. Check them out and keep reading for tips on potentially pursuing your college education more affordably!

8 LOW TUITION ONLINE COLLEGES

Check out this list of low tuition online colleges to get a feel for how much earning your degree might cost. Keep in mind that the listed tuition is for the 2022 school year and may vary depending on the program and other factors. For schools that charge per credit, the tuition category is determined based on a course load of 30 credits per year. In addition. Other fees may apply that are not listed as part of their tuition costs.

1

COLORADO TECHNICAL UNIVERSITY 

2023 UNDERGRAD TUITION & FEES: $12,760

For the past 50 years, CTU has placed a strong focus on providing industry relevant degree programs to meet the unique needs of their students. This emphasis extends to and has helped them innovate in areas such as problem based and adaptive learning.

POTENTIAL COST SAVING BENEFITS

  • Discounts for active duty, reserve, and National Guard military personnel serving in the U.S. Armed Services and their eligible spouses
  • CTU Fast Track ™ allows you to earn college credit for what you already know through competency based exams, you may be able to reduce your cost

There are additional fees, which include the technology fee (paid every semester) and the graduation fee (paid only during your last semester).

PROGRAMS INCLUDE:

  • Psychology, Bachelor of Science (BS)
  • Project Management, Bachelor of Science (BS)
  • RN to BSN, Bachelor of Science in Nursing (BSN)
  • Information Technology, Bachelor of Science (BS)
  • Criminal Justice, Bachelor of Science (BS)

2

GRANTHAM UNIVERSITY 

2023 UNDERGRAD TUITION & FEES: $8,280

Dedicated to serving those who serve others. Grantham University is a low tuition online college option. The school offers quality education to students who are serious about preparing for their future. The school’s vision is to be a globally recognized innovator in higher education and to provide quality, accessible programs to prepare students for a changing global society.

POTENTIAL COST SAVING BENEFITS

  • Military, veteran, first responder, and civil servant discounted tuition
  • Textbook and Software Grant Program, which covers the cost of books and software for those who qualify

There are additional fees, which include the technology fee (paid every semester) and the graduation fee (paid only during your last semester).

PROGRAMS INCLUDE:

  • Criminal Justice, Bachelor of Arts (BA)
  • Accounting, Bachelor of Science (BS)
  • Business Admin, Bachelor of Science (BS)
  • Computer Science, Bachelor of Science (BS)
  • Cyber Security, Bachelor of Science (BS)

3

PURDUE UNIVERSITY GLOBAL 

2023 UNDERGRAD TUITION & FEES: $14,421

Purdue University Global is a low tuition online college option. Their Tuition Cap program may permit eligible first time Purdue students to earn their bachelor’s degree for a total cost of $45,000. This would average to $11,250 per year for four years. (Program length may vary based on the student.)

Part of the Purdue University system, Purdue Global was designed to help adult learners pursue their degrees in a flexible format. The school is home to 180 online programs, which feature one on one mentoring and support. Plus, the Purdue Global Commitment means you can try your classes for an intro three week period, with no obligation to pay tuition unless you opt to move forward.

POTENTIAL COST SAVING BENEFITS

  • Purdue Global ExcelTrack programs may allow you to earn your degree at a faster pace, for $2,200 per term.
  • Reduced tuition rates are offered to eligible military service members, veterans, and dependents.

4

COLORADO STATE UNIVERSITY GLOBAL CAMPUS

2023 UNDERGRAD TUITION & FEES: $8,400

CSU Global offers programs that are committed to student success and to helping modern learners achieve their academic goals. Their programs are flexible and convenient. They are designed to offer the modern learner the ability to earn their degree at their pace and on their own terms.


POTENTIAL COST SAVING BENEFITS

  • No student fees
  • Reduced military tuition rates
  • Tuition lock – your tuition stays the same from the time you enroll to the time you graduate (must meet certain criteria)

PROGRAMS INCLUDE

  • HR Management, Bachelor of Science (BS)
  • Healthcare Administration, Bachelor of Science (BS)
  • Human Services, Bachelor of Science (BS)
  • Project Management, Bachelor of Science (BS)
  • Organizational Leadership, Bachelor of Science (BS)

5

LIBERTY UNIVERSITY ONLINE 

2023 UNDERGRAD TUITION & FEES: $21,222

Liberty University is a nonprofit, evangelical liberal arts university based in Lynchburg, Virginia. They offer more than 250 online programs that serve students from around the world. In fact, Liberty has been a pioneer in distance learning since 1985. Today, they’re proud to offer innovative, Christ centered learning with a strong online community and a commitment to serving others.


POTENTIAL COST SAVING BENEFITS

  • Choose from several interest free payment plans
  • Eligible Emergency Response Personnel (such as police, firefighters, and paramedics) may qualify for a 25% tuition discount and other potential benefits
  • Liberty offers a variety of scholarship opportunities for online students
  • Note: full time students are considered students who take 12 or more credits per semester

PROGRAMS INCLUDE

  • Business Admin , Bachelor of Science (BS)
  • Psychology , Bachelor of Science (BS)
  • Public Administration, Bachelor of Science (BS)
  • Political Science, Bachelor of Science (BS)
  • Early Childhood Education, Bachelor of Science (BS)

6

University of Arizona Global Campus

2023 UNDERGRAD TUITION & FEES: In-State $13,626
Out of State $41,095

UAGC is an accredited school offering both online and on campus degree programs designed for adult students. Students can access the online classroom from their phones, tablets, or laptops. Plus, around the clock tech support, over 180 digital textbooks, and other handy learning features may help your coursework fit seamlessly into your busy life!

POTENTIAL COST SAVING BENEFITS

  • For eligible military students, UAGC offers a reduced rate of $250 per credit.
  • UAGC offers a variety scholarship and grant opportunities for eligible students.
  • Students get free access to Microsoft Office 365.

PROGRAMS INCLUDE

  • Business Admin, Bachelor of Arts (BA)
  • Gerontology, Bachelor of Arts (BA)
  • Health and Human Services, Bachelor of Arts (BA)
  • Public Relations and Marketing, Bachelor of Arts (BA)
  • Social and Criminal Justice, Bachelor of Arts (BA)

7

GRAND CANYON UNIVERSITY  

2023 UNDERGRAD TUITION & FEES: $17,450

Grand Canyon University is a private, Christian school based in Arizona. In addition to campuses in Phoenix and beyond, they offer online and evening programs designed to be flexible for busy students. Since GCU was founded in 1949, they have upheld a commitment to faith, with a focus on service and a community spirit. They welcome students of all backgrounds.


POTENTIAL COST SAVING BENEFITS

  • Eligible Active Duty and Active Reserve students may qualify for a reduced tuition rate.
  • Use GCU’s online cost estimator tools to start planning early!

PROGRAMS INCLUDE

  • RN to BSN, Bachelor of Science in Nursing (BSN)
  • BS in Early Childhood Education
  • Public Health, BS
  • BS in Health Sciences

8

SOUTH UNIVERSITY’S ONLINE PROGRAMS

2023 UNDERGRAD TUITION & FEES: $13,594

*Note: this rate is for select online programs. Specific programs may be more or less.

South is an accredited, private institution offering online learning, as well as traditional learning on campuses across nine states. They are home to associate, bachelor’s, master’s, and doctorate degree programs across areas like business, health, nursing, and more.

In addition, online students receive the support of “graduation teams,” made up of an admissions representative, finance counselor, and academic counselor who can help you pursue your goals!


POTENTIAL COST SAVING BENEFITS

  • Students plan on pursuing fewer than 10 credits per quarter may pay reduced tuition.
  • South University may offer financial aid, to qualifying students.

PROGRAMS INCLUDE

  • IT, Bachelor of Science (BS)
  • Nursing (BSN)
  • Business AdmiN (BBA)
  • Criminal Justice, Bachelor of Science (BS)
  • Healthcare Management, Bachelor of Science (BS)

Sponsored Schools

3 WAYS TO MAKE ONLINE COLLEGE MORE AFFORDABLE

When considering the potential expenses associated with obtaining your degree, there’s some encouraging news – you can potentially reduce your costs significantly by choosing to pursue your studies online instead of attending classes on campus.

Online students tend to avoid various expenses that burden traditional students. These include costs like parking permits, commuting expenses, student activity fees, and meal plans.

Nonetheless, there are additional strategies you can employ to keep your educational costs in check. First and foremost, it’s essential to have a clear understanding of how your chosen institution structures its tuition fees. Are they based on a per-credit model or calculated per term? Some students may actively seek out the most affordable online colleges based on a per-credit-hour rate.

While schools that predominantly charge on a per-credit-hour basis might be a great fit for part-time students looking to take a few courses at a time, you might also want to explore online institutions that offer fixed tuition rates for students planning to earn more than a specified number of credits each term. This approach can enable you to pursue up to 12 or more credits for a set cost, allowing you to maximize the value of your tuition investment.

Here are a few other things that may help you save money:

1. LOOK FOR SCHOOLS THAT OFFER PRIOR LEARNING CREDITS

If you have military training or work experience that enhanced your knowledge, some online schools may recognize the value of your past learning, even if it didn’t take place in a classroom. 

2.READ THE FINE PRINT

Besides tuition, your online program may have other costs associated with it – like technology fees and graduation application fees. While such fees are not necessarily unfair or avoidable, it’s good to be aware of them to make sure you don’t get sticker shock when it comes time to pay your term bill.

You could also look for online schools that strive to keep their feels low or simple. CSU Global Campus is one such school that offers all inclusive tuition, so students don’t have to worry about after the fact costs.

3. DON’T JUST LOOK FOR THE CHEAPEST ONLINE COLLEGE

Instead of searching for the cheapest school, look for a college that feels like the perfect fit for you. Remember that changing schools down the road could cost you money. As you may have to pay new application fees or have to worry about certain credits not transferring.

By doing your due diligence, you’ll hopefully find a school and program that sounds ideal for your goals.

DID YOU KNOW?

The 2017 school year, annual cost for undergrad tuition and fees were averaged at $8,300 for in state public schools, $28,000 for private non profit institutions, and $16,200 for private for profit institutions.

NCES

College GPA Calculator

When it comes to narrowing your list of colleges to apply to, there are so many things to balance. Does the school have the degree you want to earn? Does it fit your budget? What are the GPA requirements? We’ve put together a list of colleges that accept different levels of high school GPAs.

COLLEGE GPA REQUIREMENTS

At times during the process of applying to college, keeping track of the admissions checklists to all of your favorite schools, including the different GPA requirements, can seem like too much to handle.

However, there’s no need to worry. We’ve broken down each GPA level and found some partner schools that accept students at different GPA levels. In fact, there are plenty of options available at each level, which are:

  • 2.0 GPA 
  • 2.5 GPA
  • 3.0 GPA
  • 3.5 GPA

And, double check all of the requirements with the school because some schools offer conditional acceptance to students who don’t meet full time requirements.

WHAT COLLEGE CAN I GET INTO WITH A 2.0 GPA?

You may not have performed as well as you would’ve liked in high school, but there are still many colleges that may be interested in you. Plus, many of these schools offer online programs, which allow you even more flexibility while pursuing your degree.

Check out the list of schools below that accept a 2.0 GPA to learn about their admissions requirements and some of the popular programs available at each.

1

SOUTH UNIVERSITY

GPA REQUIREMENTS: 2.5

At South University, their goal is to provide educational opportunities. Their end to end degree programs are designed to prepare you for professional and personal success.

BASIC REQUIREMENTS FOR UNDERGRAD PROGRAMS

  • High school diploma (or equivalent)
  • 2.0 GPA
  • SAT score of 900 (ACT score of 19)
  • Complete university-administered placement test

The specific undergradadmissions requirements are slightly different for on-campus and online programs. For instance, online students only need to meet the SAT score (or ACT score) if they do not meet the minimum GPA requirements.

  • Bachelor of Business Administration (BBA)
  • BS – Bachelor of Science in Criminal Justice
  • Bachelor of Science (BS) in Healthcare Management
  • BSN – Bachelor of Science in Nursing
  • Bachelor of Arts (BA) in Psychology

University of Arizona Global Campus

  • Accredited University offering Associate’s, Bachelor’s and Master’s Degrees
  • Affordable tuition, 5-6 week courses, and various payment options
  • 80+ online programs

2

AMERICAN INTERCONTINENTAL UNIVERSITY

GPA REQUIREMENTS: 2.0

At American Intercontinental University, they understand the demands and challenges you face on a daily basis, which is why they’re always available to support you. Their programs offer 24/7 access to coursework online and through their app, so you can learn in ways that fit your life.

BASIC ADMISSIONS REQUIREMENTS FOR UNDERGRAD PROGRAMS

There are no GPA requirements listed for applicants looking to earn an undergraduate degree. Instead, AIU looks for applicants who show proficiency in English and math and require students to submit official transcripts or GED certificate.

  • Bachelor of Accounting
  • BS of Information Technology in Software Analysis and Development
  • Bachelor of Business Administration (BBA) in Human Resource Management
  • BS – Bachelor of Science in Criminal Justice – Law Enforcement
  • Bachelor of Business Administration (BBA) in Project Management

3

AMERICAN NATIONAL UNIVERSITY

GPA REQUIREMENTS: NONE LISTED

American National University is designed to teach adult learners a foundation to pursue their career goals through quality programs in career-focused disciplines.

COMMON ADMISSIONS REQUIREMENTS FOR UNDERGRAD PROGRAMS

While there are no GPA requirements listed, American National University asks that potential students contact the admissions department for guidance through the easy-to-complete process.

This process includes acquainting yourself to the campus or online platforms and completing the FAFSA to see what type of financial aid package you qualify for.

AVAILABLE UNDERGRADUATE PROGRAMS

  • Associate of Science (AS) in Paralegal Studies
  • Associate of Science (AS) in Pharmacy Technician
  • AS – Associate of Science in Network Support
  • Bachelor of Science (BS) in Medical and Health Services Management
  • Bachelor of Science in Nursing (BSN)

4

University of Arizona Global Campus  

GPA REQUIREMENTS: 3.11

At UAGC, they understand the unique challenges facing adult learners. As a result, they have tailored their online learning platforms, both on desktops and on mobile, to make it as easy as possible.

This includes a virtual classroom to interact and discuss assignments with your fellow students and a student portal that offers notifications and University alerts, as well as tracking the progress of your financial aid.

Admissions Info

Conditional acceptance to UAGC requires:

  • High school diploma (or equivalent)
  • Official transcripts
  • Computer with minimum technological requirements

UAGC normally requires students to be 22 or older or have previous college credits. However, there are exemptions available for younger students.

In addition, after conditional acceptance, UAGC has different stages to reach full acceptance, which includes completing the Student Success Orientation.

AVAILABLE UNDERGRADUATE PROGRAMS

  • Bachelor of Arts (BA) in Applied Behavioral Science
  • BA – Bachelor of Arts in Early Childhood Education
  • Bachelor of Arts (BA) in Health Care Administration
  • Bachelor of Arts (BA) in Operations Management and Analysis
  • BA – Bachelor of Arts in Sports and Recreational Management

WHAT COLLEGE CAN I GET INTO WITH A 2.5 GPA?

If you earned a 2.5 high school GPA, you meet the requirements of even more colleges and universities. Many schools in this range offer a combination of online and on-campus programs to offer you more choices.

Check out the list of sponsored programs below for colleges that accept applicants with a 2.5 GPA.

5

COLORADO CHRISTIAN UNIVERSITY

GPA REQUIREMENTS: 2.8

As the premier interdenominational Christian college in Colorado, CCU emphasizes the development of Christian character, compassion, and social character while advocating and teaching investigative study and the proper methods of scientific research and technological innovation.

REQUIREMENTS FOR UNDERGRAD PROGRAMS

  • ACT score of 19 or SAT score of 1060
  • Letter of recommendation showing spirituality
  • Essay

However, CCU still considers applications that don’t meet these requirements through a committee review process that may include an interview.

AVAILABLE UNDERGRAD PROGRAMS

  • BS – Bachelor of Science in Business Administration
  • BA – Bachelor of Arts in Early Childhood Education with Licensure
  • Bachelor of Arts (BA) in Elementary Education with Licensure
  • BS – Bachelor of Science in Health Care Admin
  • Bachelor of Science (BS) in Psychology

Southern New Hampshire University

  • Multiple term start dates throughout the year. 24/7 online classroom access.
  • Popular Online Programs include Business Administration, Psychology, Information Technology, Human Services…

6

FULL SAIL UNIVERSITY

GPA REQUIREMENTS: 2.0

Offering undergrad and graduate programs specifically designed for the world of entertainment, media, arts, and technology, Full Sail University’s creative approach provides an immersive and fast-paced learning experience.

BASIC REQUIREMENTS FOR UNDERGRAD PROGRAMS

  • High school diploma (or equivalent)
  • Government issued photo identification
  • Interview
  • Completed application and $75 application fee
  • Bachelor of Science (BS) in Computer Animation
  • Bachelor of Science (BS) in Game Design
  • BS – Bachelor of Science in Graphic Design
  • Bachelor of Science (BS) in Sports Marketing and Media
  • Bachelor of Science (BS) in Music Production

7

PURDUE UNIVERSITY GLOBAL  

GPA REQUIREMENTS: 2.0

Dedicated to adult learners who need flexibility to fit their busy lives, Purdue University Global offers an innovative approach to teaching and curriculum to help you achieve your personal and professional goals.

REQUIREMENTS FOR UNDERGRAD PROGRAMS

Applying to Purdue University Global is different than some schools and is more of a guided process rather than applying and waiting to hear back.

The first step is to contact an Admissions Adviser who can explain the process and guide you through each step. Usually, this includes an interview so your adviser can better understand your goals and find programs to help you achieve them.

  • BSBA – Bachelor of Science in Business Administration – Human Resources
  • Bachelor of Science (BS) in Criminal Justice
  • BS – Bachelor of Science in Cyber Security
  • Bachelor of Science in Nursing – RN to BSN
  • Bachelor of Science (BS) in Psychology

WHAT COLLEGE CAN I GET INTO WITH A 3.0 GPA?

If you earned a 3.0 GPA in high school, you are right at the average for all high school students, you’re GPA is competitive for colleges and universities that have stricter admissions requirements.

Discover the partner schools listed below that accept a 3.0 GPA.

8

COLORADO STATE UNIVERSITY – GLOBAL CAMPUS

GPA REQUIREMENTS: 3.20

The mission of Colorado State University – Global Campus is to provide career-focused and academically authoritative programs designed for working adults that are aligned with the fast changing markets and industry practices.

BASIC REQUIREMENTS FOR UNDERGRADPROGRAMS

Recently, Colorado State University – Global Campus decided to grant provisional acceptance to first time freshman directly from high school if they meet:

  • SAT score above 1000 (or ACT score above 20)
  • Less than 13 transferable college credits

However, CSU-Global grants full acceptance to students who have more than 12 transferable credits and a college GPA of at least 2.30.

  • Bachelor of Science (BS) in Accounting
  • Bachelor of Science (BS) in Healthcare Administration and Management
  • BS – Bachelor of Science in Human Resource Management
  • Bachelor of Science (BS) in Informational Technology
  • Bachelor of Science (BS) in Organizational Leadership

9

LIBERTY UNIVERSITY ONLINE

COLLEGE GPA REQUIREMENTS: 3.25

As a liberal arts institution with 17 colleges and schools, Liberty University offers a world-class education with a solid Christian foundation to offer students the values, knowledge, and skills you may need to succeed in life.

BASIC REQUIREMENTS FOR UNDERGRAD PROGRAMS

Some of the factors Liberty uses to determine acceptance are:

  • Cumulative high school GPA
  • Consistency and trends of grades
  • SAT or ACT scores
  • Essay submission
  • BS Bachelor of Science in Political Science
  • Bachelor of Science (BS) in Psychology
  • BS – Bachelor of Science in Business Administration
  • Bachelor of Science (BS) in Public Administration
  • Bachelor of Science (BS) in Early Childhood Education in Interdisciplinary Studies

Sponsored Schools

AVERAGE COLLEGE GPA BY MAJOR

There can be big differences between the average GPA of different majors for a number of factors, which include the difficulty of classes and the level of interpretation of right and wrong on tests and quizzes.

For instance, STEM majors on average tend to have lower GPAs than liberal arts and humanities majors. Many believe that one of the main reasons for this is that STEM courses rely on tests and quizzes where students are either right or wrong.

On the other hand, humanities, social sciences, and liberal arts courses are usually writing intensive, which leaves answers up to interpretation and levels of ‘rightness’.

The average GPA of some college majors are:

  • Chemistry: 2.78
  • Math: 2.90
  • Engineering: 2.90
  • Economics: 2.95
  • Psychology: 2.98
  • Biology: 3.02
  • Business: 3.11
  • Religion: 3.22
  • Music: 3.30
  • English: 3.33
  • Language: 3.34
  • Education: 3.36

As a result, usually these programs look for applicants that, based upon their high school GPA, can meet the rigors and challenges of the specific program. As a result, at some schools, applicants to STEM programs have to meet stricter requirements.

WHAT IS CONSIDERED A GOOD GPA?

The average high school GPA is 3.0, though for college bound students it’s likely a bit higher. Therefore, if your GPA is 3.1 or higher, you should be in good shape and have plenty of options when applying to colleges.

However, that doesn’t mean there’s no hope if you have a GPA less than 3.0. In fact, there are many colleges that accept low GPA.

GPA TO LETTER GRADES

Calculating your GPA can get tricky when it comes to translating letter grades into a number. Luckily, using the chart below, it’s not that difficult.

  • A: 4.0
  • A-: 3.7
  • B+: 3.3
  • B: 3.0
  • B-: 2.7
  • C+: 2.3
  • C: 2.0
  • C-: 1.7
  • D+: 1.3
  • D: 1.0
  • D-: 0.7
  • F: 0.0

Some schools score an A+ as a 4.3 GPA. However, usually these types of GPAs are only for the high school to use to determine class rank. When applying to colleges, most schools will translate that 4.3 into a 4.0 to keep your GPA on the 4.0 scale.

HOW TO CALCULATE GRADE POINT AVERAGE?

In order to calculate your GPA, do the following math:

  • Add all converted decimal grades together
  • Count the number of classes you’ve taken
  • Divide your sum by the number of classes
  • This is your GPA

For example, if you took seven courses your freshman year and earned:

  1. A
  2. B+
  3. A
  4. B-
  5. C+
  6. B
  7. C

Translate those grades into the numbers using the chart above:

  • A = 4.0
  • B = 3.3
  • A = 4.0
  • B- = 2.7
  • C+ = 2.3
  • B = 3.0
  • C = 2.0

Add those numbers together:

  • 21.3

Divide that number by the number of classes (7):

  • GPA = 3.04

Colleges with No Application Fee

Colleges with No Application Fee

Then, get matched to a program for free.

Colleges with no application fee may be available. Students who wish to attend a school may find the initial fee to just apply a bit off-putting. Some schools could offer a fee waiver. Others may not charge a fee at all. Unfortunately, many factors go into determining if the school should require an application fee.

College Application Fee Waivers

Some students may be able to request to not pay an application fee. This is done through an application fee waiver. Students may need to demonstrate financial need to obtain this type of waiver. It may be possible to obtain a fee waiver for applications done through the Common App. Some higher education students may also qualify for a fee waiver from the college directly. Should a student wish to obtain a waive, he or she should request one from the college financial aid office.

Why Do Colleges Offer No Application Fee?

The college admissions process may  seem daunting. Filling out financial aid is hard in itself. Students applying to numerous schools may find it impossible to pay for all of their app fees. That is why some schools may not charge an application fee. Some schools may not charge a fee to help expand the pool of applicants. It could also help to make the application process more affordable – and that may mean more accessible to those who cannot or do not want to pay numerous fees.

Some schools may charge a fee for various reasons. This may be an admin fee to cover the cost of managing those applications. The app fee is non refundable. For students applying to numerous schools, this may become expensive over time.

What Is the Average Application Fee?

According to a survey conducted in 2021, which included 889 colleges, the average cost of application fee amounted to nearly $45. Notably, some schools charged higher fees, with all the top-tier institutions demanding at least $78, averaging around $78. Out of the 64 schools examined, 22 surpassed this average, and Arkansas Baptist College claimed the highest position with a fee of $100. These findings highlight the considerable variation in application costs across different educational institutions.

Consider the cost of applying to school. Many students hope to get into one or two schools. These may be their favorite or first choices. Yet, many students apply to up to 10 schools. These work well as a safety school. If the student does not get into one, they may have other options to choose. At the average cost of $45 to $78, applying to 10 schools may mean spending $450-$750 just to apply to schools. Remember, there is no guarantee of getting in. That means students are spending $450-$750 just for the benefit of applying and may not get anything back in return. That may be expensive for many people.

What is the Common App?

The Common Application, or Common App, is a helpful tool for some students. It helps make it easy for students to use the same information to apply to more than one school. Instead, they complete the info on the Common App. Then, that info is sent to each school they wish to apply to. The Common App is free to set up and use. However, there may still be fees associated with applying to some schools.

The Common App is not used by all schools. Over 1000 colleges and universities in the U.S. do use it. Using the Common App is rather easy to do. Here are a few tips on how it works.

Users create a profile. You input your high school courses. Include your activities. Students may have to complete one of five essay topics. All of your personal data is saved in your profile. This may include anything relevant to applying for school. Then, students create a list. They add schools to that list they wish to apply to. The database of schools may provide insight to help you find schools that offer the programs you are interested in. They tend to offer a good deal of info to help you decide where to apply.

You may need to provide some extra information. Even with the Common App, some schools require additional information. You may need transcripts. Some schools require SAT or ACT scores. You may also have to include references or letters of recommendation too. Once you are ready to, you submit the applications to the schools using the Common App. You apply to schools one by one or at one time. And, you may have to pay an application fee to some schools at this time.

Are There Application Fees with the Common Application?

Students using the Common App may not pay a fee to register for the tool itself. Students may create an account and then complete applications using the Common App without cost. Some schools may still charge a fee to apply even if the student is using the Common App. The student may need to pay this fee before he or she may submit their application to a specific school.

There are some schools that may not charge an application fee that also use the Common App. Some high schools provide students with funds they may use up to a certain amount to apply to high schools using the Common App. Students may wish to speak to their financial aid advisor about options for this.

Colleges with No Application Fee

Here is a list of some colleges that may not have an application fee. This is accurate as of 2024. Things may change. Be sure to follow up with the school to check for current info for the school year you plan to apply.

Check out these top colleges with no application fees.

Colleges with No Application Fee

1

LOYOLA UNIVERSITY

Loyola University Chicago may offer a free application for freshman. They tend to have a full menu of online bachelor’s programs. To apply, you may need to send official high school transcripts. Also, ACT or SAT scores, a personal essay, and one reference. If admitted, you may need to send in a deposit to keep your space in the program.

  • Tuition: $51,716
  • Start Dates: Rolling
  • Enrollment: 16,899
  • School Type: Private
  • RN to BSN
  • Biology
  • Finance
  • Marketing

2

Concordia University

Concordia in St. Paul, Minnesota, may offer a no fee applications and may have a test optional admissions policy. To apply for their online bachelor’s programs, you may need high school transcripts. You may also have to write a typed 500-word essay. Some programs also ask for other things.

  • Tuition: $25,000
  • Start Dates: 3
  • Enrollment: 5,544
  • School Type: Private
  • Computer Science
  • Health Care Administration
  • IT Management
  • Criminal Justice

3

Siena Heights University

Siena Heights University is another college that usually has  no application fee. They may offer online degree completion programs for adults in an array of majors. To apply, you may have to fill out an online form, and answer prompted questions.

  • Tuition: $29,778
  • Start Dates: 3
  • Enrollment: 1,857
  • School Type: Private
  • Communications
  • Computer and Info Sciences
  • Education
  • Criminal Justice

4

Creighton University

Students may not have to pay a fee to apply to Creighton University. This private school offers a number of bachelor’s degree programs. Students may need to complete an essay. They may also need to provide transcripts and recommendations. GPA and ACT/SAT scores may be important here as well.

  • Tuition: $47,000
  • Start Dates: 3
  • Enrollment: 8,397
  • School Type: Private
  • Organizational Leadership
  • Health and Wellness
  • Nursing
  • Dentistry

5

Cornerstone University

Cornerstone typically has a free application. It may ask for an essay stating your faith commitment and high school transcripts and at least a 2.0 GPA. You may also need an ACT, SAT, and Classic Learning Test scores. But that is if you are transferring in less than 24 college credits.

  • Tuition: $29,100
  • Start Dates: Rolling
  • Enrollment: 1,781
  • School Type: Private
  • Army ROTC Program
  • Ministry, Education
  • Human Services

6

Kentucky Wesleyan College

Students may be able to download the application for Kentucky Wesleyan College online. The school may require all official transcriptions. The application tends to require an essay. Students may also be required to submit their ACT composite or SAT total school.

  • Tuition: $33,393
  • Start Dates: 3
  • Enrollment: 813
  • School Type: Private
  • Business Administration,
  • Criminal Justice
  • Psychology
  • Design Arts

7

McKendree University

McKendree typically offers a range of online bachelor’s program with no application fee. They may also offer discounted tuition to eligible students. To apply, you may need a high school diploma or GED. And may need official SAT and ACT scores as well as a recommendation.

  • Tuition: $34,070
  • Start Dates: 4
  • Enrollment: 1,960
  • School Type: Private
  • Psychology
  • Business
  • Nursing
  • Criminal Justice

8

University of Maine – Augusta

Students hoping to apply to the University of Maine – Augusta may not have to pay an application fee. The application is online. Students may need to submit their high school or GED information. Any previous college transcriptions must typically be completed. Students may apply using the Common App.

  • Tuition: $21,548
  • Start Dates: 3
  • Enrollment: 4,446
  • School Type: Public
  • Liberal Arts
  • Business Administration
  • Information Technology
  • Library Science

9

Johnson & Wales University

Johnson & Wales University typically does not have a fee requirement. Students may wish to use the Common App to apply to this school. High school transcriptions are usually necessary. College transcriptions may  also necessary. The school is test optional. It encourages the use of ACT or SAT scores, though.

  • Tuition: $40,408
  • Start Dates: 2
  • Enrollment: 4,566
  • School Type: Private
  • Foodservice Systems Administration
  • Business Administration
  • Hospitality Administration
  • Human Resources Management

10

Lindenwood University

Lindenwood typically has a free application. They may also offer a range of online bachelor’s degrees and more than 100 courses every semester. To apply, you may need official high school transcripts and ACT or SAT scores. You may also select “test optional” at the time of your application.

  • Tuition: $21,100
  • Start Dates: 5
  • Enrollment: 7,000
  • School Type: Private
  • Finance
  • Business Administration
  • Criminology
  • Game Design

11

Southeast Missouri State University

The Southeast Missouri State University application fee is typically zero. Both an online and paper application is available. Students may need to apply with an essay. An ACT or SAT score may be necessary for some students. The school may also require all transcripts.

  • Tuition: $9,496
  • Start Dates: 3
  • Enrollment: 9,927
  • School Type: Public
  • Nursing
  • General Studies
  • Business Administration
  • Health Care Administration

12

Campbell University

Campbell is another college with typically no application fee. To apply, you may need transcripts and to set up a user account. You may also need at least a 2.0 GPA and or military experience. There may be a range of online bachelor’s degrees, including ones in applied science such as Pre-Law. For some of them, you might have to fulfill prerequisites or submit standardized test scores.

  • Tuition: $40,410
  • Start Dates: Rolling
  • Enrollment: 5,272
  • School Type: Private
  • Biology
  • Business Administration
  • Info Technology
  • Homeland Security

13

Campbellsville University

Campbellsville University often does not require an application fee. This private school aims to make applying as easy as possible. Students may do this online or in person. Students generally create an online account. They provide personal information. They could also provide ACT or SAT test scores if applicable. Some students may need to provide transcripts of any college courses they completed.

  • Tuition: $26,990
  • Start Dates: 2
  • Enrollment: 11,775
  • School Type: Private
  • Social Work
  • Business
  • Nursing
  • Criminal Justice

14

Concordia University-Saint Paul

Concordia typically offers a no fee applications and has a test optional admissions policy. To apply for their online bachelor’s programs, you may need high school transcripts. You may also have to write a typed 500-word essay. Some programs also ask for other things.

  • Tuition: $25,000
  • Start Dates: 3
  • Enrollment: 5,544
  • School Type: Private
  • Computer Science
  • Health Care Administration
  • IT Management
  • Criminal Justice

15

Houston Baptist University

Houston Baptist University typically does not charge an application fee for undergrad students. Students may apply through the school’s website. The programs may have perquisites for some. Students may need to provide ACT or ACT scores. Students may have a GPA requirement to meet if they do not have testing scores.

  • Tuition: $36,750
  • Start Dates: 2
  • Enrollment: 4,120
  • School Type: Private
  • Nursing

16

Loyola University New Orleans

Students applying to Loyola University – New Orleans may not have to pay an application fee. The Loyola Application or the Common App may be available. Students who attended high school using the Naviance program are encouraged to use the Common App. Other users may need to create an account. An essay and test scores may be necessary.

  • Tuition: $47,240
  • Start Dates: Rolling
  • Enrollment: 4,397
  • School Type: Private
  • Nursing
  • Criminology

17

Champlain College

Champlain typically offers a no fee application. To apply, you tend to need at least a 2.5 GPA and an aptitude for success in their online programs. You may also need English language proficiency, transcripts, and a resume. Plus, CCO’s online bachelor’s degree programs are fully online and come in 7-week sessions.

  • Tuition: $45,550
  • Start Dates: Rolling
  • Enrollment: 3,543
  • School Type: Private
  • Business
  • Cyber Security
  • Accounting
  • Computer Science

Are You Looking for More Schools to Consider?

Here are a few more schools to apply to that may not require an application fee. Click on the name of the school. Then, find their application information on that page.

Previous No Application Fee Schools

This list of colleges used to offer no fee applications to students. Some may have changed their policy. Others may have put in place new fees for some students. It may be worth looking into these schools to find out if they now offer no fees again. Click on the school’s name. Then, follow the application info to learn more. Some of the best colleges change these application guidelines every few years.

2024 Colleges with High Acceptance Rates

In the quest for a college education with high acceptance rates can serve as a source of hope, especially if academic performance poses challenges to obtaining a degree. To assist in this pursuit, we’ve curated a list of reputable higher education establishments that potentially offer admissions with acceptance rates reaching up to 100%. This resource can be immensely valuable for those seeking a new start on their collegiate journey.

3 THINGS YOU SHOULD KNOW ABOUT COLLEGE ACCEPTANCE RATES

In 2023, only 4.50% of applicants received admission offers from Harvard University. However, there are numerous educational institutions that approach admissions more holistically. These schools, characterized by higher acceptance rates, are less stringent. Yet, this flexibility signals their openness to recognizing potential in students with imperfect academic records. Here are three essential points to consider.

1. ACCEPTANCE RATES MAY VARY

Firstly, certain institutions, such as the University of Scranton, might boast higher early acceptance rates. Consequently, submitting your application as soon as possible could be a strategic move.

Secondly, some schools, like UNC Chapel Hill, may have disparate acceptance rates for in-state and out-of-state applicants. Consequently, it’s prudent to compare state schools with out-of-state options, as well as different campuses within the same university system. This approach allows you to identify colleges with acceptance rates that align with your educational objectives.

To sum it up, start by constructing a list of potential schools, and then meticulously compile information regarding their acceptance rates and admission policies. Consider whether staying in-state is the right choice for you, whether applying early is advantageous, and the types of institutions that best fit your aspirations.

2. CONSIDER PRIVATE COLLEGES

In many cases, smaller private colleges tend to boast higher acceptance rates when compared to their larger public university counterparts, especially in contrast to renowned public flagship institutions. In essence, it’s advisable to include private colleges in your list of prospective schools. Moreover, considering applications to regional public institutions is another avenue worth exploring. And, certainly, don’t overlook the potential of online colleges, as many of them prioritize inclusivity. In summary, be sure to thoroughly explore all your available options. As demonstrated above, you have a more extensive array of choices than you might initially realize!

3. DON’T JUST LOOK FOR THE EASIEST COLLEGES TO GET INTO

First, prioritize seeking out reputable colleges with high acceptance rates that align with your personal and professional aspirations. Subsequently, assess the educational programs and resources offered by each institution. This approach ensures that you can envision yourself thriving in that academic environment. In essence, it’s essential to strike a balance between accessibility and suitability.

Finally, consider submitting applications to multiple schools, including those categorized as “reach” institutions. This strategy enhances your prospects of finding the educational institution that best suits your needs. Essentially, when you apply to several schools, you create a situation where these institutions vie for your enrollment. In the grand scheme, having a range of choices is advantageous. In summary, aim to create a well-rounded list that combines accessible options with those that are the right fit and includes some aspirational “reach” schools. This approach provides you with a solid starting point for your college search.

University of Arizona Global Campus

  • Accredited University offering Associate’s, Bachelor’s and Master’s Degrees
  • Affordable tuition, 5-6 week courses, and various payment options
  • 80+ online programs

HOW IS COLLEGE ACCEPTANCE RATE CALCULATED?

Simply put, college’s acceptance rate is determined by taking the number of students admitted to that college and dividing it by the total number of applicants. For instance, if a college received 37,000 applications and granted admission to only 3,700 students, the acceptance rate for that school would be 10%. In brief, highly sought-after institutions often have lower acceptance rates. As illustrated above, considering regional schools, online universities, or private colleges might offer you a more favorable chance of admission.

9 COLLEGES WITH HIGH ACCEPTANCE RATES

CollegeAcceptance Rate
American Intercontinental University100%
Colorado State University Global Campus96%
Southern New Hampshire University92%
Full Sail University100%
Grand Canyon University83%
South University100%
University of Arizona Global Campus87%
Saint Leo University71%
Colorado Christian University100%

1

AMERICAN INTERCONTINENTAL UNIVERSITY

Acceptance Rate: 100%

Available Degree Programs

  • BBA or Bachelor of Business Administration in Management
  • Bachelor of Healthcare Management
  • BS in Criminal Justice – Homeland Security and Crisis Management
  • Bachelor of Information Technology in Information Assurance and Security
  • BBA in Finance
Undergraduate Admissions Requirements

The admissions process at AIU include:

  • Connecting with AIU Admissions Advisor
  • Completing online application
  • Submitting official transcripts
  • Applying for financial aid

UNIQUE ELEMENTS

AIU understands the unique challenges you face. Which is why they offer flexible degree programs to fit your schedule. Additionally, they offer 24 7 support, and a Graduation Team. In order to help you through your educational journey.

2

COLORADO STATE UNIVERSITY GLOBAL CAMPUS 

ACCEPTANCE RATE: 96%

Available Degree Programs

  • Bachelor of Science (BS) in Communication
  • BS in Healthcare Administration and Management
  • Information Technology BS
  • BS in Organizational Leadership
  • Human Services Bachelor’s
Undergraduate Admissions Requirements

For many years, CSU Global only granted full acceptance to students with more than 12 college credits and a GPA of 2.30 or higher. In short, students who didn’t meet these requirements were granted provisional acceptance if they submitted:

  • Statement of Purpose
  • Current professional resume
  • SmartMeasure Assessment (takes about 30 minutes)

However, Colorado State University Global Campus now accepts First Time Freshmen. The requirements include those listed above for provisional acceptance and:

  • SAT score above 1000 or ACT score above 20
  • High school GPA of 3.20 or higher
  • Less than 13 transferable college credits

UNIQUE ELEMENTS

Designed for working adults, CSU Global offers professional relevant degrees that undergo continual evaluation. Including to ensure curriculum is aligned with fast changing market and industry practices.

3

ECPI UNIVERSITY

ACCEPTANCE RATE: 82%

Available Degree Programs

  • Cloud Computing Bachelor’s
  • Cyber and Network Security Bachelor’s
  • Bachelor’s in Electronics Engineering Technology
  • Mechatronics Bachelor’s
  • Bachelor’s in Mobile Development
Undergraduate Admissions Requirements

There’s a straightforward process to applying to ECPI University, which includes:

  • Scheduling an appointment with an Admissions Advisor
  • Assessment, including basic math and English concepts
  • Completing application

UNIQUE ELEMENTS

ECPI’s success is dependent on the trust and confidence they have earned from students, employees, and the communities. In particular, the school focuses on excellence in academics, commitment to students, and continually innovating to enhance each student’s experience.

4

FULL SAIL UNIVERSITY

ACCEPTANCE RATE: 100%

Available Degree Programs

  • Bachelor of Science (BS) in Computer Animation
  • BS in Game Design
  • Graphic Design Bachelor ‘s
  • BS in Sports Marketing and Media
  • Bachelor of Science (BS) in Music Business
Undergraduate Admissions Requirements
  • Completed application and $75 application fee
  • Documentation of high school graduation (or equivalent)
  • Government-issued photo ID
  • Interview with an Admissions Representative

In addition, students do need to prove English proficiency. Another key point, for students applying to online programs, pass a technology assessment.

UNIQUE ELEMENTS

The creative approach at Full Sail includes immersive, fast paced, and relevant programs.That is to say programs that mirror the workflow and collaboration usually found in today’s rapidly changing industries.

Southern New Hampshire University

  • Multiple term start dates throughout the year. 24/7 online classroom access.
  • Popular Online Programs include Business Administration, Psychology, Information Technology, Human Services…

5

SOUTHERN NEW HAMPSHIRE UNIVERSITY 

ACCEPTANCE RATE: 92%

AVAILABLE DEGREE PROGRAMS

  • Business
  • Criminal Justice
  • IT & Cyber Security
  • Psychology
  • and more
UNDERGRADUATE ADMISSIONS REQUIREMENTS

Freshmen applying to SNHU directly from high school need to:

  • Complete an Application
  • Obtain a High School Transcript Release
  • Electronic Attestation Form, stating that you’ve graduated from high school or received your GED

An SNHU admission counselor will walk you through the process and answer your questions. 

UNIQUE ELEMENTS

Named one of the world’s most innovative in 2012 by Fast Company magazine

 

6

REGENT UNIVERSITY

ACCEPTANCE RATE: 82%

AVAILABLE DEGREE PROGRAMS

  • Bachelor of Science in Business
  • BS in Criminal Justice
  • BS in Professional Studies – Healthcare Management
  • Bachelor of Science in CyberSecurity
  • Bachelor of Science in Psychology
ONLINE UNDERGRADUATE ADMISSIONS REQUIREMENTS
Note: Requirements may vary by program
  • High School Transcripts – Proof of high school graduation
  • Online Application & Questionnaire
  • Government Issued ID

Regent University offers 8 and 15 week course selections.

UNIQUE ELEMENTS

Regent University programs consistently top the charts among U.S. News & World Report “Best” rankings. Notably for quality, service and faculty credentials and training.

7

University of Arizona Global Campus 

ACCEPTANCE RATE: 87%

AVAILABLE DEGREE PROGRAMS

  • Bachelor of Arts (BA) in Sports and Recreation Management
  • Bachelor of Science (BS) in Information Technology
  • BA in Applied Behavioral Science
  • Business Administration BA
  • BA in Instructional Design
UNDERGRADUATE ADMISSIONS REQUIREMENTS

The admissions process at UAGC is designed to make sure that you are committed to pursuing your degree. Initially, your conditional acceptance requires:

  • High school diploma (or equivalent)
  • May need to submit official transcripts
  • Access to a computer that meets minimum technological requirements
  • 22 years or older (though exemptions exist for younger students)

In detail, after conditional acceptance, the school has different stages to full acceptance. For example, these include achieving a C- cumulative grade by week 3 in your first course and completing the Student Success Orientation.

UNIQUE ELEMENTS

UAGC knows how busy you are, which is why they created an online classroom that fits your needs. In particular one that you can easily access through your smartphone, tablet, or laptop. Plus, you’ll have access to faculty, classmates, librarian, writing assistants, and career service specialists to support your pursuit of a degree.

8

SAINT LEO UNIVERSITY

ACCEPTANCE RATE: 71%

AVAILABLE DEGREE PROGRAMS

  • Bachelor of Arts (BA) in Human Resource Management
  • BA in Psychology
  • BA in Sociology – Diversity and Inequality
  • Health Care Administration Bachelor of Science
  • BA in Liberal Studies
UNDERGRADUATE ADMISSIONS REQUIREMENTS
  • Complete application
  • Official high school transcripts
  • Letter of recommendation (optional)
  • Standardized test scores (optional)

UNIQUE ELEMENTS

As the oldest Catholic institution of higher education in Florida, St. Leo University seeks balanced growth in mind, body, and spirit for all members of their diverse community of students.

9

COLORADO CHRISTIAN UNIVERSITY

ACCEPTANCE RATE: 100%

AVAILABLE DEGREE PROGRAMS

  • Bachelor of Science (BS) in Accounting
  • BS in Business Administration
  • Bachelor of Arts (BA) in Communication Studies
  • BS in Human Resource Management
  • Bachelor of Science in Nursing (BSN) – RN to BSN
UNDERGRADUATE ADMISSIONS REQUIREMENTS
  • 2.8 high school GPA
  • SAT score of 1060 (or ACT score of 21)
  • Strong spiritual recommendation
  • Admission essay

With this in mind, the school recommends that you apply even if you don’t meet these requirements. In this case, CCU will still consider your application under a committee review process, which may include a personal interview.

UNIQUE ELEMENTS

As one of the premier interdenominational Christian colleges in Colorado, Colorado Christian University places a strong emphasis on excellence in teaching and providing opportunities for research and performance for both faculty and students.

Sponsored Schools

Cyber Security in Today’s World

Interview with Ron Woerner: What Is Cyber Security in Today’s World

Ron Woerner stands as a seasoned IT veteran and a luminary in the field of cyber security, offering a wealth of knowledge from which one can glean valuable insights. His current role as the Director of Cyber Security Studies and an assistant professor at Bellevue University underscores his expertise in this domain.

His journey into the realm of IT and cyber security was ignited by an early fascination with computers and an innate curiosity about unraveling the inner workings of technology. This initial spark paved the way for his illustrious career as both a distinguished cyber security expert and an educator in the realm of IT.

Woerner commenced his academic journey by achieving a Bachelor of Science degree in Computer Science, a commendable feat he accomplished at Michigan State University’s esteemed College of Engineering. His thirst for knowledge then led him to pursue a Master of Science degree in Information Resources Management, an achievement he attained at Syracuse University’s renowned School of Information Studies & Technology. To further fortify his expertise, Woerner has also earned various certifications, including the esteemed Certified Information Systems Security Professional (CISSP) and the highly regarded Certified Ethical Hacker (CEH).

As his reservoir of experience and capabilities expanded, Woerner has earned recognition as an authoritative figure in the realm of cyber security. He has shared his profound insights by contributing articles to industry publications, delving into pressing topics such as “4 Challenges to Address Corporate Cyber War” and “Educating Employees to Build Better Cyber Security.” Moreover, Woerner frequently graces conferences on cyber security and risk management as a distinguished speaker. Notable presentations in his repertoire include a captivating “Human Hacking” discourse at the US Cyber Crime Conference and an illuminating “Security in the New World” presentation at the Armed Forces Communications and Electronics Association (AFCEA) conference.

So what is it like to work in cyber security in today’s ever changing technical world? We are pleased to share Ron’s thoughts on that topic.

Please give a general definition of cyber security for someone interested in Information Technology but may not be familiar with the field.

The practice of cyber security is preventing, detecting, and responding to threats to the confidentiality, integrity, and availability of information systems and data.

Tell us more about your background and education. What brought you to work in IT and cyber security? 

I’ve always been interested in computers. I started using them in middle school in the early 1980’s and bought my own computer in 1982. It stems from always being curious on how things work. I studied computer science in college with a full-ride AFROTC scholarship to Michigan State University

After college, I worked for a year at AT&T Bell Labs in New Jersey in their archives researching the history, patents, and technologies. Once active-duty, I was an Air Force Intelligence Officer. That taught me many of the fundamental concepts of cyber security. I gravitated toward that topic as a Master’s degree student in the mid-1990’s, since it merged my computer science and intelligence backgrounds. I started working cyber security full-time in 2000 when I created a security program for a major billing company.  

Your professional IT work experience has been in many varying industries, from TD Ameritrade Bank to Nebraska Department of Roads to a food packaging company. Can you tell us a little about how cyber security varies from industry to industry?

The basic cyber security concepts and philosophies don’t change from industry to industry. What’s different are the compliance requirements and the organization’s risk management approach. TD Ameritrade is both a publically-traded company as well as an online brokerage. They have many more regulatory requirements than organizations not in that industry. Regulatory and legal requirements often make a security professional’s job easier, since it sets the goals for a security program. For other organizations I worked for, I had to sell the reasons for security technologies, policies, and procedures to ensure they fit the organization’s business model.

The other difference is how the organization manages risk. Financial organizations and publically-traded companies are much more mature in their understanding and handing of risks. Government and private organizations have a different risk tolerance and therefore the security program must be able to work within their risk framework. 

Cyber security is really a component of risk management and a function of the organization’s business. Cyber security professionals need to use sound risk management processes to ensure IT and cyber security risks are identified, assessed, and appropriately managed based on the business model.  

Can you talk about your dual role as an educator at Bellevue University and as the university’s Cyber Security expert?

The Bellevue University Cyber Security programs are designed to meet the high demand for cyber security professionals in both the public and private sectors. Combining theory with active learning, the program provides a framework for protecting an organization’s information and technology assets. The program is designed for professionals who want to build and expand their knowledge of protection and risk management techniques in the realm of cyber technologies. The program focuses on network and software security, risk management, protection mechanisms, business continuity planning, disaster recovery, and governance of information systems.

As the program director, I need to convey to my student and colleagues the skills, abilities, knowledge, and behavior required of security professionals. I am often asked by people both internally and externally for my expert opinion on a particular security issue, breach, or vulnerability. This requires continual study and research to be able to answer questions accurately and intelligently along with keeping my technical skills up to date.

As an Cyber Security professor, what concepts are you teaching students that are new for even you, a veteran of the industry?

The more I learn, the more I realize just how much more I have to learn. This is true in almost any field, not just IT. A good security professional needs to be well-versed in a multitude of subjects including economics, business management, psychology/human factors, legal studies and project management along with technology. 

Within technology, the newest area is mobile and cloud computing. Many organizations are moving to cloud technologies and using mobile devices like smartphones and tablets. This requires a slightly different mindset than traditional technologies. So, I’m continually learning the technologies in use such as virtualization, mobile app development, and big data.

Bellevue University is partners with numerous large companies like IBM, EMC, and Cisco. I’m taking advantage of the great training that comes with those partnerships.

It sometimes boggles my mind how much more there is to learn.  A philosophy I live by is to always be learning.  

How has cyber security changed since you entered it? Where do you see it going in upcoming years?

We will continue to see anytime/anywhere computing grow. Mobile and cloud computing enable this. The Internet of Things (IoT) is also a great change where more devices are made network-accessible. This means we’ll need to identify the threat, vulnerabilities, and risks associated with those technologies and apply security accordingly.

We are slowly migrating away from passwords. They are a very poor security control, yet they are very simple and cheap to operate. We will continue to see a growth in two-factor or multi-factor authentication, which requires users to use something they know (like a password) along with something they have (like a cell phone) or something they are (like a fingerprint). It’s much more common-place and user-friendly today, which is great because of the additional layer of security it provides.

Many companies from varying industries have been featured in the news recently for having their company and consumer information stolen by hackers. How does the field of cyber security contribute to preventing these kinds of hacker attacks and security breaches?

The recent breaches are causing many (if not most) organizations to re-prioritize cyber security. They don’t want to be the next headline, so they are hiring cyber security professionals to improve their technologies, policies, and procedures to reduce their risks. Cyber Security professionals understand threat vectors and the threat landscape to better anticipate potential security problems and hopefully stop them before they occur (aka prevention). They also understand how to detect issues to reduce the impact or probability of damage occurring. Lastly, they can help the organization respond appropriately when there is a breach.

There is no silver bullet to security. It takes dedicated security personnel along with universal participation of all employees to keep risks at a manageable level.

In your opinion, is it an ideal time to go into IT or to become an IT specialist? If so, why?

IT continues to be one of the hottest career fields. Computers are now ubiquitous and we need people to program, maintain, manage, and secure them. There are way more jobs than there are workers. 

What qualities or skills do you think are necessary for pursuing a career in IT and cyber security?

We need students who know more than just how to point and click, but understand the underlying technologies. They need to be consistently curious about the technology with a passion to learn the many different facets of the career field. To be successful cyber security also takes maturity. Things rarely go as planned. The professional needs to be able to handle adversity and implement contingency plans to meet organizational goals.

Other skills needed for not only IT / Cyber security, but all career fields are the ability to (1) communicate and (2) work with people. Being a successful IT or cyber security professional means more than just the technology, but the ability to interact with the people who use that technology.

What advice do you have for students pursuing a degree in IT or cyber security? How can students prepare themselves for the challenges?

A-B-C: Always Be Curious. There’s so much to learn (see my quote above) that you can’t get it all in the classroom. You need to do your homework even when you’re out of school to stay up to date. The real tests aren’t in the classroom, but in the workforce. 

Ask questions. If there’s something you don’t understand, it’s your job to ask intelligent questions to learn. 

CYA: Check Your Assumptions. Don’t assume that things are as they appear. Also, don’t assume that people understand what you’re talking about.

What do you find is the most exciting thing about the work you do?

The students. I love interacting and learning with them.


The experts interviewed for this article may be compensated to provide opinions on products, services, websites and various other topics. Even though the expert may receive compensation for this interview, the views, opinions, and positions expressed by the expert are his or hers alone, are not endorsed by, and do not necessarily reflect the views, opinions, and positions of EducationDynamics, LLC. EducationDynamics, LLC make no representations as to the accuracy, completeness, timeliness, suitability, or validity of any information in this article and will not be liable for any errors, omissions, or delays in or resulting from this information or any losses or damages arising from its display or use.

Cyber Security Issues

Interview with Michael Meikle: Challenges of Working in Cyber Security

Michael Meikle has witnessed the profound transformations within the Information Technology (IT) sector during his extensive two-decade tenure. The landscape that initially revolved around combating viruses and fortifying passwords in the 1990s has since undergone a substantial shift towards safeguarding data in our wireless, mobile-device-dominated world. Holding the pivotal roles of Chief Operating Officer and partner at the cybersecurity consultancy firm secure HIM, Meikle enjoys an unobstructed view of the ever-shifting terrain of data protection and risk evaluation within the IT domain.

Michael Meikle pursued coursework at Virginia Commonwealth University before embarking on a journey with a startup, where he gained invaluable hands-on experience. He furthered his education by earning a Master’s certificate in International Business Management and subsequently pursued multiple certifications, including the coveted Project Management Professional (PMP) and the esteemed Certified Information Systems Security Professional (CISSP).

Thanks to his profound expertise in the field, Meikle has been called upon to share his insights in articles addressing topics ranging from security breaches to effective business strategies. His contributions have graced esteemed publications such as the Los Angeles Times, the Chicago Tribune, and PC World Magazine. Additionally, Meikle is a sought-after national speaker on technology and cybersecurity, regularly delivering talks at diverse industry events, including those hosted by the Medical Society of Northern Virginia (MSNVA), the Intel/McAfee FOCUS Conference, and Secure360.

Meikle emphasizes that many of his early positions played an instrumental role in shaping his current career trajectory. He points to pivotal roles such as a system and network administrator at an engineering startup, a project manager within the US Department of Health, and a security architect at Capitol One as vital stepping stones in his professional journey.

A significant milestone in his career was achieved when he received the prestigious Governor’s Technology Award from the Virginia Department of Social Services. This recognition was bestowed upon him for his exceptional contribution to the implementation of the Division of Licensing Programs Help and Information Network (DOLPHIN) System. Notably, this marked his inaugural software product implementation intended for statewide use, marking a momentous achievement in his professional portfolio.

Our interview with Michael Meikle explores the challenges currently facing the field of cyber security and the importance of continuing education in order to stay current and informed in the IT industry.

Tell us more about your background and education. What led you to work in IT and cyber security?

I have always had an affinity for computers and technology, so when I joined an engineering startup in college, I naturally fell into a system/network admin role. From there, I leveraged my experience and gradually shifted my career toward software development project management. After completing some large enterprise projects, I saw that information security was becoming more crucial and so I sought out more opportunities that would take my career toward the cyber security discipline.

Please describe cyber security and what your company does for someone who may not be familiar with the field.

To boil it down to its most basic essence, cyber security is the protection of data. All the processes, technologies, and people involved are all concerned with confidentiality, integrity and availability of that data.

Our company, secureHIM, is a security consulting and education company. We provide cyber security training for clients on topics such as data privacy and how to minimize the risk of data breaches. To facilitate these services, secureHIM has partnered with the Information Institute and its founder Dr. Gurpreet Dhillion. This partnership provides an accredited information and security framework for these programs.

Our consulting programs include security program evaluation, HIPAA & HITECH security assessments, strategic social media programs, and IT security planning services.

What is the most exciting thing about the work you do? Or the most rewarding?

Developing and delivering security training programs for companies are two areas that are the most exciting for me. I really enjoy interacting with folks and providing some great material that can be interesting, helpful, and contribute a great deal to the security of their company.

The other area that is most exciting for me is incident response. While stressful, there is a thrill of tracking down the origins of a phishing attempt or successful malware infection and then crafting the appropriate solution to protect against such an incursion in the future.

Can you tell us about your different roles in the IT industry (security consultant, risk consultant, author, trainer, voice in social media)?

I’ve held quite a few different roles in the IT & Security Industry. I’ll list a few of these below:

Security Consultant – I have provided security consulting services for around 15 years across multiple industries (Financial, Healthcare, Government, etc.). Projects I have led include Data Loss Prevention (DLP), endpoint encryption, intrusion detection/prevention, risk assessments, and data breach response.

Risk Consultant – As part of my security consulting practice, I have provided a wide assortment of risk consulting services, primarily in risk assessments. These assessments include HIPAA, HITECH, application security, and enterprise security environment.

Author – I have a significant body of published work across various publications, including a recent article about the Affordable Care Act in Social Work Today.

Trainer – I am an eLearning expert with dozens of online courses/webinars in my portfolio. I have provided these services for ExecSense/Financial Times, AtTask, Medical Practice Trends, and in person at various enterprises.

Social Media – I am an active participant in social media and I also provide security services for enterprise social media programs. I have spoken at national conferences on the topic of social media and I have designed several social media campaigns for regional companies.

How has your entrepreneurial spirit been a benefit to you in the cyber security field?

The drive to take a concept and create a viable business around it is very beneficial in several ways. It forces you to keep on top of your industry. You have to continuously educate yourself to ensure you have not missed a crucial opportunity or made potentially damaging missteps. 

It also provides a healthy reality check regarding business realities and forces a person who is oriented toward technology to manage the day to day operations of a business. This is invaluable experience and a definite step outside of the comfort zone of a typical technologist.

What are some of the key points you emphasize when training a company on risk, compliance, and security? What are some of the challenges of the profession?

Key points on Risk:

  1. Effective enterprise risk management requires a certain level of corporate maturity. This entails a managed and supported governance program.
  2. The concept of risk management itself must be driven from the executive suite with full support of those executives.
  3. With a new risk program, start small. Track no more than 10 critical business processes (KPI). Attach a Key Risk Indicator (KRI) to each.
  4. Risks must have executive oversight and business ownership.
  5. There is no technological silver bullet for managing risk.

Key points on Compliance:

  1. An effective compliance program is a component of a robust Governance, Risk, and Compliance initiative. This relies on a level of corporate maturity and support from the executive suite.
  2. The regulatory burden on multiple industries is continuously increasing. An enterprise needs to be educated on its local, state, and federal regulatory burden to ensure its program is covering its exposure.
  3. Beware of compliance by “checklist.” A checkbox compliance program may be tempting but many industry regulatory frameworks are incomplete or vague, which could lead to missing key risks. PCI compliance can be a good example of compliance by “checklist.”

Key points on Security:

  1. Security must become more of a priority at the executive level. Even with the latest breaches, corporate leadership mostly considers cyber security as a necessary evil with appropriate funding and visibility to match.
  2. The most unsophisticated security solutions still provide the most bang for the buck. These include patching your servers and endpoints, training your users on security risks, standard, updated antivirus/antimalware protection on servers and endpoints.
  3. Consider that nearly all of the recent major breaches have begun with a phishing campaign that lead to accounts becoming compromised and eventually stolen data.
  4. Monitor the tools you do have in place. All of the security solutions in the world will not protect you if they are not managed and monitored. Trained staff interpreting the data that is received by these solutions is very critical.

Challenges of the Security Profession:

  1. Staying current on the latest technologies, threats, and regulations is quite difficult. It requires continuous education.
  2. Communicating the need for training to leadership. Training in the enterprise today is not a priority for most companies. I have consulted for quite a few who do not invest at all in their employee’s ongoing education.
  3. Communicating the importance of security to leadership. It is an unfortunate reality that the security team of most companies becomes involved in a project near its completion when a security issue occurs. Proactive information security involvement in the enterprise is still in its infancy.

Companies from varying industries are desperately trying to safeguard their information from being hacked. What are some principle practices that you emphasize to companies trying to maintain security?

When considering your security program, remember it is about protecting the enterprise data. Data is the new currency and is increasingly important to the enterprise. In some industries, the protection of data has added federal mandates, such as healthcare Protected Health Information (PHI).

When protecting your data, review the Data CIA model. This stands for Confidentiality, Integrity and Availability.  Is you data confidential to unauthorized users? Do you know who has accessed, changed, or copied your data (integrity)? Can your data be accessed by authorized users when appropriate (availability)?

How has the cyber security field changed since you entered it?

The security field has changed tremendously since I first entered it in the 1990s. At that time, decent virus scanning tools, patching endpoints/servers when necessary, and a firewall were considered a viable security program. Security was usually an activity underneath the IT department that was managed by system administrator on an “as needed” basis.

Fast forward to today and the pace of security has become frenetic. New threats arise constantly and staying ahead of the curve is nearly impossible. In many cases, cyber security is still a subcomponent of information technology, but that is changing quickly. The basics of security still apply. Patching, monitoring, endpoint and server protection, employee training etc. are very critical.

The biggest change has been the arrival of consumer technologies into the enterprise (Consumerization). Gone are the days of corporate Blackberries, laptops, and desktops being the only devices an employee uses to access corporate information. Now a plethora of iDevices, Androids, and other mobile devices have knocked down the enterprise technology barriers. Managing how data is accessed, stored, and transmitted on these devices is one of the largest security challenges for security departments today.

Security has gone from the moat, drawbridge, and castle model to building a multiple secure perimeters around crucial pieces of corporate data. 

Do you think it’s an ideal time to go into IT or to become an IT specialist, and if so, why?

I believe it is a viable career choice with some caveats. You must realize that IT has been the target of downsizing, right-sizing, outsourcing, whatever euphemism you want to call it for over twenty years. You must be very flexible in your IT career and constantly aware of what trends are impacting the profession. Information security is relatively hot at the moment, but that could change quickly. Be prepared to shift your direction in your career and always have a few other IT skills you can fall back on.

Which skills do you think are necessary for pursuing a career in IT and cyber security?

General skills that may serve you well in IT and security:

  1. The ability to learn quickly
  2. Ability to troubleshoot problems while drawing on multiple sources of information
  3. Ability to embrace change
  4. The ability to communicate technical concepts to business users so they can make the appropriate decisions
  5. A love of technology

Valuable technical skills would be:

  1. Operating Systems
  2. Networking
  3. Servers
  4. Storage
  5. Virtual Machines
  6. Software Architecture

What advice do you have for students pursuing a degree in IT or cyber security? How can students prepare themselves for the challenges?

To prepare for the pursuit of an IT or cyber security degree, I would earn an industry certification or two. Take a look at the various CompTIA certifications and see what fits your interest. They may be valuable for your resume but there is no replacement for experience. Experience in the industry will give you the best feel for what to expect in a degree program. Internships may be abundant for IT and security, so seek them out at your university. 


The experts interviewed for this article may be compensated to provide opinions on products, services, websites and various other topics. Even though the expert may receive compensation for this interview, the views, opinions, and positions expressed by the expert are his or hers alone, are not endorsed by, and do not necessarily reflect the views, opinions, and positions of EducationDynamics, LLC. EducationDynamics, LLC make no representations as to the accuracy, completeness, timeliness, suitability, or validity of any information in this article and will not be liable for any errors, omissions, or delays in or resulting from this information or any losses or damages arising from its display or use.

Cyber Security Career

Interview with Doug Landoll: Navigating A Cyber Security Career

Amidst the era of digitization, where reports of cyber security breaches make frequent headlines, Doug Landoll has consistently maintained a proactive stance. Functioning as an authority in security risk evaluation and serving as the Chief Executive Officer of a firm specializing in information security, Landoll boasts a wealth of years spent acclimatizing to the dynamic shifts within the realm of IT. This encompasses the diverse array of perils that loom over digital data, spanning the domains of public and private information alike.

Cyber Security Career Doug Landoll

Fueled by a passion for engaging with computers, Landoll achieved his Bachelor of Science degree in computer science from James Madison University. Subsequently, he pursued his executive Masters of Business Administration (MBA) from the esteemed Red McCombs School of Business at the University of Texas in Austin. Alongside his academic accomplishments, Landoll obtained certification as a CISSP (Certified Information Security Professional), a premier credential within the information security arena.

Over the passage of time, Doug Landoll’s professional journey encompassed diverse roles within multiple companies. These ranged from serving as a Trusted Product Evaluator at the National Security Agency, to assuming the mantle of Practice Director of Risk & Compliance Management at an enterprise specializing in information security, and culminated in the establishment of Lantego—a firm comprising adept professionals in information security compliance—with Landoll at its helm as CEO. He crafted a comprehensive handbook for security risk assessment, a vital resource embraced by IT practitioners and learners alike. Owing to his extensive expertise, he has earned prominence in numerous publications addressing information security subjects, and he frequently delivers talks at prominent IT conferences such as the recent Information Systems Audit and Control Association conference.

Read our full interview with Doug Landoll to find out how he got into IT and the field of cyber security and how the navigates the ever-developing challenges of the digital age.

Tell us more about your background and education. What led you to work in IT and cyber security? 

I always loved working with computers and enjoyed the mathematics background and analytical aspect of it all, but I never really enjoyed programming. Back when I went to school, programming seemed to be the only option in the field. Somehow I just knew I would find something in this field so I kept on with my education. A BS in Computer Science allowed me to pursue work in this field and discover that there were a wide variety of positions. I was introduced to the field of computer security (which I really did not know existed) when the intelligence community recruited me in my senior year of college. Once I caught that bug, I have never looked back. I love this field of study.

Did you hold any past positions that have played a significant role in where you are today?

I held several positions that influenced where I am today. I led several technical teams while serving in the intelligence community, analyzing security vulnerabilities of commercial systems. I led consulting practices within large organizations and grew them with additional services and members. But the most rewarding and influential positions I have held is founding and running my own company. I have done this four times now: founding, growing, and eventually selling information security consulting practices. I now enjoy working for myself and concentrating on information security risk assessments, policy development, and the education of others pursuing a career in information security.

Please describe cyber security and what your company, Lantego, does for someone who’s unfamiliar with the field.

Cyber security can be thought in two distinct missions: Builders and Busters. Builders design, assemble, configure, and operate secure networks and applications. Their job is to ensure that they create the most resilient and secure systems to protect an organization’s assets with the resources they have. Busters review, assess, and test these systems looking for any design, implementation, or operational flaws or vulnerabilities in the system. Their job is to find these vulnerabilities, prioritize them, and suggest how to fix them in the most efficient and effective way possible.

Lantego specializes in assessments. Gap assessments are a review of the current security controls with respect to an industry standard such as HIPAA (Health Insurance Portability and Accountability Act) security and privacy or the Payment Card Industry Data Security Standard (PCI DSS). Security risk assessments go one step farther and assess the likelihood that vulnerability could be exploited and the impact it would have on the organization. This allows us to prioritize our findings. Lantego also develops information security policies and processes for state agencies and commercial organizations when they are lacking appropriate administrative controls. Many organizations seek independent consultants for assessments and policy development because of the need for an independent review and the lack of specialized resources to create policy.

What keeps you excited and interested in the work you do?

I keep excited about my work because there is always something new to work on. Last year, I rewrote the information security policy set for the State of Arizona and worked directly with the State CIO (chief information officer) and State CISO (Chief Information Security Officer) in a project that affected all 145+ agencies in the state. At the same time, I performed HIPAA security risk assessments for hospitals in Virginia, resourcePageQuoteTennessee, Texas, and Arizona. The variety of environments, business models, system implementation, and security requirements keeps me on my toes and the work always interesting.

Expand on your different roles in the IT industry (risk assessment expert, author, voice in social media).

One of the most influential efforts I ever pursued in the writing of my first book: The Security Risk Assessment Handbook. I knew a lot about risk assessments at the time but the research I did to create a textbook expanded my knowledge beyond what I would have ever received from simply performing the risk assessments.

As a recognized expert on security risk assessments, I am able to provide some insight on the process, the state of security in the industry, and how we can continue to improve our security postures as the threat environment continues to mature. Just as regulations and threats continue to evolve so too does my own risk assessment process every time I perform another risk assessment.

I share my thoughts, findings, and experiences through social media and conferences. As a profession, it is important that we share our experiences and continue to mature our tools and processes to secure the infrastructure that protects data assets.

Is your book, The Security Risk Assessment Handbook: A Complete Guide for Performing Security Risk Assessments, used for students pursuing an IT degree? If so, what information do they find most helpful?

My book was written specifically for the practitioner. Anyone who intends to understand how to perform an information security risk assessment (or even use the results of one) will gain a practical understanding of how to conduct a complete assessment. The book is used in many colleges and universities as either required or supplemental reading. What the student will gain is practical advice on how to actually perform an information security risk assessment. Most students are surprised by the detail of instruction in the book. I wrote the book because there was no such instruction available elsewhere.

How has your entrepreneurial spirit helped you become an expert in the cyber security field?

My entrepreneurial spirit has allowed me to pursue business plans and offer information security services that my previous employers or “the big guys” did not see coming or did not see enough profit in. I am able to create new services quickly and effectively when I see a potential need. For example, last year I created a new class on the NIST Cyber Security Framework to coincide with NIST’s release of this new framework. I was able to gain several new clients who quickly adopted the standard and were unable to find training anywhere else.

I am also able to specialize in areas that I feel are most needed and underserved. For example, this year I launched my “Black Diamond Initiative”. This is what I call expert-only services. Most organizations have the expertise in-house to develop and deliver most of their information security program elements… with two notable exceptions. The first exception is an objective and independent review of the controls they put in place (i.e., an information security risk assessment). The second exception is education and training. When organizations reach out to consultancies for either an assessment or certification training the most important element is the expertise of the actual consultant that gets assigned. Assessing risk or educating your people is no place to cut corners, so organizations should demand an expert – that’s what Lantego delivers. We only provide experts in the field (i.e., someone who has performed scores of risk assessments or trained thousands of CISSP candidates).

What do you find are the most challenging aspects of cyber security as a field?

Keeping up with changes. No one can be an expert in the entire field of information security. You need to pick your areas of expertise and then be diligent about keeping up. There is always a new tool, regulation, technique, breach, conference, or threat that your customers expect you not only to know about but to have an opinion and a solution.

Has the field of cyber security field changed since you entered it? If so, how?

The field has expanded greatly and will continue to do so for the foreseeable future. It used to be that we all considered ourselves information security engineers. Now we are clearly divided as builders or busters, and then again in many different specialties such as forensics, web application code review, regulation compliance, and many more. The good news is that there is a lot of discovery yet to happen and this is a very exciting field.

In your opinion, is it an ideal time to go into IT or to become an IT specialist, and if so, why?

There are many types of jobs in both IT and IT specialties. If you have a desire to learn and push yourself, and if the thought of your field constantly expanding excites you, then I would advise you to pursue a specialty. It is not for everyone but for those that truly enjoy the challenge, you will find a career you truly enjoy.

Which skills do you think a person should build if they want to pursue a career in IT and cyber security?

Inherent skills include a thirst for knowledge, a desire to solve puzzles, and an analytical mind. If you have those, then throw yourself into the study of the basics: computer science, data analysis, programming, system design, privacy and security law. Once you understand the basics, pursue a position in a large company that allows you the freedom of lateral movement and encourages you to try new things. Pay attention to your interests and seek out experts. Let them know that you want to learn more about what they do. Continue this until you find your own special interest and then dig in.

What advice would you give to students pursuing a degree in IT or cyber security? How can students prepare themselves for the challenges?

Get involved in the cyber security community early. Many organizations such as ISSA (Information Systems Security Association), ISACA (Information Systems Audit and Control Association), and ISC2 (International Information Systems Security Certification Consortium) have student chapters; most security conferences have student rates and potentially even scholarships for qualified students. Attend meetings, go to conferences, even submit a paper. The earlier you get involved, the sooner you will be exposed to those areas that excite you and network with those that can help your career.


The experts interviewed for this article may be compensated to provide opinions on products, services, websites and various other topics. Even though the expert may receive compensation for this interview, the views, opinions, and positions expressed by the expert are his or hers alone, are not endorsed by, and do not necessarily reflect the views, opinions, and positions of EducationDynamics, LLC. EducationDynamics, LLC make no representations as to the accuracy, completeness, timeliness, suitability, or validity of any information in this article and will not be liable for any errors, omissions, or delays in or resulting from this information or any losses or damages arising from its display or use.

Online College Admission Process

Online College Admission Process

Online College ADMISSIONS PROCESS

In the ever-changing landscape of education, online college admissions have opened new doors. Whether you’ve recently graduated or you’re a professional seeking career advancement, understanding this process is pivotal. This guide is your companion through the stages of online college admission, starting from that first advisor call to enrolling in courses tailored to your aspirations. Uncover essential inquiries, necessary forms, and valuable insights for a seamless transition into online education. Empower yourself to make well-informed choices about your educational path.

STEP 1: THE FIRST PHONE CALL

During the first phone call, the Admissions/Enrollment Advisor/Counselor may want to schedule an interview time to speak with you. Otherwise, they may want to discuss the following during the first call and then schedule an interview at a later time:

  • Selecting the right program for your career and life goals. Are you looking for a school that accepts low GPAs or does not require entrance exams. All things to consider.
  • Your schedule and any time or life constraints for going back to school
Online CollegeGPA RequirementOther Requirements
GRAND CANYON UNIVERSITY3.0
  • High school GPA of 3.0 or above
  • ACT score of 19
  • SAT (Math and Reading only) score of 1000
  • GED and transcript of all credit-bearing coursework of 680 or higher
AMERICAN INTERCONTINENTAL UNIVERSITYNo GPA Listed
  • High school transcripts
  • High school diploma or GED certificate
  • Proficiency in English and math
COLORADO STATE UNIVERSITY GLOBAL CAMPUS2.0
  • SAT score of 880 on the Evidence-Based Reading and Writing and Mathematics sections or ACT score of 17
  • Official high school transcripts
PURDUE UNIVERSITY GLOBALNo Minimum Listed
  • Official transcripts
  • Upload government issued ID
  • Pay application fee
  • Review degree plan

When you speak with the Admissions Advisor from each school, they should provide you with specific information regarding their school and its offerings. It’s a good idea to ask the same questions so you can make accurate comparisons.

The following list of questions will be helpful to you — you can print these out and write down the answers as you speak to each school.

QUESTIONS TO ASK ADMISSIONS OFFICERS

  1. What type of accreditation do you hold?
  2. Do you offer any scholarships?
  3. Do you offer Title Four funding (government financial aid)?
  4. If I do not qualify for financial aid, do you offer help with Private Loans?
  5. Do you accept transfer credits from _______ school? (if you have any to transfer)
  6. Do you offer any credit for life experience?
  7. Do you accept CLEP transfer credits?
  8. How long will it take to complete your program?
  9. What are your technology requirements?
  10. Do you have a career services department?
  11. Do you have academic advisors?
  12. Do you offer technical support?
  13. Are books included in my tuition?
  14. Will I have access to a library?
  15. How does your program work?
  16. What is the time investment associated with this program on a weekly basis?

Note: Be sure to let the Advisor know if you are Active Military or a Veteran.

STEP 2: APPLICATIONS AND FORMS

After you have spoken with the schools, there are several ways you can begin the Admissions/Enrollment process:

  • It is not uncommon to receive an e-mail with the link to a school’s application site. Many schools have strictly enforced deadlines; however, do not be intimidated by this. These deadlines are established to separate serious students from non-serious students. Since the application should take only 10 minutes or so, take this opportunity to display your seriousness to the advisor.
  • You may be asked to pay an application fee, depending upon the school’s requirements. Make sure you ask your representative if there are any fees associated with filling out the application.
  • You may be asked to fill out financial aid paperwork. Some schools will complete your financial aid package prior to your acceptance, while other schools may wait until you are accepted.
  • Always feel free to contact your Admissions/Enrollment Advisor/Counselor with any questions. Most will follow up with you to see what questions or concerns you may have.
  • You may be asked to speak with a financial aid representative or a student accounts officer to set up a payment plan.
  • Some schools may require you to take a short exam or write an essay.

STEP 3: ENROLLMENT PAPERWORK

When you have chosen and been accepted by the school you wish to attend, you will be asked to sign an enrollment agreement. This may be e-mailed or mailed to you, or you may be directed to complete it online at the school’s website.

This is typically a three to seven page document that contains your personal information, your program of interest, what the institution is promising you, and what your obligations to the institution are.

Once you sign the document (you may e-sign, or sign manually and fax or mail back), you are enrolled!

STEP 4: COURSE REGISTRATION

Most institutions will recommend which classes you should register for first. Others may let you select from the course catalog. Keep in mind that if your school recommends that you register for certain classes, it is best to do so according to their guidelines.

In most cases, you can register online or on the phone. Once your registration is complete, many schools offer an orientation course to familiarize you with their format. It is recommended that you complete this course, as it will serve to benefit you.

HELPFUL HINTS

You might become anxious as your start date draws near. Just remember that this is normal, and that the first week of school might feel like culture shock. After a couple of weeks, you’ll assimilate school into your daily schedule and everything will begin to feel normal.

Simply keep reminding yourself:

  • “My education may enable me to make more money over my lifetime.”
  • “My education may enable me to move up the ladder in my company or get a better job.”
  • “My education may empower me to provide autonomy.”
  • “My accomplishment may inspire my children.”

You may even want to post it next to your computer or on your desk. Remember, in the words of Woody Allen, “80% of SUCCESS is showing up.”

IT Certifications

IT Certifications

The realm of skills extends beyond the boundaries of traditional colleges or degree-centric environments. Certain proficiencies find their form through IT certifications, akin to esteemed badges within the professional sphere. Intrigued by the concept of IT certifications? Discover a compilation of such certifications in the list below.

Within the tech community, there exists a division of thought: some champion specialized programs linked to vendors like Google, Microsoft, or Cisco, while others vouch for vendor-neutral assessments, exemplified by the offerings of the Project Management Institute. To delve deeper into this subject, check out our Top Online Project Management Programs for more information. However, the best IT certification for you can only be determined by you and your personal circumstances and your potential career path.

There are far to many Information Technology certifications for us to comprehensively cover, so we have selected a few of the more popular certifications and have listed some of the requirements necessary to complete them.

AWS CERITFIED SOLUTIONS ARCHITECT (CSA) ASSOCICATE EXAM

AWS has become a serious cloud solution option for both small and large businesses. This certification will test your ability to  effectively demonstrate knowledge of how to architect and deploy secure and robust applications on AWS technologies. 

  • Who offers it: Amazon
  • Pre-requisites: One year hands on experience designing available, cost-efficient, fault-tolerant, and scalable distributed systems on AWS
  • Does it expire?:  Recertification is required every two years for all AWS Certifications

NETWORK+ CERTIFICATION

Network+ certification – this data networking certification may be recommended as one of the first professional certifications for those pursuing the roles of help desk technician, network administrator, IT cable installer, and other career paths.

  • Who offers it: CompTIA (an independent industry vendor)
  • Pre-requisites: None, although the A+ recommended as well as 9 months of networking experience
  • Does it expire?: TBD – usually 3 years after the current exam has launched
  • Did you know? This certification is held by nearly half a million people worldwide

A+ CERTIFICATION

This may be another good starting point for IT professionals, this certification covers topics like mobile, tablets, desktop, PC repair, operating systems, and more.  It helps prepare an individual for troubleshooting networking and security systems and may be a good choice for field service technicians, IT support specialists, and others.

  • Who offers it: CompTIA (an independent industry vendor)
  • Pre-requisites: None, although it to have 6 to 12 months experience in the field
  • Does it expire?: Yes. Certifications issued after 2011 expire after 3 years, you can keep it current though, through continuing education offered by CompTIA
  • Did you know? This certification is held by over 1 million people

CCNA CERTIFICATION

The CCNA (Cisco Certified Network Associate) certification is intended for entry-level network engineers, this certification program covers the installation, configuration, and troubleshooting of medium-size routed and switched networks.

  • Who offers it: Cisco
  • Pre-requisites: None
  • Does it expire?: Yes, after 3 years. You can keep the certification valid by passing one of Cisco’s continuing education exams BEFORE your certification expires 

​MCSA CERTIFICATION

The MCSA (Microsoft Certified Systems Administrator)  certification covers core IT skill areas such as Microsoft Windows 8, SQL Server 2012, and Office 365.  It may be a good fit for computer support specialists and other IT employees.

  • Who offers it:  Microsoft
  • Pre-requisites:   None
  • Does it expire?:   The MCSA does not require any sort of re-certification

Curious about Systems Administration? Check out program information here.


​MCSE CERTIFICATION

MCSE (Microsoft Certified Systems Engineer) – this certification covers a more advanced level than the MCSA on topics such as server and desktop infrastructure, private cloud and business intelligence. 

  • Who offers it:  Microsoft
  • Pre-requisites:  MCSA  
  • Does it expire?:  the MCSE requires recertification every 3 years. 
  • Important to know! This certification is being replaced by the new Microsoft Certified Solution Expert (MCSE)  – yes, it has the same acronym. The new cert is centered around the ability to design and build technology solutions vs a specific job role.

CRISC CERTIFICATION

​CRISC (Certified in Risk and Information Systems Control ) – This certification is designed for IT professionals, project managers, and others whose job it is to identify and manage risks in Information Systems

  • Who offers it:  ISACA  (Information Systems Audit and Control Association an independent industry vendor)
  • Pre-requisites:  At least three years of experience in two of the four CRISC domains is required for certification
  • Does it expire?: To keep the certification in good standing individuals are required to maintain a minimum of 20 CPE hours annually and 120 CPE hours over their 3-year cycle. There is also annual maintenance fee of US $45 ISACA member and US $85 non-member is required.
  • Did you know?: This exam is only offered two times a year!

LINUX+ CERTIFICATION

The CompTIA Linux+ certification may be a good choice for junior Linux administrators, systems administrators, web developers, and others who need to demonstrate familiarity with the Linux operating system. Why is Linux important? Well, not only does it power a vast majority of Web servers it is also the foundation of the LAMP development stack (Linux, Apache, MySQL, PHP)

  • Who offers it: CompTIA (an independent industry vendor)
  • Pre-requisites: None, although it is recommended to have 6 to 12 months Linux experience and the A+ and Network+ certifications
  • Does it expire?: It was unclear in our research if it does, however most CompTIA certifications do require continuing education renewal so it is likely as technology is always rapidly changing.

GOOGLE APPS CERTIFICATION

The Google Apps certification tests your skills in either the deployment, configuration, and migration to Google Apps for Work (Certified Deployment Specialist exam) or the administration of a Google Apps domain (Certified Administrator exam)

  • Who offers it:  Google
  • Pre-requisites:  Deployment specialist: Recommended minimum of three years of professional IT experience, and complete at least three Google Apps for Work deployments.  Administrator – recommended minimum of six months experience managing a Google Apps domain with a minimum of 50 users.
  • Does it expire?: You’re required to pass the certification exams every 18 months; the exam can be retaken 30 days prior to or up to 60 days after the 18-month renewal date.

ACE (ADOBE CERTIFIED EXPERT) CERTIFICATION

Adobe offers a variety of certification programs related to their popular software products, such as Analytics, Target, Dreamweaver, Flash, ColdFusion, and many others. The Adobe Certified Expert certification may be useful to graphic designers, web designers, web developers, and others

  • Who offers it:  Adobe
  • Pre-requisites:  Typically none
  • Does it expire?: Certifications on Adobe Digital Marketing Suite products are valid for 12 months. All other product certifications do not expire

CCNP CERTIFICATION

The CCNP (Cisco Certified Network Professional ) certification program covers more advanced routing and switching knowledge for network engineers, network technicians, and others

  • Who offers it: Cisco
  • Pre-requisites: Valid CCNA or any CCIE certification
  • Does it expire?: Yes, after 3 years. You can keep the certification valid by passing one of Cisco’s continuing education exams BEFORE your certification expires

CISSP CERTIFICATION 

The CISSP (Certified Information Systems Security Professional) certification is perhaps one of the more popular IT certification programs for information systems security professionals, CISSP tests ten key areas including risk management, network security, and cryptography. This certification may be valuable to IT directors, security analysts, security systems engineers, and other IT professionals who need comprehensive knowledge of information security

  • Who offers it:  (ISC)²
  • Pre-requisites:  At least 5 years of recent full-time professional work experience in 2 or more of the 8 domains of the CISSP exam
  • Does it expire?: To remain valid, the individual is required to submit continuing professional education (CPE) credits in alignment with the refreshed 8 domains of the CISSP

SECURITY+ CERTIFICATION

The Security+ certification is relevant for professionals in the data security field as the certification aims to demonstrate proficiency with security fundamentals such as assessing network vulnerabilities. These fundamentals are likely to be important to any employee responsible for managing sensitive information.

  • Who offers it: CompTIA (an independent industry vendor)
  • Pre-requisites:  Recommended minimum 2 years of experience with a focus on IT security and the Netowrk+ certification
  • Does it expire?: TBD – usually 3 years after the current exam has launched

PMP® CERTIFICATION 

Project Management Professional certification program tests key knowledge areas about directly managing projects including how to manage project scope, time, cost, quality, risk and more

  • Who offers it:  Project Management Institute  (an independent industry vendor)
  • Pre-requisites:  Depending on your circumstances – at least three to five years of project management experience, with 4,500 to 7,500 hours leading and directing projects and 35 hours of project management education
  • Does it expire?: In order to keep the certification valid, the holder must earn 60 professional development units (PDU) per every 3 year cycle

ONLINE IT CERTIFICATION PREP COURSES

There are many books and other study aids out there to help you prepare for taking one of these exams, including courses offered by our partner Udemy. We have taken the time to compile a short list of their highly user rated courses that may help prepare you for taking some of the above IT Certification exams.

Certification/
Subject
Udemy CourseStudents Enrolled
A+CompTIA A+ 220-802 – Prepare For The CompTIA A+ 220-802 Exam3,435
A+CompTIA A+ 220-801 – Prepare For The CompTIA A+ 220-801 Exam3,337
CCNAComplete Cisco CCNA 200-301 Course24,962
CCNACCNA 2015 200-120 Video Boot Camp With Chris Bryant105,131
MCSAMicrosoft Windows Server 2012 Certification – Exam 70-41016,249
MCSAMicrosoft Windows Server 2012 Certification – Exam 70-4119,388
SQLMS SQL Server With Real World Db Design Techniques10,628
SQLOracle SQL – A Complete Introduction98,480
SQLSQL for Newbs: Beginner Data Analysis72,190
LinuxLearn Linux in 5 Days and Level Up Your Career175,068
LinuxLinux for Beginners52,621
AppsAndroid Java Masterclass – Become an App Developer69,696
AppsThe Complete iOS 10 & Swift 3 Developer Course62,813
AdobeMastering Adobe Photoshop CC30,072
AdobeAdobe InDesign CS6 Tutorial – Beginners to Advanced Training14,044
CCNPCCNP All-in-1 Video Boot Camp With Chris Bryant46,149
CCNPCCNP SWITCH 300-115 Video Boot Camp With Chris Bryant3,967
CISSPHacking Techniques for IT Professionals 2.0 Complete Course8,627

WHAT IT CERTIFICATION SHOULD I EARN FIRST?

The certification you might want to earn first (or at all) typically depends on your intended career path. For instance, web designers may pursue Adobe certification but likely won’t need Network+ certification. Take the time to explore your professional area and find out what the best IT certification track may be for your goals. Keep in mind that some certifications have prerequisites, and you may need to earn some certifications in a specific order. For example, the CCNP certification for network engineers requires candidates to have earned CCNA certification first

WHAT Info Tech CERTIFICATIONS DO NOT EXPIRE?

Some certifications could remain valid for the duration of your career, while others may need to be renewed on a regular basis as the IT field evolves. One example of a certification that does not expire is the MCSA. While the MCSA certifications may not technically expire, it may be retired as new operating systems replace old ones, but your certification remains valid.(Of course, once the operating system you are certified in is no longer in use, you may wish to be recertified in the latest OS.)

Some certifications, like the PMP, require you to pursue ongoing professional development and education in order to renew your certification. Certifications offered by CompTIA such as the A+, Network+ or Security+ certifications would only need to renew at the highest certification level held. So in this example, you would only need to meet the continuing education requirements for Security+ to renew all three certifications.

WHAT DOES Info Tech CERTIFICATION REQUIRE?

In most cases, you’ll need to pass an exam that covers core areas of your professional field, proving that you have the knowledge and experience necessary to be certified. Some certifications also have specific educational and professional requirements. For example, the CISSP certification requires candidates to have five years of full-time work experience involving at least two of the ten core areas that are tested in the exam.

Now that you know a bit more about the certifications that IT professionals could pursue, hopefully you are in a better position to decide which is the best IT certification for you. 

Sources:


certification.comptia.org/getCertified/certifications/network.aspx
certification.comptia.org/getCertified/certifications/a.aspx
cisco.com/web/learning/certifications/associate/ccna/index.html
microsoft.com/learning/en-us/mcsa-certification.aspx
onetonline.org/link/summary/11-3021.00
certification.comptia.org/getCertified/certifications/linux.aspx
certification.googleapps.com
training.adobe.com/certification.html
cisco.com/web/learning/certifications/professional/ccnp/index.html
isc2.org/cissp-training.aspx
certification.comptia.org/getCertified/certifications/security.aspx
pmi.org/Certification/Project-Management-Professional-PMP.aspx
rasmussen.edu/degrees/technology/blog/5-it-certifications-to-get-your-foot-in-the-door/ cio.com/article/2392856/careers-staffing/12-it-certifications-that-deliver-career-advancement.html
certification.comptia.org/news/2011/07/14/Top_10_FAQs_in_CompTIA_s_Continuing_Education_Program.aspx
microsoft.com/learning/en-us/mcse-certification.aspx
isaca.org/Certification/CRISC-Certified-in-Risk-and-Information-Systems-Control/Pages/default.aspx

Education Tax Credits | AOTC & LLC

The United States government provides Education Tax Credits (ETCs) for eligible students and individuals who cover educational expenses. Tax credits offer a one-to-one reduction in your tax liability, effectively reducing the amount of taxes you must pay. If these deductions bring your tax liability below zero, you may even be eligible for a tax refund. These credits were established to incentivize students to pursue higher education and ease the burden of tuition costs.

There are two potential tax credits available to students: the American Opportunity Tax Credit (AOTC) and the Lifetime Learning Credit (LLC). To qualify for either of these credits, students must satisfy a range of criteria, some of which overlap while others differ.

To be eligible for either the AOTC or LLC credit, you must, at the very least, satisfy the following requirements:

  1. Qualified expenses for higher education, such as tuition and mandatory fees, must be paid by you, a dependent, or a third party.
  2. The eligible student must be enrolled in an eligible higher education institution, one that qualifies for federal student aid and possesses a Federal School Code.
  3. The eligible student, whether it’s yourself, your spouse, or a dependent, must be included on your tax return. An eligible student cannot be married and file taxes separately.

In addition to these fundamental criteria, there are further distinct conditions that must be met to qualify for the AOTC and LLC.

AMERICAN OPPORTUNITY CREDIT

The American Opportunity Tax Credit (AOTC) represents a modification of a prior credit known as the Hope Credit.

Eligibility for the AOTC extends to students, spouses of students, and third parties (including parents of students) who have covered the qualified expenses, such as tuition and fees, for someone attending school. The individual claiming this credit must have made these payments either in the preceding year or within the initial three months of the year in which the taxes are being filed.

Once you meet the qualifications, you can apply for the AOTC once annually, limited to the first four years of a student’s college education. The student in question must be enrolled in a program leading to a degree or certificate and be enrolled at least half-time during one academic period (e.g., a semester) for the tax year.

This credit is calculated in two parts, meaning students can receive the tax credit on the following:

  1. 100% of the first $2000 of eligible expenses
  2. 25% of the next $2000 of eligible expenses

In short, the AOC is worth up to $2500 in tax credit per year. If you do not owe any taxes, you can have up to 40 percent of the tax credit refunded to you.

To remain eligible for this tax credit, your modified adjusted gross income must be $80,000 or less. For married couples filing jointly, it must be $160,000 or less.

LIFETIME LEARNING TAX CREDIT

The Lifetime Learning Credit is easier to qualify for than the AOTC.

Students become eligible for the LLC by taking at least one course during the tax year. Their course or courses can apply toward a degree or certificate, or they can simply stand alone. Said another way, students can earn this credit simply by taking a course or two to enhance their job skills.

There is no limit to the number of years students can apply for the LLC. Therefore, they can apply for one as they earn their undergraduate and/or graduate degrees. They can also apply for it to supplement the costs of undergraduate or graduate courses.

To be eligible for the LLC, applicants’ modified adjusted gross income must be $52000 or less. For married couples filing jointly, it must be $104,000 or less. You can only claim an LLC for one student per tax return.

The LLC is worth up to $2000 per return. Unlike the AOC, it does not offer a refund if you do not owe any taxes.

Like the AOTC, the LLC is available to U.S. Citizens and Resident Aliens. It is not available to students who are already claimed as a dependent on someone else’s tax return (such as a parent’s).

Key terms and forms for the LLC:

  • Modified Adjusted Gross Income: this is the adjusted gross income, found online seven of Form 1040. Use Publication 970 through the IRS to help find this number. It helps you identify whether or not you’re eligible for the AOTC.
  • IRS forms to use: Form 8863 (Education Credits) and Form 8863 Instructions (note that this is the same form you will use for the AOTC).

AMERICAN OPPORTUNITY TAX CREDIT VS. LIFETIME LEARNING CREDIT

CriteriaAOTCLLC
Maximum CreditUp to $2500 per eligible studentUp to $2000 per credit return
Refundable or Not Refundable40% of creditNot refundable 
Limit on MAGI for Married Filing Jointly$180,000$134,000
Limit on MAGI for single, head of household, or qualifying widow(er)$90,000$67,000
Number of Years of College Education Available4Unlimited
Type of Program RequiredThe student must be pursuing a degree or certificate  The student does not have to be pursuing a degree or certificate
Number of CoursesThe student must be enrolled at least half time for at least one academic period beginning in 2018Available for one or more courses
Qualified ExpensesTuition, required enrollment fees, required course materialsTuition and fees required for enrollment or attendance
Whom Can You Claim the Benefit for?
  • You
  • Your spouse
  • The student you claim as a dependent
  • You
  • Your spouse
  • The student you claim as a dependent
Who Must Pay the Qualified Expenses?
  • You or your spouse
  • Student
  • Third party
  • You or your spouse
  • Student
  • Third party

Source

Taking advantage of the American Opportunity Tax Credit and the Lifetime Learning Credit help make higher education more affordable. Remember that to qualify for either, you must:

  • Pay qualified expenses for higher education
  • Have a student (or be a student) registered at a qualified college (one that has a Federal School Code)

Otherwise, the LLC is easiest to qualify for. To receive that tax credit, students can take as few as one class. They do not have to be pursuing a degree or certificate. And they can apply for the LLC for the duration of their academic career; there is no limit to the number of years it’s available.

The AOTC meanwhile, is more difficult to qualify for. To receive that tax credit, students must be enrolled at least half time for one academic period per year. They have to be pursuing a degree or certificate. And they can only apply for the credit for the first four years of college education.  

The IRS makes applying for the AOTC and the LLC relatively simple. Applicants can use Form 8863 for both, and instructions for applying are available online.

Be sure to take advantage of the government-supplied benefits.

12 Must Know Facts About Cybersecurity

12 Must Know Facts About Cybersecurity for 2023

Our infographic is full of facts about Cybersecurity! Did you know that Cyber-attacks are the fastest-growing crime in the U.S.?  This includes user data theft from cybersecurity breaches. As our society increases its use of technology, this figure will continue to increase in size, scope, and cost. 

The foremost fact about cybersecurity is that Cyber terrorists, identity thieves, and computer hackers steal highly sensitive and classified data off of the web daily – and make front-page headlines in the process.

Today’s InfoSec professionals are trying to stay ahead of cybercriminals, though remain worried about AI-powered cyber attacks, sandbox evading malware, ransomware and more.

The growing demand for more effective information security products and protocols means now could be a great time to research an education and/or career in this exciting field.  Our team has put together some interesting data points that show how real this threat is.

TOP CYBERSECURITY FACTS

Hackers may work in the shadows, but they propose real threats to businesses and individuals alike. Here are some noteworthy statistics about InfoSec. You may be surprised at the extent to which data is under attack.

  1. Microsoft reports that approximately 80% of nation-state attackers have directed their focus towards government agencies, think tanks, and various non-governmental organizations.
  2. During the initial half of 2022, there were approximately 236.1 million ransomware incidents on a global scale.
  3. In the initial half of 2022, a staggering 53.35 million residents of the United States fell victim to cybercrime.
  4. In 2017, the FBI estimated that ransomware infected more than 100,000 computers a day around the world
  5. According to Microsoft, 20% of small to mid-sized businesses have been cybercrime targets.
  6. 53 percent of cyber-attacks resulted in damages of $500,000 or more 
  7. Research suggests that up to 40% of cyber threats are now occurring directly through the supply chain.
  8. 91 percent of security professionals are concerned that hackers will use AI to launch even more sophisticated cyber-attacks
  9. In fact, projections indicate that by the conclusion of 2025, there will be a notable shortage of cybersecurity professionals, with an estimated 3.5 million unfilled positions in the field
  10. Hundreds of thousands — and possibly millions — of people can now be hacked via cardioverter defibrillators (ICD), pacemakers, deep brain neurostimulators, insulin pumps, ear tubes, and more
  11. There are around 24,000 malicious mobile apps blocked every day
  12. Attacks involving crypto-jacking increased by 8,500 percent in 2017 so don’t click on unknown links

CYBERSECURITY BREACH AND USER DATA THEFT EXAMPLES IN THE NEWS

Innovation in computer and internet technology reshapes the ways we communicate and conduct business. However, this increasingly digitized world is hard to protect from computer hacking, cyber-espionage, malware, and other major security breaches. Here are some of the headline grabbers that have impacted millions of people across the world.

  1. Yahoo – Biggest data breach in history circa 2013-14 when 3 billion Yahoo users are hacked in a data theft
  2. LinkedIn – In June 2021, LinkedIn experienced a data breach, exposing data from 700 million users. The breach, perpetrated by a hacker called “God User,” raised concerns about potential social engineering attacks despite LinkedIn’s claims that no sensitive personal data was compromised.
  3. Facebook – In April 2019, data from Facebook apps, including phone numbers and account details of 530 million users, was exposed. By April 2021, the data became freely available, prompting security researcher Troy Hunt to add a feature to check if users’ phone numbers were affected on HaveIBeenPwned (HIBP).
  4. T-Mobile Data Breach – On May 1, T-Mobile experienced another data breach, impacting approximately 800 customers. The breach involved the unauthorized access of customer contact info, ID cards, social security numbers, and additional personal data from PIN-protected accounts. This marks the telecom provider’s second breach of the year, with the first affecting 37 million customers in January, and previous incidents occurring in December 2021 and November 2022.
  5. Under Armor – In 2018 Under Armor reported that its app,  “My Fitness Pal” was hacked, affecting 150 million users
  6. U.S. Power Companies – In 2017, security researchers detect that Russian hackers had infiltrated and probed U.S. power companies and that the perpetrators had direct access to an American utility’s control systems
  7. MSI Data Breach/Ransomware Attack – Computer vendor Micro-Star International has suffered a data breach, with new ransomware gang Money Message claiming responsibility for the attack. The group says they’ve stolen 1.5TB of information from the Taiwanese company’s systems and want $4 million in payment – or they’ll release the data if MSI fails to pay.
  8. Iranian Hackers – The U.S. Justice Department uncovers a major government-backed Iranian cyber-espionage ring. These hackers broke into the computer networks of 144 U.S. universities, stole 31 terabytes of intellectual property and caused f $3.4 billion worth of damages. They then attacked 36 private American companies and infiltrated five U.S. government agencies, stealing the emails associated with thousands of accounts
  9. Hudson’s Bay Company – HBC, which owns Saks Fifth Avenue and Lord & Taylor Inc were massively hacked in April 2018. They report Hackers stole the data of more than 5 million credit and debit cards
  10. Ticketfly – In June 2018 the subsidiary of Eventbrite concert ticketing agency announces a data breach that impacted more than 26 million customer accounts. The stolen information included customer names, addresses, email addresses, and telephone numbers
  11. U.S. Airforce – In 2018, an amateur hacker illegally accessed an Air Force captain’s computer by exploiting a known security flaw and stole classified information about MQ-9A Reaper drones and their operators. The hacker then tried to sell them on the dark web for just $150
  12. Vtech – Even children’s data is stolen when in 2018, a cyber-attack on electronic toymaker VTech Technologies exposed the personal data of 6.4 million children
Facts About Cybersecurity infographic

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WHAT DEGREE DO YOU NEED TO BE IN CYBERSECURITY?

Most information cyber security analyst careers require at least a bachelors degree in computer science, information assurance, programming, or a related field like cybersecurity. Experience is seen as an asset too.

For those aspiring to advance in their professional trajectory, acquiring a background in business can prove advantageous in developing strong managerial decision-making skills. Consider pursuing an MBA with a specialization in information systems. Alternatively, opt for a comprehensive and technically-focused path by enrolling in a Master of Science program in Cybersecurity or Information Security, where you may select a concentration to further enhance your expertise:

  • Cyber Intelligence
  • Computer Forensics
  • Cyber Operations
  • Electronic Crime & Fraud
  • Malware Analysis

In any case, to remain highly sought after and stay up-to-date with the latest trends and technologies, many cybersecurity professionals opt to pursue ongoing education throughout their careers. This can involve pursuing additional degrees or obtaining professional certifications in specialized areas such as penetration testing, systems auditing, or credentials like the Certified Information Systems Security Professional (CISSP).

Student Loan Consolidation

IS IT SMART TO CONSOLIDATE YOUR STUDENT LOANS?

Loan consolidation involves merging multiple loans into a single one. If you’ve taken out several student loans during your college years, consolidating them can simplify your life in the following ways:

  • You can turn several loans into a single loan
  • You can make a single monthly payment instead of many
  • You can switch variable interest rates to a single, fixed interest rate
  • You might be able to lower your monthly bill
  • If you have loans that don’t currently qualify for a federal loan forgiveness program, you could turn them eligible

Students with federal student loans have the option to apply for a Direct Consolidation Loan. This allows them to merge various types of loans, including Unsubsidized and Nonsubsidized Federal Stafford Loans.

Often, students consolidate after their grace period is over. The grace period is when your loans are temporarily in deferment after you graduate.

What about private student loans? While not eligible for a Direct Consolidation Loan, you can consolidate your loans through a lender. This is called refinancing.

HOW TO CONSOLIDATE STUDENT LOANS

1. IF CONSOLIDATING FEDERAL LOANS, START AT STUDENTLOANS.GOV

You can to fill out a Federal Direct Consolidation Loan Application and Promissory Note online. You may need information such as your Social Security Number, driver’s license number, and two personal references.

2. CHOOSE THE LOANS YOU WANT TO CONSOLIDATE

You may not wish to consolidate all of your federal loans. Why? Because some may come with extra benefits, like Perkins subsidized interest, or cancellation and discharge programs. You’ll lose those benefits after you consolidate.

Plus, if you have a loan with a higher interest rate than the others, you may wish to pay that off on its own. That’s because the interest rate of your Direct Consolidation Loan depends on the weighted average of the interest rates for all your loans. It may be smart to pay off that higher interest loan quickly, instead of including it in your Consolidation Loan.

What about private student loans? Since these don’t come with federal benefits, you could potentially refinance them all with a private lender.

3. CHOOSE YOUR STUDENT LOAN SERVICER

For federal loans, you can choose from several servicers. One possible option is FedLoan Servicing, which manages the Public Service Loan Forgiveness program (PSLF). If you plan to work toward PSLF, it may make sense to choose FedLoan Servicing.

For private student loans, there are several private student loan companies that do refinancing. When choosing a company to work with, consider factors like:

  • Interest Rate Ranges: The interest rate you qualify for depends on your lender, your credit report/eligibility, and the market. As of 2018, variable interest rates range from about 2.5 to 9.09%. Remember that variable rates can get higher or lower over time. Fixed rates, which stay the same, range from about 3.35 to 9% in 2018.
  • Loan Amount: Some lenders have minimum or maximum amounts you can refinance.
  • Loan Period: How quickly do you want to pay off your loan? Refinancers may have a minimum loan period, usually from five to 15 years. They may also have a maximum loan period. Remember that the quicker you pay off your loans, the higher your monthly payments will be. But, you’ll save on interest if you pay off your loans quickly.
  • Hardship Options: Does your lender have deferment and forbearance options? If you have trouble paying off your loan due to an event like the loss of your job, these options could help.
  • Fees: Compare late fees or other kinds of loan servicing fees.
  • Extra Benefits: What extras make a particular lender stand out? For example, some offer interest rate reductions if you hit milestone goals – like repaying the first 10% of your principle.

4. DECIDE ON YOUR REPAYMENT PLAN

For federal loans, there may be several ways to repay your consolidation loan. These include:

Standard Repayment Plan – Fixed payments, made over a period of 10 to 30 years Graduated Repayment Plan – Payments start out low and increase over 10 to 30 years Extended Repayment Plan – Fixed or graduated payments; pay off your loans in 25 years Income Driven Repayment Plans – Payments are recalculated each year based on factors like your income and family size

Private student loan refinancing companies do not have the same kinds of repayment options. That said, some lenders may offer more flexible plans.

5. SUBMIT THE APPLICATION

Once you’ve fully understood your options, it’s time to take the next step. Contact the loan servicer if you have questions or need help with your application.

LOAN CONSOLIDATION VS. LOAN REFINANCE

Both student loan consolidation and refinancing are ways to simplify repayment and change your loan terms. Consolidating only works for your federal loans, though.

If you want to combine several private student loans (or private + federal loans), you’ll have to refinance. Student loan refinancing means applying for a new private student loan and using it to pay off your other loans.

There are pros and cons to both. For starters, consolidation typically won’t lower your interest rate. Refinancing usually does, meaning you could save money over the life of your loan.

That said, refinancing student loans depends on factors like your income, credit report, and debts. In other words, your loan terms are based on your creditworthiness. That’s not the case when you consolidate federal student loans.

And, refinancing federal loans with a private lender could mean you lose out on key benefits – like subsidized interest or loan forgiveness.

Depending on the types of loans you have, a combination of consolidation and refinancing may be the ideal plan.

 Student Loan ConsolidationStudent Loan Refinance
Which Loans Can I Combine?Most federal student loansBoth private and federal loans
Can I Lower My Rates?Can I Lower My Rates? The interest rate on Direct Consolidation loans is based on the weighted average of the interest rates of the loans you’re combining. The good news? This interest rate is fixed, which means it can’t get higher over time. Yes, you may qualify for lower interest rates. It helps if you (or your cosigner) have a high credit score and low debt-to-income ratio.Yes, you may qualify for lower interest rates. It helps if you (or your cosigner) have a high credit score and low debt-to-income ratio.
Can I Save Money?Probably not (though fixed interest rates could help). Consolidation usually increases the length of your repayment period. Taking longer to repay what you borrowed could mean you’ll pay more interest over the life of the loan.Yes, you could save money if you qualify for a lower interest rate. Paying off your loan quicker can also help you save money.
Can I Use Federal Loan Protections and Forgiveness Programs?

Consolidating federal loans other than Direct Loans may give you access to:

  • Income-driven repayment plan options
  • Public Service Loan Forgiveness (PSLF)

But, consolidating your current loans means you’ll lose credit for any payments you’ve already made toward income-driven repayment plan forgiveness or PSLF.

And if you have Federal Perkins Loans, you’ll lose benefits like subsidized interest and cancellation/discharge options.

When you refinance federal student loans with a private lender, you lose federal benefits and programs. These include:

  • Income-based repayment options
  • Federal loan forgiveness programs
  • Interest discounts or rebates
  • Federal deferment and forbearance options (if you have trouble paying back your loans)
Will I Pay Only One Bill?YesYes
Who Offers These Loans?The U.S. Department of Education (often through consolidation loan servicers). Your first step should be to apply for a Direct Consolidation Loan at StudentLoan.gov.Private lenders, like banks and financial institutions

STUDENT LOAN CONSOLIDATION: THE BIG PICTURE

Average aid per full-time equivalent (FTE) student in 2022-23 was:

  • $15,480 per undergraduate student
  • $28,300 per graduate student

PRIVATE STUDENT LOAN CONSOLIDATION LENDERS

LenderWhy this LenderEligible DegreesEligible Loans
LendKeyChoose from flexible repayment plans, like interest-only payments for the first four years. And, pay no origination fees.Undergraduate and/or GraduatePrivate and/or Federal
CommonBondThey offer up to 24 months of forbearance over the life of your loan. And, you’ll pay no origination fees or prepayment penalties.Undergraduate and/or GraduatePrivate and/or Federal
College AveThey offer 16 loan term options. Choose how long it will take to pay back your loan, between five and 20 years. Plus, qualify for a lower interest rate when you use autopay.Undergraduate and/or GraduatePrivate and/or Federal

Repaying Student Loans

Repaying Your Federal Student Loans

Get Informed, Then Get Matched To Online Schools Using Our Degree Finder!

PICKING A STUDENT LOAN REPAYMENT PLAN

When dealing with federal student loans, you’re presented with a menu of eight distinct repayment possibilities. Familiarizing yourself with these options is crucial in order to pinpoint the one that aligns most favorably with your financial circumstances. To accomplish this, it’s imperative to evaluate your individual requirements, encompassing an understanding of both your monthly budget and the time frame available for settling your loan.

An online tool at your disposal for aiding this decision-making process is the Repayment Estimator offered by the Department of Education. By inputting specifics such as your loan balances, interest rates, tax filing status, income, and family size, this tool serves to generate a comprehensive array of potential strategies:

  • Which repayment plans you are eligible for
  • The amount of your first and last monthly payments
  • Total amount paid
  • Any projected loan forgiveness
  • How long you have to repay your student debt

Since there are different plans and grace periods, it is crucial to get to know the features of each choice. Often, a student loan servicer can work with you, but it is a good idea to go into a meeting prepared. For quick reference, the main types of student loan repayment plans are as follows. Before you start, these differ from the ways you’d pay back a private loan, which we discuss further on in the article.

  • Standard Plan
  • Extended Plan
  • Graduated Plan
  • Income-Driven Plans
  • Income-Sensitive Plan

STANDARD REPAYMENT PLANS (SRP)

The Standard Repayment Plans (SRPs) serve as the default payment arrangement for both Federal Direct Loans and Federal Family Education Loans (FFEL). These plans grant you the opportunity to clear your loan within a span of 10 years, during which you’ll be making fixed monthly payments. The exact amount of these payments is contingent upon your loan balance and is meticulously calculated to ensure complete repayment within the stipulated decade. However, it’s important to note that you might need to fulfill a minimum monthly payment of at least $50 throughout the entirety of your loan’s lifespan.

An appealing facet of the Standard Repayment Plan is its inherent flexibility. In the event of encountering financial hardships, you have the liberty to transition to an alternative plan. Conversely, if all unfolds as anticipated, you can bid adieu to student debt after the span of 10 years, subsequently diverting your focus toward other financial aspirations.

Another point to consider pertains to the matter of interest charges. When juxtaposed with the Income-Based Repayment Plans (which we shall delve into shortly), the Standard Repayment Plan tends to entail lower interest fees. This divergence can be attributed to the elongated duration of Income-Based Repayment Plans, which could potentially lead to higher accrued interest. Nonetheless, it’s worth noting that this plan’s monthly payments might surpass those associated with certain alternative plans.

INCOME-DRIVEN REPAYMENT PLANS (IDR)

For those grappling with student loan debt, income-driven repayment (IDR) plans can serve as a valuable tool. These plans achieve this by reducing your monthly payment obligations, offering immediate relief to your cash flow. Nevertheless, it’s essential to recognize that over the long haul, you might face implications like taxable income on forgiven loans and elevated interest fees.

Borrowers who qualify have access to four distinct income-driven repayment plans, designed to assist individuals who find it challenging to meet their payment obligations on their current income. In the overview provided below, the significance of your disposable income (discretionary income) becomes apparent when considering these options.

1. REVISED PAY AS YOU EARN REPAYMENT PLAN (REPAYE)

Under this plan, your monthly payments typically amount to 10 percent of your discretionary income, divided by 12. Any remaining balance is eligible for forgiveness after 20 or 25 years.

2. PAY AS YOU EARN REPAYMENT PLAN (PAYE)

Monthly payments, within the PAYE plan, are typically equivalent to 10 percent of your discretionary income, divided by 12. Any outstanding balance becomes eligible for forgiveness after 20 years.

3. INCOME-BASED REPAYMENT PLAN (IBR)

Within the Income-Based Repayment Plan, monthly payments usually correspond to 15 percent of your discretionary income, divided by 12. However, if you’re a new borrower, the payment percentage is lowered to 10 percent. Any remaining balance is subject to forgiveness after 20 or 25 years.

4. INCOME-CONTINGENT REPAYMENT PLAN (ICR)

This plan entails monthly payments equal to 20 percent of your discretionary income, divided by 12. Alternatively, it can be the amount you would pay under a fixed 12-year repayment plan (longer than the 10-year SRP). Any remaining balance becomes eligible for forgiveness after 25 years.

EXTENDED REPAYMENT PLAN (ERP)

The Extended Repayment Plan presents you with the option to spread out your loan repayment over a more extended timeframe compared to the Standard and Income-driven plans. In contrast to the 10-year term of the SRP, you have the ability to make payments over a span of up to 25 years. During this period, your payments can either remain fixed or follow a graduated pattern. Generally, this translates to more manageable monthly payments compared to what the Standard and Graduate Repayment Plans demand. Nonetheless, if your objective is to swiftly eliminate your student debt in order to allocate funds for purposes such as purchasing a house, retirement, travel, or other aspirations, this plan might not align with your goals.

GRADUATED REPAYMENT PLAN (GRP)

The Graduated Repayment Plan initiates your repayment journey with lower initial payments that increment every two years. In essence, you remain on a 10-year track (or a 30-year track for consolidated loans), but your monthly payments commence at a lower level and progressively rise. This payment structure assumes that as you advance in your career, you’ll be in a position to make more substantial contributions toward your loan.

UNDERSTANDING LOAN REPAYMENT

Your student loan billing is managed by your loan servicer, and each servicer follows its own payment procedure. It’s your responsibility to directly submit payments to your servicer; however, they often offer assistance if needed. In case you’re unsure about your servicer’s identity, you can verify it by checking your account on My Federal Student Aid.

How much will your payment be? Typically made on a monthly basis, your payment hinges on four key factors:

  1. The specific type of loan you obtained
  2. The total amount you borrowed
  3. The repayment plan you’ve selected
  4. The interest rate associated with your loan

WHAT IS A GRACE PERIOD ?

The time lapse after graduation and before you start making payments is a “grace period”. Usually it is a set time frame which gives you the space to settle your finances and select your repayment plan.

No grace period – PLUS Loans (possible eligibility for deferment)
6-month grace period – Direct Subsidized Loans, Direct Unsubsidized Loans, Subsidized Federal Stafford Loans, and Unsubsidized Federal Stafford Loans
9-month grace period – Federal Perkins Loans
Up to 3-year extension – Military service members

Caveat: While it may sound great to have this breathing room, interest will mount up if you have unsubsidized loans. It’s the same when you don’t pay a credit card balance on time.

In contrast, Perkins loans, direct subsidized loans, and subsidized Stafford loans don’t accrue interest during the grace period. You can, however, use your grace period to make interest payments. If this is easy for you to do, it’ll put you one step ahead when your grace period is up.

DEFERMENT OR FORBEARANCE ON FEDERAL STUDENT LOANS

Do you need to postpone your payments? In some cases, one may be eligible to receive a deferment or forbearance. These are temporary pauses which allow you to stop making payments. Or, reduce your monthly payment amount for a specified period.

For instance, there’s a provision in the Department of Education Appropriations Act, 2019 which allows cancer patients to get deferments while they are in treatment. Part-time students, military persons and others may also be eligible for a deferment.

One thing to remember is that with a deferment, you may not be responsible for paying the interest your loan amasses. This applies only to specific types of loans. During a forbearance though, you are responsible for paying the interest that accrues on all types of federal student loans.

LOAN CONSOLIDATION

Do you have many federal student loans? You may be able to merge them into one loan with a fixed interest rate. The amount of the loan depends on the average of all the joined interest rates and there is no cost to you. To do so, you need to file a Federal Direct Consolidation Loan Application and Promissory Note. Overall, this may simplify your repayment process.

PUBLIC SERVICE LOAN FORGIVENESS (PSLF)

The Public Service Loan Forgiveness Program is a federal program. It forgives the remaining balance on Direct Loans for eligible student loan debt holders. How do you qualify for public service loan forgiveness? To be eligible for PSLF, you’ll need to meet several criteria:

  • Where you work matters. Qualifying employers include the government or not-for-profit organizations.
  • You must first enroll in a qualifying repayment plan. Examples include REPAYE, PAYE, IBR, ICR and SRPs.
  • You need to be a full-time employee. This means more than 30 hours per week.
  • Under one of these plans, you’ll have to make 120 qualifying monthly payments.

UNDERSTANDING FEDERAL INCOME-DRIVEN REPAYMENT PLANS

Are your federal student loan payments high compared to your income? If so, you may want to repay your loans under an income-driven repayment plan. Most federal student loans are eligible for at least one (of the four) income-driven repayment plans.

If your income is low enough, your payment could be all of $0 per month. Remember though, you’ll need to make calculations using your discretionary income as a guide. To calculate your discretionary income, find the difference between your adjusted gross income and 150 percent of the annual poverty line for a family of your size and in your state.

You may also want to familiarize yourself with the different repayment periods and payments. The table below is an overview of this information.

Income-driven Plan NameTerm LengthMonthly Payment CapDescription
Income-based repayment (IBR)20 years if you’re a new borrower on or after July 1, 2014
OR
25 yearns if you’re not a new borrower
After July 1, 2014
10% of discretionary income (for new borrowers) on or after July 1,2014 but never more than the 10-year Standard Repayment Plan amount
OR
15% of discretionary income if you’re not a new borrower on/or after
July 1,2014
  • Low monthly payments
  • Loans eligible for forgiveness after repayment period
  • Possibility of higher interest fees
  • If your loans are forgiven, the balance may be taxable
Income-contingent repayment12 yearsThe lesser of either 20% of your discretionary income
OR
what you would pay on a repayment plan with a fixed payment over the course of 12 years, adjusted according to your income
  • No income eligibility requirement may make it easier to qualify
  • You may be eligible for loan forgiveness
  • Parents with PARENT PLUS Loans can qualify once they consolidate their loans into a Direct Loan
  • Highest potential payment amount of all 4 plans
  • If your loans are forgiven, the balance may be taxable
Pay as you Earn20 years10% of discretionary income
  • Lowest payment amount for eligible borrowers
  • Loans eligible for forgiveness after repayment term
  • Only new borrowers can qualify
  • If your loans are forgiven, the balance may be taxable n qualify
Revised Pay as you Earn (REPAYE)20 years if the loans are for undergraduate study
OR
25 years if the loans are for professional or graduate study
10% of discretionary income
  • Lowest payment amount for eligible borrowers
  • Loan forgiveness terms depend on whether you’re an undergraduate or graduate student
  • Monthly payments factor in your spouse’s income regardless of filing status
  • If your loans are forgiven, the balance may be taxable

APPLYING FOR INCOME-DRIVEN REPAYMENT

To apply for one of the Income-driven Repayment Plans, there are some easy steps to follow. You won’t need an application fee, but the process requires you to complete it in one session. If you’re nervous about filling out official forms, you can download a PDF version of the Request and do it manually. Otherwise, here’s how to prepare.

  1. Create an FSA ID (or have your ID number handy)
  2. If you are married, make sure you have your spouse’s SSN and information
  3. Have your personal information and income figures handy
  4. Set aside at least 10 minutes
  5. Go to StudentLoans
  6. Log in to start the application
  7. Complete the Income-Driven Repayment Plan Request

Each year you’ll need to recertify, in order to remain eligible for the lowest possible monthly payment amount.

BASIC FEDERAL STUDENT LOAN REPAYMENT PLANS

Basic Federal Student Loan Repayment Plans often balance a monthly payment you can afford today and a lesser total amount overall than income-driven plans. That said, an IDR may lower your payments today even though in the long run, you may be paying more.

Basic Repayment Plan NameTerm LengthDescription
Standard Repayment10 yearsFixed Monthly Costs
Graduated Repayment10 or 30 years for consolidated loansMonthly payment starts out low and gets higher over time
Extended Repayment25 yearsYour payments are either fixed or graduated for the term of the loan

PRIVATE STUDENT LOAN REPAYMENT OPTIONS

Private Student Loans do not qualify for federal income-driven repayment plans. Or forgiveness programs. Yes, a debt is a debt, but Federal Student Loans begin with the U.S. Department of Education. They also come with standard benefits and protections.

The reason for this is that to get a private student loan, you’ll usually deal with a bank. Or, you’ll borrow from a private financial institution. In general, neither comes with either income-based repayment plans or forgiveness options.

Also, because these institutions don’t have to offer financial assistance to student borrowers, there aren’t as many ways to repay the loan. This limits the ways you can repay your loan, although may have a few options if you start to struggle.

To help you better grasp how to potentially lower your private student loan payments, check out some suggestions below. These may give you some food for thought on how to better manage your monthly payments.

LOWER YOUR PAYMENTS YOURSELF

If you are up for giving it the ‘old college try’, setting a budget that covers your needs rather than wants is a good place to start. Some loan lenders also suggest that you make auto-debit payments which may lower your interest rate. This is useful if you can count on your income (and can generate more money). Not so good if you think you might be hit with overdraft fees.

LOAN REFINANCING

You do need to go through hoops (credit scores for e.g.) set by your financial institution. Yet refinancing student loans may help you manage any flux in your budget. This is where you’ll have to shop around for lenders to see what terms they offer – 5, 7,10, 15 and 20 are common. Some also allow you to merge private and student loans. As such, you may be able to find a lower interest rate, decrease your monthly payment, or both.

LENDER-SPECIFIC REPAYMENT PLANS

Some lenders may offer Repayment Assistance Options to help students manage their loan repayments. Some of these are similar to federal loans, only you’ll have to qualify with a
Lender such as Discover.

  • Deferment – A temporary postponement of payments
  • Forbearance – postpones your loan payments for up to 12 months during the entire term of your loan, though there are stipulations
  • Hardship – A temporary reduction of interest rates for up to 12 months, subject to stipulations
  • Early Repayment Assistance Program – A 3-month postponement of payments
  • Payment Extension –Allows students to bring their loan current by making 3 minimum monthly payments (or the equivalent amount of 3 minimum monthly payments) within a 90-day period
  • Reduced Payment – The Minimum Monthly Payment is reduced, subject to a $50.00 minimum, for an initial period of six months.


5 WAYS YOU COULD PAY OFF STUDENT LOANS FASTER

If the prolonged duration of paying off your debt is causing frustration rather than financial strain, there are methods to expedite your journey towards repaying student loans. To initiate this process, acquaint yourself with your projected payoff date, and then strive to bring it closer. Do any of these alternatives seem like opportunities to achieve this objective?

1. MAKE ADDITIONAL PAYMENTS ON YOUR STUDENT LOAN

While the allure of discretionary spending is ever-present, consider redirecting windfalls such as overtime pay, commissions, or tax refunds toward supplementary or lump-sum payments on your loan. Remember, every bit contributes to achieving the goal.

2. EXCEED THE MINIMUM PAYMENT

Should you find yourself with extra funds, contemplate making payments exceeding the minimum requirement either weekly or monthly. This approach provides you with the flexibility to decide how much you wish to contribute beyond the minimum. Alternatively, set up automatic payments slightly above the minimum. Even forgoing the cost of five weekly coffees accumulates over time.

3. EXPLORE LOAN FORGIVENESS OPTIONS

For those embarking on careers in fields like teaching or public service, as previously discussed, loan forgiveness might be attainable. Certain states also provide Loan Repayment Assistance Programs (LRAPs). Naturally, eligibility criteria apply, but this avenue presents an opportunity to channel funds toward settling federal (and occasionally private) student loans.

4.UTILIZE TAX DEDUCTIONS

Ensure that you maximize any applicable tax credits and deductions. If you’re in the process of repaying student loans, you might qualify for the student loan interest deduction on your federal taxes. Assuming you receive a substantial tax refund, adhere to your plan while considering strategies 1 and 2.

5. REFINANCE YOUR STUDENT LOANS

Refinancing stands as a mechanism to expedite debt elimination while securing lower interest rates and monthly payments. To initiate this process, compare various refinance terms to identify the alignment with your goals. Notably, refinancing can alter your monthly payment structure. Therefore, verify that the revised payments are sustainable. If your financial situation is precarious, this step might exacerbate issues. However, if you possess solid credit and income stability, conducting research and exploring different options could prove to be a viable approach.

Private Student Loans

Private student loans serve as a means to fill the financial gap between federal financial aid and the actual cost of your college tuition. Prioritize exhausting financial aid from other sources, such as grants, scholarships, work-study, and federal loans. If there’s still a need for additional funds, considering private loans could be the next step in your college financing strategy.

Here’s what you need to know before getting started!

FEDERAL VS PRIVATE STUDENT LOANS

Federal student loans receive funding from the federal government, while private student loans are provided by lenders such as banks and credit unions. Additional distinctions between the two types of loans include: 

  • Overall Cost of the Loan.  Private education loans tend to have a higher overall cost. 
  • Interest Rates. Private student loan interest rates may be higher than federal rates. Sometimes, private loans have variable interest rates that change over the life of the loan.
  • Loan Repayment Terms.  Private loans often come with less favorable repayment terms compared to federal student loans, which may offer income-based repayment plans and other benefits. 
  • Borrower Eligibility. For private student loans, your credit score may impact your eligibility, and you might need a cosigner. In contrast, most federal loans do not require a credit check or cosigner. 

Make sure to explore all available government financial aid programs before considering private student loans. However, if federal loans fall short in covering your college expenses, a private loan could be a viable option. 

FINDING LENDERS

Numerous banks, credit unions, and financial institutions provide private student loans. To find the best fit for you, it’s prudent to compare interest rates, terms, and conditions among a selection of top-rated lenders.

COMPARE THESE PRIVATE STUDENT LOAN LENDERS:

  • Sallie Mae
  • SunTrust 
  • College Ave
  • PNC
  • Citizens

APPLY FOR A LOAN

When exploring private student loans, it’s essential to consider that not all loans are alike, and different lenders may offer products, features, and terms that align better with your objectives. As you delve into potential lenders, here are some crucial factors to bear in mind:

  • Your Eligibility. Assess whether you seek private student loans without cosigner requirements or if your credit history presents challenges. Some private loans may suit your needs more favorably based on your citizenship status, income, part-time or full-time student status, and other criteria.
  • Loan Cost. Scrutinize factors such as the loan’s interest rate, interest type (fixed or variable), and associated fees. These elements contribute to the overall cost of your loan. For instance, be cautious when opting for a low, variable interest rate if you intend to repay the loan over an extended period. Variable rates can fluctuate with the market, resulting in higher payments than anticipated.
  • Loan Features. Certain private loans offer advantageous features, such as cosigner release, deferment options in case of financial hardship, or early repayment opportunities. Additionally, many lenders provide auto-pay discounts, often reducing the interest rate by 0.25 or 0.50 percent. Compare multiple lenders to explore the various features available to you.

HOW TO APPLY FOR PRIVATE STUDENT LOANS

Prior to considering private student loans, it’s crucial to complete your FAFSA and make the most of any federal grants or loans you are eligible for. Additionally, don’t overlook the opportunity to apply for scholarships! If you find that you still require additional funds, then you can initiate the process of selecting a lender and applying for private student loans.

IF YOU’RE ELIGIBLE, HERE’S HOW TO GET A PRIVATE STUDENT LOAN:

  1. Get Ready to Apply. Generally, you can apply for private student loans online. To start, you’ll need to prove your basic eligibility – like citizenship and college enrollment status.
  2. Submit Documentation. You’ll need to provide your personal and financial information to your lender. Your lender may require documents like your Social Security number, a pay stub for proof of income or your monthly housing costs. They may also as for your school’s cost of attendance, the amount of financial aid you’ve already received, your cosigner’s details (if applicable), and other information.
  3. You’ll Receive a Decision. Your lender will need to process your application and analyze your financial and eligibility information, to let you know whether you’re approved. If you’ve applied for your private loan online, you may receive a result pretty quickly – sometimes in minutes! In other cases, a lender may need more information from you to move forward.
  4. Choose and Accept the Loan Terms. Once you’ve been approved for the loan, you’ll need to decide on your interest rate type (fixed or variable), loan term, and repayment plan. You and your cosigner (if you have one) will then sign the loan agreement.
  5. Wait for Disbursement. Your private student loans will be sent directly to your college or university. If you have borrowed more than your tuition actually costs, your school will generally refund the difference to you. You can return that money to your lender. Or you could use it to cover other college costs, like room, board, or your textbooks. It’s always best to borrow the minimum amount you need to cover your education related expenses.

PRIVATE STUDENT LOANS ARE AN IMPORTANT RESPONSIBILITY

Opting for private loans to finance your college education can make your academic journey possible. College opens doors to new career opportunities and a promising future. Nevertheless, it is crucial to be aware of the risks and responsibilities as a borrower. You must ensure that you are prepared to take out and eventually repay your private loans.

 

Military Benefits

Military education benefits offered under the GI Bill might help you pay for college and transition into the next phase of your life. But for many active service members or veterans, a traditional college experience isn’t the perfect fit. Online learning may better suit your lifestyle, schedule, and goals. And the good news is, online degree programs may be eligible for military education benefits.

ABOUT YOUR GI BILL BENEFITS

You may qualify for the Post-9/11 GI Bill if you have at least 90 days of aggregate active duty service following September 10, 2001, and you are still on active duty; if you are an honorably discharged veteran; or if you were discharged with a service-connected disability after at least 30 days of service.

The Montgomery GI Bill (MGIB) may be available to active duty military members or selected reservists. In the Montgomery GI Bill Active Duty (MGIB-AD) program, service members must pay $100 a month for twelve months and complete a minimum service obligation. In the Montgomery GI Selected Reserve (MGIB-SR) program, the VA makes monthly payments toward your benefits.

Both the Post-9/11 and Montgomery GI Bill programs may be used to pursue a variety of educational paths. These include college degree and certificate programs, vocational and technical courses, and even online or correspondence courses.

Check out our chart at the bottom of this article, to compare military education benefits programs you may qualify for!

HOW TO USE GI BILL FOR ONLINE SCHOOLS AND PROGRAMS

Wondering how to use your VA online school benefits? Actually, using the GI bill for online schools isn’t any different from using these benefits at a traditional college…as long as your school and program are eligible.

ACCORDING TO THE U.S. DEPARTMENT OF VETERANS AFFAIRS, YOU SHOULD FOLLOW THESE STEPS WHEN APPLYING FOR BENEFITS:

  1. If You’re Ready to Apply, Do So. You can apply for VA military education benefits online, or else apply in person at your regional VA office. You can also call 1-888-GI BILL-1 (888-442-4551) to have an application mailed to you.
  2. If You Have Questions About Your Benefits, Talk to Someone. You can consult with the VA Certifying Official at your school of choice, to learn more about using your military education benefits. This person is usually in the Registrar’s or Financial Aid office. If you plan to study online or at a school far from home, that’s okay. Just contact the Registrar’s or Financial Aid office by phone or email. You can also seek assistance from an employee at your regional VA office.
  3. Wait for Your Claims to Be Processed. It usually takes about 30 days for VA to make a decision about your claims.

Servicemembers, veterans, and even military spouses and dependents may qualify for various military education benefits, many of which can be used to pursue an online degree program. But yes, it can get confusing. Use our handy chart to compare programs you may be eligible for. Remember to always check with The Department of Veterans Affairs to verify your eligibility and learn more about these and other programs.

LIST OF MILITARY PROGRAMS AND BENEFITS

PROGRAMELIGIBILITY REQUIREMENTSREQUIREMENTS FOR MONTHLY BENEFITSBENEFITS CAN BE USED TOWARDTIME LIMITATIONS
Reserve Educational Assistance Program (REAP); also known as Ch. 1607REAP ended on November 25, 2015. However, veterans who were attending an educational institution on (or on the term ending before) November 24, 2015, may remain eligible for REAP benefits until November 25, 2019.N/AN/AFor most service members, REAP benefits are no longer offered. Others have until November 25, 2019 to use benefits.
Veterans Education Assistance Program (VEAP)You must meet these requirements:
– Entered service for the first time between January 1, 1977, and June 30, 1985
– Opened a contribution account before April 1, 1987
– Contributed from $25 to $2700
– Completed your first period of service
– Were not dishonorably discharged
You must have elected to make contributions to this program from your military pay. The government matches your contributions, 2-for-1.Degree and certificate programs, technical or vocational courses, correspondence courses, and other programs that may potentially be pursued online.Benefit entitlement is for one to 36 months. After your release from active duty, you have 10 years to use VEAP benefits. After that time, your contributions will be refunded.
Survivors’ and Dependents’ Educational Assistance (DEA) ProgramYou must be the son, daughter, or spouse of:
– A veteran who died or is permanently and totally disabled from a service-connected disability that arose out of active service in the Armed Forces.
– A veteran who died from any cause while a service-connected disability was in existence.
– A service member missing in action or captured in line of duty.
– A service member forcibly detained or interned in line of duty by a foreign government or power.
– A service member who is hospitalized or receiving treatment for a service-connected permanent and total disability and is likely to be discharged for the disability.
If you are attending a college or vocational program, you must be attending full time, 3/4 time, or halftime. The number of your benefits will vary depending on this status.
Check with the U.S. Department of Veteran Affairs to learn more about requirements and current benefit rates.
Degree and certificate programs,
apprenticeships, and on-the-job training. Spouses may take correspondence courses.
You may receive up to 45 months of education benefits, if you began using the program before August 1, 2018. If you began your program on or after August 1, 2018, you have 36 months to use the benefits.
Tuition Assistance Top-UpYou must be a recipient of the Montgomery GI Bill – Active Duty or Post-9/11 GI Bill programs and be approved for Federal TA, among other potential requirements.You may receive up to the difference between the total cost of a college course and the amount of Tuition Assistance that is paid by the military for the course.College programs,
vocational programs, correspondence courses, apprenticeships, job training, flight training, and more
Top Up is limited to 36 months of payments. (For example, a six-month course would use up six months of your benefits.)
Work Study ProgramYou must be a full-time or 3/4-time student in a college degree, vocational, or professional program.
You must be in one of the following programs:
– Post-9/11 GI Bill
– Montgomery GI Bill – Active Duty
– Post-Vietnam Era Veterans’ Educational Assistance Program
– Dependents’ Educational Assistance Program
– Montgomery GI Bill – Selected Reserve
– Or other select programs.
You must perform approved VA-related work while you are in school. You’ll earn the Federal minimum wage or your State minimum wage, whichever is greater.College degree, vocational, or professional programsThe total number of hours you work cannot exceed 25 times the number of weeks in your enrollment period.
Entrepreneurship TrainingYou must be eligible for any of these VA Education Programs:
– Montgomery GI Bill – Active Duty
– Montgomery GI Bill – Selected Reserve
– Veterans’ Educational Assistance Program
-The Post-9/11 GI Bill
You may receive benefits for courses offered by Small Business Development Centers (SBDCs). Individual courses mustCourses offered by Small Business Development Centers (SBDCs)Varies
Yellow Ribbon ProgramYou must be eligible for the maximum (100%) benefit level under the Post-9/11 GI Bill. Check with the U.S. Department of Veterans Affairs for more specifics.
In addition, your school must meet certain eligibility requirements. For instance, they must participate in the Yellow Ribbon Program and certify your enrollment to VA.
You must be enrolled in a school that participates in the Yellow Ribbon Program, and you must have been accepted to the Yellow Ribbon program, in order to receive potential benefits.
The Post-9/11 GI Bill will pay qualifying candidates:
– All resident tuition and fees for a public school
– The lower of the actual tuition and fees or the national maximum per year for a private school
Educational programs at schools that participate in the Yellow Ribbon ProgramYour participation may be reassessed on a year-to-year basis, depending on factors like your enrollment, your school’s continued participation, and your remaining entitlement under the Post‐9/11 GI Bill.

Disclaimer: This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency. If you would like to find more information about the benefits offered by the U.S. Department of Veteran Affairs, please visit the official U.S. government web site for veterans benefits at Veterans Authority.

FIND GI BILL ONLINE SCHOOLS AND START USING YOUR MILITARY EDUCATION BENEFITS

Finding online degree programs that suit your goals, academic interests, and VA education benefits may be easier than you think. Search online for Montgomery GI Bill and post 9 11 GI Bill online classes and programs. Or, let Education Connection help match you to colleges and universities for free!

Grants and Scholarships

How to Get Money for College Through Grants and Scholarships

Then, Get Matched To Online Schools Using Our Degree Finder!

According to some research findings, 35% of parents and students experience significant stress when it comes to financing college education. Fortunately, for those who find themselves in this situation, there exists a plethora of grants and scholarships designed to alleviate the financial burden of college expenses.

Continue reading to learn about some available scholarships and grants and how to apply.

college with grants and scholarships

COLLEGE SCHOLARSHIPS

Scholarships offer a fantastic chance to secure financial support for your college journey, thanks to their widespread availability. Additionally, these scholarship grants span a wide range, from a few hundred dollars to covering the entire tuition bill.

While scholarships with larger awards might be less common, there exist multiple channels through which you can uncover scholarships that align with your eligibility.

WHO QUALIFIES FOR COLLEGE SCHOLARSHIPS?

Unfortunately, a common misconception among students is that they won’t be eligible for college scholarships unless they were the valedictorian or a standout athlete.

However, this belief is far from the truth.

The reality is that a multitude of scholarships exist that provide financial assistance for college based on various criteria, including those mentioned earlier. This implies that virtually anyone has the potential to qualify for a college scholarship, including you.

The process simply involves conducting some preliminary research to identify scholarships that align with your qualifications and then fulfilling the application requirements, typically including an essay or a writing sample.

HOW TO FIND COLLEGE SCHOLARSHIPS

Finding scholarships, and learning how to apply, used to be a challenge as you’d have to flip through worn out and dated books at the library.

Now, there are plenty of resources online that are updated in real time and allow you to find the perfect scholarship for you.

One way is to use Unigo.com, a college scholarship database, which is the premier network for current and future college students as they figure out how to pay for college.

Other ways of finding scholarships include:

  • High school guidance counselor
  • College financial aid office
  • College guidance counselor
  • Federal agencies
  • Public library
  • Foundations, religious or community organizations, or civic groups
  • Ethnicity-based organizations
  • Professional organizations related to your field of interest
  • Your employer (or your parent’s employers)
  • Local organizations and clubs

EASY SCHOLARSHIPS FOR COLLEGE 

Check out some easy scholarships below and click on any to apply before the deadline.

UNIGO $10K SCHOLARSHIP 

Amount: $10,000
Deadline: Annually by December 31
To apply for this scholarship answer the question: If a historical figure was back to life in the present day, who is and what is their favorite app?

I HAVE A DREAM SCHOLARSHIP

Amount: $1,500
Deadline: Annually by January 31
Requirements: Dreams can have a powerful impact on our lives, as well as reveal your subconscious thoughts. Here’s your chance to earn a scholarship for sharing them.

SWEET AND SIMPLE SCHOLARSHIP

Amount: $1,500
Deadline: Annually by February 28
Requirements: The Sweet and Simple Scholarship Committee wants to hear about a sweet and simple gift you received that had a big impact.

SUPERPOWER SCHOLARSHIP

Amount: $2,500
Deadline: Annually by March 31
Requirements: We’ve all thought about what superpower we’d like to have. Now, those thoughts may help you earn a scholarship!

ALL ABOUT EDUCATION SCHOLARSHIP

Amount: $3,000
Deadline: Annually by April 30
Requirements: It’s often been said that education is the key to success; What doors could earning a degree open for you?

FIFTH MONTH SCHOLARSHIP

Amount: $1,500
Deadline: Annually by May 31
Requirements: What’s so special about the number five? Now’s your chance to potentially earn some money to help pay for college by sharing what you think makes five stand out.

DO-OVER SCHOLARSHIP

Amount: $1,500
Deadline: Annually by June 30
Requirements: What if you had a chance to do-over a moment in your life? What would it be and how would the change impact your future?

FLAVOR OF THE MONTH SCHOLARSHIP

Amount: $1,500
Deadline: Annually by July
Requirements: July is National Ice Cream Month, so it only makes sense to ask: if you were to be an ice cream flavor, which would it be and why?

MAKE ME LAUGH $1,500 SCHOLARSHIP

Amount: $1,500
Deadline: Annually by August 
Requirements: The Make Me Laugh Scholarship is a great way to show how funny you are.

SHOUT IT OUT SCHOLARSHIP

Amount: $1,500
Deadline: Annually by September
Requirements: Whether it’s a message to the world or a simple greeting, this scholarship gives you the platform you’re looking for.

ZOMBIE APOCALYPSE SCHOLARSHIP

Amount: $2,000
Deadline: Annually by October
Requirements: If you’ve ever envisioned a zombie apocalypse and how you would survive, here’s your chance to share it with the world.

EDUCATION MATTERS SCHOLARSHIP

Amount: $5,000
Deadline: Annually by November
Requirements: Have you come across those who told you not to pursue your degree? How did you respond? Why does education matter to you?

TOP TEN LIST SCHOLARSHIP

Amount: $1,500
Deadline: Annually by December
Requirements: The Top Ten List Scholarship thinks you’re amazing and they want to hear the top ten reasons.

REVIEW YOUR COLLEGE

Amount: $1,000
Deadline: Annually by May 31 & November 30
Requirements: Tell other students about your experience so they can make better decisions about college.

TIP FOR APPLYING TO SCHOLARSHIPS

When writing an essay for a scholarship, always:

  • Keep in mind your audience
  • Apply as early as possible
  • Follow instructions
  • Double check your spelling and grammar

DIFFERENCE BETWEEN SCHOLARSHIPS AND GRANTS

Unlike some of the other types of financial aid, grants and scholarships come with a unique advantage – they do not necessitate repayment, provided you adhere to the specified criteria. For instance, certain grants may stipulate your enrollment as a full-time student or may be contingent upon your chosen academic field. Similarly, certain scholarships may demand the maintenance of a specific GPA. Hence, it’s essential to be well-informed about the requirements you must meet to fulfill your end of the arrangement.

Grants and scholarships, by virtue of not requiring repayment, are highly coveted avenues for funding both undergraduate and graduate education. Nonetheless, these two forms of financial aid possess distinctions. Notably, numerous scholarships are merit-based, implying that they are granted to students who have attained specific accomplishments or possess particular attributes.

For example, there are awards based on:

  • Where you live
  • Race or religion
  • Academic or athletic record
  • Extracurricular activities
  • Essay competition

On the other hand, grants are usually awarded as need-based. However, many schools offer both need-based and merit-based grants to students.

On the other hand, most of the federal grants are need based and for those students who meet certain criteria.

DIFFERENCE BETWEEN GRANTS AND COLLEGE SCHOLARSHIPS

BenefitCollege ScholarshipCollege Grants
Offered ByState Government, Institutions, Private SourcesFederal Government, State Government, Institutions
How Winners Are DecidedMerit-basedFinancial need-based (some exceptions)
Amount AwardedVariesVaries
Have to Repay?NoNo

GRANTS FOR COLLEGE

Grants work a little bit differently than scholarships, though they can be beneficial because you don’t have to repay them either. So, just like scholarships, they’re free money for college.

However, often these are based on financial need, though as mentioned, many colleges and universities also offer grants through the institution that are merit-based or a combination of merit-based and need-based.

There are two types of grants for college:

  1. Federal Grants
  2. Institutional Grants

As every school has unique grants, the list would be entirely too long to publish here. So, contact your financial aid office.

FEDERAL GRANTS

As most federal grants are awarded to students with financial need, they use the FAFSA to determine what amount of need you qualify for, just like the different types of federal student loans. Keep in mind that you need to complete the FAFSA every year to update the information.

TYPES OF FEDERAL GRANTS

There are four types of federal grants, each with slightly different requirements. Be sure to check the specific requirements to see if you qualify.

1. FEDERAL PELL GRANTS

Usually, these grants are only awarded to undergraduate students who display exceptional financial need and have not earned a bachelor’s or professional degree.

2. FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT (FSEOG)

The FSEOG program is administered directly by the financial aid office at participating schools and not all schools participate. Check with your school’s financial aid office to find out if your school participates.

Similar to the Pell grants, FSEOGs are awarded to undergraduate students with exceptional financial need and the school’s financial aid office will award the grant to students with the most financial need.

3. TEACHER EDUCATION ASSISTANCE FOR COLLEGE AND HIGHER EDUCATION (TEACH)

These grants are different than others because they require you to take certain kinds of classes in order to get the grant and then do a certain kind of job to keep them from turning into a loan.

Awarded to undergraduate teaching students, you are required to teach for a minimum of four years at an elementary school, secondary school, or educational service agency that serves students from low-income families.

If this service obligation is not met, the grant is converted to a Direct Unsubsidized Loan.

4. IRAQ AND AFGHANISTAN SERVICE GRANT

The Iraq and Afghanistan Service Grant is only available to those whose parent or guardian served in the U.S. armed forces and died as a result of service in Iraq or Afghanistan after September 11, 2001.

In addition, you need to have been under 24 years old or enrolled in college at least part-time at the time parent’s or guardian’s death.

FIND GRANTS AND SCHOLARSHIPS TO HELP YOU EARN FREE MONEY FOR COLLEGE

Visit Unigo.com for a vast array of additional scholarship opportunities. Unigo boasts a database comprising over 3.6 million college scholarships and grants, totaling a remarkable $14 billion dollars in value. To streamline your search process, Unigo organizes its scholarship listings into detailed categories. Additionally, you have the option to create an account for personalized scholarship recommendations.

Your Guide to Federal Student Loans

Federal loans for students offer you the chance to borrow funds for college that you must repay with interest. Often, these federal loans offer a lower interest rate and more flexible repayment terms than private student loans.

Learn all about what types of federal student loans are available to find the best option for you and don’t forget to discover grants and scholarships to help you earn free money for college.

In 2015-16, 85% of first-time, full-time degree / certificate-seeking undergraduate students were awarded financial aid. Overall, 72.3%of all undergraduates received some type of financial aid.

ec-federal-student-loans

TYPES OF FEDERAL STUDENT LOANS

There are two main types of federal student loans:

  • William D. Ford Federal Direct Loans
  • Federal Perkins Loan Program

These loans have unique requirements, interest rates, and maximum awards per year, which are explained below.

WILLIAM D. FORD FEDERAL DIRECT LOANS

This is the largest federal student loan program where the U.S. Department of Education is the lender. These loans include:

  1. Direct Subsidized Loans
  2. Direct Unsubsidized Loans
  3. Direct PLUS Loans
  4. Direct Consolidation Loans

Check out the table below to learn about the differences between these loans.

FEDERAL PERKINS LOAN PROGRAM

As opposed to direct loans, which have the Department of Education as the lender, the Perkins loans are school-based loans, which means that the individual school is the lender.

These loans are offered to undergraduate and graduate students with exceptional financial need. In addition, the amount awarded depends on the amount of funds available at a particular school.

Often, the students with the greatest financial need are awarded Federal Perkins Loans.

TYPES OF FEDERAL STUDENT LOANS

Federal LoanCollege Degree LevelFederal Student Loan Program DetailsInterest Rate (First Disbursed on or After July 1, 2018 and Before July 1, 2019)Maximum Annual Award
Direct Subsidized LoanUndergraduateFor those with financial need5.05%$5,500 (depending on grade level and dependency status)
Direct Unsubsidized LoanUndergraduate, graduate, and professional degree studentsFinancial need is not required5.05% (6.6% for graduate or professional)$20,550 (depending on grade level and dependency status)
Direct PLUS LoanParents of dependent undergraduate students; and for graduate or professional degree studentsFinancial need is not required; borrower must not have adverse credit7.6%Maximum amount is cost of attendance minus any other financial aid you receive
Federal Perkins LoanUndergraduate, graduate, and professional degree studentsEligibility depends on financial need and availability of funds at your school5.0%$5,500 for undergraduate students; $8,000 for graduate and professional students

PERCENTAGE OF GRADUATE STUDENTS WHO RECEIVE FINANCIAL AID

71.6% of all graduate students received some type of financial aid, including 44.2% of graduate students who took out some type of loan.

HOW TO APPLY FOR FEDERAL STUDENT LOANS

In order to apply for federal student loans, you must complete and submit a Free Application for Federal Student Aid (FAFSA). Based on these results, your college or career school will send you a financial aid letter, which may or may not include an offer of federal student loans.

This offer includes instructions on how to accept all or part of the loan. However, before you receive your loan funds, you will have to complete two steps:

  • Complete entrance counseling to ensure that you understand your obligation to repay the loan
  • Sign a Master Promissory Note (MPN), agreeing to the terms of the loan

As some students may not receive federal student loans as an option after completing the FAFSA, don’t forget about private student loans. While each lender and type of loan have different requirements than federal loans, private loans are available to all students.

BENEFITS OF FEDERAL STUDENT LOANS

Some of the benefits of federal student loans include:

  • Interest rate on federal loans is usually lower than private student loans
  • You don’t need a credit check or cosigner for most federal loans
  • You don’t need to begin repaying your federal loans until you leave college or drop below half-time
  • If you demonstrate financial need, you may qualify to have the government pay your interest while you are in school
  • Many federal student loans offer flexible repayment plans and options to postpone your loan payments if you’re having trouble
  • You may be eligible to have a portion of your federal loans forgiven if you meet certain conditions and work in certain jobs

FAFSA Application Deadline

Normally, online FAFSA applications must be submitted by midnight Central Time on June 30 of a given year. For instance, the 2019 FAFSA deadline is midnight Central Time, June 30, 2019.

FEDERAL STUDENT LOANS – HOW MUCH SHOULD YOU BORROW?

Whether you’re taking out a private student loan or a federal loan, it’s important to consider the legal obligation you have to pay back then loans, so responsible borrowing is key.

Some of the things to consider when borrowing money for college:

  • Understand your total amount of loans and how this will affect your future finances
  • Research starting salaries in your field
  • Understand the terms of your loan
  • Make payments on time

Often there are flexible repayment terms for both federal loans and private student loans. This includes options such as, grace period, interest-only payments while in school, and interest rate reductions for automatic debit.

Looking for private student loans? Check out some of your options here!

Percentage of Students Stressed about paying for college

According to a 2017 study by The Princeton Review, 98% of college applicants and their parents said financial aid would be necessary to pay for college. Plus, 65% said financial aid was extremely necessary.

OTHER TYPES OF FINANCIAL AID

As the price of college tuition continues to rise understanding the types of financial aid and finding the right combination of financial aid to pay for your degree is just as important as finding the perfect program for you.

Luckily, there are plenty of other options of financial aid for you to choose from, including:

All of these options mean that you don’t have to worry if you need to supplement your federal student loan offer. Discover some private student loans to find the perfect one for you.

FIND THE FINANCIAL AID PACKAGE AND FEDERAL STUDENT LOAN THAT’S PERFECT FOR YOU

Finding the right mix of financial aid is one of the key aspects of earning your degree. That’s why it’s important to consider all of your options and be sure to do your research.

A good starting point is talking to your counselor or the financial aid office at your school, both of which should have specific details for you to explore.

In the meantime, check out some of our private scholarships and find the perfect degree for you.

© Education Connection 2024. All Rights Reserved.

*https://nces.ed.gov/programs/digest/d20/tables/dt20_311.15.asp

Sources for school statistics is the U.S. Department of Education’s National Center for Education Statistics.

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This is an offer for educational opportunities, not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum. Financial aid may be available to those who qualify. The financial aid information on this site is for informational and research purposes only and is not an assurance of financial aid.

1 You must apply for a new loan each school year. This approval percentage is based on students with a Sallie Mae undergraduate loan in the 2018/19 school year who were approved when they returned in 2019/20. It does not include the denied applications of students who were ultimately approved in 2019/20.

2 This promotional benefit is provided at no cost to borrowers with new loans that disburse between May 1, 2021 and April 30, 2022. Borrowers are not eligible to activate the benefit until July 1, 2021. Borrowers who reside in, attend school in, or borrow for a student attending school in Maine are not eligible for this benefit. Chegg Study® offers expert Q&A where students can submit up to 20 questions per month. No cash value. Terms and Conditions apply. Please visit http://www.chegg.com/legal/smtermsandconditions for complete details. This offer expires one year after issuance.

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