Become a Personal Financial Advisor

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Personal financial advisors work with clients to help them manage their money and assets. They work face-to-face with individuals to help them do their taxes, analyze potential risks in their investments, research and discuss investment opportunities in the form of stocks and bonds and ultimately help put people on a track toward a comfortable retirement or merely a higher standard of living.

With online financial advisor schooling, you can schedule periods of study and classwork around your current responsibilities. Beginning courses online may give you the chance to pursue a new career without requiring a time-consuming commute and can allow you to work at your own pace. What’s more, these classes may teach you about the basic techniques employed by financial advisors and inform you about the most necessary skills required by employers.


Here are some things to consider when choosing an online personal financial advisor program:

  • Personal financial advisors are primarily employed by financial and insurance companies. While they may also travel and teach conferences to attract clients, they generally work in offices.
  • While the professional experience they need depends on their specific responsibilities, personal financial advisors typically need a combination of licenses and certifications to practice, according to the U.S. Bureau of Labor Statistics[i].
  • Personal financial advisors typically need a bachelor’s degree to be hired. However, employers do not always require a specific field of study. Courses in economics, accounting, business, mathematics or law may help, though.
  • While an education may be the key to enhancing your career, employers typically recognize certifications such as the Certified Financial Planner (CFP) certification. Research the personal financial advisor program offered by your prospective online school to see if the coursework may prepare you for certification exams.


Some common courses include:

Personal Finance Gain insights into how to plan a budget, manage money, and more. Topics covered could include taxes, credit, and making major purchases, like a house.

Money and Banking This course takes a journey through the complex world of banking. You could learn all about money, credit, treasuries, and more.

Investments In this course, you could learn how the stock market works – its risks and possible rewards. Study the role of the broker, types of investments, and how to manage a portfolio.

Finance Regulations and Ethics Learn the rules that govern choices about money. This course could explore how to reach goals while doing what's right.


There are many career paths you may choose to pursue after attending online courses in a personal financial advisor program. Study which routes you may take an interest in before signing up for courses. Whether you want to manage large sums of money as a private banker or wealth manager or choose to work with a broader range of medium income clients, there are many options to choose from.


This is the general title for professionals that work with various clients to manage their money, assets, taxes, investments and more. They work directly with clients, for big firms and for smaller institutions doing everything from creating specific plans for educational expenses to selling insurance.

Median Salary: See the BLS for median annual salary information

Job Growth Through 2028: 27% (Much faster than average)

Typical Entry level Education: Bachelor’s degree


Instead of working with specific people, budget analysts work with specific businesses or institutions to analyze their spending habits and identify how a business uses its assets. They work with public as well as private institutions and draft budget reports and study the spending of the organization.

Median Salary: See the BLS for median annual salary information

Job Growth Through 2028: 6% (Slower than average)

Typical Entry level Education: Bachelor’s degree


Similarly, financial analysts also work with public and private businesses as well as individuals. However, instead of drafting budget reports and researching institutional spending, they study and recommend ways in which an organization can make investment decisions for the future. They research how well stocks, bonds and other investments perform for the company and analyze other ways to increase company earnings.

Median Salary: See the BLS for median annual salary information

Job Growth Through 2028: 16% (Faster than average)

Typical Entry level Education: Bachelor’s degree

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EducationDynamics maintains business relationships with the schools it features.

Sources for school statistics is the U.S. Department of Education’s National Center for Education Statistics.

This is an offer for educational opportunities that may lead to employment and not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum.