Colleges That Accept Transfer Credits

More than a third of undergraduates transfer at least once, and 11% transfer twice! If you’re considering a switch to a new school, the list below can help you find colleges that accept all transfer credits so you can find a degree program, graduate sooner and save tuition money.

List of 9 Colleges That Accept Transfer Credits

Many of the four-year colleges below will accept 90 transfer credits (about 75% of total credits required for a bachelors).

This means that you may be able to transfer all of your credits from your previous college work (such as a 60-credit associate’s degree), as long as you meet certain requirements. Keep in mind that the requirements below are for undergraduate transfer requests only. Usually, there are different requirements for transferring graduate school.

Explore the transfer requirements of the partner schools below to find out more.

1. Southern New Hampshire University

Percentage of Transfer Credits Accepted: 75%

SNHU Transfer Requirements

Southern New Hampshire University accepts up to 90 transfer credits. The school also works with many community colleges - they may already have an agreement in place to make your transfer even easier. There are some transferring requirements, such as:

  • Students can transfer up to 45 credits toward an associate degree and up to 90 credits toward a bachelor's degree
  • Courses must be at the college level from an accredited institution
  • Courses with a grade of C- or higher are generally transferrable
  • They must fit the requirements of your degree program
  • For a bachelor's degree, students must complete 30 credits at SNHU - including the final 24 - with four of those classes (12 credits) within your major
  • You can  get credit for military service (JST, ACE certified) and exams (DSST, CLEP)
  • You can earn college credit through industry-recognized certifications or professional licenses you've earned

Popular Programs SNHU

  • Business
  • Criminal Justice
  • IT & Cyber Security 
  • Psychology
  • and more

More Info

About Southern New Hampshire University

Southern New Hampshire University is a private, nonprofit, accredited institution with more than 3,000 on campus students, over 90,000 online students and an alumni network of over 84,000, making it one of the fastest growing universities in the nation. 

2. Grand Canyon University

Percentage of Transfer Credits Accepted: 75%

GCU Transfer Requirements

Grand Canyon University accepts up to 90 transfer credits and has Articulation Agreements with numerous colleges in 24 states. There are some transferring requirements, such as:

  • Up to 90 credit hours can be transferred, with no more than 84 credits in lower division courses
  • Credits must come from accredited, GCU-approved colleges
  • Earned with a grade of C or better for undergraduate courses
  • Official transcripts from all previous colleges required
  • California community college students can easily transfer credits through the Intersegmental General Education Transfer Curriculum (IGETC)
  • GCU can conduct an unofficial transcript evaluation in as few as 24 hours
  • Maximum of 30 credits total can come from alternative credit options such as examinations (CLEP, DANTES, etc), American Credit Evaluations, Lifelong Learning Assessments, Global Studies Portfolios, etc.
  • Maximum of 30 credits can come from military schools and training

Popular Programs Grand Canyon University

  • Bachelor of Science (BS) in Business Information Systems
  • Bachelor of Science (BS) in Computer Programming
  • Bachelor of Science (BS) in Early Childhood Education
  • Bachelor of Science in Nursing (BSN) RN to BSN
  • Bachelor of Science (BS) in Health Information Management

About Grand Canyon University

Grand Canyon is an accredited, nonprofit private Christian university in Phoenix, Arizona that offers on-campus and online learning, and a special Transfer Experience visiting opportunity for prospective transfer students.

3. Purdue University Global

Percentage of Transfer Credits Accepted: 75%

Purdue University Global Transfer Requirements

Purdue University Global accepts 75% of total undergraduate credits required to earn your degree as transfer credits. They have some general transferring requirements, such as:

  • Credits must be from an accredited institution
  • Credits must be on an official transcript
  • Earned with a grade of C- or better for undergraduate courses
  • Courses must be 100-level or higher and not designated as remedial or college-prep
  • Courses must be relevant to the student’s program of study and equivalent to the course requirements of the program
  • Courses must fit into the student’s degree plan
  • Additional program-specific requirements may apply

About Purdue University Global

Purdue University Global is an online school tailored to meet the needs of working adults and offers undergraduate programs with a 3-week trial period so students can try out classes before owing any tuition.

4. Liberty University

Percentage of Transfer Credits Accepted: 75%

Liberty University accepts up to 90 transfer credits. They have a system-wide Guaranteed Admissions Agreement with the Virginia Community College System and some transferring requirements and opportunities, such as:

  • Maximum of 45 credits may transfer to an Associate’s Degree
  • Maximum of 90 credits may transfer into a Bachelor’s Degree
  • Credit awarded for ICE, DSST, and CLEP exams
  • Credit awarded for former schooling, training, military, or on-the-job experience, or certificate program completion via Liberty’s Experience Plus program
  • Free transfer consultation of your transcripts, before applying

About Liberty University

Liberty University is an evangelical liberal arts institution offering over 250 online programs of study from the certificate to the doctoral level. These programs are designed to balance academic theory, research, and hands-on training.

5. American Intercontinental University

Percentage of Transfer Credits Accepted: 75%

In addition to accepting 75% of transfer credits, AIU also offers you the option of earning credit for your previous life and work experience. Of course, to be eligible, your learning experience must be documented, be applicable to your program of study, and be assessed as similar to or meeting the requirements of college-level course outcomes.

AIU Transfer Requirements

  • Maximum 75% of undergraduate transfer credits accepted
  • Earned degrees from accredited institutions with articulation agreements can be evaluated for block transfer
  • Other college or military transcripts evaluated on course by course basis
  • Undergraduate courses will only be accepted if you earned a “C” or higher (2.0 GPA)

About AIU

At American Intercontinental University, they understand the challenges you face every day. That’s why they’ve designed their online programs to specifically match the needs of adult learners and offer 24/7 access to your classes through the online portal or mobile app, as well as a Graduation Team of four advisors to help you on your academic journey.

6. Colorado Christian University

Percentage of Transfer Credits Accepted: 75%

When applying to CCU, you qualify as a transfer student if you have at least 15 credits after graduating high school. As soon as your application is processed and you have been fully accepted, the Service Central office evaluates your transcript to see how many credits will transfer.

CCU Transfer Requirements

  • Up to 75% of undergraduate credits will transfer
  • At least 50% of your major course requirements and upper-level coursework must be completed at CCU
  • Overall 2.8 college GPA
  • You must have earned a “C-“ or better for an individual course to transfer
  • Strong spiritual recommendation
  • Application essay responses

However, students who don’t meet the specific GPA requirements are still encouraged to apply and CCU will consider your application under a committee review process, which may include a personal interview.

About CCU

Founded in 1914, Colorado Christian University’s primary focus is on excellence in teaching while providing faculty and students opportunities for research. In addition to encouraging students to strive for academic excellence, as a Christian university, CCU places a strong emphasis on personal discipleship.

7. Ashford University

Percentage of Transfer Credits Accepted: 75%

If you’ve earned college credit, even if it’s been several years since you last attended college, you can talk to an Enrollment Services Advisor to see if you could transfer up to 90 credits or 75% of the credits required to earn your degree.

Ashford Transfer Requirements

  • Official transcripts are required for credit evaluation
  • Ashford accepts credits from regionally accredited colleges and universities or approved nationally accredited schools
  • Military credits are evaluated for college credit equivalency
  • You must have earned a “C” or a 2.0 GPA on a 4.0 scale

About Ashford

Ashford’s mission is to provide high-quality, accessible, affordable, and innovative educational programs that are designed to meet the diverse needs of individuals pursuing advancement in their personal and professional lives.

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8. Grantham University

Percentage of Transfer Credits Accepted: 75%

In order to earn your undergraduate degree from Grantham, you must earn 25% of your credits at the school, which means you can transfer up to 75%.

Grantham Transfer Requirements

Generally, undergraduate college-level courses from schools accredited by agencies recognized by the U.S. Department of Education and/or the Council for Higher Education Accreditation are accepted. Other requirements include:

  • Official transcripts sent to school no later than one enrollment period of starting
  • Amount of transfer credit accepted depends on the specific program and other requirements
  • Must have earned at least a “C” on courses you want to transfer

Keep in mind that nursing courses are not transferable into Grantham University nursing programs.

Available Programs

  • Bachelor of Arts (BA) in Criminal Justice
  • Bachelor of Business Administration (BBA) in Human Resource Management
  • Bachelor of Science (BS) in Business Management
  • Bachelor of Science (BS) in Information Systems
  • Bachelor of Science (BS) in Cyber Security

About Grantham

A 100% online university, Grantham University is designed to serve the unique needs of a highly diverse student population. Everything they do is centered around helping students minimize potential obstacles and maximizing quality learning.

9. Colorado Technical University

Percentage of Transfer Credits Accepted: 75%

Many of CTU’s students started their pursuit of an undergraduate degree at another institution or in the military. In order to help you earn your degree, and to make transferring as easy as possible, CTU accepts up to 75% of the credits required to earn your undergraduate degree.

CTU Transfer Requirements

  • Have until the end of the first quarter to submit your official transcripts
  • Transcripts are reviewed by a Prior Learning Assessment evaluator
  • Transfer credits are accepted upon evaluation and at the discretion of CTU
  • Only courses in which you earned a “C” or higher will be accepted for undergraduate transfer

Available Programs

  • Bachelor of Science (BS) in Business Administration – Finance
  • Bachelor of Science (BS) in Project Management
  • Bachelor of Science (BS) in Psychology
  • Bachelor of Science (BS) in Management – Cybersecurity Management
  • Bachelor of Science (BS) in Healthcare Management

About CTU
Colorado Technical University is all about offering you choices, such as the type of education you receive, plus how, when, and where you pursue your degree. The school is dedicated to providing excellence, innovation, and flexibility to help you earn your degree and develop a passion for lifelong learning.

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Choosing the Right College as a Transfer Student

Transferring more credits translates to money and time saved, and a higher likelihood that you will complete your degree. So how do you know if your credits will transfer? It may take a little research.

Articulation Agreements

One easy way to transfer credits is by choosing to switch to a college or university that has an articulation agreement with your current school.

Articulation Agreements are pre-existing arrangements between schools that outline which courses at a community college can be used toward a bachelor’s degree at participating four-year schools.

Students who know this information ahead of time can save time and money by avoiding courses for which credit will not transfer. Ask your academic or transfer advisor if your school has Articulation Agreements in place for your major.

State Core Curriculum

Another simple transfer path is utilizing your state’s “core curriculum” policy. Many states have now defined a set of general education classes that participating four-year colleges will accept for credit.

Even undecided majors can take advantage of this arrangement. Check your state’s college transfer website to see if your state has a core curriculum.

Course by Course

If you don’t have Articulation Agreements or a core curriculum on your side, you may still be able to salvage a good number of credits when choosing a new school.

Check with your prospective school’s transfer website or admissions office for their minimum and maximum number of transfer credits allowed, grade requirements, “expiration dates” on credits, and how to determine if the content of your previous courses is equivalent to courses at the new school.

You may even be awarded course credits for military training, other educational experiences, or examinations such as CLEP, so be sure to check each school’s specific requirements.


Among community college students transferring to a four-year school, those who transfer in 90% or more of their earned credits are 2.5 times more likely to graduate than students who transfer in less than 50%.

3 Questions about Transferring from a Community College

Starting at a community college and transferring to a four-year school is a popular route for a variety of reasons. By choosing this route you may save money, earn entrance to a better four-year school than your high school grades would allow, and take more time to decide on a major or career path.

In 2015-2016, 49% of all students who earned a bachelor’s degree were previously enrolled in a two-year college. There are several paths for transferring from community college to a four-year school that make it easy to make the switch without a substantial loss of credits.

#1: How Many to College Credits Will Transfer? 

Articulation Agreements, described above, are common between community colleges and four-year schools in the state. Contact your community college to find out what Articulation Agreements they have in place for your major and speak to your advisor about how to choose a school that will make the most of your earned credits.

Your college may have a state-wide “guaranteed admissions” arrangement with four-year schools in your state, promising admission if certain criteria are met, such as a minimum GPA. Many states also use a core curriculum policy, described above, to declare a block of courses that easily transfer from community colleges to four-year schools.

Even without special agreements, your community college credits may be easily transferable to your new school. Look on the website or contact the admissions office of your prospective school to learn the transfer requirements.

Some schools even offer an unofficial transcript evaluation to give you an idea of how many of your credits may transfer and what your degree plan would look like.

#2: Do D’s Transfer from Community College?

While many schools require a C grade or better when transferring credits, there are ways you can still transfer without losing credit for courses in which you earned a D.

First, check the transfer policy of the school you want to go to—they may have a flexible policy on accepting credits for D’s. If not, you may want to meet with the college representatives to see what options are available to you.

One way to ensure the transfer of credits for your D grades is by staying at your community college long enough to earn your Associate’s degree.

After passing that milestone, you can apply for Bachelor’s programs knowing that your credits will transfer in a block, without each individual course being evaluated for transfer eligibility.

#3: Do Community College Credits Transfer Out of State?

Formal transfer agreements like the Articulation Agreements mentioned earlier are rare between schools in different states. Without an agreement, the transfer eligibility for each course will be assessed individually.

If you are coming from a regionally accredited community college, your destination school will likely accept credit for the “core” courses in your field of study, and some electives if they directly mirror courses offered at the new school. Talk to the registrar at the new school about how to maximize your credits transfer.

Find the Perfect College for Your Transfer Credits

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